Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 9)

The Inventor of the 401K Has Second Thoughts About Your Retirement Plan — Now What?

In the early 1980s, the 401K plan was introduced as a potential supplement to the pension plans offered by employers. Now, they are a staple of retirement planning, while pensions are available to fewer workers than ever before. A 401K allows workers to set aside a certain amount of their salary... […]

The High Cost of Modern Love

Being in love is now more expensive than ever. In fact, Americans spend an average of $20,000 in their lifetime on dates. With dinner and a movie costing about $90, you could easily go broke if you date frequently. We've covered some of the costs below so you can get a better idea of what modern... […]

4 Reasons Credit Is Safer Than Debit

A debit and credit card may look the same, but they offer very different services. One takes money directly out of your bank account at the point of purchase. The other sends you a bill at the end of the month to pay for your transactions. If you're a Millennial who grew up during the Great... […]

Here's How to Pay Off $10,000 in Credit Card Debt Fast

Link for teaser title:  http://www.wisebread.com/fastest-way-to-pay-off-10000-in-credit-card-debt Are your bills stressing you out? Here's the fastest way to get rid of $10,000 in... […]

Best Deals for Monday 02/13

Link for teaser title:  http://www.wisebread.com/bestdeals/today SAVE BIG on your purchase of Crustina Rectangular Pizza Stone, 14 x 16 – Inch, Take 70% OFF, and more... GloFX... […]

6 Affordable Places to Ski

There's a lot of white stuff out there this year, but the lift ticket prices at popular resorts, like Sierra's Heavenly or Colorado's Vail, are steeper than the slopes. Snow lovers on a budget, don't despair. Especially for beginners, there are plenty of ski and snowboard destinations where you can... […]

How Almost Anyone Can Afford to Retire in Mexico

If you're thinking about retirement, you're not alone. However, out of 100 Americans who start working at age 25, only 4% are expected to have saved enough for retirement at age 65. While this number may seem surprisingly low, retiring doesn't have to be as expensive as you may think. If you can... […]

6 Easy Ways to Get Rid of Mold on Common Household Items

Mold is everywhere. It might even be hiding on everyday items that you didn't even think to check. With continued exposure, you can begin developing respiratory problems or allergic reactions. Where to Look for Mold Here's where mold might be lurking. Toys Recent findings of mold in children's... […]

Can I Write It Off as Charity?

A family member of mine has won some pretty sweet prizes through charity raffles. They have won tablets, and even a huge flat screen TV. When I asked them their secret, they said that they buy a lot of tickets, since raffle tickets are tax-deductible. But wait. Is buying raffle tickets through a... […]

Flashback Friday: 36 Things You Should Buy Second Hand

Just because you need to buy something new, doesn't mean it needs to be brand spanking new. There are plenty of items that are perfectly safe to buy second hand that will still be new to you. And most used items are marked down so much that it's hard to argue with the amount of money you'll save by... […]