Extra Income http://www.wisebread.com/taxonomy/term/10682/all en-US Best Money Tips: 101 Ways to Make an Extra $500 a Month http://www.wisebread.com/best-money-tips-101-ways-to-make-an-extra-500-a-month <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-101-ways-to-make-an-extra-500-a-month" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_computer_cash_000078650869.jpg" alt="Woman finding ways to make an extra $500 a month" title="" class="imagecache imagecache-250w" width="250" height="142" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on ways to make an extra $500 a month, frugal alternatives to popular Valentine&rsquo;s Day gifts, and smart things to do when you&rsquo;re bored.</p> <h2>Top 5 Articles</h2> <p><a href="https://due.com/blog/101-ways-to-make-an-extra-500-a-month-while-keeping-your-full-time-job/">101 Ways to Make an Extra $500 a Month While Keeping Your Full Time Job</a> &mdash; If you have the gear and know-how, cleaning gutters can bring in some extra cash on the weekends. [Due.com]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/0205/Valentine-s-Day-gifts-five-frugal-alternatives-to-popular-choices">Valentine's Day gifts: five frugal alternatives to popular choices</a> &mdash; Small kitchen appliances are really practical&hellip;but not very romantic. A more thoughtful alternative is a cooking class that you can attend together. [The Monitor]</p> <p><a href="http://www.everybodylovesyourmoney.com/2016/02/08/7-smart-things-to-do-when-youre-bored.html">7 Smart Things to Do When You&rsquo;re Bored</a> &mdash; Make a list of the areas in your home that need to be organized, and work on one area whenever you're bored. [Everybody Loves Your Money]</p> <p><a href="http://moneyning.com/budget-travel/5-budget-vacations-hacks-you-need-to-know/">5 Budget Vacations Hacks You Need To Know</a> &mdash; Sharing your trip with family and friends will allow you to split many expenses and cut down costs. [MoneyNing]</p> <p><a href="http://www.popsugar.com/smart-living/Ways-Elevate-Last-Minute-Gift-39992756">7 Ways to Elevate a Last-Minute Valentine's Day Gift</a> &mdash; Instead of using a card, print out a recent photo and write a sincere note on the back. [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.thesimpledollar.com/you-already-have-all-the-skills-you-need-to-succeed/">You Already Have All The Skills You Need to Succeed</a> &mdash; You may have the skills, but you need to apply them well in order to succeed. [The Simple Dollar]</p> <p><a href="http://www.cleverdude.com/content/three-ways-to-save-money-on-hotel-rooms/">Three Ways To Save Money On Hotel Rooms</a> &mdash; Check multiple reservation systems to make sure you find the best deal. [Clever Dude]</p> <p><a href="http://www.shebudgets.com/personal-finance/this-simple-budgeting-trick-allows-you-to-splurge/66368">This Simple Budgeting Trick Allows You to Splurge</a> &mdash; Use the Rule of 3 to help you save for splurges that are really worth it. [SheBudgets]</p> <p><a href="http://www.mydollarplan.com/4-things-you-need-to-understand-before-playing-the-lottery/">4 Things You Need to Understand Before Playing the Lottery</a> &mdash; We often trick ourselves into believing that our odds are better than they really are. [My Dollar Plan]</p> <p><a href="http://parentingsquad.com/how-to-introduce-zine-making-to-your-kids">How to Introduce Zine Making to Your Kids</a> &mdash; Bring back the zine! This old-school project allows kids to explore their interests and express themselves. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-101-ways-to-make-an-extra-500-a-month">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-great-side-jobs-for-extroverts">10 Great Side Jobs for Extroverts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-outside-your-day-job">15 Ways to Make Money Outside Your Day Job</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips side jobs Wed, 10 Feb 2016 20:00:06 +0000 Amy Lu 1654015 at http://www.wisebread.com 6 Surprising Sources of Celeb Income http://www.wisebread.com/6-surprising-sources-of-celeb-income <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-surprising-sources-of-celeb-income" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000017530329_Large.jpg" alt="eva longoria is a celebrity with surprising sources of extra income" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Most top tier celebs know how to rake in the dough. In fact, the amount of money celebrities make will always shock the masses. Take for example, actor Robert Downey Jr., who made $80 million in 2015. And pop singer Katy Perry, who earned $135 million in 2015.</p> <p>However, some celebs aren't just making money from exercising their craft. Here are six surprising sources of celebrity income. (See also: <a href="http://www.wisebread.com/zooey-deschanel-never-pays-late-fees-and-5-other-smart-money-lessons-from-celebrities?Ref=seealso">Zooey Deschanel Never Pays Late Fees and 5 Other Smart Money Lessons From Celebrities</a>)</p> <h2>1. Cruises</h2> <p>If you think that all cruises are just packed with retirees or large families, think again. Many celebrities have jumped on the celebrity cruise bandwagon. Celeb cruises promise to give fans the chance to spend quality time and party with their favorite stars, as long as they are willing to pay the hefty admission fee.</p> <ul> <li>For seven years, musician Kid Rock has hosted the Annual &quot;<a href="http://www.kidrockcruise.com">Chillin' the Most Cruise</a>.&quot; For 2016, his cruise is scheduled to set sail from Miami to Jamaica.<br /> &nbsp;</li> <li>In 2011, for $1,245 you could sweat it out with fitness legend Richard Simmons on his &quot;<a href="http://youtu.be/hKk78Wg_gqw">Cruise to Lose</a>.&quot;<br /> &nbsp;</li> <li>Dance to &quot;Step by Step&quot; and belt out &quot;Tonight&quot; aboard the New Kids on the Block <a href="http://newkidscruise.com">NKOTB cruise</a> from New Orleans to Cozumel, Mexico. '80s kids, this is for you.<br /> &nbsp;</li> <li>Not to be outdone by their older counterparts, the Backstreet Boys also offer their own <a href="http://backstreetboyscruise.com">cruise experience</a>, visiting several European locations this year. It's almost sold out!</li> </ul> <h2>2. Bizarre TV Ads in Japan</h2> <p>From actor <a href="http://youtu.be/KZMYWAW-5Js">Christoph Waltz</a> wanting you to play Clash of Clans on your phone, to singer Katy Perry asking you to &quot;<a href="http://youtu.be/OXD8gB2OkAg">plumpify</a>&quot; your lashes with Covergirl mascara, there's nothing surprising about celebrities hawking products on American TV. However, things get a bit weirder on Japanese TV. For the promise of an easy payday, celebrities are willing to do things they wouldn't even dare to do on national TV. Here's a sample:</p> <ul> <li>Actor Nicolas Cage showed extreme symptoms of &quot;Pachinko fever&quot; in a five-part series of <a href="http://youtu.be/nYkw-5htPw0">commercials for Sankyo</a>.<br /> &nbsp;</li> <li>Channeling his inner <em>Men in Black</em> character, actor Tommy Lee Jones played an alien investigating life on Earth for <a href="https://www.youtube.com/playlist?list=PLE118DCD5344C0BC1">38 TV ads</a> for Boss Coffee.<br /> &nbsp;</li> <li>Mega movie star Bruce Willis did TV commercials for Eneos service stations, showing us that you can &quot;electrify&quot; <a href="http://youtu.be/jR0jdtanubk">billboards</a> and <a href="http://youtu.be/lZxw5v7BQzw">football players</a>.<br /> &nbsp;</li> <li>Arnold Schwarzenegger merges with a woman to form some kind of <a href="http://youtu.be/Ug8KM_nTkkU">powerful flying creature</a> for V&amp;V drink.</li> </ul> <p>However, some stars aren't too happy that people find out about their appearances in Japanese TV. In 2013, Leonardo DiCaprio filed a <a href="http://www.lumendatabase.org/notices/800">cease and desist letter</a> against Japander.com for hosting a video of his <a href="http://youtu.be/xJuCR3o0yXw">ad for Jim Beam</a>.</p> <h2>3. Video Game Royalties</h2> <p>Rock legends Aerosmith have been performing since 1970. With <a href="http://www.pressofatlanticcity.com/_shorecast/aerosmith-guitarist-perry-tells-all-band-hits-a-c-sunday/article_c4e2528e-2e1d-11e4-889a-0019bb2963f4.html">over 150 million records</a> sold worldwide, 25 gold albums, 18 platinum albums, and 12 multi-platinum albums, Aerosmith should be making most of their money from record sales, right? Turns out that their version of <em>Guitar Hero</em> (<a href="http://amzn.to/1K38aSC">Guitar Hero: Aerosmith</a>) made the band more money than <a href="http://finance.yahoo.com/news/why-aerosmith-has-to-make-its-money-off-of-rollercoasters-and-guitar-hero-155213073.html">any of their records</a>. The popular video games sold over 3.6 million copies in the first two years and boosted a 40% increase in album sales across both their old and new albums.</p> <p>Following Aerosmith's lead, many musicians, including Metallica, Van Halen, and Lenny Kravitz, participated in additional releases of <em>Guitar Hero</em>. Punk rockers Green Day receive royalties from the <a href="http://amzn.to/20xA2FP">Green Day: Rock Band</a>. <a href="http://www.pastemagazine.com/articles/2009/10/how-dj-hero-is-changing-music-forever.html">Over 100 songs</a>, including hits from Eminem, Jay-Z, and Daft Punk, were licensed for the <a href="http://amzn.to/1NUyTLP">DJ Hero</a> game.</p> <h2>4. Restaurants</h2> <p>From former basketball players, to singers, to actors, few celebrities resist the temptation of opening a restaurant. Here is a short list:</p> <ul> <li>Michael Jordan's Steakhouse offers a fine-dining experience at its New York, Connecticut, and Chicago locations.<br /> &nbsp;</li> <li>Former N*SYNC frontman, musician, and actor, Justin Timberlake, is part owner of Southern Hospitality BBQ and Bar in New York, New York.<br /> &nbsp;</li> <li>Desperate Housewife and movie star Eva Longoria joined efforts with celebrity chef Todd English to create a Latin take on the classic steakhouse at Beso in Hollywood, California.<br /> &nbsp;</li> <li>Country singer Toby Keith has nine locations of his I Love This Bar and Grill Southern food restaurant chain.<br /> &nbsp;</li> <li>Rapper Ludacris offers a mixed fare of Southern, Caribbean, and West African foods at Time Restaurant and Lounge in Atlanta, Georgia.</li> </ul> <h2>5. Teaching</h2> <p>As masters of their craft, some celebrities are able to cash in by teaching others how to improve their own skills.</p> <p>Actor James Franco is one of the most enthusiastic celebrities about teaching. First, he was a graduate film professor at New York University (rated <a href="http://www.ratemyprofessors.com/ShowRatings.jsp?tid=1622891">3.8 out of 5</a> by some of his previous students!). He also offered an online course on screenwriting for short films. Then, he taught a class on the practice of adapting novels into screenplays at <a href="http://magazine.ucla.edu/exclusives/the-teachers-name-is-mr-franco/">UCLA</a>. Finally, he taught a <a href="http://www.paloaltoonline.com/news/2015/09/06/james-franco-to-teach-high-school-film-class">film class to 24 students</a> at his high school alma mater in Palo Alto, California.</p> <p>Other celebrities that have made money teaching (not considering those that were teachers before reaching fame) are opera singer Placido Domingo (Adjunct Professor at UCLA, California in 1994), actor Kevin Spacey (Theater Professor at Oxford University in the U.K. in 2008), and film director Spike Lee (Film Professor at New York University <a href="https://tisch.nyu.edu/about/directory/grad-film/109468161">since 1993</a>!).</p> <h2>6. Financial Advice to Celebrities</h2> <p>Getting financial advice from his Guns n' Roses bandmates didn't work too well in the early years of drummer Duff McKagan. But after a near-death experience in 1994, McKagan realized that he needed to clean up his act and make better money decisions. He took a couple of university courses on finance and business management and they paid off. His first $100,000 in stock investments in 1994 was a bunch of winners: Starbucks, Microsoft, and Amazon.com.</p> <p>By proving his investing and managing chops (he helped negotiate the record deals for his bands, Velvet Revolver and Duff McKagan's Loaded), he became an advisor to other celebrities. Proving that it truly &quot;takes one to know one,&quot; in 2011 he founded Meridian Rock, a wealth management firm for musicians.</p> <p><em>Know of other surprising sources of celeb income? Let us know what they are in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/6-surprising-sources-of-celeb-income">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-awesome-money-making-hobbies">10 Awesome Money-Making Hobbies</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-crazy-investments-of-the-rich-and-famous">9 Crazy Investments of the Rich and Famous</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-more-fun-money-making-ideas">5 More Fun Money-Making Ideas!</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/effective-ebay-listing-0">Effective eBay Listing</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Extra Income celebrity famous people income making money sources of income Tue, 09 Feb 2016 10:00:04 +0000 Damian Davila 1651570 at http://www.wisebread.com 13 Ways to Make Money From Valentine's Day http://www.wisebread.com/13-ways-to-make-money-from-valentines-day <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/13-ways-to-make-money-from-valentines-day" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000064829127.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>While Valentine's Day is traditionally for lovers, it's also for savvy entrepreneurs. Instead of emptying your wallet to buy your special someone something special (aka &quot;expensive&quot;), you can actually turn a profit by setting up a side gig. Take advantage of the Hallmark holiday by raking in cold, hard cash with these 13 ways to earn extra money from Valentine's Day.</p> <h2>1. Create Handmade Valentine's Cards</h2> <p>If you're crafty or have decent graphic design skills, create your own line of heartfelt or funny Valentine's greeting cards. They're relatively easy to make &mdash; keeping them clever will probably be the hardest part &mdash; and you can sell them on Etsy, Bonanza, and a host of other sites that <a href="http://moneypantry.com/etsy-alternatives/">cater to handmade items</a>. You'll can find colored envelopes at your local office-supply or craft store, and be sure to account for the cost of materials and shipping when pricing so you can make a decent profit.</p> <h2>2. Deliver Stuff</h2> <p>Not all local companies have the resources to offer delivery services, and that's where you come in. Identify some of the businesses that are particularly relevant around Valentine's Day and contact them to see what their delivery needs are. Places like florists, gift shops, and bakeries may be able to use an extra hand.</p> <p>Bear in mind that this gig will likely be under-the-table because of insurance restrictions, so consider that before deciding if this is right for you. Even better, you may be able to score private gigs from, say, a guy who wants to send his girlfriend flowers last minute so he can save on the high shipping and delivery costs. One man's procrastination is your extra cash.</p> <h2>3. Play Chef for a Couple's Romantic Dinner</h2> <p>Are you a whiz in the kitchen? Offer to cook a multi-course meal for family, friends, co-workers, or even strangers who want to enjoy a relaxing Valentine's Day at home without all the hassle of cooking a romantic dinner. Plan a special menu of the couple's favorite dishes &mdash; complete with candles, ambient lighting, and mood-setting music &mdash; and set your fee to accommodate for the ingredients, travel, and time spent setting up, cooking, and cleaning after the meal.</p> <h2>4. Write Love Letters for Would-Be Casanovas</h2> <p>Most people aren't very slick when it comes to writing poetry or love letters, but if you're a gifted writer who can make people swoon in just a few sentences, putting sweet nothings on paper might be your money maker. (See also: <a href="http://www.wisebread.com/11-life-skills-that-are-now-completely-obsolete?ref=seealso">11 Life Skills That Are Now Completely Obsolete</a>)</p> <h2>5. Plan Exciting Date Experiences</h2> <p>Everybody has their strengths, but men aren't always the best at planning special, exciting, or romantic dates. There are some creative dudes out there, for sure, but for the most part, the male of the species needs help in this area. If you happen to excel in this department, put together a few itineraries that are too good to pass up, and then do the due diligence so you can get paid by setting up the date to ensure that it goes off without a hitch.</p> <h2>6. Babysit or Pet Sit</h2> <p>All those parents you know &mdash; both of human and fur babies &mdash; deserve a break, too. And you can cash in big if you have the skills, certifications, and patience to babysit or pet sit while Mom and Dad enjoy a night out on the town.</p> <p>According to UrbanSitter's 2015 Babysitting and Nanny Rates Survey, you're looking at about $15 per hour for one child and upwards of <a href="https://blog.urbansitter.com/2015-babysitting-nanny-rates-survey/">$20 per hour for three children</a>. Add in a 15%-20% tip plus pizza money and you could take home a legit payday, albeit with a few more gray hairs. For pet sitting, you can expect between $10 and $15 per hour, as estimated by Care.com's <a href="http://www.care.com/pet-sitting-rates">pet care rate calculator</a>.</p> <h2>7. Bake Valentine-Themed Goodies</h2> <p>What's Valentine's Day without dessert? That's the best part! Whip up your famous cookies, cakes, and pastries, and shop them around to local eateries (you'll fare better if you establish yourself as a small business with well-packaged goods and a business card; both of which are easy to do), or offer them up to your private network of friends, family, and co-workers.</p> <h2>8. Unload Unwanted Jewelry</h2> <p>If you have a collection of jewelry with which you're willing to part, you may be able to find interested buyers in your area. Instant-list apps like Wallapop, VarageSale, and OfferUp have made it simpler than ever to unload your items by snapping a photo, writing a short description, and naming a price.</p> <h2>9. Promote Your Party-Planning Skills</h2> <p>There may not be a huge market for amateur party planners, but it's worth a shot. If you're known for throwing memorable shindigs, you might be able to drum up some business. Shop the dollar stores for decorations to keep costs down.</p> <h2>10. Busk, or Serenade Couples</h2> <p>Throw a hat or instrument case on the ground in a well-traveled area and belt out love songs all day. If you want to be more proactive about it, take your show on the road and wander up to lovey-dovey couples for a serenading session. That dude would be a dummy if he didn't at least reach in his pocket for a dollar.</p> <h2>11. Photograph Couples' Special Moments</h2> <p>Valentine's Day, with all the sentiment that surrounds it, is prime time for weddings, engagements, and other relationship-specific photo ops. If you're handy with a camera, offer to snap shots of the special moments that the happy couple will cherish forever.</p> <h2>12. Draw or Paint Couples' Portraits</h2> <p>You don't have to be a well-established or recognized artist to sell your work. Some couples may enjoy the prospect of being drawn or painted, not only as a Valentine's Day activity, but also a gift to themselves that they can hang in the home as a reminder of their love.</p> <h2>13. Host a Singles Party for All Your Lonely Friends</h2> <p>Planning on spending Valentine's Day alone? Not anymore. Host a party at home for singles, if you have a large and diverse network of friends. Charge a few bucks admission to cover the cost of food, décor, drinks, and so you can walk away with a reasonable wage.</p> <p><em>Do you have other ways to make extra cash on Valentine's Day? I'd love to hear some of your ideas in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/13-ways-to-make-money-from-valentines-day">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-valentines-day-picks-your-pocket">8 Ways Valentine&#039;s Day Picks Your Pocket</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-must-know-about-money-before-you-take-a-side-job">10 Money Moves You Need to Make Before You Take a Side Job</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/celebrate-love-not-money-with-these-recycled-valentines-day-gifts">Celebrate Love, Not Money, With These Recycled Valentine&#039;s Day Gifts</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-money-recycling">Make Money Recycling: Get Paid to Recycle by 15 Websites</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income extra money Holidays money part-time job Valentine's Day Mon, 08 Feb 2016 10:00:05 +0000 Mikey Rox 1651572 at http://www.wisebread.com 10 Great Side Jobs for Extroverts http://www.wisebread.com/10-great-side-jobs-for-extroverts <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-great-side-jobs-for-extroverts" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000028310364_Large.jpg" alt="yoga is a great side job for an extrovert" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Throughout my entire life, I've always had a second job, and all of them have included direct interaction with other people. And I thoroughly enjoy human interaction. Not only is it additional income, but it also provides me an ongoing opportunity to observe and understand human nature. This is an extrovert's paradise.</p> <p>If you're looking for a 5-9 to help pay the bills, that also allows you to tap into your social side, consider the options below. Oh, and make sure you pick a second job that is in no way related to your first job, or you might get burnt out. (See also: <a href="http://www.wisebread.com/10-things-you-must-know-about-money-before-you-take-a-side-job?Ref=seealso">10 Money Moves You Need to Make Before You Take a Side Job</a>)</p> <h2>1. Airbnb Host</h2> <p>Being a great Airbnb host is an art form. Not only do you need to vet every person who will share your home, but you should also be hospitable by greeting them and telling them about the best local places to go. That being said, make sure you understand when to give a guest their space, as an overzealous Airbnb host can prompt bad ratings.</p> <h2>2. Tour Guide</h2> <p>Tour guides not only get to meet out-of-towners, but also get to show their personality while talking about fascinating local subjects. Your town might have a ghost tour, historical tour, bike tour, or walking tour that you could check out. It's a fun job and stress-free once you know what you're talking about.</p> <h2>3. Yoga Teacher</h2> <p>Becoming a certified yoga instructor will not only give you peace of mind, but will also give you a chance to help others become healthier or more peaceful. I have some friends who are yoga instructors and create their own schedules, essentially. You will need to guide a room full of people into poses that might be foreign to them &mdash; so excellent communication skills are a must. The upfront fee to become a yoga instructor can be pricey, but once you do, the benefits can far outweigh the cost.</p> <h2>4. Uber Driver</h2> <p>Much like Airbnb, being a good Uber driver is contingent on your ability to deal with people. Having bottles of water in the car, greeting your customers with a smile, and reading the room on how much you should be talking are all essential elements of a good Uber rating. We had an Uber driver in New Orleans that made us late for a reservation because she took the long way to show us famous houses. She was great and thoughtful, but we were in a hurry, so make sure you keep that in mind if you start driving for hire.</p> <h2>5. Tutor</h2> <p>Having a day job that ends at 5 p.m. tends to coincide with school schedules, so if you have some time on your hands at night and are especially good at a certain subject, consider tutoring. You could tutor children or adults in GED prep, math, reading, science, and more. Not only will this be rewarding for you, but other people will benefit from what you are offering, and you will using your knowledge to teach someone else very important skills or information. Research established programs or reach out to schools to see what might be available.</p> <h2>6. Outdoor Guide</h2> <p>If you love the outdoors, being an outdoor guide might be right up your alley. I live in Chattanooga, Tennessee, where we're known for our outdoor activities. From hiking to rock climbing to kayaking &mdash; there's something for everyone. You could be a guide on hunting trips, trail tours, or boat excursions. If you're especially good at an outdoor sport and want to show and guide others on how to do it, consider looking into outdoor programs in your area. Don't forget there might be some upfront costs such as CPR training or first aid certification.</p> <h2>7. Photographer</h2> <p>Since the invention of Instagram, everyone thinks they're a photographer. But if you have real photography skills, consider being a wedding or family photographer on the side. You can make a lot of money if you're good, and the more, the better. You might think that you're mostly hiding behind a camera, but this job requires supreme social skills. You'll be capturing people's most important life moments, and you want them to be happy with the results. A nice camera and editing chops come with the job, so only those qualified or with a real passion for photography should consider this choice.</p> <h2>8. Event Planner</h2> <p>I love planning events. I love the stress and exhilaration of doing a good job, and planning and running events is the perfect avenue for that. If you are organized, thoughtful, and can deal with the attitude of whomever you are planning the event for, you should consider doing this. It takes patience, tact, a little bit of grace, and <em>a lot</em> of talking, but it's definitely worth it.</p> <h2>9. ESL Teacher</h2> <p>As the U.S. population continues to become more and more diverse, every town across America is in need of great ESL teachers. You do have to have a bachelor's degree typically for this program, and <a href="http://study.com/how_to_become_an_esl_teacher.html">there are upfront costs</a>, but every single ESL teacher I know absolutely loves it! Plus, you'll be constantly practicing your communication skills as an ESL teacher, which will make you a better communicator in all situations.</p> <h2>10. Customer Service Representative</h2> <p>The sky's the limit on this one. You could work at a coffee shop, bar, music venue, theater, or anything else that might be open for a 5-9 position. There are plenty of options, so choose what you love. That way you have an authentic interest in what you'll be discussing with customers.</p> <p>Theaters and music venues often give discounts on shows, but it's probably not a good idea to ask that in the interview.</p> <p><em>What other second jobs would be perfect for an extrovert? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jennifer-holder">Jennifer Holder</a> of <a href="http://www.wisebread.com/10-great-side-jobs-for-extroverts">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-can-earn-more-money-heres-how">You CAN Earn More Money — Here&#039;s How</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash">12 Legit Ways for Stay-at-Home Moms and Dads to Earn Some Extra Cash</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-new-income-streams-anyone-can-create">5 New Income Streams Anyone Can Create</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Lifestyle extra income extrovert people person side jobs social skills Tue, 02 Feb 2016 12:00:14 +0000 Jennifer Holder 1647762 at http://www.wisebread.com 10 Money Moves You Need to Make Before You Take a Side Job http://www.wisebread.com/10-things-you-must-know-about-money-before-you-take-a-side-job <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-things-you-must-know-about-money-before-you-take-a-side-job" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young_freelancer_woman.jpg" alt="Woman making money moves before she takes side job" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>This year is shaping up to be a <a href="http://www.wisebread.com/america-is-on-a-roll-5-economic-predictions-for-2016">great year for the U.S. economy</a>.</p> <p>Given the positive economic conditions, you may be considering to take a side job to earn some extra cash. While having some extra funds in your bank account sounds amazing, remember that it takes money to make money. Without careful planning, your new venture may actually put you in a worse financial position than you originally were!</p> <p>Here are the top 10 things you must do before you take a side job.</p> <h2>1. Consult With Your Employer</h2> <p>When you're already employed, you need to consult with your employer about your plans to take a side job. For example, a lawyer may consider to tutor students preparing for the LSAT or the bar exam. However, her current contract may include a clause that prevents her from engaging in such activities for personal profit.</p> <p>To avoid any potential conflicts of interest or breach of contract with your employer, be transparent and talk to your HR representative and supervisor before starting your side job. By seeing that you choose to be safe over sorry, your employer will have an easier time approving your side job. You might even want to consider talking about a salary bump to prevent you from taking that gig and focus all of your attention in your current job.</p> <h2>2. Plan Ahead for Business Expenses</h2> <p>While your employer may approve of your side job, you shouldn't use their office supplies and equipment to pursue your side job. This means that your company phone, computer or laptop, email, and supply cabinet are off limits for any activities involving your other job. Set aside some funds to cover initial expenses, including purchasing a domain for your company website or printing business cards. And keep every single one of the receipts from your business purchases! (See also: <a href="http://www.wisebread.com/the-5-best-credit-cards-for-small-businesses?ref=seealso">Best Small Business Credit Cards</a>)</p> <h2>3. Open a Business Bank Account</h2> <p>A best practice is to set up a business checking account to keep a clean separation between your personal and business finances. A business account allows you to track incoming and outgoing cash flows and doubles as a bookkeeping tool while you're in startup mode. Minimize fees and maximize interest by looking for an interest-bearing <a href="http://www.wisebread.com/5-best-online-checking-accounts">online checking account</a>.</p> <h2>4. Get a Credit Card Reader for Your Smartphone</h2> <p>Cash is king, but roughly <a href="https://www.washingtonpost.com/news/wonk/wp/2014/05/12/whats-in-your-wallet-probably-not-cash/">eight in 10 individuals carry less than $50 cash</a> in their wallets on a regular basis. Fortunately, <a href="http://www.creditcards.com/credit-card-news/ownership-statistics-charts-1276.php">72% of Americans</a> have at least one credit card. No matter in what industry is your side job, it's a good idea to have a <a href="http://www.wisebread.com/6-mobile-payment-tools-you-should-start-using-today">mobile payment tool</a> that can process credit card payments from non-cash carrying clients. If you already have a smartphone, you can use a credit card reader from Square (which charges a fee of 2.75% per transaction) or PayPal Here (which charges 2.7% per transaction).</p> <h2>5. Open a PayPal Account</h2> <p>If your side job allows you to complete jobs remotely, consider opening a PayPal account. Many freelancing platforms and domestic and foreign vendors use PayPal as their preferred method of payment. An advantage of PayPal is that under most circumstances, you'll have access to your funds immediately. On the other hand, that convenience costs you $0.30 and 2.9% per transaction.</p> <h2>6. Calculate Additional Income Tax Withholding</h2> <p>Once those extra funds start arriving, they'll be a source of celebration. However, don't let those same monies become a source of frustration around tax season. Use the <a href="https://www.irs.gov/Individuals/IRS-Withholding-Calculator">IRS Withholding Calculator</a> to estimate how much more you should be withholding from the paycheck of your main job to cover your income taxes.</p> <p>If your income is too hard to predict, remember that you can submit estimated tax payments April 15th, June 15th, and September 15th of the current tax year and January 15th of the next tax year using <a href="http://www.irs.gov/pub/irs-pdf/f1040es.pdf">Form 1040-ES</a>.</p> <h2>7. Collect Forms 1099-MISC</h2> <p>Speaking of taxes, you need to collect a <a href="http://www.irs.gov/pub/irs-pdf/i1099msc.pdf">Form 1099-MISC</a>, Miscellaneous Income for each individual or company that pays you at least $600 during a year for services rendered. While the IRS doesn't require you to submit any Forms 1099-MISC with your federal tax return, the IRS would prefer to see those forms to verify income in case of an audit. Given that the IRS charges a 25% inaccuracy penalty on top of applicable taxes and interest to tax offenders, plan ahead by collecting all of your Forms 1099-MISC.</p> <h2>8. Learn to Use IRS Schedule C</h2> <p>Independent contractors, freelancers, and owners of a sole proprietorship use <a href="http://www.irs.gov/pub/irs-pdf/f1040sc.pdf">Schedule C from Form 1040</a> to determine their profit or loss from business activities. If you file your taxes on your own, carefully review the instructions from Schedule C to deduct all applicable business expenses, including use of your vehicle and home for business purposes, and costs of goods sold, if applicable.</p> <h2>9. Hire an Accountant</h2> <p>If you use Schedule C, you're almost three times as likely to get audited as a corporate filer. Even <a href="http://www.wisebread.com/8-tax-return-mistakes-even-smart-people-make">smart people make tax return mistakes</a>. Now that you're juggling a side job on top of your main job, you may not have enough time to do your taxes. Hiring a tax professional allows you to free up time to focus on your new venture and find out the best ways to deduct business expenses.</p> <p>For example, most tax preparation software only provides one or two ways to deduct your home expenses. Instead, your tax pro would advise to use the square footage of your home space dedicated to business activities to allocate permissible business deductions.</p> <h2>10. Open a Solo 401K</h2> <p>One of the most missed opportunities by independent contractors, freelancers, and small business owners is to maximize their retirement savings through a solo 401K. While you can only contribute up to $18,000 to an employer-sponsored 401K for 2015 and 2016, you can contribute up to $53,000 in a solo 401K for 2015 and 2016. Individuals age 50 and over can make additional catch-up contribution on top of those $53,000. By making contributions as employer and employee, you use a solo 401K to boost your nest egg. Consult your financial planner or accountant (and if you don't have one, here's another reason to find one!) to learn more details about how to set up a solo 401K.</p> <p><em>Are you planning to take a side job this year?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/10-things-you-must-know-about-money-before-you-take-a-side-job">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-money-from-valentines-day">13 Ways to Make Money From Valentine&#039;s Day</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them">22 Websites That Will Pay You to Write for Them</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-money-recycling">Make Money Recycling: Get Paid to Recycle by 15 Websites</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/making-money-from-clinical-trials-worth-the-risk">Making Money From Clinical Trials: Worth the Risk?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income freelance gig economy money part-time job side job Wed, 13 Jan 2016 18:00:02 +0000 Damian Davila 1637336 at http://www.wisebread.com 8 Ways to Find Extra Cash for the Holidays http://www.wisebread.com/8-ways-to-find-extra-cash-for-the-holidays <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-ways-to-find-extra-cash-for-the-holidays" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/holiday-cash-can.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>With just a few left days until the holidays, it's time to come up with cash for those extra presents that you still have left to buy. You can use your American Express card to earn points on all of your purchases, and with the <a href="https://www.americanexpress.com/us/credit-cards/amex-everyday">Amex EveryDay Credit Card</a>, you get 20% extra when you hit 20 purchases in a billing period (not hard this time of year!!) But what about when you need cash today?</p> <p>Here are eight ways to fatten your wallet before Santa arrives.</p> <h2>1. Get a Seasonal Job</h2> <p>While normally finding a job can take weeks or months, during the holidays retailers are looking for help to get them through until New Years. This means that they will often hire on the spot and have night and weekend shifts available. Plus, many retailers offer a discount to employees. So, getting a seasonal job, if even for a few weeks, will help you earn additional money to fund your holiday shopping and get you a discount on some great gifts.</p> <h2>2. Use &ldquo;Untapped&rdquo; Membership Rewards&reg; Points</h2> <p>If you have a credit card, you should be earning points just for using it. If you haven't checked on and redeemed&nbsp; points for a while, you likely have enough saved up to buy some gifts for folks on your list. My personal favorite is buying a Home Depot gift card in the Membership Rewards store (which has a 1:1 conversion rate and at starts at a minimum of 2500 for a $25 gift card.) Check the <a href="https://rewards.americanexpress.com/myca/loyalty/us/catalog/giftcardhub">Membership Rewards site</a> for all their selection of gift cards including Gap, Saks Fifth Avenue and more. &nbsp;I've also used points to shop for actual things before &mdash; in law school I cashed in rewards points for a coffee grinder, which I still have today.</p> <h2>3. Work Overtime</h2> <p>If you don't want to get a second job, your regular employer may be looking for extra assistance trying to get work out by year end. If you are eligible for overtime, see if you can pick up an extra shift.</p> <h2>4. Sell Your Assistance</h2> <p>Not only are stores busy this time of year, but regular people are, too. If you have time, offer to run to Ikea and assemble your friend's son's present for a fee. Or cleaning before holiday parties is another good way to earn money. So how do you find these odd jobs? You could post on Craigslist, but this may be a little risky. Instead, try putting a post on Facebook or the neighborhood app Nextdoor, so that you are only offering your assistance to friends, family, neighbors, and their expanded networks.</p> <h2>5. Sell Stuff</h2> <p>December is a great time of year to sell unwanted stuff &mdash; particularly kids' toys. (Buying used toys is also great way to save money on holiday shopping.) Just this weekend we gathered several boxes of kids' clothing and toys to sell on Craigslist, Ebay, and Kidizen (an app just for kids' stuff). Last month we sold some furniture we were no longer using. Electronics and cell phones also sell well. The best part about Craigslist, is often people will come the same day for items. So, you've saved space and padded your wallet all at once.</p> <h2>6. Return Items</h2> <p>While malls are crowded with folks trying to return items this time of year, if you are in need of extra cash for the holidays and if you have items needing to be returned sitting around, now is the time to return or exchange it!</p> <h2>7. Find Unused Gift Cards</h2> <p>If you have accumulated gift cards during the year and have failed to use them, now is the time. Whether it's a Target gift card that you can use directly to buy gifts or a restaurant gift card that you can use instead of paying cash, digging through your dresser drawers to find these cards can go a long way towards your holiday shopping.</p> <h2>8. Book Travel With Rewards</h2> <p>If your holiday expenses include travel expenses, use Membership Rewards points to book travel; I have booked multiple flights and hotels with points and find that this is the best way to get the most value from my rewards points. Booking through <a href="https://travel.americanexpress.com/home">Amex's travel site</a> is super easy, too.</p> <p><em>How will you find extra cash this Holiday season?</em></p> <p><em>I was selected by American Express to help educate consumers about the </em><a href="https://www.americanexpress.com/us/credit-cards/amex-everyday"><em>Amex EveryDay Credit Card</em></a><em>. As such, I was paid&nbsp;for my services, but tips and opinions shared about and American Express and the Amex EveryDay Credit Card are my own.</em></p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/elizabeth-lang">Elizabeth Lang</a> of <a href="http://www.wisebread.com/8-ways-to-find-extra-cash-for-the-holidays">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-9-secrets-of-highly-successful-craigslist-sellers">The 9 Secrets of Highly Successful Craigslist Sellers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-seven-reasons-why-i-use-my-credit-card-for-everything">Top Seven Reasons Why I Use My Credit Card for Everything</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/craigslist-vs-ebay-where-to-sell-10-common-items">Craigslist vs. eBay: Where to Sell 10 Common Items</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-frugal-rules-you-must-follow-when-shopping-at-costco">5 Frugal Rules You Must Follow When Shopping at Costco</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Shopping credit cards Thu, 17 Dec 2015 16:00:04 +0000 Elizabeth Lang 1622180 at http://www.wisebread.com Best Money Tips: Fun Ways to Make Money While Traveling http://www.wisebread.com/best-money-tips-fun-ways-to-make-money-while-traveling <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-fun-ways-to-make-money-while-traveling" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_world_traveler_000068178357.jpg" alt="Woman finding ways to make money while traveling" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found fun ways to make money while you travel, common budgeting mistakes, and steps to a happy new you.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneypantry.com/make-money-while-traveling/">20 Fun Ways to Make Money While Traveling the World</a> &mdash; Many hostels offer discounts to visitors who agree to work there part-time. [Money Pantry]</p> <p><a href="http://www.wellkeptwallet.com/2015/12/7-common-budgeting-mistakes/">7 Common Budgeting Mistakes</a> &mdash; Setting a budget that's too strict, and constantly overspending because of it, can make you want to give up on budgeting altogether. [Well Kept Wallet]</p> <p><a href="https://getoutofdebt.org/97047/12-steps-to-a-happy-new-you">12 Steps to a Happy New You</a> &mdash; Let go any guilt you have over past choices. Strive to make better choices today. [Get Out of Debt Guy]</p> <p><a href="http://www.popsugar.com/smart-living/How-Impress-My-Boss-7115558#photo-7115558">15 Qualities That Will Impress Your Boss</a> &mdash; Bosses like employees who are on the ball. For example, show up for meetings on time, with notes and ideas. [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/deals-and-steals-family-shopping-guide-for-december">Deals and Steals: Family Shopping Guide for December</a> &mdash; This is the month to shop for toys and tools! [Parenting Squad]</p> <h2>Other Essential Reading</h2> <p><a href="http://fitzvillafuerte.com/if-you-want-to-reach-your-goals-these-are-the-things-you-need-to-do.html">If You Want To Reach Your Goals, These Are The Things You Need To Do</a> &mdash; To reach your goals, you'll have to make sacrifices, go the extra mile, and take action even when it's hard. [Ready To Be Rich]</p> <p><a href="http://www.frugalvillage.com/2015/11/30/5-money-saving-last-minute-tips-for-holiday-party-food/">5 Money Saving Last Minute Tips for Holiday Party Food</a> &mdash; The Classic Dump Cake is an easy, affordable dessert. Stock on up the ingredients so you're ready for all the holiday parties you're attending. [Frugal Village]</p> <p><a href="moneyning.com/frugality/tips-to-throwing-a-great-holiday-party-on-a-tight-budget/">Tips to Throwing a Great Holiday Party on a Tight Budget</a> &mdash; The more people you invite, the more you'll spend on food and drinks, and the prep and clean-up will be more stressful, too. So pare down your guest list to VIPs only. [Money Ning]</p> <p><a href="https://due.com/blog/3-habits-that-can-ruin-your-business">3 Habits That Can Ruin Your Business</a> &mdash; Neglecting your health can harm your business, too. Your decision-making and effectiveness suffers when you're always tired and you can't concentrate. [Due.com]</p> <p><a href="http://couplemoney.com/money-questions/fight-back-identity-theft/">How to Fight Back Against Identity Theft</a> &mdash; Act fast! Contact the companies that may have been affected and set up a fraud alert on your credit report. [Couple Money]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-fun-ways-to-make-money-while-traveling">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-while-traveling-the-world">How to Make Money While Traveling the World</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-reasons-to-get-your-master-s-degree-abroad">3 Reasons to Get Your Master’s Degree Abroad</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-money-in-your-hometown-become-a-tour-guide">Make Money in Your Hometown: Become a Tour Guide</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-hobby-pay-its-way">Make Your Hobby Pay Its Way</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-making-activities-you-can-do-today">5 Money Making Activities You Can Do Today</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Travel best money tips make money traveling Thu, 03 Dec 2015 20:00:19 +0000 Amy Lu 1617586 at http://www.wisebread.com 15 Ways to Make Money Outside Your Day Job http://www.wisebread.com/15-ways-to-make-money-outside-your-day-job <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-ways-to-make-money-outside-your-day-job" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000023241641.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Extra money is great. At a minimum, extra income is more change in your pocket. Beyond that, it can diversify your income sources and make your finances less vulnerable to a disruption.</p> <p>There are many types of non-salary income, but one way they're often divided up is passive versus non-passive. Consider these 12 sources of additional income.</p> <h2>Passive Income</h2> <p>Passive income tends to be investment income: Money you get for letting someone use your money or your stuff. Here are the classic categories of passive income. (By and large, this whole category is only available if you have money to invest.)</p> <h3>1. Interest</h3> <p>Interest is money you get from something like a bond, CD, or savings account, where someone pays you to use your money.</p> <p>Not so long ago &mdash; before the financial crisis &mdash; there were plenty of reasonably safe interest-bearing investments that paid 3%, 4%, or even 5% over inflation. Those days are long gone. Now, CDs or bonds can barely beat inflation, and that's only if you're willing to tie your money up for a long time. Still, interest income can serve as a secondary income stream, and the opportunities are likely to get better in the near the future. (So, be careful about locking up your money for the long term at current rates.)</p> <h3>2. Dividends</h3> <p>Dividends are your share of the income earned by companies in which you own stock, and are also earned from baskets of investments that hold stocks, such as ETFs or mutual funds. Unlike the interest earned on a bond or CD, dividends can rise or fall unpredictably, depending on the success of the firm or the fund. Although some risky companies can pay high dividends, stable companies tend to offer modest returns, typically under 5%.</p> <h3>3. Rents</h3> <p>In theory, rents can be pure investment income, like interest and dividends, but in practice, being a landlord is more like taking on a second job &mdash; you have to find tenants, accept rent payments, keep the building maintained, deal with broken appliances, and so on. You can hire a management company to do that work, but that's an extra expense &mdash; and the income still isn't purely passive, because you still have the work of managing your relationship with the management company.</p> <p>Still, rental income can be an incredibly flexible second income stream. Airbnb, RelayRides, and similar companies now enable individuals to rent out things like spare bedrooms, vehicles not in use, and earn extra income with less effort.</p> <h3>4. Royalties</h3> <p>Royalties are money that you get for letting someone make more limited use of something that you own. If an oil company operates a well on your land, they'll pay royalties. If a publisher sells a book that you wrote, they'll pay royalties. The possibilities are vast, and in essence include anything people can use &mdash; land, books, photos, patents, trademarks, etc.</p> <p>It's worth noting that most people who sit down to write a book don't end up getting any significant income from it. That's probably even more true of people who sit down to invent something. Still, books, online stock photography, and even less-successful inventions can all generate extra income and diversify your earnings.</p> <h2>Non-Passive Income</h2> <p>Non-passive means you have to get out there and hustle up this extra income in your spare time. Some take a lot of hustle.</p> <h3>5. Working Another Regular Job</h3> <p>For someone working for wages, a second (or third or fourth) job is a classic source of extra income. If you're working for a salary, you'd probably be breaking your employment agreement to work another job, but there are ways to work for pay without breaking the rules. Check with your employer to determine your company's specific policies.</p> <h3>6. Working at an Irregular Job</h3> <p>Not all jobs require a regular time commitment. Some can be done on an ad-hoc fashion, such as:</p> <ul> <li>Casual labor, like a handyman, house painter, gardener, house cleaner, or dog walker.<br /> &nbsp;</li> <li>Freelance work (usually skilled or semiskilled labor done outside the range of regular employment), such as a web designer, photographer, adult education instructor, bicycle messenger, etc. Many occupations that fall into this category require special training, certification, or even licensing.<br /> &nbsp;</li> <li>Seasonal work, such as a department store Santa, sheep shearer, etc.</li> </ul> <h3>7. Service Something That Makes Money</h3> <p>The classic option here is a vending machine. Your investment is modest &mdash; the cost of the machine, and the cost to stock the machine the first time. Your labor is modest &mdash; visiting the machine to restock it and remove the cash.</p> <p>Vending machines used to be a great way to make a modest amount of money, especially if you knew someone who would let you put a machine in a reasonably high-traffic area either for free, or for a piece of the action. You could start small and then buy more machines. Back in the day when coin-operated video games were a thing there wasn't even any restocking needed &mdash; you just went as often as necessary to take out the money.</p> <h3>8. Running a Small Business</h3> <p>Running a small business can be a great way to make money from a source other than your salary. The range of options for small business are infinite. Just for starters, virtually all the &quot;irregular job&quot; items from the previous section could be just as easily arranged as a small business. Instead of painting houses or walking dogs, you start a house painting or dog walking business. Plus, running a business may confer certain tax advantages (deductions, anyone?) which can make it an even healthier secondary income source. The next two ideas can also be structured as small businesses.</p> <h3>9. Sell Something You Make</h3> <p>The list of things you can make and sell is endless &mdash; jellies and jams, soaps, jewelry, garden produce, baked goods, maple syrup, pottery, scarves, etc. I wrote a bit about the line between hobby and small business in my post <a href="http://www.wisebread.com/make-your-hobby-pay-its-way">Make Your Hobby Pay Its Way</a>.</p> <h3>10. Sell Copies of Something You Made</h3> <p>This is a variation on the point above about royalties. Instead of letting another company sell copies of something that you've created in return for royalties, you can sell the copies yourself.</p> <p>The classic case is self-publishing a book, but there are a lot of other possibilities that fall into this category. For example, If you know how to do something, you could create a video teaching how to do it, and then sell it on DVD.</p> <p>This option really lends itself to digital sales, because the cost of production is zero &mdash; ebooks, online video courses, phone apps, etc.</p> <p>It's tough to make much money this way, because there's so much stuff out there already, often for free. Sales are likely to be low, and unless you have a very narrow, very focused niche, you're going to face a lot of competition.</p> <p>Still, this can be a win, especially if you want to create something for your own reasons &mdash; a phone app that does something you want a phone app to do, a drawing that speaks to you, etc. If you're making the thing because you want to, the extra effort to sell copies is quite small, and will probably bring in a little money.</p> <h3>11. Sell Something You Gather</h3> <p>There are still places where it's legal to collect things and sell them &mdash; mushrooms, pine boughs, sea shells, rocks, insects, etc. Success requires access to a place where you can collect, and usually requires more than a little skill in knowing what's worth collecting, and how to sell it.</p> <h3>12. Sell Something You Buy</h3> <p>If you can buy something cheap and sell it for more than it cost, you can make money on the markup. To make a reasonable profit, you usually have to add value in some way. The two classic ways are: Import the item, or repackage a cheap, bulky item into smaller units.</p> <p><strong>Importation</strong>: Say you find something sold overseas that you really like &mdash; a clothing item or a gadget or a tool &mdash; that just isn't a thing in the U.S. You can find the manufacturer, buy a modest quantity at wholesale, import them into the US, and sell them at a markup. Your added value is the capital to buy the stock and the effort handling the complexities of importation.</p> <p><strong>Repackaging</strong>: Almost anything is cheaper in bulk, sometimes a lot cheaper. My wife buys a brand of quilt soap that's good for washing wool. She can get it in 8-ounce bottles for $8 or $9 dollars &mdash; about $17 a pound. The stuff has a single ingredient: sodium lauryl sulfate, the detergent in baby shampoo. If you buy by the barrel, sodium lauryl sulfate costs less than $1 a pound &mdash; highly profitable, even after paying for bottles. Anybody can do the same thing with anything that's cheap in bulk but can be sold for more in reasonable quantities.</p> <h3>13. Teach a Class</h3> <p>If you have some skill &mdash; and if you also have some skill at teaching &mdash; you can make money offering classes. Where I live, people can arrange to teach classes through the park district, recreation center, the local library, YMCA, community college, and at least two different senior organizations. Many of the stores that sell arts or craft supplies also offer classes with local artists and craftspeople as teachers. And if you're adequately entrepreneurial, you don't need to teach under the auspices of some other organization at all. You can find your own students and teach out of a location of your choice.</p> <h3>14. Put Ads on a Website</h3> <p>Creating a blog or static website and putting Google Ads (or other affiliate programs) on it can generate extra income &mdash; just how much depends on the traffic and ad clicks your site generates. It's a competitive space, but if you can produce a quality site with adequate traffic, it may provide a regular source of additional income.</p> <p>If you have some sales skills, you can also market your site to individual companies and get them to buy ads for a lot more money. That's another piece of work, however. It would make your income a little less passive, because now you're a salesman on top of everything else.</p> <h3>15. Create a YouTube Channel or Podcast</h3> <p>If you like making videos, this can be a source of modest income. If making videos seems like a lot of work, you're going to quit before you make any money from Google Ads on your YouTube channel. Still, if you make videos that go viral, there's the potential to make quite a bit of money. Some YouTube stars derive significant income from their videos.</p> <p>Podcasts are a little more complex to monetize, because you don't have the option of just putting ads on the page somewhere; you actually have to include the ad in the podcast itself. On the other hand, the ads are worth more, because the listener is pretty much stuck listening to the ad from beginning to end.</p> <p>There are podcast networks that offer tools to help with creating and making them easy for listeners to find. Some of them also have ad networks, although you'd probably make more money if you did the work of selling your podcast to sponsors.</p> <p><em>How do you earn extra income?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/philip-brewer">Philip Brewer</a> of <a href="http://www.wisebread.com/15-ways-to-make-money-outside-your-day-job">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-new-income-streams-anyone-can-create">5 New Income Streams Anyone Can Create</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-great-side-jobs-for-extroverts">10 Great Side Jobs for Extroverts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income freelancing investments non-passive income passive income selling side jobs Thu, 19 Nov 2015 19:03:04 +0000 Philip Brewer 1615339 at http://www.wisebread.com 6 Ways of Improving Your Lottery Odds http://www.wisebread.com/6-ways-of-improving-your-lottery-odds <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-of-improving-your-lottery-odds" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/friends_winning_lottery_000054477240.jpg" alt="Friends learning six ways to win the lottery together" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>A retirement or savings plan based on <a href="http://www.wisebread.com/you-can-guarantee-a-win-and-9-other-bizarre-facts-about-the-lottery">winning the lottery</a> is not actually a plan &mdash; it's a wish. There are much smarter things to do with your hard earned cash. We all know this. Yet many of us still buy numbers and scratchers, for the thrill, for the dream. If you just can't resist, take a moment to <em>slightly</em> improve your odds. Just promise that if you win with any of these lottery hacks, you'll share your winnings with me. It's only fair.</p> <h2>1. Pick Your Own Numbers</h2> <p>Richard Lustig, seven-time lottery winner whose total earnings amount to more than $1 million, claims that one foolproof way to increase your chances of cashing in is to&nbsp;<a href="http://www.cbsnews.com/news/seven-time-lottery-winner-shares-secret-to-winning-powerball/">pick your own numbers</a> versus allowing the system do a quick pick for you. In an interview with CBS News a couple years ago, he said, &quot;The lazy way out is to buy quick-picks. The computer picks out the numbers. Don't play quick-picks. Quick-picks are the worst thing you can do, you are playing with the worst odds.&quot;</p> <p>Instead, choose your numbers, research them to make sure they're a good set of numbers, and stick with them. But how do you know if they're 'good' numbers? By buying his book,&nbsp;<a href="http://www.amazon.com/gp/product/1452077460/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=1452077460&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=LWWNVOCFMJ7C5O7B"><em>Learn How to Increase Your Chance of Winning the Lottery</em></a>, of course. On second thought...</p> <h2>2. Stick to a Regular Set of Numbers</h2> <p>Once you've found a set of 'good' numbers as determined by your research, stick to them &mdash; and then play consistently.</p> <p>&quot;Obviously playing regularly will boost your chances. There is no worse feeling than seeing your winning numbers on the week you forgot to buy your ticket!&quot;&nbsp;<a href="http://www.msn.com/en-gb/money/shoppingandvouchers/8-ways-you-can-improve-your-chances-of-winning-the-lottery/ar-AAbHrZw#page=1">suggests MSN Money</a>.</p> <h2>3. Buy More Tickets, Even If You Have to Split It</h2> <p>Sometimes increasing the number of tickets you purchase is cost prohibitive. In those cases, especially when massive jackpots are at stake, it may make sense to go in on a large number of tickets with a group of people, like friends, family, or coworkers. Office lottery pools are quite common when lotteries reach their peak jackpots, and it's not unusual to hear about a group of coworkers winning the jackpot and thus splitting the windfall.</p> <h2>4. Check Your Numbers Religiously</h2> <p>How's this for a sobering statistic: About <a href="http://money.cnn.com/2015/02/09/pf/unclaimed-lottery-winners/">$2 billion in lottery prizes go unclaimed</a> every year, according to CNN Money. This could be for several reasons, like players have lost their winning tickets, but most of the unclaimed money is a result of winners not checking their tickets or realizing they have a winning ticket. To avoid becoming a statistic, keep your tickets in a safe place and take them to your local lottery scanner regularly.</p> <h2>5. Use the Singleton Method to Win More Scratch-Offs</h2> <p>According to WikiHow, a quirk in the production of <a href="http://www.wikihow.com/Win-on-Lottery-Tickets">scratch-off tickets can double your chances</a> of winning, if exploited correctly. The Singleton Method, in short, is an exercise in probability by finding sets of single numbers that only appear once on a scratch card, particularly in &quot;match style&quot; or&quot; tic-tac-toe&quot; games, in which you need three numbers in row to win. By studying this method, you can essentially eliminate those that don't fall under the winning category of the Singleton Method, and increase your chances of winning to between 60% and 90%.</p> <h2>6. Use Your Math Skills to Increase Your Chances at Powerball Games</h2> <p>WikiHow also details how to increase your odds of winning Powerball games, but you'll need to tap into your math skills (or at least a calculator) to make a go of it. Steps include finding the expected value of the game, determining the probability of each possible &quot;win,&quot; multiplying that probability by the payout for that win, buying tickets that increase the expected value, and looking for progressive jackpots. There's also a mention of considering the tax implications of a Powerball win, which, incidentally, can be applied to all lottery wins above $10,000.</p> <p><em>Do you have other tips on how to increase your chances of winning the lottery? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/6-ways-of-improving-your-lottery-odds">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-ways-to-save-5-this-week">25 Ways to Save $5 This Week</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-make-money-with-friends">7 Ways to Make Money With Friends</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-pay-down-100-worth-of-debt-this-week">How to Pay Down $100 Worth of Debt This Week</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-sources-of-celeb-income">6 Surprising Sources of Celeb Income</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-cash-back-credit-cards">5 Best Cash Back Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Extra Income jackpot lottery prize money win the lottery Tue, 10 Nov 2015 11:15:12 +0000 Mikey Rox 1605755 at http://www.wisebread.com Best Money Tips: 30+ Ways Real People Make Extra Money http://www.wisebread.com/best-money-tips-30-ways-real-people-make-extra-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-30-ways-real-people-make-extra-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_extra_cash_000076051121_1.jpg" alt="Woman finding real ways to make extra money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found over 30 ways to make extra income, apps that give you gift cards, and the best way to stay healthy this winter.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.popsugar.com/smart-living/Making-Extra-Income-23682849#photo-23682849">31 Ways Real People Make Extra Income</a> &mdash; You can make $500 a month hosting foreign exchange students. [PopSugar Smart Living]</p> <p><a href="http://moneypantry.com/apps-that-give-you-gift-cards/">20 Apps That Give You Gift Cards</a> &mdash; Shopkick rewards you points by shopping through their portal or for certain activities like walking into a store or scanning bar codes. [Money Pantry]</p> <p><a href="http://www.thesimpledollar.com/feel-better-this-winter-get-more-sleep">Want to Stay Healthy This Winter? Get More Sleep</a> &mdash; Not getting enough sleep puts you at risk for catching a cold. So create a bedtime routine, make sure to exercise, and stay away from foods and drinks that keep you up. [The Simple Dollar]</p> <p><a href="http://canadianfinanceblog.com/change-your-lifestyle-save-money/">3 Ways to Change Your Lifestyle to Save Money</a> &mdash; Focus less on entertainment and more on education. Make time to learn new things and improve yourself. [Canadian Finance Blog]</p> <p><a href="http://www.dontpayfull.com/blog/10-super-affordable-ways-to-insulate-your-home-this-winter">10 Super Affordable Ways To Insulate Your Home This Winter</a> &mdash; Take advantage of the oven heat when you cook or bake. After you've turned off the oven, leave the door open and let the residual heat out. [Don't Pay Full]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.threethriftyguys.com/2015/11/6-ways-to-make-extra-money-with-your-car/">6 Ways to Make Extra Money With Your Car</a> &mdash; Postmates delivers food from area restaurants, office supplies and even cold medicine. As a delivery driver (or bicyclist), you can make up to $25/hour. [Three Thrifty Guys]</p> <p><a href="http://www.dinksfinance.com/2015/11/money-mistakes-you-make-in-your-30s/">Money Mistakes You Make in Your 30s</a> &mdash;Don't buy a house that you can't afford. Be willing to compromise on some of the amenities so you can have the quality of life that you want (and not just a really fancy house). [DINKS Finance]</p> <p><a href="http://www.retiredby40blog.com/2015/11/05/9-substitutes-for-eggs/">9 Substitutes For Eggs</a> &mdash; You can use 1 tablespoon of apple cider vinegar plus 1 teaspoon of baking soda to replace one egg. [Retired by 40]</p> <p><a href="http://www.bargaineering.com/articles/conquer-gift-clutter-practical-presents.html">Conquer gift clutter with practical presents</a> &mdash; It isn't clutter if you use it! This holiday season, give (or ask for) practical gifts like tickets to the zoo, hobby supplies, or a gas station gift card. [Bargaineering]</p> <p><a href="http://parentingsquad.com/5-turkey-themed-thanksgiving-treats-kids-love-to-make-and-eat">5 Turkey-Themed Thanksgiving Treats Kids Love to Make (and Eat)</a> &mdash; Kids will have a blast making Krispy Krunchy Turkeys! [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-30-ways-real-people-make-extra-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-great-side-jobs-for-extroverts">10 Great Side Jobs for Extroverts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-outside-your-day-job">15 Ways to Make Money Outside Your Day Job</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips side jobs Fri, 06 Nov 2015 19:15:16 +0000 Amy Lu 1607373 at http://www.wisebread.com Best Money Tips: 100+ Ways to Make $100 Fast http://www.wisebread.com/best-money-tips-100-ways-to-make-100-fast-0 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-100-ways-to-make-100-fast-0" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/happy_woman_cash_000047772216.jpg" alt="Woman learning 100 ways to make $100 fast" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found over 100 ways to make $100 fast, ways to use up leftover Halloween candy, and how to have fun <em>and</em> save money in November.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.listenmoneymatters.com/100-ways-how-to-make-money-fast/">103 Ways To Make $100 Fast</a> &mdash; Got skills in cooking, cleaning, or organization? People will pay you to do these for them. [Listen Money Matters]</p> <p><a href="http://www.popsugar.com/smart-living/How-Use-Up-Leftover-Halloween-Candy-25696231#photo-25696231">9 Ways to Use Up Leftover Halloween Candy</a> &mdash; Sprinkle leftover candy onto a scoop of your favorite ice cream to make a tasty treat! [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/6-fun-ways-to-save-money-in-november">6 Fun Ways to Save Money in November</a> &mdash; This is a great time to go apple picking! Visit an orchard and come home with fresh apples to make applesauce, apple pie, and apple crisp. [Parenting Squad]</p> <p><a href="http://www.goodfinancialcents.com/9-smart-ways-to-deal-with-financially-toxic-people/">9 Smart Ways to Deal with Financially Toxic People</a> &mdash; Ignore financial advice from someone who is drowning in money problems. [Good Financial Cents]</p> <p><a href="http://www.experian.com/blogs/news/about/hosting-holiday-gatherings-budget/">Hosting Holiday Gatherings on a Budget</a> &mdash; This week's #CreditChat is all about hosting holiday festivities on the cheap. Join the discussion on Wednesday at 3 p.m. ET! [Experian]</p> <h2>Other Essential Reading</h2> <p><a href="http://money.usnews.com/money/blogs/outside-voices-careers/2015/10/27/the-10-best-websites-to-find-jobs?int=a14709">The 10 Best Websites to Find Jobs</a> &mdash; Look up specialty job boards to find postings in your industry or professional group. [U.S. News &amp; World Report]</p> <p><a href="http://couplemoney.com/frugal-fun/homebrewed-gifts-for-your-friends/">Homebrewed Gifts for Your Friends</a> &mdash; Dress up your gift of brew with personalized labels. You can easily create one on Photoshop, Illustrator or GIMP. [Couple Money]</p> <p><a href="http://www.retiredby40blog.com/2015/10/29/6-things-you-should-never-say-to-someone-paying-off-debt/">6 Things You Should Never Say To Someone Paying Off Debt</a> &mdash; Many people are in debt because they were living beyond their means. &quot;Live is short &mdash; live big!&quot; only encourages them to go back to their old ways. [Retired by 40]</p> <p><a href="http://www.savingfreak.com/how-to-save-money-on-meat/">7 Ways to Save Money on Meat</a> &mdash; Choose the right cuts of meat for your cooking. If you need some guidance, ask a butcher about the best cuts and how to prepare them. [Saving Freak]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/1102/Skipping-the-holidays-7-ways-to-book-a-cheap-vacation">Skipping the holidays? 7 ways to book a cheap vacation.</a> &mdash; You can count on bargains to overseas destinations like the Bahamas, Costa Rica, and the UK. [The Monitor]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-100-ways-to-make-100-fast-0">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-hobby-pay-its-way">Make Your Hobby Pay Its Way</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-making-activities-you-can-do-today">5 Money Making Activities You Can Do Today</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-sources-of-celeb-income">6 Surprising Sources of Celeb Income</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-cash-back-credit-cards">5 Best Cash Back Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-money-from-valentines-day">13 Ways to Make Money From Valentine&#039;s Day</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips make money Tue, 03 Nov 2015 19:15:52 +0000 Amy Lu 1604951 at http://www.wisebread.com 7 Ways to Make Amazon Pay YOU! http://www.wisebread.com/7-ways-to-make-amazon-pay-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-ways-to-make-amazon-pay-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_using_laptop_000046474410.jpg" alt="Woman finding ways to make amazon pay her" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Let's face it, Amazon is brilliant at making it incredibly easy for you to make a purchase. This is especially true with their one-click purchasing via their mobile app, and their tempting free shipping offers. Wouldn't it be nice, for a change, if you could figure out how to make them pay you on a regular basis? Here are six ways to make the online retail giant do just that.</p> <h2>1. Join the Amazon Affiliate Program</h2> <p>If you own a website, blog, or even moderate a discussion group, you have the opportunity to join the&nbsp;<a href="https://affiliate-program.amazon.com/">Amazon Associates program</a> and earn revenue by directing visitors to <a href="http://www.wisebread.com/5-things-you-shouldnt-order-on-amazon">Amazon products</a>. Depending on the product, you'll earn anywhere from 4%&ndash;10% if the click results in a qualifying sale. It works by Amazon giving you a unique referral url that you post on your site or blog. Then when someone clicks on the embedded url, the referral is tracked, and results in you getting paid if it ends in a purchase.</p> <p>As with any affiliate program, your mileage will vary depending on how &quot;ready to buy&quot; the people you send to Amazon actually are. The key is to provide value on your site or blog and a reason to make a purchase. For example, if you run a blog dedicated to photography, start by doing a weekly in-depth product review of new digital cameras and accessories and include Amazon referral links in your review. The review should always be an honest assessment and provide content that is better than anything else on the subject. If you oversell, or come off as fake and commercialized, your readers will see right through the facade and click elsewhere.</p> <h2>2. Sell Items on Amazon &quot;Handmade&quot;</h2> <p>The braintrust at Amazon recently launched&nbsp;<a href="http://www.amazon.com/handmade/b/ref=topnav_storetab_hand1?ie=UTF8&amp;node=11260432011">Amazon Handmade</a>, a service that allows you to sell your handmade wares to the Amazon audience. Currently, for a 12% referral fee, you can sell your handmade jewelry, home products (artwork, baby bedding, bath, bedding, furniture, home décor, kitchen &amp; dining, lighting, patio, lawn &amp; garden, storage &amp; organization), party supplies and stationery on their platform. While Amazon hopes this new service will eventually become an Etsy killer, it currently offers artisan sellers a large number of potential buyers for a reasonable cost. If production capabilities have you concerned, don't fret, as you can set your own production time (up to 30 days) on every product you make. Also, it's worth noting that product UPCs and professional photos are not required to get started.</p> <h2>3. Publish an eBook</h2> <p>By registering for free with&nbsp;<a href="https://kdp.amazon.com/">Kindle Direct Publishing</a>, you can have your ebook published on the Kindle platform within five minutes and appear in Kindle stores worldwide within 48 hours. Gone are the days of cut-throat book publishing where rejection letters are the norm. You can now publish your novel or amazingly helpful &quot;how-to&quot; guide online and earn up to a 70% royalty on your sales. Plus, you get to keep complete control of your publishing rights and have the ability to set your own pricing. Amazon will even help you format your ebook to optimize it for Kindle users. Also, you can opt into the Kindle Owners' Lending Library so Prime members can borrow your ebook, and in turn, help you gain even more exposure.</p> <h2>4. Become a Third Party Seller</h2> <p>If you shop at Amazon regularly, you've probably noticed that while the majority of items are fulfilled directly by Amazon, some items are actually sold by third party sellers. If you have a niche product for sale, or perhaps are an artist and have artwork you're trying to move, becoming a&nbsp;<a href="http://services.amazon.com/selling/pricing.htm/">third party Amazon seller</a> provides an excellent opportunity to reach the masses.</p> <p>You have the option of signing up for the individual plan, which is great if you plan on selling 40 or less items per month, or the professional plan if you plan on selling more. With the individual plan, you pay a flat $0.99 selling fee per item sold, plus a referral fee in the 8%&ndash;15% range of the product's selling price. With the professional plan, you pay a flat $39.99/month with no per item selling fee, but still have to pay the referral fee.</p> <p>While the 8%&ndash;15% referral fee may seem steep compared to other online selling programs, the large customer reach you'll have by listing your items on Amazon can easily make up for the higher fees. If you really want to step up your game, you can have Amazon&nbsp;<a href="http://services.amazon.com/fulfillment-by-amazon/benefits.htm">fulfill all of your orders</a> by having them store, pick, pack, and ship on your behalf. This is a fantastic way to let potential customers utilize Amazon's customer service department as well as have your items become eligible for Prime two-day shipping.</p> <h2>5. Sell Your Original Content</h2> <p>Another smart way to get paid by Amazon is to sell your original content like DVDs, books, MP3s, CDs, and video downloads directly on their site. This is done via&nbsp;<a href="https://www.createspace.com/">CreateSpace</a>, an Amazon-owned company, and it works by paying royalties whenever your product is sold on the Amazon platform.</p> <p>For example, if you've produced your own music and designed your own artwork to go with it, CreateSpace will turn it into a &quot;retail-ready&quot; CD with full-color inserts, jewel case, and printed disc face. They'll even assign a free universal product code (UPC) to your CD and sell it directly on Amazon.com, which means it'll be eligible for Prime two-day delivery and incredible consumer exposure. Royalties vary by product category, and range between 40%&ndash;60% of the retail price.</p> <h2>6. Get Paid for Small Tasks via Mechanical Turk</h2> <p>By completing small online tasks via&nbsp;<a href="https://www.mturk.com/mturk/welcome">Amazon Mechanical Turk</a>, you have the potential to earn a decent chunk of change. Examples of popular tasks include looking at an image and describing it in 10 words or less for a 10 cent payment, and a semi-detailed product review for a quick $2.50. While many of the tasks are low-paying, they can add up fairly quickly if you have the patience to wade through the riff-raff to find the better paying tasks. If you work at a job that has regular short delays &mdash; a customer service rep jumps to mind &mdash; Turk could make for a great way to fill those breaks with tasks that pay.</p> <h2>7. Score Discounts for Amazon Reviews</h2> <p>Another cool way to essentially let Amazon pay you is to create an account at&nbsp;<a href="https://www.snagshout.com/">Snagshout</a>. The site is completely free, and works by giving you access to a large marketplace of extremely discounted Amazon products, in exchange for an honest review of the discounted products you buy. We're talking discounts that range from 50% to 90% off the original retail price. Surprisingly, some of the items are actually free or only cost 99 cents. You simply shop like you normally would, then after the item arrives, you'll be asked to leave an honest review of the product. By doing so, you'll gain access to another plethora of highly discounted items. If used correctly, you'll be getting &quot;paid&quot; via huge discounts on items you'd hopefully be purchasing anyways.</p> <p>While some of these tips require more up-front work than others, they all have the potential to be lucrative. This is especially true if you have a blog in place and can incorporate affiliate links into your content, or have inventory ready to sell directly to Amazon customers. In any case, the time has come for the folks at Amazon to start paying you on a regular basis.</p> <p><em>Have you used any of these tips to earn money from Amazon? Did we miss any?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/7-ways-to-make-amazon-pay-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-hair-for-cash">How to Sell Your Hair for Cash</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/clear-out-that-clutter-15-places-to-sell-your-stuff">Clear Out That Clutter: 15 Places to Sell Your Stuff</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-outside-your-day-job">15 Ways to Make Money Outside Your Day Job</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-weird-things-to-sell-on-ebay-for-extra-cash">6 Weird Things to Sell on eBay for Extra Cash</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-surprising-things-you-can-rent-for-extra-cash">13 Surprising Things You Can Rent for Extra Cash</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income affiliate program Amazon earning money eBooks mechanical turk selling Mon, 02 Nov 2015 17:15:27 +0000 Kyle James 1601139 at http://www.wisebread.com 7 Employer Benefits That Can Leave More Spending Money in Your Pockets http://www.wisebread.com/7-employer-benefits-that-can-leave-more-spending-money-in-your-pockets <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-employer-benefits-that-can-leave-more-spending-money-in-your-pockets" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_gazing_piggy_bank_000013170716.jpg" alt="Woman learning of employer benefits that provide spending money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Looking for a new job? Don't go by salary alone. Look at all the perks that your potential new employer offers.</p> <p>The Society for Human Resource Management reported that 35% of U.S. companies increased the amount of benefits they offered employees in 2015. Some of these companies began offering more vacations or even free health insurance for their workers' cats and dogs.</p> <p>Here is a look at seven of these more unusual employee benefits that could leave you with a fatter wallet each year.</p> <h2>1. Tuition Assistance</h2> <p>The Society for Human Resource Management found that 52% of companies in 2015 offered some form of tuition assistance for employees seeking a graduate degree. This is a valuable perk. Peterson's, a Web portal offering information for current and potential college students, reported in 2015 that the average cost for a master's degree was $30,000 at public universities and $40,000 at private universities. FinAid.org says that the average annual cost for a graduate degree &mdash; depending on what type of degree you are seeking &mdash; ranges from $30,000 to $120,000.</p> <h2>2. Transit Subsidy</h2> <p>The Society for Human Resource Management reported that 13% of companies in 2015 offered transit subsidies to help cover the costs their employees pay to get to and from work. Again, this benefit can add up: In June of 2015, Citi's ThankYou Premier Commuter Index found that workers spent an average of $2,600 to get to and from their jobs.</p> <h2>3. Health Club Memberships</h2> <p>Employers want their workers to remain healthy. Employees who aren't sick can complete more reports, close more sales, and build more widgets. It's not surprising, then, that many offer either full or discounted memberships to local gyms or health clubs. If your employer offers this perk, take advantage of it. IBISWorld reported that in 2014 the average member of a gym paid $41 a month in membership fees. This means that a free membership to your area gym could save you about $490 a year in fees.</p> <h2>4. Vacation Spending Money</h2> <p>A 2014 Forbes story highlighted the vacation spending money that Moz, an SEO and marketing company, was providing to its employees. According to the story, <a href="http://www.forbes.com/sites/kateharrison/2014/02/19/the-most-popular-employee-perks-of-2014/">Moz offered employees $3,000</a> in vacation reimbursement to help cover the costs of their food, lodging, entertainment, and transportation while they vacationed across the globe. This might seem excessive, but some employers worry that their workers aren't taking enough of their vacation days. A vacation voucher might encourage some to unplug from the working world for a week or two, allowing them to return to the office recharged.</p> <h2>5. Pet Health Insurance</h2> <p>Pets can rack up some big medical bills. And insuring pets can be costly. Bloomberg Business cited numbers from the American Pet Health Insurance Association showing that in 2013 it cost an average of $457 a year in annual premiums to <a href="http://www.bloomberg.com/news/articles/2015-02-17/the-rising-costs-of-health-care-for-cats-and-dogs">insure a dog</a> and $290 for a cat. The good news? The Society for Human Resource Management reported that in 2015, 9% of employers offered employees access to free or discounted pet health insurance.</p> <h2>6. House Cleaning Services</h2> <p>Too tired after a long day at work to clean your house? You're not alone. It's why so many people hire professional house cleaning services. These services aren't cheap. Angie's List in 2014 reported that its members paid an average of $100 to $150 every two weeks for a professional house cleaning. In 2015, Payscale.com cited one example of this cash-saving benefit: Tech company Evernote provides its employees with <a href="http://www.payscale.com/career-news/2015/08/incredible-company-perks-top-5-swag-and-service-based-perks">free house-cleaning services</a> two times a month.</p> <h2>7. Free Netflix</h2> <p>Love streaming movies at home? Then maybe you can find an employer that offers free <a href="http://www.wisebread.com/8-alternatives-to-cable-tv-that-will-keep-you-entertained">subscriptions to Netflix</a>. That 2014 Forbes story on unique company benefits said that some employers <a href="http://www.forbes.com/sites/kateharrison/2014/02/19/the-most-popular-employee-perks-of-2014/">offer free subscriptions to Netflix</a> and other streaming services &mdash; in addition to free magazine and newspaper subscriptions. Netflix is now charging new members $8.99 a month. These means that if your employer gives you free access to the streaming service, you'll instantly nab $107.88 a year in extra spending money.</p> <p><em>Does your employer offer any cash-y benefits?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/7-employer-benefits-that-can-leave-more-spending-money-in-your-pockets">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-money-from-valentines-day">13 Ways to Make Money From Valentine&#039;s Day</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/great-ways-to-generate-passive-income">Great Ways to Generate Passive Income</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-hobby-pay-its-way">Make Your Hobby Pay Its Way</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-great-jobs-for-college-students">10 Great Jobs for College Students</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-festive-ways-to-make-extra-money-for-the-holidays">16 Festive Ways to Make Extra Money for the Holidays</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Extra Income employer benefits extra money health benefits insurance job perks Wed, 21 Oct 2015 17:18:53 +0000 Dan Rafter 1593840 at http://www.wisebread.com Carving Pumpkins and 14 Other Cool Ways to Make Cash From Fall Holidays http://www.wisebread.com/carving-pumpkins-and-14-other-cool-ways-to-make-cash-from-fall-holidays <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/carving-pumpkins-and-14-other-cool-ways-to-make-cash-from-fall-holidays" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother_daughter_halloween_000075821055.jpg" alt="Mother and daughter carving pumpkins and making cash " title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If there's ever a time of year that we could use a little extra padding in our pockets, it's the holidays. So try adopting a different approach this year by taking on a side hustle. All you have to do is get up, get out, and make a commitment to staying in the black with just a little creative thinking. Take a look.</p> <h2>1. Offer Pet-Sitting Services</h2> <p>Dogs and cats can get pretty lonely when Mom and Dad are visiting family or on holiday vacation. To ensure their furry best friends are well cared for during this time of year, many pet parents opt for a sitter. Services like <a href="https://dogvacay.com/">DogVacay</a> and <a href="https://www.rover.com/">Rover</a> help regular people like you and me earn extra money by providing a safe, loving environment for pets to spend time while their parents are busy. I'm a dog sitter on DogVacay myself, and I can tell you firsthand that it's a decent way to put a few bucks in your bank account. It's also a lot of <a href="http://www.wisebread.com/how-much-it-costs-to-own-a-dog">fun to have a dog</a> (I'm not a cat person) liven up your home.</p> <p>Once vetted by the service, you can set your sitting fee and have fun for the weekend, or even the week, with a loving pet. Both DogVacay and Rover also offer insurance, 24-hour support, and other services that make pet sitting easy and fun.</p> <h2>2. Open Up Your Home to Travelers</h2> <p>If you have extra space in your home &mdash; a guest bedroom, or even pull-out couch &mdash; you can &quot;micro-sublet&quot; (fancy word for a short-term rental) your digs on sites like <a href="https://www.airbnb.com/">Airbnb</a> and <a href="https://www.roomorama.com/">Roomorama</a>. I've been a micro-subletter for the better part of a decade now, and I can honestly say it has enriched my life. Not only by providing an additional source of income, but because of all the people I've hosted over the years with whom I've interacted and often befriended.</p> <p>Micro-subletting will only be successful if you're a people person &mdash; nobody wants to stay in the home of a Scrooge &mdash; but if you can make it work, you could potentially pay for all your holiday expenses and then some. No joke.</p> <h2>3. Host a Real or Virtual Garage Sale</h2> <p>I'm hosting a yard sale this month to get rid of too much accumulated junk in my basement and to pull in, ideally, a couple hundred bucks. Of course, there's not much time left to host an outdoor sale, but wouldn't you know that the Internet has solved that problem.</p> <p><a href="http://www.varagesale.com">VarageSale</a>, founded by a wife-and-husband team, is a social, local, and mobile online marketplace for families who want to sell their unwanted items to people in their neighborhoods. Once approved for a community, members can sell (and buy) everything from children's clothing to cars at a fraction of the retail price. As an added bonus, members can meet and develop closer ties with their neighbors &mdash; if that's your thing.</p> <h2>4. Clean Out Your Closets for Cash</h2> <p>Why not turn your closet clutter into some extra holiday cash? <a href="https://www.tradesy.com/">Tradesy</a> lets users safely, securely, and easily sell or rent their clothing, shoes, handbags, wedding dresses, and more. They handle the transaction from the time a photo of the product is uploaded to its delivery to the purchaser's door.</p> <p>Parents can also get in on the clothing resale action with&nbsp;<a href="http://www.totspot.me/">Totspot</a>, a parent-to-parent mobile marketplace that allows moms and dads to buy and sell gently used (or brand new) children's clothing and accessories. TotSpot boasts more than 150,000 active users today, and users often buy and sell just in time for the holidays.</p> <h2>5. Sales Referral Programs</h2> <p>If you have a robust social media following or a website that gets a lot of traffic, you may be able to take advantage of sales referral programs. If a customer buys an item as a result of your advertising, you get a cut. You can find these opportunities from large companies, like <a href="https://affiliate-program.amazon.com/">Amazon</a>, and even some mom-and-pop merchants.</p> <h2>6. Social Media Influencer Programs</h2> <p>The number of sites that will pay social media users for promotion of products is increasing, and you don't have to be a Twitter or Instagram superstar to participate.&nbsp;<a href="http://www.getswayd.com">Swayd</a>, which connects micro-influencers (defined as anyone with a couple hundred followers) with brands, is creating a marketplace for these people to connect.</p> <p>Instead of paying Kim Kardashian $100,000 for an Instagram or retweet, Swayd is paying 100,000 micro-influencers a dollar apiece to tweet. It's working with brands big and small, and if a campaign matches a profile, the influencer can see it and choose to accept the offer to post to their social media. Swayd will allow the market to define what a social media post is worth and allow influencers to show that even though their numbers are small, their engagement is strong.</p> <h2>7. Sell Unused Gift Cards and Merchandise Credit</h2> <p>If you've received gift cards for which you don't have much use (hey, it happens), or you've got merchandise credit to a store you don't particularly like, sell it to&nbsp;<a href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=368971.3&amp;type=3&amp;subid=0">Raise</a> for cold, hard cash.</p> <p>Raise is an online marketplace that sells unwanted gift cards or store credits for real money. On the platform, consumers can choose their selling price and once the gift card sells, they have the option to be paid by check, PayPal, or direct deposit. Easy as that.</p> <h2>8. Become Part of Your Local Holiday Event Activities</h2> <p>Everybody thinks of being a mall Santa or one of his festive helpers, but there are lots of other opportunities to become part of your local holiday event activities, especially for Halloween. <em>Someone's </em>got to be the monsters in the haunted houses!</p> <h2>9. Entertain Kids With Scary Stories at Halloween Parties</h2> <p>Just like a magician or clown entertains at kids' parties, you too can read scary stories in costume to add a spook factor to local Halloween bashes.</p> <p>&quot;Dress up like a scary character and read books to kids,&quot; suggests<a href="http://www.sharronsenter.com/products/attract-customers-to-your-business"> marketing consultant</a> Sharron Senter. Your ideal target audience is parents hosting Halloween parties. You could easily get the word out by [putting flyers in] mailboxes and posting to online community portals. You could also pitch your entertaining services to small independent retailers who have a customer following.&quot;</p> <p>Taking this one step further, perhaps you could even become a regular reader at your local bookstore. Never hurts to ask.</p> <h2>10. Run Errands for Busy Holiday Shoppers</h2> <p>Some lucky ducks have assistants to do all the things they can't accomplish in a day, but what about the rest of the world? They often need help, too, and there's a possibility that folks in your area are seeking someone to run errands &mdash; like shop for meals, buy gifts, or other tasks. Post your errand-running service on Craigslist, <a href="https://www.taskrabbit.com/">Task Rabbit</a>, or mention it to your <a href="https://nextdoor.com/">NextDoor</a> community to get started.</p> <h2>11. Provide Gift-Wrapping Services</h2> <p>For many folks, gift-wrapping is the bane of their existence. You know who they are in your family because your presents look like they were kicked all the way from one house to the other. Likewise, there are plenty of people out there looking for someone with the handy, crafty skills of Martha Stewart to turn their gifts from drab to fab &mdash; and they're willing to pay for it, too.</p> <h2>12. Help Decorate Area Homes for the Holidays</h2> <p>I'm completely able-bodied, but after it took me 11 hours to decorate the exterior of my home last Christmas in the freezing cold, I'm not altogether opposed to finding someone on Craigslist who's willing to assist me for at least part of the day. If I'm looking, others are looking, too.</p> <h2>13. Start a Small Fall/Winter Yard Work Business</h2> <p>When I was a kid, I made a good amount of holiday (and post-holiday) spending cash by shoveling snow from my neighbors' walkways and driveways. The best part about this prospect is that you can totally start your own fall and winter yard work business (which can also include raking leaves and other tasks) the old-fashioned way &mdash; by walking door-to-door. The easiest way to capitalize on this tactic is to wait until a weather event, like a snowstorm, to make your move. Some of your neighbors would much rather pay someone to do that grunt work for them, and that's money in the bank for you.</p> <h2>14. Carve Pumpkins</h2> <p>Fancy yourself an artist? Offer to carve pumpkins in your area for those who like to get in the holiday spirit, but don't want to get their hands dirty.</p> <h2>15. Sell Baked Good and Cooking Services</h2> <p>If you know your way around the kitchen, and your baked goods taste like they could be in a professional bakery, there's a market for your skills. To build your business, start with the people you know &mdash; friends and family. Let them know that you're taking orders for holiday events, and that you'd love to supply the cakes, cookies, pies, and pastries. Also, if you're a decent cook, you can offer your services to cater a small party or prepare a holiday meal for a small group of people. There are a fair amount of overwhelmed hosts out there who'd be happy to pay your fee to free up their time and ultimately stress less.</p> <p><em>Do you have other ways to make cash from the holidays? Let me know some of your ideas in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/carving-pumpkins-and-14-other-cool-ways-to-make-cash-from-fall-holidays">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/effective-ebay-listing-0">Effective eBay Listing</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-easy-holiday-lighting-hacks">10 Easy Holiday Lighting Hacks</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-festive-frugal-ways-to-spruce-up-your-home-for-the-holidays">6 Festive, Frugal Ways to Spruce Up Your Home for the Holidays</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-sources-of-celeb-income">6 Surprising Sources of Celeb Income</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-money-from-valentines-day">13 Ways to Make Money From Valentine&#039;s Day</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Extra Income AirBnb Christmas decorating Halloween Holidays making money selling Wed, 21 Oct 2015 11:15:40 +0000 Mikey Rox 1597145 at http://www.wisebread.com 5 Times You Should Demand a Raise http://www.wisebread.com/5-times-you-should-demand-a-raise <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-times-you-should-demand-a-raise" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000033126062.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You haven't seen a raise since the Great Recession hit the country, and you probably feel overdue for a salary bump. But when is the right time to ask your boss or supervisor for a raise? Does your timing play a role in whether you're likely to nab that paycheck boost? It sure does. Here are five times when you should demand &mdash;&nbsp;or at least ask for &mdash; a raise from your boss.</p> <h2>1. You've Made or Saved Your Company Money</h2> <p>Have you worked on a new advertising campaign that has increased sales at your company? Maybe you've recommended new technology that has saved your company thousands of dollars per year.</p> <p>If you've done something that has either boosted your company's revenues or cut its expenses, there might be no better time than now to <a href="http://www.wisebread.com/5-essential-facts-women-should-know-before-asking-for-a-raise">ask for a raise</a>. Just make sure to remind your supervisor of the benefit you've just brought your company. And if your boss refuses your request for a pay raise even when shown this evidence? Then it might really be slow going to get a raise at this company.</p> <h2>2. You've Surpassed a Goal</h2> <p>Maybe your boss asked you to land three new clients this quarter, but you brought in five. Or maybe your supervisor asked you to create a new video promoting a product in three months and you wrapped your work in just two. If you've not only met, but surpassed, a big goal, it's time to ask for a raise &mdash;&nbsp;especially if you do so consistently.</p> <p>Your goal when asking for more money is to show your employer how valuable you are to the company. You want your boss to know that the extra money you're requesting pales in comparison to your value.</p> <p>The best time to prove this is when you've exceeded your boss' expectations.</p> <h2>3. You Just Got Another Job Offer</h2> <p>There's something appealing about negotiating from a position of strength. If you've gotten a job offer from another company, you now have an advantage when it's time to negotiate a raise.</p> <p>Don't be afraid to tell your boss that you've gotten an offer from another firm. Tell your boss, too, that you'd like to stay put, but that you'll need a salary bump to do so. If your boss doesn't want to lose you, the odds are good that your raise will be forthcoming.</p> <p>Be careful, though. Only threaten to leave if you really are willing to accept your new job offer. And don't ever bluff your boss by pretending that you've been offered another job. This could backfire if your boss refuses your request for a raise. If you don't have that fallback job to turn to, life can get pretty awkward around the office.</p> <h2>4. You've Been Asked to Train a New Employee</h2> <p>If your boss asks you to train a new employee, it's a sure sign that your boss respects and appreciates the work you've done. Your boss thinks you are talented and knowledgeable enough to mentor a new worker.</p> <p>Now that you know this, there are few better times to request a raise. Remind your boss that you are taking on a new responsibility by training an employee and that you'd like to be rewarded for it.</p> <h2>5. Your Division Is Thriving</h2> <p>Maybe your entire company isn't raking in the big dollars, but your division or department is thriving. It's actually growing and generating an ever-increasing amount of profits. If this is the case, you can ask for a raise confidently even if your company isn't having a record-setting year.</p> <p>Remind your boss that you are an integral part of the company division that is performing well. And offer evidence that your work is part of the reason for that success.</p> <p>No matter when you ask for a raise, make sure that you come armed with concrete reasons why you deserve the paycheck boost. It's not enough to remind your boss that you haven't had a raise in five, seven, or 10 years. You need to convince your boss that your performance is boosting the company, and that you're too much of a valued employee to potentially lose over a $5,000, $10,000, or $20,000 raise.</p> <p><em>How have you successfully asked for a raise? Share in the comments below!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/5-times-you-should-demand-a-raise">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. 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