Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 459)

Best Money Tips: Vacation Trends That Help You Save

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on vacation trends that help you save, how cleaning your house can make you money, and ways to find your passion. Top 5 Articles Vacation Trends That Help You Save — For a cheap vacation, go camping! […]

Cheap Smartphones: Which Ones Are Worth It?

The words "cheap" and "smartphone" seldom go hand-in-hand. That is, of course, unless you can get a sweet contractual offer (usually with a two-year agreement). Often, it's not the smartphone itself that is expensive, but the data plan required to make all of its bells and whistles work as promised. […]

Join Our Tweetchat on Thu 4/21, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: How to save money while moving. Get your boxes ready! […]

11 Smart Uses for Sheets

You put them on beds. You store them in closets. What else can you use a fitted or flat sheet for, you might ask? As it turns out, these versatile cuts of cloth are becoming increasingly valuable in today's rising cotton market, and they are fabulous for assorted uses. […]

John Cummuta: Transforming Your Debt Into His Wealth

You have no doubt heard the radio ads (I hear them every day on XM Radio) by John Cummuta, making seemingly impossible claims — you can be completely debt free, including paying off your mortgage, in around five-to-seven years, using just the money you already make. Wow! And they’re backed up by “real” testimonials. […]

7 Pitfalls That Can Bloat a Home Office Budget

Working from home. It's an almost magical phrase that inspires jealousy among the cubicled masses who trudge into an office park five days a week. But the grass can certainly be greener when it comes to operating a business or doing the bulk of your work from your home. Distractions abound. […]

6 Mistakes to Avoid With a Financial Adviser

Financial advisers can be an important ally for even the most savvy investors, because a second opinion can sometimes be the difference between comfortable retirement and eating lots of ramen in the later years. Yet, many people shy away from a relationship with a professional because of all the horror stories others have. […]

Ask the Readers: Do You Buy New or Used Cars?

Automotive expenses can be one of the biggest budget drainers out there. When buying a car, you have to think about everything from gas milage to safety ratings. You also have to determine whether or not you want to buy a new or used car. […]

5 Ways to Become a Better Negotiator

I used to love negotiating over email. It's much easier than trying it in person because there's no face to speak to. Over email, there's time to formulate a response or counter offer without being put on the spot. In person, I never knew where to begin, and as soon as it got awkward, I'd get all red and start to sweat. […]