Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 485)

20 Free and Fun Ways to Reward Yourself

I don't know about you, but I'm big on setting goals. I have fitness goals (run a 1:40 half marathon), professional goals (establish myself as a solid freelance writer), personal goals (join the local community orchestra), and financial goals (pay off my hefty student loans). Thing is, a lot of my goals involve incentives for motivation purposes. […]

Are You Getting Ripped Off by One of These 8 Unnecessary Services?

For many of us, money is tight these days. In fact, a recent study reveals that 76% of Americans are now living paycheck to paycheck. With money so tight, and over one quarter of the population having no savings at all, this is not the time to be spending money on services we do not need. Here are eight unnecessary services you should stop paying for. […]

The Only 5 Grocery Shopping Techniques You Need

Here's the excuse I hear most often for why people don't grocery shop frugally. Say it with me: "I don't have time." Lack of time is not only the most common hurdle, it's also the easiest to overcome. The fact is, you can save money on groceries without spending more time shopping. […]

14 Ways to Retire Early

It seems like the economy is making it more difficult for people to retire at 65. That's true in some ways, but what if you had more control over your own retirement than you realized? What if there were some practical things that you could do that would enable you to retire closer to 60 instead of 70? […]

Kids Going Abroad? 8 Ways to Stay In Touch Without Going Bankrupt

Sponsored by Skype — Use Skype Credit to call mobiles and landlines home and abroad at low rates. Going abroad can be an excellent educational opportunity for teenagers and young adults. As a parent, you probably realize the benefit travel can bring to your kids, but you may also struggle with letting your young ones go so far away. […]

How to Convince Your Boss to Let You Work From Home

Sponsored by Skype — Use Skype Credit to call mobiles and landlines home and abroad at low rates. Over 80% of employees say they’d love to work from home at least part of the time. Bosses on the other hand, well, not so much. But employers are starting to come around. Regular telecommuting has grown by nearly 80% since 2005. Why? It saves companies money. […]

The 5 Hardest-to-Kill Houseplants

Some people have thumbs so green that they can plant a dead twig in a pot of soil and watch it grow into a lush plant that's the envy of every neighbor. I am not one of those people. While I have many skills on the domestic front, gardening indoors has never been one of them. With the arrival of warmer weather heralding spring, I've started to daydream of flowers and foliage. […]

The Secret Flight Search Site Savvy Travelers Use

With so many travel booking websites out there, it can be tough to decide which one to use. But did you know that many of these websites are powered by the same search engine? ITA Matrix is the powerful software behind such household names as Kayak and Orbitz. It's a great place to start when you're looking for airfares. […]