Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 651)

10 Surprising Things That Lower the Value of a Home

The real estate market is making a comeback in most parts of the nation, and sellers are once again enjoying a relatively healthy home-buying market. But in spite of the recovery, there are still some factors that can hurt your home's value. Here are 10 surprising features that can devalue your dwelling. (See also: Home Improvements That Add the Most Value) 1. […]

Join Our Tweetchat on Thursday 4/24, 12pm PST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #APTSchat to participate. This week's topic: Wallet-Friendly Décor! Learn about frugal ways for decorating your walls, sprucing up your floors, adding pizzazz to your tables, and more. […]

4 Reasons Why Starting a Small Business is Easier than You Think

Sponsored by Skype — Use Skype Credit to call mobiles and landlines home and abroad at low rates. When I began dabbling in online media in 2007, it never occurred to me that I was “building a business.” I understood people who started companies as high-profile risk takers, trust-fund babies, and those with an invention the world just couldn’t live without. Little did I realize that there was a mar […]

What You Can Learn From People Who Take Vitamins (It's Not What You Think)

For decades, in study after study, people who take vitamin supplements have been shown to be healthier than people who don't. And yet, for just as long, in every good randomized trial where some people were given a supplement and others a placebo, taking the supplement gave no benefit. New published reports mean we finally have enough data to draw some definite conclusions. […]

15 Ways to Stay on Budget — Even With Your Spendy Friends

We all love spending time with our friends. But if you find yourself dipping deeper into your pockets than you'd like for get togethers, you might wonder how to cope. I, too, am on tight entertainment funds. In fact, now that I'm a full-fledged adult, I thought it would be prudent to put myself back on an allowance to stay in check. […]

Best Money Tips: Essential Things to Do to Retire Early

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on retiring early, saving on wedding reception food, and simple ways to cut household expenses. Top 5 Articles 8 Essential Things To Do To Retire Early — If you want to retire early, live below your means and make a good salary. […]

You CAN Learn a New Language — Just Use One of These 3 Apps

Learning a new language used to mean taking years of classes in high school. When you graduated, you knew enough Spanish, French, or German to buy a sandwich, find a bathroom, or ask if anyone speaks English — should you travel to another country. Learning a new language outside of school meant buying expensive CD sets that you listen to while you were driving or sitting around your home. […]

10 Weird Ways to Get Things Done That Might Work For You

It's usually not conducive to a person's productivity if he or she is placed in front of a computer for eight hours a day. (See also: 6 Rules to a Productive Workspace) Ironically, that's what most of our jobs have done to us in a world run by technology. Technology was supposed to make us more productive and efficient. […]

Don't Know What Annuities Are? You Might Be Missing Out

When it comes to finance, most people like stability. Having the certainty of when and how much cash you will receive for a set period of time provides you peace of mind that allows you to focus on more important things. This is the reason that annuities may be an attractive long-term source of income for some investors. […]

Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow

Every time you make a choice, there's a cost. By choosing to buy one item, you pass on the opportunity to purchase other items. By choosing to do one thing, you pass on the opportunity to spend your time in any other way. Opportunity cost is what we give up in order to have the thing we choose. (See also: Decisions With Unexpected Financial Consequences) Imagine you own a delivery company. […]