Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 484)

10 Crazy Frugality Schemes That Just Might Work

I’ve been called many things in my life. Some good; some not so good. But I can’t say I’ve ever been called crazy when it comes to being frugal. So, as I’m not getting any younger, I thought it was time to bring out a list of 10 crazy frugal schemes and earn the sobriquet. Some of these plans are certainly more "out there" than others, but all are worth a try, I think. […]

Why Savings Account Interest Rates Are So Low

In 2006, I started writing about personal finance. One of the first topics I wrote about was the online high-yield savings account. (See also: The Best 5 Online Savings Accounts) Back then, these accounts were all the rage. I opened an account offering 5% APY and wrote about how great online accounts were for emergency fund purposes. […]

Best Money Tips: Responsible Uses for Your Tax Refund

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on responsible uses for your tax refund, saving money when checking out online, and principles of success. Top 5 Articles 5 Responsible Uses for Your Tax Refund — Investing for retirement is a responsible use for your tax refund. […]

Fun and Frugal Ways to Enjoy Montreal

Historical architecture, easy international access, and a world-class cultural scene make Montreal a sought-after destination for many travelers. If you’re wondering what to do in Montreal, this list is long indeed. […]

Ask the Readers: What Are Your Green Goals?

A few weeks ago, we asked you about the green habits you already have. We got a lot of solid, tried-and-true green practices and many creative ones, too. This week, in honor of Earth Day — coming up on Monday, April 22! — we want to know what lifestyle changes you want to make to be even more earth friendly. What are your green goals? […]

16 Ways to Kick-Start Frugality

One great thing about being frugal is that once you start doing it, it kind of snowballs. I've been frugal my whole life, partly because I believe that saving money is just as good as making it, and I don't like overpaying for something. But what really kick-started my frugal lifestyle was being laid off in 2008 from the newspaper industry. […]

Cheap Groceries for Weight Loss

The ongoing quest for cheap weight loss foods can sometimes feel like an uphill battle, with each week’s latest research study hyping a new herb or super fruit. Fortunately, there are plenty of cheap groceries for weight loss that most of us can afford. […]

Best Money Tips: How to Sell Stuff on Craigslist

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on how to sell stuff on Craigslist, ways to manage your money, and how teens can earn money for college. Top 5 Articles How to Sell Stuff on Craigslist — When selling your stuff on Craigslist, don't post your email address. […]

How to Break Bad Habits

While many of us won't readily admit it, we all have a bad habit or two that we'd like to kick. Whether it's biting your nails, smoking, or chewing with your mouth full (among other offensive habits), here are a few ways to change your ways for the better. (See also: How to Learn From Your Mistakes) 1. […]

20 Recipe Substitutions That Save Money and Prevent Food Waste

Some cooks hew to recipes like gospel — if it calls for a white yukon potato, a russet will never do. Then there are those people, like me, who see most recipes as a basic framework rather than an edict. It calls for carrots? Well, we have some broccoli stems. Will they do? We can't argue that you cooks in the first category have more consistent and often more delicious results. […]