Hot Today

Wise Bread articles that are hot today.

Peak Debt

Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ

8 Things You Need to Know About Debt Management Plans

Debt management plans can help you work your way out of debt, but they aren't for everyone.

Are Music Lessons Worth It? Hidden Benefits May Tip the Scale

Music lessons for your child can be costly. But from teaching discipline to fostering a love of music to even improving math skills, the benefits are great.

Can You Really Make a Living in the Gig Economy?

Making a stable living in the booming gig economy isn't easy, but it is possible.

5 Reasons Building Credit in College Helps You Win at Life

College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.

101 Small Business Mistakes (and What You Can Learn From Them)

Let's be honest: running a small business is not an easy task. And even the most successful business owners have had their fair share of blunders. Here are some of the biggest mist

10 Surprising Ways to Negatively Affect Your Credit Score

Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.

Ask the Readers: Do You Read Product Reviews Before Buying?

Tell us if you read product reviews before buying and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask The Readers: Do You Pay For A Gym Membership?

Tell us if you pay for a gym membership and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily

Are your credit card interest rates getting to you? Are those monthly cell phone bills a pain in the wallet? How about cable TV? Internet? Even the power bill? Would you like to re

4 Paint Colors That Can Boost Your Home's Value

Want a quick, easy way to raise the value of your home? The right color paint in the right room can do the trick.

Ask the Readers: Could You Survive Without a Cell Phone?

Tell us if you could live without a cell phone and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The 8 Best Ways to Stream TV and Movies for Free

Is it finally time to cut the cord? Find out the latest on free and legal video streaming services and see for yourself.

31 Small Business Tax Deductions

Not deducting all of the expenses that you are allowed leaves money on table. Use the following checklist of rules to reduce your taxable income as much as legally possible.

10 Boring Investments That Are Surprisingly Profitable

Just because an investment may lack charisma doesn't mean it can't make you money. Consider adding these wallflowers to your portfolio.

Boost Your Home's Value With These 5 Projects

What's a bathroom addition worth to you (besides a shorter wait for the shower)? As much as 20% of your home's value!

8 Technologies We Wish Were Never Invented

The future is now — and it's slightly more annoying, unhealthy, and destructive than we we ever dreamed of. Where's the "undo" button?

You Won't Believe How Much the Average Person Spends on Salon Visits Each Year

Beauty salons are a 20 billion dollar industry in the United States. How much are you spending on your look?

Living Without A Landline

I had been thinking about shedding my landline for a while. I was attached to the convenience for a long time and, more recently, unlimited calls for one price in the United States

The 10 Commandments of Reaching Financial Freedom

We all want to reach financial freedom, but there are rules we need to follow in order to get there.