Hot Today

Wise Bread articles that are hot today.

4 Times a Handwritten Letter Can Save You Big Bucks

Don't ditch your stationery and penmanship skills just yet. They could save you real money.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

Ask the Readers: What Are You Most Looking Forward to in 2012?

Tell us about what you are most looking forward to in 2012 and we'll enter you in a drawing to win a $20 Amazon Gift Card!

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

Are You Wasting or Saving Money With a Warehouse Club Membership?

Warehouse clubs are large stores such as Costco or BJ's that charge a yearly membership to purchase items at wholesale prices. Are they worth it?

Ask the Readers: When Did You Get Your First Credit Card?

Tell us when you got your first credit card for a chance to win 1 of 3 $20 Amazon gift certificates!

The Pros and Cons of Paying Cash for a House

Just like any financial decision, there are pros and cons to paying cash for a house.

Ask the Readers: Do You Have Side Income?

Tell us whether you have side income and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: How Often Do You Cook at Home?

Tell us how often you cook at home and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Here's What You Can (And Can't) Buy With SNAP

There's a lot of confusion about what government food assistance can — and cannot — buy. Here's a rundown.

10 DIY Dog Toys You Can Make for Pennies

Instead of spending oodles of cash on toys your pup is only going to rip apart, make these cheap, easy, and sturdy dog toys with items you already have.

Ask the Readers: What Was Your Most Recent Splurge?

Tell us about your most recent splurge and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

How I Successfully Gambled in Las Vegas Without Losing My Shirt

I came. I saw. I conquered Las Vegas without losing my shirt. Success.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.