Shopping http://www.wisebread.com/taxonomy/term/1/all en-US Best Money Tips: Things You Shouldn't Buy Until After Christmas http://www.wisebread.com/best-money-tips-things-you-shouldnt-buy-until-after-christmas <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-things-you-shouldnt-buy-until-after-christmas" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/woman-tv-shopping-Dollarphotoclub_70193108.jpg" alt="woman tv shopping" title="woman tv shopping" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on things you shouldn't buy until after Christmas, ways to avoid overeating during the holidays, and things you need to stop doing when you work.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.smartasset.com/blog/money-saving-tip/10-things-you-shouldnt-buy-until-after-christmas/">10 Things You Shouldn't Buy Until After Christmas</a> &mdash; Wait until January to buy high-end TVs; you'll see discounts ranging from 5-10 percent more than the best offers in November and December. [SmartAsset]</p> <p><a href="http://www.gretchenrubin.com/happiness_project/2014/12/fighting-holiday-food-temptation-try-these-13-tips/">Fighting Holiday Food Temptation? Try These 13 Tips</a> &mdash; One way to avoid overeating is to get everything you want to eat onto your plate. Once it's gone, that's it &mdash; no seconds. [Gretchin Rubin]</p> <p><a href="http://www.positivityblog.com/index.php/2014/12/17/stop-doing-when-you-work/">3 Things You Need to Stop Doing to Yourself When You Work</a> &mdash; If unfinished work is dragging you down, make a deal with yourself to work on it for 2 minutes. At the end of the two minutes, you may find that you actually want to continue &mdash; and that will get you to the finish line. [The Positivity Blog]</p> <p><a href="http://www.marcandangel.com/2014/12/14/7-rituals-you-should-steal-from-extremely-creative-people/">7 Rituals You Should Steal From Extremely Creative People</a> &mdash; Use your downtime for daydreaming to help incubate ideas and solutions to complex problems. [Marc and Angel Hack Life]</p> <p><a href="http://www.popsugar.com/smart-living/Old-Sock-Craft-Ideas-36086128">Put a Sock in It! 23 Smart Ways to Upcycle Your Spare Socks</a> &mdash; Turn your old socks into reusable Swiffer pads! [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.dumblittleman.com/2014/12/habit-need-accomplish-goals-2015.html">The Only Habit You Need to Accomplish All Your Goals for 2015</a> &mdash; If you turn your goals into habits, you won't need to rely on discipline to carry you through &mdash; it'll be automatic. [Dumb Little Man]</p> <p><a href="http://www.everybodylovesyourmoney.com/2014/12/17/5-unusual-ways-save-money-2.html">5 Unusual Ways to Save Money</a> &mdash; Stop using paper towels. Use hand towels instead &mdash; or even better, cut up old T-shirts. [Everybody Loves Your Money]</p> <p><a href="http://www.goodfinancialcents.com/lessons-learned-starting-business/">5 Crucial Lessons I Learned by Starting My Own Business</a> &mdash; Make sure you have an established client base before you dive in. You can test the waters by treating your business like a side hustle at first. [Good Financial Cents]</p> <p><a href="http://www.pickthebrain.com/blog/4-steps-meaningful-career-raising-family/">4 Steps to a Meaningful Career While Raising a Family</a> &mdash; The first step is to know what is most important to you, and then commit to it. [Pick The Brain]</p> <p><a href="http://parentingsquad.com/how-to-host-a-gingerbread-house-throw-down">How to Host a Gingerbread House Throw Down</a> &mdash; Have your materials ready to go: a can of white icing for each team, butter knives for spreading, and any other decorating materials you need to challenge your guests. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-things-you-shouldnt-buy-until-after-christmas" class="sharethis-link" title="Best Money Tips: Things You Shouldn&#039;t Buy Until After Christmas" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-things-you-shouldnt-buy-until-after-christmas">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/holiday-gift-giving-for-the-truly-broke">14 Gift Ideas for the Truly Broke</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/i-went-christmas-shopping-with-fake-money">I Went Christmas Shopping With Fake Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/christmas-shopping-with-fake-money-time-to-get-started">Christmas Shopping With Fake Money: Time to Get Started</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-resist-buying-just-one-more-present">How to Resist Buying Just One More Present</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-money-on-christmas-this-year">How to Save Money on Christmas This Year</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping best money tips christmas shopping Fri, 19 Dec 2014 20:00:06 +0000 Amy Lu 1270495 at http://www.wisebread.com How to Buy the Best Mattress for the Least Money http://www.wisebread.com/how-to-buy-the-best-mattress-for-the-least-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-buy-the-best-mattress-for-the-least-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/woman-laying-on-mattress-Dollarphotoclub_21789058.jpg" alt="woman laying on bed" title="woman laying on bed" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If a house and a car are the two most important purchases in your life, a mattress makes a solid case as the third. (See also: <a href="http://www.wisebread.com/guide-to-buying-a-used-car-without-going-crazy?ref=seealso">How to Buy a Car Without Going Crazy</a>)</p> <p>Without the right knowledge, a mattress purchase can also become like the other two &mdash; very expensive. So rest easy by checking out this buyer's guide.</p> <h2>Increase Your Knowledge</h2> <p>Before any major purchase, it is important to research your options. The first step in this process is to take a visit to mattress store or manufacturer and lie down on a few different options that are available to you. Take notes on what you like and might be interested in. Visit both regional businesses as well as larger, national stores to get an idea on how prices range.</p> <p>Greg Beuerle, of <a href="http://www.purecraftedbeds.com">Pure Crafted Beds</a> recommends small, regional mattress manufacturers for the best value. Local companies &quot;can't compete on volume with the 'big boys,' so they tend to produce higher quality beds at lower price points. That $3,500 [name brand] bed might cost $1,800 from a small manufacturer and have the exact same or even higher quality components.&quot; To know this information, the research you do is going to be essential.</p> <p><a href="http://www.themattressunderground.com/">The Mattress Underground</a> is a great place to do your research, gather credible information from knowledgeable experts and ask questions before you make your purchase. Beuerle suggests any Amazon review you look for be only from &quot;verified buyers&quot; as any others can be inflated or from someone who has never slept on the mattress.</p> <h2>Know What You Are Buying</h2> <p>Before you buy a mattress, you need to know what's inside of it. Beuerle, whose family has been in the mattress business since 1946, advises:</p> <p>&quot;You need to know the density of any foam, and the gauge and quality (tempered or non-tempered) of any innerspring. The most common foams in the mattress industry is 1.0 to 1.5 pound density. Look for foam density of at least 1.8 pound, and preferably higher (density goes up to 2.4 pound for conventional foam). Density numbers for latex and memory foam are much higher (3 to 5+ pound). This is an area of great confusion because while a density of 2.4 pound for conventional foam is great, it's not-so-great for a latex or memory foam.&quot;</p> <h2>Test Out Multiple Models</h2> <p>Start with the least expensive and then work your way to the more costly models. This way you don't become attached with an expensive mattress when a cheaper one would have made you just as happy.</p> <p>Also remember, &quot;every bed feels great when they're brand new,&quot; says Beuerle. This might be especially true if you've been on your feet all day or are especially exhausted because your current mattress just isn't cutting it anymore. Therefore, look for a 30 to 90 day window for full returns, which will allow you to try out the mattress. (As a side note, you may want to buy a mattress protector if you are going to take advantage of this return policy as stains, rips, and tears are going to make your return impossible.)</p> <h2>Look for Places to Save Money</h2> <p>If you have settled on a mattress and are looking for a time or place to buy it, then now is the time to look for all the ways you can save money. Typically, mattresses go on sale during federal holidays like Memorial Day, Presidents Day, and Labor Day.</p> <p>At larger stores, the price on the mattress is not the price you should pay. Negotiate that price down as much as you can. The smaller, regional stores will more than likely not be able to negotiate the price or only by a small amount. You may also be able to negotiate a box spring, free delivery, or a mattress pad into the deal that will save you even more money.</p> <p>Buying a mattress should never be an impulse purchase. If you buy at the spur of the moment or when your back is feeling its worst, you'll find yourself spending far more money than necessary. The best way to spend the least amount of money is by doing your due diligence with research. Learn everything you can about the mattresses you are interested in, test out your favorites a couple of times, and stick to your budget.</p> <p><em>What steps did you follow to buy your mattress? Tell us about it in comments!</em></p> <a href="http://www.wisebread.com/how-to-buy-the-best-mattress-for-the-least-money" class="sharethis-link" title="How to Buy the Best Mattress for the Least Money" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/how-to-buy-the-best-mattress-for-the-least-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-buy-and-avoid-buying-in-november">What to Buy (and Avoid Buying) in November</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-buy-and-avoid-buying-in-april">What to Buy (and Avoid Buying) in April</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ultimate-gift-guide-thoughtful-ideas-for-every-list-and-every-budget">Ultimate Gift Guide: Thoughtful Ideas for Every List and Every Budget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-panini-presses">The 5 Best Panini Presses</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/18-little-food-shopping-mistakes-you-need-to-stop-making-today">18 Little Food Shopping Mistakes You Need to Stop Making Today</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping back pain buying guide mattress shopping sleep Fri, 19 Dec 2014 18:00:08 +0000 Linsey Knerl 1270231 at http://www.wisebread.com 10 Things in Your Pantry That Don't Last as Long as You Think http://www.wisebread.com/10-things-in-your-pantry-that-dont-last-as-long-as-you-think <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-things-in-your-pantry-that-dont-last-as-long-as-you-think" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/pantry-food-Dollarphotoclub_34705108.jpg" alt="pantry food" title="pantry food" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There's kind of a general assumption that &quot;non-perishable&quot; food means that it'll last forever. That's far from accurate, however, and if you're not careful, consuming out-of-date or spoiled pantry items means your meals won't be as nutritious or flavorful as they might be &mdash; and you could be risking your health. (See also: <a href="http://www.wisebread.com/can-i-eat-this-a-quick-guide-to-expiration-dates-and-food-safety?ref=seealso">Can I Eat This? A Quick Guide to Expiration Dates</a>)</p> <p>How do you know which staples are susceptible? Here's a list of 10 common cupboard items to keep an eye on.</p> <h2>1. Tea</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/tazo%20tea.jpg" alt="" /></p> <p>Tea has plenty of health benefits &mdash; like giving you <a href="http://www.wisebread.com/drink-your-tea-types-health-benefits-and-how-to-brew-a-perfect-cup">more energy to exercise and reducing the risk of heart attack</a> &mdash; but only if it's stored properly.</p> <p>&quot;<a href="http://www.prevention.com/food/healthy-eating-tips/food-safety-how-tell-when-food-spoiled">Antioxidants decrease an average of 32%</a> after 6 months on the shelf, according to a 2009 study in the Journal of Food Science,&quot; reports Prevention.com. &quot;These antioxidants, known as catechins, may decrease your risk of several types of cancer, but they are sensitive to both oxygen and light. Sadly, tea, unlike wine, does not improve with age.&quot;</p> <p>To maximize tea's efficacy, store in a sealed container in the fridge.</p> <h2>2. Spam</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/spam%20can.jpg" alt="" /></p> <p>If you're stocking up on food to ride out the impending zombie-pocalypse, Spam is a great option to fortify your nutritional reserves. Yeah, nutrition and Spam is an oxymoron, but when there's very little food left on the planet, whatever you have is nutritious. You just better hope the crisis is over in less than 17 years &mdash; because that's when non-perishables of even maximum strength preservative power start to throw in the towel.</p> <p>&quot;I'm far from a food expert, but my wife and I bought a can of Spam in 1997 thinking that it would last forever,&quot; admits Dr. Dave Popple, president of a leadership development firm. &quot;This year it split one of the seams [because] it was so bloated. Now I can say our love has lasted longer than a can of Spam.&quot;</p> <p>Let's hope it lasts longer than the zombie-pocalypse too. Or just check the &quot;<a href="http://www.spam.com/spam-101/what-is-the-shelf-life-of-spam-products">Best by</a>&quot; date on the bottom of the can before opening the can.</p> <h2>3. Canned Ham and Seafood</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/canned%20tuna.jpg" alt="" /></p> <p>I didn't call eww on Spam, but I am calling super yuck on canned ham and seafood. There's just something about meat in a four-year-old metal cylinder that's completely unappetizing. To each his own, I guess &mdash; but if you've been letting next year's holiday feast-in-a-tin sit in your pantry, prepare to spend Christmas getting your stomach pumped.</p> <p>Madison Kotack, digital marketing manager at <a href="http://www.mealkitsupply.com">Meal Kit Supply</a>, warns, &quot;Some canned hams and seafoods cannot be stored at room temperature, as many people might assume.&quot;</p> <h2>4. High-Acid Canned Goods</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/canned%20fruit%20vegetables.jpg" alt="" /></p> <p>Kotack also weighs in on high-acid canned goods like tomatoes. &quot;Canned tomatoes only last 12 to 18 months, while many assume the full 2 to 5 years of standard canned foods,&quot; she says. &quot;High-acid foods contain natural chemicals that continually corrode the container, which can alter the taste, texture, and nutritional value of the food over a long period of time.&quot;</p> <p>To avoid ingesting a potentially dangerous product, always check the expiration date before opening.</p> <h2>5. Dried Herbs and Ground Spices</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/dried%20herbs.jpg" alt="" /></p> <p>I know what you're thinking &mdash; how can dried herbs and spices possibly go bad? It's not so much that they actually go bad, per se, but they don't pack as much of a punch after a while. (See also: <a href="http://www.wisebread.com/how-to-store-herbs-to-make-them-last-longer-and-taste-better?ref=seealso">How to Store Herbs to Make Them Last Longer and Taste Fresher</a>)</p> <p>&quot;Herbs and spices don't last as long as you think,&quot; says Lisa Wells, a blogger at Cook Eat Paleo. &quot;They lose their flavor and color over time and should be replaced. Dried herbs will last one to three years, but if they start to lose their scent that's a good indication that the flavor will be weak. Ground spices should be used within six to nine months for maximum flavor.&quot;</p> <h2>6. Whole Grain Flour, Nuts, and Seeds</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/nuts%20jar.jpg" alt="" /></p> <p>If you're not a fan of pancakes that taste like turpentine, keep an eye on your whole grain flour along with any nuts and seeds you keep in the pantry.</p> <p>&quot;People think that whole grain flour and nuts and seeds last forever, but the natural oils in these go rancid quickly,&quot; explains Dr. Sharon Palmer, author of <a href="http://www.sharonpalmer.com/">Plant-Powered for Life</a>. &quot;This not only makes these products taste awful &mdash; that familiar paint thinner flavor and odor &mdash; and it's not a healthy habit to eat oxidized, rancid food.&quot;</p> <p>As an alternative to the pantry, Dr. Palmer recommends storing these items in the freezer.</p> <h2>7. Potatoes</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/potatoes.jpg" alt="" /></p> <p>A lot of people think that potatoes are still consumable as long as they don't have &quot;eyes,&quot; and even then I bet a good portion of those people just pick them off and prepare the potatoes anyway. Unfortunately, that's not a very smart way to eat your starches.</p> <p>In the pantry, potatoes last only one to two weeks at room temperature, according to <a href="http://www.stilltasty.com/">StillTasty.com</a>, but anywhere from two to three months when stored in a cooler dark area (45 to 55 degrees). That doesn't mean you should refrigerate your potatoes, however. Refrigeration can give the spuds a sweet taste and cause them to darken when cooked. Prepare the potatoes and freeze them, and they're good to go for up to a year.</p> <p>The site also advises to store the potatoes in a loosely covered sack or basket to allow for air circulation. Keep them away from onions, too, as the chemical reaction between the two will speed up the spoilage process.</p> <h2>8. Brown Rice</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/brown%20rice.jpg" alt="" /></p> <p>While brown rice lasts a good six to eight months in the pantry, that's not always a foolproof way to ensure that it's consumable, mainly because you don't know how long it sat on the shelf before you bought it. Thus:</p> <ul> <li>If it has a sour smell, like rancid oil, it's bad;</li> <li>If it's dusty or oily, it's bad;</li> <li>If it contains mold, bugs, insect eggs, or other &quot;things&quot; in it (which is a real possibility; I'm not making this up), it's reeeeally bad.</li> </ul> <p>And if that's not enough to make you want to run for sheriff of the Brown Rice Police Department, let holistic health coach Wendy Kuhn impart her wisdom upon you:</p> <p style="margin-left: 40px;">&quot;Until this fall, I talked about how if you had healthy choices available in your pantry all of the time, it makes it easier to pull together healthy meals at the last minute,&quot; she says. &quot;I still believe that, but my timeline and quantities have changed significantly after a horrendous pantry moth invasion. The moths started in my brown rice and expanded to virtually all of my food products (except for canned goods). Not only did I have to throw out hundreds of dollars worth of food, but getting rid of them non-toxically was a huge and time-consuming challenge.&quot;</p> <p>Now, before you run to the pantry and throw out all your food, here are ways to prevent this nightmarish invasion from happening to you.</p> <p style="margin-left: 40px;">&quot;First, store food (whether it comes in boxes, plastic bag or sealed packages) in sealed glass containers,&quot; Kuhn advises. &quot;This moves people away from storing in plastic, which, especially as a breast cancer survivor, is a practice that I think is a good thing. Secondly, I have become a proponent of buying what you need. I no longer buy huge quantities of grains, but only enough for a few meals. The upside of this is that shopping for these essentials more often also means buying fresh produce more frequently, which is always a good thing. My point is, even though you think grains, cereals, flour, mixes, and other foods last forever, the pantry moths love them just a little bit too much and, trust me, it is not worth it.&quot;</p> <p>Alas, nothing can get rid of that phantom itch you have all over your body right now. You're welcome.</p> <h2>9. Cereal</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/cereal.jpg" alt="" /></p> <p>Your favorite breakfast cereal doesn't exactly spoil, but I'm sure you've noticed in the past that it's gotten stale. It's not immune to everyday elements, and it'll start <a href="http://www.huffingtonpost.ca/2013/05/10/shelf-life-pantry-foods-_n_3248107.html">losing its texture and flavor</a> about three to four months after its been opened. (But let's be honest with ourselves here; those Fruity Pebbles don't last long in your house.) To extend cereal's shelf life, keep the box well covered so it stays crisper, longer.</p> <h2>10. Coffee</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u5123/coffee%20bean%20cup.jpg" alt="" /></p> <p>You don't have to worry about any nefarious living organisms infiltrating your coffee, but the pick-me-up does start to lose its flavor after a week or two in the pantry. Stash it in the fridge to preserve its full strength (and to keep the coffee thieves at bay).</p> <p><em>Do you know of other pantry staples to that don't last as long as we think they do? Let us know in the comments below.</em></p> <a href="http://www.wisebread.com/10-things-in-your-pantry-that-dont-last-as-long-as-you-think" class="sharethis-link" title="10 Things in Your Pantry That Don&#039;t Last as Long as You Think" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/10-things-in-your-pantry-that-dont-last-as-long-as-you-think">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-unusual-but-necessary-staples-to-add-to-your-pantry">12 Unusual (But Necessary!) Staples to Add to Your Pantry</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-frugal-food-changes-you-can-make-today">25 Frugal Food Changes You Can Make Today</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/18-pantry-foods-that-keep-longer-than-you-think">18 Pantry Foods That Keep Longer Than You Think</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The Best 5 Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> </ul> </div> </div> </div> </div> Food and Drink Shopping expiration dates food waste pantry shelf life Staples Thu, 18 Dec 2014 18:00:08 +0000 Mikey Rox 1269733 at http://www.wisebread.com 18 Little Food Shopping Mistakes You Need to Stop Making Today http://www.wisebread.com/18-little-food-shopping-mistakes-you-need-to-stop-making-today <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/18-little-food-shopping-mistakes-you-need-to-stop-making-today" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/woman-shopping-supermarket-Dollarphotoclub_66765758.jpg" alt="woman grocery shopping" title="woman grocery shopping" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Think you've got your grocery game on lock? Check yourself before you wreck yourself with this list of food shopping mistakes that could bruise your ego &mdash; and your wallet.</p> <h2>1. Never Go on an Empty Stomach</h2> <p>This is a no-brainer, for sure, but we're all guilty of taking a trip to the supermarket when there's a <em>rumbly in our tumbly</em>. Heck, it might even be our own subconscious way of torturing ourselves just so we'll give in and sneak that pack of Oreos into the cart. But if any situation had buyer beware written all over it, it's this one. Satisfy your hunger pangs before shopping so you can get in and out with exactly what you intended to buy and nothing more.</p> <h2>2. Make a List Before You Leave the House</h2> <p>Shopping without a list is a recipe for disaster that can quickly turn what was meant to be a reasonably priced trip to the market into a budget-busting excursion. When you're not armed with a list, you'll notice all kinds of things that you think you need, but really don't. Personally, when I forget my list I find myself trying to convince myself that we're running low on an item that most likely we're not &mdash; and that's exactly why there are four bottles of ketchup in my fridge. Learn from my occasional mistake and plan ahead.</p> <h2>3. Plan Your Weekly Menu So You Don't Overbuy</h2> <p>I like this idea from a Facebook friend, and part of it's something that I already do. To ensure that I'm eating healthy as much as I can, I create a weekly menu so my meals are set in stone. It's so much easier to make dinner after work when the plan is already in place. The twist here is to use that menu as your shopping list as well. Check the recipes to determine exactly what you need and in what quantities and buy only those ingredients. You end up with less waste in your trash at the end of the week and more cash in your pocket.</p> <h2>4. Becoming a Victim of &quot;Base Value Neglect&quot;</h2> <p>Ever heard of &quot;base value neglect&quot;? I hadn't either, and it totally made me rethink my food-shopping strategy. According to Thomas Nitzsche of <a href="http://www.clearpointccs.org">ClearPoint Credit Solutions</a>, base value neglect is &quot;when shoppers assume that a 'bonus pack' or larger packaging at a warehouse store is the best deal.&quot; Kind of a shocker, right? We sort of just presume that buying in larger quantities will cost less, but that's not always true. Nitzsche recommends using a smartphone calculator to break down the cost per unit to ensure that you're actually getting the best value.</p> <h2>5. Choosing Canned (or Even Fresh) Veggies Over Frozen</h2> <p>Food educator Kimmell Proctor <a href="http://www.goodeatsteach.com">specializes in family wellness</a>, and she thinks many of us are making a poor choice by choosing canned (and sometimes fresh) fruits and vegetables instead of their frozen equivalents. &quot;Frozen fruits and veggies are picked at their peak of ripeness so they're still loaded with nutrients and flavor &mdash; without the added sodium and preservatives of canned fruits and veggies,&quot; she says. &quot;Not to mention, frozen produce is far less expensive than its fresh counterparts.&quot;</p> <h2>6. Buying Healthy Protein Sources in Small Packages</h2> <p>If you've ever compared the price of a small package of nuts versus a larger quantity, you'll discover that you're probably paying less in terms of price per ounce when you go a bit bigger. &quot;Nuts, seeds, and dried fruit are all nutrient-dense, smart-sense snack foods that boast naturally long shelf lives. Beans are inexpensive but rich plant-based protein sources,&quot; Proctor explains. &quot;Save money and eat well by sourcing these nutritious foods in the bulk aisles.&quot;</p> <h2>7. Wasting Salad Greens by Choosing Prepackaged</h2> <p>It's a familiar scenario in my fridge that I buy two packages of salad greens per week with the intent of consuming every last leaf before they go bad, but it doesn't always work out that way. In fact, buying these prepackaged greens may be a bad idea all around. Proctor says, &quot;Not only do those bags of prepackaged salad mixes cost far more than loose, fresh greens, but they also don't last as long. Lettuces and other leaves wilt and become soggy twice as fast when bagged than when stored in your fridge's crisper drawer. Save money and the time of additional shopping trips by avoiding 'convenience' packaging.&quot;</p> <h2>8. Forgetting to Shake the Produce</h2> <p>If you have the good fortune of bumping into me at the supermarket, you'll see me shaking the wet produce like it did something wrong to me. Why am I doing that? Because I'm paying by weight for much of my produce, and excess water drives the price up. &quot;Take a moment to dry your produce if it has just been sprayed with water &mdash; it'll weigh and therefore cost less,&quot; advises Jamie Novak, author of <a href="http://www.amazon.com/gp/product/0470549009/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0470549009&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=DRXGOZONXJR24ID7">Stop Throwing Away Money</a>. &quot;And ask the employee to knock off any encrusted ice before packaging your purchase,&quot; she adds.</p> <h2>9. Being Too Shy in the Checkout Aisle</h2> <p>Have you changed your mind about a certain product once you're in the checkout line? That's totally okay; you're under no obligation to buy anything. So instead of sucking it up and paying for it because you don't want to &quot;inconvenience&quot; anybody, let the cashier know that you decided not to purchase it. He or she will take it back and put it behind the register. Case closed.</p> <h2>10. Grabbing a Cart Instead of a Shopping Basket</h2> <p>There's a perfect analogy for this problem, considering that Thanksgiving has just passed. When you have a large plate in front of you, you have a tendency to fill it up, no? Then you feel guilty and bloated and curse the holidays. With a smaller plate, however, you would have eaten less because you wouldn't have been able to fit so much food it. The same concept applies to your grocery cart. When you get the large one, you increase the danger level that you'll start throwing things in that you don't need. On the flipside, if you grab a hand basket before making your way through the aisles, you're less likely to make impulse buys because you don't have the capacity to carry it. Common sense, really, but it's an easy fix that's often overlooked.</p> <h2>11. Leaving Without a Rain Check If the Sale Product Is out of Stock</h2> <p>If you've missed out on a great deal because other savvy shoppers have bum-rushed the aisle and depleted the stock, ask the store manager if there's a rain check available. Often times there are, so you can take advantage of those savings at a later date.</p> <h2>12. Overlooking Fresh Food by the Case If You Have a Large Family</h2> <p>Vanessa Cassini, owner of the family lifestyle blog <a href="http://www.livesimplynatural.com">Live Simply Natural</a>, knows firsthand how hard it is to feed a family of four on a budget. One tip she offers is buying produce by the case if your family consumes it quickly. &quot;Many produce managers at your local grocery stores will provide a discount for buying a whole case of fruits or veggies,&quot; she says. &quot;We regularly purchase 40 pound cases of bananas or 50 pound bags of carrots for almost half the cost since we buy it by the case. Coconuts regularly cost $3 to $4 each, but a case of 12 is only $9-$14 at [some] local markets.&quot;</p> <h2>13. Skipping Over Your Local Farmer or Co-Op First</h2> <p>Many of us think that buying produce from the farmer down the street will be more expensive than the grocery store because the grocery store has buying power the keep the cost down. Not always so. Cassini recommends visiting locally owned markets and stands to scout better deals. &quot;Farmers' markets provide some of the best quality produce at prices that are very competitive,&quot; she says. &quot;For example, organic bell peppers at my regular grocery store cost $4 each; our farmers market sells them for $1.99 a pound.&quot;</p> <h2>14. Failing to Give Store-Brand Food a Chance</h2> <p>I'm a hardcore name-brand loyalist (for no particular reason; it's just what I grew up eating), so it takes a lot of convincing for me to switch brands &mdash; especially to generic, store brands. Part of that might have to do with the packaging &mdash; I like all the bright colors and characters on my name-brand junk food &mdash; but you can save a bundle if you're willing to make the psychological sacrifice. Heck, you might even find out you like it. &quot;Many private label products are of equal if not better quality than some of their branded counterparts,&quot;&nbsp;<a href="http://www.quenchagency.com">says the Quench Agency's annual Food &amp; Beverage Trends Report</a>. &quot;Some retailers are launching premium plus private label products that don't resemble the private labels of years gone by.&quot;</p> <h2>15. Slacking on Your Pre-Trip Savings Skills</h2> <p>Are you using every savings tool available to reduce your grocery bill? Coupons, apps, weekly sales, and other strategies can save you a bundle &mdash; but you have to use them. I understand that sometimes we get lazy, or we're just too busy to clip this week, or we forget the coupons when we go shopping, but these mistakes will cost you dearly. I look at grocery shopping as a tactical maneuver, and I attack it as such. If you want to save the most money you can, you've got to work for it; super savings rarely come easily.</p> <h2>16. Buying Items Just Because You Have a Coupon For It</h2> <p>When you clip a coupon that you're on the fence about or that seems like a good deal even though you don't need the item, sit down, stare at it for one full minute, and decide whether this is a coupon that will save you money or one that will cost you money. If you don't need the item and you didn't budget for it, it's costing you money, not saving it. Beware of the coupons that require you to purchase multiple items to get the discount, also. Like $1 off when you buy two of something. It's often a trap, and you're falling right into it.</p> <h2>17. Falling for the &quot;Buy 10 for $1 Each&quot; Marketing Gimmick</h2> <p>I see this advertised in sales circulars all the time &mdash; 10 Whatevers for $1 Each &mdash; and I'm sure you do, too. These are great deals, for sure, but you may have been a bit blindsided if you're buying 10 items because you think it's required in order to qualify for the deal. That's not usually the case, actually. &quot;It's very rare that you actually need to buy the specified amount,&quot; says Kiyo Wiesnoski, owner of <a href="http://www.mispriced.co/">MisPriced.co</a>. &quot;The items are the same price regardless of how many you buy. If you don't really need 10 of an item, don't buy 10. Also, some items have large signs that mimic 'sale' signs, but are actually just advertising the regular, everyday price. Make sure you lift those signs up to see the original price first.&quot;</p> <h2>18. Glossing Over the Sales Ad Before Shopping</h2> <p>How do you know if the items on your list are on sale if you don't take a look at the sales circular first? It's worth a quick look to inform your shopping trip and your savings. If something you don't necessarily need right now isn't on sale, wait a week and check next week's circular. No reason to pay full price when you have a little patience.</p> <p><em>Do you have any food shopping tips to share with me that I didn't cover here? Let us know in the comments below.</em></p> <a href="http://www.wisebread.com/18-little-food-shopping-mistakes-you-need-to-stop-making-today" class="sharethis-link" title="18 Little Food Shopping Mistakes You Need to Stop Making Today" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/18-little-food-shopping-mistakes-you-need-to-stop-making-today">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-you-can-cut-grocery-expenses-today">13 Ways You Can Cut Grocery Expenses Today</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-grocery-shop-for-five-on-100-a-week">How to Grocery Shop for Five on $100 a Week</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-places-to-get-coupons-online">The Best Places to Get Coupons Online</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/want-to-save-a-bundle-on-your-groceries-consider-you-local-asian-market">Save a Bundle on Your Groceries: Consider Your Local Asian Market</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping food shopping groceries grocery shopping shopping Tue, 16 Dec 2014 10:00:10 +0000 Mikey Rox 1268203 at http://www.wisebread.com Best Money Tips: Ways to Save on Amazon http://www.wisebread.com/best-money-tips-ways-to-save-on-amazon <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-save-on-amazon" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/man-laptop-boxes-459045441-small.jpg" alt="man laptop boxes" title="man laptop boxes" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on ways to save on Amazon, how much money you can make as an Uber or Lyft driver, and tips to help you choose a financial advisor!</p> <h2>Top 5 Articles</h2> <p><a href="http://www.mydollarplan.com/ways-to-save-money-shopping-on-amazon/">14 Ways to Save Even More Money Shopping on Amazon</a> &mdash; Get cashback on certain categories of purchases via Ebates, FatWallet, BeFrugal, TopCashBack, and Mr. Rebates. [My Dollar Plan]</p> <p><a href="http://www.moneyunder30.com/how-much-money-can-you-really-make-driving-for-uber-or-lyft">How Much Money Can You Really Make Driving for Uber or Lyft?</a> &mdash; Money for gas, tolls, maintenance, self employment taxes and other hidden costs will cut into your profits. [Money Under 30]</p> <p><a href="http://www.experian.com/blogs/news/about/financial-advisor/">How to Choose a Financial Advisor</a> &mdash; Your financial advisor should be more interested in your bottom line than theirs. [Experian]</p> <p><a href="http://www.popsugar.com/smart-living/Biggest-Waste-Money-30959451">28 of the Biggest Money Wasters, According to Real People</a> &mdash; Buying food and drinks at gas stations may be convenient, but you can be sure the prices are inflated much higher than what you might pay at a grocery store. [PopSugar Smart Living]</p> <p><a href="http://moneysmartlife.com/money-habits-20s/">The Money Habits You Develop in Your 20s Will Help OR Hurt You for the Rest of Your Life</a> &mdash; Many young people want the good life, and they want it now. This kind of lifestyle is expensive and a surefire way to get into deep debt. [Money Smart Life]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.creditsesame.com/blog/holiday-decor-without-denting-your-budget/">Deck the Halls Without Letting Holiday Décor Dent Your Budget</a> &mdash; Fill clear flower vases with candy canes, pinecones, and other festive baubles for cheap and easy holiday décor. [Credit Sesame]</p> <p><a href="http://parentingsquad.com/7-tips-on-volunteering-over-the-holidays">7 Tips on Volunteering Over the Holidays</a> &mdash; Charity organizations aren't the only ones that need volunteers. Local schools, town halls, and recreational and senior centers could also use the help! [Parenting Squad]</p> <p><a href="http://moneyning.com/retirement/3-unusual-ways-to-stretch-your-retirement-budget-a-little-further/">3 Unusual Ways to Stretch Your Retirement Budget a Little Further</a> &mdash; You can save on living costs by moving to a college town, where you'll likely have access to quality public transportation and health care services, as well as rich cultural experiences. [MoneyNing]</p> <p><a href="http://blog.equifax.com/tax/filing-taxes-early-six-ways-to-prepare-right-now/">Filing Taxes Early? Six Ways to Prepare Right Now</a> &mdash; Your 1099s can help you calculate your income, but you don't actually need to submit them with your tax return. [Equifax]</p> <p><a href="http://www.financialsamurai.com/be-careful-justifying-your-spending-as-an-investment/">Be Careful Justifying Your Spending as an Investment</a> &mdash; If you call something an investment, you're assuming that it'll provide a return sometime in the future &mdash; but that's not always the case. [Financial Samurai]</p> <a href="http://www.wisebread.com/best-money-tips-ways-to-save-on-amazon" class="sharethis-link" title="Best Money Tips: Ways to Save on Amazon" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-save-on-amazon">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-amazon-url-hack-generator-save-big">The AMAZON URL hack generator. Save big $$$.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-places-to-get-cheaper-diapers">5 Places to Get Cheaper Diapers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-it-worth-paying-more-for-faster-shipping">Is it worth paying more for faster shipping?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/filler-strategies-for-amazon-s-free-super-saver-shipping">Filler Strategies for Amazon’s Free Super Saver Shipping</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping Amazon best money tips Wed, 03 Dec 2014 21:00:13 +0000 Amy Lu 1263267 at http://www.wisebread.com Ultimate Gift Guide: Thoughtful Ideas for Every List and Every Budget http://www.wisebread.com/ultimate-gift-guide-thoughtful-ideas-for-every-list-and-every-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ultimate-gift-guide-thoughtful-ideas-for-every-list-and-every-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/gift_guide_image_text.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you have your shopping list ready? Are you checking it twice? And are you at a loss for what to get your friends and family? Instead of wandering the busy mall hoping for inspiration, we&rsquo;ve got hundreds of gift ideas for everyone on your list, no matter what your budget. (See also: <a href="http://www.wisebread.com/5-steps-to-stress-free-holiday-gift-giving?ref=seealso">5 Steps to Stress-Free Holiday Giving</a>)</p> <p><strong><a href="http://www.wisebread.com/wise-bread-gift-guide-gifts-that-save-money">25 Gifts That Save Money</a></strong></p> <p>Want to go a step beyond gifts that are useful? Every single one of the items on this list can help save money. Now THAT is a gift that keeps on giving.</p> <p><strong><a href="http://www.wisebread.com/31-great-gifts-that-keep-on-giving">31 Great Gifts that Keep on Giving</a></strong></p> <p>Don't give something that'll end up in the junk drawer. Instead, try one of these creative gifts that will be appreciated for months (or even years!) to come.</p> <p><strong><a href="http://www.wisebread.com/25-awesome-useful-gifts">25 Awesome, Useful Gifts</a></strong></p> <p>Eliminate the phrase &quot;it's the thought that counts&quot; by giving one of these awesome, useful gifts.</p> <p><strong><a href="http://www.wisebread.com/25-thoughtful-and-frugal-personalized-gift-ideas">25 Thoughtful and Frugal Personalized Gift Ideas</a></strong></p> <p>You don&rsquo;t need to spend a fortune to show someone you care. Find something cool to give in this collection of affordable personalized gift ideas.</p> <p><strong><a href="http://www.wisebread.com/unusual-gift-ideas-for-a-memorable-holiday-season">Unusual Gift Ideas for a Memorable Holiday Season</a></strong></p> <p>Every year I struggle to find meaningful gifts for relatives that they will appreciate instead of adding to the clutter of &quot;stuff&quot; they own. Here are a few of my favorite ideas.</p> <p><strong><a href="http://www.wisebread.com/fine-art-makes-fine-gifts">How to Buy Art as Gifts</a></strong></p> <p>Beautiful original art doesn&rsquo;t have to be expensive. Often, it costs no more than you&rsquo;d spend on a sweater at the mall or a gift certificate for a nice restaurant. In other words, entirely within many holiday gift budgets.</p> <p><strong><a href="http://www.wisebread.com/9-awesome-kitchen-gifts">9 Useful Kitchen Gifts</a></strong></p> <p>There some kitchen items that have become part of my life in the past year that I now can't live without, that would make great gifts.</p> <p><strong><a href="http://www.wisebread.com/10-great-holiday-gifts-from-the-thrift-store">10 Great Gifts From the Thrift Store</a></strong></p> <p>This year, lessen your carbon footprint, support your local economy, save money, and give to charity all at the same time &mdash; buy gifts at the thrift store. (See also: <a href="http://www.wisebread.com/10-things-to-look-for-every-time-you-visit-a-thrift-store?ref=seealso">10 Things to Look for at a Thrift Store</a>)</p> <p><strong><a href="http://www.wisebread.com/11-last-minute-gift-ideas-for-under-15">10 Last-Minute Gift Ideas for Under $15</a></strong></p> <p>Find the perfect gift in the nick of time, with 10 last-minute gift ideas that cost less than $15.</p> <p><strong><a href="http://www.wisebread.com/25-great-gifts-for-5-or-less">25 Great Gifts for $5 or Less</a></strong></p> <p>Need some non-crafty, hardly homemade gift ideas, all for less than $5? Here are 25 with something suitable for nearly everyone on your gift list.</p> <p><strong><a href="http://www.wisebread.com/make-your-own-coupons-20-great-free-gift-ideas">20 Great, Free Gift Ideas</a></strong></p> <p>You don't need money to give great gifts &mdash; instead, give the gift of your time with one of these thoughtful ideas.</p> <p><strong><a href="http://www.wisebread.com/holiday-gift-giving-for-the-truly-broke">14 Gift Ideas for the Truly Broke</a></strong></p> <p>The holidays are already upon us, and some of us are completely and utterly broke. Here are a few ideas for time and skill-related gifts that you can give to friends and family, and maybe even acquaintances.</p> <p><strong><a href="http://www.wisebread.com/how-to-spend-almost-nothing-on-gifts-this-year">10 Gift Ideas That Cost Almost Nothing</a></strong></p> <p>We all love to give gifts, but sometimes tight budgets make it difficult. Use these ideas to give thoughtful gifts without spending much &mdash; or any &mdash; money. (See also: <a href="http://www.wisebread.com/cheap-and-easy-holiday-shopping-at-the-dollar-store?ref=seealso">Holiday Shopping at the Dollar Store</a>)</p> <p><strong><a href="http://www.wisebread.com/25-gifts-you-can-make-today">25 Gifts You Can Make Today</a></strong></p> <p>There's still time to craft an affordable, meaningful homemade gift with one of these 25 awesome ideas.</p> <p><strong><a href="http://www.wisebread.com/10-homemade-liqueurs-to-bottle-now-for-tasty-holiday-gifts">10 Homemade Liqueurs to Bottle for Tasty Gifts</a></strong></p> <p>Infused alcohols, or liqueurs, are easy to make at home and are always welcome gifts.</p> <p><strong><a href="http://www.wisebread.com/15-unique-holiday-gifts-you-can-bake">15 Delicious Gifts You Can Bake</a></strong></p> <p>Holiday baking is a sweet tradition, and you'll find plenty of traditional holiday baking ideas here, plus a few new ones for some sweet holiday surprises.</p> <p><strong><a href="http://www.wisebread.com/7-savory-holiday-food-gifts">7 Savory Food Gifts</a></strong></p> <p>I love sweets, but by the time December gift-giving comes around, I can feel my cavities forming. Here are some savory alternatives to traditional sugary gifts.</p> <p><strong><a href="http://www.wisebread.com/gifts-for-the-person-who-has-everything">Gifts for the Person Who Has Everything</a></strong></p> <p>It&rsquo;s always hard to have a person on your list who has everything. Here are some gift ideas for just for them.</p> <p><strong><a href="http://www.wisebread.com/20-gifts-for-the-guy-who-has-everything">20 Gifts for the Guy Who Has Everything</a></strong></p> <p>What do you get for the guy who seems to have everything (or, at least, wants almost nothing)? Check out this list of practical and experience-based gifts.</p> <p><strong><a href="http://www.wisebread.com/gift-ideas-for-practical-people">Gift Ideas for Practical People</a></strong></p> <p>What do you buy for people who hate to spend? These gift ideas will thrill the cheapskate on your list by saving them money.</p> <p><strong><a href="http://www.wisebread.com/holiday-gifts-for-your-co-workers">20 Gift Ideas for Your Co-Workers</a></strong></p> <p>Bonus or no bonus, the gifts in this guide to giving to co-workers won't break your holiday budget. (See also: <a href="http://www.wisebread.com/the-best-frugal-office-party-foods?ref=seealso">Frugal Office Party Foods</a>)</p> <p><strong><a href="http://www.wisebread.com/10-unique-holiday-gifts-for-booklovers">21 Perfect Holiday Gifts for Book Lovers</a></strong></p> <p>It's hard to buy a book lover the right book. These bookish gifts, some for reading, some to make reading easier, are bound to please your bibliophiles.</p> <p><strong><a href="http://www.wisebread.com/10-gifts-for-your-boss">10 Gifts for Your Boss</a></strong></p> <p>Buying a gift for a boss will make them feel appreciated, which they're sure to reciprocate.</p> <p><strong><a href="http://www.wisebread.com/20-great-holiday-gifts-for-home-cooks">20 Great Gifts for Home Cooks</a></strong></p> <p>The best thing about giving cool, thoughtful kitchen gifts to the avid home cook? The delicious home cooked gifts you'll enjoy for years to come.</p> <p><strong><a href="http://www.wisebread.com/christmas-gifts-for-teachers-10-great-possibilities">10 Great Gifts for Teachers</a></strong></p> <p>No more apples, mugs, or other unwanted gifts. This year, consider one of these 10 winners, all suggested by teachers.</p> <p><strong><a href="http://www.wisebread.com/15-great-diy-gifts-for-geeks">15 Great DIY Gifts for Geeks</a></strong></p> <p>Whether your geek is into comics, Star Wars, Lego, or steampunk, you can make a cool, thoughtful gift they'll love once for being DIY and twice for being nerdcore.</p> <p><strong><a href="http://www.wisebread.com/8-gifts-the-man-in-your-life-really-wants">8 Gifts the Man in Your Life Really Wants</a></strong></p> <p>Truthfully, no man wants a cardigan for Christmas. Here are some surefire gifts to make the men in your life smile.</p> <p><strong><a href="http://www.wisebread.com/10-holiday-stocking-stuffers-for-techies">10 Holiday Stocking Stuffers for Techies</a></strong></p> <p>Stuff your favorite techie's stockings with some of these great gadgety gifts.</p> <p><strong><a href="http://www.wisebread.com/9-holiday-gifts-to-give-the-neighbor-you-like">9 Gifts to Give the Neighbor You Like</a></strong></p> <p>If strong fences make good neighbors, what do great gifts make? Give a couple of these this holiday season and find out!</p> <p><strong><a href="http://www.wisebread.com/20-fitness-gifts-for-15-or-less">20 Fitness Gifts for $15 or Less</a></strong></p> <p>From cyclists to swimmers, find great (and inexpensive!) gifts for the fitness-lovers in your life.</p> <a href="http://www.wisebread.com/ultimate-gift-guide-thoughtful-ideas-for-every-list-and-every-budget" class="sharethis-link" title="Ultimate Gift Guide: Thoughtful Ideas for Every List and Every Budget" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/lynn-truong">Lynn Truong</a> of <a href="http://www.wisebread.com/ultimate-gift-guide-thoughtful-ideas-for-every-list-and-every-budget">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/holiday-gifts-for-your-co-workers">20 Gift Ideas for Your Co-Workers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-holiday-gifts-to-give-the-neighbor-you-like">9 Gifts to Give the Neighbor You Like</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-holiday-stocking-stuffers-for-techies">10 Holiday Stocking Stuffers for Techies</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-great-gift-ideas-for-geeky-fanboys-and-fangirls">10 Great Gift Ideas for Geeky Fanboys and Fangirls</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-gift-ideas-for-crafters">12 Gift Ideas for Crafters</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping Buying Guides buying guide gift guide gifts holiday gift guide Thu, 27 Nov 2014 10:00:08 +0000 Lynn Truong 1098827 at http://www.wisebread.com Best Money Tips: Surprising Ways to Save on Groceries http://www.wisebread.com/best-money-tips-surprising-ways-to-save-on-groceries <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-surprising-ways-to-save-on-groceries" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/grocery-475243795-small.jpg" alt="grocery shopping" title="grocery shopping" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on surprising ways to save on groceries, money myths debunked by experts, and reminders that'll change how you think.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.thesimpledollar.com/12-surprising-ways-to-save-on-groceries">12 Surprising Ways to Save on Groceries</a> &mdash; Shop on Wednesdays. That's usually when grocers release their weekly circulars, so you'll get first dibs on sale items. [The Simple Dollar]</p> <p><a href="http://www.benzinga.com/general/education/14/11/5010612/12-money-myths-just-debunked-by-experts">12 Money Myths Just Debunked by Experts</a> &mdash; Investing in companies that make everyday products may not be the best idea. [Benzinga]</p> <p><a href="http://www.marcandangel.com/2014/11/16/9-good-reminders-that-will-change-the-way-you-think/">9 Good Reminders That Will Change the Way You Think</a> &mdash; Remember that the best way to serve yourself and others is to give yourself what you need. Don't ignore your needs. [Marc and Angel Hack Life]</p> <p><a href="http://www.everybodylovesyourmoney.com/2014/11/17/get-done-working-home.html">How to Get More Done When Working From Home</a> &mdash; Create a space just for work. When you're in this space, you'll be less tempted to do non-work related tasks. [Everybody Loves Your Money]</p> <p><a href="http://parentingsquad.com/5-easy-thanksgiving-side-dishes">5 Easy Thanksgiving Side Dishes</a> &mdash; The best part about mashed sweet potatoes? You can pop them in the slow cooker and forget about them until it's time to eat! [Parenting Squad]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.popsugar.com/smart-living/Best-Target-Black-Friday-Deals-2014-36124891">79 Productive Things to Do in Front of the TV</a> &mdash; You can do lots of crafty things with the TV running, like knit, paint, sketch, and sew! [PopSugar Smart Living]</p> <p><a href="http://www.listenmoneymatters.com/high-cost-poor-health-care/">The High Cost of Poor Health Care</a> &mdash; With health care costs so high, it's important to try to stay as healthy as you can. Cooking at home makes a huge difference, and it's less expensive than dining out. [Listen Money Matters]</p> <p><a href="http://www.themoneyprinciple.co.uk/take-these-seven-steps-and-watch-your-income-grow/">Take These Seven Steps and Watch Your Income Grow</a> &mdash; Start by getting a good education (not necessarily a degree) and developing new skills. [The Money Principle]</p> <p><a href="http://www.moneyunder30.com/why-that-black-friday-sale-might-not-be-such-a-deal">Why That Black Friday Sale Might Not Be Such a Deal</a> &mdash; There are usually better deals on TVs and fitness equipment in January than on Black Friday. [Money Under 30]</p> <p><a href="http://www.cleverdude.com/content/save-money-by-re-purposing-your-outdoor-furniture-for-the-winter/">Save Money by Re-Purposing Your Outdoor Furniture for the Winter</a> &mdash; If you have the room, you can move your outdoor furniture to indoor spaces. This will keep them out of the winter weather and you'll get more use out of them. [Clever Dude]</p> <a href="http://www.wisebread.com/best-money-tips-surprising-ways-to-save-on-groceries" class="sharethis-link" title="Best Money Tips: Surprising Ways to Save on Groceries" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-surprising-ways-to-save-on-groceries">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The Best 5 Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/breaking-the-bread-code-how-to-get-the-freshest-loaf">Breaking the Bread Code: How to Get the Freshest Loaf</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-grocery-shop-for-five-on-100-a-week">How to Grocery Shop for Five on $100 a Week</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-easy-ways-to-stretch-your-grocery-dollars">20 Easy Ways to Stretch Your Grocery Dollars</a></span> </div> </li> </ul> </div> </div> </div> </div> Food and Drink Shopping best money tips groceries Wed, 19 Nov 2014 20:00:08 +0000 Amy Lu 1257547 at http://www.wisebread.com Best Money Tips: Secret Tactics for Shopping at Warehouse Stores http://www.wisebread.com/best-money-tips-secret-tactics-for-shopping-at-warehouse-stores <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-secret-tactics-for-shopping-at-warehouse-stores" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/woman-shopping-178630538-small.jpg" alt="woman shopping" title="woman shopping" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some terrific articles on secret tactics for shopping at warehouse stores, getting organized even when you don't have time, and conquering indecision.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneytalksnews.com/7-secret-tactics-warehouse-stores-dont-want-you-know">7 Secret Tactics Warehouse Stores Don't Want You to Know</a> &mdash; Beware the fear of missing out! If you don't really need or want something, it doesn't matter if it won't be available for purchase next week. [Money Talks News]</p> <p><a href="http://www.getorganizedwizard.com/blog/2014/11/10-quick-tips-master-time-management/">10 Quick Tips to Get Organized When You're Short on Time</a> &mdash; Setting time frames for your daily tasks will help you keep up with your schedule. [Get Organized Wizard]</p> <p><a href="http://www.stevenaitchison.co.uk/blog/8-truths-to-conquering-indecision">8 Truths to Conquering Indecision</a> &mdash; Know that it's OK to change your mind &mdash; any decision can be replaced by another. [Change Your Thoughts - Change Your Life]</p> <p><a href="http://www.popsugar.com/smart-living/Neat-Freak-Tips-35312800">How to Become the Neat Freak You've Always Dreamed of Being</a> &mdash; Buy or make drawer dividers to organize your underwear, socks, and everything else. [PopSugar Smart Living]</p> <p><a href="http://moneyminiblog.com/family/family-productivity/">How to Increase Your Entire Family's Productivity</a> &mdash; And the end of the week, get together with your spouse to prepare next week's schedule. This way, you'll both know what's coming up. [Money Mini Blog]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.mybanktracker.com/news/20-something-spending-habits-to-avoid">4 Bad Spending Habits to Avoid in Your 20s</a> &mdash; Don't splurge on experiences at the expense of your savings account! You can create lasting memories without the lasting debt. [My Bank Tracker]</p> <p><a href="http://www.freemoneywisdom.com/save-money-like-boss/">Save Money Like a Boss</a> &mdash; Business owners think in terms of assets and liabilities &mdash; you can do the same with your finances. What assets are bringing in money, and what liabilities are taking money out of your wallet? [Free Wisdom]</p> <p><a href="http://www.creditdonkey.com/financial-aid-mistakes.html">23 Financial Aid Mistakes to Avoid</a> &mdash; Leaving blank spaces on your FAFSA may delay the processing of your application. If you don't know the answer to a question, or it doesn't apply to you, enter &quot;0&quot; or &quot;Not Applicable.&quot; [Credit Donkey]</p> <p><a href="http://www.debtroundup.com/gratitude-breeds-success/">How Gratitude Breeds Success</a> &mdash; True gratitude encourages you to focus on reaching your goals in a way that benefits others as well as yourself. [Debt Roundup]</p> <p><a href="http://parentingsquad.com/how-to-survive-the-holidays-with-your-in-laws">How to Survive the Holidays With Your In-Laws</a> &mdash; Avoid hot button topics that you know will provoke an argument. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-secret-tactics-for-shopping-at-warehouse-stores" class="sharethis-link" title="Best Money Tips: Secret Tactics for Shopping at Warehouse Stores" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-secret-tactics-for-shopping-at-warehouse-stores">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/maximize-your-membership-16-tips-to-shopping-warehouse-stores">Maximize Your Membership: 16 Tips to Shopping Warehouse Stores</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-the-best-mattress-for-the-least-money">How to Buy the Best Mattress for the Least Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ultimate-gift-guide-thoughtful-ideas-for-every-list-and-every-budget">Ultimate Gift Guide: Thoughtful Ideas for Every List and Every Budget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-in-your-pantry-that-dont-last-as-long-as-you-think">10 Things in Your Pantry That Don&#039;t Last as Long as You Think</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-buy-at-costco">15 Things You Should Buy at Costco</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping best money tips warehouse stores Mon, 17 Nov 2014 20:00:04 +0000 Amy Lu 1255767 at http://www.wisebread.com The 5 Best Electric Can Openers http://www.wisebread.com/the-5-best-electric-can-openers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-electric-can-openers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/electric%20can%20opener.jpg" alt="electric can opener" title="electric can opener" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>While an electric can opener is particularly useful for those that have joint pain, they deserve a spot in any well-utilized kitchen. The best electric can openers are simple to operate and can handle a variety of can shapes and sizes with ease. By avoiding contact with the can or lid during the opening process, electric can openers help you avoid cutting your fingers, thus making them the safer option to have at home.</p> <h2>What Is an Electric Can Opener?</h2> <p>An electric can opener is an electronic kitchen appliance that automates the process of opening cans or lids. The best electric can openers include many of the following features: a lid magnet that attracts the lid to keep it from falling into the can, stainless steel blades that are strong and durable, and a height that is tall enough to fit the largest types of cans you plan to open.</p> <h2>Best 5 Can Openers</h2> <h3>Hamilton Beach Smooth Touch Can Opener</h3> <p><a href="http://www.amazon.com/gp/product/B000R4J8PC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000R4J8PC&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=5XRD3JHUG37JLLQ6"><img width="200" height="200" align="right" alt="" src="http://www.wisebread.com/files/fruganomics/u5123/Hamilton%20Beach%20Smooth%20Touch%20Can%20Opener.jpg" /></a>The <a href="http://www.amazon.com/gp/product/B000R4J8PC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000R4J8PC&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=5XRD3JHUG37JLLQ6">Hamilton Beach Smooth Touch electric can opener</a> is an extremely well-reviewed can opener that cleanly removes the lid off of a wide variety of cans. Just press down on the lever and turn the can along the cutting edge and before you know it, you have a smoothly opened can. This electric can opener cuts along the side of the can, leaving a clean edge that is safe to hold. Almost 2,000 user reviews on Amazon attest to its ease-of-use and its cutting ability.</p> <p><a href="http://www.amazon.com/gp/product/B000R4J8PC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000R4J8PC&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=5XRD3JHUG37JLLQ6"><em>Currently $29.76 on Amazon</em></a></p> <h3>West Bend Electric Can Opener</h3> <p><a href="http://www.amazon.com/gp/product/B00030J1U2/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00030J1U2&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=NUJ3WVABRZDDTX7U"><img width="200" height="200" align="right" alt="" src="http://www.wisebread.com/files/fruganomics/u5123/West%20Bend%20Electric%20Can%20Opener.jpg" /></a>The <a href="http://www.amazon.com/gp/product/B00030J1U2/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00030J1U2&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=NUJ3WVABRZDDTX7U">electric can opener from West Bend</a> is another favorite amongst users; many even agree that it is one of the best electric can openers available on the market. It's near completely automatic operation means that you can push down and simply walk away. The sharp cutting edge will open the can and the automatic shutoff turns the device off when it's finished. The design helps to accommodate taller cans, while the back of the unit features both a knife sharpener and bottle opener. Additionally, the cutting tool is removable and dish-washer safe, making clean-up easier.</p> <p><a href="http://www.amazon.com/gp/product/B00030J1U2/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00030J1U2&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=NUJ3WVABRZDDTX7U"><em>Currently $37.12 on Amazon</em></a></p> <h3>Proctor Silex Plus Extra-Tall Can Opener</h3> <p><a href="http://www.amazon.com/gp/product/B001AQ9KTA/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B001AQ9KTA&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=KDTSOXMHLCYARJC5"><img width="200" height="200" align="right" alt="" src="http://www.wisebread.com/files/fruganomics/u5123/Proctor%20Silex%20Plus%20Extra-Tall%20Can%20Opener.jpg" /></a>A well-reviewed electric can opener, the <a href="http://www.amazon.com/gp/product/B001AQ9KTA/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B001AQ9KTA&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=KDTSOXMHLCYARJC5">Proctor Silex Plus Extra-Tall Can Opener</a> lauds itself as being able to &quot;open cans on the first try.&quot; Users love its price-to-function ratio and have said repeatedly that it is an easy-to-use, smooth operating electric can opener. Aside from simply being a well-functioning can opener, users also appreciate that fact that it can open tall cans and works quietly, without making a jarring, grinding sound. Finally, this can opener also features a knife sharpener.</p> <p><a href="http://www.amazon.com/gp/product/B001AQ9KTA/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B001AQ9KTA&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=KDTSOXMHLCYARJC5"><em>Currently $15.99 on Amazon</em></a></p> <h3>Hamilton Beach Ensemble Tall Can Opener</h3> <p><a href="http://www.amazon.com/gp/product/B000CRV48I/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000CRV48I&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=5GDHASY7JI234T2P"><img width="200" height="200" align="right" alt="" src="http://www.wisebread.com/files/fruganomics/u5123/Hamilton%20Beach%20Ensemble%20Tall%20Can%20Opener.jpg" /></a><a href="http://www.amazon.com/gp/product/B000CRV48I/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000CRV48I&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=5GDHASY7JI234T2P">This electric can opener from Hamilton Beach</a> is well-liked by many users for its simplicity and clean cutting ability. The cutting assembly is composed of die-cast metal that is dishwasher safe which makes it easy to clean. Additionally, this can opener also includes a knife sharpener in the back and features a stylish red color scheme that matches certain other Hamilton Beach products. One of the top reviews applauds the can opener for going strong even after five years of consistent use.</p> <p><a href="http://www.amazon.com/gp/product/B000CRV48I/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000CRV48I&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=5GDHASY7JI234T2P"><em>Currently $39.05 on Amazon</em></a></p> <h3>Oster Tall Can Opener</h3> <p><a href="http://www.amazon.com/gp/product/B000H78J36/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000H78J36&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=JREMBZ7ICBNTZVIO"><img width="200" height="200" align="right" alt="" src="http://www.wisebread.com/files/fruganomics/u5123/Oster%20Tall%20Can%20Opener.jpg" /></a>The <a href="http://www.amazon.com/gp/product/B000H78J36/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000H78J36&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=JREMBZ7ICBNTZVIO">Oster Tall Can Opener</a> takes care of opening your cans quickly, easily and, most importantly, safely. The patented power pierce cutting mechanism opens cans of any size with ease and the automatic shutoff feature means that it functions with minimal input from the user's end. The magnetic lid allows for the safe removal of the lid after the can has been opened. Finally, its additional features include a built-in knife sharpener and cord storage for easy cord organization.</p> <p><a href="http://www.amazon.com/gp/product/B000H78J36/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000H78J36&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=JREMBZ7ICBNTZVIO"><em>Currently $18.99 on Amazon</em></a></p> <p>And those are our recommendations for the best electric can openers. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <a href="http://www.wisebread.com/the-5-best-electric-can-openers" class="sharethis-link" title="The 5 Best Electric Can Openers" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jeffrey-pu">Jeffrey Pu</a> of <a href="http://www.wisebread.com/the-5-best-electric-can-openers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-hair-clippers">The 5 Best Hair Clippers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electric-blankets">The 5 Best Electric Blankets</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-swiss-army-knives">The 5 Best Swiss Army Knives</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-bluetooth-mice">The 5 Best Bluetooth Mice</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-aaa-batteries">The 5 Best AAA Batteries</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping Buying Guides electric can openers product reviews Wed, 12 Nov 2014 10:00:06 +0000 Jeffrey Pu 1251658 at http://www.wisebread.com 12 Surprising Things You Didn't Know You Should Be Negotiating http://www.wisebread.com/12-surprising-things-you-didnt-know-you-should-be-negotiating <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/12-surprising-things-you-didnt-know-you-should-be-negotiating" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/customer-salesman-appliances-76811212-small.jpg" alt="customer salesman talking" title="customer salesman talking" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Houses, salaries, cars&hellip; sure, we know about those big-ticket items that are supposed to be negotiated. But what about other things? Are you missing the boat and wasting money?</p> <p>Not everyone likes negotiating. It can feel confrontational, or even rude. But if it's good enough for Dr. Phil, it's good enough for you. Before you do anything, check out this sage advice from the man himself.</p> <p>&quot;Start with a pre-negotiation phase by claiming the right to negotiate. Negotiation really begins before you even engage the seller or the other partner,&quot; explains Dr. Phil. Step number one is making the decision that you have the right to negotiate and that you are worth standing up for yourself, getting the best price, and not being taken advantage of. Claim that right, and know that you're not doing something wrong if you do. (See also: <a href="http://www.wisebread.com/deal-killers-5-phrases-to-avoid-when-negotiating?ref=seealso">Deal Killers: 5 Phrases to Avoid When Negotiating</a>)</p> <p>&quot;In this world, you get what you ask for,&quot; he reiterates. &quot;Don't be bashful. You're worth it.&quot;</p> <p>Thus armed, it's time to start small. Below is a list of items and places you may have not known were ripe for negotiation.</p> <h2>1. The Yard Sale</h2> <p>The neighborhood yard sale is the perfect place to learn to negotiate. Everything is a &quot;suggested&quot; price. It doesn't matter if the seller &quot;paid xxx&quot; for it; that was then, and this is now, and they need to unload it.</p> <p>Here is the magic yard sale phrase: &quot;Will you take xxx for it?&quot; <em>This works</em>.</p> <p>I fretted over an overpriced, vintage set of Russel Wright dishes at a flea market on two separate trips. I badly wanted them. On our third visit, my husband finally convinced me to just try the magic phrase. After only after a moment's hesitation, the seller said, &quot;Okay.&quot; What a great feeling! You only need one victory to build up your self-confidence. You may find unmarked items at yard sales, because savvy sellers know that people love to <a href="http://www.bestgaragesaletips.com/best_garage_sale_selling_and_haggling_tips.htm">barter.</a></p> <h2>2. Clothing</h2> <p>My daughter needed a fancy dress for a wedding. After searching high and low, she found the perfect dress, although overpriced, at a major New York chain. One problem: There was a stain. Could a dry cleaner get it out? She wasn't sure, but she decided to try negotiating. Here was her phrase: &quot;I would like to buy this, but I am not sure if I can get this stain out.&quot;</p> <p>After a bit of back-and-forth, the clerk said she would give her a 25% discount, but the dress could not be returned. It was a gamble, but the dry cleaner was able to make the spot nearly unnoticeable, and completely wearable. Lesson: It is worth asking.</p> <p>Here is another example of a blogger who found <a href="http://effortlessanthropologie.blogspot.com/2014/08/yes-anthropologies-clearance-center.html">Anthropologie</a> brand items for less &mdash; she asked, she got. Do not expect to be able to return clothes, though. A 2012 study found that <a href="http://www.businessweek.com/articles/2013-09-26/return-fraud-clothing-and-electronics-retailers-fight-back">3.3% of returns were fraudulent</a>, so many stores have cracked down. Many <a href="http://www.dailyfinance.com/2010/04/02/what-happens-to-all-of-those-clothes-retailers-cant-sell/">retailers now re-sell</a> their damaged clothing, donate it, or even shred it. If the store is completely unwilling to negotiate, don't despair &mdash; try showing up on a markdown day for bargains.</p> <h2>3. Appliances</h2> <p>My friend Michele just scored a deal on a refrigerator, a very good brand that she wanted. Her tricks were that she went for the floor model and compromised on the color. She really wanted black, but the floor model was in stainless steel. By telling the salesman she really wanted black, and knowing they didn't have it, she had a little psychology involved &mdash; compromise. Also, being the floor model, it was covered in fingerprints and she knew it had been there for a while. She saved 30% by going with another finish, and of course it cleaned up beautifully and works like a charm. According to Consumer Reports, &quot;<a href="http://www.consumerreports.org/cro/magazine-archive/august-2009/appliances/where-to-buy-appliances/overview/buying-appliances-ov.htm">75 percent of those who did try to bargain succeeded</a>. Those respondents reported that they saved a median of $100 for major appliances and $50 for small appliances.&quot;</p> <h2>4. Professional Services</h2> <p>Did your father use this phrase &quot;Cash on the barrelhead&quot;? Legal, accounting, and even medical bills can be reduced in some cases, if you offer to pay cash. This excellent piece from Consumer Reports reminds us &quot;<a href="http://consumerreports.org/cro/magazine/2013/08/how-to-bargain/index.htm">Not to be intimidated</a> by a title.&quot; According to Entrepreneur.com, &quot;<a href="http://www.entrepreneur.com/article/217784">Most accounting firms charge by the hour</a> with fees ranging from $100 to $275. However, others work on a monthly retainer. Get a range of quotes from different accountants. Also try to get an estimate of the total annual charges based on the services you have discussed.&quot;</p> <h2>5. Food</h2> <p>I have seen this negotiation done twice at my local supermarket. Both people were regular customers, which I suspect made a difference. One woman needed a lot of diced tomatoes &mdash; three cases &mdash; so just asked the clerk if she could have a case discount (even though it wasn't &quot;case discount month&quot;). The clerk conferred with the manager, and sure enough, she got a discount. The second customer was buying an odd cut of meat, and wanted a large quantity of it. Knowing not a lot of folks wanted that cut, he asked the butcher for a discount, stating, &quot;Well, it's not like it's a big seller.&quot; Sure enough, after a little back-and-forth, he paid what he wanted.</p> <p>It never hurts to ask.</p> <h2>6. High-End Jewelry</h2> <p>Make sure you do your research before walking into a jewelry store. Educate yourself about cut, clarity, and look at discount stores like Costco, as well as Ebay first. Be prepared to make an offer, saying something like, &quot;Well, I have a budget of xxx.&quot; Don't be taken in by a fancy store. Chain stores are reportedly poor about negotiating. Focus on the quality of the stones, not the store name. Some of them capitalize on people's emotions, and the excitement of getting engaged.</p> <h2>7. Salaries</h2> <p>When do you have room to negotiate? When you have a skill they need. How can you tell? If the job has been posted for a long time, odds are it's considered a &quot;hard to fill&quot; position, requiring a special skill set. Check both the posting date and the vacancy announcement. It's also fine to call the recruiter, noting that you have been seeing that posting for a while. He or she may explain more than the boilerplate job description tells. If that job appears to be stagnant, you have wiggle room &mdash; either in the annual salary, or perks like relocation fees, shortage pay, temporary housing, flex time, telecommuting, or even your child's school tuition. Do your research. Read up on the organization's mission, vision, and values; be prepared to illustrate how well you'd fit.</p> <h2>8. Gym Memberships</h2> <p>Frankly, if your gym won't negotiate, they are nuts. I don't think there is a gym in my town that doesn't give a &quot;special discount&quot; for one reason or another. Don't ask in January, when resolutions are fresh &mdash; try in the summer, when people are more likely to be outside, and gyms are quieter.</p> <h2>9. Tires</h2> <p>One of our cars needed a certain type of tires, which were expensive locally, but my husband found them online for much less. However, he still had to find a shop willing to install them. When he did, he had them drop-shipped and installed. This can be a hassle, though. Some local shops will meet or beat the online price &mdash; you just have to be willing to ask.</p> <h2>10. Closing Costs on Your Mortgage</h2> <p>It's frightening enough, buying a house, but when your mortgage lender presents you with a list of closing costs, it gets worse. The good news is that some of these may be negotiable. Don't try to avoid recording fees, city or county stamps, or taxes; those are set. But feel free to ask about underwriting fees, or processing fees, which can be reduced. A mortgage &quot;application fee&quot; may also be waived, and at an average of $343, it's worth negotiating. It's tedious, but you should be able to look at that (long) list and understand what you are <a href="http://realestate.aol.com/blog/2012/09/26/how-to-avoid-junk-mortgage-fees/">paying for</a>. Zillow advises that &quot;<a href="http://www.zillow.com/mortgage-rates/buying-a-home/closing-costs/">buyers can negotiate with the seller</a> over who pays these closing costs. Sometimes the seller will agree to assume the buyer's closing costs.&quot;</p> <h2>11. Rent</h2> <p>You'll have more luck negotiating rent if you live in a house. Why? You may be able to take some of the work off of the landlord's plate. Offer to do the yard work, or some of the routine maintenance, yourself. We kept our first rental house's cost low by mowing the lawn, weeding, painting, and getting the carpets cleaned,ourselves. Landlords also love tenants who are stable, so when negotiating lower rent, mention your plans to stay for a while. This will save the landlord the hassle of cleaning, repainting, advertising, and negotiating with a new tenant.</p> <h2>12. Furniture</h2> <p>We have gotten so used to furniture shopping at big chain stores that we forget about smaller, more specialized furniture stores, and that can be a mistake. Why? A locally owned store may have wiggle room, or will accept a cash discount, whereas a big chain store won't. You might even be able to get free delivery, which is certainly more fun than what you'll have to do at a chain (haul it, yourself).</p> <p>According to the Seattle Times, &quot;61 percent of consumers have <a href="http://seattletimes.com/html/living/2004437999_frugalduchess24.html">bargained for furniture</a>, cellphones and other services at least once in the last three years. And of those who tried to cut a deal for home furnishings, 94 percent were successful in getting better bargains, saving an average of $300.&quot; As an added bonus, you will probably find more unique pieces, rather than the same mass-produced items that everyone else has.</p> <p><em>What items have you successfully negotiated? Please share in comments!</em></p> <a href="http://www.wisebread.com/12-surprising-things-you-didnt-know-you-should-be-negotiating" class="sharethis-link" title="12 Surprising Things You Didn&#039;t Know You Should Be Negotiating" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/marla-walters">Marla Walters</a> of <a href="http://www.wisebread.com/12-surprising-things-you-didnt-know-you-should-be-negotiating">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-secrets-to-scoring-the-best-price-when-buying-on-ebay">7 Secrets to Scoring the Best Price When Buying on eBay</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-buy-at-costco">15 Things You Should Buy at Costco</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-should-never-buy-at-the-dollar-store-and-10-you-should">10 Things You Should Never Buy at the Dollar Store (and 10 You Should)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-little-words-that-will-get-you-the-best-price-every-time">10 Little Words That Will Get You the Best Price, Every Time</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping deals discounts haggle negotiating negotiations Tue, 11 Nov 2014 18:00:08 +0000 Marla Walters 1253611 at http://www.wisebread.com Best Money Tips: Essential Tips for Black Friday and Cyber Monday http://www.wisebread.com/best-money-tips-essential-tips-for-black-friday-and-cyber-monday <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-essential-tips-for-black-friday-and-cyber-monday" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/woman-laptop-iStock_000038703478Small.jpg" alt="woman laptop" title="woman laptop" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some helpful articles with tips for shopping on Black Friday and Cyber Monday, stretching your holiday shopping dollar, and the best price-comparison apps.</p> <h2>Top 5 Articles</h2> <p><a href="http://freefrombroke.com/tips-shopping-black-friday-cyber-monday/">10 Essential Tips for Shopping Black Friday and Cyber Monday &mdash; Don't You Dare Dare Shop Without Reading This</a> &mdash; Check the Internet in intervals! You'll likely find different deals at different parts of the day. [Free From Broke]</p> <p><a href="http://parentingsquad.com/8-tips-on-how-to-stretch-your-holiday-shopping-dollar">8 Tips on How to Stretch Your Holiday Shopping Dollar</a> &mdash; Give the gift of service and time by offering to paint part of a friend's home, give a massage, or fix something around the house. [Parenting Squad]</p> <p><a href="http://www.lifehack.org/articles/money/30-best-price-comparison-apps-you-need-download-now.html">30 Best Price-Comparison Apps You Need to Download Now</a> &mdash; ScanLife allows you to scan a barcode and see the cost (and customer reviews) across a variety of retailers. [Lifehack]</p> <p><a href="http://www.popsugar.com/smart-living/Habits-Stressed-People-34935933">13 Stress-Inducing Habits and How to Avoid Them</a> &mdash; Don't obsess over things you can't change. Accept that there's nothing you can do in this particular instance, and move on. [PopSugar Smart Living]</p> <p><a href="http://inspiremetoday.com/blog/7-ways-feel-good-fun-changing-season/">7 Ways to Have Some Feel-Good Fun for the Changing Season</a> &mdash; Throw on a hoodie and take a nature walk! [Inspire Me Today]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.getrichslowly.org/blog/2014/11/03/do-nice-guys-finish-last-financially/">Do Nice Guys Finish Last&hellip; Financially?</a> &mdash; Don't spend money you don't have to help people who may not even need your help. You need to stick to a budget, even when being generous. [Get Rich Slowly]</p> <p><a href="http://gradmoneymatters.com/money-making-ideas/how-to-set-yourself-apart-from-other-interviewees.html">How to Set Yourself Apart From Other Interviewees</a> &mdash; Go to events hosted by the company you want to join and events that their employees often attend. This is a great way to network with people who already work at the company you aim to get into. [Grad Money Matters]</p> <p><a href="http://www.listenmoneymatters.com/fell-off-financial-wagon/">So You Fell Off the Wagon</a> &mdash; Being too strict on yourself when you set a financial goal (or any goal!) can trip you up when you start craving that thing you shouldn't have. Allow yourself small indulgences so you don't feel the need to binge. [Listen Money Matters]</p> <p><a href="http://www.girlsjustwannahavefunds.com/my-secret-to-making-a-fulltime-living-on-fiverr/">My Secret to Making a Fulltime Living on Fiverr</a> &mdash; Use your first 30 days as a Green Horn Seller to your fullest advantage: undercut the competition, over deliver on quality, and gain positive feedback. [Girls Just Wanna Have Funds]</p> <p><a href="http://retirementrevised.com/the-50-plus-job-market-5-trends-to-watch/">The 50-Plus Job Market: 5 Trends to Watch</a> &mdash; Although long-term joblessness among workers over 55 remains a problem, the average number of weeks between jobs has fallen since a year ago. [Retirement Revised]</p> <a href="http://www.wisebread.com/best-money-tips-essential-tips-for-black-friday-and-cyber-monday" class="sharethis-link" title="Best Money Tips: Essential Tips for Black Friday and Cyber Monday" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-essential-tips-for-black-friday-and-cyber-monday">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/black-friday-tips-from-money-saving-experts">Black Friday Tips From Money-Saving Experts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-spend-black-friday-at-home">6 Ways to Spend Black Friday at Home</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cyber-monday-tips-from-our-senior-editor">Cyber Monday Tips From Our Senior Editor</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-people-go-crazy-on-black-friday">Why People Go Crazy on Black Friday</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/early-holiday-shopping-why-i-finish-by-thanksgiving">Early Holiday Shopping: Why I Finish by Thanksgiving</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping best money tips black friday cyber monday Wed, 05 Nov 2014 20:00:07 +0000 Amy Lu 1250941 at http://www.wisebread.com 8 Holiday Mistakes That Can Ruin Your Cheer http://www.wisebread.com/8-holiday-mistakes-that-can-ruin-your-cheer <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-holiday-mistakes-that-can-ruin-your-cheer" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/shocked-woman-christmas-164414294-small.jpg" alt="shocked woman christmas" title="shocked woman christmas" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Ahh, the holidays &mdash; those two-sided coins of celebration and resignation, relaxation and maddening stress. How did such a good idea (time off work spent with loved ones exchanging small tokens of our love) become an over-commercialized madhouse? I mean, when we need to take a holiday after our holidays, hasn't something gone terribly wrong? (See also: <a href="http://www.wisebread.com/25-ways-to-slow-down-and-actually-appreciate-the-holidays?ref=seealso">25 Ways to Slow Down and Actually Appreciate the Holidays</a>)</p> <p>If you're anticipating &quot;that most joyous time of year&quot; with a sense of deep foreboding (cue the Jaws theme music), maybe you're doing it wrong. Here are eight common mistakes people make during the holidays.</p> <h2>1. Waiting Until the Last Minute to Begin Shopping</h2> <p>No, no, no! Waiting until the last minute to begin your holiday shopping is like tossing your sanity straight into a woodchipper. Long lines, competition for merchandize, and traffic snarls are just a few of things you'll have to deal with. Instead, <a href="http://www.wisebread.com/early-holiday-shopping-why-i-finish-by-thanksgiving">start shopping early</a> (like in April), employ new ways to <a href="http://www.wisebread.com/3-ways-to-beat-holiday-shopping-stress">beat holiday shopping stress</a>, and err on the side of simple and thoughtful gifts that won't break the bank.</p> <h2>2. Getting Caught Up in the Moment</h2> <p>The decorations, the music, the mistletoe&hellip; and the smell of smoking credit cards? Getting lost in the holiday vibe can bust your budget and leave you feeling Grinch-like for the rest of the year. Though it's easy to get caught up in the moment and overspend, set a budget for gifts and other incidentals during the holidays and stick to it. It'll help you be a little merrier all year round. And if you're still recovering from last year's Christmas splurge or have already maxed out this year, explore smart ways to <a href="http://www.wisebread.com/dealing-with-post-holiday-credit-card-debt">manage post-holiday credit card debt</a>.</p> <h2>3. Overscheduling</h2> <p>Who doesn't feel pressure to over schedule during the holidays? It seems like everyone is throwing a party, flying in for a weekend, or hosting a dinner. Choose your events wisely and remember that it's okay to politely decline an invitation and opt for an evening that's more Silent Night and less Rockin' Around the Christmas Tree.</p> <h2>4. Missing Out on Quality Time</h2> <p>Choose quality over quantity and avoid the inevitable result of over scheduling &mdash; dashing from event to event with very little time to relax and truly enjoy the company of those around you. Instead of viewing the holidays as a blank dance card that you have to fill up, slow down your holidays and look for opportunities to share some quality time with those you hold most dear. Though it might not be the most exciting option, it's quite possibly the most fulfilling.</p> <h2>5. Stiffing the Host or Hostess</h2> <p>No matter what your friends tell you, it's always proper etiquette to bring a small token of appreciation to the host or hostess of a gathering. A small box of chocolates, bottle of wine, pound of premium coffee, or small bouquet of flowers is the perfect way to acknowledge hospitality. Getting it right will get you noticed &mdash; especially when first impressions matter or when the event is work-related.</p> <h2>6. Overindulging</h2> <p>Who doesn't loosen their nutritional standards a little bit over the holidays? After all, how many times a year do we have the perfect excuse to act like kids in Willy Wonka's Chocolate Factory? But over indulging can really detract from all the other joys of the season and leave you feeling tired, irritable, and downright guilty. Try allowing yourself a single small treat each day during the holidays or build a calorie credit by having smaller meals or working out more.</p> <h2>7. Giving Plastic to Kids</h2> <p>Though giving gift cards is convenient and easy, aren't they really just credit card starter kits for kids? Instead of giving plastic, <a href="http://www.wisebread.com/5-reasons-why-you-should-give-kids-cash-for-the-holidays">give kids cash</a> for the holidays or let them choose a gift for themselves online or in the store (within very clear budget parameters, of course).</p> <h2>8. Missing the Meaning</h2> <p>It's easy to approach everything like a task-master &mdash; even our holidays. Instead of slowing down and reconnecting with the more fundamental aspects of life, we shop, wrap, cook, clean, decorate&hellip; and maybe have a few minutes left over to down a glass of eggnog and drop into bed. This year, try something new: <a href="http://www.wisebread.com/creating-a-memorable-christmas">create a more memorable Christmas</a> by simplifying your approach. Choose family over frenzy, time over stuff, and reflection over perfection. You'll not only enjoy the holidays more, you just might start a new tradition.</p> <p>Besides gifts, we wrap up a lot of emotions and expectations during the holiday season. But maybe it's time to embrace a much more reasonable and joyous philosophy. After all, combating over-commercialization, over-spending, over-scheduling, and over-the-top stress starts with each of us.</p> <p><em>What holiday mistakes have you made? How do you avoid stress and keep your holidays happy?</em></p> <a href="http://www.wisebread.com/8-holiday-mistakes-that-can-ruin-your-cheer" class="sharethis-link" title="8 Holiday Mistakes That Can Ruin Your Cheer" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/8-holiday-mistakes-that-can-ruin-your-cheer">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-great-gifts-for-5-or-less">25 Great Gifts for $5 or Less</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-have-a-no-spend-holiday-season">12 Ways to Have a No-Spend Holiday Season</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/people-who-love-christmas-do-these-9-things-do-you">People Who Love Christmas Do These 9 Things — Do You?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-art-of-the-group-gift">The Art of the Group Gift</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-wrap-gifts-with-leftovers">How to wrap gifts with leftovers.</a></span> </div> </li> </ul> </div> </div> </div> </div> Entertainment Shopping entertainment family gifts holiday parties Holidays the season Wed, 05 Nov 2014 16:00:06 +0000 Kentin Waits 1250738 at http://www.wisebread.com Wantable: Fashion Surprises in a Box http://www.wisebread.com/wantable-fashion-surprises-in-a-box <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/wantable-fashion-surprises-in-a-box" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/177305415.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="168" /></a> </div> </div> </div> <p>If you like surprises and fashion, then you're in for a treat! <a href="http://partners.wantable.co/c/27771/44522/1319">Wantable</a> is a company that offers premium makeup and boutique accessories (as well as intimate and fitness apparel) at a discount. The twist is that you don't get to choose the pieces &mdash; they make the selection for you based on your answers to a style quiz.</p> <h2>About Wantable</h2> <p>Since 2012, Wantable has been matching their customers with products chosen specifically for them. When you enter their site, you choose a category (makeup, accessories, intimates, or fitness &mdash; this ones new!) and answer about 30 questions about your style and preferences. Don't worry, the quiz uses a sliding scale so it's super easy! Just pick between Like, Love, or Dislike, and Wantable's crew will send a personalized box of goodies picked just for you. One-time boxes cost $40, or you can subscribe for $36 a month. (Pricing is a little different for the fitness box.)</p> <h2>The Goodies</h2> <p>Wantable's accessory boxes have been good to me, for the most part &mdash; lots of great statement pieces that I can dress up or down, some simpler fare that I can wear when I need just a touch of something extra, and a few truly stunning necklaces and earrings that I've received compliments on from strangers. How did they do this time? Here's a sampling of my loves, likes, and dislikes:</p> <ul> <li><strong>Love:</strong> Classic, Mix 'n Match, Earrings, Necklaces, Hair Accessories</li> <li><strong>Like:</strong> Rock 'n Roll, Boho, Bracelets, Scarves, Silver Tone, Gold Tone, Multi Tone</li> <li><strong>Dislike:</strong> Glam, Rings, Watches, Sunglasses</li> </ul> <p>And they picked out these items for me:</p> <h3>Jessica Necklace</h3> <p><img width="605" height="296" src="http://www.wisebread.com/files/fruganomics/u784/wantable-jessica.png" alt="" /></p> <p>The Jessica necklace is held together by loops of silver and gunmetal gray chains, with ring components of the same tones. The looped chains around the rings can cause the necklace to tangle in on itself, and the draping chains may twist awkwardly, but a few gentle shakes will ease everything into place.</p> <p>You have to really like this necklace to wear it often &mdash; it takes some adjusting to get the chains to fall as they should. Luckily, I <em>do</em> like this necklace, <em>and</em> I rather enjoy unknotting and untangling things (I find it soothing!). While I'm not quite in love with this necklace yet, I'm happy to make a place for it in my wardrobe.</p> <p><em>Retail value: $14</em></p> <h3>Bree Necklace</h3> <p><img width="605" height="287" alt="" src="http://www.wisebread.com/files/fruganomics/u784/wantable-bree.JPG" /></p> <p>I'm more excited about this necklace called Bree. It's simple enough to go with most anything, but the chunky links give it a fun pop. Close up, the gold finishing looks cloudy and scratched up &mdash; the accessory version of the distressed look, I guess? I'm not a fan of deliberately distressed clothing, but I like the texture it creates in this necklace.</p> <p><em>Retail value: $21</em></p> <h3>Regan Headband</h3> <p><img width="605" height="281" src="http://www.wisebread.com/files/fruganomics/u784/wantable-regan.JPG" alt="" /></p> <p>The Regan headband is embellished with pearls, sequins, and beads &mdash; it sounds like a lot, but the overall effect is nicely understated. It is <em>absolutely</em> something I would buy for myself! Better yet, this headband actually stays on my head, even when I try to dislodge it by swinging my head round and round (don't try this at home). I think it has something to do with the cloth backing; that grip is <em>solid</em>. The headband also fits comfortably, which is rare for my unusually large head. I'm counting this one as a win!</p> <p><em>Retail value: $18</em></p> <h3>Corrinne Earrings</h3> <p><img width="605" height="315" src="http://www.wisebread.com/files/fruganomics/u784/wantable-corrinne.JPG" alt="" /></p> <p>I like these a lot. The Corrinne earrings from designer Emily Maynard feature resin and acrylic beads, and that blue! That blue is beautiful. I already have earrings this color (from Wantable, even!), but not quite in this shape &mdash; so yes, I will be wearing these too. My only complaint is that they feel a little heavy, but goshdarnit, I'll get used to it!</p> <p><em>Retail value: $45</em></p> <h2>Is It Worth It?</h2> <p><img width="605" height="340" src="http://www.wisebread.com/files/fruganomics/u784/wantable-october.JPG" alt="" /></p> <p>The total retail value of the four pieces in this box came out to $98. At $40 per box, this translates to $58 (59%) savings. While I'm not entirely sold on the Jessica necklace, I love the Corrinne earrings and I know I'll get a lot of mileage out of the Bree necklace. The Regan headband I'll keep around for the days when I actually feel like playing around with my hair. All in all, for me, this box was worth it! <a href="http://partners.wantable.co/c/27771/44522/1319"><strong>Sign up for your very own Wantable box today</strong></a>!</p> <p><em>Disclaimer: I received a free box for an honest review.</em></p> <a href="http://www.wisebread.com/wantable-fashion-surprises-in-a-box" class="sharethis-link" title="Wantable: Fashion Surprises in a Box" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/wantable-fashion-surprises-in-a-box">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/get-fashion-trends-on-the-cheap-with-wantable">Get Fashion Trends on the Cheap With Wantable</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/try-a-wantable-box-if-you-like-pretty-high-quality-surprises">Try a Wantable Box If You Like Pretty, High-Quality Surprises</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-places-to-find-inexpensive-accessories">10 Places to Find Inexpensive Accessories</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/where-to-buy-discounted-designer-clothing-online">Where to Buy Discounted Designer Clothing Online</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-essential-pieces-for-your-capsule-wardrobe">8 Essential Pieces for Your Capsule Wardrobe</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping Style Wantable Wed, 05 Nov 2014 12:00:08 +0000 Amy Lu 1245314 at http://www.wisebread.com 11 Ways Your Credit Card Will Save You Money While Holiday Shopping http://www.wisebread.com/11-ways-your-credit-card-will-save-you-money-while-holiday-shopping <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-ways-your-credit-card-will-save-you-money-while-holiday-shopping" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/woman-shopping-credit-card-178584659-small.jpg" alt="woman shopping credit card" title="woman shopping credit card" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Take a stroll through any big box retailer and you'll find that part of the store has already been transformed into a winter wonderland. Elaborate displays house inflatable lawn decorations, tree ornaments, and holiday cards. Though you might not be ready to write your gift list just yet, you should know these 11 ways your credit card will save you money once holiday shopping gets into full swing. (See also: <a href="http://www.wisebread.com/best-credit-cards-for-the-holidays?ref=seealso">Top Credit Cards for the Holidays</a>)</p> <h2>1. Extended Warranty</h2> <p>Many retailers will attempt to sell you extended warranties with your purchases, particularly for electronics. These plans tend to be very expensive and have numerous limitations. Some credit cards offer a free one-year extension of the manufacturer's warranty just by placing the entire purchase on the card. Check your credit card benefits to see which ones have this perk. (See also: <a href="http://www.wisebread.com/10-awesome-credit-card-perks-you-didnt-know-about">11 Awesome Credit Card Perks You Didn't Know About</a>)</p> <p><strong>Credit Cards With Extended Warranty</strong>:</p> <ul> <li><a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=23007525&amp;fot=1155&amp;foc=1" target="_blank">Amex EveryDay<sup>SM</sup> Credit Card</a></li> <li><a target="_top" href="http://www.kqzyfj.com/click-2822544-12003694?sid=avampato-1250590">Citi&reg; Double Cash Card</a><img width="1" height="1" border="0" src="http://www.awltovhc.com/image-2822544-12003694" alt="" /></li> <li>Discover it&reg;<br /> <!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--><!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--></li> </ul> <h2>2. Price Protection</h2> <p>Nothing will deflate your shopping spirit like buying a gift for someone and then finding the exact same item at another retailer for less money. While you can do a good deal of price checking before you make the purchase, sales that you can't foresee crop up throughout the holidays. Some credit cards offer price protection where you may be refunded the price difference if something you purchased goes down in price within a specific period of time.</p> <p><strong>Credit Cards With Price Protection</strong>:</p> <ul> <li><a target="_top" href="http://www.kqzyfj.com/click-2822544-12003694?sid=avampato-1250590">Citi&reg; Double Cash Card</a><img width="1" height="1" border="0" src="http://www.awltovhc.com/image-2822544-12003694" alt="" /></li> <li>Discover it&reg;<br /> <!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--><!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--></li> </ul> <h2>3. Return Protection</h2> <p>How many times have you bought a gift only to find out that the recipient already has it or it's the wrong size or color? Most retailers have an expiration date on the length of time that they accept returns or exchanges. Sometimes, retailers don't accept returns or allow exchanges at all.</p> <p>Luckily, many credit cards offer 60-90 days of return protection. If you bring the item back to the retailer and the retailer doesn't accept the return, your credit card company may give you a refund for the purchase if you placed the entire purchase on your card. Again, it's important to check limitations and exceptions to this policy.</p> <p><strong>Credit Cards With Return Protection</strong>:</p> <ul> <li><a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=23007525&amp;fot=1155&amp;foc=1" target="_blank">Amex EveryDay<sup>SM</sup> Credit Card</a></li> <li>Discover it&reg;<br /> <!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--><!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--></li> </ul> <h2>4. Purchase Protection</h2> <p>Unfortunately, product damage and theft are rampant during the holiday shopping season. Increasingly credit cards offer purchase protection though they don't always advertise this benefit. Cards that offer purchase protection typically protect items from theft or damage for 90 days from the date of purchase.</p> <p><strong>Credit Cards With Purchase Protection</strong>:</p> <ul> <li><a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=23007525&amp;fot=1155&amp;foc=1" target="_blank">Amex EveryDay<sup>SM</sup> Credit Card</a></li> <li><a target="_top" href="http://www.kqzyfj.com/click-2822544-12003694?sid=avampato-1250590">Citi&reg; Double Cash Card</a><img width="1" height="1" border="0" src="http://www.awltovhc.com/image-2822544-12003694" alt="" /></li> <li>Discover it&reg;<br /> <!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--><!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--></li> </ul> <h2>5. Cash Back</h2> <p>Check to see if you have a <a href="http://www.wisebread.com/5-best-cash-back-credit-cards">cash back credit card</a> that offers cash rewards for your purchases. Using the right card can help you rack up savings when it's time to pay the bill. Usually cash back rewards come in the form of a statement balance. If you hit their minimum threshold, you can apply the cash rewards to your balance and get a nice discount after you've already bought your gifts.</p> <p><strong>Credit Cards With Cash Back</strong>:</p> <ul> <li>Discover it&reg;<br /> <!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--><!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--></li> <li><a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=3050771&amp;fot=1155&amp;foc=1" target="_blank">Blue Cash Everyday&reg; Card from American Express</a></li> <li><a target="_top" href="http://www.kqzyfj.com/click-2822544-12003694?sid=avampato-1250590">Citi&reg; Double Cash Card</a><img width="1" height="1" border="0" src="http://www.awltovhc.com/image-2822544-12003694" alt="" /></li> </ul> <h2>6. 0% APR Promotional Offer</h2> <p>As a general rule, I only charge expenses that I know I can pay off in full every month. Interest rates on credit card balances are often 15% or higher. If there's no way for you to avoid carrying a card balance this holiday, look for special sign up offers that provide a <a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?ref=inarticle">0% balance transfer</a> rates and/or 0% interest charge on purchases for new members.</p> <p><strong>Credit Cards With 0% APR Promotional Offer</strong>:</p> <ul> <li>Discover it&reg;<br /> <!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--><!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--></li> <li><a href="http://www.anrdoezrs.net/click-2822544-11413713?sid=avampato-1250590" target="_top">Citi Simplicity&reg; MasterCard</a><img width="1" height="1" border="0" alt="" src="http://www.ftjcfx.com/image-2822544-11413713" /></li> <li><a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=23007525&amp;fot=1155&amp;foc=1" target="_blank">Amex EveryDay<sup>SM</sup> Credit Card</a></li> </ul> <h2>7. Shopping Portals</h2> <p>Many credit cards have retail partners who offer discounts if cardmembers shop through their particular shopping portal. Check to see what discounts your credit card issuer may offer if you use their shopping portal. The shopping experience is the same. You just go through one extra step (go to the shopping portal to click on the store link instead of going to the store page directly).</p> <p><strong>Credit Cards With Shopping Portals</strong>:</p> <ul> <li>Discover it&reg;<br /> <!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--><!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--></li> <li>Chase Freedom&reg; Card</li> </ul> <h2>8. Hotel Discounts and Upgrades</h2> <p>Before you book a hotel for your holiday vacation, check your card benefits to see if you can get special discounts and/or upgrades at various hotel chains. You can also check out some of the hotel co-branded credit cards if you're partial to a particular chain. The sign up offer alone may get you some free nights. Then you can use the card the rest of the year and cash in for every holiday vacation. (See also: <a href="http://www.wisebread.com/the-best-credit-cards-for-hotel-deals-and-rewards">The Best Credit Cards for Hotel Deals and Rewards</a>)</p> <p><strong>Credit Cards With Hotel Benefits</strong>:</p> <ul> <li><a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=3050761&amp;fot=1155&amp;foc=1" target="_blank">Starwood Preferred Guest&reg; Credit Card From American Express</a></li> <li><a href="http://www.kqzyfj.com/click-2822544-12009442?sid=avampato-1250590" target="_top">Citi&reg; Hilton HHonors&trade; Visa Signature&reg; Card</a><img width="1" height="1" border="0" alt="" src="http://www.tqlkg.com/image-2822544-12009442" /></li> <li><a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=22927724&amp;fot=1155&amp;foc=1" rel="nofollow">Barclaycard Wyndham Rewards&reg; Visa Signature</a></li> </ul> <h2>9. Airfare Deals</h2> <p>Do you have a <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">travel rewards credit card</a>? Now's the time to check how many miles you've collected and how to maximize your travel rewards. The best credit cards offer 1:1 transfer points to partner loyalty programs. Others offer discounts by purchasing or redeeming travel through their travel portal site.</p> <p>If you don't already have one, consider signing up for a card with a <a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">big sign up bonus</a>. Some even offer free or deeply <a href="http://www.wisebread.com/the-5-best-credit-cards-with-airline-companion-tickets-and-3-bad-ones">discounted companion fares</a>. If you have a favorite airline, you can see if they have a co-branded credit card. Otherwise, there are plenty of great travel rewards credit cards that offer many different options for redeeming flights.</p> <p><strong>Credit Cards With Airfare Deals</strong>:</p> <ul> <li><a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=3050774&amp;fot=1155&amp;foc=1" target="_blank">American Express&reg; Premier Rewards Gold Card</a></li> <li><a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=21644811&amp;fot=1155&amp;foc=1" rel="nofollow">Barclaycard Arrival World Mastercard&reg;</a></li> <li>Chase Sapphire Preferred</li> </ul> <h2>10. Gift Cards for Reward Points</h2> <p>If your card has a reward points system, it probably offers you a variety of ways to use those points. Purchasing gift cards is one of the highest value ways to use your points. For example, you may be able to purchase a $100 gift card with only $90 worth of reward points. Credit card companies usually make special arrangements with retailers to purchase a retailer's gift cards for a discounted price. Through its rewards programs, credit card companies pass this discount on to their customers. If you plan to buy gift cards for gifts, check your credit card rewards program options to see what they have on offer.</p> <p><strong>Credit Cards With Gift Cards for Reward Points</strong>:</p> <ul> <li><a href="http://www.tkqlhce.com/click-2822544-11997141?sid=avampato-1250590" target="_top">Citi ThankYou&reg; Preferred Card</a><img width="1" height="1" border="0" alt="" src="http://www.tqlkg.com/image-2822544-11997141" /></li> <li><a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=23007525&amp;fot=1155&amp;foc=1" target="_blank">Amex EveryDay<sup>SM</sup> Credit Card</a></li> <li>Chase Freedom&reg; Card</li> </ul> <h2>11. Special Deals and Discounts</h2> <p>Different credit cards offer different discounts and extra rewards for shopping. Some credit cards might offer extra reward points for shopping at department stores. Others might offer their card members a straight discount at certain stores. Check your credit card website or call the number on the back of your card for details on special offers, seasonal or otherwise. (See also: <a href="http://www.wisebread.com/store-credit-cards-that-dont-suck?ref=seealso">Store Credit Cards That Don't Suck</a>)</p> <p><strong>Credit Cards With Special Deals and Discounts</strong>:</p> <ul> <li><a rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=3577212&amp;fot=1155&amp;foc=1" target="_blank">Blue Cash Preferred&reg; Card From American Express</a></li> <li>Discover it&reg;<br /> <!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--><!--<a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=18819056&amp;fot=1155&amp;foc=1" rel="nofollow">Discover it&reg;</a>--></li> <li><a target="_top" href="http://www.kqzyfj.com/click-2822544-12003694?sid=avampato-1250590">Citi&reg; Double Cash Card</a><img width="1" height="1" border="0" src="http://www.awltovhc.com/image-2822544-12003694" alt="" /></li> </ul> <p>Benefits often change without notice and can have limitations and exceptions. Don't assume that your card does or does not offer any of these benefits. Check online and call the number on the back of your card to get the scoop so that you fully understand the exact benefits and how to use them. Happy holiday shopping!</p> <p><em>Have you taken advantage of these or other credit card perks? Please share in comments!</em></p> <a href="http://www.wisebread.com/11-ways-your-credit-card-will-save-you-money-while-holiday-shopping" class="sharethis-link" title="11 Ways Your Credit Card Will Save You Money While Holiday Shopping" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christa-avampato">Christa Avampato</a> of <a href="http://www.wisebread.com/11-ways-your-credit-card-will-save-you-money-while-holiday-shopping">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/never-use-cash-for-these-11-things">Never Use Cash for These 11 Things</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-loyalty-rewards-programs-you-didnt-know-existed">12 Loyalty Rewards Programs You Didn&#039;t Know Existed</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-seven-reasons-why-i-use-my-credit-card-for-everything">Top Seven Reasons Why I Use My Credit Card for Everything</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-smartphone-apps-that-manage-and-maximize-your-credit-card-rewards">3 Smartphone Apps That Manage and Maximize Your Credit Card Rewards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/lower-your-credit-card-interest-rate-and-reduce-your-phone-bill-immediately-and-easily">Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily</a></span> </div> </li> </ul> </div> </div> </div> </div> Credit Cards Shopping credit card discounts credit card perks credit cards discounts rewards shopping Tue, 04 Nov 2014 09:00:12 +0000 Christa Avampato 1250590 at http://www.wisebread.com What to Buy (and Avoid Buying) in November http://www.wisebread.com/what-to-buy-and-avoid-buying-in-november <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/what-to-buy-and-avoid-buying-in-november" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/halloween-candy-iStock_000046298990Small.jpg" alt="halloween candy" title="halloween candy" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Halloween, Thanksgiving, and the holidays are way too close together, aren't they? You barely have time to recover from one before the next festive occasion is on top of you. And that means it's more important than ever to maximize your budget, and your savings, when you go shopping. Once again, we've been looking around to let you in on the deals of the month, and the pitfalls.</p> <h2>First, What to Buy&hellip;</h2> <p>The big, big shopping day of November is Black Friday. So called because it was traditionally a day when stores went from being in the red (or in debt) to being in the black (or profitable), it's now synonymous with large crowds, crazy shopping sprees, early morning doorbusters, and those inevitable fights after standing inline for four hours. But you don't have to wait until Black Friday for great deals. Look out for these starting November 1st.</p> <h3>Halloween Everything</h3> <p>The day after Halloween (and sometimes the evening of Halloween) the stores will start clearing out their stock of spooky merchandise. That's great news for anyone who is celebrating Halloween on Saturday or Sunday night this year, as you can bag a last-minute costume for at least 50% off. Stores like Target and Walmart will start slashing prices after a few weeks, with $50 and $60 costumes going on sale for less than $10. If you have plans for a costume for 2015, see if you can grab a bargain now. You can always store the really cheap ones, and sell them for a profit before next Halloween.</p> <h3>Candy</h3> <p>Hot on the heels of the costumes and accessories, Halloween candy gets slashed early this month. Remember, this is all perfectly safe to eat, with expiration dates months (or even years) off. Of course, the pumpkins and ghouls make it seasonal, and it has to go. So, if you don't mind some out-of-date wrappers (and who does?) grab yourself some sweet treats.</p> <h3>Laptops and Notebooks</h3> <p>The smaller the better, as far as pricing goes. This month, you will see stellar savings on laptops and notebooks. If the sales are anything like last year, you can expect to pick up a decent 13&quot; laptop for around $200 including taxes. Just a few years ago, these laptops would have been double that price. Apple typically sells their stock a little cheaper this month, but don't expect amazing deals. Even with the company floundering compared to its Steve Jobs days, it still doesn't like putting bargain prices out there.</p> <h3>Sneakers and Summer Footwear</h3> <p>If you're a sneaker and sandals fan, November is your month. The winter shoes are coming out, and the summer stock is being cleared fast. But, people are still going on vacations to sunnier places, and it won't be long before the warmer weather is back here again. Do a little online shopping and expect to see the price of great sneakers drop by at least 50%.</p> <h3>Wedding Dresses and Paraphernalia</h3> <p>When it's cold and grey outside, those wedding day photos can look pretty grim. Very few people like getting married in the winter months, and so they're not going shopping for the wedding dress and other accessories. Even if your wedding is in July or August, pick up a dress now. The bridal stores get large stocks of wedding dresses in at this time of year, ready for the rush after the Christmas and New Year engagements. Take advantage of that, and browse the empty stores with a bargain in mind.</p> <h3>Turkeys</h3> <p>Thanksgiving month is turkey month. So you'd think, with turkeys being in high demand, that the prices are high, too. Well, far from it. The turkey breeders have been preparing all year for this month, and it's when a glut of turkeys hits the market. It's cheaper to buy turkey at this time of year than any other, and if you plan wisely, you can even pick up a decent one for free. Yes, some stores will be <a href="http://www.shoprite.com/free-turkey-promotion/">offering free turkeys</a> to people spending a certain amount of money. It varies by store, so check your local papers and online ads.</p> <h3>Toys Are a Strong Bet</h3> <p>As we noted last year, you no longer have to wait for until Black Friday, or early December, for the toy bargains. As Black Friday is now more focused on electronics, computers, appliances, and loss leaders like DVDs and Blu-rays, toys are getting overlooked. So the retailers are dropping the prices earlier. Also, Saturday, November 8th is Neighborhood Toy Store Day. You'll see a lot of promotions around that.</p> <h3>Kitchen Gear</h3> <p>As the season of cooking and eating comes into full effect, you'll notice bargains in the kitchen and appliance aisles of your local retailers. Last year saw a record number of deals in these departments, particularly pots and pans and baking dishes, so now is the perfect time to stock up on essentials, before the holiday rush.</p> <h3>HDTVs</h3> <p>At this point, there won't be a month that goes by without HDTVs being hot items. Yet again, prices are dropping, this time fueled by the Black Friday madness. And it's not madness to tell you that on Black Friday itself, you will be able to pick up 60-inch 1080p sets for just over $400. Actually, I take it back&hellip; that's just nuts. You'll also be able to pick up a 42-inch 1080p set for under $200, which is just as crazy. Remember though, these deals come with long lines, and the inevitable pushing and shoving. Don't get caught up in the insanity.</p> <h2>And, What to Avoid</h2> <p>November is actually one of the best months for shopping. There are not a lot of landmines, or shopping traps, to avoid. But based on the last few years, there are a few so-called &quot;deals&quot; that you should stay away from. Here's what to avoid.</p> <h3>Travel Deals</h3> <p>The travel season is just starting to heat up, and so the deals are not yet worth looking at. You'll see modest price reductions on a select number of vacation packages, but as demand for booking vacations is so high, the prices stay high as well. Wait a while. However, you should see some nice deals on hotel rooms around this time, especially if you fancy booking a fancy suite in Vegas on Thanksgiving Day or Christmas Day. Hey, some people do it, and they save a bundle.</p> <h3>Winter Clothing and Gear</h3> <p>It's a no-brainer. Avoid the brand new selections of outerwear, including coats and jackets, skiing equipment, boots, winter shoes, gloves, scarves, and the usual rosy-cheeked accessories. This is not the time to go shopping for the upcoming winter season. Wait until January, and the prices will plummet.</p> <h3>The iPad Mini 3</h3> <p>It's slightly new and improved. But not really. For the extra money you'll pay for it, you won't see much of a difference. Save your money, you can bag some huge bargains on Black Friday, and the iPad Mini 2 is just as good. Is Apple going to do anything innovative anytime soon? It doesn't look like it.</p> <p><em>Do you have any purchasing plans this month?</em></p> <a href="http://www.wisebread.com/what-to-buy-and-avoid-buying-in-november" class="sharethis-link" title="What to Buy (and Avoid Buying) in November" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/what-to-buy-and-avoid-buying-in-november">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-15"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-buy-and-avoid-buying-in-april">What to Buy (and Avoid Buying) in April</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-the-best-mattress-for-the-least-money">How to Buy the Best Mattress for the Least Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-buy-and-avoid-buying-in-december">What to Buy (and Avoid Buying) in December</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-buy-and-avoid-buying-in-july">What to Buy (and Avoid Buying) in July</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-buy-and-avoid-buying-in-september">What to Buy (and Avoid Buying) in September</a></span> </div> </li> </ul> </div> </div> </div> </div> Shopping buying guide november shopping what to buy Fri, 31 Oct 2014 21:00:05 +0000 Paul Michael 1067940 at http://www.wisebread.com