Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 452)

My Personal Productivity Rules...What Are Yours?

There's a problem with a lot of productivity advice out there, and it's this — your "rules" for personal productivity are often going to be different than mine. Sure, sometimes there's overlap. […]

7 Surprising Facts About Roth IRAs

Roth IRAs are a great way to build a nest egg for your retirement. If you’re already contributing to your company’s 401(k), adding a Roth IRA can give you added tax flexibility when you start withdrawing. Since you’ve already paid the taxes on the money you contribute, you can take money out tax-free, and that will help minimize taxes from your 401(k). […]

Best Money Tips: Entertaining on a Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on entertaining on a budget, saving money at restaurants, and how to use LinkedIn. Top 5 Articles 6 Easy Tips for Entertaining on a Budget — To entertain on a budget, learn how to make gourmet coffee at home. [Money Ning] 8 Ways to Save Money When Eating at a Restaurant — Want to save money when eating out? […]

What to Do When You Want to Quit Your Job

I’m in Arizona this week with a few old friends. In the desert, everything seems to be in sharp relief: earth, scrub, cloudless sky. If only everything in life were so clear! When I have tough decisions to make, it often feels like I’m under water, where emotion clouds my judgment. It made me think about the last time I quit a job, when nothing was clear. […]

6 Credit Card Services You Don’t (Usually) Need

Everyone who has opened up a credit card in the last five years has been pitched on various supplementary “services” from the company in question. […]

How to Find Free (or Cheap) Health Resources

Free (or cheap) health resources are available if you know where to look. So don't ignore a nagging problem or skip a screening just because you think it's unaffordable. Even if you feel great and have plenty of spending money, you can access many of these online and community-based, face-to-face sources of healthcare and advice. […]

Best Money Tips: Ways to Save at the Vet

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save at the vet, saving for your child's college education, and negotiating your medical bills. Top 5 Articles 8 Simple Ways to Save at the Vet — To save money at the vet, make sure you feed your pet a healthy diet. […]

12 Things That Will Be Less Expensive in 2012

Does the sagging economy, national debt, and our previous list of the 11 things that will be more expensive in 2012 have ya feeling down? Well, here's something to look forward to — to help counteract some of that 2012 gloom, we've gathered 12 items we predict will cost less in the coming year. […]

Chase Freedom Visa Review: $200 Cash Back Bonus

I have been a Chase Freedom credit card holder since 2007. I use the Chase Freedom card for my day-to-day spending and always pay it off in full each month. Based on these six years as a cardholder, here are my thoughts on the card — including The Good, The Bad, The Ugly, and The Bottom Line. […]

How to Improve Your Memory (and Even Get a Little Smarter)

My mother forgets things. Not everything of course, but a lot. She can still recall the names of her friends from high school for example, and she remembers every embarrassing thing we did as kids... but ask her what we talked about five minutes ago, and you're out of luck. What's really crazy is that I can't tell you when it happened. In fact, from my perspective, it was almost overnight. […]