MasterCard http://www.wisebread.com/taxonomy/term/1064/all en-US Best Mastercard Credit Cards http://www.wisebread.com/best-mastercard-credit-cards <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-mastercard-credit-cards" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_79542215_LARGE.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Mastercard has been a payment network for over 50 years and their credit cards come with benefits beyond what the bank issuers provide. Cards that have the World and World Elite MasterCard logos offer additional benefits such as a concierge service, enhanced price protection that lasts 120 days, and access to the World Luxury Hotels and Resorts program, which features room upgrades, free breakfast, early check-in and late-checkout, and special welcome amenities.</p> <p>And, if your card is part of the World Elite Mastercard program, you&rsquo;ll also receive access to benefits like the World Elite Air program which offers discounted airfare on several different airlines and even upgrades to business class from full fare economy class tickets. Furthermore, the World Elite car rental program offers elite status with Avis, National, and Sixt car rentals which provides priority service, discounts, and vehicle upgrades. Finally, both programs offer Mastercard's Priceless Cities benefit which features exclusive access to sports, entertainment, and culinary events at select cities around the world.</p> <p>Here are the best Mastercard credit cards that you should consider to take advantage of these benefits.</p> <h3>BankAmericard&reg; Credit Card</h3> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/bankamericard-0523.jpg" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=233&amp;pid=107&amp;pp=1&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The&nbsp;<a href="http://ct.wisebread.com/click.php?pg=233&amp;pid=107&amp;pp=1&amp;uv=xname">BankAmericard&reg; Credit Card</a> is a Mastercard that offers a low-interest option. New cardholders get a 0% APR for balance transfers made within the first 60 days of opening your account, for 18 billing cycles. After that, the varibale APR of 11.74% - 21.74% will apply. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=233&amp;pid=107&amp;pp=1&amp;uv=xend"><strong>Click here to learn more and apply for the&nbsp;BankAmericard&reg; Credit Card today!</strong></a></p> <h3>Citi&reg; Double Cash Card - 18 month BT offer</h3> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/CitiDoubleCash.jpg" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=233&amp;pid=47&amp;pp=2&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=233&amp;pid=47&amp;pp=2&amp;uv=xname">Citi&reg; Double Cash Card - 18 month BT offer</a>, from our partner Citi provides&nbsp;a unique opportunity to earn cash back, <em>twice</em>, for your purchases. Get 1% cash back when you buy, and 1% back when you pay for those purchases. There are no category restrictions or limits. There is no annual fee.</p> <p><a href="http://ct.wisebread.com/click.php?pg=233&amp;pid=47&amp;pp=2&amp;uv=xend"><strong>Click here to learn more and apply for the&nbsp;Citi&reg; Double Cash Card - 18 month BT offer today!</strong></a></p> <h3>Capital One&reg; Quicksilver&reg; Cash Rewards Credit Card</h3> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" src="http://imgsynergy.com/product_creatives/04dd974af0d2b6d56328b1784af4e507.png" width="154" border="0" height="97" alt="" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=233&amp;pid=27&amp;pp=4&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=233&amp;pid=27&amp;pp=4&amp;uv=xname">Capital One&reg; Quicksilver&reg; Cash Rewards Credit Card</a> offers unlimited 1.5% cash back. Redeem your cash back at any time with no minimums. New cardholders can take advantage of their one-time bonus offer of $100 cash after spending $500 within the first 3 months from account opening. There is no annual fee and no foreign transaction fees.</p> <p><a href="http://ct.wisebread.com/click.php?pg=233&amp;pid=27&amp;pp=4&amp;uv=xend"><strong>Click here to learn more and apply for the&nbsp;Capital One&reg; Quicksilver&reg; Cash Rewards Credit Card today!</strong></a></p> <h3>Barclaycard Arrival Plus&trade; World Elite MasterCard&reg;</h3> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src=" http://www.imgsynergy.com/191x120/barclaycard-arrival-plus-081215.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=233&amp;pid=19&amp;pp=5&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=233&amp;pid=19&amp;pp=5&amp;uv=xname">Barclaycard Arrival Plus&trade; World Elite MasterCard&reg;</a> offers two miles per dollar spent on all purchases. Miles are worth one cent each as statement credits towards most travel purchases including airfare, hotels, car rentals and cruises. In addition, new cardholders can earn 50,000 bonus miles after using their card to spend $3,000 on purchases within 90 days of account opening. Furthermore, cardholders receive 5% of their miles back every time they redeem them. There is an $89 annual fee for this card that's waived the first year, and no foreign transaction fees.</p> <p><a href="http://ct.wisebread.com/click.php?pg=233&amp;pid=19&amp;pp=5&amp;uv=xend"><strong>Click here to learn more and apply for the&nbsp;Barclaycard Arrival Plus&trade; World Elite MasterCard&reg; today!</strong></a></p> <h3>Citi&reg; / AAdvantage&reg; Executive World Elite&trade; Mastercard&reg;</h3> <p><img src=" http://www.wisebread.com/files/fruganomics/u784/CitiAAdvantageExecutiveWorldEliteMasterCard-0601.jpg" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=233&amp;pid=51&amp;pp=6&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=233&amp;pid=51&amp;pp=6&amp;uv=xname">Citi/AAdvantage Executive World Elite Mastercard</a> is the top of the line card from American Airlines and Citi. It offers new cardholders 50,000 miles after spending $5,000 in purchases within three months of account opening. Benefits include access to the Admirals Club lounges for both the primary cardholder and any authorized cardholders, including up to two guests or their immediate family. When traveling on American, cardholders receive priority check-in, screening, and boarding as well as free checked bag a 25% savings on in-flight purchases. Customers can also earn 10,000 elite qualifying miles when they use their card to spend $40,000 in purchases within the year. There is a $450 annual fee for this card, and no foreign transaction fees.</p> <p><a href="http://ct.wisebread.com/click.php?pg=233&amp;pid=51&amp;pp=6&amp;uv=xend"><strong>Click here to learn more and apply for the&nbsp;Citi&reg; / AAdvantage&reg; Executive World Elite&trade; Mastercard&reg; today!</strong></a></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/best-mastercard-credit-cards">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards">The Best 0% Balance Transfer Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">The Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-cash-back-credit-cards">The Best Cash Back Credit Cards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-secured-credit-cards">The Best Secured Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards">The Best Low Interest Rate Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards best credit cards MasterCard Sat, 03 Sep 2016 10:30:09 +0000 Jason Steele 1776121 at http://www.wisebread.com What's the Difference Between MasterCard and Visa Credit Cards? http://www.wisebread.com/whats-the-difference-between-mastercard-and-visa-credit-cards <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/whats-the-difference-between-mastercard-and-visa-credit-cards" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/17274752.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you ever wondered why some credit cards are part of the Visa payment network and some are with MasterCard. Sure, there are other competitors such as American Express and Discover, but Visa and MasterCard dominate the market with approximately 70% of the credit card purchase volume. But for credit card users what's the difference?</p> <p>Answer: not much</p> <p>For most purposes, it matters little to cardholders whether their card has the MasterCard or the Visa label on it. Both are accepted at tens of millions of merchants, at over two million ATM locations and in more than 200 million countries.</p> <h2>When Does It Matter?</h2> <p>On rare occasions, you might find a retailer somewhere that only accepts either Visa or MasterCard. For example, <a href="http://www.wisebread.com/the-new-costco-anywhere-visa-card-by-citi-is-good-news-for-costco-shoppers?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Costco&rsquo;s new partnership with Visa</a> means that only Visa credit cards will be accepted at Costco stores. More likely is that you might want to take advantage of some of the specific cardholder benefits offered by Visa or MasterCard. When a product manager at a credit card issuer designs a credit card, it chooses to participate in the Visa or MasterCard program, or with a competing payment network. And when it chooses Visa or MasterCard, it gets to pick benefits from a menu of options including things like travel insurance and purchase protection. (See also: <a href="http://www.wisebread.com/4-surprising-reasons-to-always-use-your-credit-card?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">4 Surprising Reasons to Always Use Your Credit Card</a>)</p> <p>For example, most Visa cards offer some form of <a href="http://www.wisebread.com/what-does-car-rental-insurance-really-cover-on-your-credit-card?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">rental car insurance</a> and <a href="http://www.wisebread.com/how-to-take-advantage-of-free-extended-warranty-from-your-credit-card-issuer?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">extended warranty coverage</a>, but not all do. Many <a href="http://www.wisebread.com/5-best-cash-back-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">rewards credit cards</a> that are part of the Visa payment network are also part of the <a href="http://www.wisebread.com/primer-on-visa-signature-credit-cards-all-the-benefits-that-come-with-your-card?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Visa Signature program</a>, which offers a range of benefits including concierge service, shopping discounts, and travel deals. (See also: <a href="http://www.wisebread.com/10-awesome-credit-card-perks-you-didnt-know-about?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=cc_article">13 Awesome Credit Card Perks You Didn&rsquo;t Know About</a>)</p> <p>Nevertheless, the same is also true with cards that participate in the MasterCard payment network. A basic MasterCard might offer rental car insurance and few other features while a <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">premium travel rewards card</a> will likely be a part of their World or World Elite MasterCard programs, which offers its own list of premium services.</p> <h2>What to Focus on When Choosing a Card</h2> <p>MasterCard and Visa compete so closely with each other, that they end up offering benefits that are largely equivalent. Some credit card users might examine these benefits and find advantages of one over the other, but few of these differences apply to most cardholders. It's much more likely that the real reason for choosing one card over another will be its terms and conditions including the <a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">sign-up bonus</a>, <a href="http://www.wisebread.com/best-credit-cards-for-everyday-purchases?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">rewards for everyday spending</a>, and other benefits not provided by the payment network.</p> <p>For example, an <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">airline rewards card</a> may offer features such as a free checked bag or priority boarding which are benefits provided by the airline, not the payment network. Likewise, cash back rewards are offered by the card issuer, not Visa or MasterCard. And of course, you should always consider fees such as the <a href="http://www.wisebread.com/the-5-best-credit-cards-with-annual-fees?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">annual fee</a> and any <a href="http://www.wisebread.com/smarter-security-and-no-foreign-transaction-fees-the-best-credit-cards-to-use-while-on-vacation?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">foreign transaction fees</a>, which will be imposed by card issuers, not payment networks. (See also: <a href="http://www.wisebread.com/ask-these-7-questions-to-help-choose-the-perfect-credit-card?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=cc_article">Ask These 7 Questions to Help Choose the Perfect Credit Card</a>)</p> <p>By understanding the differences between Visa and MasterCard, or lack thereof, you can look past the payment networks and focus on more important aspects of <a href="http://www.wisebread.com/cash-back-vs-travel-rewards-pick-the-right-credit-card-for-you?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">choosing a credit card</a>.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/whats-the-difference-between-mastercard-and-visa-credit-cards">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/debit-or-credit-which-one-should-you-choose-at-the-checkout">Debit Or Credit? Which One Should You Choose At The Checkout?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/security-breach-puts-50000-credit-card-holders-at-risk">Security Breach Puts 50,000 Credit Card Holders at Risk</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-debit-cards-as-safe-as-credit-cards">Debit Cards vs. Credit Cards: Fees and Fraud Protection</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-visa-credit-cards">Best Visa Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-mastercard-credit-cards">Best Mastercard Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards MasterCard VISA Thu, 14 Jul 2016 10:31:09 +0000 Jason Steele 1710057 at http://www.wisebread.com Travel with Comfort and Ease: Citi / AAdvantage Platinum Select World Elite Mastercard http://www.wisebread.com/citi-platinum-select-aadvantage-world-mastercard-review <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/citi-platinum-select-aadvantage-world-mastercard-review" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_airport_travel_000023505392.jpg" alt="Woman at the airport waiting for her flight" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The promise of <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards?ref=review">airline frequent flyer</a> credit cards relies on a premise &mdash; cardholders will actually be able to redeem a reasonable amount of their miles for award flights a reasonable amount of the time. Yet too many airlines have such poor award availability at the lowest mileage levels that customers feel rightfully betrayed by the airlines and the credit cards that offer their frequent flyer miles. On the other hand, the <a href="http://ct.wisebread.com/click.php?pg=100&amp;pid=52&amp;pp=0&amp;uv=sname">Citi&reg; / AAdvantage&reg; Platinum Select&reg; World Elite&trade; Mastercard&reg;</a> from our partner Citi offers American Airlines miles that are still easy to redeem.</p> <h2>Why We Like This Card</h2> <ul> <li>60,000 bonus miles offer</li> <li>10% reward rebate</li> </ul> <h2>How This Card Works</h2> <p>For each dollar spent, cardholders earn one mile in the American Airlines AAdvantage&reg; program, and double miles on purchases from American Airlines.&nbsp;</p> <p><strong>Bonus offer</strong>: Earn 60,000 American Airlines AAdvantage&reg;&nbsp;bonus miles after making $3,000 in purchases within the first 3 months of account opening.</p> <p>You can redeem your miles for award flights with American Airlines and other OneWorld airline partners. You also receive a 10% rebate on your award redemptions, up to 10,000&nbsp;AAdvantage&reg; miles each calendar year.</p> <h2>Other Benefits</h2> <p><strong>Travel benefits and protection</strong>. Cardholders receive preferred boarding privileges on American Airlines flights, a 25% savings on eligible in-flight food and beverage purchases when they use their card on American Airlines flights, and their first checked bag is free on domestic American Airlines itineraries for the cardholder and up to four companions traveling on the same reservation. Cardholders will also receive benefits such as extended warranty coverage, lost luggage insurance, and retail purchase protection.</p> <p><strong>World Card Hotel and Resorts Program</strong>. Another special perk for travelers is access to the World Card Hotel and Resorts Program, which has added benefits like best pricing, VIP status, complimentary breakfast, and early check-in.</p> <h2>Costs</h2> <ul> <li>$95 Annual Fee (waived for the first year)</li> <li>16.49%-24.49% Variable APR</li> <li>3% Balance Transfer Fee ($5 minimum)</li> <li>$0 Foreign Transaction Fee</li> </ul> <p><a target="_top" href="http://ct.wisebread.com/click.php?pg=100&amp;pid=52&amp;pp=0&amp;uv=sbutton2"><img class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a></p> <h2>Pros</h2> <p><strong>AAdvantage program</strong>. The strength of this card comes from the American Airlines AAdvantage frequent flyer program, which is one of the best.</p> <p><strong>Easy-to-find award seats</strong>. American Airlines' website efficiently searches for seats on American and many of its other OneWorld partner carriers, and it is much easier to find award seats at the lowest mileage levels than it is with competitors.</p> <p><strong>10% redemption rebate</strong>. Because you receive a bonus of 10% of your miles each time you redeem for award flights, up to 10,000 miles per calendar year, it's easy to continuously rack up enough miles for more free flights.</p> <p><strong>Travel benefits</strong>. Furthermore, this card features a healthy number of benefits. Cardholders who have yet to reach elite status in American's program will enjoy free checked bags and priority boarding, as well as reduced mileage awards.</p> <h2>Cons</h2> <p><strong>Annual fee</strong>. Although this card provides different ways to earn miles for award flights, the annual fee may still be a problem if you aren't able to earn enough every year for free flights. (See also: <a href="http://www.wisebread.com/which-american-airlines-us-airways-credit-card-should-you-get?ref=review">Which American Airlines Credit Card Should You Get?</a>)</p> <h2>Who This Card Is Best For</h2> <p>This is a great card for customers of American Airlines that want to enjoy some additional convenience when traveling and to earn miles for award flights.&nbsp;</p> <p style="text-align: center;"><strong><a target="_blank" href="http://ct.wisebread.com/click.php?pg=100&amp;pid=52&amp;pp=0&amp;uv=send">Click here to learn more and apply for the Citi&reg; / AAdvantage&reg; Platinum Select&reg; World Elite&trade; Mastercard&reg; today!</a></strong></p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/citi-platinum-select-aadvantage-world-mastercard-review">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/be-an-elitist-with-the-citi-aadvantage-executive-world-elite-mastercard">Be an Elitist with the Citi / AAdvantage Executive World Elite Mastercard</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/for-business-travelers-citibusiness-aadvantage-platinum-select-world-mastercard">For Business Travelers: CitiBusiness / AAdvantage Platinum Select World Mastercard</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-prestige-card-world-class-benefits">Citi Prestige Card: World Class Benefits</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-hilton-hhonors-reserve-enjoy-more-free-stays">Citi Hilton HHonors Reserve: Enjoy More Free Stays</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-hilton-hhonors-visa-signature-card-big-rewards-with-no-annual-fee">Citi Hilton HHonors Visa Signature Card: Big Rewards with No Annual Fee</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel aadvantage Citi credit card reviews MasterCard Sat, 17 Oct 2015 05:06:35 +0000 Jason Steele 974367 at http://www.wisebread.com Security Breach Puts 50,000 Credit Card Holders at Risk http://www.wisebread.com/security-breach-puts-50000-credit-card-holders-at-risk <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/security-breach-puts-50000-credit-card-holders-at-risk" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/safety-first-warning.jpg" alt="Security Breach Puts 50,000 Credit Card Holders at Risk" title="Security Breach Puts 50,000 Credit Card Holders at Risk" class="imagecache imagecache-250w" width="250" height="172" /></a> </div> </div> </div> <p>A security breach at Global Payments Inc., a third-party U.S. based processor, may have compromised <a href="http://online.wsj.com/article/SB10001424052702303816504577313411294908868.html">50,000</a> Visa and MasterCard cardholder accounts. According to <a href="http://www.zdnet.com/blog/btl/warning-over-massive-mastercard-visa-security-breach/72829">ZDNet</a>, both Visa and MasterCard have sent out non-public alerts to banks notifying them of the breach.</p> <p><a href="http://krebsonsecurity.com/2012/03/mastercard-visa-warn-of-processor-breach/">Krebs on Security</a> reported that the breach was first detected by Global Payments in early March. The accounts were compromised between January 21st and February 25th 2012. The information obtained in the breach could be used to make counterfeit cards. It is unknown whether or not banks will issue new cards to cardholders as a result of the breach.</p> <p>Affected banks have begun analyzing transactions on the potentially affected cards in an attempt to find common points of purchases. So far, the transactions of the cards that have been analyzed seem to share the characteristic that they were used in parking garages in the New York City area.</p> <p>Visa has released information saying that the breach is being investigated by the Secret Service as well as an unidentified forensics company. The investigation is still in its early stages. Visa and MasterCard have both stated that their networks were not compromised as a result of the breach.</p> <p>If you use a Visa or MasterCard credit card, you may be affected by this breach. The good news is that most credit cards have fraud protection, so even if you are affected by this security breach, you most likely will not be affected by fraudulent charges if you catch them early enough.</p> <p>Make sure you spend some time this weekend checking your credit card statements either online or by phone to see if there has been any unusual activity going on. If there has been, get in touch with your credit card company ASAP!</p> <p>Additionally, if you have yet to get your free credit report this year, get your <a href="http://www.ftc.gov/bcp/edu/microsites/freereports/index.shtml">free annual credit report</a> to make sure there are no discrepancies on your report.</p> <p>Be sure to share this article with your family and friends via Facebook, Twitter, and email so they know about the security breach and can check their credit card statements to make sure they were not affected.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/security-breach-puts-50000-credit-card-holders-at-risk">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/debit-or-credit-which-one-should-you-choose-at-the-checkout">Debit Or Credit? Which One Should You Choose At The Checkout?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-debit-cards-as-safe-as-credit-cards">Debit Cards vs. Credit Cards: Fees and Fraud Protection</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-credit-where-credit-is-due-edition">Best of Personal Finance: Credit Where Credit Is Due Edition</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/whats-the-difference-between-mastercard-and-visa-credit-cards">What&#039;s the Difference Between MasterCard and Visa Credit Cards?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-seven-reasons-why-i-use-my-credit-card-for-everything">Top 7 Reasons Why I Use My Credit Card for Everything</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards banking credit cards MasterCard security breach VISA Fri, 30 Mar 2012 22:10:52 +0000 Ashley Jacobs 915072 at http://www.wisebread.com Best of Personal Finance Roundup: MasterCard Acceptance Guidelines http://www.wisebread.com/best-of-personal-finance-roundup-mastercard-acceptance-guidelines <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-of-personal-finance-roundup-mastercard-acceptance-guidelines" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mastercard.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <strong><a href="http://wisebread.com/topic/best-of-personal-finance">Best of Personal Finance</a></strong> roundup. Today, we give you insight into how retailers should treat your MasterCard, 24 secret menus at your favorite eateries, and how to whip up an amazing stewed lamb ribs dish.</p> <h2>Top 5 Articles</h2> <p><strong>MasterCard Acceptance Guidelines</strong> &mdash; We&rsquo;ve already shared the ways that Visa can and can&rsquo;t be used at your local merchant, but what about good ol&rsquo; MC? Get the details on policies and guidelines for merchants accepting the card. <a href="http://www.fivecentnickel.com/2010/03/05/mastercard-credit-card-acceptance-guidelines/">Five Cent Nickel</a></p> <p><strong>24 Secret Restaurant Menus Revealed</strong> &mdash; Wonder what will happen if you walk into your local McDonald&rsquo;s and ask for the Land, Sea, and Air Burger? This is just one of 100 items that may not be on your local menu, but you can still order from popular food chains! <a href="http://www.couponsherpa.com/ask-coupon-sherpa/secret-restaurant-menus-revealed/">Coupon Sherpa</a></p> <p><strong>Is It Smart to Co-Sign for Your Child</strong> &mdash; Parents are usually the ones that know their children the best, so why is it always a surprise when kids default on co-signed loans? These tips can help you determine if it is ever a good idea to co-sign (although each kid will be radically different &mdash; use your best judgment). <a href="http://www.milliondollarjourney.com/is-it-smart-to-co-sign-for-your-child.htm">Million Dollar Journey</a></p> <p><strong>Pop&rsquo;s Stewed Lamb Ribs Special</strong> &mdash; My goodness! If the pictures in this tutorial don&rsquo;t get you, then the simple ingredient list certainly will. This recipe is proof that patience and technique can turn any affordable recipe into a masterpiece! <a href="http://mywoodenspoon.com/pops-stewed-lamb-ribs-special/">My Wooden Spoon</a></p> <p><strong>Make Your Own Bloggy Button or Graphics with Picnik</strong> &mdash; I&rsquo;m a big Picnik fan myself, so I was glad to see someone else taking advantage of this awesome service. If you don&rsquo;t own a blog, consider these tips for making a customizable Twitter, Facebook, or forum avatar. It&rsquo;s easy! <a href="http://kingdomfirstmom.com/2010/03/make-your-own-bloggy-button-or-graphics-with-picnik-com.html">Keeping the Kingdom First</a></p> <h2>Other Essential Reading</h2> <p><strong>How to File A Consumer Complaint with the Federal Trade Commission (FTC)</strong> &mdash; If you&rsquo;ve been ripped off and don&rsquo;t want to let it go, there is a legal method to filing a complaint (even if it never quite gets resolved). Check out the PSA, compliments of the FTC. <a href="http://www.thedigeratilife.com/blog/how-to-file-a-consumer-complaint-federal-trade-commission-ftc/">The Digerati Life</a></p> <p><strong>6 Ways to Find Free Money</strong> &mdash; If checking under your mattress has left you disappointed, you may want to review this list for totally &ldquo;free&rdquo; money strategies. <a href="http://www.redeemingriches.com/2010/02/09/6-ways-to-find-free-money/">Redeeming Riches</a></p> <p><strong>Bad Company 401K? There May be Other Options</strong> &mdash; Not all of us get the great 401K&rsquo;s that are supposed to help us all fund our retirement in a seamless fashion. Get some good alternatives here. <a href="http://personaldividends.com/money/miranda/bad-company-401k-there-may-be-other-options">Personal Dividends</a></p> <p><strong>How to Get Work Done Anywhere</strong> &mdash; Whether you're on the road, or just trying to get a little bit accomplished on a sick day, these tools will help you get the job done.&nbsp; <a href="http://mylifescoop.com/featured-stories/2010/03/how-to-get-work-done-anywhere.html">My Life Scoop</a></p> <p><strong>Zero Nutritional Difference Between Campbell&rsquo;s &ldquo;Healthy&rdquo; Tomato Soups and Regular (Just Higher Price)</strong> &mdash; Reading the label alone, there was no difference in the nutritional info provided on the &ldquo;premium&rdquo; version. What&rsquo;s your take? <a href="http://consumerist.com/2010/03/tomato-soup.html">Consumerist</a></p> <p><strong>Keep Car Windows from Fogging with a Potato</strong> &mdash; Sick of your goggles and windows fogging up? Try this nifty hack that uses a potato. We&rsquo;re not kidding. <a href="http://lifehacker.com/5485831/keep-car-windows-from-fogging-with-a-potato">LifeHacker</a></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/best-of-personal-finance-roundup-mastercard-acceptance-guidelines">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-roundup-how-to-turn-cheap-choice-steak-into-gucci-prime-steak">Best of Personal Finance Roundup: How to Turn Cheap &quot;Choice&quot; Steak into Gucci &quot;Prime&quot; Steak</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-roundup-20-amazing-fitness-blogs-to-inspire-you">Best of Personal Finance Roundup: 20+ Amazing Fitness Blogs to Inspire You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-roundup-how-to-hide-naughty-credit-card-purchases">Best of Personal Finance Roundup: How to Hide Naughty Credit Card Purchases</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-roundup-how-to-be-a-cheap-drunk-with-taste">Best of Personal Finance Roundup: How to Be a Cheap Drunk with Taste</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-roundup-3-ways-to-prepare-for-the-card-act">Best of Personal Finance Roundup: 3 Ways to Prepare for the Card Act</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance best personal finance MasterCard roundup Fri, 05 Mar 2010 18:00:02 +0000 Linsey Knerl 5668 at http://www.wisebread.com Debit Or Credit? Which One Should You Choose At The Checkout? http://www.wisebread.com/debit-or-credit-which-one-should-you-choose-at-the-checkout <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/debit-or-credit-which-one-should-you-choose-at-the-checkout" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3323417297_154f5f66b3_z.jpg" alt="card" title="card" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>It&rsquo;s a question I&rsquo;m asked at least a few times a day when I use my check card, usually by one of those little card-reading machines (although sometimes, an actual living person asks, too). Being someone who hates the word &ldquo;credit&rdquo; I have always opted for &ldquo;debit&rdquo; and proceeded to enter my PIN number. But have I been doing it all wrong?</p> <p>Most of us carry a check card these days. More convenient than checks, and safer than cash, the check card allows a vendor to take money from your checking account and deposit it in their own. And it&rsquo;s quick. Often, you&rsquo;ll see transactions appear on your online bank statement minutes after you have swiped the card.</p> <p>Now, when you&rsquo;re at the checkout of any store, you&rsquo;ll be posed a question &mdash; <a title="Guide to Using Credit Cards Wisely" href="http://www.wisebread.com/credit-card-guide">debit or credit</a>? And although the outcome seems the same (a deduction from your checking account), it&rsquo;s a different process with different consequences, and it uses two different networks. (See also: <a href="http://www.wisebread.com/4-ways-to-beat-debit-card-fees">4 Ways to Beat Debit Card Fees</a>)</p> <p>So, let&rsquo;s say you have a Visa check card. Choose credit and you&rsquo;ll be asked to sign for you purchase. All signature transactions go through the Visa network, and come with the additional security offered by credit card companies. That includes fraudulent use protection and Visa&rsquo;s Zero Liability Policy.</p> <p>But stores really don&rsquo;t like this option, which is why they ask you the &ldquo;debit or credit&rdquo; question. And the reason? Banks get a much larger percentage fee from the merchant or vendor when you sign for your goods, and it is an enormous source of non-traditional revenue. That&rsquo;s why banks offer reward points and incentives to check card holders who choose the credit option.</p> <p>On the other hand, when you choose debit, you&rsquo;ll be asked for a 4-digit PIN number. This purchase is then processed through an EFT (Electronic Funds Transfer) system like STAR or NYCE. These networks don&rsquo;t provide the additional liability protection offered by Visa. However, the store won&rsquo;t incur the same hefty fee that they will have to pay if you choose credit, so stores like this option. A reader also asked a question about cash back. Only the debit/PIN# option allows this transaction, and as doing it this way avoids ATM fees, it's a good choice when you do need some cash. And it&rsquo;s possible that more people choosing the debit option will equate to lower prices in stores. I say &ldquo;possible&rdquo; because there&rsquo;s really no way to predict what stores would do with any extra savings&hellip;most likely, they&rsquo;ll get passed on to the shareholders.</p> <p>But whether you choose debit or credit, either method is safer than using cash or writing checks. Lose a check card and you&rsquo;re covered for almost everything you lose (usually there&rsquo;s a $50 out-of-pocket cost) and it&rsquo;s easy to cancel cards and order new ones.&nbsp; When you lose cash, you&rsquo;ll probably never see it again. Checks can be easily altered and they&rsquo;re also time-consuming (just think back to how you felt the last time someone paid by check for a candy bar or bottle of soda).</p> <h3>Back to the big question. Debit or credit?</h3> <p>Me, I&rsquo;m going with the credit option from now on (unless I want <a href="http://www.wisebread.com/5-best-cash-back-credit-cards">cash back</a>). Not only will I enjoy the added protection of something like the Visa Zero Liability Policy, but I can also take advantage of my bank&rsquo;s reward programs and incentive policies. Now, it may not be as good for the store, but that&rsquo;s something merchants and vendors need to negotiate.</p> <h2 style="text-align: center;">Like this article? Pin it!&nbsp;</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fdebit-or-credit-which-one-should-you-choose-at-the-checkout&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FDebit%20Or%20Credit-%20Which%20One%20Should%20You%20Choose%20At%20The%20Checkout-.jpg&amp;description=Debit%20Or%20Credit%3F%20Which%20One%20Should%20You%20Choose%20At%20The%20Checkout%3F" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <h2 style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Debit%20Or%20Credit-%20Which%20One%20Should%20You%20Choose%20At%20The%20Checkout-.jpg" alt="Debit Or Credit? Which One Should You Choose At The Checkout?" width="250" height="374" />&nbsp;</h2> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/debit-or-credit-which-one-should-you-choose-at-the-checkout">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/oprah-asks-a-great-question-what-can-you-live-without">Oprah Asks A Great Question; What Can You Live Without?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-increase-the-chance-of-someone-returning-your-lost-wallet">How to Increase the Chance of Someone Returning Your Lost Wallet</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/lower-your-credit-card-interest-rate-and-reduce-your-phone-bill-immediately-and-easily">Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/regifting-a-simple-how-to-guide">Regifting: A Simple How-To Guide</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-stuff-i-try-never-to-buy-new">The stuff I try never to buy new</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Consumer Affairs Credit Cards General Tips Shopping check card credit debit MasterCard transaction VISA Tue, 21 Apr 2009 16:36:07 +0000 Paul Michael 3072 at http://www.wisebread.com Best of Personal Finance: Credit Where Credit Is Due Edition http://www.wisebread.com/best-of-personal-finance-credit-where-credit-is-due-edition <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-of-personal-finance-credit-where-credit-is-due-edition" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/credit cards.jpg" alt="Stacked." title="" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>Welcome to this weeks Best of Personal Finance round-up!</p> <p>Ah, credit. What would we do without it, besides live simpler lives with smaller televisions? </p> <p>We here at Wise Bread are fans of Credit Karma, and we're not alone.<a href="http://frugalbabe.com/2009/03/23/credit-karma/"> Frugal Babe</a> gives the<strong> free credit score service</strong> a try, and reports her findings.</p> <p>Believe it or not, the US government is fighting overdraft fees by reforming some banking legislation that you've never heard of (OK, that I've never heard of). And Uncle Sam is soliciting your feedback on the matter, reports <a href="http://www.usnews.com/blogs/alpha-consumer/2009/3/26/uncle-sam-wants-your-opinion-on-card-fees.html?s_cid=rss:alpha-consumer:uncle-sam-wants-your-opinion-on-card-fees">Alpha Consumer</a>.</p> <p>You might think that only people with lousy finances get their credit limit slashed, but even financially well-off people are finding that credit card companies are willing to take away their credit limits, as <a href="http://www.walletpop.com/credit/article/_a/bbdp/credit-limit-slashed-be-very-afraid/396490">Wallet Pop</a> notes.</p> <p><a href="http://www.fivecentnickel.com/2009/03/20/debt-reduction-vs-retirement-savings/">Five Cent Nickel</a> is asked if one should pay off debt or save for retirement first.</p> <p>WSJ blog <a href="http://blogs.wsj.com/wallet/2009/03/25/bofa-drops-spending-caps-on-upromise-credit-card/?mod=rss_WSJBlog">The Wallet reports that Bank of America is taking over the Upromise credit card</a> (the credit card that supposedly helps parents help save money for their children's college tuition) from Citigroup, and may lift the cash back limits on the card.</p> <p>Even if you have credit cards with zero balance that you aren't using, you don't want to close the accounts, and <a href="http://www.moneyunder30.com/closing-credit-card-accounts-fico-score">Money Under Thirty</a> is here to tell you why.</p> <p>Then again, <a href="http://www.askmrcreditcard.com/creditcardblog/should-you-close-your-credit-card-once-you-pay-it-off/">Ask Mr. Credit Card says that your credit score will probably recover </a>if you simply hate the thought of having old, unused accounts lying around.</p> <p><a href="http://www.thesimpledollar.com/2009/03/25/the-low-interest-debt-debate/">The Simple Dollar </a>explains why taking out a low-interest car loan may be a better idea that paying all of the money upfront in one huge chunk.</p> <p>One of the few good things about AmEx (and other major credit card companies) is their chargeback (refund) policies, which tend to favor the consumer. <a href="http://consumerist.com/5185159/woman-who-missed-obamas-inauguration-starts-10000-amex-chargeback">Consumerist </a>writes about a woman who submitting a chargeback for 10k that she spent to secure a spot at the Presidential inaguration in January, which she never got to see.</p> <p><a href="http://www.richcreditdebtloan.com/9-steps-for-establishing-credit/">Rich Credit Debt Loan</a> discusses how to establish credit, assuming that you are one of the few people left in the world without a line of credit (or a young adult, just starting out in a world of owing).</p> <p>Breaking the credit card habit can be hard, but <a href="http://www.ncnblog.com/2009/03/19/how-to-break-the-credit-card-habit/">No Credit Needed </a>was up to the challenge.</p> <p><a href="http://www.doughroller.net/book-reviews/debt-cures-kevin-trudeau/">Dough Roller </a>looks at Kevin Trudeau's Debt Cures and finds them lacking.</p> <p>What do you do if your credit report shows a delinquent account that you never opened and you can't get the collections agency to talk to you? Readers respond at <a href="http://www.freemoneyfinance.com/2009/03/help-a-reader-credit-report-problem.html">Free Money Finance</a>.</p> <p>And although this is not related to credit cards, it is a blog post simply too awesome to pass up: Trent at The Simple Dollar offers <a href="http://www.thesimpledollar.com/2009/03/26/most-time-management-is-rubbish-here-are-ten-things-that-work-for-me/">honest-to-goodness productivity tips that really work</a>. For him, anyway. See if they work for you.</p> <p>If you have a suggestion for the next edition, please <a target="_blank" href="../../../../../../forums/bloggers-corner/best-web-suggest-link-718.html#post5984">share them in the forum</a>!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-karim">Andrea Karim</a> of <a href="http://www.wisebread.com/best-of-personal-finance-credit-where-credit-is-due-edition">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/uk-banks-are-blocking-customers-credit-cards-will-the-usa-be-next">UK banks are blocking customers&#039; credit cards. Will the USA be next?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-we-really-need-help-in-getting-more-debt">Do we really need help with getting more debt?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-surprising-ways-revolving-debt-helps-you">5 Surprising Ways Revolving Debt Helps You</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-dirty-secrets-of-credit-cards">The Dirty Secrets of Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/funding-your-401k-when-youre-in-debt">Funding your 401(k) when you&#039;re in debt</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Debt Management amex APR credit card interest rates credit cards debit debt finances interest rates loans MasterCard VISA Thu, 26 Mar 2009 22:40:29 +0000 Andrea Karim 2980 at http://www.wisebread.com