Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 458)

Join Our Tweetchat on Thu 12/29, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Learning About Personal Finance. Learn about staying up to date on personal finance news, must read books, and financial education in schools. […]

Why Your Big New Year's Resolutions Are Pointless

New Year's Resolutions — they're dumb. Yeah, I said it. What, you don't think so? You're wrong. Sometimes I think that the idea of a "New Year's Resolution" was invented by the media to have something fluffy to write about during the dead week between December 25 and January 1. […]

How Simplifying Your Accounts Can Improve Your Finances

With a sign up bonus here and a positive referral there, it can be easy to amass a small army of financial accounts. But if you start simplifying and closing the accounts you don't use often, the benefits can be substantial. […]

Best Money Tips: Get Rid of Unwanted Gifts

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on getting rid of unwanted gifts, New Year's Eve party ideas, and signs you may want to quit your job. Top 5 Articles The Art of Getting Rid of Unwanted Gifts — Have an unwanted gift you want to get rid of? Freecycle it! […]

10 Spa Treatments You Can Do at Home

One of the worst things about tightening your budget is giving up the little things. Spa treatments are definitely little things with a cost that adds up quickly. Fortunately, you can give yourself a number of spa treatments from the comfort of your home at a fraction of the price. […]

Ask the Readers: What Are You Most Looking Forward to in 2012?

2012 is less than a week away! Chances are you are busy making plans for new years, reflecting on all the major events of this past year, and getting excited for what 2012 has to bring! What are you must looking forward to in 2012? Do you have a big trip planned? Are you getting married? […]

How to Get Rid of and Avoid Late Fees

Here’s a quiz — other than a catastrophic financial event, like a bankruptcy or foreclosure, what financial activity is most damaging to your credit score? If you chose, “Paying your bills late,” you’re right. Of the five main factors that impact your credit score, your on-time payment record carries the most weight. […]

4 Self-Discipline Tricks I Learned From the Marathon

For most of my life, I’ve been a competitive distance runner. I’ve run more than 100 miles in a week, competed at several distances, and trained through all kinds of terrible weather. I think you could say that discipline comes easily to me. If I really decide to do something, I will do it (possibly at all costs). […]

Best Money Tips: Ring in the New Year Family Style

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ringing in the New Year family style, reducing your household electric bill, and improving your finances now. Top 5 Articles 5 Ways to Ring in the New Year Family Style — Celebrate the New Year family style and opt to celebrate with a special breakfast in the morning. […]

25 Small New Year’s Resolutions You Can Start Today

Every year, we make the same mistake — making New Year’s resolutions we know we won’t keep. Losing weight. Quitting smoking. Getting out of debt. Those are some of the top commonly broken resolutions. Why? Because they require a long-term commitment to achieve, but we want instant gratification. […]