Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 651)

4 Ways to Treat Your Customers Like People

Link:  http://www.openforum.com/articles/4-ways-to-treat-your-customers-like-people ShareThisWhen someone called our vintage airplane ride company’s 800 number, and it was busy, the perky recorded voice (my wife’s) said, “All our lines are busy, but your call is very important to us. […]

Settle Your Worker Classification Problems with No Penalties

Link:  http://www.openforum.com/articles/settle-your-worker-classification-problems-wit... ShareThisOne of the thorniest issues in taxes is determining whether a worker is an employee or independent contractor. The stakes are high for getting the answer right. […]

Occupy Wall Street, the 99%, and All That

The Occupy Wall Street movement does not lack a unified message. What they're saying is perfectly clear to me. (See also: Peak Debt and Income) To understand Occupy Wall Street, start with the people who say "We are the 99 percent." (That link goes to a site with statements from people who aren't in the top 1% of wealth and income. […]

Is Bank of America’s $5 Monthly Debit Card Fee Just the Beginning?

In a word, yes. Consider this phrase — “Take money from businesses, they’ll just turn around and take it from the customers.” I’ve heard that, and many variations of it, several times over the last few years. Now it looks like it’s coming true for all of us. It’s no secret that banks make a lot of their money from fees. […]

Avoiding the Poverty Tax

There's a lot of money in poverty. Not for the poor folks, of course. (See also: Too Broke to be Frugal) The money in poverty is for the rich folks who sell things to the poor. You'd think that that there'd be more money in selling to the wealthy, but the wealthy tend to be difficult customers. […]

Best Money Tips: Save Money Raising a Kid

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save money raising a kid, must-have millionaire habits, and ways football fans can save money. Top 5 Articles 9 Ways to Save Money Raising a Kid — Save money when raising a kid by opting for public school. […]

Wise Bread Editor Meg Answers Your Questions

Link for teaser title:  http://www.wisebread.com/node/715402 2_meg_favreau.jpg Recently, I was honored to answer some reader questions about frugal living, job hunting, and much more for the "learn anything" site, Mahalo. Check out my answers in this video post. […]

4 Ways to Beat Debit Card Fees

Several banks just announced new monthly fees for debit card users. Fortunately, there are plenty ways to avoid them. (See also: That Sneaky Bank Almost Got Me) Until this month, the large swipe fees they charged merchants made debit cards a huge profit center for banks. […]

25 Productive Things to Do on a Rainy Day

As I'm writing this, I'm staring out at one of the dreariest days I've seen in a while — it's early fall cold outside, with a consistent driving rain that'd be perfect for the protagonist in a romantic film to stand in, yelling at the man she loves so fiercely. There are, however, more productive (and drier) things to do on rainy days than simply standing in the cold rain and shouting heavenward. […]