Hot Today

Wise Bread articles that are hot today.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

Enter to Win Over $1,000 in Hedgeable’s Holiday Giveaway!

Don't miss your chance to win over $1,000 in Hedgeable’s Holiday Giveaway!

5 Steps to Successful Budgeting

Ready to build your best budget? All it takes is five steps to clear financial control.

12 Side Jobs for Stay-at-Home Moms and Dads

Being a stay-at-home parent can put a strain on your budget, but these side jobs allow you to take care of the kids while generating additional income.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

How I Successfully Gambled in Las Vegas Without Losing My Shirt

I came. I saw. I conquered Las Vegas without losing my shirt. Success.

Cheat Sheet: Retail Markup on Common Items

Stores make money by price markups. Learn the rationale behind retail pricing and what the product you're buying actually costs.

5 Things Your Real Estate Agent Wishes You Knew

If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.

Keys Locked in the Trunk? Here's What to Do

A moment of absent-mindedness, and now your keys are locked in the trunk. Don't panic! Follow this guide to get back on the road.

Ask The Readers: How Do You Celebrate Frugally?

Tell us how you celebrate frugally and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: Do You Do Black Friday?

I want to hear your thoughts on the all things Black Friday -- if you have any. Share them here in our comment thread or on Twitter, and you'll be entered to win one of two $10 A

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

6 Fast Ways to Restock an Emergency Fund After an Emergency

Crisis averted! Your emergency fund came through when you needed it. Now it's time to rebuild that financial safety net before the other shoe drops.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

9 Ways to Reverse Lifestyle Creep

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

I Checked My Credit Score in 11 Places — Here's What I Learned

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

5 Savings Tricks You Haven't Tried Yet

If saving was easy, we'd all be saving more. Try one or more of these savings strategies and see if the habit doesn't finally stick.