Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 454)

11 Truths About Good Personal Finance

Think you're financially savvy? Well, your bank account and credit score may tell a different story. Personal finance isn't always the easiest topic to address or even grasp, for that matter. And with so many misconceptions about good money management, you may inadvertently make mistakes that affect your financial future. […]

25 Clever Ways to Dress Up Cheap Food

We have all been there: Not quite close enough to payday, or an unexpected expense arises... and where can you scale back? With your food budget, that's where. However, you needn't suffer just because you're staring at packages of macaroni and cheese, tomato soup, hot dogs, or chicken legs. Here are 25 ways to dress up cheap chow. (See also: Cheap and Healthy Filler Foods) 1. […]

5 Best Amazon Deals for Thursday 01/23

69% Off 14k Yellow Gold Heart Devil Pendant - Both sweet and sassy, naughty and nice, this XPY heart and devil pendant necklace is a gorgeous way to express your mischievous side. Save 50% or More on Women's Outerwear - Get 50% off or more on brands like Kenneth Cole Reaction, Rocawear, Jessica Simpson, and more! Save 50% or More on Pendleton Women's Clothing - Get 50% off or more on Pendelton w […]

29 Scientifically Proven Ways to Be Happier This Year

I don't know anyone who doesn't want to be happier. Do you? This desire seems to be nearly universal. However, the path to happiness often feels convoluted and difficult, where two steps forward seem to become three steps back. (See also: Happiness Habits That Help You Feel Better Now) Fortunately, science can inform our pursuit of happiness. […]

Best Money Tips: Ways to Save $100 or More a Month

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to save $100 or more a month, hacks that will change your life, and managing finances for young people. Top 5 Articles 9 Small Ways to Save $100 or More a Month — If you want to save $100 or more per month, pack your lunch twice a week. […]

The 10 Commandments of Credit Card Use

Some people will argue that credit cards are an irredeemable financial evil. They certainly do lead a lot of people down the path of overspending, debt, and even bankruptcy. But I don't think the problem is the credit cards themselves — it's how we use them. And if you follow a few key rules, you can enjoy their convenience and their benefits without the financial fallout. […]

12 Things You Need to Replace Right Now

Every time a new year rolls around, it's out with the old and in with the new. Of course, we're a big fan of using something until it wears out, but there are just some items that you should replace often. Here they are. RELATED: 11 Things You Need to Throw Away 1. Scratched Nonstick Pans If you see any scratches in your nonstick pans, it's time to throw them away and invest in a cast iron pan. […]

The 5 Best Routers

These days it's becoming more and more difficult to imagine life without the Internet. While just a decade ago we were waiting on 56k dial-up modems that took the use of our telephone lines, now most of our households are covered by high-speed, broadband Internet. […]

Join Our Tweetchat on Thursday 1/23, 12pm PST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a copy of The Economy of You, a $200 gift card or one of two $50 gift cards! Use #WBChat and #EconomyofYou to participate. This week's topic: Starting Your Own Side Gig! […]

5 Emergency Situations You Must Prepare For (and 5 You Can Ignore)

"Prepping" is a term that defines the process of getting ready for a catastrophic event. While the word used to have a negative connotation, reserved for folks who take preparation to an extreme, many more everyday people today are using a common sense approach to mitigate damages from a variety of tragic events. […]