Hot Today

Wise Bread articles that are hot today.

The Overdraft Protection Racket: Why Banks Want You To Overdraw, And How You Can Get Your Money Back.

I know banks are hurting for money right now, but no more than the rest of us. And one aspect of modern banking that I find most disturbing is how banks allow you to go overdrawn s

Start Planning Now for When Your Target-Date Fund Ends

Target-date funds are a common way to help you save for retirement. But what happens when they actually hit their target?

8 Ways to Save on Accommodations Online

Believe it or not, you can pay less for your accommodations while traveling… or even get them for free!

10 Unhealthiest Restaurants

Eat This, Not That! analyzed and graded 66 different chain restaurants, and came up with a list of America's Unhealthiest Restaurants. It goes to show how easy it is to underestima

34 Ways to Come Up With the Rent Before the Month Ends

Tight on cash? There are plenty of ways to get that rent money before the 1st of the month.

10 Really Easy Ways to Unclog Drains

When you're faced with a clogged drain and the plunger won't work, these 10 techniques could save you the cost of a plumber.

5 Ways Life Is Amazing With an 800 Credit Score

A credit score in the 700s is pretty good and the rewards are nice. But for those few who crack 800? The financial world is their oyster.

10 Ways for College Students to Save Loads of Money

Being a student can be expensive; here's how you can save!

The 10 Most Common Financial Aid Mistakes — And How To Avoid Them

Acing FAFSA is crucial for making college affordable for so many students. Unfortunately, it's also super confusing.

Is Social Security Just A Grand Ponzi Scheme?

I received my Social Security statement this week and it was a useless piece of paper to me since I do not qualify for retirement benefits yet. I always hear critics of Social Sec

Three reasons to stop freaking out about socialism

McCain-Palin are trying to paint the Obama-Biden ticket as a bunch of socialist nutjobs. But 'socialism' isn't nearly the red menace that they are making it out to be, and McCain h

10 Holiday Stocking Stuffers for Techies

What can you stuff into a tech-lover’s stocking? Any of these wee gadgets!

The Best Credit Cards that Transfer Points to Airline Miles

Sometimes co-branded airline cards don't offer the flexibility you need for your travel plans. Take a look at these cards that transfer to airline loyalty programs.

4 Things You Need to Know About Deferring Student Loans

Hitting pause on student loan payments can be a complicated process. You'll need this knowledge under your belt before applying for deferment.

How to Grocery Shop for Five on $100 a Week

Learn how to get a week's worth of groceries, toiletries, and household supplies for $100.

Tips for Perimeter Perusing at Target

In addition to the fantastic finds on the end caps of most aisles of your local Target store, there are fabulous hidden deals to be had for those of us who rea

When to Use Savings to Pay Off Debt

One of the most common questions over on the Wise Bread forum is some variation on, "I have $X in savings but $Y in credit card debt. Should I use the savings to pay down the debt?

8 Ways to Lower Your Vet Bills

Just because your pets are beloved family members doesn't mean you should go broke paying for their medical needs.

How to Travel Full-Time for $17,000 a Year (or Less!)

For the last five years, one writer has traveled full-time on the cheap. Discover how she did it, and how you can too.

How to Naturally Reset Your Sleep Cycle in One Night

Not eating for 16 hours can help you quickly reset your sleep-wake cycle. This trick can drastically improve your ability to cope with jet lag or adjust to working late shifts.