market http://www.wisebread.com/taxonomy/term/10612/all en-US 10 Stocks Every Recent Grad Should Own http://www.wisebread.com/10-stocks-every-recent-grad-should-own <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-stocks-every-recent-grad-should-own" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/new_grad_happy_20845110.jpg" alt="Woman buying stocks every recent grad should own" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you're just fresh out of college, you may be broke and not yet in a position to invest. But if you find a little extra cash, or are fortunate enough to be gifted some stock as a graduation gift, there are a number of great options that have a great track record of solid performance.</p> <p>These are stocks that have rarely let investors down over the course of decades, and they often pay great dividends, too.</p> <p>If there's a list of stocks that recent grads should consider owning, these 10 should be included.</p> <h2>Microsoft [<a href="http://www.nasdaq.com/symbol/msft">Nasdaq: MSFT</a>]</h2> <p>Bill Gates' old company made headlines recently when it bought the professional networking site LinkedIn. It's now a massively diverse tech firm with PCs, tablets and phones, software, and a popular video game system.</p> <h2>Coca-Cola [<a href="http://www.google.com/finance?cid=6550">NYSE: KO</a>]</h2> <p>Yes, we know that America is supposed to be moving away from sugary drinks. But this company has managed to sell a ton of Coke while diversifying its product line to include everything from Dasani water, to Powerade and Honest Tea. Coca-Cola shares have been in positive territory for eight straight years, and with a market cap of nearly $200 billion, it's likely a long-term winner.</p> <h2>Apple [<a href="http://www.nasdaq.com/symbol/aapl">Nasdaq: AAPL</a>]</h2> <p>Shares of this technology company have dipped about 20% in the last year, but that's all the more reason to consider buying now. This is still one of the largest, most influential and inventive companies out there. Chances are, if you are a recent college grad, you use Apple products. So go with what you know, and reap the financial rewards. (Disclosure: I own some shares of Apple.)</p> <h2>Facebook [<a href="http://www.nasdaq.com/symbol/fb">Nasdaq: FB</a>]</h2> <p>Okay, full disclosure: I bought some shares of Facebook stock a while back, and I have no complaints. Shares are up more than 40% in the last year, as the company continues to bust through earnings predictions. Facebook has 1.65 billion active users, and the company could vault to new heights with recent investments into virtual reality. <a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money" target="_blank">Social media</a> may be a fad, but Facebook will be here to stay.</p> <h2>Procter and Gamble [<a href="http://finance.yahoo.com/q?s=PG">NYSE: PG</a>]</h2> <p>Do you wash your clothes and your dishes? Do you brush your teeth? Do you use paper towels? P&amp;G sells products that people all over the world use every day. This is one of those stocks you can practically &quot;set and forget&quot; and see a very solid return nearly every year. A dividend yield of more than 3% doesn't hurt, either.</p> <h2>AT&amp;T [<a href="http://finance.yahoo.com/q?s=T">NYSE: T</a>]</h2> <p>Admittedly, this is not the most exciting stock in the universe. But it's reliable, with a good dividend and not much volatility. AT&amp;T recently hit a 52-week high amid reports that it's bidding for some of Yahoo's assets. But any share growth is a bonus for this company that's now dishing out a 4.8% dividend yield. (Disclosure: I own shares of AT&amp;T, gifted to me in the 1990s!)</p> <h2>Johnson &amp; Johnson [<a href="http://finance.yahoo.com/q?s=JNJ">NYSE: JNJ</a>]</h2> <p>Like P&amp;G, Johnson &amp; Johnson is a dividend aristocrat, meaning that it has paid out and increased its dividend every year for 25 straight years. This is a big company that's neck deep in the growing health care sector, and it sells a lot of products, including shampoo, soap, and hand lotion, that people use all the time. JNJ shares are up 18% this year, and has had just 13 down years since 1975. A 2.7% dividend yield is also a selling point.</p> <h2>Wal-Mart [<a href="http://finance.yahoo.com/q?s=WMT">NYSE: WMT</a>]</h2> <p>When you have revenue approaching half a trillion dollars (yes, trillion with a &quot;t&quot;), you are a company worth investing in. Wal-Mart does well when the economy is doing well and folks are spending money. Wal-Mart does well in slow economic times, when shoppers are looking for low prices. There is some concern about the long-term future of brick-and-mortar retail, but Wal-Mart right now has more than four times the revenue of Amazon.</p> <h2>Sysco Foods [<a href="http://finance.yahoo.com/q?s=SYY">NYSE: SYY</a>]</h2> <p>If you've ever eaten at a restaurant, you've probably gotten food from Sysco. This is another dividend aristocrat that has seen shares rise 19% in 2016, while boasting a healthy dividend yield of 2.5%. It's been one of the most reliable stocks for decades, and people aren't going to stop eating at restaurants anytime soon.</p> <h2>Amazon [<a href="http://www.nasdaq.com/symbol/amzn">Nasdaq: AMZN</a>]</h2> <p>The world's top online retailer can be frustrating, because founder and owner Jeff Bezos has always focused more on growing his company than worrying about profitability. Some shareholders got frustrated with Amazon and left last year, but now shares are up over $700, nearing an all-time high. In addition to massive online sales revenue, Amazon has made a killing from its web services subsidiary, which pulled in $604 million in profits last year. One of these days, all of Amazon's reinvestment will likely pay off with massive profits that will send shares to even bigger heights.</p> <p><em>Have you ever been gifted (or given) shares? What stocks were they?</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F10-stocks-every-recent-grad-should-own&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F10%2520Stocks%2520Every%2520Recent%2520Grad%2520Should%2520Own.jpg&amp;description=10%20Stocks%20Every%20Recent%20Grad%20Should%20Own"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/10%20Stocks%20Every%20Recent%20Grad%20Should%20Own.jpg" alt="10 Stocks Every Recent Grad Should Own" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/10-stocks-every-recent-grad-should-own">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-an-exit-strategy-can-make-you-a-better-investor">How an Exit Strategy Can Make You a Better Investor</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-expensive-stocks-that-are-totally-worth-it">7 Expensive Stocks That Are Totally Worth It</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-ways-to-invest-50-500-or-5000">The Best Ways to Invest $50, $500, or $5000</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-your-retirement-by-avoiding-these-10-risky-investments">Save Your Retirement by Avoiding These 10 Risky Investments</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-stocks-your-kids-would-love-to-own">5 Stocks Your Kids Would Love to Own</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Investment Amazon apple Coke Facebook gifts graduation market Microsoft profits stocks Fri, 24 Jun 2016 09:30:19 +0000 Tim Lemke 1736531 at http://www.wisebread.com Save Your Retirement by Avoiding These 10 Risky Investments http://www.wisebread.com/save-your-retirement-by-avoiding-these-10-risky-investments <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/save-your-retirement-by-avoiding-these-10-risky-investments" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/bull_versus_bear_000060138212.jpg" alt="Finding out which volatile investments you should avoid" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Trying to predict the movements of <a href="http://www.wisebread.com/tesla-six-flags-and-9-other-adventure-stocks-worth-investing-in">individual stocks</a> and funds is often a futile endeavor, but it gets harder when you're tracking highly volatile investments.</p> <p>Many stocks, mutual funds, and ETFs are well known for share prices that jump around. That movement can be exploited in the short-term, but it's usually not helpful for long-term investors. What's more, many of the most volatile investments haven't performed well, overall.</p> <p>Here are 10 stocks that are among the most volatile in the market, based on a common measurement known as beta. Most of these firms have a beta higher than their industry's average. Generally speaking, any investment with a beta higher than 1.0 is considered more volatile than average.</p> <h2>1. SolarCity [NASDAQ: <a href="http://finance.yahoo.com/q?s=SCTY">SCTY</a>]</h2> <p>I'm personally a big fan of renewable energy, but it's hard to get a handle on this stock. That's because it seems very susceptible to any and all news related to green energy, and as a relatively new company, it gets big attention for nearly every deal it makes. SolarCity hit a 52-week high last September then dove to a year low within two months. Then came a gradual climb, followed by another big dip. Long-term investors are better off waiting for SolarCity to get established before jumping in.</p> <h2>2. Twitter [NYSE: <a href="http://finance.yahoo.com/q?s=TWTR">TWTR</a>]</h2> <p>Riding the ups and downs of this stock has been like being on a wooden coaster at Coney Island. Shares rose to new heights near $60 last fall, then fell 40%, then rebounded almost all the way back, only to fall to under $30 recently. On one hand, investors see the potential from Twitter's 300 million active users. But it's also clear the company hasn't entirely figured out its business plan. (Disclosure: I own some shares of Twitter.)</p> <h2>3. Keurig Green Mountain [NASDAQ: <a href="http://finance.yahoo.com/q?s=GMCR">GMCR</a>]</h2> <p>Those single serve coffee makers were a great invention, but Keurig has had a terrible year and has been one of the most volatile stocks for the last five, according to standard deviation measurements. Last November, shares were trading at $158, but now they are near $52. Investors have become skeptical of Keurig's new products, and the company's ability to hang with new competition.</p> <h2>4. Oil and Gas ETFs</h2> <p>With oil prices hammered down in the last year, energy-related stocks have also taken a beating. But they're not just down in value &mdash; they're also highly volatile. Check any list of the most volatile ETFs over the last three years, and you'll see numerous oil and gas ETFs, including Powershares S&amp;P SmallCap Energy Portfolio and SPDR S&amp;P Oil &amp; Gas Equipment &amp; Services ETF. Energy companies including Clayton Williams Energy and Carbo Ceramics are among the most volatile in the stock market.</p> <h2>5. S&amp;P High Beta Portfolio [NYSE: <a href="http://www.google.com/finance?cid=7980421">SPHB</a>]</h2> <p>This is an ETF that tracks the S&amp;P 500 High Beta Index, which keeps tabs on the most volatile stocks in the market. As you can imagine, its price fluctuates wildly, making it a horribly impractical product for most long-term investors. Consider that 14% of this ETF's holdings are in the highly volatile oil and gas industry.</p> <h2>6. Alexion Pharmaceuticals [NASDAQ: <a href="http://finance.yahoo.com/q?s=ALXN">ALXN</a>]</h2> <p>What to make of a stock that goes from a 52-week low to a 52-week high within two months? What to make of a stock that pulls off such a swing twice in one year? Alexion has a beta figure of 1.28, which is 50% higher than the average in the biotech industry. Unless you are Nostradamus and can predict these swings, stay away.</p> <h2>7. TripAdvisor [NASDAQ: <a href="http://www.google.com/finance?cid=307145951988945">TRIP</a>]</h2> <p>In the last year, few companies have been more volatile. The popular travel website has seen shares drop 21% in the last 52 weeks, but with wild swings during that time. Some investors may have done well with TripAdvisor stock, depending on when they sold. But trying to predict the ups and downs is a fool's game.</p> <h2>8. Zillow [NASDAQ: <a href="http://finance.yahoo.com/q?s=Z">Z</a>]</h2> <p>The provider of real estate information was trading at $148 about a year ago. Now shares are at $75 a piece. Investors have endured some big price swings in recent months, including a 14% single-day drop back in March. Zillow has a beta of 1.4, placing it in the top third of most volatile stocks in the tech industry.</p> <h2>9. Yelp [NYSE: <a href="http://finance.yahoo.com/q?s=YELP">YELP</a>]</h2> <p>Shares of this online platform for business reviews have been less volatile this year than in years past, but that's only because they've steadily gone down. Shares have dropped more than 60% since a 52-week high last September.</p> <h2>10. Casino Stocks</h2> <p>Look to Las Vegas for some volatility. Wynn Resorts has been one of the more volatile stocks in the last three years, and shares are down more than 40% this year. Caesar's Entertainment has also been all over the place, trading at $17 last November and then dropping to $3.30 this past June. You may have better luck at the blackjack table than you would trying to anticipate the movements of these stocks.</p> <p><em>Are you daring enough to invest in volatile shares like these? How have you done?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/save-your-retirement-by-avoiding-these-10-risky-investments">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-3-rules-every-mediocre-investor-must-know">The 3 Rules Every Mediocre Investor Must Know</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-investment-mistakes-we-all-make">11 Investment Mistakes We All Make</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-ways-to-invest-in-china">7 Easy Ways to Invest in China</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-build-an-investment-portfolio-for-under-5000">How to Build an Investment Portfolio for Under $5000</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-stocks-every-recent-grad-should-own">10 Stocks Every Recent Grad Should Own</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Investment beta ETFs market stocks volatility Tue, 25 Aug 2015 13:00:26 +0000 Tim Lemke 1531894 at http://www.wisebread.com A Supermarket Insider Reveals 5 Ways Your Grocer Is Trying to Upsell You http://www.wisebread.com/a-supermarket-insider-reveals-5-ways-your-grocer-is-trying-to-upsell-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/a-supermarket-insider-reveals-5-ways-your-grocer-is-trying-to-upsell-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/shopping-groceries-86527435-small.jpg" alt="grocery shopping" title="grocery shopping" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Your grocery store is not out to get you, explains Supermarket Guru Phil Lempert. &quot;Their mission is to make you very loyal as a shopper. They want to form a relationship,&quot; said Lempert, editor of insider grocery journal The Lempert Report and <a href="http://www.supermarketguru.com">SupermarketGuru.com</a>.</p> <p>That said, the grocery industry is a low-margin business, and the more stores can do to encourage customers to spend more, in the most profitable areas, the better. Brands, too, would like to influence your behavior. (See also: <a href="http://www.wisebread.com/the-one-tool-that-assures-you-never-pay-too-much-for-groceries?ref=seealso">The One Tool That Ensures You Never Pay Too Much for Groceries</a>)</p> <p>So beware of these ways supermarkets and brands attempt to steer your cart &mdash; and your wallet.</p> <h2>1. The Fresh 'n' Fruity</h2> <p>&quot;One reason the produce department is in the front of the store is, it's like aromatherapy. Great colors and fragrances put you in a better mood, so when you're going through the store, you're moving more slowly; you might notice more products,&quot; Lempert said.</p> <h3>How to Evade It</h3> <p>Sticking to a list can help you avoid being influenced by attempted mood control. To avoid feeling deprived, Lempert advises drawing a limited number of blanks at the bottom of the page, so you can add two or three impulse buys &mdash; but no more than you can afford.</p> <h2>2. The Endcap Game</h2> <p>As you turn toward the next aisle, you see a towering display of identical cereal boxes. Beware! This may not be what you think it is. &quot;Most people think everything in that endcap is on sale. Only about half the time is it on sale,&quot; Lempert warns.</p> <h3>How to Evade It</h3> <p>&quot;Look carefully at the sign that's there,&quot; Lempert said. If it doesn't specifically show a discount, it's full price.</p> <h2>3. The Stock-Up Stickup</h2> <p>Buy one get one free, three for $5, or the per-ounce savings of the jumbo vat of ketchup &mdash; these can be traps if they lead you down the path of buying more than you can use before the expiration date.</p> <h3>How to Evade It</h3> <p>&quot;Make sure you buy something in an appropriate size to use,&quot; Lempert said. &quot;They might have 64 oz. tomato juice on sale. You have tomato juice occasionally. You might be better off buying the smaller cans, even though they're more expensive (per serving).&quot;</p> <p>On the other hand, if you are sure you'll use the larger volume in a timely manner, go ahead and grab the deal. BOGOs tend to be the largest discounts you'll see on most products. Lempert has one more caveat for stock-up-and-savers.</p> <p>&quot;Check the per-unit price. Just because it's in a bigger package doesn't mean it's cheaper. Because of operational efficiencies, you might find a 16 oz. can is cheaper on a per-unit basis than a 40 oz. can.&quot; If the factories are configured to pump out more 16 oz. cans, those may be the best deal after all.</p> <h2>4. The Scratch and Dent</h2> <p>&quot;A lot of stores have damaged packaged goods, usually by the meat department. Don't go for that,&quot; Lempert warned. &quot;When you have a dented can, you can easily grow bacteria in that can. If it's a damaged package, I don't care how cheap it is, from a food safety standpoint, I won't go near it.&quot;</p> <p>But feel free to pick up kitty litter from the scratch-and-dent bin. &quot;If it's a nonconsumable, sure,&quot; Lempert said.</p> <h2>5. Checkout Coupons</h2> <p>Those little coupons that print out next to the register? You may notice that they bear an uncanny resemblance to items you just bought. This is because brands want to target certain customers and encourage them to try their product next time.</p> <p>&quot;Let's say you're a Coca-Cola drinker. Pepsi wants to steal you, so they'll give you a high-value coupon to encourage you to switch to Pepsi. Or Coke doesn't want you to leave, so they'll give you a Coke coupon,&quot; Lempert said.</p> <p>These aren't necessarily insidious, and may even save you on things you want. But be aware, there's some psychological pressure being attempted here.</p> <h2>Saving Graces</h2> <p>Phil has a few more insider suggestions for saving at the super.</p> <h3>Try the House Specialty</h3> <p>One area where the store and shopper's interests align is the store brand. These products are often identical to name-brand products, sell for less money, and send more profit back to the store. So while the store may try to steer you to its house brand displays, it's not a trap.</p> <p>&quot;Remember that store brands always have a money back guarantee,&quot; Lempert said. &quot;Compare the ingredients and nutritional information on the store brand to the brand you normally buy. If they're identical, it's probably an identical product.&quot;</p> <h3>Join the Club</h3> <p>Lempert advises shoppers to tap every tool available to save: coupons, online programs, and store cards. Don't be paranoid about the fact that the cards and apps help the store compile data on your shopping habits.</p> <p>&quot;There are no secrets in today's world. Everybody knows everything about us,&quot; Lempert said.</p> <p>Well, at least now you also know a little bit more about the supermarket.</p> <p><em>Have you fallen for any of these upsell traps? Noticed any others? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/a-supermarket-insider-reveals-5-ways-your-grocer-is-trying-to-upsell-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/want-to-save-a-bundle-on-your-groceries-consider-you-local-asian-market">Save a Bundle on Your Groceries: Consider Your Local Asian Market</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/unbearably-stupid-packaging">Dumbest packaging ever?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/31-foolproof-ways-to-lower-your-grocery-bill">31 Foolproof Ways to Lower Your Grocery Bill</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-paper-towels">The 5 Best Paper Towels</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Food groceries market shopping supermarket Mon, 22 Sep 2014 11:00:03 +0000 Carrie Kirby 1216063 at http://www.wisebread.com Best Money Tips: Steps to Grocery Savings Without Double Coupons http://www.wisebread.com/best-money-tips-steps-to-grocery-savings-without-double-coupons <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-steps-to-grocery-savings-without-double-coupons" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/grocery-shopping-134205951-small.jpg" alt="grocery shopping" title="grocery shopping" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on grocery savings without double coupons, things that annoy hiring managers, and coming to grips with paying your rent on time.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.pocketyourdollars.com/2014/08/6-steps-to-saving-without-double-coupons/">6 Steps to Grocery Savings Without Double Coupons</a> &mdash; You can save at the grocery store without double coupons by comparing what you purchase and tracking sale prices. [Pocket Your Dollars]</p> <p><a href="http://www.savvysugar.com/What-Annoys-Hiring-Managers-34912002">9 Things That Really Annoy Hiring Managers</a> &mdash; Being too persistant can really annoy hiring managers. [PopSugar Smart Living]</p> <p><a href="http://moneyqanda.com/coming-grips-paying-rent-time-universal-credit/">Coming to Grips With Paying Your Rent On Time</a> &mdash; To make sure you pay your rent on time, budget rent as a priority and make cut backs where possible. [Money Q&amp;A]</p> <p><a href="http://couponpal.com/blog/5-times-its-worth-booking-a-hotel-while-backpacking">5 Times It's Worth Booking a Hotel While Backpacking</a> &mdash; If you are backpacking and become concerned about your safety, it is probably worth it to book a hotel. [CouponPal]</p> <p><a href="http://shopmyclosetproject.com/how-to-dress-for-the-summer-heat-for-less/">How to Dress Cheaply for the Rest of Summer</a> &mdash; Rocking cotton and linen and remembering that dresses are your friend can help you dress cheaply for the rest of summer. [The Shop My Closet Project]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.creditsesame.com/blog/10-things-need-fix-to-slow-down-the-march-of-identity-theft/">10 Things We Need to Fix to Slow Down the March of Identity Theft</a> &mdash; In order to slow down identity theft, consumer apathy and security must be dealt with. [Credit Sesame Blog]</p> <p><a href="http://commonsensemillennial.com/do-what-you-love/">Ready to Do What You Love and Find Your Ideal Career?</a> &mdash; Teaching yourself something new and establishing a side hustle can help you find your ideal career. [Common Sense Millennial]</p> <p><a href="http://www.moneytalksnews.com/2014/08/14/are-you-driving-a-lemon/">Are You Driving a Lemon?</a> &mdash; If your car is a lemon, contact the manufacturer as well as the dealer to report any problems with your car. [Money Talks News]</p> <p><a href="http://parentingsquad.com/6-tips-on-how-to-act-on-the-sidelines-of-your-child-s-sporting-event">6 Tips on How to Act on the Sidelines of Your Child&rsquo;s Sporting Event</a> &mdash; It is important to be positive and not yell at the coach when attending your child's sporting event. [Parenting Squad]</p> <p><a href="http://www.bargaineering.com/articles/law-mandates-instate-tuition-vets-public-colleges.html">New Law Mandates In-State Tuition for Vets Studying at All Public Colleges Starting Next Year</a> &mdash; Starting next year, vets will pay in state tuition fees at all colleges, even if they attend college in another state. [Bargaineering]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-steps-to-grocery-savings-without-double-coupons">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/31-foolproof-ways-to-lower-your-grocery-bill">31 Foolproof Ways to Lower Your Grocery Bill</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-supermarket-insider-reveals-5-ways-your-grocer-is-trying-to-upsell-you">A Supermarket Insider Reveals 5 Ways Your Grocer Is Trying to Upsell You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-cut-your-food-bill-without-clipping-a-single-coupon">7 Ways to Cut Your Food Bill Without Clipping a Single Coupon</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-extra-virgin-olive-oils">The 5 Best Extra Virgin Olive Oils</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping best money tips coupons Food grocery market supermarket Mon, 18 Aug 2014 19:00:05 +0000 Ashley Jacobs 1185498 at http://www.wisebread.com Best Money Tips: Lowering Your Grocery Bill http://www.wisebread.com/best-money-tips-lowering-your-grocery-bill <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-lowering-your-grocery-bill" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3488109255_7d558ec387_z(1).jpg" alt="Lowering Your Grocery Bill" title="Lowering Your Grocery Bill" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on lowering your grocery bill, getting health insurance with no job, and saving money on your data plan.</p> <h2>Top 5 Articles</h2> <p><a href="http://lenpenzo.com/blog/id563-essential-tips-for-lowering-your-grocery-bill.html">Essential Tips For Lowering Your Grocery Bill</a> &mdash; Creating 14-day dinner plans to lower your grocery bill. [Len Penzo]</p> <p><a href="http://christianpf.com/how-to-get-health-insurance-with-no-job/">How to Get Health Insurance With No Job</a> &mdash; Need health insurance but don't have a job? Look into high deductible health insurance. [Christian Personal Finance]</p> <p><a href="http://moneysmartlife.com/how-to-save-money-on-your-data-plan/">How to Save Money on Your Data Plan</a> &mdash; To save money on your data plan, share data on a family plan. [Money Smart Life]</p> <p><a href="http://andthenwesaved.com/random-acts-of-kindness-ideas/">134 Ideas for Random Acts of Kindness</a> &mdash; Do something kind and let the person who seems like they are in a rush cut in front of you in line. [And Then We Saved]</p> <p><a href="http://www.savvysugar.com/What-Do-When-Your-Flights-Been-Canceled-14861656">How To Stay Calm And Savvy When Your Flight's Been Canceled</a> &mdash; If your flight gets canceled, get in touch with your airline and check your ticket contract. [SavvySugar]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.freemoneywisdom.com/15-ways-to-upcycle-and-save-money/">15 Ways To Upcycle and Save Money</a> &mdash; Use old spaghetti jars to organize nails and screws or as vases. [Free Money Wisdom]</p> <p><a href="http://www.moolanomy.com/6376/joint-vs-separate-checking-accounts-which-is-better-kmercadante/">Joint vs. Separate Checking Accounts, Which is Better?</a> &mdash; Joint checking accounts may be a better option when you want to create a single financial plan. [Moolanomy]</p> <p><a href="http://www.freemoneyfinance.com/2012/12/its-better-to-give-in-big-chunks.html">It's Better to Give in Big Chunks</a> &mdash; When donating to charity, it costs less in fundraising costs if you only give to a few charities. [Free Money Finance]</p> <p><a href="http://parentingsquad.com/flying-with-kids-17-tips-for-happier-holiday-air-travel">Flying With Kids: 17 Tips for Happier Holiday Air Travel</a> &mdash; When flying with kids, pack some new toys and games for them to enjoy during the flight. [Parenting Squad]</p> <p><a href="http://timemanagementninja.com/2012/12/12-apps-to-effortlessly-keep-your-life-in-sync/">12 Apps To Effortlessly Keep Your Life In Sync</a> &mdash; Dropbox and Evernote are just a couple awesome apps to help you keep your life in sync. [Time Management Ninja]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-lowering-your-grocery-bill">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-supermarket-insider-reveals-5-ways-your-grocer-is-trying-to-upsell-you">A Supermarket Insider Reveals 5 Ways Your Grocer Is Trying to Upsell You</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/want-to-save-a-bundle-on-your-groceries-consider-you-local-asian-market">Save a Bundle on Your Groceries: Consider Your Local Asian Market</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/31-foolproof-ways-to-lower-your-grocery-bill">31 Foolproof Ways to Lower Your Grocery Bill</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-a-ton-by-eating-soup-every-day-and-never-get-bored">How to Save a Ton by Eating Soup Every Day (and Never Get Bored!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips Food groceries market supermarket Wed, 26 Dec 2012 11:00:30 +0000 Ashley Jacobs 961666 at http://www.wisebread.com Best Money Tips: Ways People Waste Money on Groceries http://www.wisebread.com/best-money-tips-ways-people-waste-money-on-groceries <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-people-waste-money-on-groceries" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3078508983_5736dd85db_z.jpg" alt="Ways People Waste Money On Groceries" title="Ways People Waste Money On Groceries" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on ways people wast money on groceries, making extra money before Christmas, and being safe when making charitable donations.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/Ways-Youre-Wasting-Money-Groceries-26174949">7 Ways People Waste Money On Groceries</a> &mdash; If you are buying name brand food, chances are you are wasting money on groceries. [SavvySugar]</p> <p><a href="http://moneyning.com/make-money/5-easy-ways-to-make-extra-money-before-christmas/">5 Easy Ways to Make Extra Money Before Christmas</a> &mdash; Make extra money before Christmas by being a mystery shopper. [MoneyNing]</p> <p><a href="http://www.20sfinances.com/2012/12/05/being-safe-when-making-charitable-donations/">Being Safe When Making Charitable Donations</a> &mdash; When making charitable donations, go to the IRS website and search for the charity you are looking to donate to before you donate. [20's Finances]</p> <p><a href="http://livingonthecheap.com/2012/12/10-cool-gifts-under-10-for-kids/">10 cool gifts for kids under $10</a> &mdash; Need a good gift for the kid in your life? Consider giving him or her a magnifying glass! [Living On The Cheap]</p> <p><a href="http://www.thewisdomjournal.com/Blog/101-common-money-myths/">101 Common Money Myths</a> &mdash; It is a myth that you always get what you pay for. [The Wisdom Journal]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneycrush.com/how-learning-about-your-car-can-save-you-money/">How Learning About Your Car Can Save You Money</a> &mdash; By learning about your car, you can save money on unnecessary repairs. [MoneyCrush]</p> <p><a href="http://www.mainstreet.com/article/career/5-employer-steps-happier-workers">5 Employer Steps to Happier Workers</a> &mdash; If you want your workers to be happier, let them &quot;air out&quot; their frustrations. [MainStreet]</p> <p><a href="http://blog.themillionairenurse.com/2012/12/03/nine-ways-to-say-you-love-someone/">Nine Ways To Say You Love Someone</a> &mdash; To say you love someone, make dinner from scratch one night as a surprise. [The Millionaire Nurse Blog]</p> <p><a href="http://www.1099mom.com/2012/12/5-ways-to-keep-toddler-busy-when.html">5 Ways to Keep a Toddler Busy When Working from Home</a> &mdash; Consider making a sensory box to keep your child busy when you are working from home. [1099 Mom]</p> <p><a href="http://parentingsquad.com/36-tips-for-surviving-the-family-road-trip">36 Tips for Surviving the Family Road Trip</a> &mdash; Survive your family road trip by making sure your cell phone is charged in case you have an emergency. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-ways-people-waste-money-on-groceries">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-sleek-marketing-ploys-aimed-at-getting-more-of-your-grocery-money">5 Sleek Marketing Ploys Aimed at Getting More of Your Grocery Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-easy-ways-to-stretch-your-grocery-dollars">20 Easy Ways to Stretch Your Grocery Dollars</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-hot-new-food-trends-the-frugal-way">8 Hot New Food Trends — The Frugal Way</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-a-ton-by-eating-soup-every-day-and-never-get-bored">How to Save a Ton by Eating Soup Every Day (and Never Get Bored!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips Food groceries market Thu, 06 Dec 2012 11:00:31 +0000 Ashley Jacobs 959662 at http://www.wisebread.com Best Money Tips: Smart Supermarket Saving Tips http://www.wisebread.com/best-money-tips-smart-supermarket-saving-tips <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-smart-supermarket-saving-tips" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/104306106_31eb757b79_z-1.jpg" alt="Smart Supermarket Saving Tips" title="Smart Supermarket Saving Tips" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on smart supermarket saving tips, combating over-spending, and earning free travel with your credit card.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/How-Save-Supermarket-19548670">6 Smart Saving Tips For Your Next Supermarket Spree</a> &mdash; Next time you head to the supermarket, remember to shop high and low. [SavvySugar]</p> <p><a href="http://www.thecentsiblelife.com/2012/09/5-ways-to-combat-over-spending/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+TheCentsibleLife+%28the+centsible+life%29">5 Ways to Combat Over-Spending</a> &mdash; To combat over-spending, save for a rainy day. [Centsible Life]</p> <p><a href="http://ptmoney.com/earning-free-travel-with-your-credit-card/">The Key To Earning Free Travel With Your Credit Card</a> &mdash; Earn free travel with your credit card by maximizing bonus spending categories. [PT Money]</p> <p><a href="http://www.fivecentnickel.com/2012/09/18/how-volunteering-pays-off/">How Volunteering Pays Off</a> &mdash; If you love the arts but can't afford tickets to events, consider volunteering. [Five Cent Nickel]</p> <p><a href="http://couplemoney.com/goals/getting-through-your-money-to-do-list-without-killing-each-other/">Getting Through Your Money To Do List Without Killing Each Other</a> &mdash; To get through your money to do list without killing your significant other, start off by discussing your money dreams with your partner. [Couple Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.mainstreet.com/article/smart-spending/technology/how-get-iphone-5-if-youre-still-under-contract">How to Get the iPhone 5 If You're Still Under Contract</a> &mdash; If you want to get the iPhone 5 and you are still under contract, sell your old phone to help cover the cost of your 2 year contract termination fee. [MainStreet]</p> <p><a href="http://www.girlsjustwannahavefunds.com/envelope-budgeting-with-prepaid-debit-cards">4 Easy Tips For Envelope Budgeting With Prepaid Debit Cards</a> &mdash; It is important to pick a prepaid debit card that fits your needs when you are trying to use envelope budgeting with a prepaid debit card. [Girls Just Wanna Have Funds]</p> <p><a href="http://personaldividends.com/5-tips-for-a-less-stressful-travel-experience/">5 Tips for a Less Stressful Travel Experience</a> &mdash; Want to have a less stressful travel experience? Try to pack as light as possible. [Personal Dividends]</p> <p><a href="http://www.freemoneyfinance.com/2012/09/how-to-save-money-by-keeping-good-records.html">How to Save Money by Keeping Good Records</a> &mdash; Keeping good records on your car can help you save money. [Free Money Finance]</p> <p><a href="http://parentingsquad.com/falling-for-chocolate-treats-for-celebrating-the-season">Falling for Chocolate: 6 Treats for Celebrating the Season</a> &mdash; Make brownies or chocolate chip cookies to celebrate fall! [Parenting Squad]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2012/08/get-rich-slowlys-moolah-tweetchat-0">Get Rich Slowly's #moolah Tweetchat</a> &mdash; Don't miss Get Rich Slowly's #moolah tweetchat at 4pm PST!</p> <p>Be sure to check out our <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news">News &amp; Events Calendar</a> to see all the awesome upcoming events in the personal finance world!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-smart-supermarket-saving-tips">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-supermarket-insider-reveals-5-ways-your-grocer-is-trying-to-upsell-you">A Supermarket Insider Reveals 5 Ways Your Grocer Is Trying to Upsell You</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-most-unhealthiest-restaurants">10 Unhealthiest Restaurants</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-theres-no-reason-not-to-buy-store-brand-baby-formula">Why there&#039;s no reason NOT to buy store brand baby formula.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-delicious-dishes-made-better-with-salsa">15 Delicious Dishes Made Better With Salsa</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips Food market supermarket Wed, 19 Sep 2012 10:00:42 +0000 Ashley Jacobs 954581 at http://www.wisebread.com Save a Bundle on Your Groceries: Consider Your Local Asian Market http://www.wisebread.com/want-to-save-a-bundle-on-your-groceries-consider-you-local-asian-market <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/want-to-save-a-bundle-on-your-groceries-consider-you-local-asian-market" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3449316239_ef870b57e1_m.jpg" alt="Asian Market" title="Asian Market" class="imagecache imagecache-250w" width="240" height="180" /></a> </div> </div> </div> <p>Despite the coupons and the special offers, the major supermarket chains are not cheap. You find a deal now and then, but on the whole they really don&rsquo;t give you great value for money. Farmer&rsquo;s markets are good for deals and fresh produce, but they only appear once a week in my area. But for great produce any day of the week, at silly prices, my local Asian market is unbeatable.</p> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p>&nbsp;</p> <!--[endif]--><!--[endif]--><p><o:p></o:p></p> <p class="MsoNormal">I&rsquo;m a huge fan of cuisines from all over the world, and I usually pop into my local Asian market for rice (20lbs for just $12.99), Aloe drinks, Kim Chee, dumplings, good soy sauce and some fresh pork buns; but this time my wife and I did a full shop there. And wow, what a difference.</p> <p class="MsoNormal"><strong>Frugal Produce</strong><br /> For a start, the produce was outstanding. We found over six different types of plums, including Dragon Plums and a delicious mango/nectarine plum combination. We found so many fruits and vegetables we had never seen before, with wonderful smells and textures. And then, we saw the prices. A pound of Dragon Plums was just 79 cents! Regular black plums were $1.29/pound. And in Safeway, the same plums were over $3/pound. Big, big difference. We also found fresh ripe blueberries for 99 cents/pound, over four times less than in Safeway. Onions, potatoes, carrots, leeks, melons, broccoli, cabbage, they were all at least a third cheaper than Albertsons or Safeway. We were shocked. We filled up the cart.</p> <p class="MsoNormal"><strong>Cheap Meat Treats</strong><br /> When we went onto the meat section, it was vast. Asian cooking is the ultimate in frugal food; no part of the animal is left behind, and as such, the variety on offer was mind-blowing (vegetarians, you may want to skip this next part).</p> <p class="MsoNormal"> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p> I grew up on liver, steak and kidney pie and black pudding, so I&rsquo;m all for different tastes (I&rsquo;m a big fan of <a href="http://www.wisebread.com/twinkie-sushi-chopsticks-optional">Bizarre Foods</a>). A look around the meat and fish section left me wide-eyed. There were the usual cuts of meat, but there were also things I&rsquo;d never seen in a regular grocery store, including duck heads and feet, fish roe, octopus, sea cucumber and so much more it would take a book to jot it all down. Again, the prices were way less than in our local Safeway and King Soopers, and all of this meat was freshly butchered and packaged in front of us.</p> <p class="MsoNormal">Although not quite adventurous enough to cook duck&rsquo;s heads, yet, we did appreciate the massive variety. And the freezer section was just as prolific. There were so many different types of frozen dumplings and buns that we didn&rsquo;t know where to start. And there were a host of Asian ice-creams, alongside the usual Dreyer&rsquo;s and Breyers.</p> <p class="MsoNormal"><strong>More Savings</strong><br /> In the canned food aisles, we explored a host of amazing foods from around the world. We bagged authentic Ramen noodles and some great sauces and condiments. And we also grabbed some great drinks, including Mango Ramune.</p> <p class="MsoNormal">When it came time to check out, our rickety old cart was straining under the weight. And the final tally for all of our 12 bags of groceries and fresh produce was just $120. We will of course be going there again. On the way out, I said that I was surprised more people don&rsquo;t shop at their Asian markets. Luckily, this blog gives me the chance to get the word out. So go, check out what&rsquo;s on offer at your local asian (or any <a href="http://www.wisebread.com/ethnic-markets-feel-worldly-for-cheap">ethnic market</a> generally) and pick up some great food and supplies for much less than you&rsquo;d pay at a chain supermarket.</p> <p class="MsoNormal">&nbsp;</p> <!--EndFragment--><!--EndFragment--><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/want-to-save-a-bundle-on-your-groceries-consider-you-local-asian-market">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-you-can-cut-grocery-expenses-today">13 Ways You Can Cut Grocery Expenses Today</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-gasoline-so-cheap-a-cost-comparison-of-40-common-household-liquids">Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-supermarket-insider-reveals-5-ways-your-grocer-is-trying-to-upsell-you">A Supermarket Insider Reveals 5 Ways Your Grocer Is Trying to Upsell You</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The Best Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-what-you-can-and-cant-buy-with-snap">Here&#039;s What You Can (And Can&#039;t) Buy With SNAP</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping Asian Chinese groceries japanese Korean market Oriental shopping Thu, 16 Jul 2009 20:00:10 +0000 Paul Michael 3393 at http://www.wisebread.com Don't worry about missing the bottom in houses http://www.wisebread.com/dont-worry-about-missing-the-bottom-in-houses <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/dont-worry-about-missing-the-bottom-in-houses" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/gutted-house.jpg" alt="Gutted house" title="Gutted House" class="imagecache imagecache-250w" width="250" height="164" /></a> </div> </div> </div> <p>I've recently heard from several people who want to buy a house and are thinking that now may be the time.&nbsp; In particular, they're worried that waiting might cause them to &quot;miss the bottom&quot; and lose the chance to get a great house cheap.&nbsp; In housing (unlike, for example, the stock market) you don't need to worry about that.</p> <p>It's a real issue in the stock market.&nbsp; One reason that people recommend keeping your money in the market through downturns is that, when the market does turn up, it tends to turn up sharply.&nbsp; More than one study has shown that having your money out of the market for just a few days a year--if they're the few days with the biggest gains--can cut your total return by half or more.</p> <p>This is not, however, true for houses.&nbsp; There is absolutely no need to try to catch the bottom in the market for houses, because of all those individual sellers out there.</p> <p>Take a house that has been sitting on the market for years, with the owners cutting their asking price repeatedly--from what they <strong>hoped</strong> to make to what their <strong>realtor said</strong> they could make to just enough to <strong>break even</strong> to just enough to <strong>cover the mortgage</strong> to just enough that the sales price plus <strong>all their savings</strong> could cover the mortgage--but the house still hasn't sold.&nbsp; When you make an offer on this house, the owner is going to take it unless the bank won't let him.&nbsp; He's going to take it even if the market has &quot;hit bottom;&quot; even if his neighbors' houses have started selling; even if there are rumors that some buyers aren't low-balling every offer.&nbsp; He's been waiting too long to risk letting a firm offer slip through his fingers.</p> <p>Of course, for any particular house you can miss your chance to buy.&nbsp; Once someone else makes an offer for that house you won't be able to get it with a low-ball offer.&nbsp; But there will still be all those other houses out there that the owners have been trying to sell for years.</p> <p>Don't worry about catching the bottom.&nbsp; Even a year or two after the bottom there will still be houses that haven't sold, and they'll still be available for rock-bottom prices.&nbsp; It's completely different from the stock market.<br /> &nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/philip-brewer">Philip Brewer</a> of <a href="http://www.wisebread.com/dont-worry-about-missing-the-bottom-in-houses">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-only-5-rules-you-need-to-know-about-investing-in-real-estate">The Only 5 Rules You Need to Know About Investing in Real Estate</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-why-your-house-is-not-an-investment">Stop Thinking of Your House as an Investment</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-does-the-fannie-mae-and-freddie-mac-bailout-affect-you">How does the Fannie Mae and Freddie Mac bailout affect you?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-create-a-speculative-bubble-and-profit">How to create a speculative bubble and profit</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-signs-youre-ready-to-sell-your-house">5 Signs You&#039;re Ready to Sell Your House</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Investment Real Estate and Housing bottom housing housing market low-ball market market bottom Thu, 26 Mar 2009 15:39:19 +0000 Philip Brewer 2978 at http://www.wisebread.com