Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 509)

Habits Aren't Boring — They're the Secret to Happiness. Here's Why.

Editor's Note: This is the first of a two-part series on harnessing habits to change our lives for the better. Tomorrow, in Part 2, Sarah puts theory to the test and attempts to corral one of her own bad habits — too much time spent on social media. Do you brush your teeth every day? Of course you do. But do you know why you do it? You do it because an advertiser named Claude C. […]

50 Fun Things to Do When You're Stuck Inside During Winter

It's all too familiar during the winter. You are stuck inside, yet again, due to the latest snowstorm, bitterly cold polar vortex, or gloomy rain. But it doesn't need to be an all-day drag when there are many fun activities at hand. Try any of these entertaining ideas, and note that catching up on extra work and doing chores are not on the fun list! (See also: Fun Winter Staycation Ideas) 1. […]

A Secured Credit Card Can Repair Your Credit Score — Here's How to Pick the Best

When you have no credit history, or if you have poor credit and are trying to rebuild, one of the options you have to rewrite your credit story is the secured credit card. A secured credit card is a credit card in which you offer collateral in exchange for a line of credit. You pay a deposit, which is held in a separate account, and you are extended a line of credit. […]

30 Easy Ways to Unstick Something That's Stuck

Have you ever purchased an item only to have difficulty removing the price tag? Or tried to get chewing gum out of clothing or hair? Scrubbed a pan with burnt-on food? Had something stuck but you just could not get it "un-stuck"? Some of the best methods for unsticking require items you have in your home right now. If one doesn't work, try another! Here is a big list of the ones to start trying. […]

20 Delicious, Healthier Appetizers

My favorite type of party is the cocktail party. My parents threw quite a few of them in the '60s and '70s. To me, of course, it wasn't about the cocktails, but rather the dazzling array of interesting snacks. What a reprieve from ordinary dinner! […]

Best Money Tips: Ways Families Can Save Money in February

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways families can save in February, side hustle ideas, and smarter ways to give to charity. Top 5 Articles 6 Ways Families Can Save Money in February — To save money in February, families can shop President's Day sales. […]

How to Sell Yourself to Potential Employers

You customize your resume and cover letter to fit each application and provide thorough explanations of how your unique set of qualifications make you the ideal candidate for the job. But could you be doing more to sell yourself to potential employers? […]

Will New Chip-and-PIN Credit Cards Stop Identity Theft?

If you were one of the 70 million Target customers whose credit card information was compromised this past holiday season, you may have found yourself thinking, "There's got to be a better way!" as you combed through your statements looking for fraudulent activity. (See also: How to Avoid Credit Card Fraud) As a matter of fact, there is, and it's been in place in Europe for a decade. […]

The 5 Best Ways to Work Smarter, Not Harder

"Work smarter, not harder." It's a cliche, but one that most smart people aspire to. Reason being, working harder is… well, harder. Working smarter requires a lot less effort, while also making you a shining diamond in the eyes of supervisor and colleague alike. Read on for a quick guide on how you can make this old workplace cliche a way of life. […]