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Senior Writer

Paul Michael

An adman with inside knowledge, I'll steer you to wiser choices.

Latest articles by Paul Michael

11 Retailers Where You Can Negotiate a Lower Price

Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.

10 Magic Words to Say to Get the Best New Car Price

High-pressure salespeople are clever with words — especially in the auto market. Turn the tables with these negotiation winners.

10 Fun, Creative Uses for Airline Miles

Airline rewards are good for more than just airfare. From charity to merch, here's what else you can do with your miles.

8 Job Offers That Are Too Good to Be True

Anyone who's been in the job market knows the relief a good offer brings, but is there more to the job than meets the eye? Beware of these bad jobs.

The 9 Types of Horrible Bosses – And How to Manage Them

Unless you work for yourself, you answer to a boss — who may be doing more harm to your career than good. Beware these nine toxic bosses!

10 Airline Perks From Yesteryear That Seem Unbelievable Today

Flying wasn't always such a hassle. Reminisce about these unbelievable, long-gone perks from the good old days of air travel.

Keys Locked in the Trunk? Here's What to Do

A moment of absent-mindedness, and now your keys are locked in the trunk. Don't panic! Follow this guide to get back on the road.

5 Ways Even Ordinary People Can Become Paid Models

You don't have to look like Giselle Bundchen to make serious cash modeling. You just need to know where your look is in demand.

12 Bathroom Hacks You Can't Live Without!

Everybody goes, so make your privy as pleasant as possible. These simple tricks make bathroom visits cleaner, quieter, and even more fun.

10 Ridiculously Overpriced Pet Products

Dogs and cats deserve proper care, but at the upper end of the market, the pampering is not about animal welfare — it's about the owner's vanity.

11 Ways to Earn Extra Cash From Thrift Stores

A single parent tight for cash shopped thrift stores to save — until one day he figured out he could earn money thrifting, too. Learn his secrets.

Single Parent? Try These 10 Tricks for Entertaining Kids on a Budget

Keeping the kids entertained is yet another challenge for single parents. Get creative, watch the budget, and give your kids experiences to remember.

8 Dangerous Mistakes Even Safe Drivers Make

Even good drivers can develop bad habits behind the wheel. Are you guilty of any of these common operator errors?

10 Times at Work You're Just Wasting Effort

Maybe the best way to get more done is to start going less. Are you spinning your wheels all day at work?

10 Budget Purchases That Look Expensive

You'll get way more than you bargained for with these well-priced, but eminently luxe, furniture, appliances, clothing, and accessories.

10 Expensive Things That Look Cheap

It's smart to spend more to buy quality and value. But it's doubly dumb to pay way, way more and wind up something that delivers so much less.

9 Office Politics Goofs That Can Set Your Career Back Years

Office social life can be tricky — it's like high school, but with paychecks and careers. Don't risk yours with any of these embarrassing flubs.

8 of the Most Costly New Year's Eve Parties Ever

A New Year's Eve bash generally involves some excess — too much food, too much drink, and too much money. Sometimes, way, way too much money.

7 Things the Craziest Christmas Fanatics Do

It's easy to get caught up in the spirit of the season. Too easy, in fact, for these holiday celebrants who take holiday excess to excess.

7 Overpriced Holiday Gifts You Should Skip

It's the holidays and that means spending too much on over-hyped stuff. Avoid these gift list budget busters and go for real value, instead.