Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 651)

Ask the Readers: How Do You Cool Off on a Budget?

The days are warming up, and they'll only get hotter as summer approaches. While it's easy to blast the AC nonstop whenever you break a sweat, this isn't the most energy-efficient or budget-friendly approach for most people. How do you cool off on a budget? Do you stay indoors, or escape to somewhere cooler outside your home? […]

Why I Love Lists

I love making lists. In fact, lists of all sorts organize and drive big parts of my life. […]

Control Your Debt With an Annual Clean Sweep

If you choose to use debt to manage fluctuations in cash flow, simplistic advice to live debt free isn't helpful. Here's a simple, practical test for keeping your debt under control. (See also: How Debt Fools People) If you spend more than you earn month after month, you're letting your debt get out of control. […]

Best Money Tips: Free Things to Do in the Summer

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on free things to do in the summer, getting free medication prescriptions, and budgeting when having a baby. Top 5 Articles 33 Free Things to Do in the Summer — This summer, have fun for free by reading a book or having a garage sale. […]

How to Save 10-20% on Online Purchases, Every Day

I love shopping online because I can generally find a better deal (and a better selection of merchandise) than what I often find in brick-and-mortar stores. If you time your purchases correctly, you can take advantage of online coupons and sales to get a pretty good discount. The problem is, those special promotions and sales can happen infrequently. What if you need something fast? […]

6 Reasons to Love Your Bank

No one likes banks these days. The media is telling us that they are charging more fees and are to blame for the financial crisis. But the reality is that now is the time to love your bank more than ever. Imagine that a security company guarded your house around the clock. […]

Best Money Tips: Tried and Tested Tips for a Frugal Life

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on tips for a frugal life, free summer fun for kids, and cutting your cable bill 90%. Top 5 Articles 44 Tried and Tested Tips For a Frugal Life — If you want to live a frugal life, find affordable recipes and make your own detergent. […]

Citi Platinum Select / AAdvantage World MasterCard Review

The promise of airline frequent flier credit cards relies on a premise — cardholders will actually be able to redeem a reasonable amount of their miles for award flights a reasonable amount of the time. […]

10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier

There is an old adage that says "if you do what you've always done, you'll get what you've always got." In other words, change is good. Of course, implementing real change in our lives isn't always easy. We are a culture of habit — equating the familiar with the warm and fuzzy concepts of safety and security, even if the "familiar" isn't necessarily good for us. […]

Best Money Tips: Writing the Perfect Cover Letter

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on writing the perfect cover letter, why gas prices keep going up, and retirement advice from real people. Top 5 Articles 7 Tips to Writing the Perfect Cover Letter — To write the perfect cover letter, keep it clean and don't bring up your weaknesses. […]