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Senior Writer

Paul Michael

An adman with inside knowledge, I'll steer you to wiser choices.

Latest articles by Paul Michael

12 Surprising Things You Should Keep in Your Fridge

No, this is not a list of 12 strange foods to keep in the refrigerator. It's a list of common non-food items that will benefit from the cold, too.

5 Customer Service Battles You Just Can't Win

Put your phone scripts away, give up escalating, and don't bother screaming because whatever happens, you're not getting your money back.

7 Things That Make You Look Cheap Without Actually Saving Much Money

We all should be sensible with our spending, but sometimes we go too far. Are you guilty of any of these false economies?

What to Buy (and Avoid Buying) in October

Scare up some deals on lawn care and denim this month, but hide from winter clothing and appliances, which are frightfully pricey this month.

7 More Travel Destinations That Aren't Worth the Money

These popular destinations get a lot of hype, but for the travelers who visit them, there's mostly a lot of disappointment. Don't be one of them!

The 8 Scariest Things Probably Coming to Air Travel

If you think flying coach is uncomfortable now, just wait until you see what the airline industry has planned for you!

8 Dark-Side Motivations to Start Saving

If the usual motivations to save aren't working (emergencies, big purchases, your future), let your dark side guide your money.

Are You a Hothead? 10 Things Patient People Never Say

Sometimes even the best of us lose our cool. If you find yourself belting out any of these phrases frequently — you may need to tone it down.

10 Little Words That Will Get You the Best Price, Every Time

There's nothing complicated about getting the best price — you just need to know what to say.

What to Buy (and Avoid Buying) in September

Autumn leaves will be falling soon and these are the deals you should rake up — as well as the over-priced stuff you should leave on the shelves.

8 Powerful Brain Hacks You Can Do in Under 2 Minutes

Your brain is a powerful tool! Make sure you're using its power for good.

12 Awesome Things You Didn't Know You Could Get at the Library

Your local library shares a lot more than books and old movies these days. Find out what you're missing by not renewing your library card.

7 Popular Vacation Spots That Aren't Worth the Money (and Where to Go Instead)

If you've chosen any of these overhyped destinations for your next vacation, prepare to be underwhelmed (and overcharged).

The 10 Most Creative Ways to Avoid Airline Fees (Like Wearable Suitcases)

How far is too far to go when it comes to avoiding airline fees?

10 Uses for Velcro That'll Make Your Life Easier

Velcro is a hook and loop fastening wonder, with scores of uses from the kitchen to the car. Explore 10 ways you can put it to good use.

This Is What That Ticket You Got Will Do to Your Car Insurance Rate

If you can't drive 55, expect to pay hefty fines and as much as 30% to 82% more in insurance fees. Safe drivers are frugal drivers!

What to Buy (and Avoid Buying) in August

Hard to believe summer is almost gone — almost as hard to believe as the deals you can find on lawn and garden supplies and LCD TVs.

The 10 Offensive Phrases No One Is Telling You About

A lot of the stock phrases we use have much darker meanings than we probably intend. Be careful what you say!

11 Terrifying Things That Can Happen When Someone Steals Your Phone (And How You Can Protect It)

Your smartphone is stuffed with piles of personal data, which means the loss of a smartphone really… smarts. Take steps to protect it.

10 Dark-Side Motivations to Get You Out of Debt

Getting out of debt requires determination and motivation. Does it matter if those motivations are inspired by our darker angels?