Extra Income http://www.wisebread.com/taxonomy/term/10682/0 en-US Best Money Tips: 20+ Best Apps for Selling Clothes http://www.wisebread.com/best-money-tips-20-best-apps-for-selling-clothes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-20-best-apps-for-selling-clothes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_closet_dress_463578081.jpg" alt="Woman selling old clothes" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on the best apps for selling clothes, Halloween decorations you can DIY, and ways to be more charismatic.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneypantry.com/apps-sell-clothes/">21 Best Apps to Sell Clothes You Don&rsquo;t Wear (Locally &amp; Online)</a> &mdash; Try turning your clothes into cash with one of these apps! [Money Pantry]</p> <p><a href="https://www.popsugar.com/smart-living/Easy-DIY-Halloween-Decorations-43852692">35 Halloween Decorations You Can DIY</a> &mdash; Gear up for Halloween with these simple and spooky projects! [PopSugar Smart Living]</p> <p><a href="http://productivitytheory.com/8-ways-charismatic/">8 Ways to Be More Charismatic</a> &mdash; Part of being charismatic is being present and engaged. While you're having a conversation with another person, avoid checking your phone or people watching. [Productivity Theory]</p> <p><a href="http://www.livingwellspendingless.com/2017/10/20/5-steps-to-stress-free-christmas-cards/">5 Steps to Stress-Free Christmas cards</a> &mdash; No one wants to be at the post office in the last two weeks of December. Save yourself the headache by sending your holiday cards and packages early. [Living Well Spending Less]</p> <p><a href="https://blog.mint.com/food-budgets/how-to-eat-seasonally-and-know-whats-in-season-102017/">How to Eat Seasonally And Know What&rsquo;s In Season</a> &mdash; Look around your grocery store for what's abundant, cheap, and local. [MintLife]</p> <h2>Other Essential Reading</h2> <p><a href="https://shoppingkim.com/keep-eye-things-buying-first-home/">Keep an Eye out for These Things When Buying Your First Home</a> &mdash; Check out the area where you plan to buy. Know where the nearest emergency service buildings are, as well as the proximity and quality of local schools. [Shopping Kim]</p> <p><a href="https://www.positivityblog.com/inner-peace/">How to Bring Inner Peace Into Your Life: 15 Things You Can Start Doing Today</a> &mdash; Find a relaxation technique that works for you so that when you need to release tensions and recharge, you know exactly what to do. [The Positivity Blog]</p> <p><a href="https://www.stevenaitchison.co.uk/how-to-turn-procrastination-to-your-advantage/">How to Turn Procrastination to Your Advantage</a> &mdash; Make a list of non-urgent side projects that you can work on when you want to take a break from the task at hand. [Change Your Thoughts]</p> <p><a href="https://www.bluntmoney.com/retirement-pitfalls-to-watch-out-for/">Retirement Pitfalls to Watch-Out For</a> &mdash; Don't underestimate health care and insurance costs in your golden years. [Blunt Money]</p> <p><a href="https://www.csmonitor.com/Technology/2017/1017/How-these-librarians-are-changing-how-we-think-about-digital-privacy">How these librarians are changing how we think about digital privacy</a> &mdash; Librarians are being trained to teach community members how to evade the prying eyes of governments, corporations, and criminal hackers. [The Christian Science Monitor]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-20-best-apps-for-selling-clothes">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-easiest-items-to-flip-for-cash">10 Easiest Items to &quot;Flip&quot; for Cash</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-make-800-on-month-on-ebay-selling-used-clothes">How I Make $800 on Month on eBay Selling Used Clothes</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/turn-old-clothes-into-money-with-these-4-tools-and-apps">Turn Old Clothes Into Money With These 4 Tools and Apps</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-earn-extra-money-with-a-healthy-lifestyle">5 Ways to Earn Extra Money With a Healthy Lifestyle</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income apps best money tips selling clothes Mon, 23 Oct 2017 08:30:10 +0000 Amy Lu 2039976 at http://www.wisebread.com Best Money Tips: How to Make Serious Cash With Your Car http://www.wisebread.com/best-money-tips-how-to-make-serious-cash-with-your-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-make-serious-cash-with-your-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_happy_driving_627864748.jpg" alt="Woman making serious cash with her car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on ways to make serious cash with your car, how to get the most out of your slow cooker with dump meals, and techniques to stay confident under pressure.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.cashthechecks.com/8-ways-making-serious-cash-car/">8 Ways Of Making Serious Cash With Your Car</a> &mdash; If you live in a touristy area, you can make some extra cash as a personal driver or guide for visitors. [Cash The Checks]</p> <p><a href="https://www.thesimpledollar.com/the-art-of-the-dump-meal-9-super-simple-ways-to-get-maximum-efficiency-value-from-a-slow-cooker/">The Art of the &lsquo;Dump Meal&rsquo;: Nine Super-Simple Ways to Get Maximum Efficiency and Value from a Slow Cooker</a> &mdash; Slow cooker dump meals allow you to have a great family meal even on the busiest nights. [The Simple Dollar]</p> <p><a href="https://www.pickthebrain.com/blog/5-unusual-techniques-to-stay-confident-under-extreme-pressure/">5 Unusual Techniques to Stay Confident Under Extreme Pressure</a> &mdash; Our jaw and facial muscles are the first to tense up when we feel stressed. Consciously relaxing the jaw and, by extension, the facial muscles can help you feel calmer and allow you to think more clearly. [Pick The Brain]</p> <p><a href="https://www.moneytalksnews.com/slideshows/8-handy-household-uses-for-coffee/">8 Handy Household Uses for Coffee</a> &mdash; Coffee grounds, beans, and plants can be used in a variety of ways around the house. [Money Talks News]</p> <p><a href="https://unclutterer.com/2017/10/18/simple-solution-for-small-packets-in-your-kitchen-pantry/">Simple solution for small packets in your kitchen pantry</a> &mdash; This simple office organizing tool works just as well in your pantry! [Unclutterer]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.everybodylovesyourmoney.com/2017/10/18/halloween.html">Why You&rsquo;re Spending More on Halloween This Year</a> &mdash; Halloween isn't just for kids &mdash; more and more adults are celebrating (and spending money on) this holiday. [Everybody Loves Your Money]</p> <p><a href="https://www.popsugar.com/smart-living/Olive-Oil-Clean-Stainless-Steel-43869751">This Surprising Thing Will Clean Stainless Steel</a> &mdash; and You Probably Have It in Your Kitchen &mdash; This pantry staple is the solution to all your scuffed-up and smudgy stainless steel problems! [PopSugar Smart Living]</p> <p><a href="https://blog.cheapism.com/cheap-easy-canned-goods-recipes-15662/">28 Cheap and Easy Recipes From Canned Foods</a> &mdash; When you need a quick, easy, and cheap meal, canned food can help! All you need is a little creativity. [Cheapism]</p> <p><a href="https://www.getorganizedwizard.com/blog/2017/10/stop-distracting-challenge-running-home-business/">Stop Distracting Me! The Challenge in Running Your Home Business</a> &mdash; Follow these tips to reduce distractions while you're working from home. [Get Organized Wizard]</p> <p><a href="https://couplemoney.com/family-and-finances/planning-dream-wedding-budget/">Can You Plan Your Dream Wedding Without Breaking Your Budget?</a> &mdash; Yes, you can! Your wedding will be just right for you if you focus on what you want and what you can reasonably afford. [Couple Money]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-make-serious-cash-with-your-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/clear-out-that-clutter-15-places-to-sell-your-stuff">Clear Out That Clutter: 15 Places to Sell Your Stuff</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-cash-back-credit-cards">The Best Cash Back Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-ways-to-build-an-emergency-fund-from-0">7 Easy Ways to Build an Emergency Fund From $0</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-on-halloween">15 Ways to Make Money on Halloween</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-i-really-make-money-taking-surveys">Can I Really Make Money Taking Surveys?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips cash with car Fri, 20 Oct 2017 08:00:07 +0000 Amy Lu 2039829 at http://www.wisebread.com Ask the Readers: Do You Have Passive Income? http://www.wisebread.com/ask-the-readers-do-you-have-passive-income <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-do-you-have-passive-income" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_phone_money_661896526.jpg" alt="Man making passive income" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Most strategies for building wealth involve developing one (or more) streams of passive income. It can take some work to set up, but once you have your operation running, producing income should require no or very little effort on your part. Some examples include publishing a book, becoming an affiliate marketer, selling professional photos online, and earning real estate rental income.</p> <p><strong>Do you have passive income?</strong> What do you need to do to keep the passive income stream running smoothly? If you don't have passive income right now, are there any ideas that you can see yourself trying?</p> <p>Tell us if you have passive income and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win:</p> <ul> <li>Follow us on Twitter</li> <li>Follow our Executive Editor Janet Alvarez on Twitter</li> <li>Tweet about our giveaway for an entry.</li> <li>Visit our Facebook page for an entry.</li> </ul> <p>Use our Rafflecopter widget for your chance to win one of three Amazon Gift Cards:</p> <p><a class="rcptr" href="http://www.rafflecopter.com/rafl/display/79857dfa325/" rel="nofollow" data-raflid="79857dfa325" data-theme="classic" data-template="" id="rcwidget_hynenvlb">a Rafflecopter giveaway</a> </p> <script src="https://widget-prime.rafflecopter.com/launch.js"></script></p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, October 23rd at 11:59 p.m. Pacific. Winners will be announced after October 23rd on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook or Twitter.<br /> &nbsp;</li> <li>You must be 18 and U.S. resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us if you have passive income and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-do-you-have-passive-income">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-does-corporate-social-responsibility-mean-to-you">Ask the Readers $200 Giveaway: What Does Corporate Social Responsibility Mean to You?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-make-passive-income-online">5 Ways to Make Passive Income Online</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-would-people-be-shocked-by-what-you-earn">Ask the Readers: Would People Be Shocked By What You Earn?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-outside-your-day-job">15 Ways to Make Money Outside Your Day Job</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Giveaways Ask the Readers passive income Tue, 17 Oct 2017 08:30:06 +0000 Ashley Jacobs 2035897 at http://www.wisebread.com Best Money Tips: How to Buy and Sell Anything Online http://www.wisebread.com/best-money-tips-how-to-buy-and-sell-anything-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-buy-and-sell-anything-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_happy_laptop_624628458.jpg" alt="Woman buying and selling things online" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on how to buy and sell anything online, businesses you can start without any money, and how to build a bank account firewall.</p> <h2>Top 5 Articles</h2> <p><a href="http://flippingincome.com/buy-and-sell-anything-online/">How To Buy and Sell Anything Online For A Profit</a> &mdash; Almost everything can be flipped for profit! Just make sure you have the tools and know-how to sell your goods. [Flipping Income]</p> <p><a href="https://shebudgets.com/make-money/30-businesses-start-without-money/74020">30 Businesses You Can Start Without Any Money</a> &mdash; There are a bunch of businesses in a variety of fields that don't cost a dime to start. These are great options if you want to try something new. [SheBudgets]</p> <p><a href="https://wallethacks.com/bank-account-firewall/">How to Build A Bank Account Firewall</a> &mdash; Learn how to protect your money with a firewall bank account. [Wallet Hacks]</p> <p><a href="http://www.lifehack.org/636486/how-to-argue-so-you-wont-damage-your-relationship">How to Argue So You Won't Damage Your Relationship</a> &mdash; Before you jump into an argument, take a moment to check your emotions and gather your thoughts so you have more control over your responses. [Lifehack]</p> <p><a href="https://blog.mint.com/travel-tips/7-tips-on-how-to-plan-a-luxury-vacation-101617/">7 Tips on How to Plan a Luxury Vacation</a> &mdash; Target cheap locations. If you save money on the flight, you can splurge a little more on hotels or activities. [MintLife]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.popsugar.com/smart-living/Best-DIY-Gifts-32414022">100+ of the Best DIY Gifts Ever</a> &mdash; Nothing says &quot;you're special&quot; like a DIY gift made from the heart! [PopSugar Smart Living]</p> <p><a href="https://maplemoney.com/change-your-lifestyle-save-money/">3 Ways to Change Your Lifestyle to Save Money</a> &mdash; Take some of the time you spend on pure entertainment and use it to improve yourself in one way or another. {Maple Money]</p> <p><a href="http://www.experian.com/blogs/news/get-smart-credit-american-bankers-assocation/">Get Smart About Credit with American Bankers Association</a> &mdash; Join Experian's #CreditChat tomorrow at 3 p.m. ET for a discussion with the American Bankers Association on how to be smart about credit. [Experian]</p> <p><a href="http://www.everybodylovesyourmoney.com/2017/10/14/stick-diet-no-matter.html">How to Stick to a Diet No Matter What</a> &mdash; Choose a diet program that has a strong track record for success. Look for customer testimonials, any stats for how many people reach (and maintain) their goals, and any support the program may offer to help dieters stay on track. [Everybody Loves Your Money]</p> <p><a href="https://www.csmonitor.com/USA/2017/1011/How-Trump-s-tax-plan-could-affect-mortgage-interest-deduction">How Trump's tax plan could affect mortgage interest deduction</a> &mdash; Under President Trump's proposed tax plan, homeowners who itemize deductions could end up paying more taxes. [The Christian Science Monitor]</p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-buy-and-sell-anything-online">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-cash-back-credit-cards">The Best Cash Back Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-i-really-make-money-taking-surveys">Can I Really Make Money Taking Surveys?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-ways-to-build-an-emergency-fund-from-0">7 Easy Ways to Build an Emergency Fund From $0</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips buy and sell online Tue, 17 Oct 2017 08:00:09 +0000 Amy Lu 2037740 at http://www.wisebread.com Make Money Editing Photos With These Online Tools http://www.wisebread.com/make-money-editing-photos-with-these-online-tools <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/make-money-editing-photos-with-these-online-tools" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/photographer_editing_photos_on_her_computer.jpg" alt="Photographer Editing Photos on her computer" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When you need extra cash, side hustles are an easy solution. However, if you're short on time, committing hours to driving for Uber or delivering packages for Postmates can be difficult. That's why flexible gigs that allow you to work from home &mdash; bonus points if it's from your couch &mdash; are so important. (See also: <a href="http://www.wisebread.com/find-a-side-gig-at-these-4-best-micro-jobs-sites?ref=seealso" target="_blank">Find a Side Gig at These 4 Best Micro-Jobs Sites</a>)</p> <p>If you have an artistic side and love photography, you can make some serious cash editing photos. And, you can skip spending time on building a website or pitching clients. These three sites and apps connect you directly to clients who need your help. Through these companies, you can work whenever you want &mdash; 24 hours a day, seven days a week. (See also: <a href="http://www.wisebread.com/14-best-side-jobs-for-fast-cash?ref=seealso" target="_blank">14 Best Side Jobs For Fast Cash</a>)</p> <h2>1. FixThePhoto</h2> <p><a href="http://fixthephoto.com/photo-retoucher-jobs" target="_blank">FixThePhoto</a> is a service meant for professional photographers. Retouching photos can take up a significant portion of their workload, reducing how much time they can allocate to booking gigs, marketing, or actually shooting. FixThePhoto allows photographers to outsource retouching to free up more time.</p> <p>FixThePhoto editors work completely remote on a freelance basis. When you become an editor, you can post your services and your own retouching rates. If you have experience doing more complex work, you can set higher rates than someone just starting out. You can work whenever you want and decide how much work you want to take on.</p> <h2>2. Mendr</h2> <p><a href="http://www.mendr.com/become-an-editor/" target="_blank">Mendr</a> was created for both professionals and individuals who want to have their photos professionally retouched on a budget. Mendr connects those people with skilled editors who retouch the images for $2 to $30 per photo, depending on the complexity of the changes.</p> <p>Unlike many other freelancing platforms, there is no bidding process. On other sites, photo editors often bid on gigs, which causes profits to drop in a race to the bottom. With Mendr, you can claim any of the jobs available and start working right away. With that approach, you know exactly how much you'll get paid and there's no waiting.</p> <p>If you do great work, you can increase your earning potential, too. Users can request you to work on their photos and pay an extra fee to have you do the edits. You receive 100 percent of the added fee.</p> <p>You do not have to be a professional editor to work for Mendr, but you will need to pass a skills test. The Mendr app works similarly to other photo editing programs, so a familiarity with Photoshop or similar applications is helpful.</p> <h2>3. Shutterstock</h2> <p>Shutterstock frequently hires <a href="http://shutterstock.com/jobs/listings?gh_jid=193093" target="_blank">freelance photo reviewers</a> to ensure submitted photos meet the company's standards. As a reviewer, you'll check that the photos are the right resolution, do not violate any copyright laws, and that they meet Shutterstock's guidelines in terms of content.</p> <p>While you won't edit or retouch the photos, you will edit the photo's metadata like captions, titles, and tags so site users can find the pictures.</p> <p>To be eligible to be a reviewer, you must have experience with photography, either behind the camera or as an editor. You'll need high speed internet and a reliable computer. You can work up to 30 hours a week with Shutterstock, so it can be an excellent source of extra income.</p> <h2>Making money</h2> <p>If you need more cash to pay down debt, boost your savings account, or just to splurge on a vacation, turning your photo editing skills can be a lucrative source of income. You can work when it's convenient for you and decide your own workload. (See also: <a href="http://www.wisebread.com/earn-extra-income-with-your-smartphone-camera?ref=seealso" target="_blank">Earn Extra Income With Your Smartphone Camera</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fmake-money-editing-photos-with-these-online-tools&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FMake%2520Money%2520Editing%2520Photos%2520With%2520These%2520Online%2520Tools.jpg&amp;description=Make%20Money%20Editing%20Photos%20With%20These%20Online%20Tools"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Make%20Money%20Editing%20Photos%20With%20These%20Online%20Tools.jpg" alt="Make Money Editing Photos With These Online Tools" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kat-tretina">Kat Tretina</a> of <a href="http://www.wisebread.com/make-money-editing-photos-with-these-online-tools">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-make-passive-income-online">5 Ways to Make Passive Income Online</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-1000-a-month-or-more-as-an-online-tutor">How to Earn $1,000 a Month or More as an Online Tutor</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-money-online-that-arent-scams">13 Ways to Make Money Online That Aren&#039;t Scams</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/earn-extra-income-with-your-smartphone-camera">Earn Extra Income With Your Smartphone Camera</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-costly-pitfalls-of-hosting-on-airbnb">5 Costly Pitfalls of Hosting on Airbnb</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income artistic creative editing photos fixthephoto mendr photo shop photography retouching shutterstock side gigs Mon, 16 Oct 2017 08:30:09 +0000 Kat Tretina 2035893 at http://www.wisebread.com 7 Easy Ways to Build an Emergency Fund From $0 http://www.wisebread.com/7-easy-ways-to-build-an-emergency-fund-from-0 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-easy-ways-to-build-an-emergency-fund-from-0" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_with_jar_of_cash.jpg" alt="Woman with jar of cash" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Needing an emergency fund when you're living paycheck-to-paycheck feels like a classic Catch-22: You need a savings cushion to protect yourself in case of an emergency, but you don't make enough money to create that cushion before the next emergency strikes. It's enough to make you want to throw your hands in the air and give up.</p> <p>But it <em>is</em> possible to quickly build an emergency fund from zero, even if you are living paycheck-to-paycheck. Here are several ways you can fill up your emergency fund fast so that you are prepared before the next disaster hits. (See also: <a href="http://www.wisebread.com/4-new-reasons-you-need-an-emergency-fund?ref=seealso" target="_blank">4 New Reasons You Need an Emergency Fund</a>)</p> <h2>1. Start a coin jar</h2> <p>Throwing change in a jar is the oldest trick in the book for creating a robust savings account, but it's a classic for a reason. Spare change and random dollar bills don't feel like &quot;real money&quot; to us, but they do add up quickly. Go on a treasure hunt through your purse/wallet, your house, your car, and your desk to locate all the spare change you can scare up. Even if the amount isn't huge, it's a great start that can go directly into your emergency fund at the end of the month. (It's also a great opportunity to do some deep cleaning.)</p> <h2>2. Adjust your withholding</h2> <p>In 2017, the average American received a tax refund of $3,050. That's over $250 per month that's taking a trip to the IRS and back. Just imagine how quickly you could build up your emergency fund if that extra money was still in your paycheck each month. Doing so is as easy as adjusting your withholding allowances on your W-4 form with your employer.</p> <p>To do this, first use the <a href="https://www.irs.gov/individuals/irs-withholding-calculator" target="_blank">IRS withholding calculator</a> to determine how many withholding allowances you may take. Remember that the withholding allowances you claim do not determine your tax bill, only how much you pay in taxes per paycheck, so your answers on the calculator can be approximate.</p> <p>Once you have figured out your allowances, request and fill out a W-4 form from your employer's human resources department. It can take about a month for the new paperwork to make a difference in your paychecks, although it could happen as quickly as your next pay cycle, depending on your HR department.</p> <p>While you're at it, set up an automatic transfer of the extra money into your emergency fund so that you are not tempted to spend it.</p> <h2>3. Sell your stuff</h2> <p>When an emergency strikes, it can become clear that some of the stuff you own may be less important than you think. Instead of waiting for an emergency to realize that you don't truly need two gaming systems or 18 pairs of shoes, start looking at your stuff as if the emergency has already occurred. That will help you better understand which items are truly important to your well-being, and which you could stand to live without.</p> <p>The good news is that if you are selling stuff to fill your emergency fund, you have time to get the best prices for your items. From online marketplaces like eBay, Craigslist, and Facebook, to local consignment shops and yard sales, there are a myriad ways to reduce your clutter while increasing your bank account.</p> <p>Set yourself a goal of selling at least one item per week and depositing the money into your emergency fund. The additional money will help your emergency fund grow quickly.</p> <h2>4. Negotiate your bills</h2> <p>You might feel reluctant to negotiate with your service providers, but taking the time to call and ask for a better price can result in savings that range from modest to impressive. No matter how much or little you save, you can immediately set up an automatic transfer of the difference into your emergency fund, which will help it to grow more quickly. (See also: <a href="http://www.wisebread.com/10-costs-you-should-always-negotiate?ref=seealso" target="_blank">10 Costs You Should Always Negotiate</a>)</p> <p>There are a few service providers that are open to negotiating with their customers.</p> <h3>Cable and internet providers</h3> <p>These companies are generally eager to give price breaks to their customers in order to keep them. The best way to get a better price from your cable/internet provider is to research the lowest going rates in your area &mdash; either the price your provider is offering to new subscribers or the rates offered by the competition &mdash; and use that price as leverage in your negotiation. When you call, ask to speak to the retention/cancellation department, since that staff generally has the most authority to make deals in order to keep you.</p> <h3>Cellphone service providers</h3> <p>Cellphone companies can also offer some wiggle room in their pricing, although timing is important. You are more likely to successfully <a href="http://www.wisebread.com/5-painless-ways-to-lower-your-cell-phone-bill" target="_blank">reduce your cellphone bill</a> if you negotiate toward the end of your contract when your provider is desperate to hold onto you. Remind your provider of your loyalty, since it costs cellphone providers much more money to gain new customers than it does to retain existing ones, and be willing to actually cancel and defect to a different provider, since having some teeth behind your threat to cancel will give you the upper hand in negotiation.</p> <h3>Landlords</h3> <p>Though it may seem set in stone, your rent payment may also be negotiable, especially if you are a reliable tenant and you have plans to stay put for some time. You can request a longer-term lease in exchange for a lower monthly rental payment, which can be a win-win for you and your landlord.</p> <h2>5. Go on a monthlong spending ban</h2> <p>When you need to fill up your emergency fund in a hurry, a spending ban can help you find the money you need. A spending ban is a period anywhere from one week to one year wherein you refrain from all spending, other than for necessities. Going on a monthlong spending ban can help you to free up money in your budget to pad your emergency fund without otherwise affecting your bottom line.</p> <p>Here's how it would work: Decide at the beginning of the month what your absolute necessities are. These will include your rent/mortgage, utilities, credit card bill, car payment and gas, child care, food, and health care. For the month you are taking part in the spending ban, you will live without anything above and beyond those necessities.</p> <p>The one caveat to a spending ban is recognizing that it can be easy to jump right back into your old spending habits as soon as it is over (or alternately, have a &quot;last hurrah&quot; spending binge before it starts). Don't let your spending ban give you permission to overspend before or after the month.</p> <p>At the end of your spending ban month, your extra money can go into your emergency fund, and you can feel more comfortable with your finances. (See also: <a href="http://www.wisebread.com/heres-how-a-spending-ban-can-help-and-hurt-you?ref=seealso" target="_blank">Here's How a Spending Ban Can Help (and Hurt) You</a>)</p> <h2>6. Hide money from yourself</h2> <p>There is something to the adage &quot;Out of sight, out of mind.&quot; You are much less likely to spend money if you don't know it's there &mdash; just as you are less likely to crave ice cream if you don't know there's a pint of Ben &amp; Jerry's in the freezer.</p> <p>That's why you can help pad your emergency fund by hiding money from yourself through creative accounting. To do this, simply subtract $100 from your account register for your checking account. You won't know the $100 is there, so you'll spend as if you were $100 poorer. But the money is still there, and at the end of the month (or several months), you can put all of your phantom savings into your emergency fund.</p> <p>This method may not work for all savers, however. Anyone who does not bother with an account register will not be fooled by this kind of mental trickery.</p> <h2>7. Hustle</h2> <p>Finding a way to make a little extra money on the side can be one of the fastest ways to build up an emergency fund. While traditional part-time jobs are always an option, modern technology has also made it possible to <a href="http://www.wisebread.com/14-best-side-jobs-for-fast-cash" target="_blank">find a side hustle</a> with flexible hours or one that allows you to work from home.</p> <p>Since your hustle money is over-and-above your normal paycheck, it can help you bring your emergency fund from zero to impressive as quickly as you are willing to hustle.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F7-easy-ways-to-build-an-emergency-fund-from-0&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F7%2520Easy%2520Ways%2520to%2520Build%2520an%2520Emergency%2520Fund%2520From%2520%25240.jpg&amp;description=7%20Easy%20Ways%20to%20Build%20an%20Emergency%20Fund%20From%20%240"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/7%20Easy%20Ways%20to%20Build%20an%20Emergency%20Fund%20From%20%240.jpg" alt="7 Easy Ways to Build an Emergency Fund From $0" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/7-easy-ways-to-build-an-emergency-fund-from-0">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-fast-ways-to-restock-an-emergency-fund-after-an-emergency">6 Fast Ways to Restock an Emergency Fund After an Emergency</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/where-to-find-emergency-funds-when-you-dont-have-an-emergency-fund">Where to Find Emergency Funds When You Don&#039;t Have an Emergency Fund</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-signs-youre-making-all-the-right-money-moves">6 Signs You&#039;re Making All the Right Money Moves</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-simple-financial-upgrades-you-can-make-during-breakfast">6 Simple Financial Upgrades You Can Make During Breakfast</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/where-to-turn-for-help-when-you-dont-have-an-emergency-fund">Where to Turn for Help When You Don&#039;t Have an Emergency Fund</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Extra Income bills change jars emergency funds paycheck to paycheck saving money selling stuff spending bans taxes withholdings Fri, 13 Oct 2017 08:00:07 +0000 Emily Guy Birken 2035542 at http://www.wisebread.com What Artists and Fans Should Know About Tipping Sites Like Patreon http://www.wisebread.com/what-artists-and-fans-should-know-about-tipping-sites-like-patreon <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/what-artists-and-fans-should-know-about-tipping-sites-like-patreon" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/learning_his_chords_online.jpg" alt="Learning his chords online" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The internet has built an ever-evolving community where budding artists, musicians, and actors can create digital content for the masses to enjoy. We live in the age of YouTube celebrities who earn millions of dollars in income in a single year. It's an arrangement that provides benefits for both the creators and the consumers of the content.</p> <p>However, the YouTube marketplace, in particular, has shifted recently. In 2016, YouTube announced <a href="https://marketingland.com/google-updates-youtube-creator-guidelines-ad-friendly-content-216686" target="_blank">new advertising guidelines</a> that limited what types of content could collect ad revenue. And over the past few years, major brands have chosen to pull their ad content from YouTube to prevent their brands being associated with &quot;incendiary&quot; or controversial content.</p> <p>The end result is that many creators don't earn as much from ad revenue as they used to. That shift has led to a new norm for amateur and professional artists &mdash; fans financially backing the YouTuber's they follow with their own money.</p> <p>Understanding the value of the content, many fans help fund the projects of creators. In order to facilitate that exchange, creators have turned to crowdfunding and tip services like <a href="https://www.patreon.com/" target="_blank">Patreon</a>. It's the digital version of the street performer collecting tips in his busker hat. (See also: <a href="http://www.wisebread.com/6-ways-peer-lending-can-boost-your-wallet?ref=seealso" target="_blank">6 Ways Peer Lending Can Boost Your Wallet</a>)</p> <p>Patreon and similar services provide a platform for content creators to connect with fans and collect tips that have been pledged every month. Patreon is the main tip service that individuals with online side-hustles use. A few alternatives to Patreon are <a href="https://en.liberapay.com/" target="_blank">Liberapay</a>, <a href="https://gratipay.com/" target="_blank">Gratipay</a>, and <a href="https://www.tipeee.com/" target="_blank">Tipeee</a>.</p> <h2>How does Patreon work?</h2> <p>Fans and artists sign up for accounts, which allows fans to easily give artists they enjoy monthly tips. Patreon and other tip services don't own the content. Access to the services doesn't require a contract that prohibits other forms of ad or brand deals.</p> <p>The creator is given an account where they can:</p> <ul> <li> <p>Interact with their fans.</p> </li> <li> <p>Track the growth in pledges over time.</p> </li> <li> <p>Analyze data on their content's performance.</p> </li> <li> <p>Create fan rewards for different levels of support.</p> </li> </ul> <p>Fans are given an account where they can:</p> <ul> <li> <p>Manage their pledges.</p> </li> <li> <p>Interact with creators.</p> </li> <li> <p>Keep track of new content and posts released by the creators they support.</p> </li> </ul> <h2>What's the cost?</h2> <p>Nothing is free. The good news is that neither the fans nor the creators pay a direct yearly or monthly membership fee.</p> <p>Patreon is a business that functions by collecting fees from fan pledges to creators. The amount that Patreon collects from the pledge before it is delivered to the creator is based on how much money in pledges is collected from the fan each month.</p> <p>So, say a fan pledges $10 on Patreon, the creator can expect to receive around $9 (about 90 percent).</p> <p>Where does the other 10 percent go? Patreon keeps 5 percent. On top of that, around 5 percent in transaction fees are removed from the tip.</p> <p>If the pledge comes from a fan that lives in the European Union, creators should also expect to see that a Value Added Tax (VAT) has been removed from the pledge. Due to that fact, an artist located in the EU shouldn't need to pay any additional VAT tax for Patreon income.</p> <h2>Taxes for creators</h2> <p>Professionals that use a tip service should expect to pay taxes on the income. In the U.S., the income is taxed if it's over $600.</p> <p>Don't try to dodge paying the taxes on the tips received. This isn't an under the table tip that you can get away with not paying. Patreon will have all creators fill out either a W9 Form (U.S. residents) or a W-8BEN form (Non-U.S. residents). The income paid out to each creator will be reported to the United States International Revenue Service.</p> <p>Artists in the U.S. who earn more than $20,000 in pledges will receive a 1099-K form at the end of the year. If they don't quite hit that threshold, Patreon will email a report that details their income earned. New U.S.-based creators who make content as a side-gig or a freelance career should keep in mind that they might be required to file their taxes each quarter. (See also: <a href="http://www.wisebread.com/what-freelancers-and-side-giggers-need-to-know-about-income-taxes?ref=seealso" target="_blank">What Freelancers and Side Giggers Need to Know About Income Taxes</a>)</p> <h2>Taxes for nonprofit artists</h2> <p>Creators who are legally recognized as a not-for-profit might not need to pay income tax on the pledges received. They should, at the very least, keep track of all donation pledges received through Patreon and any reward given in return for the donation.</p> <h2>Taxes for fans</h2> <p>Donations made to charitable campaigns by not-for-profit artists are tax-deductible in some countries. In the U.S., in order to file a charitable donation as a tax deduction, the patron needs to deduct the value of a reward or gift received for the donation.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fwhat-artists-and-fans-should-know-about-tipping-sites-like-patreon&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FWhat%2520You%2520Need%2520To%2520Know%2520About%2520Tipping%2520Sites.png&amp;description=What%20Artists%20and%20Fans%20Should%20Know%20About%20Tipping%20Sites%20Like%20Patreon"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/What%20You%20Need%20To%20Know%20About%20Tipping%20Sites.png" alt="What You need To Know About Tipping Sites" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/samantha-stauf">Samantha Stauf</a> of <a href="http://www.wisebread.com/what-artists-and-fans-should-know-about-tipping-sites-like-patreon">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-social-media-stars-who-earn-way-more-than-you">5 Social Media Stars Who Earn Way More Than You</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-on-halloween">15 Ways to Make Money on Halloween</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-awesome-money-making-hobbies">10 Awesome Money-Making Hobbies</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-surprising-ways-social-media-stars-make-money">5 Surprising Ways Social Media Stars Make Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-great-side-jobs-for-book-lovers">6 Great Side Jobs for Book Lovers</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Extra Income crowdfunding crowdfunding sites fans patreon starving artists tips YouTube Tue, 03 Oct 2017 08:30:11 +0000 Samantha Stauf 2029865 at http://www.wisebread.com 5 Ways to Make Passive Income Online http://www.wisebread.com/5-ways-to-make-passive-income-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-ways-to-make-passive-income-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_working_on_a_laptop.jpg" alt="Woman working on a laptop" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The internet is responsible for many wonderful things, from letting you shop whenever and wherever you want, to the ability to view unlimited cat videos. And if you're savvy, the internet can also be a great place to develop income-producing assets for yourself.</p> <p>Income-producing assets are products you create or invest in that earn passive income. In essence, passive income allows you to earn money without having to do additional work after creating the asset. There are several ways you can do this online. (See also: <a href="http://www.wisebread.com/7-surprising-ways-to-earn-money-online?ref=seealso" target="_blank">7 Surprising Ways to Earn Money Online</a>)</p> <h2>1. Sell a course or ebook</h2> <p>Everyone's an expert on something, right? And the world is full of people looking to learn. One income-producing idea is to develop an online course. People will pay to learn what you know about the best travel spots in Europe, how to be a better public speaker, and everything in between. There are multiple online platforms where you can host an e-course (though you will have to pay for most of them), or you can host the course through your own blog or social media channels. (See also: <a href="http://www.wisebread.com/can-you-really-make-a-living-as-an-ebook-writer?ref=seealso" target="_blank">Can You Really Make a Living as an Ebook Writer?</a>)</p> <p>There are plenty of tutorial, video course, and ebook content creators out there generating a steady monthly income. How you design, develop, and create your course or ebook will be very dependent on what you teach, how you teach, and the best way for your readers to learn. This all requires some legwork upfront, but if you can get the ball rolling, your online book or course can continue generating passive income well into the future. (See also: <a href="http://www.wisebread.com/how-i-made-400-in-10-days-by-selling-an-online-course-i-created?ref=seealso" target="_blank">How I Made $400 in 10 Days by Selling an Online Course I Created</a>)</p> <h2>2. Earn interest on a loan</h2> <p>If you have some cash to spare, you could earn a nice return by investing in peer to peer lending. Peer to peer lending removes financial institutions from the equation. With sites like Prosper or Lending Club, you can put up a sum of money &mdash; whether it's a few hundred dollars or a few thousand &mdash; to fund a personal or business loan yourself. Just like if they had worked with a bank, borrowers then pay the loan back with interest, which acts as a <a href="http://www.wisebread.com/how-to-make-money-with-peer-to-peer-lending-service-prosper?ref=internal" target="_blank">passive income stream for you</a>. Most sites report lenders see a return of between six and seven percent. Note that each peer to peer lending site will have its own qualifications and terms and conditions, so do some research to find the best option for you. (See also: <a href="http://www.wisebread.com/everything-you-need-to-know-about-peer-to-peer-investing-with-lending-club?ref=seealso" target="_blank">Everything You Need to Know About Peer-to-Peer Investing With Lending Club</a>)</p> <h2>3. Become an affiliate</h2> <p>Affiliate programs pay you in exchange for sending them customers via your website, blog, or social media channels. The best-known example of a popular affiliate program is Amazon, which pays &quot;Associates&quot; commissions of up to 10 percent.</p> <p>Here's how it works: Say you run a food blog where you showcase your favorite recipes. People who read your blog are likely interested in all things cooking: cookware, cookbooks, kitchen remodeling &mdash; you get the picture. If you include an Amazon affiliate link to a mixer you're using, for example, you'll earn money any time a visitor clicks through from your blog and makes that purchase. (See also: <a href="http://www.wisebread.com/5-easy-ways-to-make-extra-money-blogging?ref=seealso" target="_blank">5 Easy Ways to Make Extra Money Blogging</a>)</p> <p>If you want to expand your affiliate partnerships beyond Amazon, you can join networks that connect you to companies looking for affiliates &mdash; ShareASale can help you do this. Also, if there is a particular company you would like to work with, check out their website. Usually at the very bottom of the page, in the footer bar, you'll find a link to learn about any affiliate program they might offer.</p> <h2>4. Use AdSense</h2> <p>AdSense, an advertising service run by Google, operates in a similar fashion to an affiliate program. To use AdSense, you'll also need to have a content site, YouTube channel, or blog with views. But rather than letting you promote or link to a specific item or brand, AdSense automatically places relevant ads on your site for readers to click through. These ads won't be random; they'll relate in some way to the type of content you normally post. You'll automatically earn money for views and clicks on your ad. The more views you get, the more money you can make. (See also: <a href="http://www.wisebread.com/can-you-really-make-money-by-starting-a-blog?ref=seealso" target="_blank">Can You Really Make Money by Starting a Blog?</a>)</p> <h2>5. Sell your photos</h2> <p>Do you have a good eye for photography? Are friends and family always commenting how much they'd love one of your photos hanging on their wall? Take the hint! Build a portfolio storefront with sites like SmugMug or Zenfolio where fans of your photography can purchase prints. Many gallery sites do require paying for a monthly &quot;plan&quot; and may take a small commission, but their bottom tier packages are often fairly affordable at a few bucks per month. Many also have plugins that allow you to process print orders with high-quality photo labs and drop-ship directly to your customers. (See also: <a href="http://www.wisebread.com/earn-extra-income-with-your-smartphone-camera?ref=seealso" target="_blank">Earn Extra Income With Your Smartphone Camera</a>)</p> <p>You could also sell your own photography to be used as stock photos. While there are many big-name stock photo agencies out there, such as Getty Images and Shutterstock, becoming a contributor often involves a lot of competition and a lengthy application process. Selling your stock photography on your own website allows you to set your own prices, licenses, and keep 100 percent of the earnings for yourself.</p> <p>The internet has opened up a world of opportunity for anyone to earn a little extra money. Think of what you're passionate about, what skills you have that someone might be willing to pay for, and create a revenue generating asset that will keep extra cash flowing into your budget. (See also: <a href="http://www.wisebread.com/13-ways-to-make-money-online-that-arent-scams?ref=seealso" target="_blank">13 Ways to Make Money Online That Aren't Scams</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-ways-to-make-passive-income-online&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%2520Ways%2520to%2520Make%2520Passive%2520Income%2520Online.jpg&amp;description=5%20Ways%20to%20Make%20Passive%20Income%20Online"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Ways%20to%20Make%20Passive%20Income%20Online.jpg" alt="5 Ways To MakePassive Income Online" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/anum-yoon">Anum Yoon</a> of <a href="http://www.wisebread.com/5-ways-to-make-passive-income-online">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-make-amazon-pay-you">7 Ways to Make Amazon Pay YOU!</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-outside-your-day-job">15 Ways to Make Money Outside Your Day Job</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/clear-out-that-clutter-15-places-to-sell-your-stuff">Clear Out That Clutter: 15 Places to Sell Your Stuff</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-money-editing-photos-with-these-online-tools">Make Money Editing Photos With These Online Tools</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-hair-for-cash">How to Sell Your Hair for Cash</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income ads affiliate programs assets bloggers eBooks Internet online online courses passive income peer to peer lending photography selling Wed, 27 Sep 2017 08:30:11 +0000 Anum Yoon 2025921 at http://www.wisebread.com 15 Ways to Make Money on Halloween http://www.wisebread.com/15-ways-to-make-money-on-halloween <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-ways-to-make-money-on-halloween" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/kids_at_halloween.jpg" alt="Kids at halloween" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Most people balk at signs of the impending fall holidays because they fear what's coming &mdash; or rather, going: their money. But this year, instead of removing all the bills from your wallet for Halloween this-and-that, stuff it to the gills with fresh cash using these ways to turn October 31 on its paycheck-draining pumpkin head.</p> <h2>1. Attach business cards to trick-or-treaters' candy</h2> <p>Have a business you want to promote? Get in front of a lot of customers this Halloween by attaching your business card to the candy you're handing out. When parents inspect the candy later, they'll find it and hopefully call you. If you own a restaurant or retail store in town or provide a service, try a 10 percent discount instead of a standard business card. You'll build brand awareness among neighbors that may not know about your business, and you'll spend just pennies on new customer acquisition. (Shout-out to my lovely aunt for this idea. Genius.)</p> <h2>2. Rent out your guest space to tourists</h2> <p>If you've been considering whether or not to rent out your home or spare room on Airbnb and other micro-subletting services, use Halloween as a test run. There's usually higher demand around holidays so you'll likely book with relative ease if you keep your accommodations comfortable, clean, and affordable. This is a great way to experience what hosting travelers is like (without committing to it as a full-time job) while pocketing a little extra income. (See also: <a href="http://www.wisebread.com/5-easy-ways-to-make-good-money-from-airbnb?ref=seealso" target="_blank">5 Easy Ways to Make Good Money From Airbnb</a>)</p> <h2>3. Sell old costumes online</h2> <p>If you still have last year's kids' and adult costumes, and you don't plan to wear them again, try getting rid of them locally via Facebook Marketplace, Craigslist, or online selling apps like <a href="https://us.letgo.com/en" target="_blank">Letgo</a>. You'll have the best chance of unloading your unwanted garb with great photos and reasonable prices. Start at about 60 percent off what you paid for the costume originally and haggle from there. (See also: <a href="http://www.wisebread.com/turn-old-clothes-into-money-with-these-4-tools-and-apps?ref=seealso" target="_blank">Turn Old Clothes Into Money With These 4 Tools and Apps</a>)</p> <h2>4. Charge your friends for a sweet fix</h2> <p>You probably won't have much luck at this as an adult, but if you're a high school or college student, tap into your entrepreneurial skills early and peddle Halloween candy for a price. Everyone is in the sweets-eating mood at the end of October, so seize this opportunity to turn your trick-or-treating stash or reduced-priced seasonal candy bags into a profit. Undercut the competition, i.e. vending machines, and you've got a mini-business on your hands.</p> <h2>5. Sit for parents of children or pets</h2> <p>Many adults like to enjoy the Halloween festivities as much as the kids do, so if you know any parents or pet owners, offer your sitting services to allow them to enjoy the parties to which they were invited. There are several popular services that will help you market yourself, like Care.com for child care and Rover.com for pet care. Each will help you build a profile, tap into the local market, and share your services on social media. (See also: <a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter?ref=seealso" target="_blank">How to Make $400+ a Week as a Pet Sitter</a>)</p> <h2>6. Drive revelers around in your car</h2> <p>I've been an Uber and Lyft driver for a couple years now, and I can tell you firsthand that there's major demand surrounding Halloween. I've made a few hundred bucks on Halloween night alone, and that's only driving from about 9 p.m. to 2 a.m. Demand, of course, will depend on the area in which you live, but if there's not a lot to do where you are, drive to another, more popular area where you know people will be partying and therefore need a safe ride home. (See also: <a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft?ref=seealso" target="_blank">How to Earn Extra Money Driving for Uber or Lyft</a>)</p> <h2>7. Host a haunted house</h2> <p>A friend of mine told me that his family charged 25 cents for admission to the amateur haunted house they put together in their own home, but this was back in the 1960s. The inflation rate today would be $2.07, and nobody's going to pay that hefty fee to enter your dungeon of terror, but you could probably squeeze out $1-$2 per <em>family</em> if you create an interesting/scary enough attraction.</p> <h2>8. Set up a trick-or-treating yard sale</h2> <p>Have a pile of junk you'd like to sell? Take advantage of the built-in Halloween-night foot traffic by setting up a small yard sale while you're handing out candy. Provide bags for smaller items, and be flexible enough to allow next-day pickup for larger items that chaperones won't want to carry around all night.</p> <h2>9. Offer your face painting or hair and makeup skills</h2> <p>A quick post on social media about your hair and makeup prowess will likely fill up your Halloween weekend schedule. Expand your reach with a post on Craigslist. Everybody wants to look their best for the festivities, and they'll pay a pretty penny for it.</p> <h2>10. Tailor costumes</h2> <p>Holes in costumes may need mending, or someone might need an old costume taken in, and if you're handy with a needle and thread or a sewing machine, you can pocket a few crisp ones for your work.</p> <h2>11. Pick up a seasonal job as a haunted house actor</h2> <p>Enjoy scaring the bejesus out of people? Local haunted houses and corn mazes are hiring actors to spook guests this time of year, as are amusement parks that host seasonal events, like Six Flags' Fright Fest.</p> <h2>12. DJ a Halloween party</h2> <p>Spin &quot;Monster Mash&quot; and other macabre music by DJing Halloween parties. It doesn't have to be a major affair, so look for kids' shindigs, neighborhood parties, and community center events.</p> <h2>13. Make themed baked goods for last-minuters</h2> <p>I have a friend who makes the most incredible, perfectly decorated cookies, for which she's paid top dollar on custom orders. If you're a whiz in the kitchen, offer your baked goods to neighbors for their parties and maybe even pop into your local restaurants and cafes to ask if they might be willing to put your treats in their cases for a cut of the profits. These are the baby steps to a small business.</p> <h2>14. Chaperone children for trick-or-treating</h2> <p>Sort of like baby-sitting; you'll get paid in cash plus a few candy bars. Parents or guardians working late and therefore unable to take their kids trick-or-treating will be interested in this service.</p> <h2>15. Sell water to thirsty parents</h2> <p>Walking children around for hours on end can really take it out of you. Help adults rehydrate by offering bottled water for $1 a pop, or set up a lemonade/Kool-Aid stand to sell small cups of the sweet stuff for 50 cents to a dollar.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F15-ways-to-make-money-on-halloween&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F15%2520Ways%2520to%2520Make%2520Money%2520on%2520Halloween.jpg&amp;description=15%20Ways%20to%20Make%20Money%20on%20Halloween"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/15%20Ways%20to%20Make%20Money%20on%20Halloween.jpg" alt="15 Ways to Make Money on Halloween" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/15-ways-to-make-money-on-halloween">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-make-800-on-month-on-ebay-selling-used-clothes">How I Make $800 on Month on eBay Selling Used Clothes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-spending-too-much-on-halloween-this-year">Are You Spending Too Much on Halloween This Year?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-surprising-ways-to-earn-money-online">7 Surprising Ways to Earn Money Online</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-extra-income-with-a-drone">How to Earn Extra Income With a Drone</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-sites-to-find-your-halloween-costume-cheap">13 Sites to Find Your Halloween Costume Cheap</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Extra Income Shopping extra cash Halloween Halloween costumes Holidays make money sell your stuff side gig side hustle Mon, 25 Sep 2017 08:30:10 +0000 Mikey Rox 2025392 at http://www.wisebread.com Flashback Friday: 52 Things You Need to Know About Hosting on Airbnb http://www.wisebread.com/flashback-friday-52-things-you-need-to-know-about-hosting-on-airbnb <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-52-things-you-need-to-know-about-hosting-on-airbnb" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_thinking_question_mark_586948240.jpg" alt="Woman wondering if she should host on airbnb" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>So you're looking to make some extra cash, and you realize you have the perfect house or apartment to list on Airbnb. It seems like an easy way to earn money, and many people earn enough to cover their rent or mortgage payments. However, there are many things to consider before opening your home up to strangers as a potential side gig. Here's everything to keep in mind before taking that step.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/couple_backpack_vacation_516895030.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/5-easy-ways-to-make-good-money-from-airbnb?ref=fbf" target="_blank">5 Easy Ways to Make Good Money From Airbnb</a> &mdash; Think about the entire process from the customer's point of view. What would make your listing stand out among the rest? Taking professional photos, including personal touches in decor, and offering added services require minimal effort in exchange for big bucks.</p> <p><a href="http://www.wisebread.com/13-things-i-learned-from-renting-out-my-home-on-airbnb?ref=fbf" target="_blank">13 Things I Learned From Renting Out My Home on Airbnb</a> &mdash; Learn from the personal experiences of others. Sometimes the money is totally worth the nonstop cleaning and worrying about getting good reviews. Sometimes it isn't. Seek out honest reviews like this one to understand exactly what you'll face.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woman_paris_travel_486971456.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/5-cities-where-airbnb-is-way-cheaper-than-a-hotel?ref=fbf" target="_blank">5 Cities Where Airbnb Is Way Cheaper Than a Hotel</a> &mdash; Understand the market. What are hotels charging in your area? Do you have a second home to rent in a more desirable location where Airbnb might be the cheapest option? Local hotels are also your competitors, so research what they're offering before setting your price point.</p> <p><a href="http://www.wisebread.com/what-to-do-about-a-terrible-airbnb-stay?ref=fbf" target="_blank">What to Do About a Terrible Airbnb Stay</a> &mdash; You can't please everyone, and you might run into some unhappy guests. Learn what their rights are compared to yours, and how negative feedback is handled.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/when_the_party_is_over.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/5-costly-pitfalls-of-hosting-on-airbnb?ref=fbf" target="_blank">5 Costly Pitfalls of Hosting on Airbnb</a> &mdash; As an Airbnb host, there are some costs that will come out of your wallet. Before you create your listing and start accepting guests, make sure your budget can accommodate those expenses.</p> <p><a href="http://www.wisebread.com/this-is-how-you-rent-your-place-on-airbnb-and-succeed?ref=fbf" target="_blank">This Is How You Rent Your Place on Airbnb &mdash; and Succeed</a> &mdash; Airbnb has been around for years, so there are many people who have learned the ins and outs of hosting, and now know how to do it right. This is one of them. Learn from their mistakes, and heed their expert advice.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-52-things-you-need-to-know-about-hosting-on-airbnb">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-68-best-ways-to-make-money-that-are-actually-fun">Flashback Friday: 68 Best Ways to Make Money That Are Actually Fun</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-turn-your-stress-into-money">8 Ways to Turn Your Stress Into Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-part-time-jobs-to-do-while-your-kids-are-at-school">17 Part-Time Jobs to Do While Your Kids Are at School</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-how-you-rent-your-place-on-airbnb-and-succeed">This Is How You Rent Your Place on Airbnb — and Succeed</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-make-800-on-month-on-ebay-selling-used-clothes">How I Make $800 on Month on eBay Selling Used Clothes</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Home AirBnb extra income fbf flashback friday rent your home side hustle travel vacation rentals Fri, 15 Sep 2017 08:30:10 +0000 Chrissa Hardy 2021151 at http://www.wisebread.com 5 Costly Pitfalls of Hosting on Airbnb http://www.wisebread.com/5-costly-pitfalls-of-hosting-on-airbnb <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-costly-pitfalls-of-hosting-on-airbnb" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/when_the_party_is_over.jpg" alt="When the party is over" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Renting out your spare room or property through Airbnb can be a great way to supplement your income. For example, New York City hosts earned a median income of $5,474 from the service from June 2015 to June 2016, according to Airbnb data. Other home-sharing services such as VRBO, HomeAway, and FlipKey all work in a similar way to connect property owners with renters through an online platform. (See also: <a href="http://www.wisebread.com/the-11-best-websites-for-renting-your-extra-space?ref=seealso" target="_blank">Best Websites for Renting Out Your Extra Space</a>)</p> <p>Unfortunately, hosting on Airbnb or one of its competitors isn't just puppies, rainbows, and profits. While there is money to be made, renting out a home, an apartment, or even a room requires a lot more skill &mdash; and patience &mdash; than many realize. There's a lot that can go wrong any time you're working with the public at large. (See also: <a href="http://www.wisebread.com/13-things-i-learned-from-renting-out-my-home-on-airbnb?ref=seealso" target="_blank">13 Things I Learned From Renting Out My Home on Airbnb</a>)</p> <p>We reached out to several Airbnb hosts to find out the biggest hassles, the most annoying downsides, and the worst things that can go awry. Their insights provide some valuable lessons on what you should really expect if you get into this business.</p> <h2>1. Rude and unruly guests</h2> <p>Renting a home or room to an Airbnb guest is a lot like running a hotel. You'll get your share of polite and courteous renters who want to enjoy themselves without making their presence a hassle. But you'll also get people who will never be happy no matter what you do.</p> <p>Airbnb host Zeona McIntyre owns properties in Boulder, Colorado and St. Louis, Missouri, and says she's experienced both the good and the bad. Some have even made her cry.</p> <p>&quot;Most guests are friendly, excited for their vacation, and really grateful that you are opening your home to them.&quot; says McIntyre. &quot;A very small group of them are entitled, rude in exchanges, and unrealistic.&quot;</p> <p>&quot;I have had guests message me at all hours of the night, expecting an immediate response and I've had guests make me drive over in a snowstorm to change a light bulb.&quot;</p> <p>If you ask any Airbnb host, you'll find that none of this is rare. In fact, dealing with an occasional bad egg is really just par for the course for any Airbnb host or landlord. Before you decide to rent a room or your home, make sure you're prepared to deal with whatever &mdash; or whoever &mdash; comes your way.</p> <h2>2. Bad reviews</h2> <p>One of the major components of any Airbnb business is customer reviews. While good reviews can help attract new renters, bad reviews can cause the opposite reaction. Either way, the review system is an integral part of the equation since it's the only way for new renters to learn what your rental experience is actually like.</p> <p>As McIntyre notes, however, the review system can be a tough pill for a new owner to swallow &mdash; especially if you're transitioning a long-term rental into an Airbnb. With a long-term rental, your tenants tour the property ahead of time and know what they're getting into. With Airbnb, this is not the case.</p> <p>&quot;People all of a sudden feel empowered to critique your design sense, mattress choice, and even cleaning products,&quot; notes McIntyre. Occasionally, even simple choices like these cause renters to leave bad reviews when it's completely unwarranted.</p> <p>&quot;Constructive criticism makes us better, but it does not need to be hurtful or exaggerated,&quot; says McIntyre. But whether you like it or not, becoming an Airbnb host means learning to deal with negative feedback. (See also: <a href="http://www.wisebread.com/this-is-how-you-rent-your-place-on-airbnb-and-succeed?ref=seealso" target="_blank">This Is How You Rent Your Place on Airbnb &mdash; And Succeed</a>)</p> <h2>3. More work than people realize</h2> <p>Too many people jump into their new Airbnb business with the false idea they're going to have it easy. List your Airbnb property for a profit, hire staff to keep it clean in between renters, and you can sit back and collect the checks, right?</p> <p>Wrong. According to Airbnb host and real estate expert James Carlson, renting a home or even a room can be a lot more work than people realize. And, Carlson should know. Not only is he a realtor, but he runs several properties of his own and teaches classes on becoming a profitable Airbnb host.</p> <p>Unless you hire out all the grunt work, you'll be doing laundry, cleaning kitchens, and making beds every few days. Not to mention being responsive to future guests and to your current guests' needs. &quot;Remember, they don't have a concierge service,&quot; says Carlson. &quot;You're it, so you need to be available.&quot;</p> <p>Depending on the number of units you have, you end up putting fires out a lot, says McIntyre.</p> <p>&quot;If a unit is not as clean as it needs to be, you need to get another cleaner there right away. If a toilet plugs up and a guest is only in town for the weekend, they need it to be functioning,&quot; she says. &quot;The key is not to lose your head.&quot;</p> <p>Most of all, be prepared for an array of inconvenient situations. It's not a matter of &quot;if&quot; they'll happen, only &quot;when.&quot;</p> <h2>4. Basic logistics</h2> <p>While unruly tenants and late-night calls can put a damper on your experience, sometimes it's the normal everyday logistics of running an Airbnb that cause the most hassle and stress.</p> <p>Landlord and Airbnb host Elizabeth Colegrove, who owns multiple properties and blogs at TheReluctantLandlord.net, says some of the hardest problems to solve are the ones that should be simple but aren't.</p> <p>&quot;One of the biggest pains in the beginning was figuring out trash,&quot; notes Colegrove. &quot;Tenants don't take the trash out to the curb and get really upset when there is trash left over from other people.&quot;</p> <p>But, since her properties are mostly single family homes, there's no dumpster and turnovers aren't always around the time of trash day. To avoid miscommunication with tenants about the trash, Colegrove added a notice to her welcome packet so tenants knew they were required to take trash out to the outside bin. She also upped the fee she paid her cleaning company so they would take the trash to the curb on trash day.</p> <p>Then, there are logistics that have to do with tenants themselves &mdash; for example, some tenants want to stay a single night but need to check out at 6 p.m. &quot;Basically they want to pay for one night but get two days, which does not work for same-day turnovers with cleaning,&quot; says Colegrove. &quot;We have had to get very strict on turnover and are even thinking about imposing a fine if not out by turnover.&quot;</p> <h2>5. Tax consequences</h2> <p>Abby Eisenkraft of Real Life Tax Advice is a tax professional who helps new Airbnb hosts prepare their taxes every year. She says that, especially the first year, Airbnb hosts are rarely prepared for the tax implications of running their business.</p> <p>Eisenkraft says she's seen a few different scenarios play out over and over. First, many Airbnb hosts never set aside money to pay taxes on their Airbnb income. Unfortunately, this can mean owing more in taxes than they planned for. &quot;They are always surprised &mdash; and many are tearful &mdash; when they see their tax bill,&quot; she says.</p> <p>Second, new Airbnb hosts tend to be confused about what they can write off, so they try to write off personal expenses that have nothing to do with their Airbnb. Eisenkraft's job is explaining what they can and can't write off, and her answer doesn't always please her clients.</p> <p>Lastly, new Airbnb hosts are typically surprised when they receive a Form 1099K in the mail showing their Airbnb income. Many falsely assumed their Airbnb business was &quot;under the radar&quot; and thus, not subject to taxes.</p> <p>Obviously, assuming any of these things can be costly. Knowing about them in advance can help you decide whether you really want to have a short-term rental on your property, with your eyes wide open to both the costs and benefits.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-costly-pitfalls-of-hosting-on-airbnb&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%2520Costly%2520Pitfalls%2520Of%2520Hosting%2520On%2520Airbnb.jpg&amp;description=5%20Costly%20Pitfalls%20of%20Hosting%20on%20Airbnb"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Costly%20Pitfalls%20Of%20Hosting%20On%20Airbnb.jpg" alt="5 Costly Pitfalls of Hosting on Airbnb" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/holly-johnson">Holly Johnson</a> of <a href="http://www.wisebread.com/5-costly-pitfalls-of-hosting-on-airbnb">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-ways-to-make-good-money-from-airbnb">5 Easy Ways to Make Good Money From Airbnb</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-things-i-learned-from-renting-out-my-home-on-airbnb">13 Things I Learned From Renting Out My Home on Airbnb</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-easy-ways-retirees-can-earn-extra-income">9 Easy Ways Retirees Can Earn Extra Income</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-earn-more-money-without-working-more-hours">6 Ways to Earn More Money — Without Working More Hours</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/turn-your-home-into-a-rental-in-9-easy-steps">Turn Your Home Into a Rental in 9 Easy Steps</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Real Estate and Housing AirBnb customer service downsides guests pitfalls rentals reviews side gigs taxes Fri, 08 Sep 2017 08:30:05 +0000 Holly Johnson 2017191 at http://www.wisebread.com How to Turn Your Backyard Into a Moneymaker http://www.wisebread.com/how-to-turn-your-backyard-into-a-moneymaker <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-turn-your-backyard-into-a-moneymaker" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/in_gardening_business.jpg" alt="In gardening business" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Having a backyard costs money. Not only do you pay to own that space, but you also have to shell out for upkeep and maintenance. Regardless, your little plot of land could actually be the answer to your financial woes. Don't just spend money on your yard &mdash; make some money with it. Here are several clever ways to monetize your outdoor space.</p> <h2>Build a tiny rental house</h2> <p>Due to the housing crunch in major metropolitan areas, cities around the United States are relaxing zoning codes or creating new housing laws to deal with the shortage of rental properties. In Los Angeles, it is now legal to turn your garage into an apartment or build a &quot;granny flat&quot; in your backyard. Given that the average monthly rent for a one-bedroom apartment in Los Angeles in July 2017 was $2,209, according to Rent Jungle, converting an existing outdoor building into a living space, or even building one from scratch, is a real estate investment worth consideration.</p> <h2>Turn your property into a private campground</h2> <p>Do you live within walking distance of a convention center, major hospital, or historic center? My friend MaryAnn has been renting out tricked-out vintage trailers in her backyard since before online rentals were even a thing. (See also: <a href="http://www.wisebread.com/5-easy-ways-to-make-good-money-from-airbnb?Ref=seealso" target="_blank">5 Easy Ways to Make Good Money From Airbnb</a>)</p> <p>But even if you don't have a prefab shelter, don't let that stop you. If you live close to a natural wonder, a killer surf break, or a unique trailhead, you can rent out your backyard as a private campground to backpackers and glampers via <a href="https://www.hipcamp.com" target="_blank">Hip Camp</a>.</p> <h2>Sell your surplus backyard produce</h2> <p>I have a gigantic Mission fig tree in my backyard. Although I personally hate figs, I love this tree. Every year, I make several hundred dollars selling ripe figs and my award-winning fig jam to my neighbors, from the comfort of my front porch. People will pay a premium for organic, seasonal produce, especially rare varieties that are hard to find in stores.</p> <h2>Sell your trees</h2> <p>My neighbor just chopped down the 70-year-old Canary Island date palm tree in his front yard because he was tired of cleaning up palm fronds. Alas, he could have saved himself the hard work and made hundreds of dollars <a href="http://www.wisebread.com/money-in-your-yard-how-to-sell-palm-trees-for-cash" target="_blank">selling this tree</a> to a commercial landscaper. Before you chop mature trees, check with your local arborist about your tree's potential resale value.</p> <h2>Raise bees or rent your yard to a beekeeper</h2> <p>As a backyard beekeeper, I am on track to make about $4,000 this year selling honey to my urban neighbors and selling bees to local farmers. And, because Los Angeles limits me to keeping just two hives on my property, I am always on the hunt for people willing to keep two hives on their property in exchange for a percentage of the honey harvest.</p> <h2>Keep city chickens</h2> <p>In an effort to keep food waste out of the landfill, the city of Austin, Texas is offering a <a href="http://www.kvue.com/news/local/city-giving-free-classes-cash-to-austinites-who-plan-on-keeping-chickens/431009868?fb_comment_id=1097551370349084_1097597210344500#f31b6d9f013fb8c" target="_blank">$75 rebate</a> to Austinites who keep backyard chickens.</p> <p>Beyond the green street cred you will gain from chicken-based recycling, <a href="http://www.wisebread.com/how-to-raise-backyard-chickens" target="_blank">raising your own chickens</a> comes with a host of benefits. The chickens can eat your food scraps and create healthy soil, all while giving you free eggs. That said, be sure to do the math before investing in a backyard chicken empire. In urban areas like Los Angeles, where fresh, organic chickens sell for $20 and no one blinks an eye at paying $1 per backyard egg, it's easier to make money raising chickens than in some other places. Check your local poultry economy to accurately assess your return on investment.</p> <h2>Grow vegetable seedlings</h2> <p>Lora, my gardener, discovered that she could make more profit growing and selling heirloom vegetable seedlings (with less effort) than she could by growing landscaping plants. Heirloom vegetable seeds cost a few bucks per package, but she sells seedlings for $1 each at her the local farmers market a &mdash; 1,400 percent markup!</p> <h2>Sell your garden space or expertise</h2> <p>Most community gardens are on the lottery system. Only a fraction of the people who want to grow their own food have access to arable land. If you have space to spare in your backyard, try renting out your land to local greenthumbs.</p> <p>If you're creative with your own garden and landscaping, you might be able to market that expertise. My friend Judy accidentally launched her career as a garden designer after fixing up her own backyard.</p> <h2>Offer your yard as a wedding and party venue</h2> <p>Is your garden or farmland picturesque? Rustic weddings are all the rage these days. Connect with local wedding and event planners in your area to find out how much you can make renting out your pristine lawn or barn.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-to-turn-your-backyard-into-a-moneymaker&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520to%2520Turn%2520Your%2520Backyard%2520Into%2520a%2520Moneymaker.jpg&amp;description=How%20to%20Turn%20Your%20Backyard%20Into%20a%20Moneymaker"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20to%20Turn%20Your%20Backyard%20Into%20a%20Moneymaker.jpg" alt="How to Turn Your Backyard Into a Moneymaker" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/max-wong">Max Wong</a> of <a href="http://www.wisebread.com/how-to-turn-your-backyard-into-a-moneymaker">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-decorative-plants-you-can-eat-too">6 Decorative Plants You Can Eat, Too</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/clear-out-that-clutter-15-places-to-sell-your-stuff">Clear Out That Clutter: 15 Places to Sell Your Stuff</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-make-amazon-pay-you">7 Ways to Make Amazon Pay YOU!</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-16-favorite-ways-to-get-rid-of-clutter">My 16 Favorite Ways to Get Rid of Clutter</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-outside-your-day-job">15 Ways to Make Money Outside Your Day Job</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income backyard beekeeper camping chickens DIY gardening home and garden plants renting selling vegetables Mon, 28 Aug 2017 08:30:15 +0000 Max Wong 2010037 at http://www.wisebread.com How to Legally Sell Your Body for Money http://www.wisebread.com/how-to-legally-sell-your-body-for-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-legally-sell-your-body-for-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/baby_bottle_milk_468060136.jpg" alt="Learning how to sell your body for money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you ever been so desperate for cash that you've wished that you could sell a kidney on the black market just to make your financial problems go away? While selling organs is illegal in the United States, (thank goodness) you can still part yourself out for money in less permanent, and dangerous ways.</p> <h2>1. Sell your hair</h2> <p>If you've ever considered channeling your inner Rapunzel and letting your hair work for you, there are a now a number of online specialty markets for human hair. As with any niche product, hair buyers are a picky bunch, so if you want to monetize your crowning glory, you need to grow, wash, cut, and ship your tresses to specification. But be sure to do your research before you chop your mane in exchange for moola. (See also: <a href="http://www.wisebread.com/how-to-sell-your-hair-for-cash?ref=seealso" target="_blank">How to Sell Your Hair for Cash</a>)</p> <h2>2. Sell your cells</h2> <p>The federal government prohibits the use of blood collected from paid donors for transfusions in hospitals. However, you can sell plasma, platelets, or whole blood to pharmaceutical companies and medical researchers.</p> <p>The limits on payment for blood products vary from state to state and from lab to lab. For example, I donate platelets to a university research lab. While this lab is forbidden to pay donors in cash, they will give me $60 in gift cards for movies or groceries, or pay up to $60 of one of my utility bills for each donation.</p> <h2>3. Donate breast milk</h2> <p>Healthy moms can sell their surplus breast milk for an average of $2.50 per ounce. Nursing mothers can use Craigslist to find local breast milk buyers or post free classified ads on sites like <a href="http://www.onlythebreast.com/breast-milk-classifieds/browse-ads/" target="_blank">onlythebreast.com</a> to market their milk or wet nursing services to a national audience. (See also: <a href="http://www.wisebread.com/5-bodily-fluids-you-can-exchange-for-cash?ref=seealso" target="_blank">5 Bodily Fluids You Can Exchange for Cash</a>)</p> <h2>4. Poop for pay</h2> <p>It sounds like a joke, but fecal transplants are real. In fact, 30,000 people die every year from causes related to <em>C. difficile</em> infection. <em>C. diff</em> is the most common hospital-acquired infection in the U.S. Unfortunately, some cases of <em>C. diff </em>bacterium result in repeat infections and are resistant to antibiotics. Fortunately, fecal microbiota transplants made from donor stool have an 90 percent cure rate for the infection.</p> <p>If you live near Medford or Somerville, Massachusetts, can make daily trips to the Open Biome labs, and have a body mass index (BMI) of less than 30, you could make <a href="http://www.openbiome.org/stool-donation/" target="_blank">$40 for every stool</a> you donate.</p> <h2>5. Participate in clinical trials</h2> <p>Robert Rodriguez financed his first film using money that he made by participating in clinical research trials. You can make thousands of dollars by turning yourself into a human lab rat.</p> <p>In addition to cash, if you can <a href="http://www.centerwatch.com/" target="_blank">find a clinical trial</a> that matches up with a personal health problem, you might get the benefit of receiving cutting edge medical assistance for free.</p> <p>The downside of clinical research is obvious: you are part of the experiment, and sometimes experiments fail. New treatments are not always better than existing treatments and can come with unexpected risks or side effects. (See also: <a href="http://www.wisebread.com/making-money-from-clinical-trials-worth-the-risk?ref=seealso" target="_blank">Making Money From Clinical Trials: Worth the Risk?</a>)</p> <h2>6. Donate sperm</h2> <p>In order to be considered as a viable sperm donor, you need to fit some pretty narrow parameters. First, most labs are looking for healthy men between the ages of 18 and 35. If you have ever donated blood, the application is similar. Be prepared to share your most gruesome secrets about your sex life and open up your family's medical history, going back four generations, to intense scrutiny. Something as minor as a food allergy can get you kicked out of the eligible pool of candidates. Also, if you have ever had an STD, even if you are 100 percent cured, you will be disqualified.</p> <p>Another disqualification is no college education. Parents want to give their children a competitive edge in school. Sperm banks will pay extra for donors from Ivy League schools and donors with Doctorate degrees.</p> <p>If you make it through the paperwork, you will be required to show up at your local clinic where you will submit to an HIV test, an in-person interview, and provide a sperm sample. Your sperm sample will then be tested for sperm count and motility (swimming ability). If your sperm makes the cut, you will advance to the next round of testing that includes a renal ultrasound and blood tests for a host of diseases.</p> <p>Admitted donors are then required to supply, in addition to weekly sperm deposits, baby photos, personal essays, and audio interviews to aid future parents in their sperm shopping.</p> <p>While top donors can earn as much as <a href="http://www.spermbank.com/why-donate/sperm-donor-pay" target="_blank">$1,500 per month for their sperm</a>, this is not a way to make quick cash if you are short on rent. All donors are required to sign, at minimum, six-month contracts, and your earnings will be kept in escrow during that time, to ensure that you make weekly deposits.</p> <p>Lastly, as a successful sperm donor, you may end up providing your genetics to dozens of children. If you sign up as an open donor, those children can find out who you are. If you sign up as a closed donor, though, your identity will remain anonymous.</p> <h2>7. Donate eggs</h2> <p>The audition for egg donors is similar to that of sperm donors. In addition to the paperwork, the interviews, and genetic, drug, and STD screenings, egg donors must also submit to a gynecological exam and psychological counseling.</p> <p>Katie, an old co-worker of mine <a href="https://www.centerforhumanreprod.com/egg-donation/egg-donation-fee-compensation/" target="_blank">made $18,000 donating her eggs</a>. She also got the priceless experience of helping another woman experience motherhood. According to her egg donor agency, Katie was the &quot;high demand&quot; egg donor. She looked like a J. Crew model and had been a cheerleader in college. She also had a kid of her own, which means her eggs were viable and her fertility reliable.</p> <p>Because her own pregnancy had been as breezy as a pregnancy could be, Katie figured that egg donation would be a cinch. She quickly learned that you earn every penny as an egg donor. For starters, she had to inject herself twice daily with hormones to convince her body to overproduce eggs. These hormones made her crabby, crampy, and so bloated that people thought she was pregnant. Basically, she felt like she had PMS for two months straight. Also, it took her a week to recover from the egg retrieval procedure, a minor surgery that is done under general anesthesia.</p> <p>Although she ultimately is happy with her choice to donate, Katie cautions potential donors to carefully research the entire egg donation process before they commit. While medical expenses related to the donation cycle are paid by the egg recipient, post-donation complications are not. The donor could be left with expensive medical care. Also, like lottery winnings, the money earned from egg donation counts as miscellaneous income to the IRS and is heavily taxed.</p> <h2 style="text-align: center;">Like the article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-to-legally-sell-your-body-for-money&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520to%2520Legally%2520Sell%2520Your%2520Body%2520for%2520Money.jpg&amp;description=How%20to%20Legally%20Sell%20Your%20Body%20for%20Money"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20to%20Legally%20Sell%20Your%20Body%20for%20Money.jpg" alt="How to Legally Sell Your Body for Money" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/max-wong">Max Wong</a> of <a href="http://www.wisebread.com/how-to-legally-sell-your-body-for-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-on-halloween">15 Ways to Make Money on Halloween</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-easiest-items-to-flip-for-cash">10 Easiest Items to &quot;Flip&quot; for Cash</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-make-800-on-month-on-ebay-selling-used-clothes">How I Make $800 on Month on eBay Selling Used Clothes</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-hobby-pay-its-way">Make Your Hobby Pay Its Way</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-you-can-buy-with-5000">What You Can Buy With $5,000</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Lifestyle blood donation bodily fluids egg donation extra cash extra money sell your hair sell your stuff Fri, 25 Aug 2017 09:00:05 +0000 Max Wong 2009951 at http://www.wisebread.com How I Made $400 in 10 Days by Selling an Online Course I Created http://www.wisebread.com/how-i-made-400-in-10-days-by-selling-an-online-course-i-created <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-i-made-400-in-10-days-by-selling-an-online-course-i-created" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young_man_working_at_home_office.jpg" alt="Young man working at home office" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I've been a freelance writer for over 13 years. Recently, I decided to create something I wish I'd had when I first started out: a course on prolific nonfiction writing called <a href="http://anniemueller.com/write-more-words-faster-a-course-in-nonfiction/" target="_blank">Write More Words, Faster</a>. In the first 10 days of offering the course, with minimal marketing, I made almost $400. Here's what I did, and some tips on how you can do the same (or better!).</p> <h2>1. Figure out the topic</h2> <p>Something that's helped me turn writing from a hobby into a career is my ability to write fast. When I started freelancing, I was churning out five to 10 articles a day for content mills. I wouldn't recommend reading any of those articles &mdash; if they're even still around &mdash; and I didn't love writing them. But I did learn how to quickly assess the content, organize material, write solid main points, and bring it all together with transitions. Doing so quickly was key to keeping up with my writing schedule.</p> <p>It seems that most people who want to write have to do so in the edges of their schedule. Even full-time writers such as myself have to be quick and focused; we have families and responsibilities, and we like to sleep sometimes, too. So, I decided to focus my course on prolific nonfiction writing.</p> <h3>The take-away</h3> <p>Your course material should grow out of a skill, or set of skills, that you already possess. The most obvious starting point is what you currently do for a living; however, don't stop there. Look at your hobbies, side interests, and particular strengths, as well. Try combining two of these elements for a course that's more unique and valuable. (See also: <a href="http://www.wisebread.com/how-to-sell-yourself-to-potential-employers?ref=seealso" target="_blank">How to Sell Yourself to Potential Employers</a>)</p> <h2>2. Develop a course outline</h2> <p>Developing a course outline was the easiest part for me, because (as anyone who's taken my course will tell you) I am obsessed with outlines. They make my writing workflow easier and thus, more prolific. (See also: <a href="http://www.wisebread.com/achieve-more-with-goal-sequencing?ref=seealso" target="_blank"> Achieve More With Goal Sequencing</a>)</p> <p>I like 30-day courses &mdash; something I can work on every day for a month is long enough to feel substantial, but short enough to feel doable. I divided my course into four units, then divided each unit into seven lessons. I added a course introduction and a big, wrap-it-all-up course conclusion to hit that 30-day target.</p> <p>I used a spreadsheet to start organizing my thoughts for the course outline. First, I created a column with the titles of every post I'd already written about writing. Then, I created a column for each unit. Lastly, I started brainstorming lessons for each unit, and decided which of my already-written posts I could use for each lesson.</p> <h3>The take-away</h3> <p>If you don't love planning and outlining as much as I do, you may not like this step! But seriously, take the time to do it. The more detailed your outline, the easier it will be to create the course content. If you're already writing regularly about something, build a course from what you have; you can add more material as needed to round it out.</p> <h2>3. Create a sales and delivery plan</h2> <p>How you deliver your content will affect what your content needs to look like. So before you start creating, choose how you'll deliver it.</p> <p>I had a few requirements for a delivery system:</p> <ul> <li> <p>Something I was already familiar with.</p> </li> <li> <p>Something that would work with PayPal.</p> </li> <li> <p>Something that could be automated.</p> </li> </ul> <p>MailChimp met my requirements, and I didn't have a lot of time to shop around. (I gave myself a deadline to course launch &mdash; and then went around announcing it &mdash; so I had a little less than a month.) Decision made.</p> <p>My sales plan was very basic:</p> <ul> <li> <p>Set up a landing page.</p> </li> <li> <p>Put a PayPal button at the bottom.</p> </li> <li> <p>Automate adding all PayPal purchasers to a specifically created mailing list in MailChimp.</p> </li> </ul> <p>I decided to give purchasers an option of three price points. All but one subscriber paid the lowest price point for the course. I've since simplified the pricing.</p> <h3>The take-away</h3> <p>Your sales and delivery systems do not have to be complex, nor do they have to be perfect. You can spend more time tweaking and automating after you've launched, marketed, and received feedback.</p> <h2>4. Create your course content</h2> <p>Course content was the most time-consuming step. Using a detailed outline, and using content I'd already written, made the process faster. As I finished writing a lesson, or a batch of lessons, I would edit and schedule them in MailChimp.</p> <h3>The take-away</h3> <p>Trying to create a perfect course of any kind will keep you from ever creating a course at all. Your skill is valuable, and you can ask for feedback to learn how to improve your content and your delivery. You can always get better; but you can't improve something that doesn't exist.</p> <p>Remember, too, that your course can be the length you choose. You can create a 10-lesson course, a one-week course, or a one-hour course.</p> <h2>5. Market to the right crowd</h2> <p>The more time you give yourself to market your course, the more effective it will be. I, however, did minimal marketing, and didn't start it until 10 days before I the course launch date.</p> <p>Here's what I did:</p> <ul> <li> <p>Created a couple of rudimentary promo graphics for Twitter and Facebook.</p> </li> <li> <p>Paid for two short ad runs on both Facebook and Twitter, keeping it under $20 for each.</p> </li> <li> <p>Shared a post about my course on LinkedIn.</p> </li> <li> <p>Posted about my course on Twitter.</p> </li> <li> <p>Posted about my course on Facebook.</p> </li> </ul> <p>I don't have a huge follower count on Twitter (around 1,200 people); they're mostly bloggers, writers, and folks with shared interests (such as productivity). You know who's interested in prolific writing? Bloggers, writers, and productivity people. Cool, huh?</p> <p>All of my course subscribers came through Twitter, which I found very interesting. I know a lot of people on Facebook, but they're mostly personal connections: friends, family, extended family, neighbors, etc.</p> <p>My minimal marketing showed me that my personal network, while lovely and supportive, was not interested in prolific writing courses. In my peer and professional network, however, my course content was a match for their interests. That's targeted marketing.</p> <h3>The take-away</h3> <p>No matter what kind of marketing you do, find the right crowd. A connection doesn't guarantee an interest. Think about the interests that overlap with the skill you'll teach. You can do low-cost ads on Facebook, Twitter, or LinkedIn using keywords and filters to target people whose interests align with your course. You can also ask people in your networks to share with others they know who might be interested.</p> <h2>My results</h2> <p>I developed the course idea in early June and set the launch date for July 1. I first mentioned it on Twitter on June 19, and got my first two subscribers within two days. I ran ads on Twitter and Facebook for the last week of June. All my remaining first-run subscribers bought the course in that last week, netting me just under $400 within 10 days.</p> <p>Of course, I spent more than 10 days putting the course together, and I'll continue to spend more time improving it.</p> <p>Still, I'm happy with the results. It was scary to commit and launch something, but so far, the feedback has been positive. The first-run students have already helped me improve the course (we changed the mailing schedule, for example, after a quick poll showed that 80 percent of the students preferred to receive lessons two days apart rather than daily).</p> <h3>The take-away</h3> <p>Create a course by collecting the insights you already have for a skill you're already using. The content is right there, in your head! It takes work to create a course, but the initial return can be quick and significant. And you can continue to market and sell your course as long as the skill is relevant. The more you market, the more subscribers you can gain. By creating a course now, you're establishing a potential source of income for a long time.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-i-made-400-in-10-days-by-selling-an-online-course-i-created&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520I%2520Made%2520400%2520Dollars%2520in%252010%2520Days%2520by%2520Selling%2520an%2520Online%2520Course%2520I%2520Created.jpg&amp;description=How%20I%20Made%20400%20Dollars%20in%2010%20Days%20by%20Selling%20an%20Online%20Course%20I%20Created"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20I%20Made%20400%20Dollars%20in%2010%20Days%20by%20Selling%20an%20Online%20Course%20I%20Created.jpg" alt="How I Made $400 in 10 Days by Selling an Online Course I Created" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/annie-mueller">Annie Mueller</a> of <a href="http://www.wisebread.com/how-i-made-400-in-10-days-by-selling-an-online-course-i-created">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-1000-a-month-or-more-as-an-online-tutor">How to Earn $1,000 a Month or More as an Online Tutor</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-money-editing-photos-with-these-online-tools">Make Money Editing Photos With These Online Tools</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-make-passive-income-online">5 Ways to Make Passive Income Online</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-costly-pitfalls-of-hosting-on-airbnb">5 Costly Pitfalls of Hosting on Airbnb</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-keep-your-job-hunt-from-busting-your-budget">How to Keep Your Job Hunt From Busting Your Budget</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income mailing lists marketing networking online courses side gigs skills social media teaching Mon, 21 Aug 2017 08:31:06 +0000 Annie Mueller 1999911 at http://www.wisebread.com 6 Back-to-School Items You Can Sell For Extra Cash http://www.wisebread.com/6-back-to-school-items-you-can-sell-for-extra-cash <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-back-to-school-items-you-can-sell-for-extra-cash" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/kid_backpack_school_624872196.jpg" alt="Finding back-to-school items you can sell for cash" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You've spent years stocking up on school supplies, and now the remnants are scattered all over your house. Luckily, you can make some extra cash if you decide to sell them. The tricky part is timing the sale of these things just right to maximize your potential earnings. Back-to-school season is one such opportunity if you have the goods students and parents are looking for. These items are a good place to start.</p> <h2>1. Supply bundles</h2> <p>If you have a treasure trove of pen, pencils, notebooks, markers, rulers, and all those other small, but critical day-to-day school supplies, bundle them up and sell as a package deal.</p> <p>Reselling apps like&nbsp;<a href="https://us.letgo.com/en" target="_blank">Letgo</a> are perfect for this kind of thing, but you can also try the Facebook Marketplace, which helps connect local buyers and sellers. I use both services to get rid of large and small items, alike. Buyers will come to you, too, saving you delivery time and effort. You want to be safe, of course, so make sure you&rsquo;re not alone if you&rsquo;re inviting a stranger to your home, or set up a public location nearby to trade your items for cash.</p> <h2>2. Music and sports equipment</h2> <p>Musical instruments and sports equipment are expensive, which is why there are so many stores that resell these items at affordable prices. For sports gear, <a href="http://www.playitagainsports.com/what-we-buy#Baseball" target="_blank">PlayItAgainSports</a> is an online retailer that buys and sells used equipment. For musical instruments, <a href="https://reverb.com/listings/new" target="_blank">Reverb</a> is a site where you can list your items to sell for free, and only pay their 3.5 percent selling fee if the item sells. You can also try eBay, Letgo, and Facebook Marketplace where both these commodities sell well. (See also: <a href="http://www.wisebread.com/6-back-to-school-items-you-can-buy-used?ref=seealso" target="_blank">6 Back-to-School Items You Can Buy Used</a>)</p> <h2>3. Fancy calculators</h2> <p>Texas Instruments graphing calculators, which started becoming popular for students when I was in high school back in the late 1990s, retail for between $85 and around $100 new, but they also have a solid resale value. TI-83s and -84s start at around $63 on Amazon and eBay, and the pricing ticks up a bit for more advanced models (like the TI-84 Plus), and if the calculator comes with a case or its original packaging. If you happen to have a &ldquo;Teacher Pack,&rdquo; which usually includes 10 calculators for student use, you can cash those in for around $50 to $60 per calculator or upward of $1,000 for the full set.</p> <h2>4. Devices and accessories</h2> <p>There&rsquo;s a huge market for used computers and tablets &mdash; especially Apple products &mdash; and if you have one that you&rsquo;d like to part with, now&rsquo;s the time to do it. Device accessories are game, too. If you have extra device accessories lying around, which also can include tablet chargers, USB outlet covers, flash drives, memory sticks and more, sell 'em off to the highest bidders.</p> <h2>5. Clothing</h2> <p>There are several great resources for selling on-trend clothing and accessories online, like&nbsp;<a href="https://www.tradesy.com/" target="_blank">Tradesy</a>, the largest peer-to-peer marketplace for luxury designer and contemporary women&rsquo;s fashion. Tradesy makes it super easy to sell items from your closet for extra cash. Men have a bit more of a challenge in online clothing consignment, but I&rsquo;ve personally had success on&nbsp;<a href="http://www.swap.com" target="_blank">Swap.com</a>. I send them a box of my used, unwanted clothing about once a month, and I&rsquo;ve sold over a $200 worth since mid-February. (See also: <a href="http://www.wisebread.com/how-i-make-800-on-month-on-ebay-selling-used-clothes?ref=seealso" target="_blank">How I Make $800 on Month on eBay Selling Used Clothes</a>)</p> <h2>6. Backpacks</h2> <p>If you&rsquo;re a parent with children&rsquo;s characters on backpacks or a teen with a more practical, device-designed bag, try selling your in-shape, cleaned and sanitized backpacks on Facebook Marketplace or a reselling app like&nbsp;<a href="https://offerup.com/" target="_blank">Offerup</a>. There are families out there who may not be able to afford the brand-new backpack their child wants, and you could have just what they&rsquo;re looking for. Photograph both the inside and outside when posting your listing, so the potential buyer knows exactly what they&rsquo;re getting.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F6-back-to-school-items-you-can-sell-for-extra-cash&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F6%2520Back-to-School%2520Items%2520You%2520Can%2520Sell%2520For%2520Extra%2520Cash.jpg&amp;description=6%20Back-to-School%20Items%20You%20Can%20Sell%20For%20Extra%20Cash"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/6%20Back-to-School%20Items%20You%20Can%20Sell%20For%20Extra%20Cash.jpg" alt="6 Back-to-School Items You Can Sell For Extra Cash" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/6-back-to-school-items-you-can-sell-for-extra-cash">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-dorm-essentials-that-make-student-life-easier">14 Dorm Essentials That Make Student Life Easier</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-best-ways-to-save-on-back-to-school-supplies-right-now">The 8 Best Ways to Save on Back-to-School Supplies Right NOW</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-47-best-back-to-school-shopping-hacks-ever">Flashback Friday: 47 Best Back-to-School Shopping Hacks Ever</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-on-halloween">15 Ways to Make Money on Halloween</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-make-800-on-month-on-ebay-selling-used-clothes">How I Make $800 on Month on eBay Selling Used Clothes</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Shopping back-to-school back-to-school shopping make extra cash school supplies sell your stuff Mon, 14 Aug 2017 09:00:06 +0000 Mikey Rox 2001657 at http://www.wisebread.com