Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 440)

Best Money Tips: Save Money on Your Mortgage

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on saving on your mortgage, ways to make extra money and keep your day job, and how to ace a group interview. Top 5 Articles Tips To Save Money On A Mortgage — Save money on your mortgage by renting vacant rooms in your home. […]

How to Do a One-Day, Do-It-Yourself Bankruptcy

If your debts have become overwhelming and you’re facing a significant financial blow, such as wage garnishment, vehicle repossession, foreclosure, eviction, or utility service disconnection, and you don’t have the money for a lawyer, don't panic. While bankruptcy should be a last resort, you do have options. […]

13 Benefits of Being a Night Owl

Though our culture seems to esteem the morning person (“The early bird catches the worm” and "Early to bed, early to rise, makes a man healthy, wealthy, and wise"), there are distinct benefits to being a night person. Sure, we may not be able to participate regularly in a pre-dawn fitness boot camp or arrive first at the office every single day. But when 8 p.m. […]

The Digital Detox: How and Why to Do It

I'm living in a household with a teenage girl, who, due to recent transgressions, was punished by losing her iPhone, computer, and any other device that she can get online with. She’s not adapting well. Losing her connectivity meant losing her lifeline to thousands of online “friends” who were audience to her random 140-character musings. […]

Best Money Tips: Winning Ways to Build Passive Income

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on building a passive income, getting your financial house in shape, and researching your potential house before you buy a home. Top 5 Articles 9 Winning Ways to Build Passive Income — If you want to build a passive income, consider starting a website and earning money from ad sales. […]

Crowdtilt: An Easier Way to Share the Cost of a Group Event

If you've ever been stuck with the bill for a group gift, tried collecting money from friends in a fantasy sports league, or passed the hat to get more money for beer at a tailgate party, then you know the feeling of being stiffed. […]

Join Our Tweetchat on Thursday 1/17, 12pm PST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat to participate. This week's topic: Credit Monitoring and Dispute! Learn about what impacts credit scores, why having a good credit score is important, and how to dispute your credit report. […]

How to Do a One-Month Spending Freeze

Making a big financial change is like getting in a cold swimming pool. You can oh-so-slowly walk from the shallow end to the deep end, shivering all the way — or you can hold your nose and just jump in. […]

How Safe Is Craigslist?

In the past two years that I’ve written for Wise Bread, I’ve suggested Craigslist as an excellent means of finding a quick side gig to make extra cash, renting out extra space in your home to tourists, promoting your local business, and selling used furniture and electronics, among other things. […]

Best Money Tips: Plan Some Cheap Travel This Weekend

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on planning cheap travel this weekend, spending money wisely, and ways to avoid student loans. Top 5 Articles Plan Some Travel on the Cheap This Weekend — Calling hotels and negotiating rates with them directly can help you save money. […]