Hot Today

Wise Bread articles that are hot today.

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

I Checked My Credit Score in 11 Places — Here's What I Learned

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

50 Ways to Use Canned Salmon

Love fresh salmon but not the fresh price? Substitute affordable canned salmon for frugal and flavorful seafood feasts.

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

TJ Maxx Giving Away $500 in Gift Cards to Wise Bread Readers

In addition to the giveaway, we also have lots of insider tips about how to maximize savings at T.J. Maxx and how to find the best frugal fall fashions for kids.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

5 Money Moves Every Single Parent Should Make

Raising a kid by yourself takes strength, resilience, and perhaps most importantly, a solid financial footing.

10 Less Awkward Ways to Ask a Friend for Your Money Back

Friendships can easily be ruined by borrowed money. But if you're looking to get your loan repaid, here's how to do it with minimal awkwardness.

What Can Retailers Do With Their Unwanted Merchandise?

A recent New York Times article reported that retailers including H&M and Walmart have been destroying perfectly good clothes that were not sold and throwing them in the trash. Th

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

HP Giving Away $500 to a Lucky Wise Bread Reader

To enter tell us your smartest investment. It can be anything! A degree, cooking lessons, hot stock, or a great pair of shoes.

How to Start Investing With Just $100

Investing isn't just for the wealthy. All it takes is $100 — or less! — to get started.

Ask the Readers: What Are the Best Gifts for Kids?

Tell us what you think the best gifts for kids are and we'll enter you in a drawing to win a $20 Amazon Gift Card!

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

Ask the Readers: How Do You Save on Summer Parties?

Tell us about how you save on summer parties and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

DO NOT buy a digital camera online until you read this.

Wisebread readers, take note. This is not just a case of buyer beware. [more]

How to Eat Well on Just $20 a Week (With Meal Plans!)

If you shop smart and keep your recipes simple and healthful, you really can eat for a whole week on just $20. Here's how.

Breaking the Bread Code: How to Get the Freshest Loaf

Discover the color code that will lead you to the freshest loaf on the store shelf every time.