Hot Today

Wise Bread articles that are hot today.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

10 Ways to Increase Your Net Worth This Year

Know your worth — your net worth, that is. Then focus on increasing it.

How to Protect Your Finances in Case of a Recession

When the next recession hits, you want to be prepared. Is your money ready?

4 Money Moves Every College Freshman Should Master

There will be lots of things to learn during your first year of college. Make sure you master these money moves between classes.

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

Why Going to the Gym Is a Waste of Money, Time, and Resources

Working out at the gym is agonizing and expensive, but it's necessary for a healthy life — or is it? A recent Time magazine piece questions whether working out essential to weight

6 Fast Ways to Restock an Emergency Fund After an Emergency

Crisis averted! Your emergency fund came through when you needed it. Now it's time to rebuild that financial safety net before the other shoe drops.

Top 5 Ways Thieves Use Your Stolen Credit Card

Your credit card is gone. By the time you report the loss, it's likely one of the following crimes has already happened.

Feeling Stuck? 100 Ways to Change Your Life

In 20 minutes, you too can change your life in 100 different ways. Check it out!

Should We All Just Stop Paying the Mortgage?

Should you take advantage of the $700 billion bailout plan to help struggling homeowners and stop paying your mortgage?

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?

Breaking the Bread Code: How to Get the Freshest Loaf

Discover the color code that will lead you to the freshest loaf on the store shelf every time.

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

The Meaning of Milk Label Colors

Can you tell the difference between 1% and skim milk based on the color of the cap? It depends on where you shop.

5 Steps to Successful Budgeting

Ready to build your best budget? All it takes is five steps to clear financial control.