Shopping http://www.wisebread.com/taxonomy/term/1/all en-US Who Pays For the Bridesmaid Dresses When . . . ? http://www.wisebread.com/who-pays-for-the-bridesmaid-dresses-when <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/who-pays-for-the-bridesmaid-dresses-when" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/wedding_party_000011204768.jpg" alt="Women in bridesmaid dresses with bride at wedding" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you Google &quot;Who pays for bridesmaid dresses?&quot; hoping to walk away with answers, you're in for a massive disappointment. From experts at The Knot to <em>Say Yes to the Dress</em>, it seems that nobody can agree about whose responsibility it is to foot the bridal party's bill! Because every wedding is different, there is no &quot;right&quot; way to handle bridesmaid costs, but we can give suggestions based on unique situations. If you're a bride who's struggling to determine the proper etiquette for your big day, read on.</p> <h2>The Dresses Are Really Expensive</h2> <p>As a general rule, the bride should not require bridesmaids to pay for their dresses if her pick is astronomically pricey, say $300 or higher. Either cover the cost, pitch in to help pay for the expensive dress, or decide on something that's affordable for everybody!</p> <p><strong>The verdict:</strong> Bride pays, or at least helps pay, when the chosen dress costs a lot.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/Save-Money-Free-Apps-13358326?stream_view=1#photo-13358340" target="_blank">Try These 16 Apps For Free and Save Loads of Money</a></p> <h2>The Gowns Are Custom Made</h2> <p>Getting custom-made gowns is a great idea for wedding parties because each bridesmaid is sure to have a perfectly fitting dress. However, the cost of building a garment from scratch can escalate quickly! In this scenario, the bride should pay for the fabric and trimmings.</p> <p><strong>The verdict:</strong> The bride pays for the fabric, while her bridal party pays for garment construction.</p> <h2>The Only Restriction Is a Common Color Scheme</h2> <p>If you want to stick to a specific color palette for your nuptials but don't care about the bridesmaids' individual dress styles, your maids should be able to choose a dress that they'll wear again. Because of this, they can invest in the pieces themselves.</p> <p><strong>The verdict:</strong> Bridesmaids pay, because they chose the dresses and can wear them again.</p> <h2>The Bridesmaids Are All Young and Broke</h2> <p>If your bridal party is made up of broke college students, the odds are that you're in the same position. Because you might not have the funds to spare for helping your maids in their purchases, try to decide on extremely affordable dress options. Better yet, allow them to wear a dress that they already own!</p> <p><strong>The verdict:</strong> Bridesmaids pay, but the dresses must be extremely inexpensive. Otherwise, the bride should cover their cost.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/Free-Ways-Entertain-Yourself-Home-30926585" target="_blank">68 Mostly Free Ways to Entertain Yourself at Home</a></p> <h2>The Bridesmaids Are Making Major Changes or Sacrifices</h2> <p>For bridesmaids with unique personal styles, taking on such an important wedding role can be taxing. Some brides ask their maids to dye their hair, cover tattoos, take out piercings, and so on &mdash; if you're asking your bridesmaids to make these types of major changes for your big day, you should show appreciation by buying their dress.</p> <p><strong>The verdict:</strong> Bride pays, because she's asking the bridesmaid to make other (potentially costly) changes.</p> <h2>It's a Destination Wedding</h2> <p>Destination weddings are expensive for everybody involved. If you're asking your bridesmaids to travel to an exotic location and pay for lodging, you should cover the cost of their outfits.</p> <p><strong>The verdict:</strong> Bride pays, unless she's paying for airfare and lodging.</p> <h2>The Bridesmaids Have Total Freedom</h2> <p>If you're allowing your bridesmaids to choose any dress they want, they should foot the bill. They are able to choose a dress at any cost or skip paying altogether by bringing one from home!</p> <p><strong>The verdict:</strong> The bridesmaids pay for their own dresses, just like regular outfit shopping.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/Things-Do-Instead-Spending-Money-34350539" target="_blank">121 Things to Do Instead of Spending Money</a></p> <h2>The Dresses Are Unwearable in the Real World</h2> <p>While we fully support your bridal right to enforce whichever aesthetic you desire for the wedding, you know when the bridesmaid dresses aren't ever going to be worn again. Whether it's a tulle skirt or an unflattering color that sets the dress apart from the norm, be sensitive to your bridesmaids' tastes &mdash; otherwise, you should be the one to pay for their one-time-wear dresses.</p> <p><strong>The verdict:</strong> If the dresses are something only a bride could love, she should consider paying or helping the maids pay.</p> <h2>The Bridal Party Is Gigantic</h2> <p>While it's a sweet gesture for the bride to cover the dress costs for her maids, it becomes a lot harder with a big bridal party. In this event, the bridesmaids should probably cover their own attire.</p> <p><strong>The verdict:</strong> The bridesmaids pay, unless the bride is expecting each maid to drop hundreds of dollars on a dress.</p> <h2>The Bridesmaids Are Covering Other Major Costs</h2> <p>Many brides like to treat their bridesmaids to spa services, mani-pedis, and hair appointments for the wedding. However, if the bridesmaids are covering these costs themselves, it might be nice to buy their dresses instead.</p> <p><strong>The verdict:</strong> Bride pays, because her maids are paying other large wedding costs.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/How-Save-5000-Year-37102216" target="_blank">Money-Saving Strategies That Will Make You $5,000 Richer in Just 1 Year</a></p> <h2>The Wedding Is a Backyard, Low-Budget Affair</h2> <p>When funds are extremely tight, the couple likely hasn't designated funds to pay for their attendants' attire. In the event of a low-budget affair, the bridesmaids should pay for their own outfits.</p> <p><strong>The verdict:</strong> The bridesmaids pay.</p> <h2>The Uniform Is Cultural Garb</h2> <p>When a couple decides to marry in a traditional cultural ceremony, many members of the bridal party will be unsure of how to dress. In this scenario, the bride should not only guide her bridesmaids in the process of acquiring a proper outfit for the wedding, but also cover the cost.</p> <p><strong>The verdict:</strong> The bride pays &mdash; cultural garments are often expensive, and her maids will probably never wear them again.</p> <h2>The Bridal Party Is Tiny</h2> <p>When the bride only chooses one or two bridesmaids, it's a nice gesture for her to cover their costs. Understandably, this isn't always possible; sometimes the reason for the small bridal party is a tight budget! If it's a possibility, however, the bride should pay.</p> <p><strong>The verdict:</strong> The bride pays if she's able.</p> <h2>You Were Her Bridesmaid</h2> <p>If you served as a bridesmaid to one of your chosen maids, simply mimic her wedding etiquette. If she asked you to pay, you should do the same . . . or vice versa!</p> <p><strong>The verdict:</strong> It all depends!</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Figuring out who pays for the bridesmaids&#039; dresses is tough, but depending on the situation, the rules are clear. Try this cheatsheet and good luck! </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="http://www.savvysugar.com" style="border:none;"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" style="height:95px; width:300px" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/smart-living/Save-Money-Free-Apps-13358326?stream_view=1#photo-31022797">Try These 16 Apps For Free and Save Loads of Money</a></li> <li><a href="http://www.popsugar.com/smart-living/Free-Ways-Entertain-Yourself-Home-30926585">68 Mostly Free Ways to Entertain Yourself at Home</a></li> <li><a href="http://www.popsugar.com/smart-living/Things-Do-Instead-Spending-Money-34350539">121 Things to Do Instead of Spending Money</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Save-5000-Year-37102216">Money-Saving Strategies That Will Make You $5,000 Richer in Just 1 Year</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/who-pays-for-the-bridesmaid-dresses-when">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-essential-pieces-for-your-capsule-wardrobe">8 Essential Pieces for Your Capsule Wardrobe</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-style-secrets-for-women-that-flatter-every-shape">7 Style Secrets for Women That Flatter Every Shape</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-clothes-shopping-hacks-that-save-time-and-money">9 Clothes Shopping Hacks That Save Time and Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-bridesmaid-dress-ideas-from-a-bridesmaid">5 Bridesmaid Dress Ideas From a Bridesmaid</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-greatest-story-ever-sold-is-a-fantasy-covered-in-blood">The Greatest Story Ever Sold is a Fantasy Covered in Blood</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Shopping Style bridesmaids dresses etiquette fashion weddings Fri, 24 Apr 2015 17:00:05 +0000 POPSUGAR Smart Living 1372905 at http://www.wisebread.com A Credit Card That Rewards You for Online Shopping: AT&T Access More Card From Citi http://www.wisebread.com/a-credit-card-that-rewards-you-for-online-shopping-att-access-more-card-from-citi <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/a-credit-card-that-rewards-you-for-online-shopping-att-access-more-card-from-citi" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_online_shopping_credit_card_000019207189.jpg" alt="Woman online shopping with credit card" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Online shopping has never been as easy or as popular as it is today. It's pretty hard to not indulge in the convenience of ordering the things you need and want from the comfort of your own home and then having it delivered right to you. But what if it was possible to make your online shopping trips even more rewarding? With the <a href="http://www.tkqlhce.com/click-2822544-12166125-1429794000000?sid=tran-1397912">AT&amp;T Access More Card from Citi</a>, you can earn bonus points on your online purchases. The benefits get even better if you're an AT&amp;T customer as well.</p> <h2>Some Card Highlights</h2> <ul> <li>Exclusive New Phone Offer.<br /> &nbsp;</li> <li>3 ThankYou Points for every $1 you spend on purchases made at retail and travel websites.<br /> &nbsp;</li> <li>3 ThankYou Points for every $1 you spend on products and services purchased directly from AT&amp;T.<br /> &nbsp;</li> <li>1 point earned for every $1 you spend on other purchases.<br /> &nbsp;</li> <li>10,000 Anniversary bonus points after you spend $10,000 in the prior cardmembership year.</li> </ul> <p><a href="http://www.tkqlhce.com/click-2822544-12166125-1429794000000?sid=tran-1397912"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" alt="" /></a></p> <h2>How This Card Works</h2> <p>Cardholders can earn 3 ThankYou Points for every dollar they spend on online purchases at retail and travel websites. Additionally, you can also earn 3 ThankYou Points for every dollar you spend on products and services purchased directly from AT&amp;T. That includes cell phones, internet service, cable TV, and more. You'll also earn 1 ThankYou Point for every dollar you spend on other purchases. There is a $95 annual fee.</p> <p>Your ThankYou Points can be used to redeem a wide variety of exciting rewards through Citi's ThankYou Rewards network, including travel rewards, gift cards, electronics, and AT&amp;T products and services.&nbsp;</p> <p>There is a current <strong>sign up bonus</strong> for a new phone! Spend $2,000 in purchases within the first 3 months of account opening. Make your phone purchase (from AT&amp;T) on your card, then activate and maintain service with AT&amp;T for 15 days. You will receive a credit on your card for the cost of the phone (up to $650).</p> <h2>Other Benefits</h2> <p>This card comes with a number of Citi purchase protection benefits, including extended warranty, Damage &amp; Theft Protection, and Citi Price Rewind, a feature which allows you to receive a refund based on the price difference of an item you have purchased should a new and lower price appear within 60 days from the purchase date. There are also travel protection benefits included with the card, such as car rental and travel accident insurance and trip cancellation and interruption protection. This card is also equipped with EMV chip technology for added security.</p> <h2>Costs</h2> <p>The standard variable APR on this card is 14.99%-22.99%. There's a foreign transaction fee of 3% along with an annual fee of $95.</p> <h2>Pros</h2> <p>It's rare to find a credit card that offers rewards points specifically on purchases you make online, and being able to earn 3x points on those online purchases is a pretty significant deal. Also, if you're already an AT&amp;T customer, you'll earn 3x points on costs you're already incurring with no extra work. Considering the fact that this card is also backed by Citi's excellent purchase protection benefits, such as Citi Price Rewind, it's easily one of the best credit cards you can use for your Internet-based purchases.&nbsp;</p> <h2>Cons</h2> <p>If you prefer to do you shopping offline than online, or if you don't see yourself using AT&amp;T's products and services, then this card probably won't be the best fit for you. The annual fee and APR on the card isn't the most ideal either.&nbsp;</p> <h2>Who This Card Is Best For</h2> <p>Frequent online shoppers and fans of AT&amp;T's products and services have the most to benefit from this card, given the 3x points you can earn for making those purchases. But casual online shoppers should also consider checking out this credit card as well, as it's not often that you see a card offer such significant rewards for making purchases online. The exclusive new phone offer can also be a very attractive bonus for people looking to find a great deal on a new smartphone.</p> <p>While the $95 annual fee may be a bit steep, it can certainly be easier to bear if you take advantage of the rewards that benefit your online shopping lifestyle.</p> <p><a href="http://www.tkqlhce.com/click-2822544-12166125-1429794000000?sid=tran-1397912"><strong>Click here to apply for the AT&amp;T Access More Card from Citi today!</strong></a></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/william-tran">William Tran</a> of <a href="http://www.wisebread.com/a-credit-card-that-rewards-you-for-online-shopping-att-access-more-card-from-citi">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-thankyou-premier-rewards-for-everyday-travel">Citi ThankYou Premier: Rewards for Everyday Travel</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-prestige-card-world-class-benefits">Citi Prestige Card: World Class Benefits</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-hilton-hhonors-reserve-enjoy-more-free-stays">Citi Hilton HHonors Reserve: Enjoy More Free Stays</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-hilton-hhonors-visa-signature-card-big-rewards-with-no-annual-fee">Citi Hilton HHonors Visa Signature Card: Big Rewards with No Annual Fee</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/for-all-those-nights-on-the-town-citi-thankyou-preferred-credit-card">For All Those Nights on the Town: Citi ThankYou Preferred Credit Card</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Shopping AT&T Citi credit card review Thu, 23 Apr 2015 22:51:22 +0000 William Tran 1397912 at http://www.wisebread.com 5 Easy Ways to Save on Groceries in a Pinch http://www.wisebread.com/5-easy-ways-to-save-on-groceries-in-a-pinch <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-easy-ways-to-save-on-groceries-in-a-pinch" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_holding_groceries_000026443745.jpg" alt="Crafty woman saving money on groceries in a pinch" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you need to cut your budget &mdash; and fast? Stuff like blown tires, broken furnaces, and other unexpected expenses have to come from somewhere, and so many of our regular monthly expenses are fixed bills we can't do much to budge.</p> <p>So here are some ways you can dramatically cut your grocery bill in a pinch to redirect some of your hard earned dollars elsewhere. (See also: <a href="http://www.wisebread.com/how-to-eat-well-on-just-20-a-week-with-meal-plans?ref=seealso">How to Eat Well on Just $20 a Week</a>)</p> <h2>1. Dig Deep</h2> <p>Before heading to the store, dig into all your cabinets and drawers to assess what you have in stock. Pasta and rice can be dressed up to make delicious meals with few ingredients added &mdash; here are some <a href="http://www.wisebread.com/25-new-ways-to-spice-up-rice">recipes for inspiration</a>. A simple <a href="http://www.wisebread.com/50-ways-to-use-canned-salmon">can of salmon</a> can be transformed into a salad, sandwich, or soup. You may even discover some foods hiding around that are nearing their expiration dates. If you're stuck, try tools like <a href="http://www.supercook.com/">Supercook</a>, which allow you to look up recipes by searching the ingredients you already have at home.</p> <h2>2. Go Vegetarian</h2> <p>Some of the most expensive items in your cart? Meat and seafood. If you're up for it, try eating a vegetable-based diet for a period of time. It's likely your cheapest meal alternative. You don't need to worry about protein since you'll find plenty in inexpensive sources like eggs, tofu, nuts, etc. And if you think you can cut dairy, that's more savings. There are millions of people thriving on vegan diets around the globe. Who knows! You might even lose a few pounds. (See also: <a href="http://www.wisebread.com/35-slow-cooker-recipes-for-busy-or-lazy-vegetarians?ref=seealso">35 Slow Cooker Recipes for Busy Vegetarians</a>)</p> <h2>3. Plan Accordingly</h2> <p>It sounds counterintuitive, but meal planning might be costing you money. Variety can be tricky and require lots of expensive ingredients if you aren't careful. Though you want to keep a good balance of nutrients in your diet, try choosing a few cheap, satisfying meals that might sustain you all week long. We keep our breakfasts and lunches very simple: Usually oatmeal with banana and homemade hummus sandwiches with chopped raw veggies. For dinner, consider sticking to meals that use similar ingredients but have different flavors or textures. Pizza and pasta make a good duo, as do taco salad and quesadillas, for example. (See also: <a href="http://www.wisebread.com/35-grocery-items-you-should-make-at-home-and-5-to-buy?ref=seealso">35 Grocery Items You Should Make at Home</a>)</p> <h2>4. Substitute Similar</h2> <p>Have your heart set on certain recipes? Try <a href="http://www.wisebread.com/20-recipe-substitutions-that-save-money-and-prevent-food-waste">substituting ingredients</a> that you might already have at home versus buying new. There are a number of foods that can easily swap in similar ratios to get tasty results. The best part is that you'll not just save money this way, you'll also eliminate food waste and learn some new culinary tricks.</p> <h2>5. Track and Plan Ahead</h2> <p>I often shop at Wegmans. Something that's really helped save me money is using the <a href="http://www.wegmans.com/mobile">Wegmans app</a> to plan my trip in advance. I make an organized list on my phone &mdash; including the prices at my store that get tallied up at the end. That way, if I stick to the list, I know exactly how much I'll be spending (provided I don't grab something random off the shelf). A growing number of stores offer similar apps &mdash; like <a href="http://www.safeway.com/ShopStores/Get-Connected-Mobile-Apps.page">Safeway</a>, <a href="http://www.kroger.com/topic/mobile-app">Kroger</a>, and <a href="http://www.wholefoodsmarket.com/apps">Whole Foods</a> &mdash; giving you the power to write lists or even snag coupons.</p> <p><em>Have you had to cut food costs fast? Tell us how you did it in comments.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/5-easy-ways-to-save-on-groceries-in-a-pinch">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-easy-ways-to-stretch-your-grocery-dollars">20 Easy Ways to Stretch Your Grocery Dollars</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-you-can-cut-grocery-expenses-today">13 Ways You Can Cut Grocery Expenses Today</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/breaking-the-bread-code-how-to-get-the-freshest-loaf">Breaking the Bread Code: How to Get the Freshest Loaf</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping Cooking dinners groceries meal planning saving money Thu, 23 Apr 2015 11:00:10 +0000 Ashley Marcin 1393781 at http://www.wisebread.com New Isn't Always Better: 12 Used Things to Love http://www.wisebread.com/new-isnt-always-better-12-used-things-to-love <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/new-isnt-always-better-12-used-things-to-love" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_reading_000019797365.jpg" alt="Woman reading a book" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Although I admit that new can sometimes be very nice, old or used can be just as good! Here are some examples of used goodies that are even better than new:</p> <h2>1. Books and Magazines</h2> <p>Go to your neighborhood library, and take out a book or flip through the magazines. You can also buy used books that look practically brand-new from websites such as <a href="http://www.amazon.com/" target="_blank">Amazon</a>, or trade them on the web at&nbsp;<a href="http://www.swap.com/" target="_blank">Swap.com</a>.</p> <h2>2. Cars</h2> <p>The value of a new car drops dramatically right after you drive it off the dealership, so consider getting a used car to get more bang for your buck. Remember to do your research first, watch out for these <a href="http://www.savvysugar.com/Car-Salesmen-Tricks-28307430">car salesman tricks</a>, and ask the seller the <a href="http://www.savvysugar.com/Questions-Ask-Used-Car-Seller-31000145">right questions</a>.</p> <h2>3. Clothing</h2> <p>You can get great hand-me-downs from friends and family members instead of splurging for a new outfit at a boutique. You can score good buys at thrift store, too, if you use a little <a href="http://www.savvysugar.com/Consignment-Store-Shopping-Tips-13456315">know-how</a>.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/Things-Worth-Money-3508809#photo-3508809" target="_blank">11 Items That Are Worth the Big Expense</a></p> <h2>4. Wedding Gowns</h2> <p>There's no better steal than buying a dress that has only been used once &mdash; and paying less for a dress that you are only going to wear once as well. Check out <a href="http://www.savvysugar.com/Questions-Ask-Used-Wedding-Dress-Seller-15718982">these questions</a> to ask the used wedding gown seller before you buy a dress from her.&nbsp;</p> <h2>5. Tools</h2> <p>Get big discounts on used tools, but do your research before you end up buying a dud. Buy the tools from a legitimate seller or from people you know and trust.&nbsp;</p> <h2>6. Animals</h2> <p>There are plenty of cute pets waiting to be loved at your local shelter. Remember that adopting <a href="http://www.petsugar.com/Reasons-Adopt-Adult-Pet-11442625" target="_self">older dogs has its benefits</a> too. For example, you won't need to bother with potty training, and most dogs calm down after they pass the rapscallion puppy stage.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/Why-Alone-Time-Healthy-37072341" target="_blank">9 Reasons Alone Time Is Good For Your Soul</a></p> <h2>7. Designer Bags</h2> <p>Vintage bags give the classic brand names a one-of-a-kind twist (after all, you don't see these golden oldies in stores anymore!). Find one from a thrift store or online at places like <a href="http://www.savvysugar.com/Poshmark-Tips-34541949">Poshmark</a>. You can also consider renting a handbag from Avelle's <a href="http://www.bagborroworsteal.com/" target="_blank">Bag Borrow or Steal</a>.</p> <h2>8. Furniture</h2> <p>There are plenty of great deals on Craigslist, and if your friends or neighbors are giving away their old furniture, that's even better. Don't be afraid to check out thrift stores, as well; you can find some unique pieces with great price tags. But keep in mind that staying away from used furniture with fabric will lower the risk of bringing bed bugs into your home.</p> <h2>9. Things for Baby</h2> <p>Baby clothes, toys, and other baby-related gear doesn't get much use once baby is all grown up. Just stay away from items like car seats and cribs, because the safety standards are updated all the time, so the used items may not meet the current safety requirements.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/How-Save-Money-Travel-36092909" target="_blank">Need Quick Cash For a Trip? 11 Easy Ways to Save</a></p> <h2>10. Jewelry</h2> <p>Those pretty trinkets you keep admiring also depreciate quickly once they are in a buyer's hands. Check out estate sales, eBay, and pawnshops to see what old goodies you can score. But be sure to do your homework to avoid getting scammed.&nbsp;</p> <h2>11. Residences</h2> <p>Ah, the great rent vs. buy debate! It depends on whether buying a house is within your means and what state your finances are in. Renting is not always a bad thing; sometimes it's a more sensible choice for people who are living more transient lifestyles. Remember the seven-year rule: seriously consider renting if you're going to be in a place for less than seven years.&nbsp;</p> <h2>12. Information</h2> <p>Historical knowledge will never grow old. Reading current news is great, but learning more about history can sometimes be even better. You'll be able to make more solid arguments and form opinions that are well-rounded and supported by past examples. You'll also gain a deeper understanding of human nature.</p> <p>RELATED: <a href="http://www.popsugar.com/smart-living/Ways-Get-Taxes-Done-22109519" target="_blank">4 Steps to Stop Procrastinating With Your Taxes</a></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Buying used usually costs less and that&#039;s always a plus. Even better -- some goods really do get better with age. </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="http://www.savvysugar.com" style="border:none;"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" style="height:95px; width:300px" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/smart-living/Things-Worth-Money-3508809">11 Items That Are Worth the Big Expense</a></li> <li><a href="http://www.popsugar.com/smart-living/Why-Alone-Time-Healthy-37072341">9 Reasons Alone Time Is Good For Your Soul</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Save-Money-Travel-36092909">Need Quick Cash For a Trip? 11 Easy Ways to Save</a></li> <li><a href="http://www.popsugar.com/smart-living/Ways-Get-Taxes-Done-22109519">4 Steps to Stop Procrastinating With Your Taxes</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/new-isnt-always-better-12-used-things-to-love">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-not-buy-something-just-because-you-can-afford-it">Do not buy something just because you can afford it</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-gasoline-so-cheap-a-cost-comparison-of-40-common-household-liquids">Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-tip-do-not-spend-when-you-are-sad">Frugal Tip: Do Not Spend When You Are Sad</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-stuff-i-try-never-to-buy-new">The stuff I try never to buy new</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/packing-it-in-the-independent-of-london-issues-a-challenge">Packing it in - The Independent of London issues a challenge</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Entertainment Shopping buying used recycling shopping thrifting used Fri, 10 Apr 2015 21:00:10 +0000 POPSUGAR Smart Living 1372907 at http://www.wisebread.com The 5 Best Winter Tires http://www.wisebread.com/the-5-best-winter-tires <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-winter-tires" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/winter_driving_000014996881.jpg" alt="Woman driving safely in winter with new winter tires" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There are certain kinds of weather that can really throw any vehicle for a spin, both metaphorically and physically, and one of them is snow. Those winter months can be a dangerous time for anyone who requires a car or truck to go about their daily lives and the kind of tires on your vehicle shouldn&rsquo;t cause you any more stress than this time of year already brings. Instead of worrying about whether or not your tires are going to keep you safe this winter, make an investment in a spectacular set of winter tires to keep yourself sane and safe whenever snow threatens to fall.</p> <h2>What are Winter Tires?</h2> <p>Unlike their general counterparts, winter tires (also known as snow tires) are better and safer for the snowy months since they have more sipes (the thin slits in the rubber) which are perfect for traversing the rougher terrain. These tires give much better traction on the snow and ice, but not so much on the dry or wet roads. Though it is possible to use these tires all year round, it&rsquo;s not recommended since the dryer, warmer roads will cause the tires to wear out faster, and don&rsquo;t provide the same kind of handling that summer tires do in the summer months. Though changing them each time the season changes might be a pain, the extra safety and convenience you get from getting a great set of snow tires is worth the elbow grease. Since tires are specific to cars, the prices listed in this article will be the lowest prices from which the tires are available. This does not mean this will automatically be the price of the tires for your specific model of car, so make sure you are looking at the right size to see the correct price for your needs. &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</p> <h2>Top 5 Winter Tires</h2> <h3>Michelin X-Ice Xi3</h3> <p><a href="http://www.amazon.com/gp/product/B009B7WIGC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B009B7WIGC&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=FVPBBWV47YAY7HWB"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Michelin%20X-Ice%20Xi3.jpg" width="155" height="250" align="right" alt="" /></a>The <a href="http://www.amazon.com/gp/product/B009B7WIGC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B009B7WIGC&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=FVPBBWV47YAY7HWB">Michelin X-Ice Xi3</a> is a top pick on Consumer Search and for good reason. It is one of the best tires that performs overall, during harcore snowy conditions and slightly snowy conditions. Though there is some room for improvement on the wet/dry condition performance of these tires, they are an excellent option for anyone who has to deal with severe winter weather for most of the season. Milder winter conditions are probably better handled by other kinds of snow tires, but if you need something heavy-duty, these are the tires for you. These tires have some serious grip on snow and ice, giving you excellent handling on what can be very nerve-wracking terrains.</p> <p>Though most snow tires don&rsquo;t come with a warranty, the Michelin X-Ice Xi3 comes with a 40,000 mile tread wear warranty that can be collected when the tires get down to 2/32 inches. This, however, is not recommended, as tires should be replaced when they get to 5/32 inches of tread are left on these tires.</p> <p><em><a href="http://www.amazon.com/gp/product/B009B7WIGC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B009B7WIGC&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=FVPBBWV47YAY7HWB">Currently as low as $124.98 on Amazon</a></em></p> <h3>Bridgestone Blizzak WS80</h3> <p><a href="http://www.walmart.com/ip/Blizzak-Ws80-215-60R17/43075211"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Bridgestone%20Blizzak%20WS80.jpg" width="178" height="250" align="right" alt="" />Bridgestone Blizzak</a> tires are renowned for their ability in wet surface traction and spectacular performance in snowy or icy conditions. The Blizzak WS80 model takes a step up from its predecessor the WS70 by increasing the stability in handling when driving in dryer conditions. It comes with a Tube MultiCell Compound built into it which really helps during the wet conditions as it dispels water away to help with the handling on wet conditions. Still, some consumers have reported stopping on wet surfaces takes longer than they would like.</p> <p>The zigzag pattern on the tire isn&rsquo;t just for show; it increases the effectiveness of the tread by adding many biting edges to create the best traction it can on snow and ice conditions. With the amount of trust behind this brand of winter tire, you can be sure you&rsquo;re in for a great purchase.</p> <p><em><a href="http://www.walmart.com/ip/Blizzak-Ws80-215-60R17/43075211">Currently as low as $133 at Walmart</a></em></p> <h3>Continental ExtremeWinterContact</h3> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Continental%20ExtremeWinterContact.jpg" width="209" height="250" align="right" alt="" />The <a href="http://www.walmart.com/ip/Continental-ExtremeWinterContact-Tire-215-70R15SL-98T-BW/19889404">Continental ExtremeWinterContact</a> tires are great for any size car, from compact to SUV to light-duty truck. These tires show magnificent results in traction tests on ice and snow, comparable with even the Michelin X-Ice Xi3. One the tread is 50% worn, an indicator on the tire will let the owner know so that you can keep track of the tires&rsquo; level of safety. The breaking for these tires is great on all surfaces except wet ones, but even then it still performs well. This is a studless tire with plenty of void and grip edges in the center to intensify its traction on snow and ice. If you&rsquo;re looking for a great tire to perform for just about any kind of car, the Continental ExtremeWinterContact tires are worth your consideration.</p> <p><em><a href="http://www.walmart.com/ip/Continental-ExtremeWinterContact-Tire-215-70R15SL-98T-BW/19889404">Currently as low as $80 at Walmart</a></em></p> <h3>Yokohama iceGUARD iG52c</h3> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Yokohama%20iceGUARD%20iG52c.jpg" width="166" height="250" align="right" alt="" />The <a href="http://www.yokohamatire.com/tires/detail/iceguard_ig52c">Yokohama iceGUARD iG52c</a> tire is known for being able to fit a variety of car types from compact to van. It is made of a special compound from a combination of silica, multi-layer carbon, and micro bubbles that are coated in resin to give it excellent handling for winter tires in all kinds of cold weather. This is especially true with the Yokohama iceGUARD iG52c&rsquo;s ability to push away sludge and slush to keep it from being a concern as you drive in melting snow conditions. Since it is a high traction/soft compound combination, some consumers report these tires being pretty noisy, but that they still do a great job of handling on snowy, icy, and even wet surfaces.</p> <p>The best thing about these tires besides their impeccable performance is that they are eco-friendly, meaning you can help the environment while helping yourself to some amazing tires.</p> <p><em><a href="http://www.yokohamatire.com/tires/detail/iceguard_ig52c">Currently priced around $70, but since it depends on the dealer, please go to the below website and enter your zipcode to find the best price</a></em></p> <h3>General AltiMAX Arctic Winter Tire</h3> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/General%20AltiMAX%20Arctic%20Winter%20Tire.jpg" width="169" height="250" align="right" alt="" />The <a href="http://www.amazon.com/gp/product/B004QL5Z0Y/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B004QL5Z0Y&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=W5CNDN34AN5HIT6B">General AltiMAX Arctic Winter</a> tire can fit a variety of car sizes. If you&rsquo;re looking for studded tires this winter, these tires can become studded with the purchase of additional studs to be installed. This tire has a Center Stability Rib to help with direction on dry roads and multiple sipes to help water evacuation from the tires to avoid hydroplaning. The radials on this tire have 270 degree siping that make for great grabbing action on snow and ice to increase traction.</p> <p>This tire also comes with Reactive Contour Technology that helps it adapt to roads that are wet, dry, and anything inbetween to consistently provide excellent handling experience for the driver. They are the least expensive tires on this list, but the General AltiMAX Arctic Winter Tire provides the same quality safety precautions and driving experience as many more expensive winter tire options.</p> <p><a href="http://www.amazon.com/gp/product/B004QL5Z0Y/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B004QL5Z0Y&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=W5CNDN34AN5HIT6B"><em>Currently as low as $66.04 on Amazon</em></a></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/janae-spinato">Janae Spinato</a> of <a href="http://www.wisebread.com/the-5-best-winter-tires">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-you-shouldnt-order-on-amazon">5 Things You Shouldn&#039;t Order on Amazon</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-hair-clippers">The 5 Best Hair Clippers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/discount-designer-clothing-17-places-to-get-name-brands-for-less">Discount Designer Clothing: 17 Places to Get Name Brands for Less</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-your-new-tires-really-6-year-old-ticking-time-bombs">Are your new tires really 6-year old ticking time-bombs?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-fabric-softeners">The 5 Best Fabric Softeners</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Shopping Amazon product reviews tires winter tires Wed, 08 Apr 2015 09:00:04 +0000 Janae Spinato 1370801 at http://www.wisebread.com 10 Tricks You Should Learn From Great Hagglers http://www.wisebread.com/10-tricks-you-should-learn-from-great-hagglers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-tricks-you-should-learn-from-great-hagglers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_haggling_000025294883.jpg" alt="Woman haggling with salesman for new car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There are two types of buyers in the world &mdash; the ones who lie down and take it, and the ones who can take it or leave it. If you're in the former camp, it's high time you learn how to stick to your guns and start shaving precious dollars off things you want and need. To hone your haggling skills, consider these tips from a few experts who know how to get things for less.</p> <h2>1. Establish a Budget and Stick to It</h2> <p>Before you set out on your trip, establish a budget for whatever it is you intend to buy. The goal is to get the dealer to meet you at that price or go even lower, and it's important to have a threshold in mind so you know when to hold 'em and when to fold 'em.</p> <p>Lifestyle expert and Functional Girl, CJ Legare agrees that this is the first step to great bargaining.</p> <p>&quot;Make a decision about how high you're willing to go before engaging the seller &mdash; then stick to it,&quot; she says. &quot;Haggling can be a passionate exchange; you don't want to overpay in the heat of the moment.&quot;</p> <h2>2. Arrive Well-Researched</h2> <p>It's important to know your stuff before you engage in any bargaining, which is why it's important to research the item you're buying. Show signs of uncertainty and, like a rabid dog can smell fear, the dealer, too, will sense your weakness.</p> <p>&quot;Whether shopping for a new car or attempting to lower a cable plan, great hagglers have done their homework and know what the competition is offering, current market prices, product/service specifications, so that they can negotiate with power,&quot; says consumer and money-saving expert <a href="http://www.andreaworoch.com">Andrea Woroch</a>. &quot;You can't get much accomplished if you don't know what you're talking about.&quot;</p> <p>Legare offers an insider tip if this is your first time at the haggling rodeo.</p> <p>&quot;Online reviews can provide a treasure trove of information &mdash; who the fair negotiators are, who has inventory worth paying for, and who to avoid,&quot; she says.</p> <h2>3. Inspect the Item Meticulously</h2> <p>Get a leg up on the deal by inspecting the item through and through. If you find any imperfections at all, add them to your arsenal. Dents and dings decrease the value of the item &mdash; so there's no reason you should still be paying full price.</p> <p>&quot;A flaw is a reality check,&quot; Legare says, &quot;but a flaw that you can work with is leverage that can make the difference between walking away empty-handed or getting a better deal.&quot;</p> <h2>4. Stay Polite Throughout the Process</h2> <p>You know the old saying &mdash; you'll attract more flies with honey than vinegar. Translation: Leave the sour attitude at home if you want to walk away a winner. Even when the bargaining isn't going your way, stay polite, keep a smile on your face, and lose like a winner. It's not the end of the world, and there's always tomorrow.</p> <p>&quot;You won't get anywhere by yelling or being rude. Specifically, this is true with monthly expenses and medical bills,&quot; Woroch says.</p> <h2>5. Flash That Cash</h2> <p>There are times when flashing your money is downright obnoxious (like most of the time!), but when it comes to haggling, busting out the cash isn't always a bad idea. Cash in hand lets the dealer knows that you came to play ball &mdash; and you've got the bills to back it up.</p> <p>&quot;One of the best haggling tips I've learned is to 'show the cash,'&quot; says Richard A. Chapo, Esq. &quot;First, know what you are willing to pay. Second, have it on hand in cash. Three, haggle with the cash in your hand where the salesperson or manager can see it. The cash tells them you are serious and ready to buy now, which is ever tempting and often turns a 'no' into a 'yes.'&quot;</p> <p>In addition to flashing the cash, be sure to let the dealer how much you're working with as well. This solidifies that you're serious, but it also gives the impression that if they don't meet your price, you'll most likely walk away.</p> <p>&quot;Great hagglers state their terms and see if there is any wiggle room,&quot; says Mindy Crary, financial planning coach at Creative Money. &quot;[For example], 'You have so many great offerings here and I'd love to buy more than one but I am only working with $X today. Would you be willing to work with me a little?' I once got three vintage rings for the stated price of two on Etsy by using the 'praise + limit + offer' process.&quot;</p> <h2>6. Put on Your Poker Face</h2> <p>Emotion equals weakness, and in business that's a death sentence. No matter how badly you want something, it's critical to keep your cool. Express interest, but that's it. Treat it like any ol' thing that you can get someplace else &mdash; at least in front of the dealer anyway.</p> <p>&quot;When presented with an item you're dying to own/buy or a deal that seems really good, don't appear overly excited or anxious, which may hinder your bargaining power,&quot; says Woroch. &quot;The less excited you are over something, the more the sales associate needs to sell you on it.&quot;</p> <p>Legare seconds that sentiment.</p> <p>&quot;If a seller realizes you're excited about an item, they'll use it to their advantage during the haggle,&quot; she says.</p> <h2>7. Review Your Bills Regularly</h2> <p>Haggling isn't just done at car dealerships and antique shops. Sometimes you need to work people down in other situations, like you utility and cable bills.</p> <p>Woroch says that she haggles every few months to keep her cable and Internet bills down.</p> <p>&quot;I also recently haggled my way out of credit card interest for two months,&quot; she says. &quot;If I didn't stay on top of my bills and review my account, I may not notice those small additional charges that would add up overtime.&quot;</p> <p>It's not a bad idea to take a look at your bills to see where you can trim some fat, too.</p> <h2>8. Don't Take No for an Answer</h2> <p>If you were willing to take no for an answer, you could've just stayed at home.</p> <p>&quot;When a store associate can't help or you're getting nowhere with a customer service rep, it's time to take things up a notch &mdash; ask to speak with a supervisor or manager who has more power to work with you on a deal. Better yet, speak with a retention specialist when dealing with bills like cable, Internet, and mobile phones,&quot; Woroch says.</p> <h2>9. Walk Away</h2> <p>You've lived without the item until today, which means that if the dealer isn't willing to meet your ideal but reasonable price, you can live without it a little longer. Don't be afraid to take your money someplace else. You might just get what you want after all. Woroch agrees.</p> <p>&quot;When shopping for certain goods like appliances, furniture, and cars, salespeople can be pushy and it's easy to lose your ground,&quot; she says. &quot;A great haggler won't be afraid to walk away from a deal knowing that that a salesperson wants his or her business and will likely come running after or call you with a deal.&quot;</p> <h2>10. Provide Loyalty in Appreciation of Great Deals</h2> <p>I know lots of professionals &mdash; event planners and interior designers especially &mdash; who get great discounts on a regular basis from stores around town because they're frequent customers and they're always referring someone new. Mom-and-pop brick-and-mortar owners, in particular, are usually thankful for this practice and provide loyalty discounts accordingly.</p> <p>Lagare's seen it before, too.</p> <p>&quot;Don't underestimate the power of relationship building,&quot; she says. &quot;When you find fair sellers with great inventory, bring them your business regularly and they'll throw you great deals in return.&quot;</p> <p><em>What are some other things great hagglers do? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/10-tricks-you-should-learn-from-great-hagglers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-secrets-to-scoring-the-best-price-when-buying-on-ebay">7 Secrets to Scoring the Best Price When Buying on eBay</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-pricey-things-you-shouldnt-buy-and-what-to-get-instead">14 Pricey Things You Shouldn&#039;t Buy (And What to Get Instead)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-buy-one-get-one-free-is-usually-a-bad-deal">Why &quot;Buy One Get One Free&quot; Is Usually A Bad Deal</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-awesome-alternatives-to-groupon">5 Awesome Alternatives to Groupon</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/deal-killers-5-phrases-to-avoid-when-negotiating">Deal Killers: 5 Phrases to Avoid When Negotiating</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Shopping budgets deals haggling negotiating shopping spending Tue, 07 Apr 2015 17:00:09 +0000 Mikey Rox 1370268 at http://www.wisebread.com 6 Creative Ways to Save Money With Bulk Buying http://www.wisebread.com/6-creative-ways-to-save-money-with-bulk-buying <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-creative-ways-to-save-money-with-bulk-buying" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/farmers_market_000038571134.jpg" alt="Woman buying food in bulk at farmers market" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When it comes to <a href="http://www.wisebread.com/bulk-buying-basics-what-to-buy-how-to-store-and-money-saving-tips">buying in bulk</a>, warehouse clubs get all the publicity. But there's a lot of stuff they simply don't sell, or the amounts they do sell just aren't big enough. It's times like these when some out-of-the-box thinking on bulk buying comes in handy. (See also: <a href="http://www.wisebread.com/10-things-you-didnt-know-you-could-buy-in-bulk?ref=seealso">10 Things You Didn&rsquo;t Know You Could Buy in Bulk</a>)</p> <p>Below are some <a href="http://www.wisebread.com/13-food-items-to-always-buy-in-bulk">bulk buying ideas</a> that you've probably never considered, but could end up saving you significant money.</p> <h2>1. Home Improvement Materials</h2> <p>If you're considering a significant home improvement project and want to tackle the work yourself, look into buying in bulk at the <a href="http://www.homedepot.com/c/Pro_VolumePricing"> Home Depot Pro Desk</a>. If you spend at least $2,500, you're eligible for exclusive savings and rewards when buying building supplies like lumber, masonry, nails, screws, and sheetrock.</p> <p>If you're doing landscape work at your house and the idea of hauling 25 bags of bark is overwhelming, consider buying landscaping materials in bulk from a local supplier. If you don't own a truck, borrow a friend's and haul things like bark, rock, and soil directly to your home and easily save 25% to 50%, depending on the material.</p> <h2>2. Online &quot;Subscribe &amp; Save&quot; Programs</h2> <p>It seems like every other person you see at Costco or Sam's Club pushes a cart around with a huge package of toilet paper or dog food hanging over the edge. While these are often good bulk buys, did you know that you can typically get the same products mailed directly to your home via online &quot;Subscribe &amp; Save&quot; programs? The two big players are <a href="http://www.amazon.com/gp/subscribe-and-save/details/?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;linkCode=ur2&amp;tag=wisbre03-20&amp;linkId=JBPXV7KSAISOFU6R"> Amazon</a> and<a href="http://goto.target.com/c/27771/81938/2092?u=http%3A%2F%2Fwww.target.com%2Fc%2Ftarget-subscriptions-ways-to-shop%2F-%2FN-55b84"> Target</a>, and their pricing is surprisingly competitive. They both offer free membership, free delivery, and Amazon even offers 15% off if you have at least three items mailed to your home on a regular schedule.</p> <p>If you are a busy parent, and love the idea of having certain items sent to your doorstep on a regular schedule, you should definitely look into it. Some of the popular items include diapers, toilet paper, laundry detergent, dog food, shampoo, soap, and paper towels. The best part of both programs is the flexibility. If, for example, you have enough toilet paper to last six months, you can easily postpone future deliveries with no penalty.</p> <h2>3. Meat</h2> <p>If you have the freezer space, consider teaming up with friends or family and buying half a hog or a quarter of a steer.</p> <p>First, consider purchasing a 4-H project animal from your local county fair. You'll pay more than market price in most cases, but you'll be supporting local 4-H kids and end up with very high quality, antibiotic-free meat.</p> <p>Second, check out your local butcher shop for bulk meat buys. For example, my local butcher shop has a &quot;beef deal&quot; for five pounds of each of the following: round steak, chuck steak, 7-bone chuck roast, short ribs, and ground beef. Total price = $89.99 or $3.60/pound. If you have the freezer space, it's a great way to stock up and save.</p> <h2>4. Gift Cards</h2> <p>I have two kids who play youth sports year-round, and we are constantly buying coach gifts. Gift cards make awesome presents, especially when you buy in bulk from Costco. I recently bought five $10 Jamba Juice gift cards for only $30. So the next time you are hard up for a gift for a coach, teacher, or friend, swing by Costco and stock up on the cheap. Another cool thing about buying gift cards from Costco is they often feature <em>local </em>restaurants and businesses in addition to the usual chains.</p> <h2>5. Gas</h2> <p>For a $30 annual membership fee, <a href="http://www.mygallons.com/">MyGallons</a> will allow you to buy a large portion of gas at the current price. The service basically protects against a gas price increase over the coming months or years. You fill up at the station of your choice, and get a credit to your checking account or MyGallons debit card whenever you buy gas for more than your &quot;buy-in&quot; price. If gas prices go down, you can hold your gallons indefinitely until prices go up again, which they undoubtedly will. (See also: <a href="http://www.wisebread.com/5-best-gas-rewards-credit-cards">Best Gas Rewards Credit Cards</a>)</p> <h2>6. Fruit and Veggies</h2> <p>If your family devours fruits and veggies like they are going out of style, you know just how expensive it can be to keep the fridge stocked. The absolute best way to stock up and save is by purchasing straight from the grower. Summer and fall are terrific times to hit up local farms, roadside stands, and farmer markets. I buy apples, apricots, peaches, and nectarines by the bushel basket from a local farm and typically negotiate a price 25%-40% cheaper than the grocery store.</p> <p>Also, ask local farmers if they have any &quot;seconds&quot; available to score a great deal on fruit and veggies that may not be perfectly shaped or colored, but still taste amazing. We are talking 50% off compared to the price of &quot;perfect&quot; varieties. By building a rapport with the farmer, they'll let you in on some great bulk buys.</p> <p><em>What is the most out-of-the-box bulk purchase you have ever made and how much did it save you?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-creative-ways-to-save-money-with-bulk-buying">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-easy-ways-to-stretch-your-grocery-dollars">20 Easy Ways to Stretch Your Grocery Dollars</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-food-items-to-always-buy-in-bulk">13 Food Items to Always Buy in Bulk</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-places-to-get-coupons-online">The Best Places to Get Coupons Online</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-grocery-shop-0">How I Grocery Shop</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Shopping building materials bulk Food gas groceries subscriber programs warehouse stores Tue, 07 Apr 2015 13:00:08 +0000 Kyle James 1370265 at http://www.wisebread.com Best Money Tips: Smart Ways to Save at the Supermarket http://www.wisebread.com/best-money-tips-smart-ways-to-save-at-the-supermarket <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-smart-ways-to-save-at-the-supermarket" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/grocery_coupon_000019788649_0.jpg" alt="Woman shopping at grocery store and saving money with coupons" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles smart ways to save at the supermarket, how to curate a wardrobe that works, and signs that you're overthinking email.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.popsugar.com/smart-living/How-Save-Supermarket-19548670">6 Smart Saving Tips For Your Next Supermarket Spree</a> &mdash; Make bigger shopping trips and shop less often to cut down on impulse buys. [PopSugar Smart Living]</p> <p><a href="http://www.bestkeptself.com/2015/03/30/4-steps-to-curating-a-working-wardrobe/">4 Steps to Curating A Working Wardrobe</a> &mdash; If your closet is ready for a makeover, get the ball with a few purges. Get rid of dated patterns and items that you haven't worn in six months to a year. [Best Kept Self]</p> <p><a href="http://ridiculouslyefficient.com/overthinking-email">3 Signs You&rsquo;re Overthinking Email (and How to Stop)</a> &mdash; Do you agonize over how the recipient might react to your email? Keep in short and focused on action, and offer to answer questions via phone if necessary. [Ridiculously Efficient]</p> <p><a href="http://momsneedtoknow.com/10-uses-for-vaseline">10 Uses for Vaseline</a> &mdash; You can use vaseline like leather polish. Rub it into your shoes or baseball glove &mdash; any leather, really &mdash; and wipe it clean.&nbsp;[Moms Need to Know]</p> <p><a href="http://adebtfreestressfreelife.com/how-to-control-dust-in-your-home-and-other-dusting-tips/">How To Control Dust In Your Home (And Other Dusting Tips)</a> &mdash; Use microfiber dust cloths to trap the dust while you clean. The ones by Swiffer work great! [A Debt Free Stress Free Life]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.fivecentnickel.com/2015/03/30/how-to-play-retirement-catch-up/">How to play retirement catch-up</a> &mdash; How and when you file for Social Security can affect your payout, so be sure to research it well before you need it. [Five Cent Nickel]</p> <p><a href="http://www.shebudgets.com/personal-finance/10-reasons-bad-idea-co-sign-loan">10 Reasons It&rsquo;s a Bad Idea to Co-Sign a Loan</a> &mdash; You may trust the person you're co-signing for, but if an unexpected event renders them unable to make payments, there's nothing you can do about it. You're liable. [SheBudgets]</p> <p><a href="http://www.thecheapskatemom.com/8-cheap-wedding-gift-hacks/">8 Cheap Wedding Gift Hacks</a> &mdash; Split the cost of a big-ticket gift with a group of friends or family. [The Cheapskate Mom]</p> <p><a href="http://commoncentsmom.com/2015/03/10-simple-easy-ways-to-decorate-easter-eggs/">10 Simple and Easy Ways to Decorate Easter Eggs</a> &mdash; Decoupage your eggs using patterned napkins! [Common Cents Mom]</p> <p><a href="http://parentingsquad.com/7-creative-ideas-for-diy-themed-easter-baskets">7 Creative Ideas for DIY Themed Easter Baskets</a> &mdash; Make an artsy gift basket filled with a sketchbook, finger paints, and lots of paper for your kids' Easter drawings. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-smart-ways-to-save-at-the-supermarket">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-produce-workers-guide-to-choosing-fruits-and-vegetables">The Produce Worker&#039;s Guide to Choosing Fruits and Vegetables</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-grocery-shop-for-five-on-100-a-week">How to Grocery Shop for Five on $100 a Week</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-only-15-foods-that-are-worth-buying-organic">The Only 15 Foods That Are Worth Buying Organic</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-frugal-rules-you-must-follow-when-shopping-at-costco">5 Frugal Rules You Must Follow When Shopping at Costco</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips grocery shopping Fri, 03 Apr 2015 19:00:11 +0000 Amy Lu 1370439 at http://www.wisebread.com 4 Warranties That Aren't Worth It http://www.wisebread.com/4-warranties-that-arent-worth-it <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-warranties-that-arent-worth-it" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_000019329937.jpg" alt="Woman shopping and learning which warranties aren&#039;t worth it" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Most of us believe that it's better to be safe than sorry.</p> <p>However, when it comes to buying warranties, you may be acting on emotion. It's time to step back and take a closer look at those extended warranties &mdash; your extra peace of mind may be coming with a hidden high cost. Here are four warranties that aren't worth it.</p> <h2>1. Warranties That Are Too Expensive</h2> <p>According to the Service Contract Industry Council, most <a href="http://www.bbb.org/phoenix/news-events/consumer-tips/2014/12/be-in-the-know-before-buying-extended-warranties/">extended warranty costs</a> are 10% to 20% of the sales price. Anything above that 20% benchmark may be too much, particularly for small ticket items. For example, a $20 extended warranty on a $55 panini press is a waste of money.</p> <p>On the other hand, buying a $150 warranty on a $2,000 computer is a more sensible purchase. Not only is that warranty just 7.5% of the total price, but it'd also cover the high cost of replacing parts.</p> <h2>2. Warranties Shorter Than Those From Your Credit Card</h2> <p>There is no need to pay twice for coverage that you may already have. As long as you complete the entire purchase on a single credit card, most major credit card companies will extend the original manufacturer's warranty up to one additional year.</p> <p>Review the fine print on your credit card's extended warranty for other applicable limits, such as the maximum purchase price and maximum dollar value of claims within the same year. As long as you're aware of applicable exclusions and requirements, having a credit card with an excellent extended warranty can be a lifesaver. (See also: <a href="http://www.wisebread.com/how-to-take-advantage-of-free-extended-warranty-from-your-credit-card-issuer?ref=seealso">How to Take Advantage of the Free Extended Warranty From Your Credit Card Issuer</a>)</p> <h2>3. Warranties for Products With Low Repair Rates</h2> <p>Some people claim that things aren't built to last anymore. However, surveys from Consumer Reports seem to indicate that it may all just be in our heads. The <a href="http://www.consumerreports.org/cro/magazine/2014/02/repair-or-replace/index.htm">repair rates</a> for several items are going down.</p> <ul> <li>Laptops had a repair rate of 36% in 2010, and 24% in 2013.</li> <li>LCD TVs had a repair rate of 15% in 2010, and 7% in 2013.</li> <li>Dishwashers already had a <a href="http://www.investopedia.com/articles/pf/07/warranties.asp">low repair rate</a> of 13% back in 2004.</li> </ul> <p>Consumer Reports found that appliances usually don't break during the extended warranty period. Even when breakdowns occur, the median cost of a repair ($152) isn't that much more than the median price of a warranty ($136).</p> <p>A great alternative to extended warranties for products with low repair rates is to put the money you would have spent on the warranty in a savings account, instead. By &quot;self-insuring,&quot; you're keeping the money and gaining interest on your rainy day fund.</p> <h2>4. Unsolicited Car Warranties</h2> <p>There are warranties that aren't worth the money, and then there are warranty scams.</p> <p>For several decades, the FCC has been warning consumers about <a href="http://www.fcc.gov/guides/auto-warranty-scams">auto warranty scams</a>. Malicious companies prey on consumers whose auto warranties are about to expire &mdash; or in some cases, they may not even be close to expiration. Back in 2008, the Better Business Bureau received more than <a href="http://www.bbb.org/central-illinois/migration/other-news/2009/02/bbb-warns-deceptive-auto-warranty-solicitations-plague-consumers-nationwide/">140,000 consumer calls</a> to confirm the legitimacy of companies claiming to sell auto warranties.</p> <p>For example, in the year that the basic warranty of my 2012 Volkswagen Passat was set to expire, I started receiving unsolicited mail with warnings in big, bold letters; &quot;Final Notice: Expiring Auto Warranty.&quot; After ignoring a couple of these mailers, additional ones started pouring in with labels such as &quot;<a href="http://www.ncdoj.gov/getdoc/28440855-e863-431f-9e60-c46e13226298/Warranty-mailer.aspx">2nd Attempt</a>,&quot; &quot;Time Sensitive,&quot; or &quot;<a href="http://www.ncdoj.gov/getdoc/9c4deb4f-8f10-4206-bd5b-2ab75bf70bcc/Warranty-Mailer-2.aspx">Vehicle Alert Notice</a>.&quot; Then, the calls started coming in every single week. It was all from unscrupulous car warranty salespeople.</p> <p>Don't cave in to the pressure and protect yourself against potential car warranty fraud:</p> <ul> <li>Don't provide any personal or financial information over the phone to unsolicited telemarketers.<br /> &nbsp;</li> <li>Resist high-pressure pitches from salespeople or mailers that urge you to act now. Those &quot;final deadlines&quot; extend for several months over and over.<br /> &nbsp;</li> <li>These car warranties rarely pay claims. The BBB reports that <a href="http://stlouis.bbb.org/storage/142/documents/vehicleservicecontractstudy2011.pdf">93% of vehicle service claims</a> are denied under these warranties.<br /> &nbsp;</li> <li>Never agree to any contract without having a physical copy of the contract and an appropriate timeframe to review the fine print.<br /> &nbsp;</li> <li>A major red flag is the requirement of a down payment to view a contract. Don't agree to pay over the phone.<br /> &nbsp;</li> <li>Search online for the name of the company offering the auto warranty (such as <a href="http://www.ncdoj.com/getdoc/221259f6-b0a2-40aa-801c-f76835f31be2/AG-Cooper-gives-auto-warranty-sellers-the-boot.aspx">U.S. Fidelis</a>), since some of those companies are often in trouble with the law. Or, check the company with your <a href="http://www.usa.gov/directory/stateconsumer/">state and local consumer agencies</a>.<br /> &nbsp;</li> <li>File a complaint with the FCC by visiting <a href="http://consumercomplaints.fcc.gov">consumercomplaints.fcc.gov</a>, calling 1-888-CALL-FCC (1-888-225-5322), or writing to Federal Communications Commission, Consumer and Governmental Affairs Bureau, Consumer Inquiries and Complaints Division, 445 12th Street, SW, Washington, DC 20554.<br /> &nbsp;</li> <li>Place your phone number on the <a href="http://www.donotcall.gov">National Do Not Call Registry</a>.</li> </ul> <p><em>What are some warranties that you wished you never paid for?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/4-warranties-that-arent-worth-it">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-gift-card-scam-of-2011-don-t-be-a-victim">The Gift Card Scam of 2011: Don’t Be a Victim</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-something-breaks-should-you-repair-or-replace">When Something Breaks, Should You Repair or Replace?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-vile-craigslist-scams-to-watch-out-for">8 Vile Craigslist Scams to Watch Out For</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-end-of-the-energizer-bunny-six-products-that-dont-need-batteries">The end of the Energizer bunny: SIX products that don&#039;t need batteries.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Shopping appliances Cars electronics repairs scams warranties Wed, 01 Apr 2015 15:00:11 +0000 Damian Davila 1360904 at http://www.wisebread.com 5 Things You Shouldn't Order on Amazon http://www.wisebread.com/5-things-you-shouldnt-order-on-amazon <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-things-you-shouldnt-order-on-amazon" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/online_shopping_000043524592.jpg" alt="Woman shopping on Amazon and not finding good deals" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When I'm in the market to purchase, well, anything, I usually first check Amazon to find the best price. Over the years, however, I've noticed that I can't just use the site as a one-stop shop for everything on my list. Some things are simply cheaper elsewhere. (I've even started using the <a href="http://www.savings.com/pricejump">PriceJump</a> tool from Savings.com to compare Amazon prices against those at other retailers.) Here are five items that usually <em>aren't </em>cheapest on Amazon. (See also: <a href="http://www.wisebread.com/10-things-you-should-never-buy-at-the-dollar-store-and-10-you-should?ref=seealso">10 Things You Should Never Buy at the Dollar Store</a>)</p> <h2>1. Groceries</h2> <p>Yes, you can order virtually anything on Amazon, including food. But examine those price tags first. I checked out a few staple items, like <a href="http://www.amazon.com/gp/product/B003ZWLCZC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B003ZWLCZC&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=DE2XY356OYUJQOTV">Skippy Natural Peanut Butter</a>, which costs over $8 per container on the site. One commenter noted he could buy three jars of the same stuff at his local store for this price. I agree. Then my eyes bugged out of my head at the sight of a $7.99 box of <a href="http://www.amazon.com/Kix-dinirao-Cereal-12-oz/dp/B000VDSRV0/ref=sr_1_3?ie=UTF8&amp;qid=1426444426&amp;sr=8-3&amp;keywords=kix+cereal">Kix Cereal</a> (12 ounces) that I recently purchased for under $3 in our breakfast aisle. Sure, it's convenient to get groceries delivered to your door step, but not at such a premium.</p> <h2>2. Personal Care Items</h2> <p>I was shocked when I went looking for my favorite container of <a href="http://www.amazon.com/gp/product/B000HK1ON0/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B000HK1ON0&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=KIVLRR2TJ3T2FZKE">Dr. Bronner's Castile Soap</a> only to find it costs several dollars more online than it does at my grocery store, even with free shipping. Some further investigation uncovered that the <a href="http://www.amazon.com/gp/product/B004LI6CDQ/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B004LI6CDQ&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=6L4KM5YFPDCLZG5I">Neutrogena mascara</a> I use costs $11 on Amazon compared to the $9 I spend at the corner drug store. And today as I write this article, there's a buy one, get one 50% off sale with my Rite-Aid Wellness Card. The same <a href="http://www.amazon.com/gp/product/B0016OCTLM/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B0016OCTLM&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=EJZKNDCACZDCWSTH">henna dye</a> I use to color my hair is an insane $50 on Amazon, versus the $25.95 I pay on Lush.com. (One area where Amazon wins? Sun care! Most sunscreens I use &mdash; organic and conventional &mdash; are several dollars less on the site.)</p> <h2>3. Cleaning Products</h2> <p>I find much better prices on cleaning supplies at discount clubs and big box stores. For example, <a href="http://www.amazon.com/gp/product/B000LUTVYA/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B000LUTVYA&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=I2XOO3OHXDXGWUKG">Pledge Furniture Polish</a> costs over $5 (with $7.41 shipping) on Amazon, versus the $3.93 at our Walmart store. A four-count box of <a href="http://www.amazon.com/gp/product/B001339ZMW/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B001339ZMW&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=D2SUMBIXTEU5QBWF">Mr. Clean Magic Erasers</a> costs nearly $10 on Amazon, compared to just $3.47 at Walmart. The list goes on. Plus, you can save a ton on cleaning products by making your own at home, which is what we've done for all-purpose cleaner, <a href="http://www.wisebread.com/5-diy-laundry-detergent-recipes">laundry detergent</a>, dish soap, dishwashing detergent, and more. (See also: <a href="http://www.wisebread.com/how-to-clean-everything-with-just-3-all-natural-cleaners?ref=seealso">How to Clean Everything With Just 3 All-Natural Cleaners</a>)</p> <h2>4. Fitness Gear</h2> <p>I love my FitBit fitness tracker, but I snagged it at a low price with a coupon at Kohl's. On Amazon, this wristband is a competitive $88, but you can still save some cash by shopping elsewhere and taking advantage of sales or store incentives.</p> <h2>5. Clothing and More</h2> <p>When it comes to clothing, shoes, and other apparel, you'll need to go on a case-by-case basis and shop around. Online retailers, like 6pm.com, offer great deals on all the top designers and often have codes for extra savings. Using coupons and taking advantage of seasonal sales can yield better prices on everyday wear at your local store. Sometimes Amazon has some incredible deals, like 70% off this cute <a href="http://www.amazon.com/gp/product/B00FQK4LCC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00FQK4LCC&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=LEQBRYIKUHXJBKBD">Kenneth Cole Skylar dress</a> &mdash; just $30. Other times, not so much. This <a href="http://www.amazon.com/gp/product/B00SAUXDE2/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00SAUXDE2&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=4OMDJ3B4UCJKLIR5">Calvin Klein baseball jacket</a> is $168 on Amazon, and $130 <a href="http://www1.macys.com/shop/product/calvin-klein-baseball-jacket?ID=1991108&amp;pla_country=US&amp;CAGPSPN=pla&amp;CAWELAID=120156340001568481&amp;catargetid=120156340001636759&amp;cadevice=c&amp;cm_mmc=Google_Mens_PLA-_-Men%27s+Apparel+-+Men%27s+Outerwear+-+GS_Calvin+Klein-_-70559928185_-_-_mkwid_btDxCFUh%7Cdc_70559928185%7C-%7CbtDxCFUh">on sale at Macy's</a>.</p> <p><em>This list isn't exhaustive by any means. We'd love to hear what items you've stopped buying on Amazon, or others that you won't buy anywhere else. Please leave your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/5-things-you-shouldnt-order-on-amazon">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-should-never-buy-at-the-dollar-store-and-10-you-should">10 Things You Should Never Buy at the Dollar Store (and 10 You Should)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-buy-at-costco">15 Things You Should Buy at Costco</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/101-ways-to-save-money-on-clothes">101 Ways to Save Money on Clothes</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-outlet-shopping-hacks-that-will-save-you-big">10 Outlet Shopping Hacks That Will Save You Big</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Amazon bargains discounts sales Mon, 30 Mar 2015 13:00:09 +0000 Ashley Marcin 1359516 at http://www.wisebread.com The 5 Best Indoor TV Antennas http://www.wisebread.com/the-5-best-indoor-tv-antennas <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-indoor-tv-antennas" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/boy_remote_control_000012606568.jpg" alt="Boy holding a remote control watching TV" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Not everyone needs a premium satellite HD package with thousands of channels to get the most out of their TV watching experience. The most popular shows on television tend to be on the basic cable channels and sometimes even that is too much for people. Whether TV is less of a passion and more your background noise of choice, or if it's just not in your budget to constantly pay for 50+ channels that you don't even watch, having a good indoor TV antenna is the best way to get the most out of your TV watching without breaking the bank with a monthly payment.</p> <h2>What is an Indoor TV Antenna?</h2> <p>Unlike their outdoor counterparts, indoor TV antennas don't sit on the roof to get signals. Rather, they sit atop the TV (or any other high area) and do the same work of catching airwaves to bring basic primetime networks to the television screen without a cable subscription.</p> <p>When saying &quot;indoor TV antenna,&quot; many people probably think of the old &quot;rabbit ears&quot; design that looks like two metal sticks coming out of a base to catch signals, but modern day antennas don't necessarily look like that. They come in more compact, convenient options now, looking like flat boxes that can rest on flat surfaces up high to get the best possible signal. Antennas can receive UHF (ultra high frequency) or VHF (very high frequency) signals, and it's usually best to get one that receives both, but depending on your area you might be able to get by with an antenna that only handles one type.</p> <p>One of the most important things to remember when buying an antenna like the ones in this article is that performance of any product will depend on your individual location. Some people are closer to transmitters than others, and some people might have certain things blocking signal coming from a certain direction that others don't have. It's a good idea to do research on antennas that have worked well in your area before finalizing your purchase.</p> <h2>Top 5 Indoor TV Antennas</h2> <h3>Mohu Leaf Antenna</h3> <p><a href="http://www.amazon.com/gp/product/B004QK7HI8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B004QK7HI8&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=NZHQ647YQECOSJRK"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/Mohu%20Leaf.jpg" width="200" height="200" align="right" alt="" /></a>The <a href="http://www.amazon.com/gp/product/B004QK7HI8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B004QK7HI8&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=NZHQ647YQECOSJRK">Mohu Leaf</a>, one of the best rated TV antennas on Consumer Search, is a super convenient model capable of picking up both UHF and VHF signals, though specializing in the former. If the signal is not strong enough, there is an amplified version of the product but be sure to check the quality of the regular version before you go upgrading, as the amplified signal could actually make reception worse for those in areas that don't need the extra power. This antenna is incredibly thin which helps it blend into the background easily and is black on one side and white on the other, giving you multiple options to match the style of the room.</p> <p>Moreso than many other indoor antenna options, the Mohu Leaf is not terribly dependent on its position in the room to get good signal because of its omnidirectional capabilities. While there is no question about the quality signal the Mohu Leaf provides, some customers have questioned whether this slightly pricier option is the only way to get such consistent results when other models seem to perform just as well. Still, the extra money is worth the promised effectiveness of this product.</p> <p><a href="http://www.amazon.com/gp/product/B004QK7HI8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B004QK7HI8&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=NZHQ647YQECOSJRK">Currently $39.95 on Amazon</a></p> <h3>Terk HDTVa Antenna</h3> <p><a href="http://www.amazon.com/gp/product/B0007MXZB2/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0007MXZB2&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=PQR4ABATQFS7QJSU"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/TerkHDTVa.jpg" width="200" height="200" align="right" alt="" /></a>The <a href="http://www.amazon.com/gp/product/B0007MXZB2/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0007MXZB2&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=PQR4ABATQFS7QJSU">Terk HDTVa</a> is a great option for anyone that needs an antenna that gets plenty of distance. Another Consumer Search favorite, this antenna can be used from up to 45 miles from transmitters and is recommended for those who live farther away rather than those who live close to them. UHF and VHF signals can be picked up by the Terk HDTVa as long as it is facing in the correct direction.</p> <p>Reviews claim this antenna is very particular about the way it's facing, meaning if your signals come from different directions, you will have to move this product to the direction you need, but the quality displayed is worth the extra effort. This is the amplified version of this product, so if you still need a directional antenna but have strong signal in your area, feel free to get the Terk HDTVi version of this product.</p> <p><a href="http://www.amazon.com/gp/product/B0007MXZB2/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0007MXZB2&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=PQR4ABATQFS7QJSU">Currently $55.76 on Amazon</a></p> <h3>Winegard FlatWave FL-5000 Antenna</h3> <p><a href="http://www.amazon.com/gp/product/B0063705PE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0063705PE&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=5H5XJP6SG4UA47X4"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/Winegard%20FlatWave%20FL-5000.jpg" width="200" height="200" align="right" alt="" /></a>Like the Mohu Leaf, the <a href="http://www.amazon.com/gp/product/B0063705PE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0063705PE&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=5H5XJP6SG4UA47X4">Winegard FlateWave FL-5000</a> boasts the convenience of being flat as paper and performing like a gem. Also similar to the Leaf, this antenna is black on one side and white on the other, making it easier to blend it into the aesthetics of the room depending on your needs. Reviews have claimed the best place for this antenna is in the window, and its decal-esque design makes it blend right in as well as fit into whatever place you might need to get the best reception.</p> <p>The Winegard FlatWave FL-5000 overall does not fall short performance-wise according to numerous reviews. In fact, this product has been compared to the Mohu Leaf as though they were twins, but with some minor differences that depending on the person might not be so minor. The biggest one is the power cable.&nbsp;Rather than a short white cable for the Mohu Leaf, which severely limits the placement options of the antenna or the TV, the Winegard FlatWave has a cable more than double the length at 15ft adding a new level of convenience to the experience of anyone trying to find that signal sweet spot.</p> <p>The one complaint people seem to have about this brand is that this extremely useful longer cable is black, making it a little harder on the eyes in a white room unlike the Mofu Leaf, whose cable is white. Depending on your needs and aesthetic pleasures, the Winegard FlatWave FL-5000 might be the perfect iteration of super-thin indoor TV antennas for you.</p> <p><a href="http://www.amazon.com/gp/product/B0063705PE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0063705PE&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=5H5XJP6SG4UA47X4">Currently $34.30 on Amazon</a></p> <h3>RCA Basic Indoor Antenna</h3> <p><a href="http://www.amazon.com/gp/product/B000HKGK8Y/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000HKGK8Y&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=IYIKCNW37QCSRAFO"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/RCA%20Basic%20Indoor%20Antenna.jpg" width="200" height="200" align="right" alt="" /></a>The least expensive option on this list is anything but lacking in quality. The <a href="http://www.amazon.com/gp/product/B000HKGK8Y/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000HKGK8Y&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=IYIKCNW37QCSRAFO">RCA Basic Indoor Antenna</a>&nbsp;comes with VHF and UHF reading capabilities thanks to the dipoles and UHF loop. The dipoles are extendable up to 3 ft, giving you a wider range of space to look for signals. Along with the VHF and UHF signals, the RCA Basic Indoor Antenna also picks up FM signals.</p> <p>Though this model is bulkier than most on this list, it can still comfortably sit atop or behind a tv, or on a small stand nearby depending where the best positioning is without destroying the flow of your room. It has a 4' cord attached to plug into the TV, giving you a little more leeway with distance and placement. With its low price and undeniable reliability in delivering excellent reception, many users have considered the RCA Basic Indoor Antenna the perfect model to satisfy their TV needs.</p> <p><a href="http://www.amazon.com/gp/product/B000HKGK8Y/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000HKGK8Y&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=IYIKCNW37QCSRAFO">Currently $7.49 on Amazon</a></p> <h3>Mohu Curve 30 Designer HDTV Antenna</h3> <p><a href="http://www.amazon.com/gp/product/B00F3ZO710/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00F3ZO710&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=AJ56HG7RUWTQJZ7R"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/Mohu%20Curve%2030%20Designer%20HDTV%20antenna.jpg" width="200" height="200" align="right" alt="" /></a>If you are not a fan of sticking something in your window, on your wall, or having something that looks like a traditional antenna, but still want great TV signal, then the <a href="http://www.amazon.com/gp/product/B00F3ZO710/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00F3ZO710&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=AJ56HG7RUWTQJZ7R">Mohu Curve 30 Designer HDTV Antenna</a> might be the right option for you. True to its name, the curve is a flat surface that can be shaped to stand and blend right into your room. If you decide you don't like it in the standing position, you can also lie it flat or stick it in your window; this is a model with many aesthetic options.</p> <p>The Mohu Curve 30 receives both UHF and DHF channels from up to 30 miles away in full 1080p, just like other members of this list, making it a top contender for performance as well as attractiveness. A 10' coax cord means there is plenty of wiggle room for placement, though it shouldn't have to move to much considering it is another omnidirectional model. Just keep in mind that the Mohu Curve 30 Designer HDTV Antenna will only work with TVs that have a digital tuner (built in or set-top). Still, this model is perfect for those craving excellent service with visual variety.</p> <p><a href="http://www.amazon.com/gp/product/B00F3ZO710/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00F3ZO710&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=AJ56HG7RUWTQJZ7R">Currently $49.99 on Amazon</a></p> <p><span style="font-family: Arial, Helvetica, sans-serif; font-size: 13px; font-style: normal; line-height: 22.1000003814697px;">And those are our recommendations for the best indoor TV</span><span style="color: rgb(0, 0, 0); font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 1.5;">&nbsp;antennas</span><span style="font-family: Arial, Helvetica, sans-serif; font-size: 13px; font-style: normal; line-height: 22.1000003814697px;">. As always, be sure to check out the&nbsp;</span><a href="http://www.wisebread.com/buying-calendar" style="font-family: Arial, Helvetica, sans-serif; font-size: 13px; font-style: normal; line-height: 22.1000003814697px;">Wise Bread Buying Calendar</a><span style="font-family: Arial, Helvetica, sans-serif; font-size: 13px; font-style: normal; line-height: 22.1000003814697px;">&nbsp;to learn when and how to buy just about anything!</span></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/janae-spinato">Janae Spinato</a> of <a href="http://www.wisebread.com/the-5-best-indoor-tv-antennas">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-hair-clippers">The 5 Best Hair Clippers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-fabric-softeners">The 5 Best Fabric Softeners</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-swiss-army-knives">The 5 Best Swiss Army Knives</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-aaa-batteries">The 5 Best AAA Batteries</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electric-can-openers">The 5 Best Electric Can Openers</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Buying Guides indoor television antenna product reviews tv Thu, 26 Mar 2015 21:00:11 +0000 Janae Spinato 1290300 at http://www.wisebread.com Best Money Tips: Worst Mistakes to Make at the Supermarket http://www.wisebread.com/best-money-tips-worst-mistakes-to-make-at-the-supermarket <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-worst-mistakes-to-make-at-the-supermarket" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_groceries_000024630006.jpg" alt="Couple making shopping mistakes at grocery store" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on the worst mistakes you can make at the supermarket, spring cleaning tricks, and smart ways to use mason jars.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.kiplinger.com/slideshow/spending/T050-S001-biggest-shopping-mistakes-at-the-supermarket/index.html">12 Worst Mistakes to Make at the Supermarket</a> &mdash; Don't let a recipe dictate the groceries you buy. Instead, plan meals around what you already have and what's on sale. [Kiplinger]</p> <p><a href="http://moneyning.com/better-yourself/5-tricks-for-conquering-spring-cleaning-chores-this-week/">5 Tricks for Conquering Spring Cleaning Chores This Week</a> &mdash; Tackling the entire house all at once can be overwhelming. Instead, focus on cleaning and organizing one room at a time. [MoneyNing]</p> <p><a href="http://www.popsugar.com/smart-living/Uses-Mason-Jars-24543776">16 Smart Ways to Use Mason Jars This Spring</a> &mdash; Use mason jars to bake tasty treats like cakes, pies, and pizzas. They're also great for portion control! [PopSugar Smart Living]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/0318/Five-great-budgeting-apps-to-keep-you-in-the-black">Five great budgeting apps to keep you in the black</a> &mdash; BillGuard works a lot like Mint, but with the added feature that they'll alert you when one of the merchants you've recently shopped with is hit with a security breach. [The Monitor]</p> <p><a href="http://www.creditsesame.com/blog/5-essential-habits-consumers-excellent-credit-scores/">5 Essential Habits of Consumers with Excellent Credit Scores</a> &mdash; People with excellent credit scores use a diverse mix of credit, often in the form of a mortgage, auto loan, and credit cards. [Credit Sesame]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.listenmoneymatters.com/connections-equal-capital-how-being-a-fan-can-pay-off/">Connections Equal Capital: How Being A Fan Can Pay Off</a> &mdash; Building quality relationships now can lead to many opportunities down the road. [Listen Money Matters]</p> <p><a href="http://www.moneyunder30.com/trick-yourself-into-saving-more-and-spend-less">5 Ways To Trick Yourself Into Saving More And Spending Less</a> &mdash; Wait 24 hours before you buy unnecessary items to make sure you aren't spending for emotional reasons. [Money Under 30]</p> <p><a href="http://www.positivityblog.com/index.php/2015/03/24/daily-optimism/">3 Simple Daily Habits That Will Help You to Stay Optimistic</a> &mdash; Create a supportive environment around you. Spend time with optimistic people who will help you get out of a rut or tell you when you're overthinking things. [The Positivity Blog]</p> <p><a href="http://consumerqueen.com/saving-money-2/frugal-tips/25-things-to-put-in-easter-eggs-besides-candy">25 Things to put in Easter Eggs&hellip;.besides CANDY!!</a> &mdash; Shake things up a bit this Easter. Instead of candy, stuff your plastic eggs with stickers, bouncy balls, mini dinosaurs, and other small, age-appropriate toys and knick-knacks. [Consumer Queen]</p> <p><a href="http://parentingsquad.com/5-must-start-habits-to-make-your-mornings-easier">5 Must-Start Habits to Make Your Mornings Easier</a> &mdash; Keep an eye on the clock while your family gets ready in the morning. You may even want to set a timer to alert your kids when they should be moving on to the next task. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-worst-mistakes-to-make-at-the-supermarket">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/sure-savings-at-the-supermarket-how-to-save-25-on-9-staple-items">Sure Savings at the Supermarket</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-supermarket-insider-reveals-5-ways-your-grocer-is-trying-to-upsell-you">A Supermarket Insider Reveals 5 Ways Your Grocer Is Trying to Upsell You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/who-pays-for-the-bridesmaid-dresses-when">Who Pays For the Bridesmaid Dresses When . . . ?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-ways-to-save-on-groceries-in-a-pinch">5 Easy Ways to Save on Groceries in a Pinch</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-credit-card-that-rewards-you-for-online-shopping-att-access-more-card-from-citi">A Credit Card That Rewards You for Online Shopping: AT&amp;T Access More Card From Citi</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips supermarket Wed, 25 Mar 2015 19:00:07 +0000 Amy Lu 1355662 at http://www.wisebread.com 13 Food Items to Always Buy in Bulk http://www.wisebread.com/13-food-items-to-always-buy-in-bulk <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/13-food-items-to-always-buy-in-bulk" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_buying_wine_000019154731.jpg" alt="Couple at the store buying wine in bulk" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It can be hard to decide what's worth buying in bulk. Are you getting a better deal? Will you use all of an item before it goes bad? (See also: <a href="http://www.wisebread.com/bulk-buying-basics-what-to-buy-how-to-store-and-money-saving-tips?ref=seealso">Bulk Buying Basics: What to Buy and Money Saving Tips</a>)</p> <p>Be sure to follow some general rules when you go shopping: Only buy things you always use and use often. Don't buy something you don't know if you like; try a single serving first (for example, a soup brand you like, but a new flavor you haven't tried). And, of course, always consult this list. (See also: <a href="http://www.wisebread.com/10-things-you-didnt-know-you-could-buy-in-bulk?ref=seealso">10 Things You Didn't Know You Could Buy in Bulk</a>)</p> <h2>1. Alcohol</h2> <p>If you're having a party, you can save some real cash by buying booze in bulk. The bigger the package of beer, the better the deal, and the same goes for spirits. Warehouse stores can offer some real savings, and in some states you don't have to be a member to buy alcohol. Even if you're buying wine from a wine shop, most offer discounts of 5%-15% for a case of 12.</p> <h2>2. Beans</h2> <p>Whether you buy your beans canned or dried, they last a long time and don't run a high risk of going bad before you use them all up. Dried beans offer the biggest savings, and can be cheaper when bought in larger quantities or from a bulk bin. When shopping at Costco or Sam's Club, packages of multiple cans of beans offer a per-can discount of around 15%.</p> <h2>3. Pasta</h2> <p>If you're a pasta lover, stop buying your dried pasta just one little package at a time. You can save up to 40% off the supermarket price by buying in bulk, including whole wheat varieties. The <a href="http://shelflifeadvice.com/grains-pasta-and-cereal/grains-and-pasta/pasta">shelf life of dried pasta</a> is up to two years in air-tight packaging, and many families eat it often, making it a bulk-buy must.</p> <h2>4. Oats</h2> <p>If you enjoy making oatmeal or baked goods using oats or oat flour, then you may want to consider buying wholesale. If you have the space and will use 50 pounds of oats, you can save nearly 70%. Even if you're buying out of the bulk bin or in bigger bags, there are still savings to be had. Make sure you store your oats in an airtight container.</p> <h2>5. Spices</h2> <p>The price difference for <a href="http://allnaturalsavings.com/2014/07/22/bulk-food-vs-packaged-food-price-comparisons/">bulk spices</a> and packaged spices at the grocery store can be huge. However, if you buy five pounds of cinnamon and then don't use it, then it's money wasted. Only buy spices in amounts that you know you'll use. This can be a great time to visit the bulk section of the market and measure out how much you want. One spice that's especially great to buy in bigger amounts is peppercorns. The whole variety keeps for longer, and since pepper goes in nearly everything, you'll keep your pepper mill stocked for cheaper.</p> <h2>6. Meat</h2> <p>If your family loves meat and you cook it often, then go ahead and buy ahead. The key to buying meat in bulk is to portion it out, wrap and package it well, and freeze it. If done properly, meat can last up to one year in a freezer. Be sure to compare prices, since sales at supermarkets can sometimes beat out warehouse store prices.</p> <h2>7. Dried Fruit</h2> <p>A great healthy snack, dried fruit can unfortunately be expensive. It's frequently cheaper at warehouse stores, assuming you will use all of those dried cranberries in a reasonable amount of time. If you shop at a grocery store with bulk bins, dried fruit can be a great buy. Make sure that you buy from bins that are busy and therefore get refilled often.</p> <h2>8. Canned Tomatoes</h2> <p>Canned tomatoes are an item used by home cooks and chefs alike, and they're more than handy to have around. They also last, so they're a great bulk buy. Buying a six-pack at a warehouse store can add up to 25% savings, and won't even take up that much room in your pantry.</p> <h2>9. Coffee</h2> <p>If you're a frequent coffee drinker and you don't buy your coffee in bulk, then it's time to make the switch. It makes economic sense as well as ecological sense. Buying in bulk <a href="http://www.bulkisgreen.org/bulk-questions-answers_5067_ct.aspx">saves on packaging</a>, and you'll get your fix all the same. It's best to buy whole beans, which stay fresh for longer and offer more flavor when freshly ground.</p> <h2>10. Rice and Grains</h2> <p>Grains are another great dry good to stock up on and save money. Buying bigger bags tend to offer real savings, as does buying from the bulk bin. Grains last as long as they are stored properly, but keep in mind that rice and <a href="http://wholegrainscouncil.org/recipes/storing-whole-grains">whole grain shelf lives</a> differ. For example, brown rice spoils faster because of higher oil content. Keep grains in a sealed container, away from sunlight and heat.</p> <h2>11. Sugar</h2> <p>For the bakers out there, going for the big bag of sugar should be a no-brainer. At Costco, you can <a href="http://allnaturalsavings.com/2013/10/28/costco-price-list-vs-grocery-store-price-list/">save 25% on sugar</a> by purchasing ten pounds rather than a two-pound bag. When stored in a cool and dry place, white sugar practically lasts forever. No need to beg for a cup from the neighbors!</p> <h2>12. Oils</h2> <p>Cooking oils such as olive oil are consistently cheaper when purchased in larger quantities, and if you cook with them often, go big. When specifically buying olive oil, make sure the glass container is a dark green to keep out sunlight, or buy in a metal container and transfer smaller amounts to your own bottle. Note that <a href="http://www.eatbydate.com/other/condiments/how-long-does-oil-last/">oil will go rancid</a>, so don't buy more than you can use.</p> <h2>13. Maple Syrup</h2> <p>Good maple syrup can be a costly food item, really putting a damper on your pancake breakfast plans. Luckily, the price gets a little more reasonable the bigger the container. You can order it online or visit a big box store &mdash; just compare price per ounce to get the best deal. Stored properly, it'll last for several months and drown dozens of pancakes.</p> <p><em>What are your regular bulk buys. Please share in comments &mdash; you have plenty!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/laurel-randolph">Laurel Randolph</a> of <a href="http://www.wisebread.com/13-food-items-to-always-buy-in-bulk">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-ways-to-save-on-groceries-in-a-pinch">5 Easy Ways to Save on Groceries in a Pinch</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-creative-ways-to-save-money-with-bulk-buying">6 Creative Ways to Save Money With Bulk Buying</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/breaking-the-bread-code-how-to-get-the-freshest-loaf">Breaking the Bread Code: How to Get the Freshest Loaf</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping bulk saving money warehouse stores wholesale Wed, 25 Mar 2015 15:00:07 +0000 Laurel Randolph 1353920 at http://www.wisebread.com 9 Ways to Spend Less on Your Significant Other (And Not Get Killed!) http://www.wisebread.com/9-ways-to-spend-less-on-your-significant-other-and-not-get-killed <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-ways-to-spend-less-on-your-significant-other-and-not-get-killed" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_opening_gift_000054352330.jpg" alt="Couple opening gift" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Being in a relationship is expensive &mdash; whether you've been together a day or a decade. That means that at some point you'll need to reign in the spending (unless your last name is Gates or Rockefeller). Here are nine ways to do it without ending up on your partner's hit list.</p> <h2>1. Buy Dollar Store Greeting Cards</h2> <p>Tangible cards are quickly losing their appeal in this digital world (I stopped sending out holiday cards five years ago to preserve time, money, and paper), though they're not bygone relics just yet. It's still nice to receive one every now and again. But at an average price of $3 to $7 a pop &mdash; yes, some cards cost as much as a small meal now &mdash; they can put a considerable dent in your gift-buying budget over the course of a year. To scale back, ditch the premium greetings and hit up the dollar store.</p> <p>&quot;I've been purchasing greeting cards from the dollar store ever since I discovered them a few years back,&quot; says Kedal Perez,&nbsp;<a href="http://www.couponsherpa.com">Coupon Sherpa</a>'s resident money-saving expert. &quot;I often find the perfect card &mdash; sometimes two &mdash; for just 50 cents, compared to Hallmark cards costing $4 and up. In addition to holidays, I like to buy 'just because' cards for my husband when I remember to be a good wife. This habit saves me a ton and conveys the sentiment I'm looking for.&quot;</p> <p>While you're there, don't forget to pick up other gift-giving essentials like gift bags, balloons, tissue paper, ribbons, and more.</p> <h2>2. Decorate a Gift Instead of Wrapping It</h2> <p>On one occasion, I didn't have birthday-specific gift wrap for a present for one of my nephews, and in a bind I decided to decorate the plain cardboard box with crayons. My lack of resources resulted in a gift with a thoughtful presentation that didn't cost any additional money. I've kept up this habit with other gifts throughout the year, keeping a considerable amount of cash in my pocket. You also can adopt this practice. Get creative, too. You can use all kinds of items &mdash; markers, glue and glitter, and other crafty-type items like bows and ribbons that you may have lying around.</p> <h2>3. Celebrate a Holiday Post-Holiday</h2> <p>Ready to be a prime-time savings boss? Celebrate big holidays like Valentine's Day and Christmas after February 14 and December 25. It'll probably take a bit of convincing on your part &mdash; having nothing to open on Christmas morning will seem strange &mdash; but if it works out for the both of you, you're looking at substantial markdowns on all the coveted gifts.</p> <p>&quot;My husband and I recently agreed to celebrate certain holidays [like Valentine's Day] after the fact to avoid mark-ups,&quot; Perez says. &quot;He bought me a beautiful bouquet of orange roses and white lilies on February 15, and I loved them just as much as I would have a day earlier.&quot;</p> <h2>4. Buy Flowers From the Grocery Store</h2> <p>Speaking of flowers, you're spending too much if you're going to a local florist. It's an unfortunate fact, because I like to support small business &mdash; but they just don't have the discount buying power that large chain supermarkets do. You will have to contend with a more limited selection, perhaps, but that's an easy compromise to make when a beautiful bouquet doesn't make you weep for all the wrong reasons.</p> <h2>5. Shop the Clearance Section for Gifts</h2> <p>I'm always keeping my eye out for the perfect gift for my husband, and I hit the jackpot when it's from the clearance section. Whenever I'm shopping &mdash; for anything &mdash; that's the first place I go. I bypass the new arrivals, to the eye rolls of the associates, and get my discount on. This is a great tactic to cut costs on birthday, holiday, and anniversary gifts (or just ordinary wardrobe updates), and you can walk away with some amazing deals if you're shopping well out of season.</p> <h2>6. Make a Gift If You Have the Skills</h2> <p>I like receiving shiny gadgets as gifts from my husband, but I would equally appreciate anything he gave me that was completely handmade. The kind of dedication it takes to make a handcrafted gift sends the message that he'd rather spend time on something thoughtful than buy an item that will never have an ounce of sentiment. Those handmade Christmas ornaments would be treasured forever, but I would replace the iPhone he bought me as soon as a new one was released.</p> <p>Brett Hamilton, whose business <a href="http://www.simple.be">SIMPLE.BE</a> was built on the idea of handmade gifts, agrees.</p> <p>&quot;My favorite way to give great gifts to my wife without spending too much is to custom-make practical gifts for her,&quot; he says. &quot;One year I made her a new waterproof duffle bag from vinyl trucker tarps for soccer games. Last year it was a black and white tote bag made from old recycled sails. She loved it so much.&quot;</p> <p>There is one slight complication with this tactic, however: Your SO might get used to the idea of receiving handmade gifts, so you may have to keep it up once you start it. But is that kind of appreciation really so bad?</p> <h2>7. Get Accustomed to Discount Dating</h2> <p>My husband and I have one rule for our dates (or at least I do): Never pay full price.</p> <p>Seriously, if you're planning dates at full retail value, you're doing it all wrong &mdash; and you're paying dearly for it.</p> <p>There's absolutely no reason you shouldn't be saving money on every date you have together, given the abundance and availability of daily-deal sites, coupon codes, free activities, BOGO deals, and other discount dating opportunities. Even when you can't find a discount, there's probably a way to shave off a few bucks if you're willing to adjust your plans. Take the movies, for instance. In my neck of the woods, a regular screening is no less than $12 (up to $22 when you start throwing in 3D and IMAX). But if you plan the date before noon, you can score $7 tickets at certain theaters like AMC. All you need is a little creative thinking to reduce of the cost of virtually any activity or meal date.</p> <p>Also, don't forget to use your military or students discounts where available. My husband forgets to ask about military discounts all the time, which is why it's a good thing he has me. I never forget, and with the money I saved him on this-and-that admission, he has enough left over to buy me lunch.</p> <p>I love when it works out like that.</p> <h2>8. Buy Refurbished Electronics When Appropriate</h2> <p>Some people are picky about the newness of their electronics, so you need to know your partner well enough to be certain they won't act like an ungrateful brat when they find out their gift is previously own or refurbished. Personally, I prefer that my phone is new &mdash; I don't like the idea of someone else using something that touches my face (I know it's clean, but still) &mdash; though I have no qualms with receiving, say, a refurbished iPad. Buying refurbished can save you hundreds of dollars &mdash; and these deals are available for a wealth of electronics, including video games &mdash; so whether or not to implement this tactic is a relevant conversation to have with your guy or girl.</p> <h2>9. Spend More Time and Effort Than Money</h2> <p>Now that we're past the materialistic and superficial things, let's get real: No amount of money you spend will ever equal the value of your time and effort. I touched on this a bit when I talked about handmade gifts, but it really applies to all aspects of your relationship. Gifts are nice, of course, but a reasonable person (read: a keeper) will choose a free date, gift, meal, or experience with you over something with a price tag any day. Learn how to pay attention to one another's needs before it jeopardizes the relationship, and you're on the right track to a happy life together. Good luck!</p> <p><em>Do you have any ideas on how to spend less on your significant other without getting killed? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/9-ways-to-spend-less-on-your-significant-other-and-not-get-killed">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/big-list-of-senior-discounts">Big List of Senior Discounts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/regifting-a-simple-how-to-guide">Regifting: A Simple How-To Guide</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-stuff-i-try-never-to-buy-new">The stuff I try never to buy new</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/90-off-is-not-a-deal-if-you-don-t-need-it">90% off is not a deal if you don’t need it.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/being-frugal-with-froogle">Being Frugal with Froogle</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Shopping bargains cheap gifts Dating Holidays romance Mon, 23 Mar 2015 17:00:07 +0000 Mikey Rox 1351086 at http://www.wisebread.com 10 Stupid Shopping Mistakes Even Smart People Make http://www.wisebread.com/10-stupid-shopping-mistakes-even-smart-people-make <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-stupid-shopping-mistakes-even-smart-people-make" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/lady_shopping_000011736667.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I bet you consider yourself a savvy shopper, and probably rightfully so. You search for online discount codes before checkout, pull up mobile coupons at the register, and buy in bulk when necessary. Yes, you're a veritable savings superstar &mdash; but I'm about ruin your day.</p> <p>Even the smartest shoppers make stupid mistakes &mdash; including me &mdash; by overlooking more savings opportunities right under their noses. That ends today. So you can smell what the Rox is cookin', take a look at these 10 buying blunders and change your spendthrift ways.</p> <h2>1. Not Stacking Coupons at Checkout</h2> <p>There's no question that you're using coupon codes at checkout when you're shopping online, but let's face it &mdash; that's amateur hour. Those of us in the major leagues know how to work the system to take advantage of the highest-level discount that we can possibly achieve.</p> <p>Take a recent purchase I made at Gap.com, for instance. I received a promo email touting 50% off one regular-price item, along with 35% off the rest of my purchase. I had to enter two separate codes for the deal. Since the system accepted two separate codes, I wondered if it would take a third, and I found a few online that seemed valid. The first one I entered was rejected, but the second one for an extra 10% off for card members was accepted. Since the system took three codes, I thought maybe it would take a fourth; free shipping &mdash; huzzah! By the time I checked out, I had reduced what was originally $222.75 to $80.79, and because I used my store card, I got reward points that will save me more on a future purchase.</p> <p>This won't work everywhere, mind you, since each retailer's system is different. But, like your momma always told you, you won't know until you try.</p> <h2>2. Bypassing the Refurbished Rack</h2> <p>I have to admit that I don't give much thought to refurbished products. I like the thought of having items that are new and untainted by grubby human hands because, well... they just make my soul feel right. Turns out I'm paying dearly for this snobbishness though, and I may have to reconsider.</p> <p>&quot;Not evaluating the refurbished sections at Sears, Best Buy, Dell, Apple, or other electronics retailers [is a mistake],&quot; says Phong Vu, CEO of DealScience. &quot;The electronics inside are almost always in tip-top shape and always come with a warranty &mdash; big red flag if there's no warranty. These aren't your dent-and-scratch items either. Nowadays, refurbished items look practically new.&quot;</p> <h2>3. Failing to Leverage Price Matching</h2> <p>This is a tactic I learned when I purchased an outdoor theater system for my home last summer. The salesperson at Best Buy told me he was going to consult the online store to see if there was a price difference between in-store and the website. (Nice guy, that one.) If there was a lower price, he would match it. There was, to my bank account's delight. As a result, I make sure to take advantage of this opportunity (if it exists) every time I make a high-price purchase wherever I shop.</p> <p>&quot;When Amazon came along, a lot of retailers like Best Buy, Walmart, and Target felt the price pressure,&quot; Vu explains. &quot;Each of these stores now matches Amazon (and each other) on price. Policies differ by store, so you'll need to read the fine print. In addition, Amazon even matches itself: If you find a lower price on an item you just bought within seven days, they'll give you a refund on the difference in price.&quot;</p> <h2>4. Shopping Like There's Wiggle Room in Your Budget</h2> <p>A lot of times we give up after we're satisfied that we've saved a certain amount &mdash; but is that the maximum amount you can keep for yourself? In some cases it isn't, which is why (if you're dedicated to recouping every last cent you can) you should buy like your budget depends on it (because it does). This is a particularly useful habit when you're booking travel.</p> <p>&quot;Savvy shoppers can utilize Airbnb, HomeAway, and other [short-term rental] sites on vacation for cheaper accommodations,&quot; Vu suggests. &quot;In many cases, you can rent a fully furnished house or apartment for less than your typical hotel chain, like Marriott or Hilton.&quot;</p> <p>As a short-term rental host myself, it's important for me to press this issue. Personally, I offer an entire two-story, three-bedroom home near the beach for less per night than local one-room hotel accommodations. I also undercut all the competition in my area and offer the most amenities, so my guests are truly getting their money's worth on their vacation accommodations.</p> <p>Remember, though, that this habit doesn't only apply to vacations. You should be shopping like there's no wiggle room in your budget on anything &mdash; from groceries to gym membership.</p> <h2>5. Buying Something Just Because It's on Sale</h2> <p>Even though I'm a personal finance expert, I'm still only human &mdash; and I'm guilty of falling prey to falling prices. There have been plenty of times that I've bought things just because they were on sale (hello, holiday decorations), and it's a character flaw that I'm actively trying to correct.</p> <p>I wonder if they have anonymous meetings for discount Christmas décor hoarders...</p> <p>&quot;Buying something solely because it is on sale is one of the best ways to waste your money,&quot; says Sarah Giller Nelson of Less is More organizers. &quot;Before you purchase something on sale, ask yourself if you would still buy it if it was full price. If the answer is no, then save your money for something to come along that you truly love.&quot;</p> <p>&quot;I see this a lot with my more creative clients,&quot; adds Katherine Trezise of Absolutely Organized. &quot;They purchase storage containers, decorative items, and craft supplies simply because they like the way they look and therefore assume they could use them &mdash; somehow, someday,&quot; she says. &quot;I encourage my clients to wait to shop for something until they are ready to put it into use or give it away. Someday is not a day of the week.&quot;</p> <p>Sage advice. These two are never allowed in my basement.</p> <h2>6. Not Negotiating Financing</h2> <p>This is another one of those why-didn't-I-think-of-this tips, but I understand how you can wave the white flag during the financing part of the deal after heavy price negotiating. You don't want to seem cheap or greedy &mdash; but that self-consciousness will cost you. Take the advice of millennial finance expert and author of <a href="http://www.amazon.com/gp/product/B00RI0JE9I/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00RI0JE9I&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=2QDCGFXUJO3YUHLT">The Broke and Beautiful Life</a><em>,</em> Stefanie O'Connell, and go in for the kill anyway. You'll thank yourself later.</p> <p>&quot;One major shopping blunder is working hard to find and negotiate the best price, but failing to apply that same strategy when it comes to financing the purchase,&quot; O'Connell says. &quot;On a mortgage, for example, many people take the first quote they get from their lender. It's far more likely that a negotiation of a few percentage points on the interest rate of a 15 to 30 year loan will pay off more than negotiating a few thousand dollars on closing costs.&quot;</p> <h2>7. Ignoring the Fine Print of Credit Cards</h2> <p>This probably seems like Shopping Savvy 101, but most of us pay more attention to the perks of a credit card than the fine print. This is precisely the purpose of all those attractive incentives: Dangle something shiny in front of your eyes, and you'll totally overlook the ruse. Consider this a reminder to keep your wits about you, especially at the cash wrap.</p> <p>&quot;Signing up for a store credit card may seem like a good idea for even the most savvy shoppers &mdash; who doesn't want 20% off their first purchase?&quot; asks Kevin Fleming, founder of Credit Forums. &quot;The truth is, however, that many <a href="http://www.wisebread.com/store-credit-cards-that-dont-suck">store cards</a> have high interest rates, hidden fees, and lots of fine print. For example, many store cards offer a 0% introductory period with no interest if paid in full. This may seem like a great deal for those who want to finance a large purchase, like a new TV. But there's a huge catch: If you don't pay off your purchase by the end of the introductory period, you may owe deferred interest.&quot;</p> <p>In other words, don't apply for plastic without reading the fine print.</p> <h2>8. Costly Assumptions on Past Experiences</h2> <p>Has a retailer put a bad taste in your mouth because of its high prices? Have you avoided that retailer ever since? Well, you might be doing yourself a disservice.</p> <p>&quot;Comparing prices is a fundamental savings strategy, but sometimes assumptions get the best of us,&quot; warns Kendal Perez, savings expert at<a href="http://www.couponsherpa.com"> Coupo</a>n<a href="http://www.couponsherpa.com"> Sherpa</a>. &quot;For example, my mom purchased a griddle for my husband and me on Christmas, buying it from a local store in town. She was shocked to find it for $20 less at another local shop known for high prices, since she assumed it would cost more there.&quot;</p> <p>You know the saying: Old habits die hard &mdash; until you start bleeding cash.</p> <h2>9. Letting &quot;Vacation Brain&quot; Control Your Wallet</h2> <p>Deny it all you want, but we all know Perez is talking about you (and me):</p> <p>&quot;With Spring Break coming up, many of us will allow 'vacation brain' to take over and bust budgets on 'just one more drink' or a pricey excursion in the spirit of YOLO,&quot; she says.</p> <p>I often write about splurging on vacation &mdash; and sometimes that's okay &mdash; but you don't need to ball like a Rockefeller on every getaway. Unless, of course, you like eating powdered mac-and-cheese when you get home. Otherwise, reign it in, vacation like the average American you are, have a couple meals at Le Sizzler, and come home with change to spare.</p> <h2>10. Not Speaking Up When You've Been Overcharged</h2> <p>This is a foreign concept to me because I have a big mouth, but I can see how the meek and timid can get steamrolled if they're not careful. But if you stick with me, kid, you'll learn how to complain at the register and annoy everybody else in line just like the rest of us.</p> <p>&quot;Selecting something you think is on sale only to find it rings up for more is irritating, but failing to tell the cashier about it and buying the item anyway is not smart,&quot; Perez says. &quot;Whether it's a passive nature or not wanting to be 'that guy' holding up the line with a price check, staying silent can be costly.&quot;</p> <p><em>Do you have other stupid shopping mistakes that even smart people make? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/10-stupid-shopping-mistakes-even-smart-people-make">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-15"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-coupons-for-everyone-a-review-of-the-couponizer-and-a-giveaway">Are Coupons For Everyone? A Review of the Couponizer (and a Giveaway)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-ways-to-save-on-groceries-in-a-pinch">5 Easy Ways to Save on Groceries in a Pinch</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-you-shouldnt-order-on-amazon">5 Things You Shouldn&#039;t Order on Amazon</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-best-deals-coupons-sites">50 Best Deals and Coupon Sites</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-food-items-to-always-buy-in-bulk">13 Food Items to Always Buy in Bulk</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping coupons price matching sales saving money Tue, 17 Mar 2015 17:00:11 +0000 Mikey Rox 1344239 at http://www.wisebread.com