Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 437)

4 Reasons Why a Roth IRA May be Better Than Your 401(k)

Retirement planning is wrought with "rules of thumb," asset allocation recommendations, compound return assumptions, pension and/or Social Security income calculations, inflationary expectations, and more. Getting to "that perfect number" is an effort in futility unless you can see into the future with perfect clarity. […]

Common Household Poisons and How to React

[NOTE: If you need immediate assistance with common household poisons, remain calm and call Poison Control at 1-800-222-1222 immediately.] What’s the second leading cause of unintentional injury death in the United States (after motor vehicle crashes)? […]

Best Money Tips: Teaching Young Ones Frugality

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on teaching young ones about frugality, ways to increase your income, and how to live on $40,000 or less. Top 5 Articles Little Steps for Teaching Young Ones Frugality — Teach your kids about frugality by having them save leftover food for future dinners. […]

How to Make a Piggy Bank

I'm normally a debit swiping, credit-card carrying shopper who rarely makes cash purchases. However, this year I'm using cash a little more than usual which equates to coins rolling around the bottom of my purse, backpack, car, and pockets. […]

Join Our Tweetchat on Thu 3/31, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Balancing charity with frugality. Where do you draw the line between being generous and taking care of yourself? […]

25 Frugal Changes You Can Make Today

Frugal living does not have to involve drastic changes; a few simple everyday changes can go a long way. Here are 25 changes you can make today and start living a frugal life without taking frugality too far. (See also: The Line Between Frugal and Crazy) 1. […]

Cool, Colorful, Quality Headphones for $35 or Less

Take a look around. I bet you can find someone nearby that has those neo-iconic white cords flowing from their ears. That's because Apple has the earbud market on lock, thanks to the massive popularity of its many media devices. […]

Best Money Tips: Finding Cheap Airline Tickets

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on finding cheap airline tickets, choosing the best credit card for you, and tasks to organize your finances. Top 5 Articles Tips on Finding Cheap Airline Tickets — If you want to find cheap airline tickets, try looking on Wednesdays. […]

Ask the Readers: Do You Still Have a Landline?

In an age where almost everyone has a cell phone, more and more people are opting to save money by getting rid of their landline. For many people, it makes more sense to rely solely on their cell phone than continuing to pay for a landline. […]