Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 478)

50 Smart Things to Do With Your Tax Refund

If you'll be getting a tax refund this year, you can probably think of a million things to do with your check. It's your cash, therefore you're free to do whatever you please. But since you're reading Wise Bread, you probably want to make good use of your refund. (See also: Why You Blow Your Tax Refund) Here are 50 smart things to do with your tax refund this year. 1. […]

15 Cheap and Ingenious Ways to Upgrade Your Furniture

Don't have the money to buy a new sectional for the living room? Still making it work with hand-me-downs from your parents? Don't worry if you can't spend the big bucks on updating your furniture yet — there are plenty of fast and easy ways to refresh your home on the cheap. Use these thrifty finds and innovative solutions to make the most of what you already have. […]

Best Money Tips: Saving Time and Reducing Stress

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on saving time and reducing stress, how to do the right tasks in the right order, and the biggest tax audit triggers. Top 5 Articles The 5 Commandments for Saving Time and Reducing Stress — If you want to save time and reduce stress, organize and balance your time. […]

5 Ways to Get Someone to Say "Yes"

Negotiating can be an art form in itself. Often, we get in situations where we need someone else to give in so that we can move forward, and knowing how to get someone on your side can be an essential tool in life. Here are some ways to get someone to say "Yes." (See also: Negotiating Higher Pay at Your Next Job) 1. […]

6 Things You Can Do to Help an Unemployed Friend Find a Job

While the nation's economy is improving from the depths of despair we experienced in 2008 – 2009, finding a job is still a challenge for a large number of people. Currently, I have a few friends who are looking for new jobs, some unemployed, some underemployed, and others who want to trade in their current jobs for new ones. […]

The 5 Best Robotic Vacuums

While robots are not quite as ubiquitous as we might have imagined them to be in the 21st century, there are still a number of different automated, robotic devices that can make our lives a bit simpler. The most iconic of these domestic robots would be the robotic vacuum, first made popular by the original Roomba. […]

Join Our Tweetchat on Thursday 3/27, 12pm PST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $200 Visa gift card or one of two $50 Skype gift cards! Use #WBChat and #SkypeChat to participate. This week's topic: Keeping in Touch for Less! […]

10 Money Conversations You Must Have With Your Family

Discussing finances with your family can be difficult. Many of us associate feelings of shame or guilt with money — or in some cases, we were raised thinking that we shouldn’t share details of our financial lives at all. But having open, reasonable discussions about money is one of the most important things a family can do. Not sure what money conversations you should be having with your family? […]

30 Awesome Decorating Hacks Anyone Can Do

You don't need to spend a lot or be an expert at DIY or crafting to bring some ingenious decorating solutions into your living space. If you're in need of some easy, budget-friendly decor tips, then look no further. Try out some of these tricks to spruce up your place with minimal to no skills necessary. (See also: Cheap Home Decorating Projects That Look Great) 1. […]

10 Costs You Should Always Negotiate

Negotiating is a bit of a lost art in our society. Historically, nearly every kind of good or service was negotiable and subject to haggling when it came to finding a fair price. Today, prices are mostly set by sellers, and people are generally hesitant to question those who set them. But negotiating can still be a prudent thing to do, given the proper environment and a negotiable product. […]