Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 486)

11 Things That Are Worth the Money

Tough times have made us all a bit more cautious about whipping out our wallets on a whim. When it comes to spending with discretion, it's important to have priorities about things you think are worth the money, and those items or services that are not. Here are 11 things that I think are worth it. RELATED: 11 Things Not Worth the Money 1. […]

Best Money Tips: Easy Holiday Cocktails

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on setting up a holiday bar, tools to lower your electric bills, and ways that saying "No" could help your finances. Top 5 Articles Parenting Squad Holiday Guide: Hot Cocktails for Your Holiday Bar — Keep it simple (and frugal!) by serving wine, beer, and a signature punch or cocktail. […]

Why I Love Gift Cards: 5 Reasons Gift Cards Make Perfect Holiday Gifts

Gift cards tend to have a bad reputation, perhaps because the receiver thinks they are too impersonal. But I would much rather get a gift card (or cash) than something I can't use or clothing that doesn't fit. There's nothing worse than having to return a gift. […]

Ask the Readers: What is Your Favorite Part About the Holidays?

The holiday season is upon us yet again. Chances are you can’t go anywhere without hearing Christmas music, seeing holiday decorations, and receiving constant reminders about how you must get your shopping done. While the holidays can be overwhelming, everyone has something they always love about the holiday season. What is your favorite part about the holidays? Is it spending time with family? […]

How to Spend Almost Nothing on Gifts This Year

It’s that season again, when your wallet starts to feel lighter and every purchase means a big nasty surprise when the credit card bill rolls around in January. I am not against spending money for gifts at the holidays — after all, this is the one time of year when people are spending money on others rather than on themselves. […]

Put Off Saving for Retirement

Here's an unpopular idea. Everybody knows that you should start saving for retirement as early as possible, because everybody's seen the calculation where you put aside a few dollars every month starting at age 20 and with compound interest have a huge amount by the time you're 65. […]

Best Money Tips: Working Out During the Holidays

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on working out during the holidays, kicking bad habits to the curb, and teaching kids about giving back. Top 5 Articles Five Creative Holiday Workouts — Instead of running off to a workout by yourself, suggest a family game of football, soccer, or basketball. […]

Tech Life: 8 Reasons Why You Shouldn’t Be an Early Adopter

Early adopters of new technology are, God love ‘em, those folks who are the first to embrace manufacturer innovations in the marketplace. In my day, they were first family on block to get a microwave or a VCR. Today, they’re the first to have an LCD TV or smartphone. These are the consumers that manufacturers dream of and often cater to. […]

Oodles of Noodles: 25 Ways to Prepare Pasta

Pasta is one of the most versatile ingredients in your pantry. It can be whipped up in a couple of minutes for a quick weeknight meal, or it can be elegantly prepared for a dinner party. It's perfect for potlucks, can be prepared ahead of time and frozen, and tastes great microwaved the next day. […]

The Psychology of Free, and Its Power Over You

I was told in college, and in most ad agencies I’ve ever worked in, that two of the most powerful words available to any advertiser are FREE and NEW. […]