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Senior Writer

Paul Michael

Paul is an advertising copywriter and creative director with over 20 years’ experience. He has won many industry awards, and has worked with a variety of clients in direct mail, print, online, radio, guerrilla, and other mediums.

Latest articles by Paul Michael

9 Money Lessons to Take From the Great Depression

The Depression was a dark time in America's history, but it did yield some incredible tips for surviving on a budget and saving money.

10 Questions Landlords Can't Ask

It's hard enough finding a place to rent in a tough market without having to answer a bunch of probing questions. Happily, you don't have to.

7 Ways Pride Is Keeping You Poor

Pride is not your friend. It can mess with your good judgment, and convince you to make terrible financial decisions.

6 Common Debt Reduction Roadblocks — And How to Beat Them

Excuses are the enemy of debt reduction. Don't let yourself get stopped by one of these repayment roadblocks.

5 Debt Management Questions You're Too Embarrassed to Ask

Debt management may not be fun, but that doesn't mean you should be embarrassed to ask these five basic questions.

6 Ways Envy Is Keeping You Poor

This deadly sin can have major financial implications. Is envy keeping you from success?

10 Signs Your Company Is Going Under

Has half the executive staff suddenly decided to make more time for family? Yeah, your company is doomed.

15 Things You Can Do With a Credit Card Besides Buy Stuff

The plastic in your wallet is so much more than just a one-trick spending pony. Find out how to really put your credit to work.

13 Great Reasons to Quit Your Job

You have your "I quit" speech down pat, but you're still not sure? See if these reasons don't convince you it's time to make the leap.

15 Smart New Uses for Hair Clips

Hair clips may be great for keeping long hair in order, but they have many other uses, too. Get creative and get clippin'!

10 Reasons You Should Really Fear an IRS Audit

When the IRS decides to smack you with an audit, what's the worst that can happen? You're wise not to try to cheat the taxman.

10 Negotiation Mistakes That Will Destroy Your Deal

From small buys to major life purchases, negotiation can make or break the deal. Win your next haggle-sesh by avoiding these common mistakes.

10 Collectibles That Almost Always Become More Valuable

From video games to vinyl, you may want to scoop up these finds at a local garage sale or thrift shop — or dig around for them in your basement or attic.

8 Tech Gadgets With the Best Resale Value

We all have a junk drawer filled with outdated tech. But some gadgets actually hold their value well, and may be worth the effort to sell.

The Real World Salaries of 8 Childhood Dream Jobs

Ever wonder how much money your childhood dream job really makes? Wonder no more.

10 Simple Household Repairs Every Frugal Person Should Master

Why call an expensive pro to fix every little thing around the house when you can just DIY? Get out your toolkit and get to work!

10 Household Tools Every Frugal Homeowner Should Own

From hammers to hacksaws, here's how to nail down the perfect frugal home toolkit. You'll be ready for almost any repair!

8 Brands That Came Back From the Dead

Just because a brand dies doesn't mean it's gone for good. These zombie brands are proof that everyone loves a comeback.

10 Great Jobs for People Who Hate the 9-5

If you have no interest in working a typical, 9-5 office job, then consider one of these 10 careers with flexible hours.

10 Ways to Be the Perfect Customer

Getting good service as a patron is a two-way street. If you expect perfect service, you should try to be the perfect customer.