APR

Is a Balance Transfer Offer a Good Deal?

Balance transfer credit cards can be a good way to consolidate debt. Here's what you need to know before signing the dotted line.

Best of Personal Finance: Credit Where Credit Is Due Edition

Credit cards are fun for the whole family, until the bills start rolling in and you are expected to hand over your hard-earned money for the stuff you bought on plastic. In this we

Your Interest Rates Are About to Go Up

Have good credit? A low APR on your credit cards? Always pay your bills on time? That's not going to stop your credit card company from jacking up your rate whenever they feel like

Credit Card Fees: Hidden and Otherwise

Annual fees, grace periods, balance transfer options…it's a wonderful world of credit card jargon out there, and depending on your needs and planned u

Huge Tax-Free Investment Returns

The fact is, you can pretty easily get 30% or more on investments that are not only very safe but come with built-in inflation protection. But don't get too excited.

Lower Credit Card Rates? Just Ask!

Follow these two easy steps, and you’ll be on your way to lower credit card rates and more money in your pocket.

The Dirty Secrets of Credit Cards

Here are some of the biggest dirty secrets of the credit card industry.

How to Get a Lower APR, or Possibly Not

Getting my interest rate lowered by my credit card company was impossible, so I had to go a different route to avoid the interest charges.