Hot Today

Wise Bread articles that are hot today.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Why Going to the Gym Is a Waste of Money, Time, and Resources

Working out at the gym is agonizing and expensive, but it's necessary for a healthy life — or is it? A recent Time magazine piece questions whether working out essential to weight

5-Minute Finance: Create Financial Goals

Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.

Ask the Readers: What Do You Buy in Bulk?

Tell us about your bulk purchases and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask The Readers: When Did You Start Saving For Retirement?

Tell us when you started saving for retirement and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: What's Your Favorite Grocery Shopping Tip?

Tell us about your favorite grocery shopping tip and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How to Use Up Remaining Balances on Prepaid Gift Cards

Looking in my wallet, there are no less than 5 prepaid debit or gift cards hiding at any one time.

4 Paint Colors That Can Boost Your Home's Value

Want a quick, easy way to raise the value of your home? The right color paint in the right room can do the trick.

The 5 Best Hyaluronic Acid Serums

If you're looking to give hyaluronic acid serum spin, any of the five below are excellent picks that won't break your budget.

Our high, high standard of living

In the 1950s and 1960s, a working man could support a family at a middle-class standard of living with just one income. It might surprise you to learn that one person working full

Ask the Readers: When Do You Take Down Your Holiday Decorations?

Tell us when you take down holiday decorations and we'll enter you in a drawing to win a $20 Amazon Gift Card!

6 Ways to Improve Your Curb Appeal for Next to Nothing

A few cheap, easy fixes will snaz up your home's curb appeal without making an ugly mess of your bank account.

Ask the Readers: How Often Do You Cook at Home?

Tell us how often you cook at home and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How to Travel Full-Time for $17,000 a Year (or Less!)

For the last five years, one writer has traveled full-time on the cheap. Discover how she did it, and how you can too.

Free Food in Your Yard: Edible Weeds!

Who says that there's no such thing as a free lunch -- you probably have one growing in your yard! Many weeds are edible, and delicious. Best of all, they're free!

Ask The Readers: Do You Pay For Cable TV?

Tell us if you pay for cable TV and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Questions to Ask Before Sending Your Child to Private School

Not sure if private school is right for your child? Get the answers to these questions before you decide.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

Feeling Stuck? 100 Ways to Change Your Life

In 20 minutes, you too can change your life in 100 different ways. Check it out!

Do You Need Credit Monitoring to Protect Your Credit?

With data breaches everywhere you turn, credit monitoring seems like a smart thing to get. But do you really need it?