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Senior Writer

Paul Michael

An adman with inside knowledge, I'll steer you to wiser choices.

Latest articles by Paul Michael

7 Popular Vacation Spots That Aren't Worth the Money (and Where to Go Instead)

If you've chosen any of these overhyped destinations for your next vacation, prepare to be underwhelmed (and overcharged).

The 10 Most Creative Ways to Avoid Airline Fees (Like Wearable Suitcases)

How far is too far to go when it comes to avoiding airline fees?

10 Uses for Velcro That'll Make Your Life Easier

Velcro is a hook and loop fastening wonder, with scores of uses from the kitchen to the car. Explore 10 ways you can put it to good use.

This Is What That Ticket You Got Will Do to Your Car Insurance Rate

If you can't drive 55, expect to pay hefty fines and as much as 30% to 82% more in insurance fees. Safe drivers are frugal drivers!

What to Buy (and Avoid Buying) in August

Hard to believe summer is almost gone — almost as hard to believe as the deals you can find on lawn and garden supplies and LCD TVs.

The 10 Offensive Phrases No One Is Telling You About

A lot of the stock phrases we use have much darker meanings than we probably intend. Be careful what you say!

11 Terrifying Things That Can Happen When Someone Steals Your Phone (And How You Can Protect It)

Your smartphone is stuffed with piles of personal data, which means the loss of a smartphone really… smarts. Take steps to protect it.

10 Dark-Side Motivations to Get You Out of Debt

Getting out of debt requires determination and motivation. Does it matter if those motivations are inspired by our darker angels?

If You're Doing This on Your First Date, You're Not Getting a Second

First dates are nerve-wracking, but you can end them fast — and your shot at a second — before they even get started with any of these moves.

Don't Be Fooled by 2014's Most Common New Scams

Scammers are always finding new ways to trick people out of their money — learn how they do it so it doesn't happen to you.

What to Buy (and Avoid Buying) in July

July is a great month to buy a mattress but not so good for a swimsuit. Find out what else is on sale — and what else definitely isn't.

Clams, Cheese, and Bread: Why We Call Money What We Do

Ever wonder why people call a dollar a "greenback" or a "buck?" Read on to learn the roots of those nicknames and more!

You Can Guarantee a Win and 9 Other Bizarre Facts About the Lottery

Learn some true facts about everybody's biggest dream — beating the long odds and winning the lottery. (Including how to guarantee a win!)

You Won't Believe How Much These 10 Rare Coins Are Worth

Check your couch and your piggy bank, and if you find any of these super pricey coins, don't waste them on a pack of gum!

What to Buy (and Avoid Buying) in June

June is a great time to buy both donuts and lingerie (Happy Father's Day!). Find out why and learn what else is a good buy after the click!

Weird Money Facts: 10 Things You Didn't Know About Counterfeit Money

Maybe the strangest fact about counterfeits is that they're real until they aren't. Read on for more true facts about phony money.

How to Get Along With Someone You Hate

Whether because of family or career, sometimes you can't avoid "that guy" (or gal). Learn how to deal with people you don't like and be happier for it.

Weird Money Facts: 5 True Cases of Unbelievable Inflation

A dollar doesn't seem go as far as it used to, does it? Compared to these cases of inflation truly run amok, the dollar is the Rock of Gibraltar!

10 Words to Never Use in a Job Interview

Honestly, how you say it matters almost as what you say. Don't make the wrong impression at a job interview by using these words.

What To Buy (and Avoid Buying) in May

Spring has definitely sprung! Now's the time to buy spring supplies for next year, but it's definitely not the time to buy stuff for summer.