Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 454)

Best Money Tips: Family Activities for Winter

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on family activities for winter, earning travel rewards without a credit card, and how to start an emergency fund. Top 5 Articles Fun and Frugal Family Activities for Winter — This winter, have movie marathons with your family. […]

The Best Credit Card Perks Beyond Points and Miles

In the battle to win over new credit card applicants, banks have consistently escalated their offers of points and miles. In 2011, we saw multiple issuers that gave away 50,000, 75,000, and even 100,000 miles, just for a receiving a new card and meeting the minimum spending requirements. […]

Ask the Readers: Do You Use Business Cards? (Special $100 Giveaway)

Business cards are one of the most important networking tools. Professionals, job seekers, freelancers, and even students have used business cards to advance their careers. Whether you hand them out to clients or prospective employers, a tasteful business card provides people with a great first impression.  Do you use business cards? If yes, how do you use them? […]

Going Green: How to Live a (Nearly) Cash-Only Life

According to Time.com, the current average APR on credit card debt is 15.22%. For folks who aren’t disciplined about managing credit card debt or paying off their balances aggressively, the rate is a real eye-opener. […]

7 Ways to Remodel Your Bedroom (Without Demolishing a Thing)

You spend roughly 1/3 of your life sleeping, so shouldn’t you sleep in a room that contributes to sweet dreams? An uninspired or disorganized bedroom can make it tough to relax, and it probably doesn’t help your disposition in the morning, either. […]

Best Money Tips: How to Love Cooking

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to love cooking, the best gym membership deals, and money mistakes you should avoid in college. Top 5 Articles How to Love Cooking — Get yourself to love cooking by making it social. […]

Foraging: Not Insane, Useless, or Impossible

From time to time, I've suggested foraging — gathering food from the wild — as a technique for getting by in hard times. Whenever I do, people mock the idea. "It's the twenty-first century! There's no way to get enough food like that." They're missing the point. […]

How to Stick to an Exercise Plan

I used to joke that they only time you’d ever see me running would be if some big angry guy was chasing me. However, in the past few years I’ve gone from dabbling in running to running very consistently. Here are the steps that worked for me. Pick the Right Exercise I’ve tried various types of exercise — swimming, biking, racquetball, and others. But the one that works best for me is running. […]

Why Inflation Isn't as Bad as You Think

When talking to baby boomers, it's not uncommon for the discussion to move to how much cheaper things were back in the day. "Coke was just a nickel! Hamburgers were selling for 10 cents!" The natural progression in the conversation, of course, will lead to inflation and how destructive it could be to our retirement plans. Yet, inflation isn't nearly as bad as most people think it is. […]

Best Money Tips: Retire Without a Mortgage

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on retiring without a mortgage, making 2012 the year of spending less, and finding deals at thrift stores. Top 5 Articles 6 Ways to Retire Without a Mortgage — Do you want to retire without a mortgage? Consider downsizing your home. […]