Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 453)

Step-By-Step Guide to Rolling Over Your Old 401(k)

Last year, I left my job at a bank holding company in the Midwest, packed my things, and headed to law school on the East Coast. There’s one thing I forgot, though — my 401(k). Well, I didn’t exactly forget it; I just left it hanging for the past year. But no more! It’s summertime, I’m out of school, and I’m ready to get my finances in order. […]

Best Money Tips: Growing Your Own Garden

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on growing your own garden, garage sale tips, and odd ball costs of having kids. Top 5 Articles Grow Your Own Garden This Summer to Save at the Grocery Store — If you live in the city, don't let that deter you from having your own garden and saving money. Give container gardening a try! […]

How Much Does It Cost to Keep a Cat?

When my family acquired a pair of kittens from a local shelter, it felt like a frugal move. We had been unsuccessful in ridding our old house of mice using traps, and we weren't willing to use poison or pay for a monthly pest control service or other expensive measures. (See also: 5 Ways to Yank the Leash on Pet Expenses) And for the first few months, it worked out that way. […]

Ask the Readers: What Is Your Biggest Financial Goal?

Editor's Note: Congratulations to Kathleen @ Frugal Portland, Kathleen S, and Jerry for winning this week's contest! Most people have financial goals they are trying to accomplish. Whether it's dining out less or cutting back on a certain item in your budget, everyone works on achieving small financial goals everyday. […]

7 Credit Card Reward Tips Many People Don't Follow

As someone who advises a lot of people about credit card rewards, I'm often surprised by what the average person forgets to do when it comes to their rewards credit cards. Here are some helpful tips for making the most of your card rewards. (See also: 5 Best Travel Reward Credit Cards) 1. Conduct an Annual or Bi-Annual Award Card Audit This is the biggest mistake people make. […]

13 Free or Cheap Ways to Be Blissfully Unproductive

I often think I should be productive even in my downtime. I don't want to live slothfully and, well, there's always something important to do. […]

Best Money Tips: Easy Ways to Cut Your Food Bill

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on easy ways to cut your food bill, redecorating your home on the cheap, and side hustles to make extra money. Top 5 Articles Easy ways to cut your food bill — Want to reduce your food bill? Try cooking once, but cooking a lot. […]

Once Again Safe as Houses?

A good reason to buy a house: It's affordable, and you want to live in it. A bad reason to buy a house: You're worried about "missing the bottom" in the housing market. (See also: Your Equity Was Always Imaginary) As soon as housing prices made their initial leg down, I started seeing people thinking that it was time to buy. […]

15 Phenomenally Frugal, Single-Serving Freezer Meals

I think most of us can agree that saving money with a freezer is a good idea. And while tackling assembly cooking like it’s an Olympic sport seems to be the launching point for most work-at-home cooks, the truth is that embracing the concept can be a bit overwhelming for some, especially singles. Who wants to eat casserole for a week or sit down to soup every night for a month? […]