Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 484)

5 Money Lessons People Learn at Their First Job

Your first job teaches a lot of important lessons. For example, you learn how to be punctual, how to get along with others, and how to develop a thick skin. But these aren't the only lessons you learn. A first job teaches several lessons specifically devoted to money, too. (See also: 7 Lessons... […]

Wise Bread Reloaded: Dinner Time Is Hard, Says Science — Wise Bread Makes It Easy

A trio of sociologists from North Carolina State University studied the eating habits of 200 low and middle income families and discovered what Wise Bread's short-on-time-and-energy readers already know: dinner time is hard. While most moms in the study expressed a desire to prepare wholesome,... […]

Master These 15 Interview Questions

First impressions are everything, and making a good one during a job interview can very well snag you the job of your dreams. Interviews can be nerve-racking, especially if it's for a job you really want. The only way to calm your nerves is to do a lot of prep beforehand so you'll be ready for your... […]

Best Money Tips: Ways to Reduce Your Clothing Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on ways to reduce your clothing budget, reasons to get renter's insurance, and budgeting on a variable income. Top 5 Articles Five Ways to Reduce Your Clothing Budget — If you want to reduce your clothing... […]

10 Smart Ways to Make Yourself Hate Spending Money

Money has a nasty habit of inexplicably disappearing. Where the process of earning and obtaining it can be incredibly difficult, its evaporation from your wallet can be almost effortless. In an ideal world, you would have such a strong distaste for spending money that you only did so in situations... […]

Never Use Cash for These 11 Things

Some people only make their purchases in cash in order to avoid accumulating debt. Others swear by credit cards in order to earn rewards. But most people use a mix of cash and card. So which purchases should you never use cash for? (See also: Top 6 Reasons Cash-Only Rocks) 1. A House There are few... […]

How One Inspiring Saver Found True Love, Shook Off Debt Denial, and Paid Off $123,000

American debt is on the rise, up 3.8% from last year. We're carrying higher mortgage balances, more credit card debt, and significantly higher student loan burdens (which are up an astonishing 11.5% from last year). For students in particular, it's easy to overspend. The cost of college is... […]

17 Little Ways to Feel More Confident

Confidence is a funny thing. If you have it, you can do just about anything, and oddly enough, you're much more likely to do it well. But without it, even the smallest tasks can seem overwhelming, and if your confidence level is really low, you might feel tempted to quit before you even try. (See... […]

10 Big Expenses You Can Easily Get Rid Of

If you're like me, your budget follows the 80/20 rule -- 80% or your income goes to 20% of your spending categories. To knock out the expense of any of these big ticket bills would have an immediately therapeutic effect on your cash flow. Ironically, these big items are also some of the most... […]

Best Money Tips: How to Be Invincible

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on how to be invincible, cutting the cost of beauty products, and ways to attract money to you. Top 5 Articles How to Be Invincible — If you want to be financially invincible, have a fully stocked ... […]