Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 463)

Best Money Tips: Questions to Ask Yourself Before You Buy Something

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on questions to ask yourself before you buy something, selling on Craigslist, and food and vacation. Top 5 Articles 5 Questions to Ask Yourself Before You Buy Something — Before you buy something, ask yourself how often you will use it. […]

Ask the Readers: Do You Go to Concerts?

Almost everyone has been to at least one concert in their lives. Some people go to concerts regularly to see their favorite artists or bands. However, the price of tickets deters others from attending concerts on a regular basis. Do you go to concerts? How often do you go? How do you save on tickets? […]

25 Tasty and Affordable Salad Dressing Recipes

Many people start eating more salads immediately after switching to a plant-based diet. Perhaps it’s because greens are one of the more popular cheap weight loss foods, or because before they complete their research and find out otherwise, people assume salad is the only side dish that will be available to them. Whatever the reason, salad consumption typically goes up. […]

Create Your Own Raise

If you're one of the many who hasn't gotten a raise since 2007, perhaps you need to create your own raise. (See also: Replacing a Crappy Job) It's a simple concept — cutting your expenses by a few percent is effectively the same as boosting your income by a few percent. In fact, it's better, because you'd have to pay taxes on any extra income, while reducing your spending is tax-free. […]

Best Money Tips: Save BIG on Traveling This Summer

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving big on traveling this summer, making the most of unused gift cards, and how recent grads can land jobs. Top 5 Articles A Simple Way to Save BIG on Traveling This Summer — Save big on traveling this summer by packing light and buying less when you are out and about. […]

The Straight Talk on Working From Home

If you don’t work from home, I’ve got some bad news — it doesn’t involve sleeping in every day, then rolling out of bed to do some work in your PJs. I work from home. Actually, I’m at home, working, right now. No PJs, though. And I’m up at the same time I was when I worked in an office. […]

Why I Like Big Banks

With the mortgage crisis, housing bubble, bailouts, and record bank profits (and losses), big banks have made people really, really angry. Lots of folks are ditching their major banking institutions for credit unions. But not me. (See also: Credit Unions vs. Banks: What's the Difference?) I love my big bank. Here's why. Convenience Big banks have branches and ATMs everywhere. […]

Actually Get Things Done: Creating a Reasonable To-Do List

It’s far too easy to wind up with a to-do list that seems to go on forever. Just as you finish one task, you think of three more that need to get done. […]

Best Money Tips: Resume Red Flags to Avoid

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on resume red flags to avoid, part-time jobs for retirees, and credit card 101. Top 5 Articles 7 Resume Red Flags To Avoid — Don't make the resume mistakes of having a tacky email address or being vague. […]

Is It Time to Starve Your 401(k)?

In the early 1990s, I worked for a benefits consulting firm that managed retirement plans for employees of various companies. Though barred from providing direct investment or tax advice, my coworkers and I gave the standard 401(k) spiel that outlined the benefits of pre-tax contributions. […]