Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 582)

Best Money Tips: Improve Your Memory By Talking Out Loud

Welcome to Wise Bread's Best Money Tips roundup. Today's best tips will help you improve your memory, pick the right college major, identify doomed stocks, and more! Top 5 Articles Talking Out Loud Improves Memory Retention — Next time you need to memorize a big list, read half of the items out loud. […]

What You Need to Know About Your FSA

ShareThisMost readers of this blog understand the basics of Flexible Spending Accounts (FSAs) and why they are an important employee benefit. If you are employed and obtain your health insurance from your employer like 62% of Americans in the work force, then you probably use an FSA as part of your own benefits plan. […]

How a Solid Credit Score Saves You Money

There was a time when I had no real interest in my FICO score. I always thought it was just another number and wasn't sure just how relevant it was to my day to day living. But I was wrong. My FICO credit score has a direct bearing on what kind of interest I can expect to pay on a loan, a mortgage or any other similar product. […]

Ask the Readers: Cheap Ways to Stay Cool? (Chance to Win $20!)

**Congrats to our winners!** @ekmurphy (Twitter Winner): when it gets hot, I rely on popsicles, cold seltzer, and friends who have A/C to keep cool! AprilFire (Comment Winner): I take the tallest person in my house (which, sadly, is me) and have them stand in the tub. […]

Dumpster-Diving 101: 6 Strategies for Success

The idea of dumpster-diving seems to push the limits of even the most frugal among us. Visions come to mind of foraging in muck, half-disguised out of fear being spotted by a neighbor, only to rush home for a shower worthy of Silkwood when it’s all over. […]

Do You Practice Math When You Leave a Tip?

Is it just me, or does everyone have their own special way of leaving a tip? I was taught to write a rounded dollar figure as the total, and cross out the tip line because the amount becomes trivial. But what if the servers end up having to make the calculation by hand every time a customer did this? […]

Sun Screens Can Really Cost You – By the Ounce or By the Tumor

If you've been paying extra for sun products containing Vitamin A — often marketed as preventing your skin from aging — you might as well save your money. In fact, you may need it for future surgical bills. […]

Best Money Tips: 50 Worst Inventions

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you a list of TIME's 50 worst inventions, a nifty homemade coconut mango popsicle recipe, and tips for making a second job work! Top 5 Articles The 50 Worst Inventions — Paul Blart may disagree, but this list is entertaining, nonetheless. […]

Calling BS on 5% Rewards Advertising

ShareThisIf you find yourself looking for a credit card online, or even just perusing a few of your favorite personal finance sites, you'll come across a lot of credit card advertising. […]

Can’t Afford Your Car Much Longer? Negotiate to Keep It

As so many are still struggling to manage paying their regular bills while living paycheck to paycheck, every day another car gets repossessed because families can no longer afford to finance their vehicles. Last year alone, more that 1.9 million vehicles were taken from those who defaulted on their loans. […]