Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 457)

5 Simple Ways to Fight Burnout

If you're feeling overwhelmed, exhausted, or at your wit's end, you're probably ready to quit your job. However, you have expenses, and walking away from your job because you're physically or mentally tired probably isn't possible. But at the same time, you know that you can't continue with things as they are. (See also: How to Be Happier at Work) It's either find a solution or lose your mind. […]

The 5 Best Showerheads

It's a simple fact of life that people spend a lot of their time in the showers. Taking one 15-minute shower every day for a year results in about 91 hours spent rinsing off under those jets of water. So it makes sense that you'd want to enjoy that time as much as possible. […]

Join Our Tweetchat on Thursday 1/9, 12pm PST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat to participate. This week's topic: Living Rich Without Breaking the Bank! […]

It Pays to Be Late: 7 Awesome Things You Can Get Cheaper at the Last Minute

I'm habitually running an hour or a day or a week behind. The upside of this chronic lateness is that I've found that waiting until the last minute to buy things often leads to unexpected discounts. Here are some ways that the latecomer gets more deals than the early bird (and deals are better than worms, don't you think?). (See also: 16 Amazon Deal Hacks) 1. […]

Best Money Tips: 123 Ways to Save Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on 123 ways to save money, avoiding debt in the New Year, and toxic habits to drop. Top 5 Articles 123 Ways To Save Money - Finance Bloggers Share Their Tips — Save money by reviewing your expenses regularly and being willing to shop at thrift stores. […]

10 Things You Didn't Know You Could Buy in Bulk

When you think of buying in bulk, you think of the staple items that are often seen in Costco and Sam's Club. Canned food, packages of T-shirts, and laundry detergent are some of the "no-brainers" when it comes to buying bulk. (See also: Bulk Buying Guide) But what about some of the less obvious bulk items? Let's take a step back. Buying in bulk can happen one of two ways. […]

One Simple Trick to Get the Best Tax Benefit From Your Retirement Portfolio

The most basic strategy for long-term investing is asset allocation. But keeping to an allocation means rebalancing your portfolio, and rebalancing is fraught with complications — one big one being the tax implications of the sales you need to make. A simple trick can help you deal with that issue, but first let's take a closer look at asset allocation and rebalancing. […]

The 5 Best Energy Efficient Light Bulbs

With the gradual phasing out of incandescent light bulbs, folks looking to illuminate their households need to look toward more energy efficient light bulbs in order to do the job. Fortunately, energy efficient bulbs are not only good for the environment, they're also good for your wallet; the average compact fluorescent light bulb will save you about $6 per year per light bulb. […]

Ask the Readers: What Are Your Short-Term Financial Goals?

When it comes to financial goals, most of us share the biggies: paying off loans and credit card debt, saving for retirement, building up an emergency fund, and the like. But what about the short-term goals that are more specific to your wants and needs, like a new oven or a vacation fund or a bag that you've been eyeing for ages? What are your short-term financial goals? […]