Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 458)

Shoppers to Spend Less This Holiday Season

One of my favorite holiday songs is “It’s the Most Wonderful Time of the Year.” But I’ll admit that during some points of the season, I feel like changing the words to “It’s the Most Stressful Time of the Year.” And it’s not just because you have to attend company parties, find time to decorate the house, or compliment your Aunt Sara’s cranberry nut dessert (even though you can’t stand it). […]

Reusable Gift Wrapping: The Wrap That Keeps on Giving

Ah, what a wonderful time of the year! ‘Tis the season of beautiful litter. According to the Environmental Protection Agency, holiday wrapping is responsible for a 25% spike in trash between Thanksgiving and New Year’s Day. Oh, I know. You are really, really good about recycling. You’d never throw all the used wrapping paper into the trash. […]

Best Money Tips: Ways to Cut Hair Care Costs

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to cut hair care costs, rules for regifting, and getting the most from social security. Top 5 Articles 19 ways to cut hair care costs — Choosing a low-maintenance cut is a good way to save on hair care costs. […]

From Beanie Babies to Baubles: 5 Unconventional Investments

If you're bored with stocks and bonds and seeking a taste of the exotic, you might be interested in unconventional investments. Unconventional investments can help protect you against stock market volatility because they don't drop — and might even rise — when stocks sink. At least that's the theory, anyway. […]

The "Secret" Credit Card Perk That Saved Me $300

What’s a homeowner’s nightmare? You take nine months to redo your kitchen, spend an enormous amount of money, read all sorts reviews to ensure that you’re buying the best appliances, spend a full day installing a monstrosity of an over-the-range microwave (55 pounds!), and two years later that microwave breaks, nearly a year beyond the manufacturer’s warranty. What’s a homeowner’s lucky break? […]

Ways to Make Money Over the Holiday Break

Your bank account will likely take a bit of a hit over the holidays, but you can balance out what’s going out by bringing more in if you commit to making money during your time off. To light your financial yuletide fire, here are a few ideas on how to pad your pockets over the holiday break. […]

Best Money Tips: 216 Affordable Gifts for Everyone on Your List

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on 216 gifts for everyone on your list, frugal lunch ideas, and reasons to list or buy a home in December. Top 5 Articles 216 Affordable Gifts For Everyone On Your List — Having trouble deciding on gifts to give this holiday season? Consider giving eBooks or a bookmark set. […]

New Breadwinner in the Household: How Does This Affect Life Insurance?

In the current economy, many households are changing primary breadwinners. For example, after a stint as a stay-at-home parent, your husband decides to reenter the workforce. When he lands a job, your finances, day-to-day arrangements, and lifestyle may become very different. After such a change in circumstances, you might wonder — should there also be a change in your life insurance policies? […]

9 Tips to Save Money on Holiday Shopping

The following is a sponsored post from Chase Ultimate Rewards and money-saving expert Andrea Woroch. E-commerce sales volume is up 12.3%, according to the Chase Holiday Pulse, a tracker of online and in-store retail consumer shopping trends. While more shoppers are flocking to stores to find the right gift for everyone on their list, most are hoping to keep their spending in check. […]

8 "Life Hacks" You Shouldn't Bother With

Life hacks — or tricks intended to make life easier — are everywhere. There are life hacks for food, family, work, and everything else under the sun. But not all hacks are really beneficial. Some will just add another step to your daily routine. Some may wind up costing you much more than just your time. (See also: My Personal Productivity Rules...What Are Yours?) 1. […]