Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 486)

Best Money Tips: Score a Gym Membership Deal

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on ways to score a gym membership deal, tax-savvy moves retirees can use, and how to become a "garage sale millionaire." Top 5 Articles 10 Ways to Score a Gym Membership Deal — To score a gym membership deal, negotiate and know the contract you are signing. […]

How to Create a Financial 5 Year Plan

"Most people don't plan to fail; they fail to plan." — John L. Beckley Where do you want to be five years from today, financially? My guess is that your answer probably sounds something like this — "I want to be in a better position than I am now." We all have dreams we want to pursue and goals we want to achieve. […]

The Lowdown on Data Accuracy in Your Credit Report

People sometimes shy away from reviewing their credit reports because they’ve heard they are complex and hard to understand. But credit reports are far easier to read than you might think, and reviewing your credit report is a vital part of your financial health! […]

16 Best Baby Gifts on a Budget

About five years ago my friends, one by one, started getting married. For me that meant figuring out what being a "grown-up" really means — buying gifts for other people. Once I finally got that down, my friends started having babies, and my gift-giving education started all over again. […]

Best Money Tips: How You Can Afford a Baby

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on how you can afford a baby, the value of vacation, and rules for new homebuyers. Top 5 Articles How You Can Afford a Baby: 10 Money Saving Tips — Using cloth diapers and breast feeding can help you afford a baby. […]

Decipher Credit Card Offers With the Schumer Box

If you receive credit card offers in the mail, you've seen the Schumer Box, even if you don't know what it's called. The Schumer Box is that table included with credit card marketing materials that summarizes the costs associated with the credit card. […]

The 5 Best Slow Cookers

Everyone knows that cooking your own meals is better than eating out. Not only does cooking for yourself usually yield healthier dishes, but it is often healthier for your wallet as well. However, not everyone has the time to create delicious, home-cooked meals. […]

25 Products You Think You Need, but Really Don’t

As someone who has worked in advertising for over 17 years, I can tell you that my industry is responsible for creating an awful lot of need. There are some things in life that we actually do need, like food, clothing, shelter, transportation, and so on. But even within those basic necessities, needs are created for things that do us no good. No one needs Adidas shoes over Nike shoes. […]

11 Ideas to Make a Small Space Seem Bigger

The winning design of a competition held by Mayor Bloomberg for the best micro-home proposal was announced recently and was chosen for its smart use of maximizing storage space and lighting. […]

Best Money Tips: Save Money During Your Morning Routine

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save money during your morning routine, exercising for free, and staying fired-up when paying down debt. Top 5 Articles 5 Ways to Save Money During Your Morning Routine — Save money during your morning routine by unplugging any appliances you use to make breakfast after you use them. […]