flu http://www.wisebread.com/taxonomy/term/10047/all en-US Flashback Friday: 41 Frugal Ways to Battle a Cold or Flu http://www.wisebread.com/flashback-friday-41-frugal-ways-to-battle-a-cold-or-flu <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-41-frugal-ways-to-battle-a-cold-or-flu" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_sick_flu_162061759.jpg" alt="Couple finding frugal ways to battle a cold or flu" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you gotten sick yet this season? No matter what your answer is, you might end up with a cold or flu before the snow melts. And being sick just sucks. It can also cost a lot of money to recover. You should do everything you can to guard against the crud, but if you find yourself down for the count, here are 41 frugal ways to battle a cold or flu.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock_100133849_MEDIUM.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/8-important-reasons-to-always-call-in-sick-when-youre-sick?ref=fbf">8 Important Reasons to Always Call In Sick When You're Sick</a> &mdash; One of the most important things you can do when you're sick is to stay home! Don't try to be the hero and work through an illness. You spread your germs all over the office when you're too sick to focus and nobody wins.</p> <p><a href="http://www.wisebread.com/9-frugal-ways-to-treat-the-common-cold?ref=fbf">9 Frugal Ways to Treat the Common Cold</a> &mdash; Since both the cold and the flu are viruses, there is no &quot;cure.&quot; However, these frugal &quot;treatments&quot; might help you feel good enough to get back to your normal routine.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock-510574486.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/the-high-cost-of-catching-a-cold-or-the-flu?ref=fbf">The High Cost of Catching a Cold or the Flu</a> &mdash; You might think that the cost of catching a cold is nothing more than a bag of cough drops and a box of tissues. You would be wrong. Even if you have health insurance, being sick can add up quickly. Being informed will motivate you to maintain a healthy lifestyle.</p> <p><a href="http://www.wisebread.com/7-all-natural-home-remedies-for-colds?ref=fbf">7 All Natural Home Remedies for Colds</a> &mdash; When you're sniffily and congested, shop your pantry for the best cold home remedies. A couple bowls of broth and a spoonful of honey can work wonders on your cold symptoms.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/flu_vaccine_000050442510.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/7-places-to-get-vaccinated-for-cheap-or-free?ref=fbf">7 Places to Get Vaccinated for Cheap or Free</a> &mdash; If you haven't gotten your flu shot yet, head to your local pharmacy! That big flu strain is going around right now, and you can still guard yourself against it.</p> <p><a href="http://www.wisebread.com/make-these-9-health-moves-now-or-youll-regret-it-in-20-years?ref=fbf">Make These 9 Health Moves Now or You'll Regret It in 20 Years</a> &mdash; An easy way to protect yourself against these common viruses is to eat healthy, get enough sleep, and stay active. Any bad habits that could weaken your immune system could lead you straight into bed with a fever. Health is wealth, y'all!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-41-frugal-ways-to-battle-a-cold-or-flu">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress">Flashback Friday: 84 Frugal Ways to Eliminate Stress</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year">Flashback Friday: 76 New Year&#039;s Resolutions That&#039;ll Make 2017 Your Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-38-ways-to-get-more-sleep-tonight">Flashback Friday: 38 Ways to Get More Sleep Tonight</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-87-frugal-ways-to-make-winter-less-miserable">Flashback Friday: 87 Frugal Ways to Make Winter Less Miserable</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-51-ways-to-organize-your-whole-life-in-2017">Flashback Friday: 51 Ways to Organize Your Whole Life in 2017</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living cold common cold fbf flashback friday flu flu shot frugal living Health home remedies Fri, 20 Jan 2017 10:30:30 +0000 Chrissa Hardy 1877682 at http://www.wisebread.com The High Cost of Catching a Cold or the Flu http://www.wisebread.com/the-high-cost-of-catching-a-cold-or-the-flu <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-high-cost-of-catching-a-cold-or-the-flu" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-510574486.jpg" alt="getting the flu is expensive" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Nobody wants to get a cold or the flu. It can be a miserable experience for you, your family, and your coworkers. Even worse, it can be a very costly affair, if you don't take preventive measures.</p> <h2>The Sickening Statistics</h2> <p>Each year, about <a href="http://www.webmd.com/cold-and-flu/flu-statistics" target="_blank">5%&ndash;20% of Americans</a> contract the flu. According to the Centers for Disease Control and Prevention, about <a href="http://www.cdcfoundation.org/businesspulse/flu-prevention-infographic" target="_blank">200,000 people are hospitalized</a> and between 3,000&ndash;49,000 deaths are associated with the flu each year.</p> <p>While a cold may not seem like a big deal at first, the treatment can be costly and it may just be a symptom of a flu that hasn't peaked yet. Along with a cold, the flu can also cause symptoms like lethargy, vomiting, diarrhea, nausea, headaches, body aches, and confusion. It can also just suck the fun out of life and make it difficult to work and function like normal.</p> <h2>The Cost of Treatment</h2> <p>The average person with health insurance will pay over $130 for flu treatment. The average person without insurance will pay more than $100 to see a physician and about $100 for prescription medication. Once you've made it to the doctor, you will also need to consider the cost of tests, medications, room fees, and physician services &mdash; which can quickly add up.</p> <h2>The Cost of Medicine</h2> <p>More than <a href="http://healthcare.utah.edu/healthfeed/postings/2014/09/09-11-14_flu.cost.php" target="_blank">$10 billion is spent each year</a> on hospitalizations and outpatient doctor visits related to the flu and about one-third of flu sufferers <a href="http://www.investopedia.com/financial-edge/1012/the-cost-of-getting-the-flu.aspx" target="_blank">spend $250&ndash;$1,000 on treatment</a>.</p> <p>If the flu is caught and treated within the first 48 hours, you may be prescribed antiviral medication like Tamiflu or Relenza, which costs over $100 for the 10-day dose for patients without insurance. For insured patients, you can expect to spend around $20 for prescription medicine.</p> <h2>The Cost of Over-the-Counter Medications</h2> <p>The average person also spends about $10 on <a href="https://www.quickenloans.com/blog/cost-catching-flu-infographic" target="_blank">over-the-counter cough and flu medicine</a> like Tylenol, DayQuil, and NyQuil. Tissues, Lozenges, Vicks, and cough drops are also essentials when you're sick.&nbsp;Of course, these costs will vary based on where you shop. There are also ways to save money on these medications, such as buying generics, avoiding duplicates, and looking for coupons or store circulars. (See also: <a href="http://www.wisebread.com/9-frugal-ways-to-treat-the-common-cold?ref=seealso" target="_blank">9 Frugal Ways to Treat the Common Cold</a>)</p> <h2>Lost Earnings</h2> <p>The average person loses $92 of earnings each year thanks to sick days. However, in most cases, it takes three to seven days for a regular case of the flu to go away. You might still have a cough and fatigue for as long as three or four weeks, so you will need to consider this when calculating your potential lost wages, especially if you own your own business and don't get paid for taking sick days.</p> <h2>Treating Your Child</h2> <p>While treatment may be expensive for adults, it is usually even more drastic if your child contracts a cold or the flu. The CDC found that <a href="https://www.cdc.gov/flu/spotlights/childrens-flu-costly.htm" target="_blank">parents spend $300 to $4,000</a>, and miss between 11&ndash;73 hours of work, to help their child recover from the flu. If your child is treated in an emergency room, you can expect to spend an average of $3,990 in medical costs. If you have insurance, it may cover some of these costs, but you still need to account for co-payments, over-the-counter medication, lost earnings, and travel costs.</p> <h2>Preventive Measures</h2> <p>The best way to fight a cold or the flu is to prevent a problem in the first place by taking advantage of simple preventative measures. Some popular <a href="http://www.health.harvard.edu/staying-healthy/how-to-prevent-infections" target="_blank">preventive measures</a> include:</p> <ul> <li>Avoid contact with people who have the flu;</li> <li>Wash your hands frequently;</li> <li>Eat healthy foods;</li> <li>Drink plenty of liquids;</li> <li>Exercise daily;</li> <li>Reduce stress and laugh more often;</li> <li>Get an adequate amount of sleep each night;</li> <li>Take a daily multivitamin;</li> <li>Increase your vitamin C intake;</li> <li>Take antiviral medications if you are exposed to the flu.</li> </ul> <p>Annual flu vaccinations offer protection from the most likely influenza virus strains. The flu immunization can also help reduce the rate of respiratory illnesses and the number of doctor visits each year. However, it is not a guarantee that you won't get the flu.</p> <p>Flu vaccines cost $35 per person, on average, which is covered by health insurance, as required by the Affordable Care Act. You can get the vaccine at a physician's office, senior center, free or low-cost clinics, or at certain drugstores. (See also: <a href="http://www.wisebread.com/7-places-to-get-vaccinated-for-cheap-or-free?ref=seealso" target="_blank">7 Places to Get Vaccinated for Cheap or Free</a>)</p> <p>Many employers are also now offering free or reduced rate vaccinations onsite for their employees. When you consider that the average cost is over $130 for treatment (with insurance), it may be a good idea to take advantage of the vaccine as a precaution.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-high-cost-of-catching-a-cold-or-the-flu">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-41-frugal-ways-to-battle-a-cold-or-flu">Flashback Friday: 41 Frugal Ways to Battle a Cold or Flu</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/germs-dirt-bacteria-infection-immune-system-antibiotics-disease">Are we too clean for our own good?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-important-reasons-to-always-call-in-sick-when-youre-sick">8 Important Reasons to Always Call In Sick When You&#039;re Sick</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-frugal-ways-to-treat-the-common-cold">9 Frugal Ways to Treat the Common Cold</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-95-best-ways-to-get-fit-for-free">Flashback Friday: The 95 Best Ways to Get Fit for Free</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Health and Beauty cold cold remedies common cold flu flu season germs high cost saving money sickness Wed, 18 Jan 2017 10:30:27 +0000 Andrea Cannon 1876055 at http://www.wisebread.com 8 Important Reasons to Always Call In Sick When You're Sick http://www.wisebread.com/8-important-reasons-to-always-call-in-sick-when-youre-sick <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-important-reasons-to-always-call-in-sick-when-youre-sick" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_100133849_MEDIUM.jpg" alt="you should call in sick from work if you&#039;re sick" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When you're sick, you're sick. Which is why if you're feeling under the weather, it's best to <a href="http://www.wisebread.com/10-reasons-you-should-call-in-sick-today">call out of work and rest up</a> for a speedy recovery. Because as much as you don't like that stuffy head, sore throat, snot-rocket business, your co-workers like it even less &mdash; especially when you're kablooey-ing all over the office. As such, here are a few reminders on the importance of cuddling up under the covers with Jell-O and Netflix when you're on your proverbial deathbed to avoid plunging your entire company into chaos.</p> <h2>1. You'll Spread Your Germs Around</h2> <p>Obviously a no-brainer, when you're ill, you're often contagious. The last thing you want is to start spreading around whatever nastiness you've got. I don't mean to be dramatic or anything, but remember how fast diseases spread &mdash; viruses like H1N1, SARS, and Ebola. Unassuming, exemplary employee Hank probably caught a cough and thought he could work through it. Except the next thing you know, the CDC is calling pandemic on the whole thing, and now Hank is quarantined (and probably never heard from again) because he's Patient Zero. Grocery stores are mobbed, kids stay home from school, the world markets crash &mdash; all because of Hank and his cough. Don't be Hank.</p> <h2>2. You Won't Be Able to Concentrate</h2> <p>When you've fallen ill, it's usually hard to concentrate &mdash; what with the achy bones, headache, and watery eyes. Don't try to be a martyr at the office by pretending that you actually know what's going on. Because you don't. It's hard to enough to concentrate when you're sick, but it's almost impossible when you add those three max-strength Benadryl you ate for breakfast into the equation.</p> <h2>3. Your Body Will Be Tired, and You'll Be Unproductive</h2> <p>Sickness takes a toll on your body. Your immune defenses are down, you're not getting quality sleep, and you always have a hard time moving a muscle given that when you're sick on a weekend, all you do is ring that godforsaken bell to summon your partner to the bedroom to change the channel because your wittle fingers are too brittle to switch to Netflix.</p> <p>Social media professional Megan Ingenbrandt, from New Jersey, knows what I'm talking about.</p> <p>&quot;People underestimate the value of sleep when they're healthy, but I think it's even worse when they're sick,&quot; she says. &quot;Since they're not feeling their best, people often try to cram in as much work as possible so they can just crash when they get home. It's important to take time off when you're sick because your body needs more rest than normal to rejuvenate. Take the day off to veg out in bed and get back to work when you're feeling better.&quot;</p> <h2>4. You're <em>Not</em> Impressing the Boss With Your Will to Survive</h2> <p>Some employees come into work instead of calling in sick thinking&nbsp;<a href="http://officeteam.rhi.mediaroom.com/2014-01-28-survey-seven-in-10-workers-frequently-come-to-the-office-when-feeling-sick">it shows dedication </a>and that it'll impress their superiors &mdash; but that's a fool's game. Your boss doesn't want to have anything to do with you when you arrive late just to run to the bathroom every 10 minutes. Like anybody's got time to sanitize the place all day.</p> <h2>5. Nobody Wants to Hear You Hacking Up a Lung All Day</h2> <p>You know how gross is it to have a meeting with someone who sounds like they're on death's door? Besides, all that commotion is distracting to your coworkers who are busy planning your funeral instead getting the tasks that are on their to-do lists done. Perfect way to make lifetime enemies.</p> <h2>6. Your Miserable State Will Make Others Around You Miserable</h2> <p>You're not your outgoing, friendly self when you're sick, and when one person's morale is down in the office, it tends to drag others' down with it. You'll notice that nobody's smiling around you when you go to work sick because they're not your biggest supporter while you're contaminating every surface with your plague.</p> <h2>7. The Medication You're On Makes You a Liability</h2> <p>There's a reason many medications &mdash; even over-the-counter types &mdash; recommend that you abstain from operating motor vehicles or heavy machinery while under their influence. You could hurt yourself or somebody else. And if you do that on company time, you've just created a whole heap of trouble for you and your company.</p> <h2>8. You're Setting a Bad Example for Others</h2> <p>Guess what? Since you dragged your risen-from-the-crypt carcass to work when you had the flu, now everybody feels like they have to come to work one foot in the grave, too. You don't want to be the person who silently encourages their coworkers to endanger themselves and others because you're a proper nitwit, do you? I didn't think so. Instead, go to the doctor and find out what's wrong with you, or at the very least, spend like $50 at Rite-Aid on OTC remedies to flush out those poisonous hangers-on chemically. It's the American way.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/8-important-reasons-to-always-call-in-sick-when-youre-sick">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-stressful-job-may-be-making-you-healthier">Your Stressful Job May Be… Making You Healthier?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-high-cost-of-catching-a-cold-or-the-flu">The High Cost of Catching a Cold or the Flu</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-41-frugal-ways-to-battle-a-cold-or-flu">Flashback Friday: 41 Frugal Ways to Battle a Cold or Flu</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-38-ways-to-get-more-sleep-tonight">Flashback Friday: 38 Ways to Get More Sleep Tonight</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-frugal-ways-to-reduce-workplace-stress">10 Frugal Ways to Reduce Workplace Stress</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Health and Beauty call in sick cold flu Health home sick rest sick at work sick day stay home work Wed, 05 Oct 2016 09:00:08 +0000 Mikey Rox 1805694 at http://www.wisebread.com Best Money Tips: Find an Affordable Flu Shot http://www.wisebread.com/best-money-tips-find-an-affordable-flu-shot <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-find-an-affordable-flu-shot" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/4270298263_f78ee9fca0_z.jpg" alt="Find an affordable flu shot" title="Find an affordable flu shot" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on finding an affordable flu shot, jobs for people who want to work from home, and things that will be cheaper in 2013.</p> <h2>Top 5 Articles</h2> <p><a href="http://money.msn.com/frugal-living/post.aspx?post=4765626f-e2fa-4527-bbfd-cdfb8ef0e9db&amp;ref=bfv">Find an Affordable Flu Shot</a> &mdash; Don't get sick this flu season! See if you can get a flu shot that's affordable through your workplace. [MSN Money]</p> <p><a href="http://www.savvysugar.com/Real-Work-From-Home-Jobs-21415515">10 Awesome Jobs for People Who Want to Work From Home</a> &mdash; If you want to work from home, consider being a music teacher. [SavvySugar]</p> <p><a href="http://www.moneytalksnews.com/2013/01/10/11-things-that-will-be-cheaper-in-2013/#at_pco=cfd-1.0">11 Things That Will Be Cheaper in 2013</a> &mdash; Items like eBooks and smartphones will be cheaper this year! [Money Talks News]</p> <p><a href="http://www.treehugger.com/green-home/21-natural-home-remedies-pets.html">21 Natural Home Remedies for Pets</a> &mdash; Rub your pets' fur with some citrus juice to deter fleas naturally. [Treehugger]</p> <p><a href="http://www.freemoneyfinance.com/2013/01/real-estate-101-summary.html">Real Estate 101: Summary</a> &mdash; If you don't have the time to invest in real estate, you might want to consider other investment options. [Free Money Finance]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.mint.com/blog/saving/emergency-fund-101-how-to-start-saving-for-a-rainy-day-0113/">Emergency Fund 101: How to Start Saving for a Rainy Day</a> &mdash; Try to have at least three to six months of post-tax income saved up for your emergency fund. [MintLife Blog]</p> <p><a href="http://www.bargaineering.com/articles/5-natural-disasters-covered-homeowners-policy.html">5 Natural Disasters Not Covered in Your Homeowners Policy</a> &mdash; Chances are, your homeowners policy does not protect you from flooding. [Bargaineering]</p> <p><a href="http://www.creditsesame.com/blog/popular-real-estate-tax-breaks-are-in-jeopardy/">Popular Real Estate Tax Breaks are in Jeopardy</a> &mdash; Did you know that there are deductions for local and state property taxes on the deduction chopping block? [Credit Sesame Daily]</p> <p><a href="http://www.kiplinger.com/columns/fundwatch/archive/how-to-pick-the-best-index-funds.html?si=1">How to Pick the Best Index Funds</a> &mdash; One of the big benefits of index funds is that when you buy one, for the most part you know what you are getting. [Kiplinger]</p> <p><a href="http://parentingsquad.com/6-benefits-of-teaching-your-children-to-write-letters-1">6 Benefits of Teaching Your Children to Write Letters</a> &mdash; Teaching your children to write letters can help them cultivate stronger self-esteem. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-find-an-affordable-flu-shot">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-most-affordable-gym-memberships">5 Most Affordable Gym Memberships</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-high-cost-of-catching-a-cold-or-the-flu">The High Cost of Catching a Cold or the Flu</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-important-reasons-to-always-call-in-sick-when-youre-sick">8 Important Reasons to Always Call In Sick When You&#039;re Sick</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-41-frugal-ways-to-battle-a-cold-or-flu">Flashback Friday: 41 Frugal Ways to Battle a Cold or Flu</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-create-a-great-home-gym">6 Ways to Create a Great Home Gym For Less</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty affordable best money tips flu flu shot shot Mon, 14 Jan 2013 11:00:34 +0000 Ashley Jacobs 965680 at http://www.wisebread.com Best Money Tips: Avoiding the Flu http://www.wisebread.com/best-money-tips-avoiding-the-flu <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-avoiding-the-flu" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5880501877_2bb5e57117_z-1.jpg" alt="Avoiding the Flu" title="Avoiding the Flu" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on avoiding the flu, ways to save at the grocery store, and things to do when you're laid off.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneyning.com/advice/12-tips-for-avoiding-the-flu-without-a-flu-shot/">12 Tips for Avoiding the Flu (without a flu shot)</a> &mdash; This flu season, avoid the flu without getting a shot by avoiding public restrooms as much as possible. [Money Ning]</p> <p><a href="http://moneyqanda.com/save-money-at-the-grocery-store/">Four Ways To Save Money At The Grocery Store</a> &mdash; To save money at the grocery store, avoid making impulse purchases. [Money Q&amp;A]</p> <p><a href="http://www.savvysugar.com/Things-Do-When-Youre-Laid-Off-20156777">Money Scare: 5 Things to Do When You're Laid Off</a> &mdash; If you get laid off, remember to stay positive. [SavvySugar]</p> <p><a href="http://www.carefulcents.com/2011/10/words-to-remember-on-your-personal-finance-journey/">Words to Remember on Your Personal Finance Journey</a> &mdash; Remember your priorities on your personal finance journey. [Careful Cents]</p> <p><a href="http://timemanagementninja.com/2011/10/6-reasons-you-dont-dream-big-enough/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+TimeManagementNinja+%28Time+Management+Ninja%29">6 Reasons You Don't Dream Big Enough</a> &mdash; One of the reasons you may not dream big enough is that you are letting your fear of failure get in the way of your dreams. [Time Management Ninja]</p> <h2>Other Essential Reading</h2> <p><a href="http://parentingsquad.com/last-minute-ideas-for-halloween-fun">Last Minute Ideas for Halloween Fun</a> &mdash; Just because Halloween is almost here doesn't mean you are out of time to plan some fun! Find some Halloween books and snuggle up for a reading-fest. [Parenting Squad]</p> <p><a href="http://www.thecentsiblelife.com/2011/10/15-ways-to-keep-kids-busy-in-the-house/">15 ways to keep kids busy in the house</a> &mdash; Keep kids busy in the house by making tents out of blankets and sheets. [The Centsible Life]</p> <p><a href="http://www.investinternals.com/2011/10/4-steps-to-investing-in-property.html?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+investinternals+%28Money+Hacker+Blog%29">4 Steps to Investing in Property</a> &mdash; When investing in property, be sure to establish what you want from the property. [Moneyhacker]</p> <p><a href="http://freefrombroke.com/how-age-affects-your-car-insurance-rate-and-what-you-can-do-about-it/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=how-age-affects-your-car-insurance-rate-and-what-you-can-do-about-it">How Age Affects Your Car Insurance Rate and What You Can Do About it</a> &mdash; If you are a senior citizen, offset high insurance premiums by taking a driving test every couple years. [Free From Broke]</p> <p><a href="http://www.lifed.com/9-great-ways-to-save-on-skiing-and-snowboarding?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+lifedcom+%28Lifed%29">9 Great Ways To Save On Skiing And Snowboarding</a> &mdash; To save money on skiing and snowboarding, consider buying lift tickets early. [Lifed]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2011/09/the-consumerism-commentary-podcast-4" style="font-size: 13px; line-height: 1.7em;">The Consumerism Commentary Podcast</a><span style="font-size: 13px; line-height: 1.7em;"> &mdash; The Consumerism Commentary Podcast is published on Sunday. Be sure to check it out!</span></p> <p>Be sure to check out our <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news">News &amp; Events Calendar</a> to see all the awesome upcoming events in the personal finance world!</p> <p>Also, congratulations to Kay Lynn at <a href="http://www.bucksomeboomer.com/">Bucksome Boomer</a>! Kay Lynn just published her 600th post and is hosting a giveaway! Be sure to check it out and enter for your chance to <a href="http://www.bucksomeboomer.com/600th-post-itunes-gift-card-giveaway/">win an iTunes gift card</a>!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-avoiding-the-flu">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-things-car-salesmen-dont-want-you-to-know">17 Things Car Salesmen Don&#039;t Want You to Know</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/learn-to-love-winter-with-some-simple-self-deception">Learn to Love Winter With Some Simple Self-Deception</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-cheap-ways-to-lower-your-blood-sugar">13 Natural and Easy Ways to Lower Your Blood Sugar</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/51-uses-for-coca-cola-the-ultimate-list">51 Uses for Coca-Cola – the Ultimate List</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-baking-soda-took-my-bathroom-from-yuck-to-yes">How Baking Soda Took My Bathroom from “Yuck” to Yes!</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks best money tips flu Fri, 28 Oct 2011 10:00:21 +0000 Ashley Jacobs 766485 at http://www.wisebread.com 7 Cheap and Natural Ways to Fight the Cold and Flu http://www.wisebread.com/7-cheap-and-natural-ways-to-fight-the-cold-and-flu <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-cheap-and-natural-ways-to-fight-the-cold-and-flu" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000005329238XSmall.jpg" alt="sick child" title="sick child" class="imagecache imagecache-250w" width="250" height="165" /></a> </div> </div> </div> <p>Over-the-counter symptom relief is a normal and common reaction for the millions of people who suffer from the cold and flu each year. However, for my family, limiting how much acidic and unnecessary medicine enters our bodies is top on my priority list. In my research, experience and wisdom gained from others, I have found 7 cheap and natural suggestions for beating the common cold or flu.</p> <h2>Apple Cider Vinegar (ACV)</h2> <p>On <a href="http://backwoodshome.com">Backwoods Home Magazine</a>, Linda Gabris discusses the many valuable uses of ACV. I can personally attest to the MANY benefits of this wondrous creation. (Even when I do not have a cold I drink ACV to aid in detoxifying my body, and to speed up my metabolism.)</p> <p>To fight a cold, Gabris suggests mixing two tablespoons of ACV with one cup of boiling water. She recommends adding honey if you would like to sweeten the taste (ACV is not pleasant tasting to most people, though after a few months of drinking it, I now enjoy the taste). You can drink this as a tea and is said to be good for relieving a cough and breaking up phlegm. Another benefit to the ACV tea is inhaling the steam which can lead to a relief in the painful congestion that builds up.</p> <p><em>It is not recommended to give to children under 2. Cut the dose of ACV in half for kids over two.</em></p> <h2>Garlic</h2> <p>Cheap and effective...and smelly, but, if you can deal with the smell, you have an inexpensive, way to fight off a cold with a powerful punch. Alicin, which gives garlic its odor, also gives garlic its antioxidant compounds to fight the virus, and shorten the duration of the cold. There are different ways to take garlic: supplements, powder, extract, oil, mixing it with food, or eating a clove whole or mixed with food. Garlic is safe for children (mixing it with apple sauce is said to be a tasty way for kids to eat it), though avoid giving children supplements as there is not enough research to know if anything but fresh garlic with kids is safe.</p> <h2>Ginger</h2> <p>Another little guy with a powerful punch! Research on <a href="http://catalog.com">Catalog</a>, by Rita Hutner, states that ginger is a diaphoretic that contains particles active against rhinoviruses (a common group of cold viruses). Basically, ginger raises your body temperature, forcing your body to perspire and sweat out the cold...nice...sweating without working out! If your child does not like the tea, put about 3-5 tablespoons of ginger, wrapped in a cheese cloth, in a warm bath. This will help them sweat out the cold, in a more enjoyable way.</p> <p><em>Ginger is also a blood thinner &mdash; talk to a doctor about taking it if you are taking blood thinning medicine. </em></p> <h2>Green Tea</h2> <p>One of my favorites, even when I do not have a cold. Many &ldquo;A List&rdquo; celebrities drink this to keep healthy, speed up their metabolism, and to detoxify their body...not to mention, it tastes great, especially with a little lemon and honey (which are both helpful for soothing a sore throat). When it comes to shortening the length of a schedule disturbing visit from the cold or flu virus, green tea aids in ridding your body of those nasty toxic viruses that causes the many aches and pains keeping you from tending to your to do list.</p> <p><em>This is not recommended for children.</em></p> <h2>Chicken Soup</h2> <p>Your mother&rsquo;s suggestion of treating your cold with chicken soup was not in vain. Chicken soup contains mucus fighting elements, steam to relieve congestion, carbohydrates to give you energy, and veggies to aid in giving your body the nutrients it needs to stay strong while fighting away the cold. Keep to low sodium though. Some sodium is good for regulating the amount of fluids in your body, but too much will dehydrate you.</p> <h2>Rest</h2> <p>Your body is working overtime to fight this nasty little virus invading your body. Resting gives your body the ability to strengthen itself to fight these toxins, and also gives your body time to repair itself. Even if you are a constant doer like myself, step away from your to do list and rest, it might be painful for a while (believe me, I know), but the recovery for your body will aid in getting you back to your most effective self.</p> <h2>Water</h2> <p>We have all heard that drinking 8 glasses of water a day is imperative to our health. This is even more true when fighting a cold. Water will flush out your system, aid in digestion, and fights fatigue.</p> <p>Follow these five tips, fight that nasty cold, and get back to the many roles you play in your life. Most of these tips are also helpful for ending the agony you and your kids are in when they get hit with cold or flu bug. Feel better soon!</p> <p><strong>I am not a doctor and this should not be considered medical advice. Always consult your doctor.</strong><em><br /> </em></p> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p>This is a post from our sister blog, <a href="http://parentingsquad.com">Parenting Squad</a>. Visit Parenting&nbsp;Squad for more tips and news for your family.</p> <ul> <li><a href="http://parentingsquad.com/sun-fun-and-allergies-remedy-ideas-and-preventative-actions">Sun, Fun and Allergies:&nbsp;Remedy Ideas and Preventative Actions</a></li> <li><a href="http://parentingsquad.com/name-that-cough-a-moms-guide-to-what-ails-em">Name That Cough: A Mom's Guide to What Ails 'Em</a></li> <li><a href="http://parentingsquad.com/pink-eye-and-the-small-guy-get-the-facts-about-conjunctivitis">Pink Eye and the Small Guy:&nbsp;Get the Facts about Conjunctivitis</a></li> </ul> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/lori-kerrigan">Lori Kerrigan</a> of <a href="http://www.wisebread.com/7-cheap-and-natural-ways-to-fight-the-cold-and-flu">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-high-cost-of-catching-a-cold-or-the-flu">The High Cost of Catching a Cold or the Flu</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-alternative-uses-for-lemons">25 Alternative Uses for Lemons</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-important-reasons-to-always-call-in-sick-when-youre-sick">8 Important Reasons to Always Call In Sick When You&#039;re Sick</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-frugal-ways-to-treat-the-common-cold">9 Frugal Ways to Treat the Common Cold</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-41-frugal-ways-to-battle-a-cold-or-flu">Flashback Friday: 41 Frugal Ways to Battle a Cold or Flu</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty cold remedies flu home remedies Fri, 16 Oct 2009 16:00:01 +0000 Lori Kerrigan 3722 at http://www.wisebread.com Economic effects of pandemic flu in a recession http://www.wisebread.com/economic-effects-of-pandemic-flu-in-a-recession <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/economic-effects-of-pandemic-flu-in-a-recession" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/flu-mask-mexico.jpg" alt="Flu masks in Mexico" title="Epidemia de Pánico / Panic Epidemy" class="imagecache imagecache-250w" width="250" height="183" /></a> </div> </div> </div> <p>While health authorities worry about the human cost of pandemics, other policy-makers have tended to focus on the economic costs. Economic impact takes many forms--drops in production as workers stay home, drops in commerce as shoppers avoid crowded places, drops in tourism as travelers avoid affected areas. Does the current economic crisis make us more vulnerable than usual, if the swine flu outbreak in Mexico and a few US cities goes pandemic?</p> <p>Two recent illnesses that seemed to pose a threat of pandemic disease--bird flu and SARS--give us some insight into the kind of economic impacts we need to consider.</p> <h2>SARS and Bird flu</h2> <p>In the case of SARS, there was a <a href="http://www.dni.gov/nic/special_sarsthreat.html">substantial economic impact</a>, with the affected Asian countries losing $25 to $30 billion mostly in the tourism, service, aviation, and restaurant sectors--and another $2 billion lost in Toronto alone. In addition to the lost dollars, there were also serious job losses--up to 3 million jobs just in China, Hong Kong, Singapore, and Vietnam.</p> <p>In the case of bird flu (aka avian influenza), the <a href="http://web.worldbank.org/WBSITE/EXTERNAL/COUNTRIES/EASTASIAPACIFICEXT/EXTEAPREGTOPHEANUT/0,,contentMDK:20713527~pagePK:34004173~piPK:34003707~theSitePK:503048,00.html">economic impacts</a> were rather different. Much of the impact--an estimated $10 billion--resulted from culling poultry to stem the spread of the disease (and the related costs to the government for equipment, personnel, and so on).</p> <h2>Current swine flu threat</h2> <p>Those were both instances where the threatened expansion to pandemic disease did not occur. Just the threat, though, caused widespread ripple effects--not only do people avoid tourism to the affected areas, people already in the affected areas take more drastic measures to limit the spread of the disease. For example, in Mexico, <a href="http://www.telegraph.co.uk/news/worldnews/centralamericaandthecaribbean/mexico/5215544/Swine-flu-outbreak-kills-scores-in-Mexico-amid-fears-it-has-spread-to-US.html">government officials have closed schools</a> and advised people to avoid crowds.</p> <p>People tend to pay some attention to government announcements of that sort, but they also do their own thinking--and may take more drastic measures, such as staying home from work and avoiding stores. That can have serious economic effects.</p> <p>A recession, though, may actually mitigate some of those effects.</p> <p>People are already avoiding unnecessary shopping, so economic activity probably won't fall nearly as much from their already-low levels as they would have otherwise. Similarly, people who are unemployed are already not going to work, so it makes no difference if they continue staying home.</p> <p>On the other hand, many people who still have jobs are probably more afraid than usual that they might lose them. That, combined with other pressures from the recession, might prompt people to go to work even when they fear exposure to contagious disease. (In fact, we already <a href="http://news.bbc.co.uk/2/hi/talking_point/8018428.stm">see this happening</a>.) This may reduce the economic impact, but potentially at the cost of greater illness and death.</p> <h2>Fear and reality</h2> <p>Just fear of a pandemic can produce substantial costs to the economy, if people stay home rather than work and shop. If a really deadly disease becomes widespread, however, things can get much worse. People who are in the hospital can't come to work no matter how great the risk that staying home might cost them their job. And, of course, people who are dead never return to work at all.</p> <p>The 1918 flu pandemic is estimated to have killed at least 2.5% of the world population. With the current world population, similar results would mean some 170 million deaths worldwide.</p> <p>That sort of population decrease has far-reaching economic effects. With fewer people, there's less demand. Less demand results in lower prices--potentially for everything (food, housing, consumer goods, factory equipment). The result might well be yet another downward leg in the recessionary spiral.</p> <p>On the other hand, it's a different sort of drop in demand. The normal recessionary spiral results in dropping standards of living, because people (whether by choice or due to economic circumstances) buy less. A drop in demand produced by a smaller population, though, doesn't necessarily have the same result--individual household consumption can actually rise (because the things they want to buy are cheaper) even though total consumption is down (because there are fewer people). In the aftermath of the Black Death, <a href="http://www.britainexpress.com/History/medieval/black-death.htm">standards of living actually rose</a> (for the survivors), due to higher wages for now-scarce workers.</p> <h2>In a financial crisis</h2> <p>There is, though, a related but different set of dangers. The financial crisis has put the economy into an unusually stressed state, exposed to many risks that too few policy makers and financial executives expected. The danger of pandemic disease is yet another layer of risks and costs on top of a financial industry that is already undercapitalized and holding large amounts of debt that is never going to be paid back. The costs--workers staying home, executives unable to travel--are probably modest. The risks, though are huge:</p> <ul> <li>Businesses in industries affected by pandemic (or fear of pandemic) will fail, leaving their debts unpaid</li> <li>Debtors will die, leaving their debts unpaid as well</li> <li>Families will lose breadwinners, adding to the burden on aid agencies and others</li> <li>Governments will be too distracted by the new crisis to deal effectively with the old one</li> </ul> <p>On balance, I'd say that the recession generally reduces the financial impacts of pandemic disease. The financial crisis, however, makes the economy particularly vulnerable to any shock. I don't see much that ordinary people can do to mitigate those risks. The risks ordinary people should keep their eye on are the risks to their health.</p> <p><em>[Update 26 April 2009:&nbsp; I found a good 2005 article from the CDC <a href="http://www.cdc.gov/ncidod/eid/vol5no5/meltzer.htm">The Economic Impact of Pandemic Influenza in the United States: Priorities for Intervention</a>.&nbsp; It looks in considerable detail at the costs of mass imunization programs, hospitalizations, and so on.] </em></p> <p><em>[Update 28 April 2009:&nbsp; The US government has a <a href="http://www.pandemicflu.gov/">pandemic flu site</a> that includes a page on <a href="http://www.pandemicflu.gov/impacts/index.html">economic impacts</a>.]</em></p> <p><em>[Update 8 August 2009: </em></p> <p>Another US government site <a href="http://www.flu.gov/">flu.gov</a> has lots of policy suggetions aimed a minimizing economic impacts.&nbsp; (For example, they advise against closing schools in favor of having sick people stay home.)&nbsp;</p> <p>The <em>Economist</em> had two recent stories on the economic impact of the flu:&nbsp;<span style="text-decoration: underline;"><span style="font-weight: bold;"> </span></span><a href="http://www.economist.com/businessfinance/displaystory.cfm?story_id=14094145">Cold comfort</a> (The economic impact of swine flu may not be that bad) and <a href="http://www.economist.com/agenda/displaystory.cfm?story_id=14115951">The cost of swine flu</a> (Swine flu hits public health and the economy in South America.]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/philip-brewer">Philip Brewer</a> of <a href="http://www.wisebread.com/economic-effects-of-pandemic-flu-in-a-recession">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/surviving-swine-flu">Surviving Swine Flu</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/will-a-dental-discount-plan-save-you-money">Will A Dental Discount Plan Save You Money?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/preparing-for-a-recession">Preparing for a Recession</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-important-reasons-to-always-call-in-sick-when-youre-sick">8 Important Reasons to Always Call In Sick When You&#039;re Sick</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/living-within-your-means-isnt-nasty">Living within your means isn&#039;t nasty</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Health and Beauty bird flu black death economic Economy flu h1n1 h5n1 Health influenza pandemic plague recession sars swine flu Sun, 26 Apr 2009 01:07:45 +0000 Philip Brewer 3086 at http://www.wisebread.com Are we too clean for our own good? http://www.wisebread.com/germs-dirt-bacteria-infection-immune-system-antibiotics-disease <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/germs-dirt-bacteria-infection-immune-system-antibiotics-disease" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/soil.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="322" /></a> </div> </div> </div> <p>A friend of mine has three daughters, all under 6 years old. Recently, she was at the supermarket with her youngest. Her daughter dropped her pacifier on the ground. My friend picked it up, wiped it on her shirt, and handed it back to her daughter.</p> <p>An elderly gentleman approached her a few seconds later. Chuckling, he patted her child on the head. &quot;This must not be your first kid, then,&quot; he said with a grin,</p> <p>&quot;Why do you say that?,&quot; my friend asked nervously.</p> <p>&quot;Well, with the first child, if they drop their binkie, you&#39;d be more likely to boil it before letting your baby touch it again. By the time you get to your second, you get over it.&quot;</p> <p>My friend smiled. &quot;Yeah, that pretty much sums it up.&quot;</p> <p>There are probably a few of you reading this who think my friend is a horrible mother. I can assure you that she is not. Yes, supermarket floors are dirty. Yes, her daughter was probably exposed to germs. But according to many scientists, <a href="http://www.livescience.com/health/070914_too_clean.html">germs may be exactly what we need more of</a>.</p> <p>Building up a healthy immune system is one of the most important things that we can do for our health. It&#39;s the reason that people try to make sure that their children get chicken pox at a young age; they hope to inoculate their babies against the disease, which is much more serious if experienced at an advanced age. Taking your kid to a Pox Party is like a cheap vaccination. Viruses are serious things, and we believe in inoculating our kids against them, for the most part. </p> <p>However, we don&#39;t feel the same way about bacteria and other bugs. In fact, we do our utmost to avoid contact with bacteria, and when we do experience it, we zap the hell out of it with antibiotics and antibacterial ointments. The result? Our bodies don&#39;t know how to deal with bacterial infections, and the bacteria that we do come into contact with is getting stronger and stronger as we continually do our damndest to kill it off. Not only that, but when an immune system with too much free time on its hands comes into contact with innocuous but foreign substances (like cat dander), it over reacts, causing us to suffer from allergies.</p> <p>You&#39;ve probably heard that certain conditions that seem endemic to Americans, such as hayfever, <a href="http://query.nytimes.com/gst/fullpage.html?res=9F05EFDE1330F93AA2575AC0A9649C8B63">asthma</a>, and <a href="http://www.cnn.com/2007/HEALTH/03/23/allergies.kids/index.html">food allergies</a>, are not as common in the developing world. People infected with hookworm, for instance, have fewer asthma attacks and allergies (the hookworms trigger and immune system response, it is thought, that causes the body to concentrate on the worms, rather than triggering wheezing asthma attacks). By the way, do not Google &quot;hookworm&quot; unless you want to spend the rest of the day fighting the heebie jeebies. </p> <p>The point is, exposure to other germs, especially those found in soil, are <a href="http://www.realage.com/parentingcenter/articles.aspx?aid=10326">beneficial in preventing all kinds of autoimmune diseases</a>. With that in mind, consider letting go of your germ phobic ways. You&#39;ll save some money on the plethora of cleaning supplies that promise to nuke every single bacterium within a hundred-mile radius, and just may find that your kids grow up healthier.</p> <ul> <li>There&#39;s certainly nothing wrong with washing your hands, but skip the anti-bacterial soaps. Also, hand sanitizer is good in a bind, but if you apply it several times a day (and don&#39;t work in a hospital), you might have bigger issues than germs.</li> <li>Nobody wants salmonella poisoning, but using the appropriate tools when preparing raw chicken (plastic or glass cutting boards that can be run through the dish washer) and cleaning the kitchen with normal soap and water afterwards can do the trick - no need to break out the Clorox wipes.</li> <li><a href="http://www.slate.com/id/2175569/">Slate.com</a> believes that Americans should eat sh*t and NOT die. Provocative, but also, ew. They also mention the importance of breast feeding as a method for transferring antibodies from mother to child, even though most mothers today also lack crucial antibodies, having also been raised in sterile environments.</li> <li><a href="http://www.cnn.com/2006/HEALTH/conditions/04/05/cohen.allergies/index.html">Let your kids get dirty</a>. They will survive. I suppose it&#39;s possible, but it&#39;s fairly uncommon to hear of children who have been hospitalized because they accidentally ingested a little dirt.</li> <li>Ladies, your ladybits are self-cleaning, like an expensive oven! Unless it has been recommended by your gynecologist, do not feel the need to rinse them out from the inside (click <a href="http://www.flickr.com/photos/mrbill/37387729/sizes/l/">here</a> to see a really odd add for Lysol ladybit cleaner). Remember, douchebag is a better insult than it is an invention. Too much rinsing will actually CAUSE infections.</li> </ul> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-karim">Andrea Karim</a> of <a href="http://www.wisebread.com/germs-dirt-bacteria-infection-immune-system-antibiotics-disease">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-high-cost-of-catching-a-cold-or-the-flu">The High Cost of Catching a Cold or the Flu</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-dirty-is-your-money-really">How Dirty Is Your Money, Really?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-big-of-a-house-do-you-really-need">How Big of a House Do You Really Need?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-41-frugal-ways-to-battle-a-cold-or-flu">Flashback Friday: 41 Frugal Ways to Battle a Cold or Flu</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-the-courtesy-flush-dead">Is the courtesy flush dead?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Green Living Home Lifestyle Allergies antibiotics bacteria chidren clean cold Dirt disease flu germs hand washing hookworms illness immune system infection lactose intolerance Overly Clean soap wash hands Mon, 17 Nov 2008 22:27:20 +0000 Andrea Karim 2585 at http://www.wisebread.com