Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 6)

How to Come Up With $1,000 in the Next 30 Days

A few years ago, I needed to come up with about $1,000 quickly. I moved into a new house that had a perfect spot for a flat screen TV — but I didn’t have a flat screen TV. I made a deal with myself that I could to go ahead and buy a TV, even though it was certainly a luxury item. But I... […]

Get Out of Debt Faster with a Low Interest Credit Card

Link for teaser title:  http://www.wisebread.com/the-best-low-interest-rate-credit-cards?utm_source=wise... If you carry a balance from month to month, you can save money and pay... […]

The Penalty-Free Way to Withdraw Retirement Money Early

It's widely know that for most retirement plans, including an IRA and 401K, there is a cost to withdrawing money before you reach 59-½ years of age. Take money out of a traditional IRA or 401K early and you're stuck paying taxes plus a 10% early withdrawal fee. If you withdraw money from a... […]

9 Great Jobs for Snowbirds

Planning to hit the skies this winter and fly south? That's probably not a bad idea, considering that the trusty Farmer's Almanac says Old Man Winter plans to unleash an exceptionally cold and wet one. But between posting photos of palm trees and swimming pools to Facebook so your friends can curse... […]

Ask the Readers: How Do You Keep Heating Costs Low?

We're well into fall, which means temperatures will drop over the next few months. Heating is a big expense for many households this time of year. How do you keep heating costs low? What steps do you take to prepare your home and family for winter? Tell us how you keep heating costs low and we'll... […]

Eat Better and Save Money With These Easy Two-Night Meals

Planning your meals every week can save you a huge amount of time and money. The average American spent more than $7,000 on food in 2015, with $4,000 of that coming from the supermarket. By repurposing leftovers, you can save money at the grocery store and still enjoy fresh, healthy meals every... […]

Best Deals for Tuesday 10/18

Link for teaser title:  http://www.wisebread.com/bestdeals/today 70% off 2-Pack Pet Dog/Cat Car Seat Belt Safety Harness, 60% off Windproof Umbrella with Double Canopy and Auto... […]

Best Money Tips: How to Get Free Money on Your Next Flight

Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on how to get free money on your next flight, ways to watch sports without cable, and costumes you can DIY on the cheap. Top 5 Articles How To Score Free Money From the Airlines — Fly on a busy travel day to increase... […]

5 Ways American Retirement Is Changing

Somebody once said, "Retirement can be a great joy if you can figure out how to spend time without spending money." And because of the ever-rising cost of living, this quote is more true than ever. The whole concept of retirement isn't what it used to be, and retirement planning sure... […]

Change Jars and 8 Other Clever Ways to Build an Emergency Fund

Saving money is not easy. For many Americans, there's not much cash leftover once the bills get paid each month. Building up an emergency fund and saving for retirement is a struggle, but it's not impossible. Sometimes, it just starts with a small step. For example, one way to begin building an... […]