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Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 6)

9 Hidden Expenses to Plan for When You Redeem Travel Rewards

Published Monday, July 1, 2019 - 04:00 by Wise Bread

Travel rewards make it possible to stretch your travel budget as far as it can go, book trips you couldn't afford otherwise, and journey further from home. It's possible to use airline miles for flights that could easily cost thousands of dollars apiece and with enough hotel points, you can book... […]

How Too Many Small Decisions Can Cost You Big

Published Friday, June 28, 2019 - 04:00 by Wise Bread

Toward the end of her life, my grandmother's doctor told her to avoid a number of her favorite foods — including ice cream. Whenever my mother found a pint of Ben & Jerry's in my grandmother's ice box, Grandma's excuse was always the same, "Oh, the little bit I have won't hurt... […]

Join Our Tweetchat on Thursday 6/27, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, June 26, 2019 - 19:00 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Having a Frugal 4th of July! Learn about saving on decorations, 4th of July parties, fun activities, keeping kids... […]

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Published Wednesday, June 26, 2019 - 04:00 by Wise Bread

The costs of remodeling your home can add up quickly, and they can even be exorbitant, depending on the project you take on. According to Remodeling Magazine's 2019 Cost vs. Value study, a minor kitchen remodel would set you back $22,507 this year, replacing a roof with asphalt shingles costs an... […]

Ask the Readers: How Do You Save On Summer Gear?

Published Tuesday, June 25, 2019 - 04:30 by Wise Bread

It might not feel like it in some areas of the country, but we summer has started! Most families will want to have sunscreen, hats, beach towels, swimwear, and other summer gear on hand, but they definitely won't want to spend a fortune on these necessities. How do you save on summer gear? Where... […]

Join Our Tweetchat on Thursday 6/20, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, June 19, 2019 - 19:00 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Having a Frugal Staycation! Learn about saving on staycation food, frugal activities around your city, making your home... […]

The 7 Best Ways to Earn Travel Points and Miles Without a Credit Card

Published Wednesday, June 19, 2019 - 04:00 by Wise Bread

Points and miles make it possible to see the world at a much lower cost, but that doesn't mean everyone is in the best position to earn them. For starters, travel rewards credit cards offer the easiest way to earn rewards on your regular spending, but some of us don't have the 740+ credit scores... […]

Ask the Readers: Do You Have a Garden?

Published Tuesday, June 18, 2019 - 04:30 by Wise Bread

Gardening is popular hobby, and for good reason! It can be a lot of time and work, sure, but it's incredibly fulfilling to watch your plants grow from your efforts. Even better if you can eat it! Do you have a garden? What sorts of plants do you grow? How do you maintain a healthy garden on a... […]

Why Cruises Are the Best Option for a Cheap Family Vacation

Published Friday, June 14, 2019 - 04:01 by Wise Bread

Planning a family vacation is often part fun and part stress. After all, you ultimately need to settle on a vacation idea most of your family will enjoy — without going over your predetermined budget, of course. While camping or renting a condo at the beach can be both frugal and fun, many... […]

How to Keep Home Improvement Projects From Busting Your Budget

Published Thursday, June 13, 2019 - 04:00 by Wise Bread

There's a leak in my dining room that my husband and I are afraid to fix. We're not worried about destroying the old plaster (the water is doing a fine job of that on its own). Nor are we concerned that we can't handle the necessary work, since we plan to contract it out. No, we're wary of this... […]