Whitening your teeth is not cheap. I've never had the dentist whiten my chompers, but I have used Crest Whitestrips, and they worked pretty darn well. They were also pretty darn expensive (around $30 or so). [more]
When people talk about voluntary simplicity (or living a frugal lifestyle under any of its many names), they often do so in terms of deprivation. The descriptions are all about doing without stuff. To me, that's completely wrong. [more]
Along about the middle of the dot-com boom--when the market had already had two years of 20% annual gains--I read an article that suggested that individual investors had no need of a cash reserve, because they could use credit cards in an emergency.