Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 446)

Avoid IRS Penalties With This Simple Estimated Payment Strategy

As an employee, your employer withholds taxes from every paycheck for the IRS. But, what happens when you're self-employed? If you are self-employed or have income aside from your salary, then you may want to pay estimated taxes every quarter. The IRS wants you to pay your income taxes as you earn... […]

7 Edible Adventures Anyone Can Afford

Food is one of my greatest passions in life. I love looking at it. I love making it. I love eating it. In fact, I love food so much that a lot of my entertainment surrounds these activities. Here are some inexpensive ways you can sample local cuisine and make an afternoon of it. 1. U-Pick... […]

6 Financial Mistakes to Stop Making by Age 40

It doesn't matter if you're in your 20s, 30s, or 40s — everyone makes financial mistakes. But, the mistakes we make in our later years are often different from those we made as a young adult. Even if you've gone through some financial growing pains, there's room for improvement. Here's a... […]

5 Best Credit Cards For Military Personnel and Families

The United States demands a lot from our service men and women, and their families have unique needs when it comes to their personal finances. Thankfully, there are financial products specifically designed for their needs. In addition, the Servicemembers Civil Relief Act (SCRA) regulates the... […]

Beginner's Guide to Finding Your Interior Design Style

Throughout the process of renovating my home, I've found that one of the most difficult decisions to make, early on, is what style to make a particular room. You want the design of that room to flow with the rest of the house, of course, but you also want it to have a unique touch and to reflect... […]

Best Money Tips: Change Your Life With a Proactive Bucket List

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on why you need a proactive bucket list, how to naturally colorfast your clothes, and affordable gadgets for fitness lovers. Top 5 Articles How a Proactive Bucket List Can Change Your Life — A proactive... […]

10 Wonderful Ways to Use Wallpaper

Do you have old wallpaper remnants collecting dust in your closet? Or perhaps you've seen some patterns that inspire you, but aren't right for an entire room? Whatever the case, you can use wallpaper for some pretty nifty projects. Check out our top picks and feel free to add your own ideas in the... […]

5 Times Credit Cards Are Smarter Than Cash

We've all heard the admonishments about over-reliance on credit cards. If you don't dutifully pay-off your bill in full every month, debt can quickly mount, and wreck your budget — along with your credit. Assuming you use credit prudently, however, it can often be a better bet than cash. In... […]

4 Ways to Get the Most Out of Gift Cards

Unless you know exactly what a person wants, shopping for a gift can be a real pain in the butt. But a gift card is quick and convenient — and since the recipient can pick and choose the right gift, it removes any guesswork on your part. Whether you're the recipient or the giver, it only... […]

Be an Elitist with the Citi / AAdvantage Executive World Elite MasterCard

Among the airline and travel rewards credit cards available, there are those considered elite-type travel cards such as the Citi® / AAdvantage® Executive World Elite™ MasterCard®. These cards typically carry some of the highest annual fees charged by any credit card, yet in... […]