Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 6)

6 Sobering Facts About the Stock Market

The market's downright disappointing start to 2016 (the worst yearly start since 1928), demonstrates that putting money in the market can be a sobering experience. Even when things are moving in a favorable direction, investing is not for the faint of heart. Here are six inconvenient truths about... […]

What's a Split Credit Report - And How Much Is It Hurting Your Score

Does your Visa credit card account appear on two of your three credit reports, but not the third? Maybe your credit report maintained by Experian and Equifax lists the auto loan you used to buy your new car, but the report from TransUnion doesn't. If so, you might have a fragmented, or split,... […]

The 5 Best Facial Cleansing Wipes

Facial cleansing wipes make it easy to keep your skin clean and refreshed. They can remove any trace of dirt, oil, or makeup with just a swipe. They are great to use at the end of a long day, after a workout, or when you need a midday pick-me-up, so you may want to keep a pack in your purse, gym... […]

Join Our Tweetchat on Thursday 1/28, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Time Management! Learn about making a schedule, prioritizing tasks, and creating time limits for to-do items! Let us know... […]

Best Money Tips: You're Probably Overpaying for These Things

Welcome to Wise Bread's Best Money Tips Roundup! Today we found six things that you’re overpaying for, lessons from the richest 20-year-olds, and surprising things you can buy at Costco. Top 5 Articles 6 Items You’re Probably Spending More Than You Should On — Most department... […]

Easy Ways to Get Elite Status for Free Hotel Upgrades

It's a great feeling when you are handed the keys to your hotel room and are informed that you received a complimentary upgrade. And it feels even better when you open the door to your room and are blown away by its size, view, and amenities. Sometimes, you might get lucky, but most of the time... […]

Best Deals for Wednesday 01/27

Link for teaser title:  http://www.wisebread.com/bestdeals/today Virgin America Sale: Fares from $77 Round-Trip, Old Navy: Up to 50% off Storewide, Kmart: Extra 10-20% off Small... […]

7 Career Tips You Wish You Could Give Your Younger Self

Imagine if you could go back in time and have a heart-to-heart with your 22-year-old self. What career advice would you give? What behaviors and habits would you thoroughly encourage? What fears would you try to put to rest? Granted, I don't know what the condition of your professional path has... […]

6 Money Questions You Never Have to Answer

Talking about money is a cultural taboo for a reason. Not only is money a personal and emotional issue, but it is also a conversational land mine that often makes someone feel uncomfortable and vulnerable. Despite all of this, there are still plenty of Nosy Parkers out there who think nothing of... […]

Home Equity Loan or HELOC: Which Is Right for You?

You'd like to renovate your 1970s-era kitchen. Or maybe it's time to build that master bedroom suite you've long desired. But where to get the money? If you have equity in your home, a home equity loan or home equity line of credit — better known as a HELOC — might be the right choice.... […]