Save Money on Insurance
Most of us have insurance of one sort or another. But if you're like me, the prospect of a trip to the insurance agent's office isn't something that keeps you awake with excitement the night before.
No, most of us try to get it done as quickly and painlessly as possible, bracing ourselves with suspicion against being over-sold, cross-sold, or otherwise taken for more money than we intended to spend.
Where Does All My Money Go has a great tip for saving money on insurance - be it auto, home, life, motorcycle, or health insurance.
The article points to a service called Kanetix. Just enter in a few details about your needs, and you'll instantly get a comparison of the top quotes. You'll find out pretty quickly if you are paying too much for the insurance you have (make sure you're comparing apples to apples though; best to have the policy page in front of you), and you will also get some good information on the insurance companies themselves.
With regards to auto insurance, Grad Money Matters praises the benefits of shopping around for the best policy. Included in the article is a comprehensive list and description of some discounts we might qualify for but that the salesperson might or might not have mentioned:
- Multi Vehicle discount
- Multi Policy discount
- Home Owner discount
- Garaged Car discount
- Defensive Driving Class discount
- Good Student discount
- Safe Car discount
- Safe Driver discount
- Loyal Customer discount
- Low Mileage Driver discount
- Green Car discount
- Military discount
- Online discount
And last but not least, (pant, breath)
- Pay Ahead discount
We spend so much time shopping around for our vehicles, houses, and what we fill our houses with. Let's also not forget the relationship we foster with our own bodies, which allow us to function and buy the houses, cars, and stuff as long as we are alive and well.
So I think it's a good idea to spend a little time learning about how best to insure too. I've always been a believer in insurance - but it's also possible to have too much or the wrong kind entirely. Hopefully with enough knowledge in hand we can properly insure ourselves and save a few bucks in the process.
Any tips on shopping for insurance are welcome! Let us know if you have any tricks of your own.