Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 435)

7 Reasons to Love That Used Car Smell

If you love that new car smell and aren't willing to settle for a "new car smell" scented air freshener, you'll need to be prepared to pay a hefty premium for your new car. If, however, you're willing to allow another owner to drive the first 15,000 miles or more, then you'll be able to save thousands of dollars. […]

What's Your Credit Card Spending Style?

A lot of experts predicted that consumers would cut back on credit card spending this year. I'd even bet that consumer behavior analysts felt they were making pretty safe predictions. And honestly, I kind of agreed with them. I can think of three reasons we should all be skittish about flashing our plastic. For starters, we had the increase in payroll taxes at the beginning of this year. […]

53 Fun Nights Out for $10 or Less

You can have a fun, entertaining, and relaxing night out without spending much — or anything. The secret is to do what you truly enjoy and take advantage of what your area has to offer. (See also: Classy Dating on a Budget) Here are 53 ideas to get you started. Enjoy Arts and Entertainment Your city's local arts and entertainment scene can offer a variety of experiences. […]

Best Money Tips: Ways to Cut Your Tax Bill

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on cutting your tax bill, saving on your grocery bill, and getting a job after college. Top 5 Articles 71 Ways to Cut Your Tax Bill — Cut your tax bill by funding an IRA or going green. […]

Paying for Pregnancy and Birth Without Health Insurance

Babies, whether planned or not, generally come into the world with wonder, delight, and a very high hospital bill. While it used to be that moms relied on their employer's health insurance (or that of their spouse's) to see them through with the expenses, the healthcare landscape is changing fast; no longer can you be guaranteed that baby will arrive while you're covered. […]

Make Your Own: Homemade Cleaning Wipes and Canister

When there's a mess, instead of reaching for expensive cleaning wipes, make your own for less than a dollar. With the help of vinegar and liquid dish soap, your counters will sparkle without the use of harsh chemicals. And you'll love how this easy DIY can be made over and over with the help of a repurposed coffee canister. […]

Best Money Tips: Make Your Groceries Last Longer

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on making your groceries last longer, saving on wedding favors, and retirement savings busters. Top 5 Articles 8 Ways to Make Your Groceries Last Longer — Spraying your guacamole with cooking oil will make it last longer. […]

3 Ways to Enjoy Business Class for Less Than the Cost of Economy

Would you choose to fly 14 hours overseas in a seat that is 32 inches wide and has a 6 inch recline or in a seat that is 82 inches wide and lies completely flat? Would you choose to sit for the few hours before the flight in a loud waiting area with limited seating or in a room that has free WiFi, comfortable chairs, and complimentary food? […]

How to Negotiate With Confidence and Strike the Best Deal

I'm always surprised when I see otherwise confident, capable, and brilliant people cower at the prospect of a little friendly negotiating. When it comes time to buy a car, hire a service, or pick up a second-hand coffee table, we shy away from haggling. I think it's largely due to being unprepared and not knowing the protocols that can help ensure success. The result? […]

How to Stick to Personal Deadlines

There's a big difference between a deadline that your boss sets for you and one you set for yourself. Even if there's a little grumbling along the way, you'll work hard to meet a deadline that a manager imposes because you know that there are serious consequences to not getting your work done. […]