Silicon Valley Blogger's picture

Silicon Valley Blogger

Formerly a software developer, I now run two money blogs full-time: The Digerati Life and The Smarter Wallet.

Latest articles by Silicon Valley Blogger

The Buy-Nothing Lifestyle: Lessons from a Frugal Experiment

Ready to drastically cut your spending? Learn what it's like from these folks who challenged themselves to buy nothing for a month — or longer.

What to Do With 100 Tomatoes

Growing your own fruits and vegetables can provide a bounty of fresh produce. Here's what to do when things get a little too bountiful.

5 Signs That Your Credit Card Spending Is Out of Control

Credit cards can dominate your life (and ruin your budget) if you're not careful. Use these 5 warning signs to make sure you stay on top of your spending habits.

Basic Tips for Investing in a Business

Investment is that exercise of applying your money in a particular endeavor, for the pursuit of growing one's money. We cover some basic tips for investing in a business.

Beware the Small Print of High Interest Savings Accounts

How many times have you seen ads for savings accounts that have touted superb interest rates? And how many times have you looked into the offer only to discover that it isn’t quit

Are You Saving Too Much?

We take a look at super savers and discuss the idea of extreme saving. How much saving is too much?

5 Loan Options for Those With Good Credit

Having excellent credit will allow you to have your pick of cheaper loans with potentially higher limits. To those who need financing, we offer a few suggestions where you can see

Life After Debt: What's Next?

You've worked hard, scrimped, saved and paid off all your debt. Now that you are finally debt free, what ARE you going to do?

What's in Store for the Economy?

The truth is that the economy, just like a most other things in life, simply can’t be measured in straight line gains and losses. The economy is so much more than a line g

Going Green Could Mean More Money In Your Pocket

With all the environmental disasters we've been facing lately, it's easy to feel helpless about the state of our world. But rather than fall into this mood, I'd like to suggest tha

5 Signs That You're Too Obsessed With Your Budget

Budgeting is one of the primary keys to financial well-being. But becoming over-obsessed with your budget can cause you just as much stress as not having one at all.

How a Solid Credit Score Saves You Money

Your FICO credit score has a direct bearing on what kind of interest you can expect to pay on a loan, a mortgage or any other similar product. Many employers and landlords als

How to Afford Payments on Your Adjustable Rate Mortgage

our adjustable rate mortgage is getting ready to adjust and you might not be able to afford the payment. So what can you do to keep your finances above water?

Reduce Your Credit Limits to Manage Your Spending

Most of us have more credit than we need, and this can be dangerous for those trying to manage their debt and spending. Remove the temptation by asking for your credit lines to

Turn Your Passion Into A Living

Finding your dream job or life's work may not be as hard as we all make it out to be if we decide to take action towards this goal.

How To Cut Car Ownership Costs

Here are a few things to consider to keep the costs of car ownership low.

The Debate Between Buy and Hold vs Timing The Market

It's interesting to see that with the advent of computerized trading and value discount brokers, a new era of people investing with the idea of getting rich overnight has exploded.

Life After Bankruptcy: What's Next?

There are repercussions to filing for bankruptcy, but like with other setbacks in life, you can recover. There is always hope!

Comparing Savings Rates: U.S. vs Japan

The savings rate in the United States has increased significantly over the last few months, clearly as a response to our current economic climate. But how does our historical savin

Simple Tax Strategies to Maximize Your Tax Refund

We’re nearing the thick of tax time, and I’m sure the first thing on your mind (I know it’s on mine) is “how much money am I getting back?” and “what am I going to use the money fo