Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 453)

Is Paying Off Your Mortgage Early Costing You Money?

A frequent question that pops into people's minds is whether they are throwing money away by paying off their mortgage instead of investing that sum. In reality, that's the last thing you should think about. […]

Best Money Tips: Save Water at Home

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving water at home, tips for a better work-life balance, and when to get rental car insurance. Top 5 Articles Four Places Where You Can Save Water at Home — Save water on your lawn by not watering on windy days when a lot of the water will evaporate. […]

Recession Survivor: Would You Eat Bugs and Roadkill to Cut the Grocery Bill?

I try to be flexible with my family menu in order to save on groceries, but recently I learned about a couple guys who are waaay more flexible than I am when it comes to ingredient choices. They eat bugs and roadkill. And they have recipes to share. […]

The Best and Worst Things to Buy in November

We finally made it to November, one of the happiest months for budget-conscious shopping. Many categories hit their lowest points during this month, usually around Black Friday (not surprisingly). But let's not forget that the month is made up of 30 full days, not to mention the fact that daylight savings ends. […]

How to Earn a Good Interest Rate in a Low-Rate Environment

I recently wrote an article where I explained two basic financial tips that had helped me stay on track with my finances. It was pretty basic advice, but the email I got from readers was dominated by questions and remarks about my decision to use a 6% interest rate to calculate the potential return on monthly savings of $200. Just how, many people asked, do you propose I get a 6% return? […]

Best Money Tips: Enjoy Happy Hour for Less

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on enjoying happy hour for less, how to save money this holiday season, and ways to avoid hotel fees. Top 5 Articles How to Enjoy Happy Hour for Less — To enjoy happy hour for less, make friends with the bartender and don't forget to look for deal vouchers. […]

Is Taking Classes Online Right for You?

Whether you’re looking to start a degree, finish one, continue your education, get some new certifications, or just expand your horizons, there’s probably an online study program out there that would give you what you want. While many students find these programs a boon to their education, the truth is that there are both benefits and drawbacks to studying online. […]

6 Ways My Family Scores Free Travel With Credit Cards

I travel a lot, but I don’t pay for most of it. In fact, my family and I often fly in business or first class. I used to look for coupons for 50 cents off of this or a couple of dollars off of that—but today it takes a few hundred dollars worth of travel savings to get me to raise an eyebrow. […]

21 Frugal Ways to Reward Yourself Right Now

Like many of you, I’m busy. I have a full-time career, a husband and a home to take care of, and I play daddy to two adorable dogs. I don’t know how I do it, but I do. Sometimes, though, I need a break — a little reward for staying semi-sane. You probably do, too. […]