Nora Dunn's blog

About Nora Dunn

Nora Dunn's picture

As a Professional Hobo and Writer, with a background as a former Certified Financial Planner and Entrepreneur, I've got lots of bases covered - not the least of which are practical money matters.

Nora Dunn's profile

Car Sharing: Why Own When you can Just Share?

Posted 6 days 1 hour ago by Nora Dunn

Frugal Living, Green Living, Cars and Transportation

car share

Imagine a life where you don’t have to worry about unexpected car repair bills railroading your monthly budget; monthly car loan or lease payments are non-existent, insurance and long-term parking costs are distant memories; and even the gas is paid for…welcome to a life of car sharing. Read on for a primer on the basics of car sharing with resources for you to find a program close to you.

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The Different Types of Loans: A Primer

Posted 2 weeks 1 day ago by Nora Dunn

Personal Finance

loan types

When a friend started quizzing me about different loan types the other day, I realized that there is a lot to know about the specific characteristics of the various species of loans. Do you know the basics yourself? If not, then check out this loan primer.

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Are You Being Ripped off at the Gas Station?

Posted 2 weeks 4 days ago by Nora Dunn

Life Hacks, Cars and Transportation

Is the amount of gas you are pumping - and paying for - really the amount of gas that ends up in your tank? Here's a quick and easy test to make sure you are getting your money's worth.

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Is Getting Life Insurance for your Children Prudent or Prudish?

Posted 5 weeks 6 days ago by Nora Dunn

Personal Finance

baby

At some point in your parenting adventure, you may be introduced to the concept of getting life insurance for your children. There are a number of reasons why you might want to insure the life of your child, and about as many other reasons not to. Here is an analysis:

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Save Money by Rekindling the Art of Reusing your Stuff

Posted 7 weeks 4 days ago by Nora Dunn

General Tips, Green Living

garbage

Long before overflowing landfills were an issue, our forefathers were masters at the age-old art of reusing. Ingenious and creative, their ways of putting old things to new uses were practical and well and truly frugal. We could all stand to learn some lessons from them and rekindle the art of reusing by breathing new life into old stuff.

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How to Recycle your Clothes, Shoes, Electronics, and More

Posted 8 weeks 23 hours ago by Nora Dunn

Green Living

recycle warehouse

We have so much STUFF. Cell phones that don’t work any more. Batteries that won’t charge any more. Shoes that have holes in them. The list goes on. We don’t want to throw this old stuff away; some of it might even still be good – just not to us. Other items are too harmful to the environment to chuck in the waste bin. We would like to reuse some of it, but cannot figure out how it can reasonably be used (I mean, truly – what do you do with an old smelly running shoe). The solution? Find other people who can use what you don’t need any more. By giving it away, you can breathe new life into your old stuff.

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Budgeting Hack: Gift Calendars

Posted 8 weeks 3 days ago by Nora Dunn

Personal Finance, Frugal Living, Life Hacks

calendar

There is no quicker way to derail a decent budget than having to buy unexpected gifts. Learn how to make your own Gift Calendar so you can steer clear of the cash crunch, organize your life, and avoid embarrassment if you are the forgetful type.

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How to Get Free Shipping and Online Discounts Across the Web

Posted 9 weeks 1 day ago by Nora Dunn

Shopping, Consumer Affairs

shipping

Many online retailers across the web offer free shipping and online discounts, but you have to know where to go to get these offers. Here's a place you can go.

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Thrive: Your Online Personal Financial Planner

Posted 10 weeks 1 day ago by Nora Dunn

Personal Finance

Thrive

So you figure it’s time to proverbially grow up and get financially wise. But you don’t know where to start: you didn’t learn much in school or from your parents, the folks at the bank won’t give you the time of day, and you can’t afford a financial planner. What do you do?

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Universal Life Insurance and Whole Life Insurance: A Comparison

Posted 11 weeks 1 day ago by Nora Dunn

Personal Finance

life insurance

So you think you need life insurance, or you know it is time to review the insurance coverage you currently have (which is something you do every few years, right? Right).
You may already have a Universal Life or Whole Life insurance policy, or you may have an insurance agent or financial planner in front of you telling you that you need one.
Read on for a comprehensive look at both forms of insurance, with pros, cons, and example applications for each.

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iStopOver: Earn Extra Income or Travel on the Cheap, and a Special Promotion for Wise Bread Readers

Posted 12 weeks 1 hour ago by Nora Dunn

Making Extra Cash, Art and Leisure, Real Estate and Housing, Consumer Affairs

iStopOver

Many people have put their vacation on hold with the current economic downturn, or are searching for alternative ways to travel on the cheap. Other people yet are looking to earn some extra income on the side to help pay the bills. iStopOver is a solution for both of these groups. And they are offering a special promotion just for Wise Bread readers.

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How (and Why) to Buy Life Insurance

Posted 12 weeks 1 day ago by Nora Dunn

Personal Finance

life insurance

Buying Life Insurance seems to be one of those “I’ve finally grown up, I guess I need life insurance” sorts of decisions you make. It often comes into play when you buy a house, get married, or have children.
As it should.
But getting life insurance simply because you think you might need it, without really understanding how much to get or the options you have is a mistake – one that could cost you now in overbearing and unnecessary premiums, or one that will cost you (or your loved ones) later, when you realize that there wasn’t enough to cover your needs.
Here is a basic guide to get you started.

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Did Your Parents Give you a Whole Life Insurance Policy? Here's What to do With it.

Posted 14 weeks 3 hours ago by Nora Dunn

Taxes, Investment

policy statement

For many of us 30-somethings (and some of us both younger and older), our parents took out whole life insurance policies for us when we were kids. When we became income-earners and were deemed responsible enough, a ceremonious transfer of papers occurred, where we were told gravely that this policy is to be kept paid up, as it will be worth a lot of money. Sometime.

What is this insurance all about? Why will it be worth a lot of money? Should I just cancel it and take the cash? Or is there something else I don’t know?

If you have any of these questions, read on. You may discover that your whole life insurance policy is worth much more than you thought.

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Ordering Online Versus Calling it In: Which is Better?

Posted 14 weeks 2 days ago by Nora Dunn

Shopping, Consumer Affairs

phone and mouse

Somewhere between the eight ball and the brick wall behind you, you find yourself stuck. Do you place your order for that product or service online, or through a customer service agent over the phone? The debate rages on...

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A Money Resource Book: The Finish Rich Dictionary (Book Review)

Posted 16 weeks 1 hour ago by Nora Dunn

Personal Finance

The Finish Rich Dictionary

David Bach's latest book is a go-to resource that will keep you coming back for pearls of financial wisdom.

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Where Did Your iPod Come From? The Story of Stuff

Posted 16 weeks 2 days ago by Nora Dunn

Lifestyle, Green Living, Consumer Affairs

The Story of Stuff

Do you know the difference between planned and perceived obsolescence?
Do you know why high heels are fashionable with chunky heels one year, and thin heels the next year?
Why is breast milk the “food” highest in toxic contaminants?
And do you know why in the wake of September 11th, George Bush told us all to go shopping?
These questions and many, many others are answered in The Story of Stuff, a 20-minute documentary about the life cycle of products and services, explaining everything about…well…stuff.

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Hands in Your Pocket: The Cost of Standby Power - Environmental and Otherwise

Posted 17 weeks 22 hours ago by Nora Dunn

General Tips, Lifestyle, Green Living

power

Go check your electricity meter box. Is the wheel turning and clicking over, recording your power usage? Probably. Now go back inside, and turn everything off. The lights, the coffee maker - even the fridge - and check your meter again. Is it still turning and clicking? It probably is, if even a little bit.
You are a victim (and wanton consumer) of standby power. And you are paying dearly for it, in more ways than one.

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Master Your Life and Stop Self-Sabotage (Book Review)

Posted 20 weeks 6 days ago by Nora Dunn

Career and Income, Life Hacks, Lifestyle

Stop Self-Sabotage

You almost get that job promotion you yearn so badly for, but things fall through at the last minute. Every time your love life gets serious, the relationship blows apart. You would like to have a better paying job with more time off, but after years of trying unsuccessfully to get there, you figure your lot in life is just to work long hours for meager pay as a single parent. You want more, but don’t truly believe you deserve it.
We all sabotage ourselves on a regular basis, whether or not we are aware of it. This book shows you how to harness this knowledge and improve your life drastically as a result. Read on...

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Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily

Posted 21 weeks 3 days ago by Nora Dunn

Frugal Living, Life Hacks, Shopping, Lifestyle, Budgeting, Credit Cards, Consumer Affairs

cell phone

Are your credit card interest rates getting to you? Are those monthly cell phone bills a pain in the wallet? How about cable TV? Internet? Even the power bill? Would you like to reduce these charges without the hassle of changing suppliers? Read on, my frugal friend.

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The Key to Happiness: A Case Study

Posted 23 weeks 1 day ago by Nora Dunn

Life Hacks, Lifestyle, Art and Leisure

rooftops

Let's explore the lives of two very different people with an aim to discover what the key to happiness is. It may be simpler than you think.

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