Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 452)

Wise Bread on Marketplace: "Frugal" Travel That Isn't

I'm back on American Public Media's Marketplace Money this weekend, chatting with the great Tess Vigeland about supposedly "frugal" travel that isn't worth it. You can listen online or check local air times. Want more information about making sure your frugal trip is worth it? […]

Best Money Tips: Grocery Saving Strategies

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on grocery saving strategies, making your wedding venue more affordable, and how volunteering can help your career. Top 5 Articles Great Grocery Saving Strategies Anyone Can Use — Going vegan can help you save at the grocery store. […]

Have a Great Day, Every Day: 5 Things to Do in the Morning

Wake up. Shower in a rush. Brush your teeth. Rush out the door. Worry that you're going to be late. Sit down at your desk, and take a deep breath as you get ready for your work day. Does that sound like some type of secret recipe for a disastrous day? Or like a typical morning? Typically, our mood or attitude for the day is set in the first hours of the day. […]

8 Fancy Ways to Use Leftover Food

When it comes to wasting food, a little goes a long way. Throw out a few slices of bread here, some uneaten leftovers there, and before you know it, we’ve collectively thrown away millions of tons of food. According to the Environmental Protection Agency, food waste accounted for 14% of all municipal waste in 2010. But in earlier points in history, food waste was a lot less common. […]

The Best and Worst Things to Buy in August

While efficient bargain shopping is often dictated by the economic tide, many merchants faithfully follow certain annual sale trends. […]

Best Money Tips: Slash Your Cell Phone Bill

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on slashing your cell phone bill, keys to a frugal retirement, and health insurance for the unemployed. Top 5 Articles 8 Ways To Slash Your Expensive Cell Phone Bill — Want to slash your cell phone bill? Get a prepaid phone! […]

How to Create a Successful Kickstarter Campaign

Crowdfunding has rapidly become a popular way to raise money for a project. The concept is simple: you write up what you want to do, maybe make a short video about it, and post it to a site like Kickstarter. Then, hopefully, people will contribute money, and you’ll wind up with enough to actually complete your project. But the reality isn’t quite that simple. […]

Join Our Tweetchat on Thu 8/2, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Saving on Your Cell Phone! Learn about apps, ringtones, and reviewing your plan. […]

Hurray! Annual Freebie Calendar

Don't you hate it when you find out today was free ice cream day by seeing photos on Facebook of your friends chowing down? Print out this calendar of the freebies that tend to come up year after year, and you'll never be caught unawares. (See also: How to Watch Movies in the Theater for Free) January New Year's Day freebies on Jan. […]

How to Calculate Future Value, and Why It Matters

I love financial functions on spreadsheets, and one of my favorites is @FV. This function enables you to calculate the future value of a stream of payments. You have to make assumptions about interest rates, but you can use the function to project the value of investments. […]