Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 486)

7 Inexpensive Lifestyle Habits That Can Add Years to Your Life

When it comes to making healthy choices, we all have a pretty good idea of what we should be doing. Of course, that doesn’t mean we always do it. Maybe you’re OK, and if you’re still young (or just really lucky), you might not perceive your health to be an immediate threat. […]

The Lincoln Guide to Personal Finance

The Treasury Building is just a short walk from the White House, making it an easy stop for any president to visit. President Abraham Lincoln, who invested most of his presidential salary in Treasury bonds, didn't visit the Treasury Department often. But he did get there often enough to save most of his salary for three years. […]

7 Secrets to Refinancing an Underwater Mortgage

If you pay your mortgage on time, you may be able to refinance even if you are among the approximately 22% of mortgage holders in the U.S. who are underwater, have been turned down by multiple lenders, and heard that you don't qualify for a new loan. Recently, I spoke with underwater borrowers who have refinanced, one through a government program and another through his current lender. […]

Getting the Most Out of Daily Deal Sites

Groupon and other daily deal sites can be a great way to find and utilize new services in your community or connect with businesses online. However, it’s easy to spend a lot of money on deals and never feel like you’re actually getting a discount. […]

Preparing for the Fiscal Cliff

I'm not an alarmist on the fiscal cliff. In fact, I figure it's almost a non-issue. But that's no reason not to do a bit of preparation. […]

Even More Black Friday Savings Tips From Shopping Experts

Black Friday is widely regarded as the unofficial start to the holiday buying period, and for good reason — most retailers offer deep discounts the day after Thanksgiving to jump-start sales in anticipation of Christmas and Hanukkah. […]

Join Our Tweetchat on Thursday 11/15, 12pm PST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards!. Use #WBChat to participate. This week's topic: Financial Tips for Young Adults! Learn about saving money, paying back student loans, and mistakes recent grads make. […]

7 Ways to Have a Better Day at Work

There is nothing like a bad day at work to set the tone for the days ahead, from lost productivity to lost tempers. Enough bad days and you may even see a pink slip in your future. It is important for your own mental and physical health to make it a point to resist falling into a sour mood. […]

What Happens at a Foreclosure Auction?

Foreclosures have declined recently, but many houses are still being auctioned on courthouse steps across the country. Recently I attended one of these auctions; here is a run down of what happened and what I learned. […]