Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 529)

6 Indirect Ways Taxes to the Rich May Hurt You

With Congress taking their time with the discussion of extending the Bush tax cuts, everyone seems to have stated their opinion on whether high income earners should have their taxes raised. […]

7 DIY Tips to Winterize Your Home for Cheap

There are two kinds of home winterization tips. The first variety often involves spending a load of money to upgrade your energy efficiency. […]

Guest Post: Now is the Time to Think Long-Term

I've got a guest post up at Get Rich Slowly on why now — when interest rates are very low — is the time to think long-term. About twenty-five years ago (as an example of long-term thinking), I had a whimsical investment idea: Buy some cheap land and plant hardwood trees. […]

5 Things You Need to Know About Credit Scores

ShareThisOver the past few years, consumers have been increasingly aware of the importance of a credit score. If you plan to borrow money (i.e., car loan or mortgage), your credit score is a major factor that determines your ability to get the loan and the interest rate you are eligible for. […]

Simply Good Coffee: The Chemex Coffeemaker

Call me a cynic, but the days are numbered for my electric coffeemaker. How can I be so sure? Well, it's not the first one I've owned, and after three or four years, they all die. […]

13 Ways to Use Social Media in Business

Many businesses are struggling to generate new ideas that will produce incremental sales or replace sales lost to once viable but now irrelevant products and services. […]

Sinking Dollar: This Time on Purpose

The Fed wants to keep the inflation rate up around 2%, simply because their efforts to boost the economy only get traction when they can push interest rates well below the inflation rate — something that's tough to do when the inflation rate is as low as it's been. Normally, it's no problem to produce inflation: The Fed just creates some ad […]