Formerly a software developer, I now run two money blogs full-time: The Digerati Life and The Smarter Wallet.
Ready to drastically cut your spending? Learn what it's like from these folks who challenged themselves to buy nothing for a month — or longer.
by: Silicon Valley Blogger | channel: Lifestyle, Shopping
Growing your own fruits and vegetables can provide a bounty of fresh produce. Here's what to do when things get a little too bountiful.
by: Silicon Valley Blogger | channel: Food and Drink, Green Living
Credit cards can dominate your life (and ruin your budget) if you're not careful. Use these 5 warning signs to make sure you stay on top of your spending habits.
by: Silicon Valley Blogger | channel: Credit Cards, Shopping
Investment is that exercise of applying your money in a particular endeavor, for the pursuit of growing one's money. We cover some basic tips for investing in a business.
by: Silicon Valley Blogger | channel: Investment
How many times have you seen ads for savings accounts that have touted superb interest rates? And how many times have you looked into the offer only to discover that it isn’t quit
by: Silicon Valley Blogger | channel: Banking
We take a look at super savers and discuss the idea of extreme saving. How much saving is too much?
by: Silicon Valley Blogger | channel: Budgeting, Lifestyle
Having excellent credit will allow you to have your pick of cheaper loans with potentially higher limits. To those who need financing, we offer a few suggestions where you can see
by: Silicon Valley Blogger | channel: Debt Management
You've worked hard, scrimped, saved and paid off all your debt. Now that you are finally debt free, what ARE you going to do?
The truth is that the economy, just like a most other things in life, simply can’t be measured in straight line gains and losses. The economy is so much more than a line g
by: Silicon Valley Blogger | channel: Financial News
With all the environmental disasters we've been facing lately, it's easy to feel helpless about the state of our world. But rather than fall into this mood, I'd like to suggest tha
by: Silicon Valley Blogger | channel: Green Living
Budgeting is one of the primary keys to financial well-being. But becoming over-obsessed with your budget can cause you just as much stress as not having one at all.
Your FICO credit score has a direct bearing on what kind of interest you can expect to pay on a loan, a mortgage or any other similar product. Many employers and landlords als
by: Silicon Valley Blogger | channel: Credit Cards, Debt Management
our adjustable rate mortgage is getting ready to adjust and you might not be able to afford the payment. So what can you do to keep your finances above water?
by: Silicon Valley Blogger | channel: Debt Management, Real Estate and Housing
Most of us have more credit than we need, and this can be dangerous for those trying to manage their debt and spending. Remove the temptation by asking for your credit lines to
by: Silicon Valley Blogger | channel: Credit Cards, Debt Management, Shopping
Finding your dream job or life's work may not be as hard as we all make it out to be if we decide to take action towards this goal.
by: Silicon Valley Blogger | channel: Career and Income
Here are a few things to consider to keep the costs of car ownership low.
by: Silicon Valley Blogger | channel: Cars and Transportation
It's interesting to see that with the advent of computerized trading and value discount brokers, a new era of people investing with the idea of getting rich overnight has exploded.
There are repercussions to filing for bankruptcy, but like with other setbacks in life, you can recover. There is always hope!
by: Silicon Valley Blogger | channel: Personal Finance
The savings rate in the United States has increased significantly over the last few months, clearly as a response to our current economic climate. But how does our historical savin
We’re nearing the thick of tax time, and I’m sure the first thing on your mind (I know it’s on mine) is “how much money am I getting back?” and “what am I going to use the money fo
by: Silicon Valley Blogger | channel: Taxes