Extra Income http://www.wisebread.com/taxonomy/term/10682/all en-US 6 Great Retirement Jobs http://www.wisebread.com/6-great-retirement-jobs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-great-retirement-jobs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000084253925_Large.jpg" alt="looking for a great job in retirement" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>With the cost of living always on the rise, retirees are looking for creative ways to supplement their incomes. And for those living on fixed incomes, finding part-time work can be tricky and sometimes challenging, because they cannot exceed the SSI annual earnings threshold of $15,720, and $41,880 for those in their first full year of retirement. But, if you're looking for ways to supplement your income, here are five great part-time retirement job ideas.</p> <h2>1. Local Tour Guide</h2> <p>The sharing economy is making all sorts of short-term side jobs available, and if you've got a lot of local knowledge, consider setting yourself up as a tour guide on a service like <a href="https://www.vayable.com/">Vayable</a>. Rates range from $50&ndash;$85 per person, per tour. If apps and computers are not your thing, check with local tour operators or local tourist attractions about picking up a shift or two. You'll put your wisdom and experience to work &mdash; and you'll meet lots of great people, besides.</p> <h2>2. Tutor or Teach</h2> <p>You don't need a background as a teacher in order to help others learn. If you're good at math, English, or any other subjects, consider tutoring or teaching part-time. You can set your own rates, and signing up with a tutoring website like <a href="http://www.varsitytutors.com/">VarsityTutors</a> will pair you with students. And there are so many opportunities to teach, because it goes beyond the classroom these days, as many people prefer the convenience of online courses.</p> <h2>3. Babysitter</h2> <p>Do you have an interest in working with kids? If so, it could be a valuable skill-set. Part-time babysitters can earn as much as $25 per hour, and they work on their own terms. Plus, if you already have experience working with kids, and a flexible schedule, you'll probably find lots of job opportunities.</p> <h2>4. Postpartum Doula</h2> <p>Jackie Prescott, founder of <a href="http://www.firstbumpthenbaby.com/">First Bump Then Baby</a>, says becoming a modern-day baby nurse is a great way for older women (and men!) to earn money, because it's essentially about mothering new mothers and helping new parents to quickly feel at ease.</p> <h2>5. Tax Preparer</h2> <p>Some people think of tax preparation services as a seasonal job, but the truth is, many self-employed individuals and businesses deal with tax issues year-round. If this is a skill-set that you possess, it can earn you a sizable penny. But, because it is so lucrative, be careful not to cross the annual earnings threshold if you're receiving SSI.</p> <h2>6. Become an Uber or Lyft Driver</h2> <p>The Uber and Lyft car sharing programs have grown to reach every city, and they're looking for drivers everywhere. Anyone with a valid driver's license and clean criminal record is eligible to become a driver. Drivers are of all ages and professional backgrounds. Many are stay-at-home moms and current and former professionals seeking a way to earn extra income. (See also: <a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft?ref=seealso">How to Earn Extra Money Driving for Uber or Lyft</a>)</p> <p><em>What are some other great side jobs for retirees? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/qiana-chavaia">Qiana Chavaia</a> of <a href="http://www.wisebread.com/6-great-retirement-jobs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-great-side-jobs-for-book-lovers">6 Great Side Jobs for Book Lovers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-great-side-jobs">30 Great Side Jobs</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-employer-benefits-that-can-leave-more-spending-money-in-your-pockets">7 Employer Benefits That Can Leave More Spending Money in Your Pockets</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/earn-extra-income-with-these-15-creative-side-gigs">Earn Extra Income With These 15 Creative Side Gigs</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-great-jobs-for-college-students">10 Great Jobs for College Students</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Extra Income Retirement extra money jobs part-time jobs retirement jobs side jobs Fri, 22 Apr 2016 09:00:09 +0000 Qiana Chavaia 1695168 at http://www.wisebread.com Best Money Tips: Surprising Things That Sell Big on eBay http://www.wisebread.com/best-money-tips-surprising-things-that-sell-big-on-ebay <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-surprising-things-that-sell-big-on-ebay" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_happy_computer_000044048410.jpg" alt="Woman finding surprising things that sell big on eBay" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found helpful articles on surprising things that you can sell on eBay, over 100 cheap or free things to do this summer, and ways to capture your best ideas.</p> <h2>Top 5 Articles</h2> <p><a href="http://flippingincome.com/things-you-didnt-know-can-sell-on-ebay/">9 Things You Didn&rsquo;t Know You Can Sell On eBay</a> &mdash; Believe it or not, empty egg cartons and toilet paper rolls are in high demand due to their many uses for arts and crafts. [Flipping Income]</p> <p><a href="http://www.popsugar.com/smart-living/Cheap-Things-Do-Summer-37421848">100+ Cheap or Free Things to Do This Summer</a> &mdash; Slip and slides aren't just for kids! Set one up in your yard, invite your friends over, and have some fun under the sun. [PopSugar Smart Living]</p> <p><a href="https://timemanagementninja.com/2016/04/5-tips-for-capturing-your-brains-best-ideas/">5 Tips for Capturing Your Brain&rsquo;s Best Ideas</a> &mdash; Habits actually stimulate creativity. As your body goes through the motions, your mind is free to wander. [Time Management Ninja]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/0416/Five-ways-kids-stress-your-finances-and-what-you-can-do-about-it">Five ways kids stress your finances (and what you can do about it)</a> &mdash; There's no denying that kids are expensive, but many parents spend too much money on their kids for things they don't really need. [The Monitor]</p> <p><a href="http://www.retiredby40blog.com/2016/04/18/how-to-overhaul-your-budget/">How to Determine When Your Budget Needs An Overhaul</a> &mdash; Your life is constantly changing, and there are certain situations where your budget will need to change, too. [Living On 50]</p> <h2>Other Essential Reading</h2> <p><a href="http://profinanceblog.com/4-tips-for-successful-blogging-on-linkedin.html">4 Tips for Successful Blogging on LinkedIn</a> &mdash; A successful long-form post on LinkedIn looks very different from your typical blog post. Follow these tips to create awesome content on LinkedIn and give a boost to your professional network. [Pro Finance Blog]</p> <p><a href="http://www.theorderexpert.com/5-smart-steps-to-organizing-a-project/">5 Smart Steps to Organizing a Project</a> &mdash; After you have named your project and set a due date, list out the broad categories that make up your project. For example, if you're planning a party, the categories could be cake, utensils, decorations, music, and guests. [The Order Expert]</p> <p><a href="http://afewshortcuts.com/2016/04/7-creative-hot-dog-toppings-for-your-backyard-bbq/">7 Creative Hot Dog Toppings for Your Backyard BBQ</a> &mdash; Give your BBQ an island flair by making Hawaiian Hot Dogs with Mango Salsa. [A Few Short Cuts]</p> <p><a href="http://www.lazymanandmoney.com/planning-your-long-term-financial-objectives/">Planning Your Long-term Financial Objectives</a> &mdash; Break down your long-term objective into smaller, more manageable milestones. [Lazy Man &amp; Money]</p> <p><a href="http://parentingsquad.com/should-the-school-day-start-later-for-high-schoolers">Should the School Day Start Later for High Schoolers?</a> &mdash; Studies show that there are educational and health benefits for teens when the school day starts later. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-surprising-things-that-sell-big-on-ebay">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-weird-things-to-sell-on-ebay-for-extra-cash">6 Weird Things to Sell on eBay for Extra Cash</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/clear-out-that-clutter-15-places-to-sell-your-stuff">Clear Out That Clutter: 15 Places to Sell Your Stuff</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-old-stuff-on-facebook">How to Sell Your Old Stuff on Facebook</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/craigslist-vs-ebay-where-to-sell-10-common-items">Craigslist vs. eBay: Where to Sell 10 Common Items</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-you-can-resell-on-ebay-that-make-the-most-money">5 Things You Can Resell on eBay That Make the Most Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips eBay Wed, 20 Apr 2016 10:00:04 +0000 Amy Lu 1693784 at http://www.wisebread.com The Smart Way to Budget on a Freelance Income http://www.wisebread.com/the-smart-way-to-budget-on-a-freelance-income <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-smart-way-to-budget-on-a-freelance-income" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000081820163_Large.jpg" alt="Learning to budget on a freelance income" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If the <a href="https://www.upwork.com/press/2014/09/03/53-million-americans-now-freelance-new-study-finds-2/">53 million freelancing Americans</a> agree on one thing, it's that their lifestyle gives an unbeatable level of flexibility, and can be an extremely lucrative working model. If there was a second thing the global freelance community might agree on, however, I would bet that it's the fact that managing your money as a freelancer can be a nightmare.</p> <p>With income varying month by month, budgeting can be tricky &mdash; but having a solid budget is all the more important because of the normal fluctuations of income most freelance workers experience. So how do you go about setting a budget as a freelancer? The following steps can guide you.</p> <h2>Step One: Determine What You're Spending</h2> <p>Before you can start creating a budget, you need to get a picture of how your spending looks today. Set a challenge for yourself to record all your expenses over the course of a month. This could be using pen and paper, collecting receipts, and then adding them all up later, or using one of these <a href="http://www.wisebread.com/10-sites-and-apps-to-help-you-track-your-spending-and-stick-to-your-budget">great spending tracker apps</a>.</p> <p>Once you have some measurable data about your spending patterns, group different expenses together, and add in the known costs that did not occur during your test month. If you pay annual insurance premiums, or other annual bills, for example, divide the total by 12, and add that figure to your monthly calculation.</p> <p>As an example, you may put together the following categories:</p> <ul> <ul> <li><strong>Housing</strong> &mdash; rent or mortgage, utilities, insurance</li> <li><strong>Debt</strong> &mdash; credit or store cards, student loans</li> <li><strong>Transport and commuting</strong> &mdash; public transit ticket costs, or car loan, petrol, parking and servicing costs, as well as any insurance you pay</li> <li><strong>Taxes</strong> (As a freelancer this is especially important!)</li> <li><strong><strong>Savings</strong></strong></li> <li><strong>Personal expenses</strong> &mdash; food, phone bills, vacations, clothes, gifts, parties, and regular health costs</li> <li><strong>Fun</strong> &mdash; all entertainment</li> </ul> </ul> <p>The categories you choose will vary according to your lifestyle, but by grouping them like this, you have an overview &mdash; which is helpful if you later decide you need to trim the budget a little.</p> <h2>Step Two: Create a Baseline Budget</h2> <p>Your goal now is to create a <em>survival </em>budget, and an <em>ideal </em>budget. The survival version is your baseline, and should not include any unnecessary costs. This is your worst case scenario information about how much you need to spend, even if there is a problem and you're out of work for a while.</p> <p>The ideal version can be much more relaxed &mdash; covering your preferred spending levels and any discretionary spending on hobbies and entertainment.</p> <p>Scrutinize your recorded spending by category. Remove any optional costs, and add the categories together for your baseline monthly budget. Once you have done this, you can put the fun stuff back into your budget &mdash; along with your preferred levels of saving, and any discretionary spending, like donations to charities. You should now have a monthly total for your minimum and ideal levels of spending.</p> <h2>Step Three: Optimize Where Possible</h2> <p>Now is the time to look at your monthly income. As a freelancer, this might vary significantly month-to-month, so taking your annual income and dividing it by 12 for an average can make the process easier. If you are more risk averse, or have little or no financial cushion at the moment, then you may choose to take your lowest month's income as your model instead of an average.</p> <p>How does your monthly income match up with your projected baseline and ideal budget? This exercise should give you a view of how realistic your figures are, but if your income falls below your survival budget, then you need to think about how you can make the numbers match.</p> <p>Are there other items you can remove from your budget, or can you reduce regular costs such as utilities or insurance premiums? Alternatively, can you <a href="http://www.wisebread.com/11-freelance-jobs-that-pay-surprisingly-well">bring in some extra income</a> on top of your usual workload to help balance the books?</p> <h2>Step Four: Pay Yourself</h2> <p>Set yourself a trial budget, factoring in both your expected income and your necessary expenses. If it looks like you can be quite comfortable on the income you expect on a monthly basis, then go with your ideal budget. But if you're concerned, then try the baseline budget for a while to see how it works out.</p> <p>Whichever spending level you go for, pay yourself a paycheck to help you smooth out the ups and downs. You could do this quite literally, by billing clients to one account and transferring only a fixed amount to your main spending account on a monthly basis.</p> <p>Your aim is to even out your spending, so any additional income you make in a lucrative month can be saved, and added to an emergency fund or used as a financial cushion for periods when income falls.</p> <h2>Step Five: Make a Long-Term Plan</h2> <p>If you're able to earn enough to support your chosen lifestyle, then over time you will be able to create a financial buffer and build savings. If you use any extra income mindfully, rather than allowing your spending to creep up without noticing it if your earnings increase, then you can repeat the budgeting exercise as your personal circumstances and needs change.</p> <p>More of us are now working in a freelance model, and studies suggest that anything from 40%&ndash;50% of workers will be working freelance by 2020. With freedom-loving Millennials quickly becoming the largest segment of the working population, this is hardly surprising. But with the struggles faced by freelancers trying to budget effectively, the Gen Y trailblazers already reshaping the future of work now need to turn their attentions to planning their finances.</p> <p><em>How do you manage your freelance budget? Share your tips in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/claire-millard">Claire Millard</a> of <a href="http://www.wisebread.com/the-smart-way-to-budget-on-a-freelance-income">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter">How to Make $400+ a Week as a Pet Sitter</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-unexpected-side-benefits-of-your-side-hustle">5 Unexpected Side Benefits of Your Side Hustle</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-festive-ways-to-make-extra-money-for-the-holidays">16 Festive Ways to Make Extra Money for the Holidays</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-great-side-jobs-for-outdoorsy-types">12 Great Side Jobs for Outdoorsy Types</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-make-the-most-of-your-morning-commute">6 Ways to Make the Most of Your Morning Commute</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Extra Income extra money freelance freelancing side business side hustle side job Wed, 20 Apr 2016 09:30:26 +0000 Claire Millard 1693788 at http://www.wisebread.com 12 Great Side Jobs for Outdoorsy Types http://www.wisebread.com/12-great-side-jobs-for-outdoorsy-types <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/12-great-side-jobs-for-outdoorsy-types" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000057673262_Large.jpg" alt="his job allows him to be outdoors" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If working a 9-to-5 job in an office cubicle is slowly driving you crazy, remember that you've got options. There are lots of ways to supplement your income from a &quot;regular&quot; job with a side gig that lets &mdash; nay, requires! &mdash; you to roam free in nature. Computer eye strain be gone! Here are 12 side jobs for lovers of the great outdoors. (See also: <a href="http://www.wisebread.com/11-cool-jobs-for-outdoorsy-types?ref=seealso">11 Cool Jobs for Outdoorsy Types</a>)</p> <h2>1. Waterkeeper</h2> <p>Imagine a job where you <a href="http://www.midshoreriverkeeper.org/about-us/the-riverkeeper-program/">get paid to paddle</a> a beautiful natural waterway. Waterkeepers, or riverkeepers, do precisely that, scouting for polluters and testing for water quality along the way. They are the protectors of our rivers and lakes, working to keep these natural resources pristine. Ask <a href="http://www.blueridgeoutdoors.com/go-outside/living-dream-top-10-best-outdoor-jobs/">riverkeeper Hartwell Carson</a> his favorite part of patrolling North Carolina's French Broad River Trail, and he'll tell you this: &quot;Getting in my canoe around sunset and paddling upstream, trying to be all stealth.&quot;</p> <h2>2. Wilderness Instructor</h2> <p>In some schools, nature is a subject of study no less important than reading or math. Taught by experts in <a href="http://www.wildernesscollege.com/nature-instructor.html">food foraging and shelter building</a>, these classes school children on the interconnectivity between humans and nature, something often overlooked in this age of smartphones and tablets. In addition to schools, church groups, Girl Scout troops, and neighborhood associations sometimes employ wilderness instructors for workshops.</p> <h2>3. Trail Blazer</h2> <p>At $10 an hour, you can <a href="http://cumberlandtrail.org/job-opportunities/trail-building-assistant-crew/">build a hiking trail</a> deep into the Tennessee wilderness, erecting signage and mending weather-worn safety features as you go. No loafers. No desk. Just a backpack full of tools and a wide-brimmed hat.</p> <h2>4. Photographer</h2> <p>Early morning light and the evening golden hour make for beautiful photographs. For these reasons and more, many photographers are averse to studio portraiture. Hey &mdash; who wouldn't prefer to take pictures while immersed in the natural elements? Whether you decide to start up your own family portrait business or take on a gig as a stringer at your local newspaper, photography can be a great way to boost your income while fueling your love of nature. Music festivals, historical sites, real estate companies, and local tourism boards all need stellar photography, too.</p> <h2>5. Deckhand</h2> <p>Nothing says summertime like a <a href="http://www.indeed.com/cmp/Boston-Harbor-Cruises/jobs/Deckhand-5cd79885cb75cc95?sjdu=QwrRXKrqZ3CNX5W-O9jEvVDOP_GC6hntMgEYpG6zhUf_adNLq8hAX3uEzOB_RA-sn_INQdOUOwQFKoNzQQ_YZtNFrMWxUUpcwLNKqYGdiY0">cruise along the harbor</a>. And if you score a part-time, $10-an-hour deckhand gig, you can enjoy the experience time and time again while getting paid for it. All tour boats and most fishing boats need deckhands &mdash; and many of these gigs don't require previous experience, making them accessible to newbies aching to get out on the water. Working as a deckhand is also a great way to grow your knowledge about boats.</p> <h2>6. Arborist</h2> <p>Get those <a href="http://www.indeed.com/cmp/McLoughlin-Arboricultural-Services/jobs/Arborist-5ce89b61df3fde80?q=Arborist+part+time">tree legs</a> ready! Climbing, pruning, planting, and preserving are all in the arborist's job description. If you have any interest in saving trees, this is the gig for you.</p> <h2>7. Ski School Instructor</h2> <p>If getting paid to play on a powder-covered mountain sounds like good fun, consider becoming a ski school instructor. Among the perks: Free ski passes, and the satisfaction of teaching newbies how to make their first turns.</p> <h2>8. Surf Instructor</h2> <p>If you live to catch waves, why not make a little extra cash teaching others to do the same? Many surf instructors are regular folks with regular weekday jobs &mdash; but on the weekends, they like to go out and play in the water while making an extra chunk of change.</p> <h2>9. River Rafting Guide</h2> <p>&quot;The typical guide is <a href="http://riverrider.com/jobs.php">someone who enjoys being outdoors</a>, and likes the water and nature and sunshine in general.&quot; That's how River Rider, a whitewater rafting company based in Oregon, describes its employees. Most of them, the website states, are folks with full-time desk jobs somewhere else. They're also lovers of river rafting, and they see a convenience factor in getting paid to do it while bringing other folks along for a wet and wild ride.</p> <h2>10. House Painter</h2> <p>Painting the exterior of a home is a job that requires precision and, of course, a tolerance for spending long hours outdoors. It's also a job that can make you feel good. With every house you paint, you'll know that you've played a role in raising its curb appeal.</p> <h2>11. Wine Tour Guide</h2> <p>If getting paid to drive and <a href="https://www.winejobscalifornia.com/wine-jobs/santa-ynez/california/dynamic-driver-host-for-wine-tours/22573">entertain a car full of wine tasters</a> around the vineyards of Santa Ynez doesn't sound like fun, we don't know what does. This part-time gig has got it all: Gorgeous landscapes, delicious wine, and the opportunity to meet and educate wine tasters about grapes and this gorgeous sliver of California wine country.</p> <h2>12. Zoo Tour Guide</h2> <p>As a tour guide at your local zoo, you'll trade in coworkers with neckties for lions and lemurs &mdash; and you'll have the unique privilege of showing off these beautiful species to wide-eyed visitors. <a href="https://www.hrapply.com/sandiegozoo/AppJobView.jsp?link=7255&amp;page=AppJobList.jsp&amp;skimSessionName=com.hrlogix.view.cont.table.cs.req.JobListTable&amp;skimName=requisition.requisition_id&amp;skimNdx=2&amp;op=reset">The San Diego Zoo</a> pays between $20 and $22 per hour for friendly, informed part-time guides.</p> <p><em>What other side jobs would be perfect for outdoorsy people? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/12-great-side-jobs-for-outdoorsy-types">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-must-know-about-money-before-you-take-a-side-job">10 Money Moves You Need to Make Before You Take a Side Job</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-unexpected-side-benefits-of-your-side-hustle">5 Unexpected Side Benefits of Your Side Hustle</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-smart-way-to-budget-on-a-freelance-income">The Smart Way to Budget on a Freelance Income</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-i-learned-about-money-after-i-went-freelance">7 Things I Learned About Money After I Went Freelance</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-cool-jobs-for-outdoorsy-types">11 Cool Jobs for Outdoorsy Types</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income fitness freelance nature outdoors outdoorsy part-time job side job Mon, 18 Apr 2016 09:30:22 +0000 Brittany Lyte 1691405 at http://www.wisebread.com 9 Cheap Ways to Increase Your Knowledge and Earning Potential http://www.wisebread.com/9-cheap-ways-to-increase-your-knowledge-and-earning-potential <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-cheap-ways-to-increase-your-knowledge-and-earning-potential" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000072007369_Large.jpg" alt="increasing his knowledge with free online resources" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The more knowledge you have, the more chances you will get to score different and better jobs. Knowledge is power, and with continuing education, power and ultimately, success, are yours for the taking. Here are nine free or inexpensive ways to learn more and increase your earning potential. (See also: <a href="http://www.wisebread.com/15-free-ways-to-learn-something-new?ref=seealso">15 Free Ways to Learn Something New</a>)</p> <h2>MOOCs and Academies</h2> <p>Massively Open Online Courses are the inexpensive alternative to debt-creating colleges. An option for learning that &mdash; in my opinion &mdash; should have been there since the inception of the Internet. There are plenty to choose from, but these are your best places to start.</p> <h3>1. Khan Academy</h3> <p>&quot;Your brain is like a muscle,&quot; says <a href="https://www.khanacademy.org/">Khan Academy</a>. &quot;The more you use it and struggle, the more it grows.&quot; Here, you can grow your muscle with classes in math, science, economics and finance, and arts and humanities. For adults, this is a refresher. For kids, it's a prepper. The college admissions section offers information for high school students or graduates preparing for higher education. The site's content includes plenty of practice exercises, video lessons, and a personalized dashboard that helps you track your progress.</p> <p><strong>Cost</strong>: Free</p> <h3>2. Udemy</h3> <p><a href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=323085.81&amp;type=3&amp;subid=0">Udemy</a> has an incredibly broad focus &mdash; the site's mission is to &quot;help anyone learn anything.&quot; Boasting over 35,000 MOOCs and over 8 million minutes of educational video content, it's something of an education supermarket. Web development? Check. Guitar? Check. Yoga? Check. You can download courses onto your device and view them offline, view them at your own pace, and take them in over 80 languages.</p> <p><strong>Cost</strong>: $0-$24 (If it's not already free, first course is $24.)</p> <h3>3. Coursera</h3> <p>While Udemy's courses are created by individual instructors, <a href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=388822.5&amp;type=3&amp;subid=0">Coursera</a> partners with universities and organizations. Here's how Coursera works: You enroll in a course &mdash; anything from Arts and Humanities to Data Science to Social Sciences &mdash; choose the free option to access videos, discussions, practice assignments, and view-only graded assignments. Then choose to earn a course certificate, pay a fee, and get access to graded assignments. You need to submit the assignments to earn the certificate. Now, Coursera offers specializations in subjects ranging from business, tech, data, and general interest. You have to earn certificates to specialize.</p> <p><strong>Cost</strong>: Free</p> <p><strong>Cost for certificate</strong>: $30-$100</p> <h3>4. Udacity</h3> <p>Founded by former VP of Google Simon Thrun, <a href="https://www.udacity.com/">Udacity</a> was the first MOOC. According to Udacity, &quot;Education is no longer a one-time event, but a lifelong experience.&quot; The site's course emphasis is on tech, science, and math. Google, Facebook, and AT&amp;T are just some of the companies who have developed courses for Udacity. Learn how to develop your own app, or learn about robotics. You can take free courses, or opt to pay for a &quot;nanodegree.&quot; Now, Udacity is offering to refund half the cost of the nanodegree if you graduate within 12 months. They also guarantee you'll get a job.</p> <p><strong>Cost</strong>: Free</p> <p><strong>Cost for nanodegree</strong>: $200/month</p> <h3>5. EdX</h3> <p>EdX offers courses ranging from computer science, languages, engineering, psychology, writing, electronics, biology, all the way to marketing. The only non-profit, open source MOOC platform, EdX was founded in 2012 by Harvard and MIT. <a href="http://www.thecrimson.com/article/2013/10/2/edx-id-verified-certificates/">In 2013</a>, EdX debuted its three-tiered certification system. You can take any course for free as an audit, choose to earn a certificate based on performance, or pay and earn an &quot;ID-verified&quot; certificate &mdash; a credit for doing well and being who you say you are. You can also choose to pay more than the required price for certification in case you're feeling generous. Some courses may not have the verified certificate option.</p> <p><strong>Cost</strong>: Free</p> <p><strong>Cost for ID-verified certificate:</strong> Varies per course</p> <h3>6. FutureLearn</h3> <p>Owned by the UK's massive The Open University (one of only three foreign universities accredited in America), <a href="https://www.futurelearn.com/">FutureLearn</a> partners with 82 organizations worldwide. This global emphasis means a different perspective than US-based MOOCs (but as an editorial note, American universities take pride in their borderless perspectives).</p> <p>Future Learn is onboard with the rest in charging for certification, which they call a &quot;Statement of Participation.&quot; Like EdX, Coursera, and Udemy, you merely have to ask yourself what you want to learn. Chances are Future Learn's got it. As a side note, now you can take a course from Sheffield University on &quot;How to Write Your First Song.&quot; No guarantees you'll be able to write more.</p> <p><strong>Cost</strong>: Free</p> <p><strong>Cost for Statement of Participation</strong>: Varies per course</p> <h2>Specializations</h2> <p>Simply put, if you know what you want to learn, MOOCs aren't your only option. And diversity in sources for education is important. Here are three online courses in some of the most money-relevant modern subjects. (See also: <a href="http://www.wisebread.com/3-ways-to-get-a-legit-business-education-online?ref=seealso">3 Ways to Get a Legit Business Education Online</a>)</p> <h3>7. Excel University</h3> <p>No wonder being an accountant is certain to fetch you a reliable income. Accountants can use <a href="http://store.excel-university.com/">Excel University</a> to learn shortcuts and tricks and continue their required professional education. But the program is more than an accounting tool. It's in offices everywhere. If you want to learn how to use the ubiquitous Excel program more efficiently and proficiently, you can take the &quot;lite&quot; version of Excel University's course. Also, the site provides a free evaluation course, so you can sample before you buy.</p> <p><strong>Cost</strong>: $0-$499.00</p> <h3>8. American Graphics Institute UX Training</h3> <p>Learning website and app design will make you indispensable in today's connected world. <a href="https://www.agitraining.com/ux/classes">AGI's User Experience Design Training</a> lets you ask your teacher a question in real-time and receive the answer as soon as they know it. The instructors are the articulate, knowledgeable authors of the <em>Dummies</em> and <em>Digital Classroom</em> books. AGI puts a premium on usability. You can request a headset to communicate with your instructor, or simply use your computer's microphone. Just be aware that this course is not self-paced.</p> <p><strong>Cost: $495.00-$795.00, depending on course </strong></p> <h3>9. Edureka Big Data and Hadoop</h3> <p>Edureka is an alternative learning program offering a course in the field of big data. Specifically, this course will enable you to use <a href="https://www.appnovation.com/blog/hadoop-kids-cartoon">Hadoop</a>. Hadoop is an open source software project that lets you sort through and use the reams of data we generate on the web.</p> <p>For example, Facebook uses Hadoop to process user information and pinpoint how to improve algorithms. Credit card companies use it to identify and prevent fraud. Big Data and Hadoop are virtually everywhere in tech-savvy business, and data scientists are in high demand. Through Edureka's online program, you'll begin to get a handle on this huge field through live, interactive courses with 24/7 support.</p> <p><strong>Cost</strong>: $389</p> <p><em>Any other frugal online tools that provide additional education? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/daniel-matthews">Daniel Matthews</a> of <a href="http://www.wisebread.com/9-cheap-ways-to-increase-your-knowledge-and-earning-potential">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-get-paid-to-learn">6 Ways to Get Paid to Learn</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-free-ways-to-learn-something-new">15 Free Ways to Learn Something New</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/great-ways-to-invest-in-yourself">Great Ways to Invest in Yourself</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-use-a-computer-more-efficiently">How to Use a Computer More Efficiently</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-classes-that-can-pay-for-themselves">10 Classes That Can Pay for Themselves</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training Extra Income continuing education free classes free online classes low cost classes online tools skills Mon, 18 Apr 2016 09:00:10 +0000 Daniel Matthews 1691406 at http://www.wisebread.com How to Make $400+ a Week as a Pet Sitter http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-make-400-a-week-as-a-pet-sitter" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000024530979_Large.jpg" alt="making extra money as a pet sitter" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>As a pet sitter since the age of 10, I've taken care of everything from dogs to cats to gerbils to guinea pigs, and have pet sat at many gorgeous homes with fabulous amenities. One client I worked with even lived right down the street from Oprah! Not a bad way to earn some extra cash, am I right? (See also: <a href="http://www.wisebread.com/10-great-side-jobs-for-introverts?ref=seealso">10 Great Side Jobs for Introverts</a>)</p> <p>Here are six steps to making $400+ a week in your spare time as a pet sitter.</p> <h2>1. Set Your Services and Prices</h2> <p>Pet sitters can offer a variety of services, from dog walking to daycare, daily check-ins, baths, overnight services, and more. When determining which services you will offer, think about your what kinds of pets you are comfortable with as well as how much time you have to spend pet sitting. You won't want to offer dog walking services if you aren't comfortable walking large dogs, and you won't want to offer daycare services if you have a full-time job.</p> <p>You'll also need to research how much pet sitters in your area charge for the same services you want to offer in order to figure out how much you should charge. Don't price yourself too high or too low. Be competitive for your city! For example, in Newport Beach, CA, I priced my services at $60 per night for overnight sitting and $20 per day for daily check-ins. One week of overnight sitting earns me $420, and if I'm able to add in a drop-in client or two, I can earn upwards of $560 per week.</p> <h2>2. Advertise</h2> <p>If this is your first time pet sitting, start with your family and friends. Offer to watch their pets for a discounted fee so that you can build up your portfolio and reference list. Be sure to ask them for referrals as well!</p> <p>Another option to find clients is the Internet. A site like <a href="http://www.sittingforacause.com/">Sitting for a Cause</a> (which, full disclosure, I own and operate) can help pet parents in your area find you and learn about the services you offer. You can also create your own website or make a Facebook page to help people find you.</p> <p>Additionally, you can make business cards and leave them under people's doormats or post fliers at local dog parks, shelters, or pet supply stores. Leaving your information where pet owners will see it can help you grow your business.</p> <h2>3. Meet Clients in Person</h2> <p>When a prospective client contacts you, find out the details of the job including the type of service they need, the dates of service, and information about their pets. If the job sounds like something that will fit into your schedule, set up a meet and greet!</p> <p>A meet and greet is your opportunity to meet the client and pets as well as learn more about what would be expected of you while the client is away. Along with the basic information like feeding schedules, exercise and bathroom needs, medical history, and location of all pet supplies, be sure to find out:</p> <ul> <li>How well trained the pet is and any commands he or she knows;<br /> &nbsp;</li> <li>If the pet is good with other animals;<br /> &nbsp;</li> <li>Behaviors you should reward for and bad behaviors you should watch out for;<br /> &nbsp;</li> <li>Information about people who will be coming and going from the house (i.e. housekeepers, gardeners, and pool cleaners);<br /> &nbsp;</li> <li>If you need to water plants, pick up newspapers, or bring in mail;<br /> &nbsp;</li> <li>How to arm and disarm any alarm systems.</li> </ul> <p>If you feel confident a job is a good fit and you can handle all the responsibilities that come with it, accept it! If not, it's always okay to turn down a job.</p> <h2>4. Take Awesome Care of Their Pets</h2> <p>This one is simple: just do everything that is asked of you. Feed pets when they are supposed to be fed the exact amount they are supposed to be fed, keep water bowls filled, make sure pets get the exercise they need, scoop litter boxes daily, clean cages as required, pick up poop from the yard, give treats as suggested, bring in the mail and newspapers, water plants as needed, and follow any other instructions from the client.</p> <p>And, obviously, spend lots of time playing and cuddling with their pets. You were hired to be a surrogate parent while your client is gone, so enjoy your temporary parenthood!</p> <h2>5. Go Above and Beyond</h2> <p>During your job, do more than just the basics. Here are some ideas to help you go the extra mile to make your clients happy:</p> <ul> <li>Send updates and pictures;<br /> &nbsp;</li> <li>Notify them if their food supply seems low and offer to run to the store to pick some up;<br /> &nbsp;</li> <li>If a favorite pet toy looks like it's falling apart, get a replacement;<br /> &nbsp;</li> <li>If your client is celebrating a special occasion, leave some pet-safe flowers and a nice note;<br /> &nbsp;</li> <li>Leave the house in cleaner condition than it was when you arrived on your first day.</li> </ul> <p>When you go above and beyond, don't expect or ask for reimbursement from clients on items you purchased for them. Going above and beyond is an investment in your client and will keep them hiring you for years to come.</p> <h2>6. Follow Up</h2> <p>On the final day of the job, if you leave a client's house before they return, call or send them a text a few hours after they were supposed to return (or if they returned late, the next morning) to ensure they are home with their pets. They will appreciate knowing you care enough to check in.</p> <p>It's also nice to check in with clients from time to time. A quick email every so often asking how their pets are doing or sending a Christmas card is always a nice gesture that will keep you at the top of their list of people to call the next time they need a sitter. It also increases the odds they will refer their family and friends to you!</p> <p><em>Are you an animal lover? Would you ever try pet sitting? Leave a comment and let us know! </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-smart-way-to-budget-on-a-freelance-income">The Smart Way to Budget on a Freelance Income</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-festive-ways-to-make-extra-money-for-the-holidays">16 Festive Ways to Make Extra Money for the Holidays</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/get-rich-walking-dogs-in-9-easy-steps">Get Rich Walking Dogs in 9 Easy Steps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-make-the-most-of-your-morning-commute">6 Ways to Make the Most of Your Morning Commute</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-unexpected-side-benefits-of-your-side-hustle">5 Unexpected Side Benefits of Your Side Hustle</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income cats dogs extra money pet sitter pet sitting pets side hustle side job Fri, 15 Apr 2016 09:30:29 +0000 Ashley Jacobs 1689532 at http://www.wisebread.com These 5 Famous Animals Earned More Than You http://www.wisebread.com/these-5-famous-animals-earned-more-than-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/these-5-famous-animals-earned-more-than-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000004809250_Large (1).jpg" alt="famous animals with impressive salaries" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Animals don't understand the power of money. They primarily care about naps and food. So how is it possible for some animals to be <a href="http://www.wisebread.com/5-creative-jobs-with-surprisingly-high-salaries">filthy rich</a>? Richer than most humans, even. The elusive luck of La La Land, that's how. Ever wonder how your income ranks with famous pups Toto or Lassie? Now you have the chance to find out.</p> <h2>1. Lassie</h2> <p>Just like any other movie star, Hollywood's famous Collie, Lassie had his own dressing room trailer equipped with a makeup artist, hair &mdash; er, fur &mdash; stylist and a comfortable couch. The dog whose owner bought him for $10 in the 1940s starred in films with the likes of Elizabeth Taylor and played the namesake role of the Emmy-winning <em>Lassie</em> TV series. Lassie, whose real name was Pal, had <a href="https://news.google.com/newspapers?nid=1301&amp;dat=19460911&amp;id=xQcRAAAAIBAJ&amp;sjid=3JMDAAAAIBAJ&amp;pg=6386,1268889&amp;hl=en">a secret salary</a>, but it was rumored to be about $1,000 per week. The dog was consistently paid for 52 weeks, even though he only had to work 13 of them.</p> <h2>2. Rin Tin Tin</h2> <p>This German shepherd, famously rescued by a solider during World War I, starred in a decade's worth of classic Warner Bros. flicks, and actually <a href="http://www.reviewjournal.com/business/money/20-pets-make-millions-their-owners">saved the studio from bankruptcy</a>. Rin Tin Tin reportedly earned up to $2,000 a week, which equates to about $26,000 a week in today's money.</p> <h2>3. Toto</h2> <p>A cairn terrier named Terry earned $125 a week to play <a href="http://www.nytimes.com/2013/08/09/movies/margaret-pellegrini-wizard-of-oz-munchkin-dies-at-89.html?_r=0">the iconic role of Toto</a> in <a href="http://amzn.to/1Ykv6Pe">The Wizard of Oz</a>. That's more money than the salary given to all of the actors who played the Munchkins, which was $50 weekly &mdash; a generous wage in the 1930s.</p> <h2>4. Free Willy</h2> <p>Keiko, the killer whale who played the namesake character in <a href="http://amzn.to/1N0yePo">Free Willy</a>, reportedly earned $36 million while filming the blockbuster movie. But if you're a whale in captivity, <a href="http://www.nbcnews.com/id/3700297/ns/world_news/t/keiko-killer-whale-dies/#.Vu-PW2QrLL8">$36 million can go pretty quick</a>. After he finished filming, Keiko started learning how to catch live fish, part of a project geared at preparing him to live in the wild. The well-intended project cost $500,000 a month, which is about the same amount that it would normally cost for a year of the whale's caretaking. The whale died in 2003, less than a year after being released back into the wild.</p> <h2>5. Eddie</h2> <p>The Jack Russell Terrier from the NBC's <a href="http://amzn.to/1MlQJhr">Frasier</a> earned $10,000 per episode. The dog, whose real name was Moose, reportedly amassed a fortune of $3.2 million while filming the show's 11 seasons, plus other gigs such as a spot on a Rold Gold pretzel commercial and the starring role in the movie <a href="http://amzn.to/1qdMxWs">My Dog Skip</a>.</p> <p><em>Any other famous animals putting your annual salary to shame? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/these-5-famous-animals-earned-more-than-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-great-side-jobs-for-book-lovers">6 Great Side Jobs for Book Lovers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-awesome-money-making-hobbies">10 Awesome Money-Making Hobbies</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-sources-of-celeb-income">6 Surprising Sources of Celeb Income</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/reality-tv-does-it-pay-to-apply">Reality TV: Does It Pay to Apply?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-cash-back-credit-cards">5 Best Cash Back Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Extra Income animal actors famous animals famous pets internet famous rich pets Wed, 13 Apr 2016 09:30:26 +0000 Brittany Lyte 1688992 at http://www.wisebread.com 6 Ways to Make the Most of Your Morning Commute http://www.wisebread.com/6-ways-to-make-the-most-of-your-morning-commute <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-to-make-the-most-of-your-morning-commute" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000047834616_Large.jpg" alt="making the most of her morning commute" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Unless you work right down the street from your office, or you work from home, then you are forced to suffer through a daily commute. If you commute by car, you're probably spending a decent amount on gas, as well as adding wear and tear to your vehicle. And if you're convinced that car commuting is the only way for you, then <a href="http://www.commutesolutions.com/commute-cost-calculator/">calculating the cost of your commute</a> might just be enough to make you change your mind.</p> <p>Commuting via public transportation isn't that much fun, either. It might save you gas money, but you're swapping that for longer travel times and being surrounded by crowds of strangers. But what if you could make some extra cash during that travel time?</p> <p>Here are six smart ways to boost your income, as well as saving on the equivalent journey by car. (See also: <a href="http://www.wisebread.com/10-financial-moves-you-can-make-during-your-commute?ref=seealso">10 Financial Moves You Can Make During Your Commute</a>)</p> <h2>1. Buy and Sell on eBay</h2> <p>You've got clutter or unwanted items to clear away. You're thinking of selling them through eBay or a similar site, but getting around to listing sales is exactly the sort of fiddly task that often gets pushed to the bottom of the to-do list.</p> <p>Switch your mindset and use listing your spare stuff as a way to turn dead commute time into an earner. Make sure you have quality photos of your items taken in advance and use the commute to research the market, perfect your listing, and respond to bidder questions. For bonus points, use the 10-day listing option on a Thursday, and bidders will have two full, high-traffic weekends to view and bid.</p> <h2>2. Write</h2> <p>If you enjoy writing, then why not use your commute time to develop a <a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them">freelance writing side hustle</a>? Online magazines and blogs frequently look for freelance contributions from subject matter experts, so pick your niche and find the sites that fit. Many have a &quot;Write For Us&quot; page which explains their freelance contributor policy, to help you figure out how to move forward. Don't think too hard about how to commercialize this sideline, though, just get writing to perfect your craft and find your voice.</p> <p>Scoring paid work is easier if you have already developed an online presence, which can be done by writing your own blog or contributing articles for free to high traffic sites who will credit you. It's not going to turn you into an overnight millionaire, but can be a fun way to explore your creative side while making a little cash.</p> <h2>3. Coach Online</h2> <p>The advent of digital coaching means that not only can you access the services of a coach much more easily, you only need a smartphone to become a paid coach in your area of expertise.</p> <p><a href="http://coach.me">Coach.me</a> is a goal tracking and coaching app that is forging a new future for digital coaching. And people who have already succeeded in achieving a particular goal can coach others to replicate their success.</p> <p>After taking a digital coaching certificate, you can get started in text-based coaching, creating a profile page to attract clients, and getting access to the platform's marketing support. In return, Coach.me takes a cut from coaching earnings. Check out the competition, as some goals have many active coaches already. But with app users wanting support with everything from diet advice to language learning, you could cut your own niche here, and communicate with your clients during your commute on the bus.</p> <h2>4. Craft and Sell<strong> </strong></h2> <p>This one might not work so well for you if your chosen creative expression is monumental masonry or cordon bleu cookery. However, if your passion is knitting, crochet, embroidery, graphic design, manga drawing, cartoons, or anything else that can feasibly fit in your bag, then use your commute time to create and sell.</p> <p>Etsy is the classic marketplace for crafted goods, although eBay or similar sites could also be good places for selling your stuff. Start small and sell to family and friends, or attend a craft fair where you can get feedback from your customers and nail down your pricing and packaging. Then widen your market by putting your goods online and building a customer base using social media &mdash; which you can also attend to while sitting on the train.</p> <h2>5. Get Qualified</h2> <p>If the creative side hustle isn't your thing, then how about using your commute to achieve a relevant qualification that you can use as leverage to get a pay raise? Or take a course in something completely different that could be a springboard for a whole new venture?</p> <p>Even if you're still stuck driving your car to work, you can use the time to stretch your brain by listening to podcasts. Try <a href="http://www.wisebread.com/the-5-best-money-podcasts">financial information podcasts</a> to help you manage your money better, or business and leadership topics to help you make a real impact in your day job. If a podcast can give you the negotiating tips you need to score a raise, then it's time well invested!</p> <h2>6. Do Your Homework</h2> <p>Some people simply can't get enough of homework &mdash; even when they finish up their education. Because for some people, helping others with their homework is a lucrative sideline.</p> <p>If this is up your alley, you could try advertising as a homework helper at a freelance marketplace like <a href="http://www.peopleperhour.com/freelance/homework">People Per Hour</a>, or a semi specialist agency like <a href="https://www.thepensters.com">The Pensters</a>. If you have a degree yourself in the subject you want to work with, you could try <a href="http://www.allhomework.net/index.aspx">All My Homework</a> or <a href="http://www.acemyhw.com">Ace My Homework</a>. These platforms all work slightly differently, often with students posting the homework assignment they need help with, for writers to bid for the work. The student then leaves feedback, such as the grade the work achieved, for others to review. Check out the individual site terms if you're tempted by this commute money spinner.</p> <p><em>How do you stay busy on your commute? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/claire-millard">Claire Millard</a> of <a href="http://www.wisebread.com/6-ways-to-make-the-most-of-your-morning-commute">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-smart-way-to-budget-on-a-freelance-income">The Smart Way to Budget on a Freelance Income</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter">How to Make $400+ a Week as a Pet Sitter</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-you-really-make-money-by-starting-a-blog">Can You Really Make Money by Starting a Blog?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-festive-ways-to-make-extra-money-for-the-holidays">16 Festive Ways to Make Extra Money for the Holidays</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-great-retirement-jobs">6 Great Retirement Jobs</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Extra Income commute extra money making money morning commute public transportation side job Thu, 07 Apr 2016 09:31:19 +0000 Claire Millard 1686022 at http://www.wisebread.com 5 Unexpected Side Benefits of Your Side Hustle http://www.wisebread.com/5-unexpected-side-benefits-of-your-side-hustle <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-unexpected-side-benefits-of-your-side-hustle" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000082653433_Large.jpg" alt="getting unexpected benefits from a side hustle" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The quirky cool girl you always see knitting on the train? Her side hustle is selling on Etsy. The tech support guy you sometimes sit with at lunch? He does his own freelance web design. And that chatty stranger who stopped you in the street to take an Instagram photo of your outfit? She's hustling, too, with her commercialised blog.</p> <p>Everyone is at it. The side hustle in all its forms is a distinctly Millennial concept. With more options than ever, you might be tempted. Here are five unexpected reasons why you should get hustling today.</p> <h2>1. Compound Interest</h2> <p>One of the main draws to starting a side hustle is the option to bring in some extra cash. Which is great if you have a handbag habit or exotic vacation to fund. But where this gets really, ahem, interesting, is interest &mdash; compound interest, to be precise.</p> <p>Money earned and invested while you're young is worth more to you than money earned when you're further down your career path. Simply by saving the income from a single high school summer job, you could use compound interest to beat the average American pension pot. (See also: <a href="http://www.wisebread.com/this-is-how-rich-youd-be-if-youd-saved-the-money-you-earned-in-high-school?ref=seealso">This Is How Rich You'd Be If You'd Saved the Money You Earned in High School</a>)</p> <p>But the early years are precisely when we are least inclined to cut our costs to pay off student debt or start investing in a 401K. That's where the side hustle comes in. Prop up your earnings, and use the extra to invest. You won't regret it.</p> <h2>2. Unemployment Insurance</h2> <p>When the <a href="http://www.wisebread.com/robots-will-take-over-these-5-jobs-soon-is-one-of-them-yours">robots come to take over your job</a>, do you have a plan B?</p> <p>Your side hustle might be your perfect insurance against unemployment in a world where organizational change and layoffs are all too familiar. Pick a field where you can develop marketable skills, and even if the worst should happen, you can fall back on them to earn your keep.</p> <p>Tech-based side hustles are particularly useful in this respect, as you learn the skills that will be really in demand in the next few years. But don't forget the more traditional practical skills people seek out, like hairdressing, beauty services, and skilled trades.</p> <h2>3. Increased Confidence</h2> <p>If you're not sure what your side hustle could be, then pick something that takes you out of your comfort zone. Learning a new skill and pushing your own boundaries will do wonders for your confidence, as well as building a business.</p> <p>Try building on a skill you're already confident in, but in a way that stretches your boundaries. For example, if you play a musical instrument well, offer lessons to improve your teaching technique, or design an interactive web course to share your knowledge with other learners.</p> <p>Technology makes it easier than ever to find creative ways to connect with people who might be interested in your knowledge, products, or skills. Treat it as a challenge to increase your own experience level while earning on the side.</p> <h2>4. Creating New Passions</h2> <p>Turning something that's currently a hobby, into an income generator is a sure way to make sure you dedicate more time to it. Rather than feeling a slightly guilty twinge when you &quot;waste time&quot; on your passion, you're investing in your business and yourself.</p> <p>Even better, you might discover new passions and interests along the way. These can help keep you fresh and interested, and give breadth outside the usual industry silos we get trapped in.</p> <h2>5. Professional Development</h2> <p>Even if you have no expectation that you will change your career course, your side hustle can add value to the day job. Most of us need to practice continued professional development, and the side hustle can be a good way to do that while profiting from your efforts.</p> <p>For the best results, choose a route that allows you to develop skills to complement the work you do on a daily basis. If you work in an area that values vocational skills, you could become a trainer or assessor for the relevant qualifications. In a large team environment or in a corporate setting, think about training as a coach or mentor, to add value in your day job as well as build your freelance business. If you're a skilled writer or public speaker, deepen your knowledge of a niche area related to your job and write for industry magazines, or pitch to present at conferences. These are all ways to bring in additional income, while also improving your prospects in your main employment.</p> <p>It's easy to see why more and more of us are seeking out a side hustle to add some variety to our working life. From offering a creative outlet and allowing for further personal and professional development, the benefits go far beyond the immediate cash boost you can get from taking on some extra work.</p> <p><em>Do you have a side hustle that changed your life? Let us know in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/claire-millard">Claire Millard</a> of <a href="http://www.wisebread.com/5-unexpected-side-benefits-of-your-side-hustle">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-smart-way-to-budget-on-a-freelance-income">The Smart Way to Budget on a Freelance Income</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-great-side-jobs-for-outdoorsy-types">12 Great Side Jobs for Outdoorsy Types</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-i-learned-about-money-after-i-went-freelance">7 Things I Learned About Money After I Went Freelance</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-must-know-about-money-before-you-take-a-side-job">10 Money Moves You Need to Make Before You Take a Side Job</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter">How to Make $400+ a Week as a Pet Sitter</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income benefits extra income freelance hustle part-time job side hustle side job Wed, 06 Apr 2016 09:00:14 +0000 Claire Millard 1685571 at http://www.wisebread.com 6 Great Side Jobs for Book Lovers http://www.wisebread.com/6-great-side-jobs-for-book-lovers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-great-side-jobs-for-book-lovers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000053753692_Large.jpg" alt="looking for a perfect job for a book lover" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Bookworms and knowledge seekers, rejoice! You can make money off your insatiable thirst for a good story. No matter your day job, there are lots of ways to earn a little extra side cash by capitalizing on the very things you like to do in your free time &mdash; namely, reading. Here are several side gigs that are made for cash-strapped book lovers. (See also: <a href="http://www.wisebread.com/17-cool-jobs-for-book-lovers?ref=seealso">17 Cool Jobs for Book Lovers</a>)</p> <h2>1. Blogger</h2> <p>Bloggers are a dime a dozen these days. But talented bloggers are actually quite valuable. If you have the foresight and the skill to make sense of life's little intricacies, or the daily happenings in the news &mdash; and if you can write about it with gusto, ease, and good grammar &mdash; there's a special place for you in the bookmarks bar of countless people perusing the Internet.</p> <p>Further, if you have something smart and interesting to say, and you're not going to just regurgitate what's already been said, then you can make it. And these very qualities will help you attract a following. That's the hardest part of cracking into the blogosphere business. But once you've cultivated a following with your stellar content, there are several ways to go about <a href="http://www.wisebread.com/5-easy-ways-to-make-extra-money-blogging">making a few extra cents</a>. From ads and affiliate links, to product reviews and targeted social media promotion, you'll be on your way to supplementing your income in no time.</p> <h2>2. Museum Tour Guide</h2> <p>A part-time tour guide gig at your local museum might just be the perfect way to earn an extra chunk of cash while bridging the gap between modern life and the world in your favorite history books.</p> <h2>3. Bookstore Clerk</h2> <p>A <a href="http://www.wisebread.com/11-great-apps-for-book-lovers">sincere love of literature</a> will land you an interview, at the very least, for a job at your local bookstore. If you're up for the challenge of helping customers find a literary adventure that suits their specific interests, and if you think you'd actually enjoy it, then the part-time bookstore clerk gig is made for you. Bonus: A coveted discount on books and other merchandise is a staple perk of the job.</p> <h2>4. Copy Editor</h2> <p>Grammar enthusiasts and punctuation snobs make for astute copy editors. And they're among the first to truly appreciate how important this job of proofreading for spelling, grammar, and content truly is. If you've any doubts, pick up a copy of any local newspaper that has done away with the position due to budgetary restraints. Quite often, copy editor-less content is painfully comical due to spelling and grammar mistakes. Newsletters, newspapers, books, and internal business communications are just a few examples of the kind of copy that needs editing. Look for advertised gigs or advertise your services directly to the folks who run these sort of operations.</p> <h2>5. Writer</h2> <p>To the esteemed reader, writing might feel like a 360-degree role reversal. But if every great writer is a dedicated reader, the saying probably rings just as true for readers who dabble in writing, right? News stories, book reviews, advertising copy, guest blog posts, corporate newsletter content, poetry, short stories &mdash; the options for the for-profit freelance writer are endless.</p> <h2>6. Translator</h2> <p>If you are fluent in a language, especially one that's somewhat obscure, you can earn extra income online by seeking out translator jobs. Translatorgigs.com, Fivver, and Freelancer.com are great places to begin your search for gigs.</p> <p><em>What other jobs would be perfect for bookworms? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/6-great-side-jobs-for-book-lovers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-great-retirement-jobs">6 Great Retirement Jobs</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-great-side-jobs">30 Great Side Jobs</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-5-famous-animals-earned-more-than-you">These 5 Famous Animals Earned More Than You</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Extra Income book lovers bookworm career job hunting jobs part-time jobs side jobs Mon, 04 Apr 2016 09:30:30 +0000 Brittany Lyte 1683389 at http://www.wisebread.com The Real World Salaries of 8 Childhood Dream Jobs http://www.wisebread.com/the-real-world-salaries-of-8-childhood-dream-jobs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-real-world-salaries-of-8-childhood-dream-jobs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000011643503_Large.jpg" alt="how much do astronauts make?" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When we were kids, we all dreamed of being something special when we grew up. Flying to an international space station as an astronaut; selling out Madison Square Garden as the lead singer of a rock band; or even becoming President. But what do these jobs really pay, and why were we so attracted to them as kids?</p> <h2>1. Astronaut</h2> <p>Salary: $65,140 to $100,701</p> <p>It may be a career filled with danger and poor working conditions, but the compensation doesn't really reflect that. NASA's own website lists the salary information as follows:</p> <p><em>&quot;</em><a href="https://www.nasa.gov/centers/kennedy/about/information/astronaut_faq.html"><em>Salaries for civilian Astronaut</em></a><em> Candidates are based on the Federal Government's General Schedule pay scale for grades GS-12 through GS-13. Each person's grade is determined according to his/her academic achievements and experience. Currently, a GS-12 starts at $65,140 per year and a GS-13 can earn up to $100,701 per year.&quot; </em></p> <p>It takes only two years of training to become a qualified astronaut, and although as children, we think it will be an amazing job, it's actually a little more pedestrian than that. Oh, and the hours are long &mdash; typically from 6 a.m. to 9:30 p.m. We dream of flying into space, looking down on Earth, and doing jobs that will change the world. In reality, the daily tasks of an astronaut in space include exercising at least 2.5 hours per day, making detailed observations about the planet, studying humans in isolation, and doing a host of other small scientific experiments that could be considered boring homework, or infinitely fascinating&nbsp;&mdash; depending on your interests.</p> <h2>2. Rock Star</h2> <p>Salary: $17,667 to $202,903</p> <p>As kids, the rock star lifestyle is one of those dreams that seems to have it all: money, fame, glamour, power, and freedom from the 9-to-5 grind. It's traveling the world, doing a couple of hours of work a day, and partying the rest of the time.</p> <p>In reality, most rock performers are either scraping by on a small salary made from gigging, or are supporting their musical career with another job. Payscale places the median <a href="http://www.payscale.com/research/US/Job=Musician_or_Singer/Salary">annual salary of a rock singer</a>, or musician, at just $37,899. And that's not taking into account those years of living in a van, eating ramen, and touring small clubs.</p> <p>Now, obviously some performers make millions of dollars every year. But make no mistake, they are the exception to the rule. Rock star status is almost impossible to achieve, and even before it happens, there will be years spent earning low wages on grueling schedules. It's a long hike to even mediocre success, requiring a lot of practicing, weekend and evening work, and years spent sleeping in low-end motels.</p> <h2>3. Pilot</h2> <p>Salary: $31,022 to $173,627</p> <p>Payscale confirms quite a wide range for the <a href="http://www.payscale.com/research/US/Job=Commercial_Pilot/Salary">salary of a commercial airline pilot</a>. The median salary comes in at $63,738, which definitely seems low for the kind of esteem this job has always held. As a kid, hearing someone say they were a pilot, well that was like saying they were an astronaut. They fly huge planes across the world &mdash; how cool is that?!</p> <p>Well, it's cool, but it is not all wine and roses. Commercial pilots never have a straight 9-to-5 job, and often work weeks at a time without a day off, keeping bizarre hours. After years of training, they must be able to respond under great pressure. But, on a long-haul flight, things can get pretty dull and tedious.</p> <p>On the other hand, there's the other kind of pilot: the fighter pilot &mdash; like the ones we saw in movies like <a href="http://www.amazon.com/gp/product/B0094D462M/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B0094D462M&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=7SYOKZ5N4S3YI6O6">Top Gun</a> and <a href="http://www.amazon.com/gp/product/B00WLCQ0G8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00WLCQ0G8&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=NEYCPO3A32E6NI32">Iron Eagle</a>. That comes with more training, more pressure, and yet, even less money. After 11 years as a fighter pilot, you can only expect to earn $90,000. However, AOL recently reported that <a href="http://jobs.aol.com/articles/2013/07/23/air-force-fighter-pilots-signing-bonus/">fighter pilots are getting a $225,000 signing bonus</a> due to a shortage of talent.</p> <h2>4. Doctor</h2> <p>Salary: $60,016 to $220,873</p> <p>There are many kinds of doctors out there, and some kids will often say, &quot;brain surgeon&quot; or &quot;plastic surgeon&quot; when asked which they'd prefer to become. Kids are drawn to this position for the &quot;superhero&quot; persona it has. Doctors save lives. They can change the world for the better.</p> <p>That's an attractive proposition for any kid.</p> <p>Using Payscale's results for a general practitioner, you can see a large array of salaries. The <a href="http://www.payscale.com/research/US/Job=Physician_%2f_Doctor%2c_General_Practice/Salary">median is around $141,000</a>, but what so few kids ever take into account is the cost &mdash; in time and money &mdash; of getting to that position.</p> <p>A few years ago, CBS news reported on the extreme debt that <a href="http://www.cbsnews.com/news/1-million-mistake-becoming-a-doctor/">graduating doctors find themselves</a> in. An average of almost $177,000 in student loans will cost over $419,000 to repay over 30 years. It takes many years of school and college to get the required qualifications, and that is followed by a residency. Most doctors are in their 30s before that can become independent physicians.</p> <h2>5. Firefighter</h2> <p>Salary: $25,913 to $73,125</p> <p>As everyday heroes go, firefighter is up there at the top of the list. Firefighters are brave, heroic, strong, selfless, and they save lives. To this day, it's still one of the most popular costumes for young children at Halloween. And let's not gloss over the attraction people feel when the mere mention of firefighter comes up. They have their own calendars, and sex appeal is a serious plus to this career.</p> <p>Of course, there is more to life as a firefighter than the heroics. When not answering the call, firefighters will spend a lot of time checking and cleaning equipment, and the station itself. School visits are common, plus firefighters are continually training. Working out in the gym is also essential, as firefighters need to be strong for those rescues. And let's not forget, this is a dangerous job. In fact, <a href="http://www.nfpa.org/research/reports-and-statistics/the-fire-service/fatalities-and-injuries/firefighter-fatalities-in-the-united-states">64 firefighters died</a> in the line of duty in 2014. For a <a href="http://www.payscale.com/research/US/Job=Fire_Fighter/Salary">median salary of only $44,078</a>, this is one job people do not do for the money.</p> <h2>6. Veterinarian</h2> <p>Salary: $50,476 to $109,252</p> <p>Kids love animals, so it's no surprise that many children want to help them out when they're sick. Being a vet is a chance for kids to spend more time with animals, coming to their rescue, and being the hero. But what does it really entail, to earn that <a href="http://www.payscale.com/research/US/Job=Veterinarian/Salary">median salary of $72,709</a>?</p> <p>Well, it's a challenging job to say the least. Sometimes vets have to deal with horrendous injuries caused by neglect and that can be emotionally difficult. It's a job that can often go beyond the usual office hours, because animals don't always need help at convenient times. Plus, there is the need to constantly keep up with the latest techniques and medicines. But, for all of those challenges, it is said to be a very rewarding career.</p> <h2>7. Actor/Actress</h2> <p>Salary: $20,040 to $209,525</p> <p>The fame. The fortune. The parties. The luxurious lifestyle. And all for doing what you love &mdash; which is essentially being paid to play pretend. It sounds too good to be true. And sadly, for most people who go into the acting profession, it is. The <a href="http://www.payscale.com/research/US/Job=Actor_%2f_Actress/Salary">median income for an actor</a> working in the US today is just $48,237. Not only that, but it's a career filled with rejection and disappointment. </p> <p>Actors are constantly auditioning for roles, often competing with 20 or 30 other people for just one part. In the UK, only one in 50 actors <a href="http://www.independent.co.uk/incoming/just-one-actor-in-50-makes-more-than-20000-per-year-survey-shows-9448922.html">makes more than &pound;20,000</a> per year. Most are living below the poverty line. It's estimated that at any one time, 95% of actors are actively looking for work, with most getting side jobs in order to make ends meet. However, for those with luck on their side, as well as talent, there is a path to fortune and glory.</p> <h2>8. Police Officer</h2> <p>Salary: $30,897 to $81,653</p> <p>Another heroic symbol for children of all ages, the police officer represents truth, justice, and the American way. Kids love dressing up as police officers, dealing with the bad guys, and chasing criminals who will never get away with it.</p> <p>In reality, it's a tough, dangerous job; and as Payscale reports, it does not compensate well for that perilous lifestyle. The median <a href="http://www.payscale.com/research/US/Job=Police_Officer/Salary">income of a U.S. police officer is only $48,815</a>. When not chasing criminals, police officers also have to deal with the other side of law enforcement: the mundane side. From speeding tickets and domestic calls, to hours of paperwork, it is not the glamorous job depicted in so many movies. Thankfully, there are enough kids fulfilling their childhood dream of becoming a cop, and thereby, are keeping the peace for us all.</p> <p><em>What was your dream career when you were a kid? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/the-real-world-salaries-of-8-childhood-dream-jobs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-sources-of-celeb-income">6 Surprising Sources of Celeb Income</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-make-the-most-of-your-morning-commute">6 Ways to Make the Most of Your Morning Commute</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-you-really-make-money-by-starting-a-blog">Can You Really Make Money by Starting a Blog?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-money-moves-to-make-after-a-promotion">10 Money Moves to Make After a Promotion</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Extra Income astronaut childhood dream job dream job income making money rockstar income salaries Mon, 28 Mar 2016 10:30:05 +0000 Paul Michael 1679590 at http://www.wisebread.com Can You Really Make Money by Starting a Blog? http://www.wisebread.com/can-you-really-make-money-by-starting-a-blog <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/can-you-really-make-money-by-starting-a-blog" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000044080708_Large.jpg" alt="making money with a blog" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When people ask me what I do for a living and I reply, &quot;I'm a travel blogger,&quot; I can pretty much see the confusion in their faces. They're thinking, <em>How can a blog make money? Isn't that just a hobby? Who pays you? How much can you really make?</em> Based on my own experience &mdash; and those of many other bloggers in different industries &mdash; I'm going to answer these questions (and more).</p> <h2>What Kinds of Blogs Make Money?</h2> <p>There are all sorts of blogs on the Internet and pretty much all of them have the <em>potential </em>to earn money.</p> <p>You can make money from any type of blog if you actively search for income sources and monetize and market your blog in an efficient way.</p> <h2>How Many Blogs Are Out There?</h2> <p>According to WPvirtuoso.com, there is a <a href="http://www.wpvirtuoso.com/how-many-blogs-are-on-the-internet/">blog created on the Internet</a> every half-second. That's over 170,000 new blogs being created every single day! The same study also claimed that there were over 152 million blogs on the Internet in 2013. Given their calculation of a new blog every half second, in 2015, there would have been around 276 million blogs worldwide.</p> <p>This may sound like a saturated market, and it is, but the vast majority of these blogs are hobbies, not careers. There are very few bloggers out there who are actively trying to earn a full-time income from their work, and thus, the competition is not as fierce as the above numbers would suggest. (See also: <a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them?ref=seealso">22 Websites That Will Pay You to Write for Them</a>)</p> <h2>Who Pays Bloggers?</h2> <p>Typically, bloggers earn income streams from many different sources, but overall, their earnings can be roughly broken down into three main categories.</p> <h3>1. Direct Advertising</h3> <p>This is when a company places a link or a banner ad on a blog. Typically, advertisers will pay a monthly or yearly fee for this placement. Banner ads can pay upwards of $300 a month, so if a blogger places three or four of these, the revenue will start to add up. Some blogs have 10-15 banner ads throughout their website, earning them thousands of dollars per month.</p> <h3>2. Affiliate Marketing</h3> <p>Another common source of blogging income is through affiliate sales. Basically, a blogger links to a product or service from their website. When a reader buys that product or service through that link, the blogger receives a commission.</p> <p>There are affiliates for all sorts of businesses, like Amazon, Expedia, Alamo, and many more. For mommy blogs, affiliates may be for children's toys and craft products. For tech review blogs, their best affiliates are probably through online electronics stores.</p> <h3>3. Sponsorships</h3> <p>This is when a company pays a blogger in exchange for continuous promotion. It is not uncommon for bloggers to get paid to review free gear, free travel, and free services. The sponsorship opportunities are endless and can be available in many different industries.</p> <h2>How Many Hours Per Week Do Bloggers Work?</h2> <p>This varies greatly from blogger to blogger. Many people claim that they work upwards of 60 hours per week on their blogs! In my case, I left a high-paying, 60-hour per week job so that I could have more time doing what I love: traveling.</p> <p>I work on my blog just four hours a day, five days per week... at the very most. The great thing about an efficient blog is that you don't have to put much time into it. Once it's built with a passive income model, it can typically earn money without very much work involved.</p> <h2>How Much Do Blogs Really Make?</h2> <p>Finally we get to the big question. Of course, the income that a blog can earn will depend entirely on the individual blogger, their work ethic, their niche, and the amount of readers that they have, but here are some good examples of real life bloggers making good money from their blogs.</p> <h3>Travel Blogging</h3> <p>My blog, <a href="http://goatsontheroad.com/">GoatsOnTheRoad</a> &mdash; and the freelance writing work that branches off from it &mdash; currently earns me over $5,000 per month after tax. At four hours a day, 20 hours a week, that income works about to be about $62.50 per hour. I would consider Goats On The Road to be a relatively successful blog in the travel niche, but there are many others out there that earn more than $100K per year from their travel blogs.</p> <p>Caz and Craig earn a six-figure income from their fantastic <a href="http://www.ytravelblog.com/">yTravelBlog</a>, and they also travel the world with their two adorable children.</p> <h3>Blogging Blogs<strong> </strong></h3> <p>There is some huge money to be made from blogging about blogs! One of my favorites is Pat Flynn's <a href="http://www.smartpassiveincome.com/">SmartPassiveIncome</a>. Pat is very open about his income because, like me, he wants people to know just how feasible a solid blogging career can be.</p> <p>Pat earns over $1 million per year from his blog. He spends very little time on his computer and has lots of free time for his family. He is an inspiration to all bloggers and family men around the world.</p> <h3>Mommy Blogs</h3> <p>According to the Pew Research Center, there are more than 18.9 million women who write blogs. Of those nearly 19 million, very few are earning a full-time living from it. The top mommy blogs (like <a href="http://houseofroseblog.com/">House of Rose Blog</a> and <a href="http://sunshineandsippycups.com/">Sunshine and Sippy Cups</a>) make over $40,000 a year. That's a pretty good income considering they are able to stay home with their families all day and work in their pajamas!</p> <h3>Tech and Review Blogs</h3> <p>Probably one of the most lucrative and easily monetized forms of blogging, tech and review blogs make most of their money through affiliate sales. They review or talk about a product, and have an affiliate link to the product on their webpage. Every time someone reads the review and buys the product from their links, they earn a commission.</p> <p><a href="http://techcrunch.com/">Tech Crunch</a> is said to earn around $15,000 a day ($5,475,000 per year) through banner ads and affiliate sales, while <a href="http://engadget.com/">Engadget</a> earns around $9,800 per day ($3,577,000 per year).</p> <h2>Can Blogging Be a Career?</h2> <p>Absolutely. If you're looking for an alternative way to earn money, at a job that doesn't tie you into specific hours or one particular location, then blogging may be for you. There are opportunities available online that never existed in the pre-Internet world, and there is more than enough work to go around.</p> <p>If you're looking for a change, you may want to consider blogging. With the most successful blogs earning over $1 million per year, it's definitely a feasible career choice.</p> <p>To learn more about how to build a blog into an income generating machine, check out my <a href="http://www.goatsontheroad.com/category/travel-blogging/">Earning Money From Blogging</a> section and get started today!</p> <p><em>Have you created a profitable blog? How did you get started? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/can-you-really-make-money-by-starting-a-blog">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-make-the-most-of-your-morning-commute">6 Ways to Make the Most of Your Morning Commute</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-tips-to-prevent-side-gig-burnout">7 Tips to Prevent Side-Gig Burnout</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-smart-way-to-budget-on-a-freelance-income">The Smart Way to Budget on a Freelance Income</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter">How to Make $400+ a Week as a Pet Sitter</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-great-side-jobs-for-outdoorsy-types">12 Great Side Jobs for Outdoorsy Types</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income blogger blogging blogs making money side job starting a blog Mon, 28 Mar 2016 09:30:29 +0000 Nick Wharton 1679591 at http://www.wisebread.com 6 Side Jobs for People Who Are Good With Money http://www.wisebread.com/6-side-jobs-for-people-who-are-good-with-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-side-jobs-for-people-who-are-good-with-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000027802082_Large.jpg" alt="working a side job for people who are good with money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Are you good with money, but need more of it? There might be a great side job available for you to use your mad saving skills. Being good with money can go a long way. Just make sure your side hustle doesn't directly reflect your main gig, as this skill can open up plenty of opportunities for other side jobs. There is no reason to burn yourself out by accumulating disposable income. Here are six great side jobs for people who are spectacularly money savvy. (See also: <a href="http://www.wisebread.com/30-great-side-jobs?ref=seealso">30 Great Side Jobs</a>)</p> <h2>1. Tax Preparer</h2> <p>Did you know you can create a side job to do <a href="http://www.ivetriedthat.com/2014/07/31/how-to-earn-money-by-preparing-other-peoples-tax-returns/">people's taxes</a>? It's not as easy as making a Turbotax account and learning deductions, though. Some states require certifications, and getting bonded might be recommended to keep from being sued, but tax preparation can be lucrative. Check out a tax business like H&amp;R Block or Jackson-Hewitt before committing to this side job, but if you have the skills and want to spend some money up front to get started, go for it!</p> <h2>2. Bookkeeper</h2> <p>A bookkeeper is a must have for a small business or startup, and someone who is good with QuickBooks can go a long way. If you are savvy with QuickBooks &mdash; or even just tracking expenses in Excel &mdash; this is the perfect freelance position to go for. A knack for producing financial statements, and a willingness to take on that responsibility for a business makes you the perfect potential bookkeeper.</p> <h2>3. Writer</h2> <p>If you're good with money, you probably have some advice to give. So why not write for a blog? There's a great one by the name of, <em>ahem</em>, Wise Bread, that <a href="http://www.wisebread.com/make-money-writing-for-wise-bread">offers payment for writing</a>. You can also <a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them">write for other blogs</a> based on your personal interests and passions, and earn a decent chunk of change doing so.</p> <h2>4. Teacher</h2> <p>Being good with money is a skill, and you should share it. There are great and easy ways to share skills on platforms like <a href="https://www.udemy.com/">Udemy</a> and <a href="https://www.pathwright.com/">Pathwright</a>. Also, you should consider teaching in person at a university or community college in your area. If you aren't a certified financial planner, steer clear of certain subjects, but basic budgeting skills are definitely transferable from person-to-person.</p> <h2>5. Cashier</h2> <p>If you're good with money, working the register at a retail or grocery store is a somewhat obvious position to take on. Being able to count money quickly, keeping up with transactions, and closing out at the end of the night is a valuable skill. You also will have to have a customer service heart, but that can come with the love of extra cash.</p> <h2>6. Tutor</h2> <p>Math is one of the hardest subjects for people to grasp. If you have a good hold on the subject because of your money skills, consider tutoring children and adults in algebra or other subjects. As finance classes are a requirement now in many schools, there may be an opportunity to teach that as well.</p> <p><em>What side jobs do you do for extra money? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jennifer-holder">Jennifer Holder</a> of <a href="http://www.wisebread.com/6-side-jobs-for-people-who-are-good-with-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-great-side-jobs-for-introverts">10 Great Side Jobs for Introverts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-as-a-chat-or-forum-moderator">How to Make Money as a Chat or Forum Moderator</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-unexpected-side-benefits-of-your-side-hustle">5 Unexpected Side Benefits of Your Side Hustle</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash">12 Legit Ways for Stay-at-Home Moms and Dads to Earn Some Extra Cash</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Job Hunting accountant extra income good with money money management part-time job side gig side jobs Tue, 22 Mar 2016 09:00:10 +0000 Jennifer Holder 1677121 at http://www.wisebread.com 7 Things I Learned About Money After I Went Freelance http://www.wisebread.com/7-things-i-learned-about-money-after-i-went-freelance <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-things-i-learned-about-money-after-i-went-freelance" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000085246475_Large.jpg" alt="things she&#039;s learned about money after going freelance" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Accurately or inaccurately, I've always considered myself a financially savvy guy. I avoid consumer debt like a pro, keep my wants in check, get all OCD about saving for retirement, and hunt for bargains like a steely-eyed warrior. But when I decided to chuck my 9-5 job eight years ago and commit to building a freelance business, I realized that I still had some serious learning to do. My new venture taught me a few brand-new money lessons and served as a refresher course on others. Here are seven things I learned about money once I went freelance.</p> <h2>1. There's Power in Profit</h2> <p>In a traditional work arrangement, a company produces a good or service and the management team determines how much employees can be paid in order to safeguard or maximize profits. Once you become your own employer, the distinction between payment and profit blurs &mdash; to your benefit. If you control costs and price your labor correctly, the profit can be a powerful force to fund expansion, pursue additional training, or enjoy more free time.</p> <h2>2. Budget or Go Bust</h2> <p>Especially in the early days of any freelance business, income can be unpredictable. That's why knowing how to <a href="http://www.wisebread.com/build-your-first-budget-in-5-easy-steps">build a budget</a> and live within it takes on a whole new level of importance. A well-structured monthly budget should leave a financial cushion to help you ride out late payments, adjust to unforeseen expenses, and squirrel away money for taxes.</p> <h2>3. Stay Lean</h2> <p>No matter how dogged your determination, lean months are inevitable in any one-person enterprise. Planning ahead, keeping overhead in check, and staying financially disciplined are make-or-break strategies. I apply the same principles to freelancing as I do to traditional employment &mdash; in today's economy, it's smart to be prepared for a layoff at any time and have six months' worth of income set aside for cash flow interruptions.</p> <h2>4. The Taxman Cometh</h2> <p>When I became a one-man enterprise, the level of importance I placed on income tax awareness went from about a two to a solid 10. As part of the freelancing set, your tax obligations can change significantly. Learn all you can and retain a trusted tax advisor who caters to the self-employed. (See also: <a href="http://www.wisebread.com/freelancing-a-beginner-s-guide-to-doing-it-right?ref=seealso">Freelancing: A Beginner's Guide to Doing It Right</a>).</p> <h2>5. Income Is Fluid and Largely Controllable</h2> <p>Money is just labor in physical form, right? As much as I knew this before, going solo helped me understand it far more profoundly. Once my freelance career gained traction, I realized that I had control over my income in a new and direct way, and I could exercise that control to increase my billings and, in turn, grow my savings.</p> <h2>6. Negotiating Skills Are Non-Negotiable</h2> <p>Whether you're buying or selling, negotiating helps you get the best deal possible and it's one of the essential <a href="http://www.wisebread.com/8-life-skills-every-freelancer-needs">life skills every freelancer needs</a>. Freelancing full-time has challenged my negotiation skills and forced me to take my skill level from &quot;proficient&quot; to &quot;expert.&quot; Negotiating tactical discounts to forge new client relationships, working out the details of retainer agreements, and establishing realistic project timelines require flexibility and fortitude.</p> <h2>7. The Devil's in the Details</h2> <p>As with all things financial, the details matter. Keeping track of contracts, hours, rates, outstanding invoices, and expenses means the difference between success and failure. Likewise, knowing how to project income from month-to-month based on accurate record-keeping helps me plan for major expenditures, invest in my business, and pay estimated taxes each quarter. (See also: <a href="http://www.wisebread.com/16-time-and-money-saving-apps-for-freelancers?ref=seealso">16 Time and Money Saving Apps for Freelancers</a>).</p> <p>Remember, we keep learning (and relearning) money lessons as our lives and careers evolve. And when it comes to freelancing, experience is a quick and able teacher. The goal is be open to the lessons and broadly apply what we learn to build more financially independent lives.</p> <p><em>Do you work freelance? What has it taught you about making and managing money? </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/7-things-i-learned-about-money-after-i-went-freelance">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-freelance-jobs-that-pay-surprisingly-well">11 Freelance Jobs That Pay Surprisingly Well</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-unexpected-side-benefits-of-your-side-hustle">5 Unexpected Side Benefits of Your Side Hustle</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-smart-way-to-budget-on-a-freelance-income">The Smart Way to Budget on a Freelance Income</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-great-side-jobs-for-outdoorsy-types">12 Great Side Jobs for Outdoorsy Types</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-life-skills-every-freelancer-needs">8 Life Skills Every Freelancer Needs</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Entrepreneurship Extra Income freelance freelancer hustle independent contractor money lessons side gig side job Mon, 21 Mar 2016 09:30:25 +0000 Kentin Waits 1675899 at http://www.wisebread.com 6 Smart Ways to Make It Rain Today http://www.wisebread.com/6-smart-ways-to-make-it-rain-today <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-smart-ways-to-make-it-rain-today" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000079452745_Large.jpg" alt="thinking up a smart way to make it rain" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When money gets tight and you need a little extra cash, the last thing you should do is take out payday loans or add expenses to your credit cards. Before you do that, did you think to look under your mattress? Did you check your closet for unused items you might be able to sell or rent out? Don't wait until times get tough before you try these six smart ways to make it rain.</p> <h2>1. Couchsurf and Sublet Your Place</h2> <p>The people at Airbnb got it right. Yet, so many people are still afraid of the sharing economy and hosting strangers in their empty bedrooms &mdash; who might just be graduate students, traveling professionals, or airline stewardesses. So consider crashing on a friend's couch for a few nights and rent out your space &mdash; just make sure your lease doesn't prohibit it. In New York, it's the new normal. (See also: <a href="http://www.wisebread.com/the-11-best-websites-for-renting-your-extra-space?ref=seealso">The 11 Best Websites for Renting Your Extra Space</a>)</p> <h2>2. Find a One-Day Gig on Craigslist</h2> <p>People use Craigslist to post classified ads of all types, including one-day gigs. Job posters sometimes create ads for gigs in the jobs board, or you could simply search under &quot;gigs.&quot; For instance, check under food/bev/hosp and you might find gigs to staff events as servers or hosts. You might even end up with a steady flow of cash from occasionally picking up these temp jobs.</p> <h2>3. Smile for the Crowd at a Trade Show</h2> <p>If hamming it up in front of the camera is your thing, you could join an agency like <a href="http://www.models4tradeshows.com/">Models4TradeShows</a>. This site keeps a database of promo models to hire for ongoing local events. Find one in your area by doing a city search for promo modeling agencies or event staffing recruiters. &nbsp;</p> <h2>4. Be the Studio Audience</h2> <p>Get paid to attend the filming of popular daytime TV shows like <em>Beat Bobby Flay</em>, <em>Steve Wilkos</em>, and more. In order to make it rain joining local audiences, you'd obviously have to live in Los Angeles, the Tri-State area, Pennsylvania, or in a region like Atlanta, where these types of shows are filmed and produced.</p> <h2>5. Become a Tasker</h2> <p>Join <a href="https://www.taskrabbit.com/">TaskRabbit</a> and become a Tasker. This will require you to spend some time creating a profile and being selected for tasks, but it's worth it for well-paying gigs. The company pre-screens it's clients and handles the money transactions for you, so you always know you'll get paid.</p> <h2>6. Just Let It Go</h2> <p>Sell your unwanted and unused stuff on <a href="http://www.letgo.com/">letgo</a>. And don't worry, it doesn't matter what it is, how old it is, or how worn out or beat up it is. Sellers on letgo are advertising everything from a beat up old pickup trucks, Tickle Me Elmos, and brand new motorcycles.</p> <p><em>When money is tight for you, how do you earn extra cash? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/qiana-chavaia">Qiana Chavaia</a> of <a href="http://www.wisebread.com/6-smart-ways-to-make-it-rain-today">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-unexpected-side-benefits-of-your-side-hustle">5 Unexpected Side Benefits of Your Side Hustle</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/100-ways-to-make-more-money-this-year">100+ Ways to Make More Money This Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash">12 Legit Ways for Stay-at-Home Moms and Dads to Earn Some Extra Cash</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-smart-way-to-budget-on-a-freelance-income">The Smart Way to Budget on a Freelance Income</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter">How to Make $400+ a Week as a Pet Sitter</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income cash extra income income make it rain sell your stuff side job Spending Money Fri, 18 Mar 2016 10:00:07 +0000 Qiana Chavaia 1675101 at http://www.wisebread.com