Silicon Valley Blogger's blog

Are You Saving For Your Child's College Education?

Not all parents are intending to save for their children's education. There may be various reasons why this is the case and it's something I'd like to explore a little, to determi

How to Make the Most of Your 401K

Most of us have a 401k account with our employer. But there are people who've decided not to participate in their employer's retirement program for a variety of reasons. But imagi

Can Your Spending Patterns Affect Your Credit?

Regardless of how fiscally cautious and responsible you are as a credit card holder, you may still be curious to know just how much credit card companies know about you through you

The Debt Trap: Factors That Have Led Us To Our Debt

We're a nation of borrowers. This reality is quite well illustrated by the personal stories and profiles covered by various media publications on the subject of consumer debt. Rec

How to Deal with Recession Anxiety

These methods will help you to avoid participating in the recession and the fear mongering that prevail during such periods.

Worried About Debt? Tips On Managing Your Loans

If you've got a lot of loans under your belt, you'll want to make sure that you're able to manage them well, or risk wrecking your credit by making a late payment somewhere. Deali

5 Creative Ways to Invest During a Weak Market

With the stock market finally recovering to some degree this past month, even closing at highs for the year, a lot of investors may be breathing a sigh of relief about their stock

How to Tell if You're on Track for Retirement

It may be a little bit early to think about retirement all too seriously if you still have several decades left before you face it. But don't look now -- time flies and before you

10 Tricks to Save Money with Credit Cards

The most credit savvy among us have been able to use credit cards to their benefit in order to wisely and optimally save money even while charging on their cards. If you are carefu

What's the Right Way to Save?

We all have our own ways of handling our finances -- and that's why it's called "personal" finance. What works for one person may not necessarily work for someone else, and this is

Personal or Business? Parameters for Choosing a Credit Card

If you own a business, and would like to enjoy the benefits of a business card, there are a few considerations you may want to be aware of.

How To Avoid Gambling Away Your Investments

Some consider participating in the stock market as a form of gambling. While I agree that not everyone should be risking their money in certain investments, I believe that by takin

10 Tips To Lower The Cost of Banking

When shopping for a money market savings account or other bank products, I don't believe it should be all about the yield. You should also be aware of how much it costs to bank wit

5 Strategies To Wipe Out Your Credit Card Balance

I try hard not to carry a credit card balance, but I know a few people who ignore the fact that their balance is building up to unmanageable levels. I personally feel that it's har

Survive The Bear Market: 10 Steps To Ride The Downturn

The stock market has experienced an unbelievable slump from a high of around 14,000 in the Dow Jones index sometime in 2007 all the way down to 8,000 last I checked. So as an inves

7 Free and Low Cost Ways To Protect Your Credit

Many people have fallen victim to identity theft and credit fraud such that it's become essential for us to keep an eye on our credit. Most of the time, a fraud victim finds out a

Can't Get A Bank Loan? 8 Other Ways To Finance Your Business

Starting a business can easily become a money pit. So for those of you thinking about launching a new venture, what financing options do you have? Well, there's the possibility

Who Cares About Where The Stock Market Is Headed?

Where is the stock market headed? Any rally may simply be a "dead cat bounce". And while many investment experts are offering a variety of stock market predictions, some of those

10 Reasons Why I Prefer Credit Cards Over Cash

You can call this a defense of the maligned credit card. There are a lot of people out there who are very distrustful of credit cards and the companies that offer them, no thanks t

How The Economic Crisis Challenges Our Financial Beliefs

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have bec