Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 453)

5 Important Tax Changes for 2016

What comes with a new year? Changes to the federal tax code, of course. And 2016 is no exception. These changes could mean big financial penalties if you don't have health insurance. Or they could bring you big savings if you happen to own a small business. Overall, the changes to the tax code... […]

5 Things Yoga Can Teach You About Money

Whether or not yoga is your thing, you're probably familiar with it. The practice of yoga has become popular enough that most people know how yoga is done and how to do the basic poses. What you may not know is that you can learn a lot about life in general while holding a pose like downward dog... […]

Here's How Much It Costs to Lose a Pound on 5 Popular Weight Loss Plans

The New Year fitness marketing blitz has arrived. You know what that means: 'Tis the season for Jenny Craig and her fellow weight loss gurus to start making a pretty penny off of you. Don't get us wrong, we're all for health and fitness — just so long as it fits your budget. Read on for our... […]

Ask These 4 Important Questions Before Signing Any Loan

You're ready to apply for that big loan, whether it's a mortgage for a new house, student loans to pay for your college education, or a way to finance your first new car. But the debt you take on will be with you for years in the form of regular monthly payments. How can you be certain that you're... […]

15 Great Jobs That Don't Pay Much

Can money buy happiness? Should you spend years in a job you don't like? Or, are you better off working at a job you really love, even if you don't make a pile of money? If you are an average American, you'll work for for 90,000 hours over your career lifetime. If you have a "happiness in my... […]

Try These 6 Money-Saving Challenges Now

Do you have a major goal to spend less or save more in 2016? I'm sure many of us do. But if you're anything like me, you need a challenge to get the motivation going. Frank L. Smoll, Ph.D., writing in Psychology Today explains that effective goal-setting in sports is all about the ABCs: A: The... […]

Best Money Tips: How to Recover From Big Financial Mistakes

Welcome to Wise Bread's Best Money Tips Roundup! Today we found ways to recover from major financial mistakes, how to afford an amazing trip this year, and home and auto maintenance tasks that people often forget. Top 5 Articles Don't Panic! You CAN Recover From These 5 Major Financial Mistakes... […]

Flashback Friday: Wise Bread's 88 Best Food Hacks Ever

Food is something all humans need to survive. And since we've evolved into a stressed out, overworked race of eaters, we need our food prep to be as easy and painless as possible. That's why we're all so obsessed with food hacks. Wait, I've been eating apples all wrong my entire life? Cupcakes can... […]

How to Enjoy Disney World on the Cheap

Since we live in New York, my four-year-old daughter hasn't yet confronted us with the mighty D-word. That's right: Disney. However, as she's getting older, we've been seriously contemplating a trek. But the price tag can be a bit intimidating. Think you can't afford a Disney World vacation? Think... […]

5 Downsides of a Reverse Mortgage

A Home Equity Conversion Reverse Mortgage (HECM), more commonly known as a reverse mortgage, is often used as a means of income for retirees. For those age 62 or older, these loans can provide guaranteed income during retirement (See also: 6 Ways to Guarantee Income in Retirement). Though there... […]