Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 452)

Best Money Tips: Balancing Love and Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on tips for balancing love and money, saving big on winter utilities, and how to start an IRA. Top 5 Articles 10 Tips for Balancing Love and Money — When balancing love and money, it is important to make a joint spending plan. […]

The 1% Rule and Other Ways to Make Goals Manageable

Goals. They're the things that motivate us to wake up a little early every morning and stay up a little late at night. They give us something to look forward to. Do you have big goals? Do you get overwhelmed by the sheer size of them or wonder how you'll achieve them? If so, here are five effective ways to achieve your big goals. (See also: But I Don't Want To! Secrets of Self-Motivation) 1. […]

Free Books: Little Libraries That Build Community and Save You Money

One of my earliest childhood memories is standing in a parking lot in rural New Mexico with my mother, waiting for the Bookmobile to arrive. I loved the Bookmobile, which was a former delivery truck, outfitted with bookshelves. In pre-Internet days, the Bookmobile brought the outside world to towns too teeny to support their own libraries or bookstores. […]

5 Best Online Checking Accounts

The Internet provides us almost limitless choices, especially when it comes to finances. These days, you can choose to keep your money at almost any bank in the nation rather than limit yourself to the brick-and-mortar choices in your local area. If you aren’t happy with your local offerings, turn to the Internet. […]

Best Money Tips: Score a Gym Membership Deal

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on ways to score a gym membership deal, tax-savvy moves retirees can use, and how to become a "garage sale millionaire." Top 5 Articles 10 Ways to Score a Gym Membership Deal — To score a gym membership deal, negotiate and know the contract you are signing. […]

How to Create a Financial 5 Year Plan

"Most people don't plan to fail; they fail to plan." — John L. Beckley Where do you want to be five years from today, financially? My guess is that your answer probably sounds something like this — "I want to be in a better position than I am now." We all have dreams we want to pursue and goals we want to achieve. […]

The Lowdown on Data Accuracy in Your Credit Report

People sometimes shy away from reviewing their credit reports because they’ve heard they are complex and hard to understand. But credit reports are far easier to read than you might think, and reviewing your credit report is a vital part of your financial health! […]

16 Best Baby Gifts on a Budget

About five years ago my friends, one by one, started getting married. For me that meant figuring out what being a "grown-up" really means — buying gifts for other people. Once I finally got that down, my friends started having babies, and my gift-giving education started all over again. […]

Best Money Tips: How You Can Afford a Baby

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on how you can afford a baby, the value of vacation, and rules for new homebuyers. Top 5 Articles How You Can Afford a Baby: 10 Money Saving Tips — Using cloth diapers and breast feeding can help you afford a baby. […]

Decipher Credit Card Offers With the Schumer Box

If you receive credit card offers in the mail, you've seen the Schumer Box, even if you don't know what it's called. The Schumer Box is that table included with credit card marketing materials that summarizes the costs associated with the credit card. […]