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Senior Writer

Paul Michael

Paul is an advertising copywriter and creative director with over 20 years’ experience. He has won many industry awards, and has worked with a variety of clients in direct mail, print, online, radio, guerrilla, and other mediums.

Latest articles by Paul Michael

12 Questions to Ask Before You Take a Job Offer

So, you've got a job offer on the table. But before you sign anything, make sure you get the answers to some important questions.

8 Moves to Make If You Need to Break Your Lease

No one ever thinks they'll need to break their lease — but things happen. Avoid legal — and financial — pitfalls by handling it smartly.

10 Money Lessons I Learned From Dad

Dads are a great source of knowledge. And when it comes to saving money, they always seem to know to steer us right. Happy Father's Day!

18 Clever Ways to Reuse Your Plastic Shopping Bags

Plastic bags may no longer be free at your local stores. If you're going to pay for them, make sure you know how to reuse them smartly.

12 Ways You're Being a Terrible Employee

If you're guilty of any of these workday foibles, don't worry about winning the Employee of the Month trophy anytime soon.

4 Financial Reasons to Keep Your Political Views Private

These days, sharing political views is as easy as hitting "Enter." But the aftermath can be much greater than a heated debate.

6 Ways Greed Is Keeping You Poor

"Greed is good," goes the famous line. After all, isn't greed a natural way to amass wealth? Not exactly.

10 Things Your Boss Wishes You Knew

Ever wished you knew what was on the boss's mind? Wonder no more.

9 Money Lessons to Take From the Great Depression

The Depression was a dark time in America's history, but it did yield some incredible tips for surviving on a budget and saving money.

10 Questions Landlords Can't Ask

It's hard enough finding a place to rent in a tough market without having to answer a bunch of probing questions. Happily, you don't have to.

7 Ways Pride Is Keeping You Poor

Pride is not your friend. It can mess with your good judgment, and convince you to make terrible financial decisions.

6 Common Debt Reduction Roadblocks — And How to Beat Them

Excuses are the enemy of debt reduction. Don't let yourself get stopped by one of these repayment roadblocks.

5 Debt Management Questions You're Too Embarrassed to Ask

Debt management may not be fun, but that doesn't mean you should be embarrassed to ask these five basic questions.

6 Ways Envy Is Keeping You Poor

This deadly sin can have major financial implications. Is envy keeping you from success?

10 Signs Your Company Is Going Under

Has half the executive staff suddenly decided to make more time for family? Yeah, your company is doomed.

15 Things You Can Do With a Credit Card Besides Buy Stuff

The plastic in your wallet is so much more than just a one-trick spending pony. Find out how to really put your credit to work.

13 Great Reasons to Quit Your Job

You have your "I quit" speech down pat, but you're still not sure? See if these reasons don't convince you it's time to make the leap.

15 Smart New Uses for Hair Clips

Hair clips may be great for keeping long hair in order, but they have many other uses, too. Get creative and get clippin'!

10 Reasons You Should Really Fear an IRS Audit

When the IRS decides to smack you with an audit, what's the worst that can happen? You're wise not to try to cheat the taxman.

10 Negotiation Mistakes That Will Destroy Your Deal

From small buys to major life purchases, negotiation can make or break the deal. Win your next haggle-sesh by avoiding these common mistakes.