Hot Today

Wise Bread articles that are hot today.

5 Reasons Not to Apply for a Loan Modification in the Home Affordable Modification Program (HAMP)

The Home Affordable Modification Program (HAMP) rolled out last year currently has over 700,000 people in trial modifications and a little over 30,000 in "permanent" modifications.

Why the Affordable Home Really Isn't

I've taken a look at home affordability calculators that are available from many reputable sites offering personal finance advice. "Affordability" is based on bank lending guidelin

6 Ways to Create a Great Home Gym For Less

If your New Year’s Resolutions involve exercising a bit more, you’re not alone. While the fitness industry won’t see as big a boom as they are used to this year, there’s still lot

Contingency Plans

Are you assuming that things will go along pretty much okay? Most people do, and they're usually right. Even when they're wrong, it tends to be okay, because the typical household'

I’ve Lived Both Sides of the Healthcare System. This Is What I've Learned.

This debate has been furiously argued on both sides for several months, so I thought I’d throw my hat in the ring. I lived with the British National Health Service (NHS) until I wa

6 Smartphone Apps to Help you Save Big

Some people won’t stop to clip a coupon, but dig the idea of downloading an application for their phone that will help them save more than a few bucks on their next purchase. Are y

Review: Bluebird -- Women and the New Psychology of Happiness

It's ingrained in our culture. In our Declaration of Independence we've spelled out that Americans must pursue happiness. To that end, billion dollar industries have heeded our cal

5 Ways to Learn a Language

Hitting the trails sans any foreign language skills can be no fun. Why not brush up on the basics at home and for free before you head out? Check out these tips on where to find fr

Magazines for Free or Cheap

Follow our tips to be sure you get all your favorite magazine subscriptions for free or cheap.

Book Review: The Art of Manliness Classic Skills and Manners for the Modern Man

I just finished reading "The Art of Manliness: Classic Skills and Manners for the Modern Man" by Brett and Kate McKay. As the married mom of 2 sons nearing manhood and the daughter

Free Diapers: How Persistence Got Me Into a Diaper Study

Some things sound too good to be true. Try, “Diaper Study: Free Diapers, and Get Paid to Use Them.” My overly-analytical (okay, suspicious) mind would question, “What’s the catch?"

Why a Lousy Job Can Lead to a Bright Future

In the past couple of months, two clients have landed great jobs in the midst of the worst employment climate in decades. The secret to their successes, I believe, were delivering

How to Tell if You're on Track for Retirement

It may be a little bit early to think about retirement all too seriously if you still have several decades left before you face it. But don't look now -- time flies and before you

4 Deadly Mistakes You Must Avoid When Pursuing Your Dreams

We often get stuck in arbitrary things. We make excuses. We try to find shortcuts, and we try to do all these things that in the end only prevent us from reaching our goals.

Don't Have Enough To Pay Your Taxes?

What do you do when you finally get all of your information together to file your income taxes, and you find out you actually have to pay taxes?! For people who don't have enough m

4 Easy Steps to Buying Lingerie for Your Wife, Girlfriend, or Significant Other

The first time my mother took me to a lingerie store, I felt like I was on the inside of an exploding confetti factory. There were so many colors and sizes and shapes and textures,

Your Couch Can Earn Cash And Support A Band

By now, anyone interested in budget travel has heard of CouchSurfing. While the site has obvious advantages for travelers looking to meet locals and save money, but it can also be

The Best Travel Reward Credit Cards

Jason's family has been earning free travel for over 20 years. These are his favorite travel rewards cards.

8 Tips to Help Your Teenager Become Credit Smart

Now that I am a mother of two teenagers, credit card abuse is one of the first dangers of financial common sense that I discussed with them. Here are 8 tips to help your teenager p

Top 10 Real Estate Tax Write-Offs

Top 10 real estate tax write-offs for landlords and real estate investors.