Not all parents are intending to save for their children's education. There may be various reasons why this is the case and it's something I'd like to explore a little, to determi
Most of us have a 401k account with our employer. But there are people who've decided not to participate in their employer's retirement program for a variety of reasons. But imagi
Regardless of how fiscally cautious and responsible you are as a credit card holder, you may still be curious to know just how much credit card companies know about you through you
We're a nation of borrowers. This reality is quite well illustrated by the personal stories and profiles covered by various media publications on the subject of consumer debt. Rec
If you've got a lot of loans under your belt, you'll want to make sure that you're able to manage them well, or risk wrecking your credit by making a late payment somewhere. Deali
With the stock market finally recovering to some degree this past month, even closing at highs for the year, a lot of investors may be breathing a sigh of relief about their stock
It may be a little bit early to think about retirement all too seriously if you still have several decades left before you face it. But don't look now -- time flies and before you
The most credit savvy among us have been able to use credit cards to their benefit in order to wisely and optimally save money even while charging on their cards. If you are carefu
We all have our own ways of handling our finances -- and that's why it's called "personal" finance. What works for one person may not necessarily work for someone else, and this is
We've all got our different reasons for making a particular product choice, and it's no different when it comes to shopping for a credit card. As informed consumers, we should car
Some consider participating in the stock market as a form of gambling. While I agree that not everyone should be risking their money in certain investments, I believe that by takin
When shopping for a money market savings account or other bank products, I don't believe it should be all about the yield. You should also be aware of how much it costs to bank wit
I try hard not to carry a credit card balance, but I know a few people who ignore the fact that their balance is building up to unmanageable levels. I personally feel that it's har
The stock market has experienced an unbelievable slump from a high of around 14,000 in the Dow Jones index sometime in 2007 all the way down to 8,000 last I checked. So as an inves
Many people have fallen victim to identity theft and credit fraud such that it's become essential for us to keep an eye on our credit. Most of the time, a fraud victim finds out a
Starting a business can easily become a money pit. So for those of you thinking about launching a new venture, what financing options do you have? Well, there's the possibility
Where is the stock market headed? Any rally may simply be a "dead cat bounce". And while many investment experts are offering a variety of stock market predictions, some of those
You can call this a defense of the maligned credit card. There are a lot of people out there who are very distrustful of credit cards and the companies that offer them, no thanks t
As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have bec
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