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Senior Writer

Paul Michael

An adman with inside knowledge, I'll steer you to wiser choices.

Latest articles by Paul Michael

The 8 Scariest Things Probably Coming to Air Travel

If you think flying coach is uncomfortable now, just wait until you see what the airline industry has planned for you!

8 Dark-Side Motivations to Start Saving

If the usual motivations to save aren't working (emergencies, big purchases, your future), let your dark side guide your money.

Are You a Hothead? 10 Things Patient People Never Say

Sometimes even the best of us lose our cool. If you find yourself belting out any of these phrases frequently — you may need to tone it down.

10 Little Words That Will Get You the Best Price, Every Time

There's nothing complicated about getting the best price — you just need to know what to say.

What to Buy (and Avoid Buying) in September

Autumn leaves will be falling soon and these are the deals you should rake up — as well as the over-priced stuff you should leave on the shelves.

8 Powerful Brain Hacks You Can Do in Under 2 Minutes

Your brain is a powerful tool! Make sure you're using its power for good.

12 Awesome Things You Didn't Know You Could Get at the Library

Your local library shares a lot more than books and old movies these days. Find out what you're missing by not renewing your library card.

7 Popular Vacation Spots That Aren't Worth the Money (and Where to Go Instead)

If you've chosen any of these overhyped destinations for your next vacation, prepare to be underwhelmed (and overcharged).

The 10 Most Creative Ways to Avoid Airline Fees (Like Wearable Suitcases)

How far is too far to go when it comes to avoiding airline fees?

10 Uses for Velcro That'll Make Your Life Easier

Velcro is a hook and loop fastening wonder, with scores of uses from the kitchen to the car. Explore 10 ways you can put it to good use.

This Is What That Ticket You Got Will Do to Your Car Insurance Rate

If you can't drive 55, expect to pay hefty fines and as much as 30% to 82% more in insurance fees. Safe drivers are frugal drivers!

What to Buy (and Avoid Buying) in August

Hard to believe summer is almost gone — almost as hard to believe as the deals you can find on lawn and garden supplies and LCD TVs.

The 10 Offensive Phrases No One Is Telling You About

A lot of the stock phrases we use have much darker meanings than we probably intend. Be careful what you say!

11 Terrifying Things That Can Happen When Someone Steals Your Phone (And How You Can Protect It)

Your smartphone is stuffed with piles of personal data, which means the loss of a smartphone really… smarts. Take steps to protect it.

10 Dark-Side Motivations to Get You Out of Debt

Getting out of debt requires determination and motivation. Does it matter if those motivations are inspired by our darker angels?

If You're Doing This on Your First Date, You're Not Getting a Second

First dates are nerve-wracking, but you can end them fast — and your shot at a second — before they even get started with any of these moves.

Don't Be Fooled by 2014's Most Common New Scams

Scammers are always finding new ways to trick people out of their money — learn how they do it so it doesn't happen to you.

What to Buy (and Avoid Buying) in July

July is a great month to buy a mattress but not so good for a swimsuit. Find out what else is on sale — and what else definitely isn't.

Clams, Cheese, and Bread: Why We Call Money What We Do

Ever wonder why people call a dollar a "greenback" or a "buck?" Read on to learn the roots of those nicknames and more!

You Can Guarantee a Win and 9 Other Bizarre Facts About the Lottery

Learn some true facts about everybody's biggest dream — beating the long odds and winning the lottery. (Including how to guarantee a win!)