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Guest Contributor

Steve Klingaman

Steve Klingaman is a nonprofit development consultant and nonfiction writer living in Minneapolis.

Latest articles by Steve Klingaman

Bank-Based Small-Dollar Loans: An Alternative to Payday Loans

A recent pilot program conducted by the FDIC featured loans with terms designed to beat those offered by payday sharks. Hopefully we'll see these loans replicated.

Attempts to Escape the Clutches of Online Data Aggregators

There's a new crowd of web sharks on the prowl; they are effective, they are legal, and they want your data. Learn how to remove yourself from their jaws.

Kick that Cell Phone Contract: Save with a Prepaid Plan

If you are married to your cell phone, you may not mind paying top dollar for your service plan, but you can save big money by going prepaid. Here's how.

The 10-Step Staircase to a Comfortable Retirement

The secret to saving enough for retirement is simple. Start early and increase the amount you save over time. For many people the hardest step on the journey is that first one.

6 Questions to Ask Before You Buy Ground Beef

If only the family of 22-year-old Minnesotan Stephanie Smith had known to ask a few simple questions of the local grocer before buying ground beef, Stephanie might not be paralyzed