Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 529)

What Helped You Become Financially Aware?

We all know people who, while being fantastic and otherwise brilliant human beings, just aren’t good with money. For whatever reason, they haven’t embraced a financially-responsible lifestyle and are anything but strategic about saving. It’s as if these folks missed the Money Management 101 curriculum that echoes in the back of our own minds. […]

Be on the Lookout for Credit Card Checkout Fees

Would you pay a fee to use your credit card? I don't even need a nanosecond to answer this. My response is: No freakin' way. Here's why I'm asking the question. Last summer, there was an antitrust settlement between merchants and Visa, MasterCard, and big banks about credit card interchange fees. […]

25 Reasons Why It's Good to Know Your Neighbors

Are you the kind of person who passes by the neighbors without so much as a wave or nod? Be warned, you may regret it when you need a helping hand. To help convince you to be a better neighbor — and go out of way to be nice to yours, even — here are 25 reasons why it’s good to know the folks who live next door, down the street, and around the corner. […]

Best Money Tips: Smart Ways to Spend $1,000

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on smart ways to spend $1,000, grow your career while giving back, and useful things you can always find at Goodwill. Top 5 Articles 30 Smart Ways to Spend $1,000 — If you have an extra $1000, consider opening a Roth IRA. […]

How to NOT Get What You Want From Customer Service

Everyone has a bad customer service experience to tell. Whether it's poor service at a restaurant, a rude salesperson, or a product that has broken only days after purchase, chances are a transaction or two hasn't gone as well as you would have liked. But how to solve the problem? The simple solution is to stop doing business with the company. […]

Capital One 360 Black Friday Sale: Get $100 When You Open an Account

4 Days Only (November 28-December 1): For their Black Friday Special, get $100 when you open a fee-free 360 Checking Account (with a $250 minimum deposit) and make 5 Debit Card purchases or 5 CheckMate deposits or any combination of the two within 45 days. This is an interest bearing checking... […]

A Step-by-Step Guide to Creating Your Emergency Fund

Ask any respected voice in the personal finance community what the number one thing you should do to get your finances in order is, and the chances are very high that they'll say you need to start by developing an emergency fund. For instance, Dave Ramsey, author of the "The Total Money Makeover," has this as the very first step in his Seven Baby Steps. Why? Because if you ever lose your job o […]

Best Money Tips: Save Money on Your Mortgage

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on saving on your mortgage, ways to make extra money and keep your day job, and how to ace a group interview. Top 5 Articles Tips To Save Money On A Mortgage — Save money on your mortgage by renting vacant rooms in your home. […]

How to Do a One-Day, Do-It-Yourself Bankruptcy

If your debts have become overwhelming and you’re facing a significant financial blow, such as wage garnishment, vehicle repossession, foreclosure, eviction, or utility service disconnection, and you don’t have the money for a lawyer, don't panic. While bankruptcy should be a last resort, you do have options. […]

13 Benefits of Being a Night Owl

Though our culture seems to esteem the morning person (“The early bird catches the worm” and "Early to bed, early to rise, makes a man healthy, wealthy, and wise"), there are distinct benefits to being a night person. Sure, we may not be able to participate regularly in a pre-dawn fitness boot camp or arrive first at the office every single day. But when 8 p.m. […]