Extra Income http://www.wisebread.com/taxonomy/term/10682/all en-US 4 Easy Ways to Get Richer In 2018 http://www.wisebread.com/4-easy-ways-to-get-richer-in-2018 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-easy-ways-to-get-richer-in-2018" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/smiling_woman_posing_with_piggy_bank.jpg" alt="Smiling woman posing with piggy bank" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The new year is a great time to start practicing better financial habits. Implementing good money habits on January 1 and committing to keeping them up throughout the year will make you richer by the end of 2018 than you were at the start.</p> <p>Read on to learn just how much adopting these habits can enrich you throughout 2018.</p> <h2>1. Increase your 401(k) contribution by 1 percent: End 2018 with nearly $1,000 more</h2> <p>You are certainly aware of the importance of saving for retirement. Putting money aside when you are young will allow compound interest to do its magic and provide you with a comfortable retirement. In addition, if your employer matches some of your contributions to your retirement account, you can increase your retirement nest egg that much faster.</p> <p>But if you already feel financially squeezed, you might assume that it's not worth the trouble to put aside the little bit extra. That is simply untrue. With just a 1 percent additional contribution to your 401(k), you could end 2018 almost $1,000 richer than if you'd instead blown that money on something frivolous.</p> <p>Here's how. The average full-time wage and salary worker in the U.S. currently earns $44,668 per year, according to the Bureau of Labor Statistics. Let's say that's your salary. That means increasing your savings rate by 1 percent would add $446 more per year to your retirement account. And since $446 over 12 months is only going to result in $18.60 deducted from your bimonthly paychecks, it's unlikely you'll even notice the difference.</p> <p>If your employer matches your contribution and you have not yet maxed out the matching amount, that $446 will magically become $892.</p> <p>The average rate of return for 401(k) plans ranges between 5 and 8 percent per year. If we assume an 8 percent return on the investment of $892, that's $71.36 in growth for 2018 alone. So for a mere $18.60 per paycheck, you might end the year $963.36 richer.</p> <p>And even if you are not lucky enough to have employer matching &mdash; or you've already maxed it out &mdash; you could get the same result by increasing your 401(k) contribution by 2 percent. That would still only &quot;cost&quot; you $37.22 per bimonthly paycheck, and result in nearly $1,000 in additional wealth by the end of the year. (See also: <a href="http://www.wisebread.com/5-simple-ways-to-boost-an-underperforming-401k?Ref=seealso" target="_blank">5 Simple Ways to Boost an Underperforming 401(k)</a>)</p> <h2>2. Reduce how often you dine out: End 2018 with $900 more</h2> <p>According to a 2016 Zagat survey on American dining, the average person eats a restaurant- or commercially-prepared meal 4.5 times a week. All that dining out adds up. The Bureau of Labor Statistics found the average American household spent $3,154 on restaurant dining in 2016.</p> <p>If you cut out one restaurant meal per week in 2018, you can end the year $455 richer. Cut out two meals per week, and you'll have $911 more in your pocket.</p> <p>Here's the math. The Bureau of Labor Statistics calculates that the average American household spent $4,049 in 2016 on groceries. Assuming those households are dining out 4.5 times per week or for 234 meals per year &mdash; we can figure out exactly how much you save by brown bagging your lunch or eating at home.</p> <p>Presuming you eat three meals a day, seven days a week, 52 weeks of the year, there are a total of 1,092 meals to account for in the year. If you're eating 234 of those meals at restaurants, you are spending $4,049 per year on 858 meals at home (1,092 meals total - 234 restaurant meals = 858 meals at home). Now, $4,049 divided by 858 meals comes to an average cost of $4.71 per meal.</p> <p>If you're spending $3,154 on 234 restaurant meals per year, you're spending an average $13.47 per meal ($3,154 / 234 meals = $13.47). That means you're saving $8.76 per meal whenever you eat at home rather than at a restaurant ($13.47 - $4.71 = $8.76).</p> <p>Let's say you reduce your dining out by one meal per week, or 52 meals total. That will save you $455.52 total ($8.76 x 52 = $455.52). Reduce your dining out by two meals per week, or 104 meals total for the year, and you'll save about $911.04 ($8.76 x 104 = $911.04). (See also: <a href="http://www.wisebread.com/are-you-eating-the-10-most-over-priced-restaurant-menu-items?Ref=seealso" target="_blank">Are You Eating the 10 Most Over-Priced Restaurant Menu Items?</a>)</p> <h2>3. Send an extra $100 to your credit card each month: Save more than $1,000 in interest</h2> <p>According to ValuePenguin, the average indebted household carrying credit card debt owes $10,955. According to CreditCards.com, the average APR is 16.15 percent, which works out to 0.013 percent per day. This means the average household will pay $3,675 in interest over the life of the loan if they make the minimum payment of 3 percent (or $329) per month, and it will take 45 months (that is, from January 2018 all the way through to October 2021) to reach the payoff date.</p> <p>But if you send just $100 more to your credit card per month, you'll save $1,117 in interest, and cut a full 13 months off your repayment schedule. You can achieve this by simply putting an additional $50 from each bimonthly paycheck toward debt repayment. That would also help you reach debt freedom a year earlier. (See also: <a href="http://www.wisebread.com/the-fastest-method-to-eliminate-credit-card-debt?ref=seealso" target="_blank">The Fastest Method to Eliminate Credit Card Debt</a>)</p> <h2>4. Do more with your tax refund: End 2018 with nearly $6,500 more</h2> <p>If you're like the average American, your tax refund in 2017 was around $3,050. But too many people fritter that money away. While it's certainly exciting to get a payday from Uncle Sam every tax season, you could be doing much more with your money than blowing it as soon as the IRS check clears.</p> <p>Let's say you file your return in April and get your refund in May. If you put that $3,050 into an index fund by June and it earns 8 percent interest, you'll have $3,195 by the end of the year. That's $145 in earnings.</p> <p>In addition to that, you decide to change your withholding in January 2018 so you're not giving the IRS an interest-free loan. You keep $254 more from each paycheck ($3,050/12 = $254), and invest it in that 8 percent index fund. By the end of the year, you'll have earned $135 in interest, for a total of $3,183.</p> <p>All together, your savings and interest add up to $6,378 for 2018. That's a hefty boost to your long-term financial security in exchange for saving the tax windfall you would have otherwise spent.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F4-easy-ways-to-get-richer-in-2018&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F4%2520Easy%2520Ways%2520to%2520Get%2520Richer%2520In%25202018.jpg&amp;description=4%20Easy%20Ways%20to%20Get%20Richer%20In%202018"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/4%20Easy%20Ways%20to%20Get%20Richer%20In%202018.jpg" alt="4 Easy Ways to Get Richer In 2018" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/4-easy-ways-to-get-richer-in-2018">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-ways-to-build-an-emergency-fund-from-0">7 Easy Ways to Build an Emergency Fund From $0</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-come-up-with-1000-in-the-next-30-days">How to Come Up With $1,000 in the Next 30 Days</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-you-can-cut-costs-right-before-you-retire-0">6 Ways You Can Cut Costs Right Before You Retire</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/youve-been-saving-money-all-wrong-heres-why">You&#039;ve Been Saving Money All Wrong. Here&#039;s Why</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-millennials-with-kids-may-become-the-richest-retirees-yet">How Millennials With Kids May Become the Richest Retirees Yet</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Extra Income 401(k) contributions credit card debt cutting costs expenses restaurants richer saving money taxes withholdings Mon, 01 Jan 2018 09:00:07 +0000 Emily Guy Birken 2074908 at http://www.wisebread.com Best Money Tips: 10 Fun Ways to Make Money on New Year's Eve http://www.wisebread.com/best-money-tips-10-fun-ways-to-make-money-on-new-years-eve <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-10-fun-ways-to-make-money-on-new-years-eve" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2018_money_jar_844863626.jpg" alt="Making money on New Year&#039;s Eve" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on ways to make money on New Year&rsquo;s Eve, awesome organization hacks, and tips for amateur photographers.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.thepennyhoarder.com/make-money/ways-to-make-money-on-new-years-eve/">10 Ways You Can Make Money This New Year&rsquo;s Eve (And Still Have Fun!)</a> &mdash; Take advantage of the festive atmosphere and take snapshots that you can sell to stock photo sites. [The Penny Hoarder]</p> <p><a href="https://www.popsugar.com/smart-living/Organization-Tips-DIYs-34385347">41 Insanely Awesome Organization Hacks</a> &mdash; Paint your keys to nail polish to help you remember which one opens what door. [PopSugar Smart Living]</p> <p><a href="https://www.dumblittleman.com/tips-for-amateur-photographers/">7 Tips For Amateur Photographers You Need To Know</a> &mdash; From how to hold your camera to performing basic post-processing, these tips will help any amateur step up their photography game. [Dumb Little Man]</p> <p><a href="https://blog.allstate.com/5-common-moving-mistakes-to-avoid-im/">5 Common Moving Mistakes to Avoid</a> &mdash; Don't settle for an unknown moving company. Ask for a personal referral from family or friends and do your research to find moving companies with a solid reputation and years of experience. [The Allstate Blog]</p> <p><a href="http://money.cnn.com/2017/12/28/pf/money-dont-dos/index.html?section=money_pf">5 money mistakes to avoid in the new year</a> &mdash; Stop using easy payment methods, like one-click shopping payment or saving your credit card number on your computer, retailers' websites, or virtual wallets. The easier it is to spend, the less you are aware of the costs. [CNN Money]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.thesimpledollar.com/avoiding-the-trap-of-financially-dependent-children/">Avoiding the Trap of Financially Dependent Children</a> &mdash; It's important to realize that enabling is not helping. Make it clear to your children that you'll help them only if they take action to help themselves. [The Simple Dollar]</p> <p><a href="https://www.artofmanliness.com/2017/12/21/how-to-give-a-toast/">How to Give a Toast</a> &mdash; A toast is supposed to be improvisation, but preparation is key to raising your glass with confidence and style. [The Art of Manliness]</p> <p><a href="https://www.pickthebrain.com/blog/trapped-in-a-bubble-trying-to-fit-in-this-might-help/">Trapped In a Bubble Trying to Fit In? This Might Help.</a> &mdash; Don't let yourself be trapped by a bubble! It's okay to change yourself so that you can be accepted by YOU. [Pick The Brain]</p> <p><a href="http://www.easyways.net/8-easy-ways-camp-tent-like-pro/">8 Easy Ways To Camp in A Tent Like A Pro</a> &mdash; When you get a new tent, always pitch it in your backyard first so you can figure out the most comfortable way to sleep. [easyWays]</p> <p><a href="https://www.csmonitor.com/Environment/2017/1228/Can-super-corals-save-the-reefs">Can 'super-corals' save the reefs?</a> &mdash; Some coral species will likely adapt to changing ocean conditions, but that resilience may come at the cost of biodiversity. [The Christian Science Monitor]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-10-fun-ways-to-make-money-on-new-years-eve">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-extra-income-with-a-drone">How to Earn Extra Income With a Drone</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-hobby-pay-its-way">Make Your Hobby Pay Its Way</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-68-best-ways-to-make-money-that-are-actually-fun">Flashback Friday: 68 Best Ways to Make Money That Are Actually Fun</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-on-halloween">15 Ways to Make Money on Halloween</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-making-activities-you-can-do-today">5 Money Making Activities You Can Do Today</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips make money new years eve Fri, 29 Dec 2017 09:30:15 +0000 Amy Lu 2080126 at http://www.wisebread.com 3 Online Affiliate Programs That Can Make You Extra Cash http://www.wisebread.com/3-online-affiliate-programs-that-can-make-you-extra-cash <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/3-online-affiliate-programs-that-can-make-you-extra-cash" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young_man_in_glasses_typing_on_laptop.jpg" alt="Young man in glasses typing on laptop" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The web is awash with deceptive stories and clickbait ads claiming you can make millions online with little or no effort. So it's no wonder people think earning money via the internet is a shady and fruitless endeavor. However, there are plenty of legitimate methods of making money online, and affiliate marketing is one of them.</p> <p>There are thousands of reputable companies looking to work with publishers to help promote their products and services. Whether you're looking to earn a full-time salary or supplement your income with a few extra dollars each month, affiliate marketing is a great option to explore. Here are three affiliate programs that can earn you money online.</p> <h2>What is an affiliate program?</h2> <p>Affiliate programs are a form of online marketing employed by advertisers seeking referrals from a wide range of sources. They usually offer a commission, which reflects a percentage of every sale made from the referral link. So if you have a website or a mailing list and you link to a product or retailer using a tracking link, the advertiser will know that that customer came from your link and if they buy, you will be paid commission.</p> <p>It's beneficial for the company because it receives both advertising and sales leads that it wouldn't necessarily be able to access otherwise. It's also beneficial for you and their other affiliate publishers, who are able to make money from sales without actually having to get involved in handling the transaction. Since all you're doing is essentially connecting people with products, affiliate marketing can be one of the most time- and cost-effective methods to make money online. (See also: <a href="http://www.wisebread.com/5-ways-to-make-passive-income-online?ref=seealso" target="_blank">5 Ways to Make Passive Income Online</a>)</p> <h2>How to set up your affiliate program</h2> <p>If you have an established following, whether it's on your company website, a personal blog, or on social media, then it's easier to find an affiliate program you can implement. Some have requirements that you'll need to meet before being accepted as an affiliate, but many are open to anyone and have a very basic registration process.</p> <p>Once you've signed up, you'll be able to create unique links that allow the company to track them back to you so you get credit for the referrals you provide. It's important to read the fine print to know the limitations of how and where you're allowed to include the links because it varies from program to program. You can then start dropping these links into places where readers are likely to click on them and buy whatever is being advertised. These places include blog posts, newsletters, and Twitter and Facebook posts. (See also: <a href="http://www.wisebread.com/how-to-earn-extra-income-with-twitter?ref=seealso" target="_blank">How to Earn Extra Income With Twitter</a>)</p> <p>One of the most effective ways of making money from affiliate programs is to link to the promoted products or services from your own website or email list. This allows you to build, analyze, and target your audience effectively. It's quick and easy to start a website if you don't already have your own, and it's possible to begin earning affiliate income within a matter of hours once the website is up and running. (See also: <a href="http://www.wisebread.com/how-to-turn-your-instagram-account-into-a-paying-gig?ref=seealso" target="_blank">How to Turn Your Instagram Account Into a Paying Gig</a>)</p> <h3>Booking.com</h3> <p>As one of the top accommodation booking sites on the internet, Booking.com offers more than a million properties for travelers, including everything from hostels to luxury apartments. The <a href="http://affiliates-hub.booking.com/" target="_blank">Booking.com affiliate program</a> is also one of the foremost and well used programs around.</p> <p>Commission is only paid when people book via your referrals and then complete their stay at their chosen property. Because of this, and the fact that customers sometimes cancel their bookings, the payment cycle is often slightly more complicated than those of other affiliate programs, but the platform allows you to easily track and analyze your earnings.</p> <p>Thanks to the way the commission payments are structured, the more bookings that users make through your links, the higher the commission you'll receive. The rates start at 25 percent and go up to 40 percent once you've surpassed 501 bookings. To clarify, that means 25 percent to 40 percent of Booking.com's commission, so don't expect to get that percentage of the overall cost of the hotel stay.</p> <h3>Amazon</h3> <p>The Amazon affiliate program, <a href="https://affiliate-program.amazon.com/welcome/getstarted" target="_blank">Amazon Associates</a>, is probably the best known program on the market. When it launched the program in 1996, Amazon was one of the pioneers of what was a new form of online marketing at the time. Many people attribute a large part of the company's resulting success to it.</p> <p>One of the reasons that it's so successful is because the program is free and extremely simple to join. The interface is also easy to use. This means that you can start earning money right away once you've signed up. You earn money when a customer clicks on one of the links you're promoting and then buys something on the site. It doesn't even necessarily need to be the product you've recommended.</p> <p>If they purchase anything within 24 hours, you'll get commission, and even if they just place items in their cart during that time, but purchase them within 90 days, you still earn. This is basically a 90-day cookie for any cart items, which is a very generous cookie duration.</p> <p>Amazon's main site is renowned among affiliate partners for being a conversion machine, which means that just by providing links, the likelihood of the reader clicking and then buying something is relatively high. With Amazon Associates, you have various tools that allow you to implement the links in different ways such as banners, image links, and text links. You can earn up to 10 percent in fees.</p> <h3>ClickBank</h3> <p>Started in 1998, <a href="https://www.clickbank.com/affiliate-network/" target="_blank">ClickBank</a> is a go-between entity that connects vendors wishing to market their products and services, and publishers looking for relevant products to promote to their audiences. Whereas Amazon Associates is an affiliate program with a defined fee structure, ClickBank is an affiliate <em>network</em> that takes care of multiple vendors&rsquo; affiliate programs, so the commission structures vary. The vendors choose the commission rate, which is typically between 30 percent and 50 percent (though it can range from 1 percent to 75 percent). That&rsquo;s significantly higher than Amazon rates of 1 percent to 10 percent, but of course, Amazon generates a much, much higher volume of sales.</p> <p>ClickBank&rsquo;s products and services, many of which are digital, are different from Amazon&rsquo;s product line. So, many affiliate marketers will sign up for both ClickBank and Amazon to maximize their product portfolio and potential profits.</p> <p>Signing up for ClickBank only takes a few moments, and it costs you nothing to join as an affiliate. There's no screening or approval process, and once you've joined, you can start making commission right away. There's a wide range of products for you to start marketing, so whatever niche you're in, you should find something relevant.</p> <p>The great part about ClickBank is, your account is credited in real time, meaning you can keep close track of how your affiliate sales are performing.</p> <h2>Be sure to follow FTC endorsement guidelines</h2> <p>When promoting affiliate products online or within emails, it's important that you follow the guidelines from the Federal Trade Commission so that your readers and followers are well aware that they are clicking on affiliate links and you will be making money from their purchase. It's simply good business to be completely transparent about the nature of the transaction.</p> <p>According to the <a href="https://www.ftc.gov/tips-advice/business-center/guidance/ftcs-endorsement-guides-what-people-are-asking#affiliateornetwork" target="_blank">FTC Website</a>:</p> <p style="margin-left: 40px;"><em>&quot;If you disclose your relationship to the retailer clearly and conspicuously on your site, readers can decide how much weight to give your endorsement.</em></p> <p style="margin-left: 40px;"><em>In some instances &mdash; like when the affiliate link is embedded in your product review &mdash; a single disclosure may be adequate. When the review has a clear and conspicuous disclosure of your relationship and the reader can see both the review containing that disclosure and the link at the same time, readers have the information they need. You could say something like, &quot;I get commissions for purchases made through links in this post.&quot; But if the product review containing the disclosure and the link are separated, readers may not make the connection.&quot;</em></p> <h2>What to watch out for</h2> <p>Not all affiliate programs are created equal, so if you're trying to maximize your affiliate revenues, it's important that you know a few key things that will help you to ensure that you're getting paid for every referral.</p> <h3>Percentage of sale (commission rate)</h3> <p>Of course, the number one thing you want to look at is the commission rate. What percentage of the customer&rsquo;s payment will you receive? In some cases, there is a flat fee for every sale made, and sometimes you will get a percentage of the total sale. Keep your eye out for &quot;percentage of commission&quot; sales, as this means that you're not taking a percentage of the total sale, but rather a percentage of the company's commission.</p> <h3>Average sale value</h3> <p>Once you know what the commission rate is, it's a good idea to check what the average sale is so that you know how much you can expect to earn (on average) from each sale.</p> <h3>Cookies</h3> <p>Affiliate marketers love cookies! Cookies are small pieces of data retained on computers by browsers that contain various pieces of information in regards to a specific website visit. In the case of affiliate programs, most of the good ones include a 30-day cookie or longer, meaning if someone clicks your link and visits the site, you'll still get paid as long as they return to the site and make a purchase within 30 days. Cookies that linger even longer are a bonus!</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F3-online-affiliate-programs-that-can-make-you-extra-cash&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F3%2520Online%2520Affiliate%2520Programs%2520That%2520Can%2520Make%2520You%2520Extra%2520Cash.jpg&amp;description=3%20Online%20Affiliate%20Programs%20That%20Can%20Make%20You%20Extra%20Cash"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/3%20Online%20Affiliate%20Programs%20That%20Can%20Make%20You%20Extra%20Cash.jpg" alt="3 Online Affiliate Programs That Can Make You Extra Cash" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/3-online-affiliate-programs-that-can-make-you-extra-cash">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-surprising-ways-to-earn-money-online">7 Surprising Ways to Earn Money Online</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-make-money-off-of-your-new-years-resolutions">7 Ways to Make Money Off of Your New Year&#039;s Resolutions</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-make-money-doing-household-chores">4 Ways to Make Money Doing Household Chores</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-creative-remote-jobs-that-can-supplement-your-retirement-income">4 Creative Remote Jobs That Can Supplement Your Retirement Income</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-on-halloween">15 Ways to Make Money on Halloween</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income affiliate programs extra cash make extra money making money passive income side gig side hustle Fri, 29 Dec 2017 09:30:06 +0000 Nick Wharton 2077762 at http://www.wisebread.com 7 Ways to Make Money Off of Your New Year's Resolutions http://www.wisebread.com/7-ways-to-make-money-off-of-your-new-years-resolutions <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-ways-to-make-money-off-of-your-new-years-resolutions" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/happy_woman_walking_with_beagle_dog.jpg" alt="Happy woman walking with beagle dog" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You'll probably set several New Year's resolutions this year, but &quot;Make More Moneeeeeeey!&quot; should be at the top of that list. How can you do that? By hitting the ground running on January 1 with these cash-earning opportunities that sometimes kill two birds with one stone. Here's to a happier, healthier, flusher-with-cash you in 2018.</p> <h2>1. Get in shape by walking dogs</h2> <p>Combine your love of adorable dogs with your desire to get healthier by joining <a href="http://www.rover.com" target="_blank">Rover</a> or <a href="http://www.wagwalking.com" target="_blank">Wag!</a>, two sites that will help you set up a dog-walking side gig. Rover is the nation's largest network of dog sitters and walkers, and it'll help connect you with those looking for occasional care of their pets. I'm a member of Rover myself, and I've made several thousand dollars this year pet-sitting and playing with local pups. It's the perfect side-hustle for people who want to get more exercise, get outside more, and save some extra money after the expensive holiday season. (See also: <a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter?ref=seealso" target="_blank">How to Make $400+ a Week as a Pet Sitter</a>)</p> <h2>2. Help name startup businesses</h2> <p>There are several online services (like Upwork and Truelancer) that can help you advance your creative freelance career, but <a href="http://www.squadhelp.com" target="_blank">Squadhelp.com</a> gamifies the brainstorming experience with a decent payoff.</p> <p>&quot;If your NYE resolution is about finding a more productive use of your time, you might want to consider Squadhelp.com,&quot; says the site's founder Darpan Munjal. &quot;You can spend couple of hours every day helping startups find great names for their businesses. You not only channel your creativity in helping real companies find great names, you also win cash prizes (ranging from $100 to $500) every time your name is selected.&quot;</p> <h2>3. Declutter by selling your unwanted stuff</h2> <p>If your goal in the New Year is to cut the clutter and free up more usable space in your house, there are several options to do just that while pocketing some dough. I've had a lot of success listing my in-good-condition junk on the <a href="https://us.letgo.com/en" target="_blank">Letgo</a> app, but I also have friends who swear by Facebook Marketplace, both of which help you promote your secondhand wares to local buyers. (See also: <a href="http://www.wisebread.com/9-ways-to-make-money-from-holiday-gifts-you-dont-want?ref=seealso" target="_blank">9 Ways to Make Money From Holiday Gifts You Don't Want</a>)</p> <p>To maximize your selling efforts, heed this advice from Letgo's head of communications, Jonathan Lowe:</p> <h3>Take clear, quality photos</h3> <p>Taking a few seconds to dust your coffee table or iron a pair of pants will make them much more attractive to buyers. Choose an angle and spot with good lighting and an uncluttered background. Put smaller items like headphones or jewelry on a solid color surface and take a photo from 45 to 90 degree angles. Make sure the item's in focus, and post a few shots from different angles.</p> <h3>Be transparent</h3> <p>Tell buyers upfront and include photos of any wear and tear on your item. Most buyers won't be concerned with a small scratch or frayed hem, especially if the price is right, but no one wants to feel like they've been misled.</p> <h3>Do your homework</h3> <p>Check out what other sellers are asking for similar items and price your items competitively.</p> <h3>Reply quickly</h3> <p>Turn on push notifications so you can reply as soon as buyers message you. Be courteous and answer any questions they might have.</p> <h3>Offer a package deal</h3> <p>Things like video games, vinyl records, art supplies, toys, and even jewelry often attract more interest as a set. (See also: <a href="http://www.wisebread.com/make-money-and-declutter-by-selling-these-5-unlikely-treasures?ref=seealso" target="_blank">Make Money and Declutter by Selling These 5 Unlikely Treasures</a>)</p> <h2>4. Self-publish your book</h2> <p>I'm currently writing a book about how to be a successful Airbnb host, and I haven't considered reaching out to a major publisher because self-publishing seems more attractive to me. Here's why: Self-publishing gets your book in the hands of readers quickly. In fact, you may want to pursue this avenue as a way to extend your audience for a book you've already published. Self-publishing can award you with about 70 percent royalty (depending on the price you charge readers for your book), which could provide you with passive income for years to come. Something to investigate at least. (See also: <a href="http://www.wisebread.com/3-real-costs-of-self-publishing-a-kids-book?ref=seealso" target="_blank">3 Real Costs of Self-Publishing a Kids' Book</a>)</p> <h2>5. Use technology to fine-tune your personal finance</h2> <p>I've sung the praises of my well-used cash-back apps like <a href="https://ibotta.com/r/jcsgjbv" target="_blank">Ibotta</a> and <a href="https://www.checkout51.com/" target="_blank">Checkout 51</a> over the past few years (I've made several hundred dollars using them), but there are other ways keep your personal finance in check while earning money or rewards, like <a href="https://birchfinance.com/" target="_blank">The Birch Finance app</a>, which makes it easy to analyze your past transactions and actively monitor spending to recommend the best cards to use for max rewards.</p> <p>I'm also into <a href="https://paribus.co/" target="_blank">Paribus</a> right now, which links to your accounts at retailers like Target and Amazon and helps you find money based on price drops on your recent purchases. It'll send you an email when there's money waiting for you so you can claim it. Easy-breezy. (See also: <a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop?ref=seealso" target="_blank">7 Apps That Actually Pay You to Shop</a>)</p> <h2>6. Achieve goals with monetary encouragement</h2> <p>I feel a little weird about <a href="http://www.goalgoodies.com" target="_blank">Goal Goodies</a> &mdash; which is like a GoFundMe campaign for your health goals &mdash; but it could be a helpful way to keep your resolutions on track while making money. Essentially, you create your page and set your health goal (losing weight, quitting smoking, etc.) and then invite family and friends to pledge money to help keep you motivated. (See also: <a href="http://www.wisebread.com/6-apps-that-pay-you-to-workout?ref=seealso" target="_blank">6 Apps That Pay You to Work Out</a>)</p> <h2>7. Clean out your garage and rent out the space</h2> <p>You know all about Airbnb by now, but if you're not comfortable renting out your home to strangers, maybe you'll consider renting out your garage to strangers' vehicles. After you clean it out and make it all pretty, <a href="https://www.stowit.com/home" target="_blank">STOW IT</a> will help connect you with users who need a place to store their vehicles for a monthly fee. Imagine getting paid to let a car sit in a space that was designed for cars and not all those piled-up cardboard boxes! I think it's an awesome idea, and I'm little miffed that I don't have a garage to offer myself. I'll just live vicariously through yours.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F7-ways-to-make-money-off-of-your-new-years-resolutions&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F7%2520Ways%2520to%2520Make%2520Money%2520Off%2520of%2520Your%2520New%2520Year%2527s%2520Resolutions.jpg&amp;description=7%20Ways%20to%20Make%20Money%20Off%20of%20Your%20New%20Year's%20Resolutions"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/7%20Ways%20to%20Make%20Money%20Off%20of%20Your%20New%20Year%27s%20Resolutions.jpg" alt="7 Ways to Make Money Off of Your New Year's Resolutions" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/7-ways-to-make-money-off-of-your-new-years-resolutions">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-online-affiliate-programs-that-can-make-you-extra-cash">3 Online Affiliate Programs That Can Make You Extra Cash</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-clever-tricks-to-make-your-new-years-resolution-stick">7 Clever Tricks to Make Your New Year&#039;s Resolution Stick</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-earn-extra-money-with-a-healthy-lifestyle">5 Ways to Earn Extra Money With a Healthy Lifestyle</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-surprising-ways-to-earn-money-online">7 Surprising Ways to Earn Money Online</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-by-creating-youtube-videos">How to Make Money by Creating YouTube Videos</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Health and Beauty 2018 extra cash making money new year new you New Year's new year's resolutions nye side hustle Fri, 29 Dec 2017 09:00:08 +0000 Mikey Rox 2077705 at http://www.wisebread.com 9 Ways to Make Money From Holiday Gifts You Don't Want http://www.wisebread.com/9-ways-to-make-money-from-holiday-gifts-you-dont-want <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-ways-to-make-money-from-holiday-gifts-you-dont-want" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/christmas_woman_receiving_pajamas_as_gift.jpg" alt="Christmas Woman Receiving Pajamas as Gift" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>As well-intentioned as it may be, sometimes a holiday gift you receive just isn&rsquo;t something you like. Instead of letting it sit around gathering dust, turn that holiday gift into cold hard cash &mdash; after thanking the gift giver for their thoughtfulness, of course!</p> <h2>1. Return it</h2> <p>The easiest way to get cash for unwanted holiday gifts, and to get the full value, is to return the item. Even if you don&rsquo;t have a gift receipt, most big box stores will take items back as long as they have not been opened. Even if they have been opened, many will accept items if you let them know you were not satisfied with the product. You may have to take store credit instead of cash if you don't have the receipt, but if you get a gift card or store credit instead, you can then sell the gift card for cash.</p> <h2>2. Sell your gift cards</h2> <p>Gift card resellers like <a href="https://www.cardpool.com/support/selling" target="_blank">Cardpool</a> and <a href="https://www.giftcardgranny.com/sell-a-gift-card/" target="_blank">GiftCardGranny</a> will buy your store gift cards and even merchandise credit (as long as it is on a gift card and never expires) and pay you back in cash. You can get up to 90 percent of the gift card&rsquo;s value in cash, depending on which store the gift card comes from. To get a higher value back, some card resellers will give you an Amazon gift card instead.</p> <h2>3. Trade it in on Amazon</h2> <p>Amazon has a <a href="https://www.amazon.com/Amazon-Trade-In/b?ie=UTF8&amp;node=9187220011" target="_blank">trade-in program</a> for used goods that can allow you to recoup some of the value of your used items. Categories include phones, Kindles, video games, tablets, and books. You can get a decent amount of money back for unwanted gifts this way, without the hassle of selling it yourself. You&rsquo;ll get paid out via an Amazon gift card. (See also: <a href="http://www.wisebread.com/7-ways-to-make-amazon-pay-you?ref=seealso" target="_blank">7 Ways to Make Amazon Pay <em>You</em>!</a>)</p> <h2>4. Sell electronics</h2> <p>There&rsquo;s a thriving market for gently used and working electronic devices, so if you have gotten an unwanted tablet or other device (lucky you), you can sell it via sites like <a href="https://www.gazelle.com/trade-in" target="_blank">Gazelle</a> and <a href="https://www.nextworth.com/" target="_blank">Nextworth</a>, paid out via PayPal or a check. You can also trade in electronics at <a href="https://tradein.bestbuy.com/client/#/catalog" target="_blank">Best Buy</a> in exchange for a store gift card.</p> <h2>5. Sell to online consignment sites</h2> <p>Sell your items to online consignment shops to make some money back. Sites like <a href="https://www.thredup.com/" target="_blank">ThredUp</a> and <a href="https://www.therealreal.com/" target="_blank">The RealReal</a> make it easy to sell clothing and accessories &mdash; you just send the items to the store and get paid (in some cases, upfront, and in others once the item sells). No tedious listing of items and taking photos yourself.</p> <p><a href="https://www.swap.com/" target="_blank">Swap.com</a> is another online consignment store that also accepts toys, games, and books. And that shade of lipstick you know you'll never wear? <a href="https://www.glambot.com/sell" target="_blank">Glambot</a> will buy your new or gently used makeup and makeup tools. (See also: <a href="http://www.wisebread.com/turn-old-clothes-into-money-with-these-4-tools-and-apps?ref=seealso" target="_blank">Turn Old Clothes Into Money With These 4 Tools and Apps</a>)</p> <h2>6. Swap clothes and accessories</h2> <p>Instead of getting a payout, sites like <a href="http://www.swapstyle.com/" target="_blank">SwapStyle</a> and <a href="https://www.rehashclothes.com/" target="_blank">RehashClothes</a> allow you to trade your clothes and accessories for other items you find listed on the site. You can end up getting a better value this way by directly getting back an item of clothing that you&rsquo;ll wear, instead of a cash payout. You&rsquo;ll have to have something that will interest the other user in order to make a successful trade, but these sites also allow you to purchase the item for an agreed-upon price.</p> <h2>7. Resell clothing directly</h2> <p>Selling unwanted gifts yourself will allow you to get a higher value back than trading it in via third-party resellers. However, it does take a little more time and effort because you will have to take photos of the item, price it, post it, and respond to potential buyers.</p> <p>Used clothing sites like <a href="https://poshmark.com/" target="_blank">Poshmark</a> and <a href="https://www.tradesy.com/" target="_blank">Tradesy</a> are popular for selling used clothing and accessories. They allow you to list your own items for sale quickly and easily, but also help you handle the shipping and return process.</p> <h2>8. Sell on eBay and other marketplaces</h2> <p>You can also sell gifts online on <a href="https://www.ebay.com/" target="_blank">eBay</a> and <a href="https://www.amazon.com/gp/help/customer/display.html?nodeId=1161232" target="_blank">Amazon Marketplace</a>. Vintage or handmade items (like that scratchy homemade sweater, as thoughtful as it was) can be sold on <a href="https://www.etsy.com/" target="_blank">Etsy</a>. For large items that would be cost-prohibitive to ship, <a href="https://www.facebook.com/marketplace/" target="_blank">Facebook Marketplace</a> and <a href="http://www.craigslist.com" target="_blank">Craigslist</a> allow you to sell to your local community.</p> <p>To get the best value for your items, be sure to do a little price research to see what similar items are currently selling for (for example, on eBay, check the &ldquo;sold listings&rdquo; box in the sidebar when searching for similar items). Take well-lit, clear photos and provide as much detail as you can in the item&rsquo;s description. (See also: <a href="http://www.wisebread.com/how-i-make-800-on-month-on-ebay-selling-used-clothes?ref=seealso" target="_blank">How I Make $800 on Month on eBay Selling Used Clothes</a>)</p> <h2>9. Donate it</h2> <p>Donating your unwanted gifts to a nonprofit organization is a great way to give back to those in need. You&rsquo;ll also get a tax receipt so you can claim a deduction on your taxes (so long as you itemize your tax deductions when you file your taxes). Make your charitable donation before Dec 31 to claim the deduction on your taxes for that year. Not all charities are tax-exempt &mdash; so make sure the charity is a <a href="https://www.irs.gov/charities-non-profits/charitable-organizations/exemption-requirements-section-501c3-organizations" target="_blank">501(c)(3)</a> nonprofit organization to claim a deduction.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F9-ways-to-make-money-from-holiday-gifts-you-dont-want&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F9%2520Ways%2520to%2520Make%2520Money%2520From%2520Holiday%2520Gifts%2520You%2520Dont%2520Want.jpg&amp;description=9%20Ways%20to%20Make%20Money%20From%20Holiday%20Gifts%20You%20Dont%20Want"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/9%20Ways%20to%20Make%20Money%20From%20Holiday%20Gifts%20You%20Dont%20Want.jpg" alt="9 Ways to Make Money From Holiday Gifts You Don't Want" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> of <a href="http://www.wisebread.com/9-ways-to-make-money-from-holiday-gifts-you-dont-want">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-make-800-on-month-on-ebay-selling-used-clothes">How I Make $800 on Month on eBay Selling Used Clothes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-on-halloween">15 Ways to Make Money on Halloween</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-legally-sell-your-body-for-money">How to Legally Sell Your Body for Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-to-monetize-your-unwanted-gifts">How to Get Rid of Your Unwanted Gifts and Make Money Too</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-easiest-items-to-flip-for-cash">10 Easiest Items to &quot;Flip&quot; for Cash</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Shopping Christmas gifts extra cash extra money holiday gifts regifting sell your clothes sell your stuff Tue, 19 Dec 2017 10:00:10 +0000 Camilla Cheung 2073762 at http://www.wisebread.com 17 Ways Your House Can Earn a Paycheck http://www.wisebread.com/17-ways-your-house-can-earn-a-paycheck <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/17-ways-your-house-can-earn-a-paycheck" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/saving_for_a_home_concept.jpg" alt="Saving for a home concept" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>As interest rates creep up, the days of wringing cheap cash from your home in the form of refinances and home equity loans are waning. But have you ever thought of making money using your house <em>without </em>tapping the equity?</p> <p>Some concepts, such as taking in roommates, have probably been with us for as long as we have lived indoors. But the rise of peer-to-peer commerce and smartphone apps have opened up new opportunities for homeowners or even renters to put their homes to work.</p> <p>Here are a few jobs your house could get.</p> <h2>1. Billboard</h2> <p>If you're in a suburban homeowners association, forget it. But if you have a property on a well-trafficked street or in view of the freeway, consider selling advertising space on your fence, walls, or even in the yard. You might need to consult local laws to make sure you don't find yourself in violation of the planning department on this one &mdash; which is probably why you tend to see this on highways in rural areas more than in urban or suburban neighborhoods.</p> <h2>2. Filming location</h2> <p>You might not have what it takes to get a close-up on the silver screen, but maybe your home does. The going pay rate for television, film, and even commercial sets is your mortgage payment amount per day. Sign up on <a href="http://www.locationshub.com/list-your-property/" target="_blank">LocationsHub</a> ($5 a month) or <a href="https://www.setscouter.com/" target="_blank">Set Scouter</a> (free, but they take a cut of the rental fee) so producers can find you. And don't think you need a mansion to qualify; productions need ordinary homes, too. (See also: <a href="http://www.wisebread.com/how-to-turn-your-home-into-a-moneymaking-star?ref=seealso" target="_blank">How to Turn Your Home Into a Moneymaking Star</a>)</p> <h2>3. Extra storage</h2> <p>You've seen facilities that rent out industrial-looking storage sheds where you can keep your offseason clothes, Christmas trees, and that chair that never found a spot in your new apartment but you love too much to sell. But did you know that you can rent out a closet in your own place for this kind of use?</p> <p>No matter where you live, you can list your extra space for free on sites like Craigslist, including not just closets, but also garage space, sheds, and even backyard or driveway space. If the storage space has a private entrance, you can provide the renter with their own key; if it's in your living space, you can set access hours and have the renter call you to get let in.</p> <p>This type of service is so in-demand in space-sensitive locations like the San Francisco Bay Area, that there is an entire <a href="https://sfbay.craigslist.org/d/parking-storage/search/sfc/prk" target="_blank">Parking/Storage category on Craigslist</a>.</p> <h2>4. CSA drop-off point</h2> <p>My front porch is the pickup point for neighbors who subscribe to a community supported agriculture farm share program. I don't get paid cash for the space, but I get a healthy discount on my box &mdash; and if more people start picking up here, I could get my box for free.</p> <h2>5. Yard sale spot</h2> <p>I never would have dreamed that anyone would pay for a yard in which to host a yard sale, but then I learned about <a href="http://www.127yardsale.com/find-rental-spaces" target="_blank">127 Yard Sale</a>, an annual 600-mile-long yard sale, for which home and business owners do in fact rent out property along the sale route to vendors. This made me realize that you could also capitalize on other special events this way. Do crowds pass by your yard on the way to the Fourth of July fireworks or the weekly farmers market? You may be able to rent your yard for a sale operator or to a refreshments vendor. (See also: <a href="http://www.wisebread.com/how-to-turn-your-backyard-into-a-moneymaker?ref=seealso" target="_blank">How to Turn Your Backyard Into a Moneymaker</a>)</p> <h2>6. Co-working space</h2> <p>It never made sense to me that some home-based workers pay to rent out cubicles when most homes sit empty and silent during the workday. As a work-from-home mom, I've often wanted to get out of my noisy house to work, but I didn't want to travel to an urban area and pay top dollar for a co-working space with a fancy coffee bar. If there were a service near me where I could book space at someone else's empty house, I might have considered it.</p> <p>Here in the U.S., it seems that so far, startups trying to connect itinerant workers with empty homes have gone bust. Not to worry, you can always list your extra work-from-home space on Craigslist.</p> <h2>7. Child care location</h2> <p>You can of course open a home-based child care facility, but what if you're not interested in a career in child care? I found out that you can squeeze a little benefit out of your home by offering to host a nanny share for multiple families. Some share arrangements will allow the hosting family to contribute less to the nanny's salary. In my case, I received a different, but equally valuable benefit: Because both toddlers in the share took long afternoon naps, the nanny included several hours of housecleaning service in her workday, at no extra charge to me.</p> <p>Another way I have seen homeowners successfully use their homes for child care, outside the traditional home day care center idea, is by hosting after-school or summer programs. This is a home business that requires your labor in addition to your space, but you can host a summer camp at home based on arts or any other interest you have. Check into local licensing laws and insurance requirements before you get started.</p> <h2>8. Cold storage</h2> <p>There is a market of people who want to buy meat in bulk, but don't have the cold storage space at home. So it's plausible that you could rent out freezer space to folks who want to store a lot of food but don't have their own deep freeze.</p> <h2>9. Foreign exchange student housing</h2> <p>The U.S. State Department doesn't pay exchange student host families, although you can take a $50 per month tax deduction while you're hosting one. However, there are lots of private programs out there that bring foreign students to the U.S. and pay host families for their room and board. You can sign up with <a href="https://4stay.com/" target="_blank">4stay</a> or <a href="http://www.homestaynetwork.com/hosting/overview/" target="_blank">The American Homestay Network</a> to rent a room to students and interns.</p> <p>Another way to go about this is to contact a local university. Some of them keep a list of available rooms, or they allow people to post on a bulletin board to advertise their space for international students or visiting professors.</p> <h2>10. Lodging for nurses or other medical professionals</h2> <p>Some travel nurses move from city to city taking on new assignments arranged by agencies. These agencies may provide housing, so one way to become a host for a travel nurse would be to get in touch with one of these agencies. You can connect with these nurses through the <a href="https://www.facebook.com/groups/travelnursehousing/" target="_blank">The Gypsy Nurse's Travel Nurse Housing Group</a>, or list your room on <a href="https://www.furnishedfinder.com/members/pm-add-property.aspx" target="_blank">Furnished Finder</a>, a housing site just for traveling professionals.</p> <h2>11. Get a roommate</h2> <p>If you have a second home or travel for long stretches, getting a roommate can be preferable to renting out your entire home, because it allows you to maintain access during the times when you are in town. Social media is a good way to find trustworthy roommates, since ideally they'll be recommended by someone you know. There are also websites and apps dedicated to helping people find renters. (See also: <a href="http://www.wisebread.com/the-11-best-websites-for-renting-your-extra-space?ref=seealso" target="_blank">The 11 Best Websites for Renting Your Extra Space</a>)</p> <h2>12. Parking</h2> <p>I live on an island, and the ferry terminal parking lot always fills up before the last ferry of the morning leaves. Some folks who live nearby are capitalizing on that by renting out their empty driveways to ferry riders. You can list a parking spot in any of 15 U.S. cities on <a href="https://spothero.com/rent-my-parking-space/" target="_blank">SpotHero</a>, either on a regular basis or for special events. I've also seen signs offering parking rental posted on lampposts in cities, and seen college kids simply holding up cardboard with the price scrawled on it to rent out their front yards on college game days.</p> <h2>13. Vacation rental</h2> <p>The vacation home rental industry has exploded in recent years thanks to Airbnb, and now anyone who lives in a popular destination can turn a spare bedroom into a consistent source of cash. If you have dismissed becoming an Airbnb host because you don't have an empty bedroom, give it another look.</p> <p>Not everyone realizes that you can list your whole home on Airbnb while you're on vacation; I have done this several times with good results, and have even had guests who were happy to care for my cats in exchange for a discount. (See also: <a href="http://www.wisebread.com/13-things-i-learned-from-renting-out-my-home-on-airbnb?ref=seealso" target="_blank">13 Things I Learned From Renting Out My Home on Airbnb</a>)</p> <p>You might also be overlooking spaces in your home that are &quot;Airbnbable,&quot; especially if you live in a high-demand area. I have stayed in lovely RVs parked in people's yards. I've seen a breakfast nook rented as a bedroom in Monterey, and a living room sofa listed for $15 a night in Columbus, Ohio. Some people also rent out camping space in their yard; if you do this, think through where your guests will use the bathroom. And if you don't love Airbnb, there are a few competitors, like VRBO or HomeAway, that could help you rent out your space as well.</p> <h2>14. Event space</h2> <p>Even my nonexpansive home has garnered requests for use for a workshop through Airbnb (I turned them down because I don't have one large room where people could gather comfortably). If your home is more of a showcase than mine, you could register it with a company such as <a href="https://www.peerspace.com/host" target="_blank">Peerspace</a>, which lists spaces for all kinds of events.</p> <p>One advantage to listing with a company that specializes in events, rather than Airbnb, is that they tend to offer insurance coverage appropriate for events, and have safeguards in place to make sure your property isn't destroyed.</p> <h2>15. Home swap</h2> <p>This isn't necessarily a way to generate cash from your home, but it is a way to get more value from it. Sign up for <a href="https://www.homeexchange.com/en/nomap?utm_expid=57943643-3.15Uhzp2-R0O3WS1gU0YBCQ.1&amp;utm_referrer=https%3A%2F%2Fdocs.google.com%2Fdocument%2Fd%2F1eBh-msBr8BBTqnBECUXr7LmXnLZZMflU8GGTzOAIsYk%2Fedit" target="_blank">HomeExchange</a> or another home swap site, and you can get a free place to stay while you're traveling in exchange for hosting travelers at your own place. Recently, HomeExchange debuted a points program that makes it easier to arrange non-simultaneous exchanges, which is great for folks who might want to rent out their home but don't want to deal with rent, which you may have to report on your taxes.</p> <p>In the past year, my family has enjoyed free stays in Santa Cruz, California; Lake Tahoe, Nevada; and Ashland, Oregon, thanks to home swapping; we're currently working on an exchange for France this summer. We enjoy that we are welcoming members of a more limited community into our home, as opposed to renting on Airbnb, and that when we swap with other cat owners, they are usually more than happy to care for our cats. (See also: <a href="http://www.wisebread.com/home-exchanges-free-accommodations-with-perks?ref=seealso" target="_blank">Home Exchanges: Free Accommodations With Perks</a>)</p> <h2>16. Package locker</h2> <p>Since ordering online has become the de facto way for many people to shop, secure package delivery has become a problem. Even in my safe community, neighbors are constantly complaining of packages from UPS or FedEx disappearing from their porches.</p> <p>Providing a package locker is partly a work-from-home job, and partly getting paid for your space: <a href="https://eneighbr.com/how-it-works/customer" target="_blank">eNeighbor</a> pays you $3.50 for every package you receive. The work part is that you have to be home from 9 a.m. to 7 p.m. to sign for packages, then hand them out to their recipients when they come pick them up. The space part, of course, is that your living room or other space becomes a little mailroom for these boxes.</p> <h2>17. Rehearsal space</h2> <p>You could rent out your garage, basement, or other large space to up-and-coming musicians who need a place to jam. Keep in mind, however, that nearby neighbors might take issue with this plan, so be mindful of local noise ordinances.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F17-ways-your-house-can-earn-a-paycheck&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F17%2520Ways%2520Your%2520House%2520Can%2520Earn%2520a%2520Paycheck.jpg&amp;description=17%20Ways%20Your%20House%20Can%20Earn%20a%20Paycheck"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/17%20Ways%20Your%20House%20Can%20Earn%20a%20Paycheck.jpg" alt="17 Ways Your House Can Earn a Paycheck" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/17-ways-your-house-can-earn-a-paycheck">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-easy-ways-retirees-can-earn-extra-income">9 Easy Ways Retirees Can Earn Extra Income</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/got-extra-space-make-money-and-meet-travelers-with-short-term-rentals">Got Extra Space? Make Money and Meet Travelers With Short-Term Rentals</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-turn-your-home-into-a-moneymaking-star">How to Turn Your Home Into a Moneymaking Star</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-costly-pitfalls-of-hosting-on-airbnb">5 Costly Pitfalls of Hosting on Airbnb</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-ways-to-make-good-money-from-airbnb">5 Easy Ways to Make Good Money From Airbnb</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Real Estate and Housing AirBnb boarders child care extra money foreign exchange students homeownership renting roommates side gigs storage venues Fri, 08 Dec 2017 09:00:07 +0000 Carrie Kirby 2068117 at http://www.wisebread.com Best Money Tips: Ways to Earn an Extra $1,000 for Christmas http://www.wisebread.com/best-money-tips-ways-to-earn-an-extra-1000-for-christmas <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-earn-an-extra-1000-for-christmas" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_laptop_christmas_582316350.jpg" alt="Woman making extra money for Christmas" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on ways to earn an extra grand for Christmas, things to get rid of by the end of the year, and ways to earn cash for cardboard.</p> <h2>Top 5 Articles</h2> <p><a href="https://shebudgets.com/personal-finance/how-to-make-money/10-ways-to-earn-1000-extra-for-christmas/71320">10 Ways to Earn $1000 Extra for Christmas</a> &mdash; You've probably heard by now that you can earn cash from writing book reviews, but did you know that you can get paid to review music, too? [SheBudgets]</p> <p><a href="https://www.popsugar.com/smart-living/Things-Throw-Away-Before-Year-Ends-44303861">26 Things to Get Rid of Before the Year Ends</a> &mdash; Kick off 2018 the right way by purging your home of these unnecessary items. [PopSugar Smart Living]</p> <p><a href="https://wellkeptwallet.com/sell-cardboard-for-cash/">17 Ways to Sell Cardboard for Cash</a> &mdash; Most cardboard boxes are tossed out or recycled, but with a little bit of leg work, you can make some money &mdash; and help the environment &mdash; in the process. [Well Kept Wallet]</p> <p><a href="https://everythingfinanceblog.com/22648/passive-income-streams.html">5 Passive Income Streams You Can Set Up Today</a> &mdash; One easy way to put your money to work is through peer-to-peer lending, where the return goes straight to you. [Everything Finance]</p> <p><a href="http://savingslifestyle.com/best-christmas-party-on-budget/">Host the Best Christmas Party Ever (on a budget)</a> &mdash; Spend money where it matters &mdash; that means skipping the fancy invitations that will cost more for shipping and your guests aren't likely to keep, anyway. [Savings Lifestyle]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.kiplinger.com/article/retirement/T051-C032-S014-your-social-security-can-make-or-break-your-plan.html">Your Social Security Income Can Make or Break Your Plan &ndash; Don't Mess It Up</a> &mdash; Making the wrong choice when claiming Social Security benefits can cost you thousands of dollars. [Kiplinger]</p> <p><a href="https://fitzvillafuerte.com/13-things-stop-paying-save-money.html">13 Things You Should Stop Paying For to Save Money</a> &mdash; You can avoid these expenses because you can get the service or product for free, there are free alternatives, or you simply don't need it. [Ready To Be Rich]</p> <p><a href="https://www.northerncheapskate.com/behaviors-that-will-cause-you-to-go-broke/">Behaviors that Will Cause You to Go Broke</a> &mdash; Don't sabotage your finances with these bad behaviors. They may not seem like a big deal&hellip;until you're broke! [Northern Cheapskate]</p> <p><a href="https://couplemoney.com/family-and-finances/figure-right-allowance-kids/">How to Figure Out The Right Allowance for Your Kids</a> &mdash; Choosing the right allowance system depends on your kids' personalities and what money lessons you want them to learn. [Couple Money]</p> <p><a href="https://www.csmonitor.com/USA/Society/2017/1201/On-Tybee-Island-a-glimpse-of-why-flood-insurance-is-a-vexing-US-challenge">On Tybee Island, a glimpse of why flood insurance is a vexing US challenge</a> &mdash; The damage caused by the worst hurricane season in US history has highlighted just how inadequate the National Flood Insurance Program is in its current form. [The Christian Science Monitor]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-earn-an-extra-1000-for-christmas">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-make-money-from-holiday-gifts-you-dont-want">9 Ways to Make Money From Holiday Gifts You Don&#039;t Want</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-ways-your-house-can-earn-a-paycheck">17 Ways Your House Can Earn a Paycheck</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-money-from-valentines-day">13 Ways to Make Money From Valentine&#039;s Day</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-make-800-on-month-on-ebay-selling-used-clothes">How I Make $800 on Month on eBay Selling Used Clothes</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-make-the-most-of-your-morning-commute">6 Ways to Make the Most of Your Morning Commute</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips Christmas extra money Mon, 04 Dec 2017 09:30:11 +0000 Amy Lu 2065229 at http://www.wisebread.com 4 Creative Remote Jobs That Can Supplement Your Retirement Income http://www.wisebread.com/4-creative-remote-jobs-that-can-supplement-your-retirement-income <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-creative-remote-jobs-that-can-supplement-your-retirement-income" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/senior_woman_using_her_laptop_outside_house.jpg" alt="Senior woman using her laptop outside house" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>For some, retirement is a welcome chance to quit working forever, but for others it can mark the beginning of a new and exciting venture. It could be out of necessity to supplement a smaller retirement income, or a desire to keep yourself busy with a foot in the working world.</p> <p>Either way, earning money in retirement is an option that plenty of people take, and thanks to the internet, there are jobs that can be done from anywhere in the world. This is especially true for people who have a creative streak. If you're on the lookout for a way to pull in a few dollars using your word or design skills, without stepping foot in an office, here are four remote jobs that can bring in some extra cash.</p> <h2>Blogging</h2> <p>If you plan to travel more in retirement, then travel blogging could be a great option for you. Or if you have some other hobby you&rsquo;re passionate about, that could be your blog topic. For people who are articulate, skilled at photography, and enjoy sharing information about their passion, blogging can be a creative and fun way to earn some extra dollars. Bloggers earn money in a variety of ways, and though it's by no means a quick path to plentiful riches, you can start to build an income within months. (See also: <a href="http://www.wisebread.com/5-easy-ways-to-make-extra-money-blogging?ref=seealso" target="_blank">5 Easy Ways to Make Extra Money Blogging</a>)</p> <p>It takes minutes to set up a blog, and once you have the basics in place, you can begin creating your very own online kingdom. Start out with your friends and family and ask them to share your content with their friends and family to give your blog a boost.</p> <p>The top bloggers on the internet earn six-figure salaries, though clearly not everyone will reach this level. It's not unrealistic to be able to rake in a few hundred dollars per month once your site is established.</p> <h2>Editing</h2> <p>Virtually any written text has the potential to require editing, and these days it's far more likely to be done online than with a pen and paper. If you're a stickler for grammar, efficient at fact checking, and can quickly and accurately knock a piece of text into shape, then you could try your hand at editing. To become a good editor, you should be able to provide objective and useful feedback to help writers improve their work, without being condescending or unnecessarily critical.</p> <p>There are many places to find editing work online, which will vary depending on the type of content you're working on. Online job marketplaces such as <a href="https://www.upwork.com/" target="_blank">Upwork</a> and <a href="https://www.freelancer.com/" target="_blank">Freelancer</a> are good places to start, and allow you to search for and submit proposals for jobs that appeal to you. There are also sites commonly referred to as &quot;content mills&quot; that might not offer high-paying projects, but can be relatively easy to get regular work from as a beginner. Sites such as <a href="http://community.copypress.com/writer-and-editor-training/" target="_blank">CopyPress</a>, allow you to go through their training program and earn a certification with them for copy editing, which you can then use to get jobs through the site.</p> <h2>Freelance writing</h2> <p>If you have a way with words and love to share your experiences, freelance writing can provide a great way to supplement your income. There are countless forms of freelance writing, from copywriting to technical writing, so the first step is to find one that suits you. This is different from blogging, in that you'll be writing for other publications, and some assignments may be in print, as opposed to exclusively writing for the web (though there are still endless opportunities to find work creating digital content). It's best to start off with an existing area of expertise that you possess, or something you're passionate about, and then you can expand your repertoire from there.</p> <p>Many online publications have sections that detail how to make submissions directly to them, as well as information on exactly what they are looking for and how they want it presented. As with freelance writing, online job sites are often a good place to start your search. If you have publications in mind that you'd like to write for, then you can also approach them directly with a pitch.</p> <p>Earnings vary wildly for freelance writing, and you may be paid per word, per article, or sometimes per hour. Your skill level and the client will determine what you can bill. But in my experience, you can expect to earn anything from a couple of cents per word, up to a few hundred dollars per article. (See also: <a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them?ref=seealso" target="_blank">22 websites That Will Pay You to Write for Them</a>)</p> <h2>Designing websites</h2> <p>I recently met a retired woman from the U.S. who had been working her way around South and Central America for over seven years. She told me that though her retirement income was enough to support a basic lifestyle, she liked to supplement it by doing extra work along the way. Her part-time hustle was designing websites, a skill she'd taught herself in her free time when she retired.</p> <p>Whenever she turned up in a new location, she would head out to the local hotels to canvas for work designing or redesigning their sites. Over the time she'd been traveling, she'd built up a good portfolio and found it quite easy to pick up new clients.</p> <p>Because it's all done online, you can find plenty of web design work that can be done remotely. Web designers can earn up to around $100 per hour, though the average stands at about $59 and it could be $40 at the lower end.</p> <p><span id="1512148244745S" style="display: none;">&nbsp;</span><span id="1512148245408E" style="display: none;">&nbsp;</span>Most websites, particularly for physical businesses, are small and uncomplicated, so even with lower end web design skills, it's possible to create great sites that clients will be happy with. If this is an area you have expertise in, then you can also branch out into bigger projects, but it is still possible to be self-taught and find work.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F4-creative-remote-jobs-that-can-supplement-your-retirement-income&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F4%2520Creative%2520Remote%2520Jobs%2520That%2520Can%2520Supplement%2520Your%2520Retirement%2520Income.jpg&amp;description=4%20Creative%20Remote%20Jobs%20That%20Can%20Supplement%20Your%20Retirement%20Income"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/4%20Creative%20Remote%20Jobs%20That%20Can%20Supplement%20Your%20Retirement%20Income.jpg" alt="4 Creative Remote Jobs That Can Supplement Your Retirement Income" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/4-creative-remote-jobs-that-can-supplement-your-retirement-income">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-surprising-ways-to-earn-money-online">7 Surprising Ways to Earn Money Online</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-online-affiliate-programs-that-can-make-you-extra-cash">3 Online Affiliate Programs That Can Make You Extra Cash</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-you-can-earn-18-to-25-an-hour-with-amazon-flex">How You Can Earn $18 to $25 an Hour With Amazon Flex</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-on-halloween">15 Ways to Make Money on Halloween</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-make-money-on-thanksgiving">11 Ways to Make Money on Thanksgiving</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Retirement extra cash part-time job remote jobs retirement retirement income side gig side hustle work from home working during retirement Mon, 04 Dec 2017 09:30:06 +0000 Nick Wharton 2065224 at http://www.wisebread.com How to Make Money by Creating YouTube Videos http://www.wisebread.com/how-to-make-money-by-creating-youtube-videos <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-make-money-by-creating-youtube-videos" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/healthy_lifetyle_vlog.jpg" alt="Healthy lifestyle vlog" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you&rsquo;ve ever lost an afternoon to watching videos on YouTube, you know how easy it is to find videos on just about anything you can imagine. This wildly successful video platform has revolutionized the way people consume media, and has provided people who have no previous media connections the opportunity to make money by creating and uploading their own content.</p> <p>Sure, you&rsquo;ve probably heard of YouTube megastars who have vast numbers of subscribers and are making millions of dollars each year through their channels. But did you know that there are also people out there who aren&rsquo;t well-known, but are still making a solid living via YouTube? (See also: <a href="http://www.wisebread.com/5-social-media-stars-who-earn-way-more-than-you?ref=seealso" target="_blank">5 Social Media Stars Who Earn Way More Than You</a>)</p> <p>Though it&rsquo;s unlikely you&rsquo;ll make it into the upper echelons of YouTube superstardom, it&rsquo;s good to have an idea of just how lucrative this platform can be. In 2016, YouTube&rsquo;s top 10 earners all made over $5 million. The top earner, controversial Swedish online gamer and prankster, PewDiePie, single-handedly raked in over $15 million. Here&rsquo;s how you, too, can earn money by creating YouTube videos.</p> <h2>1. Choose a niche</h2> <p>This is possibly the single most important step to making money from YouTube videos because it&rsquo;s going to determine your audience. It will have a huge bearing on your earnings as it&rsquo;s your audience who will ultimately attract paying advertisers. It&rsquo;s essential that you pick a niche that&rsquo;s narrow enough for you to be able to make an impact in. A small niche is easier to target and monetize, and they&rsquo;re more likely to be engaged. Yet, you want a niche that&rsquo;s popular enough that lots of people search for it.</p> <p>The best place to start when you&rsquo;re trying to find your niche is with your own interests and pastimes. If you&rsquo;re not passionate about the subject you choose, then you&rsquo;ll soon lose interest and it will come across to your audience in your videos. Choosing something that you&rsquo;re knowledgeable about and have a real interest in will make creating videos far easier and more enjoyable for you.</p> <p>Popular niches that some of the most successful YouTubers are active in include gaming, comedy, beauty and fashion, pets and animals, and music. Keep in mind that it&rsquo;s possible to pick a niche within a niche &mdash; so, rather than starting a general fitness channel, you could make videos on weight loss through running for beginners. It&rsquo;s still about running, but your audience is far more targeted within that subject. The more well-defined your niche, the better. (See also: <a href="http://www.wisebread.com/5-surprising-ways-social-media-stars-make-money?ref=seealso" target="_blank">5 Surprising Ways Social Media Stars Make Money</a>)</p> <h2>2. Create great content</h2> <p>Initially, setting up your channel is a simple process of providing your personal details and deciding your channel name. From here, it&rsquo;s time to get the camera out and start making great content, because the ultimate aim is to get the most views possible. You&rsquo;ve probably heard the phrase &ldquo;content is king,&rdquo; and nowhere is that more relevant than on YouTube. The only way to get lots of eyes on your videos is to make them informative, engaging, and on subjects that people will find interesting.</p> <h2>3. Grow your audience</h2> <p>Once you have created a few videos, you should start trying to grow your audience. Though this will happen organically if your videos are on searchable subjects, there are some easy ways to give it a kick-start. Try doing a shoutout on social media to tap into your existing contacts there, asking them to check out your channel. Also, ask people to subscribe to your channel in your videos. The more subscribers you have, the more likely they are to return and watch more.</p> <p>Another great way to grow your channel is to be consistent and post your videos at regular intervals. This will teach your audience to know when to expect your latest video, and potentially even encourage them to look forward to and follow it like a regular TV show. Check out more ideas for growing your audience on YouTube&rsquo;s Creator Academy.</p> <h2>4. Monetize your channel</h2> <p>There are two main forms of advertising that will allow you to make money directly from YouTube&rsquo;s platform. These are display ads along the bottom of the video, and the video ads that play at the beginning of a video and can be skipped by clicking &ldquo;Skip Video&rdquo; after a few seconds. To be able to have your videos display these, you&rsquo;ll need to apply to the <a href="https://support.google.com/youtube/answer/72851?hl=en" target="_blank">YouTube Partner Program</a>. For your application to be reviewed, your channel needs to have already had 10,000 public channel views, so it may be a while before you can actually apply. And if you don't get approved, you can reapply after 30 days.</p> <p>To access your payments once they start coming in, you&rsquo;ll need to have an AdSense account. AdSense is Google&rsquo;s advertising program across its whole network of content sites. If you already have an AdSense account, you can use that. The AdSense account is where all of your payments will be processed, so it&rsquo;s an absolute necessity.</p> <p>Next, you need to set your monetization preferences by selecting the type of ads you want shown, and on which videos they should appear. To maximize your earnings, it&rsquo;s best to set them to be shown on all videos that have already been uploaded, plus future videos you upload. Alternatively, you can choose videos individually on which to display ads.</p> <p>The amount that people make through YouTube varies greatly. It all depends on your audience and value of ads shown on your videos. Luckily, <a href="https://socialblade.com/youtube/youtube-money-calculator" target="_blank">Social Blade has a useful tool</a> to help you estimate what you may be able to earn from your own channel. (See also: <a href="http://www.wisebread.com/5-ways-to-make-passive-income-online?ref=seealso" target="_blank">5 Ways to Make Passive Income Online</a>)</p> <h2>5. Expand your reach</h2> <p>Ads are not the only way of making money on YouTube. There are also indirect ways to make money from your videos. Once you have an established audience and a high number of views for your content, lots of other doors may open up. Brands love to work with popular YouTube creators to help show off their products in sponsored campaigns, and if you&rsquo;ve chosen your niche well, you don&rsquo;t necessarily need millions of subscribers. Companies are eager to speak directly to their target audience. (See also: <a href="http://www.wisebread.com/how-to-turn-your-instagram-account-into-a-paying-gig?ref=seealso" target="_blank">How to Turn Your Instagram Account Into a Paying Gig</a>)</p> <p>In addition, lots of creators use merchandise as a way to earn extra cash by selling anything from T-shirts to posters. YouTube makes it possible for you to link directly to external sites in your videos, so viewers can easily purchase the products you promote.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-to-make-money-by-creating-youtube-videos&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520to%2520Make%2520Money%2520by%2520Creating%2520YouTube%2520Videos.jpg&amp;description=How%20to%20Make%20Money%20by%20Creating%20YouTube%20Videos"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20to%20Make%20Money%20by%20Creating%20YouTube%20Videos.jpg" alt="How to Make Money by Creating YouTube Videos" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/how-to-make-money-by-creating-youtube-videos">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-surprising-ways-to-earn-money-online">7 Surprising Ways to Earn Money Online</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-extra-income-with-twitter">How to Earn Extra Income With Twitter</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-online-affiliate-programs-that-can-make-you-extra-cash">3 Online Affiliate Programs That Can Make You Extra Cash</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-make-money-off-of-your-new-years-resolutions">7 Ways to Make Money Off of Your New Year&#039;s Resolutions</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-you-can-earn-18-to-25-an-hour-with-amazon-flex">How You Can Earn $18 to $25 an Hour With Amazon Flex</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Technology content creator extra cash how to influencer side hustle side job YouTube youtube videos Wed, 22 Nov 2017 09:30:10 +0000 Nick Wharton 2057049 at http://www.wisebread.com How to Turn Your Instagram Account Into a Paying Gig http://www.wisebread.com/how-to-turn-your-instagram-account-into-a-paying-gig <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-turn-your-instagram-account-into-a-paying-gig" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/share_the_moment.jpg" alt="Share the moment" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When it comes to digital marketing, Instagram is at the top of the heap. With 800 million users as of September 2017, the visually-driven platform is a big moneymaker for brands who are savvy about social media marketing.</p> <p>So how can you leverage that marketing power to make some money off your own Instagram account? Assuming that you're just a regular individual who has built an engaged following, there are certainly ways to make an extra buck or two, or even support yourself, using your Instagram account. (See also: <a href="http://www.wisebread.com/5-social-media-stars-who-earn-way-more-than-you?ref=seealso" target="_blank">5 Social Media Stars Who Earn Way More Than You</a>)</p> <h2>1. Create sponsored posts</h2> <p>If you have a lifestyle or product-driven Instagram account, doing a few sponsored posts can provide a neat little side stream of income. Once your account has amassed a few thousand followers, you can start reaching out to brands (or they'll reach out to you) about doing a paid post. How much you'll be compensated varies greatly depending on the brand, how specialized your niche is, how engaged your followers are, and whether you'll include other services, like writing a blog post or hosting a giveaway.</p> <p>Be wary of fatiguing your followers with constant sponsored posts, however. The whole reason why Instagram marketing is so popular is because it seems more authentic and engaged with its audience than traditional forms of marketing. Too many sponsored posts could make you look like you're just a brand mouthpiece.</p> <h2>2. Create content</h2> <p>With the growing importance of Instagram marketing, many brands are focusing more of their ad budget on creating content for social media channels, and often they hire freelancers for this rather than employ full-time staff. With this comes a whole new job category, the content creator &mdash; someone who is paid to create photos and written content for Instagram posts.</p> <p>You don't need to have a huge following to sell your services as a content creator, but you do need creative photos and captions. Many brands are finding that it is less expensive to hire a content creator than to hire a professional photography studio &mdash; the photos don't need to be as detailed or as formal-looking, and can often be taken with natural light. You can also sell your Instagram photos through services like Snapwire, Foap, and Lobster Media. (See also: <a href="http://www.wisebread.com/earn-extra-income-with-your-smartphone-camera?ref=seealso" target="_blank">Earn Extra Income With Your Smartphone Camera</a>)</p> <p>For written content, instead of going through a marketing firm, some brands (especially smaller ones) are hiring freelance copywriters instead. What this means is that Instagram users with clever captions and descriptions are able to find work in content creation by using their Instagram accounts as an online portfolio.</p> <h2>3. Turn free products into paid work</h2> <p>Influencers, even small ones with just a few thousand followers, are often inundated with offers of free products in exchange for an Instagram post, a review, or a shoutout. While free products can be fun, they don't pay the bills.</p> <p>What you can do, however, is turn these offers of free product into paying gigs. For products that I'm interested in, I'll often create an Instagram post using the free products. If the brand reacts favorably, I might email my contact at the brand offering freelance writing or photography services. Quite often, pitching brands for paid work turns into an opportunity to blog for them, create a set of product photos, or for long-term collaboration. (See also: <a href="http://www.wisebread.com/heres-how-one-social-media-micro-star-gets-lots-of-free-stuff?ref=seealso" target="_blank">How I Scored Tons of Free Stuff By Building a Small Social Media Audience</a>)</p> <h2>4. Become a brand ambassador</h2> <p>Becoming a brand ambassador can set you up for steady income every month. Brand ambassador programs can vary greatly in compensation, from free products and an affiliate incentive, to monthly paid partnerships. Here, your status as an influencer will play a large role &mdash; the more engaged your followers are, the better a package you can negotiate. It's always best to work with a brand you truly believe in, so that you are authentic to your followers when you promote it on a consistent basis.</p> <h2>5. Do brand consulting</h2> <p>Once you have amassed a good number of followers who respect your opinion, some brands recognize that you may have good feedback to give them on how they market their brand. They may be willing to pay for that feedback. I personally know a few bloggers/Instagrammers who have been paid to spend a few hours chatting with a company about their products and how they can improve their brand image. There's also a whole category of Instagram consultants who help small or new accounts and brands polish their social media strategy and their Instagram feed.</p> <h2>6. Earn through affiliate networks</h2> <p>Earning money through an affiliate network means that every time someone makes a purchase based on your influence (by clicking an affiliate link with your unique code attached to it), you gain a commission. Affiliate sales can be a great way for influencers to earn income, but they tend to be more effective if you have a large following or if the product you're marketing is super popular. Nevertheless, affiliate sales can be another way to diversify your income stream, and for some influencers they can be extremely lucrative.</p> <p>Because personal accounts on Instagram allow only one live URL (the link in your profile bio), and do not allow direct linking through Instagram photos, affiliate marketing on Instagram is different from blogs or other forms of social media. Some influencers have turned to third-party apps like <a href="https://www.liketoknow.it/" target="_blank">LIKEtoKNOW.it</a>, which send subscribed users an email with links to buy the products when users click &quot;like&quot; on an influencer's photo. You can also send users to your blog or another website where you have your affiliate links available.</p> <h2>7. Adhere to federal requirements</h2> <p>It's important to remember that the Federal Trade Commission notes that all Instagram posts (even the temporary posts on Instagram Stories) should fully <a href="https://www.ftc.gov/tips-advice/business-center/guidance/ftcs-endorsement-guides-what-people-are-asking#SocialNetworkingSites" target="_blank">disclose if the creator received compensation</a> in any form for the post. This applies to free products as well as to monetary compensation. On Instagram, you can use the hashtags #ad, #sponsored, or an explanation in the caption. If you're going to be making money off your Instagram account, you must be upfront about it with your followers.</p> <p>You must also be responsible for reporting your income and paying taxes on it, so you will want to factor that into your asking rates. Brands who pay you are reporting their expenses on their end, so you must also report them when you file your income taxes to avoid a potential penalty.</p> <p>If you've spent time building a following on Instagram, why not make it work for you financially? You might be surprised at how our growing social media use has resulted in a growing industry where you could earn some extra money, or even start an unconventional new career.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-to-turn-your-instagram-account-into-a-paying-gig&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520to%2520Turn%2520Your%2520Instagram%2520Account%2520Into%2520a%2520Paying%2520Gig.jpg&amp;description=How%20to%20Turn%20Your%20Instagram%20Account%20Into%20a%20Paying%20Gig"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20to%20Turn%20Your%20Instagram%20Account%20Into%20a%20Paying%20Gig.jpg" alt="How to Turn Your Instagram Account Into a Paying Gig" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> of <a href="http://www.wisebread.com/how-to-turn-your-instagram-account-into-a-paying-gig">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-6-instragrammers-are-getting-rich-by-traveling-the-world">These 6 Instragrammers Are Getting Rich by Traveling the World</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/earn-extra-income-with-your-smartphone-camera">Earn Extra Income With Your Smartphone Camera</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-extra-income-with-twitter">How to Earn Extra Income With Twitter</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-freelance-gigs-anyone-can-do-to-make-extra-money">8 Freelance Gigs Anyone Can Do to Make Extra Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-one-social-media-micro-star-gets-lots-of-free-stuff">How I Scored Tons of Free Stuff By Building a Small Social Media Audience</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Technology advertising affiliates brand deals consulting content creation freelance instagram photography side jobs social media sponsorships Thu, 16 Nov 2017 09:30:10 +0000 Camilla Cheung 2054956 at http://www.wisebread.com 11 Ways to Make Money on Thanksgiving http://www.wisebread.com/11-ways-to-make-money-on-thanksgiving <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-ways-to-make-money-on-thanksgiving" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-617591686.jpg" alt="make extra money on Thanksgiving" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In recent years, as the hours of Black Friday shopping have expanded, the topic of work on Thanksgiving has been somewhat controversial. But whether you think malls should be open on Turkey Day or not, the fact is that some of us want and need to earn money on this holiday. If you're not employed somewhere that's paying you to punch a clock, but you still want to make a buck on Thanksgiving, here are some ideas for turning other folks' family day into your payday.</p> <h2>1. Creating homemade invitations</h2> <p>People who are organizing large, elegant gatherings might appreciate having a custom-made invitation to send out. And if you want to be full-service, offer to address and mail out those invites as well. You could also offer custom place cards that match the invite.</p> <p>You can design the cards on DIY sites such as Vistaprint or Zazzle, or use graphic design software and have them printed at a professional print shop. Make sure to charge enough to cover the printing costs and to have some profit to pay for your time. (See also: <a href="http://www.wisebread.com/5-ways-to-make-passive-income-online?ref=seealso" target="_blank">5 Ways to Make Passive Income Online</a>)</p> <h2>2. Event planning</h2> <p>If you're a great host but don't plan on hosting your own Thanksgiving feast, and you're skilled at keeping an organized to-do list, offer your services to overwhelmed, inexperienced hosts who don't have time to put in the prep work. Social media and local family network sites would be good places to advertise.</p> <h2>3. Home organizing</h2> <p>Getting ready to host dinner guests or even take in out-of-town family overnight is when people look around their homes and realize they need to declutter. If you've ever toyed with offering your services as a professional organizer, now's a good time to try it. Organizers can charge between <a href="http://home.costhelper.com/professional-organizer.html" target="_blank">$30 and $80 per hour</a>, according to CostHelper.</p> <h2>4. Deep cleaning</h2> <p>A week or more before the big day, hosts may want to have someone in to get dust bunnies out from under guest beds, clean ovens and stovetops, and wash windows. You can find cleaning jobs through <a href="https://www.taskrabbit.com/dashboard" target="_blank">TaskRabbit</a>, which estimates you can charge about $22 per hour for cleaning (although the site will keep a cut), or advertise locally or through family and friends.</p> <p>Thanksgiving hosts will also want day-of cleaning so that end tables shine and carpets are freshly vacuumed when the doorbell rings for the first guests' arrival. Don't want to rise early? Hire yourself out to wash the dinner dishes in the evening instead.</p> <h2>5. Grocery shopping</h2> <p>Those potatoes and yams aren't going to jump off the shelves and deliver themselves, and some folks get hives from shopping amongst holiday crowds. Sign up with <a href="https://instacartonboarding.zendesk.com/hc/en-us/categories/115000847803-Become-a-Shopper" target="_blank">InstaCart</a> or <a href="https://www.shipt.com/be-a-shopper/" target="_blank">Shipt</a> to pick up and deliver groceries using your own car. Both services say grocery delivery can pay up to $25 per hour, plus tips.</p> <h2>6. Baking</h2> <p>Bakeries are overwhelmed by pre-orders for pumpkin pies around the holidays. If you are a pie expert, you can turn your home kitchen into a baking station for a day or two, and offer Thanksgiving Day delivery to set yourself apart. Homemade breads and rolls are another idea for oven entrepreneurs. Visit a local high-end bakery or patisserie to find out what you can charge.</p> <p>If you are baking for more than just friends and relatives, check your local laws about selling homemade products. California, for instance, has a &quot;cottage food&quot; law that allows the sale of <a href="https://www.cdph.ca.gov/Programs/CEH/DFDCS/CDPH%20Document%20Library/FDB/FoodSafetyProgram/CottageFood/ApprovedCFList.pdf" target="_blank">home-produced baked goods</a> and certain other foods.</p> <h2>7. Renting out your space</h2> <p>A lot of people host out-of-town guests for the holiday weekend, but not everyone has someone to put them up. This is a great time to try listing your spare bedroom on Airbnb, especially if you live in a residential area that doesn't have many hotels. The beauty of this is that you can make money even if you have Thanksgiving travel plans yourself, by renting out your vacant home. I've done the same over the Christmas holiday and had great results. (See also: <a href="http://www.wisebread.com/5-easy-ways-to-make-good-money-from-airbnb?ref=seealso" target="_blank">5 Easy Ways to Make Good Money From Airbnb</a>)</p> <h2>8. Driving for Uber or Lyft</h2> <p>If you've ever considered <a href="https://uber.7eer.net/c/27771/207645/3437?sharedid=000_wisebread.com">driving for Uber</a> or Lyft, the airport crowds on the day before Thanksgiving offer plenty of opportunities to make good money. You can set your own hours in the days leading up to the holiday and will probably have busy shifts taking travelers to their destinations. (See also: <a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft?ref=seealso" target="_blank">How to Earn Extra Money Driving for Uber or Lyft</a>)</p> <h2>9. Pet-sitting</h2> <p>For people who are out of town for the whole holiday weekend, you could visit their home and feed, water, and walk pets, or take pets into your own home. Some hosts will want to send out noisy, excitable, or allergy-causing pets for the day, or even simply pay to have them taken on a long walk. <a href="https://www.care.com/" target="_blank">Care.com</a> and <a href="https://www.rover.com/become-a-sitter/" target="_blank">Rover</a> are sites you could sign up with to find pet-sitting gigs. Expect to make around $25 a night for hosting a dog. Sign up in advance, because you may have to pass a background check before you can start pet sitting. (See also: <a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter?ref=seealso" target="_blank">How to Make $400+ a Week as a Pet Sitter</a>)</p> <h2>10. Serving and photographing</h2> <p>Hosts with big crowds will also hire waiters, bartenders, even photographers for the big day. These roles will take the pressure off of them so they can focus more on hosting and enjoying time with their guests, rather than running around refilling drinks and taking selfies. Find local opportunities on <a href="https://www.gigsalad.com/Event-Services/Bartender/CA/Alameda" target="_blank">GigSalad</a>.</p> <h2>11. Place holding</h2> <p>With stores offering big sales opening on Thanksgiving Day instead of on Black Friday, some folks will leave their families to go wait in line. Others will pay someone on TaskRabbit to wait for them. Bring a book!</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/11%20Ways%20to%20Make%20Money%20on%20Thanksgiving.jpg" alt="11 Ways to Make Money on Thanksgiving" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/11-ways-to-make-money-on-thanksgiving">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-on-halloween">15 Ways to Make Money on Halloween</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-online-affiliate-programs-that-can-make-you-extra-cash">3 Online Affiliate Programs That Can Make You Extra Cash</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-vegetarian-thanksgiving-dishes-that-hold-their-own-with-turkey">6 Vegetarian Thanksgiving Dishes That Hold Their Own With Turkey</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-extra-income-with-a-drone">How to Earn Extra Income With a Drone</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-make-800-on-month-on-ebay-selling-used-clothes">How I Make $800 on Month on eBay Selling Used Clothes</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Lifestyle extra cash Holidays make money sell your stuff side gig side hustle Thanksgiving thanksgiving turkey Tue, 07 Nov 2017 08:00:06 +0000 Carrie Kirby 2049404 at http://www.wisebread.com 8 Seasonal Side Hustles That'll Cover Your Holiday Spending http://www.wisebread.com/8-seasonal-side-hustles-thatll-cover-your-holiday-spending <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-seasonal-side-hustles-thatll-cover-your-holiday-spending" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/santa_claus_sitting_down.jpg" alt="Santa Claus sitting down" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The stores have been stocking decorations for months now. Seasonal music is starting to play. Catalogs are being mailed out. There's no escaping it: The holidays are coming, and with them, wallet-emptying events, gift purchases, and groceries.</p> <p>If you're thinking, &quot;How am I going to afford it all?&quot; then maybe it's worth looking into a seasonal side hustle. These suggestions will put a bit of extra cash in your pocket &mdash; and you may even find yourself having a lot of fun along the way. (See also: <a href="http://www.wisebread.com/14-best-side-jobs-for-fast-cash?ref=seealso" target="_blank">14 Best Side Jobs For Fast Cash</a>)</p> <h2>1. Mall Santa (or one of his elves)</h2> <p>It wouldn't be the festive season without a visit to Santa at your local mall. Almost every shopping center in the country will set up a grotto of some kind, and outfit it with a Santa look-alike and perhaps an elf or two.</p> <p>Obviously, the first and biggest qualification for this job is that you should kind of look like Santa to begin with. Although fake beards and wigs are used, most of the mall Santas these days have their own flowing white beards. Not only will you need to look the part, but sounding jovial and belting out the &quot;Ho, ho, ho&quot; tagline is also a must. You should be ready to wear a smile all day, be very excited for every kid, and have a genuine love for children and the season.</p> <p>Although the average mall Santa makes around $10 per hour, some establishments pay up to $20 per hour or higher. If you don't bag the part of Santa, there are also openings for Mrs. Claus in some malls, or elves and other helpers.</p> <h2>2. House decorator</h2> <p>While most of us like the tradition of putting up the tree and decorations after Thanksgiving, some people either cannot do it themselves or would rather someone else do it. That's where you can come in and make a tidy sum.</p> <p>As you would expect, this is a very seasonal business model and is only going to give you about three to four weeks of work at best. But even if you only do it on nights and weekends for a few weeks, you can earn anywhere from $50 to thousands of dollar per home, depending on the scale, the difficulty, and the wealth of the family. Do a couple of these gigs, and you'll have more than enough to fulfill every gift wish on the list.</p> <p>You will need some basic equipment, including a long ladder, staple gun, and working knowledge of electrical systems, and should be prepared to work in the rain, snow, and hail. You'll also need to be able to transport your equipment and be ready to come out and fix issues after you have installed the lights.</p> <h2>3. Package delivery</h2> <p>'Tis the season to completely overload the mail system. And there have never been more opportunities available to help deliver those packages and make a bundle of extra cash in your spare time.</p> <p>Right now, Amazon is boosting jobs in many areas of its business, and one of those is delivery. It's called <a href="https://flex.amazon.com/" target="_blank">Amazon Flex</a> and it pays $18&ndash;$25 per hour. You set your own schedule, so it's ideal as a side hustle that you can do after work and on weekends.</p> <p>There are also services like <a href="https://www.doorman.co/delivery-drivers/" target="_blank">Doorman</a> that put you in touch with a wide range of companies looking for help delivering packages. You may also be able to deduct the mileage and transportation costs from your taxes. And with every smartphone having some kind of GPS map service installed, you don't have to know the area well to deliver packages in a timely fashion.</p> <h2>4. House and pet sitting</h2> <p>We're approaching some major holidays, including the mother of all get-togethers &mdash; Thanksgiving. Before the big day, thousands of people pack their bags and travel around the country to be with family and friends, leaving homes and pets in need of caretakers. And that's when you can step in and make a nice chunk of change.</p> <p>Put an ad up on Craigslist, or make your services known on an app like <a href="https://nextdoor.com/login/" target="_blank">Nextdoor</a>, <a href="https://www.rover.com" target="_blank">Rover</a>, or <a href="https://dogvacay.com/" target="_blank">DogVacay</a>. Obviously, you will want to get a group of solid references together; people are not going to entrust their home, valuables, and pets to a complete stranger without some great reviews. And if you have done this kind of thing before, even better.</p> <p>The owners may want to do a background check on you, and you should be willing to help pay for that. However, for just a few days of work doing basically nothing, you can net $250&ndash;$300 easily. It can be a lot more if there are many pets to look after. And if you need to be walking the dogs, too, that can also add to your fee. (See also: <a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter?ref=seealso" target="_blank">How to Make $400+ a Week as a Pet Sitter</a>)</p> <h2>5. In-store gift wrapping</h2> <p>Are your gift-wrapping skills the envy of your family and friends? Can you wrap all sorts of gifts, including those with weird shapes and sizes? Are you OK standing on your feet for almost the whole day? If you were nodding your head through that whole intro, you could pick up some great seasonal work as a gift wrap associate in one of the many stores in the mall.</p> <p>This time of year, free gift wrapping is a big lure for shoppers. Department stores, toy stores, and lingerie stores in particular love to offer free gift wrapping, and you can make $10&ndash;$12 per hour, plus tips, for providing this much-appreciated service.</p> <p>You will have to perform under pressure at times, especially during Black Friday and the week before Christmas, and you may also have to smile through the comments of irate customers. But if none of this phases you, you can make enough money to easily cover your own holiday spending.</p> <h2>6. Warehouse associate</h2> <p>As the demand for products increases toward the end of the year, many companies take on part-time warehouse associates to help out. From Amazon and Walmart, to UPS and FedEx, the type of job you will be doing varies from company to company.</p> <p>For example, Amazon warehouse workers could be selecting and boxing up groceries for their Fresh and Pantry services, or packing up regular orders from its massive inventory. Amazon fulfillment centers are located in many states around the country, and chances are your state has one already, or one is coming soon.</p> <p>Although it is part time work, the flexible hours may not be an ideal match if you have a current full time job. This is shift work, and working from 4 p.m. to 2 a.m. is common. Also, you'll need to dress warm in some states, as the warehouses can get pretty cold. You'll also be expected to lift around 50 lbs. with ease, and as this is a very physical job, you should be in fairly good shape. You can expect to earn around $10&ndash;$12 per hour, plus you'll probably get overtime pay and other benefits.</p> <h2>7. Uber or Lyft driver</h2> <p>A lot of people are already doing the &quot;taxi driver in my spare time&quot; gig, but things get really busy during the holiday season. Additional drivers are always going to be welcome, especially this time of year. So if you have a car that's in good condition, reliable, and you don't mind putting on extra miles and wear, you should consider the Uber and Lyft option around the holidays.</p> <p><a href="https://uber.7eer.net/c/27771/207645/3437?sharedid=000_wisebread.com" target="_blank">Uber</a> and Lyft drivers make around $15 per hour, and Lyft offers weekly income guarantees that vary by city. You should be prepared to work most evenings and weekends leading up to the end of the year, and even with all the extra cabs on the roads, you can still expect to take advantage of surge pricing and make a handsome profit.</p> <p>On Halloween, Thanksgiving, and Christmas Eve, it's not unusual to see the fares surge by six or seven times. And on New Year's Eve, people have paid 10 times the normal fare to get home. That's $300 for a cab that would usually cost $30. Do a few of those and you're really in the money.</p> <p>If you prefer not to chauffeur, Uber also offers the Uber Eats service. That would simply mean picking up and dropping off food without ever having anyone in your car. (See also: <a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver?ref=seealso" target="_blank">How to Make More Money as an Uber Driver</a>)</p> <h2>8. Mystery shopping</h2> <p>With the holiday season comes a massive influx of traffic to brick and mortar stores nationwide. And to ensure standards are kept high, these businesses employ mystery shoppers to evaluate and report back.</p> <p>If you aren't familiar with the role, mystery shopping is a job that you do in your spare time, based on assignments sent to you by companies as varied as grocery stores, car dealerships, restaurants, and even liquor outlets. You will shop at the store like a regular customer, and never reveal your intentions to the employees. You make a purchase, interact with the staff, and report your findings to the company that employed you. You will be reimbursed for the item you purchased (there will be a limit based on the store you're in) plus additional money for your time. (See also: <a href="http://www.wisebread.com/check-out-these-5-legit-mystery-shopping-gigs?ref=seealso" target="_blank">Check Out These 5 Legit Mystery Shopping Gigs</a>)</p> <p>You can have a lot of fun getting paid to do things most people have to pay money to do. However, there are plenty of scams out there, so make sure you register with a legitimate <a href="http://www.mspa-na.org/" target="_blank">Mystery Shopping Providers Association of North America</a> member.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/8%20Seasonal%20Side%20Hustles%20That%27ll%20Cover%20Your%20Holiday%20Spending.jpg" alt="8 Seasonal Side Hustles That'll Cover Your Holiday Spending" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/8-seasonal-side-hustles-thatll-cover-your-holiday-spending">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-get-audited-how-your-side-gig-needs-to-handle-taxes">Don&#039;t Get Audited! How Your Side Gig Needs to Handle Taxes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-68-best-ways-to-make-money-that-are-actually-fun">Flashback Friday: 68 Best Ways to Make Money That Are Actually Fun</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-simple-plan-for-saving-up-a-2000-fun-fund">A Simple Plan for Saving Up a $2000 Fun Fund</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Job Hunting Christmas extra paycheck Holidays lyft part time jobs pet sitter santa seasonal jobs side hustles side jobs Thanksgiving Uber Mon, 06 Nov 2017 09:00:07 +0000 Paul Michael 2045390 at http://www.wisebread.com Don't Get Audited! How Your Side Gig Needs to Handle Taxes http://www.wisebread.com/dont-get-audited-how-your-side-gig-needs-to-handle-taxes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/dont-get-audited-how-your-side-gig-needs-to-handle-taxes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/going_on_a_family_vacation.jpg" alt="Going on a family vacation" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The gig economy is booming. In 2016, a TIME poll found that 45 million Americans offered some kind of good or service through an online platform, whether it was running errands, renting out their homes, or offering rides in their cars. With so many people earning extra income this way, you can bet that Uncle Sam wants its fair share of those earnings. Understanding some basic rules about taxes in the gig economy can help you avoid frustration and penalties.</p> <h2>Renting out your home</h2> <p>At $924 per month, Airbnb hosts command the highest average monthly income out of all others taking part in the sharing economy. Here are some key things to keep in mind if you rent your space. (See also: <a href="http://www.wisebread.com/13-things-i-learned-from-renting-out-my-home-on-airbnb?ref=seealso" target="_blank">13 Things I Learned From Renting Out My Home on Airbnb</a>)</p> <h3>1. The 14-day rule</h3> <p>According to the IRS, if your rental property also serves as your residence, and you rent out the space for no more than 14 days during the year, you don't have to report those earnings as income. Note that you also cannot claim any deductions from rental expenses if you rent for fewer than 14 days per year.</p> <p>Airbnb and similar companies will still report your earnings even if you're under the two-week threshold. But as long as you provide documentation that you meet the 14-day rule, you don't have to include rental income on your federal return. If you do have to report income, use Schedule C or E of Form 1040.</p> <h3>2. Deductible expenses</h3> <p>The IRS allows you to deduct a long list of applicable costs for your rental operation, including advertising, cleaning and maintenance services, utilities, property insurance, and property taxes. Check the rental section on <a href="https://www.irs.gov/publications/p527/ch01.html#en_US_2016_publink1000218979" target="_blank">IRS Publication 527</a> for a full list of eligible expenses.</p> <p>You can deduct 100 percent of direct rental expenses such as fees to Airbnb and rental insurance, and allocate a portion of general expenses such as mortgage interest and utilities. If you only rent out a room that is one-sixth of the size of your home, you can only allocate one-sixth of a general expense.</p> <h3>3. Form 1099-K</h3> <p>When you earn over $20,000 and make over 200 transactions in a calendar year, Airbnb will issue you a Form 1099-K. Airbnb will mail you this form and keep an electronic copy under &quot;Payout Preferences.&quot; This form is an IRS information return used to report certain payment transactions, which improves your voluntary tax compliance.</p> <h3>4. Pay attention to local occupancy taxes</h3> <p>On top of the IRS, you should also keep an eye on state and local government agencies. For example, throughout 2017 the House Finance Committee of Hawaii is evaluating an &quot;Airbnb bill&quot; to collect hotel room and general excise taxes from Hawaii-based short-term and vacation rentals.</p> <h3>5. Report rental losses</h3> <p>In the event that your rental operation goes sour, you can deduct losses up to applicable limits. Let's imagine that you own a $400,000 home and that you spent $400 to get a room ready for rental. However, nobody took you up on your offer. Per the IRS at-risk rule (for property placed in service after 1986), you can write off up to $400,000 in rental losses. So, you can deduct the $400 as a rental loss on your return.</p> <h2>Driving people in your car</h2> <p>Lyft and <a href="https://uber.7eer.net/c/27771/207645/3437?sharedid=000_wisebread.com">Uber drivers</a> make an average $377 and $364 per month, respectively. Here are some tax-related pointers to keep in mind when declaring that income. (See also: <a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver?ref=seealso" target="_blank">How to Get a High Rating and Make More Money as an Uber Driver</a>)</p> <h3>1. Keep track of all 1099s</h3> <p>Unlike a full-time employer, Uber and Lyft won't issue you a W-2. Instead, these and other ride-sharing companies issue two types of 1099 forms to most drivers.</p> <ul> <li> <p>Form 1099-K: Includes all payments that you received from customers directly related to driving.</p> </li> <li> <p>Form 1099-MISC: Keeps track of all other non-driving income, such as payments for referrals and other types of bonuses.</p> </li> </ul> <p>While companies aren't required to issue a 1099-K unless you process 200 transactions or more (and make at least $20,000), and they're not required to issue a 1099-MISC unless you make at least $600, Uber and Lyft generally will issue those forms anyway just to remind you to report your income made through ride-sharing.</p> <p>On Uber, access your tax documents by logging in to partners.uber.com and clicking &quot;Tax Information.&quot; On Lyft, look for tax documents in the &quot;Tax Info'&quot; tab of the &quot;Driver Dashboard&quot; of your Lyft app.</p> <h3>2. Deduct applicable expenses</h3> <p>You'll quickly notice in Box 1a of your 1099-K that the reported amount is actually greater than what you received. The reason is that the reported amount in that box includes Uber's commission and other fees. On your Schedule C, Profit or Loss from Business (Form 1040), you can deduct those fees and other applicable expenses. Some examples are:</p> <ul> <li> <p>Bottled water and snacks for your passengers.</p> </li> <li> <p>Business taxes and license costs.</p> </li> <li> <p>Highway tolls.</p> </li> <li> <p>Car cleaning expenses.</p> </li> <li> <p>Car maintenance costs.</p> </li> <li> <p>Gas.</p> </li> </ul> <p>It's a best practice to keep a copy of all receipts so that you can back up your claims. One great way to do so is to open a bank account or credit card and use it solely for driving-related expenses. That way, your monthly statement becomes your monthly expense report. (See also: <a href="http://www.wisebread.com/when-you-should-get-a-business-credit-card-over-a-consumer-card?Ref=seealso" target="_blank">When You Should Get a Business Credit Card Over a Consumer Card</a>)</p> <h3>3. Include mileage in your return</h3> <p>Within your 1099s, you'll also receive a summary for &quot;On-Trip&quot; mileage. For all business miles driven in 2017, you can deduct 53.5 cents per mile. So, if you were to drive 2,000 miles, you would deduct $1,070 (2,000 x $0.535) on your return.</p> <p>You may also deduct additional miles that Uber and Lyft didn't report as long as those miles are directly related to your gig. Some examples are miles that you drove before a ride was canceled or on your way to meet an Uber or Lyft inspector. Keep a detailed log of those miles and include date, time, initial mileage, and final mileage.</p> <h3>4. Consider getting a separate smartphone</h3> <p>An internet-enabled smartphone is a key part of your operation. To make it easier for the IRS to identify what mobile phone expenses are related to your driving, get a new phone and use it exclusively for Uber or Lyft. This way you'll be able to deduct 100 percent of all phone costs, including cost of the phone, monthly charges for voice and data, and any essential accessory (chargers or mounts) from your driving income.</p> <h2>Tips for all side giggers</h2> <p>Whatever your gig, be sure you're keeping up with your taxes.</p> <h3>1. Report all income</h3> <p>From assembling furniture through TaskRabbit to delivering business supplies with Postmates, there are plenty of other ways to make money through the sharing economy. (See also: <a href="http://www.wisebread.com/13-ways-to-make-money-online-that-arent-scams?ref=seealso" target="_blank">13 Ways to Make Money Online That Aren't Scams</a>).</p> <p>All companies have to issue you a 1099-MISC once you make $600. Even when you don't hit that threshold and don't receive a form, report the income on your return. The IRS charges a 25 percent inaccuracy penalty on top of applicable taxes and interest for late payments.</p> <p>If you happen to complete additional tasks or services for a client that aren't tracked on an app or website, it's a good idea to still include them in your income. When you're making the bulk of your income through the gig economy, your federal tax return becomes a key document to prove how much you make per year. This can be useful when applying for a credit card or other form of credit.</p> <h3>2. Make estimated federal and state tax payments</h3> <p>Lessen the tax blow by submitting estimated tax payments throughout the year. Use Form 1040-ES, Estimated Tax for Individuals to submit tax payments up to four times per year. For tax year 2017, you can submit payments on April 18, June 15, September 15, and January 16, 2018.</p> <p>Most states also allow side-giggers and freelancers to submit estimated tax payments. To learn more about your state tax obligations, contact your local <a href="https://www.irs.gov/tax-professionals/government-sites" target="_blank">state tax office</a>.</p> <h3>3. Adjust withholding from your day job</h3> <p>Don't pay more taxes than you have to. If a full-time employer is already withholding taxes from your paycheck, use the <a href="https://apps.irs.gov/app/withholdingcalculator/" target="_blank">IRS Withholding Calculator</a> to adjust how much is taken out. It has been estimated that 75 percent of Americans pay too much in taxes throughout the year. The calculator will provide you suggestions to adjust your withholding so that you meet your tax liability and keep the most out of your day job paychecks.</p> <h3>4. Hire an accountant</h3> <p>Using Schedule C from Form 1040 is a great way to reduce your taxable income, but is also a way to increase your chances of receiving an audit from the IRS. Individuals using Schedule C are more likely than corporations to get an audit. If you're planning to include a very long list of deductions, paying a professional will be worth your while to hedge against a potential audit. You can deduct what your accountant charges you as a business expense, after all.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Dont%20Get%20Audited%21%20How%20Your%20Side%20Gig%20Needs%20to%20Handle%20Taxes.jpg" alt="Don't Get Audited! How Your Side Gig Needs to Handle Taxes" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/dont-get-audited-how-your-side-gig-needs-to-handle-taxes">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-simple-plan-for-saving-up-a-2000-fun-fund">A Simple Plan for Saving Up a $2000 Fun Fund</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-lessons-from-tax-day-to-remember-for-next-year">7 Lessons From Tax Day to Remember for Next Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-easy-ways-retirees-can-earn-extra-income">9 Easy Ways Retirees Can Earn Extra Income</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-most-common-tax-questions-for-beginners-answered">The 7 Most Common Tax Questions for Beginners, Answered</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Taxes AirBnb audits deductions earnings expenses freelance gig economy income IRS lyft sharing economy side jobs Uber Thu, 26 Oct 2017 09:00:06 +0000 Damian Davila 2038890 at http://www.wisebread.com Best Money Tips: 20+ Best Apps for Selling Clothes http://www.wisebread.com/best-money-tips-20-best-apps-for-selling-clothes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-20-best-apps-for-selling-clothes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_closet_dress_463578081.jpg" alt="Woman selling old clothes" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on the best apps for selling clothes, Halloween decorations you can DIY, and ways to be more charismatic.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneypantry.com/apps-sell-clothes/">21 Best Apps to Sell Clothes You Don&rsquo;t Wear (Locally &amp; Online)</a> &mdash; Try turning your clothes into cash with one of these apps! [Money Pantry]</p> <p><a href="https://www.popsugar.com/smart-living/Easy-DIY-Halloween-Decorations-43852692">35 Halloween Decorations You Can DIY</a> &mdash; Gear up for Halloween with these simple and spooky projects! [PopSugar Smart Living]</p> <p><a href="http://productivitytheory.com/8-ways-charismatic/">8 Ways to Be More Charismatic</a> &mdash; Part of being charismatic is being present and engaged. While you're having a conversation with another person, avoid checking your phone or people watching. [Productivity Theory]</p> <p><a href="http://www.livingwellspendingless.com/2017/10/20/5-steps-to-stress-free-christmas-cards/">5 Steps to Stress-Free Christmas cards</a> &mdash; No one wants to be at the post office in the last two weeks of December. Save yourself the headache by sending your holiday cards and packages early. [Living Well Spending Less]</p> <p><a href="https://blog.mint.com/food-budgets/how-to-eat-seasonally-and-know-whats-in-season-102017/">How to Eat Seasonally And Know What&rsquo;s In Season</a> &mdash; Look around your grocery store for what's abundant, cheap, and local. [MintLife]</p> <h2>Other Essential Reading</h2> <p><a href="https://shoppingkim.com/keep-eye-things-buying-first-home/">Keep an Eye out for These Things When Buying Your First Home</a> &mdash; Check out the area where you plan to buy. Know where the nearest emergency service buildings are, as well as the proximity and quality of local schools. [Shopping Kim]</p> <p><a href="https://www.positivityblog.com/inner-peace/">How to Bring Inner Peace Into Your Life: 15 Things You Can Start Doing Today</a> &mdash; Find a relaxation technique that works for you so that when you need to release tensions and recharge, you know exactly what to do. [The Positivity Blog]</p> <p><a href="https://www.stevenaitchison.co.uk/how-to-turn-procrastination-to-your-advantage/">How to Turn Procrastination to Your Advantage</a> &mdash; Make a list of non-urgent side projects that you can work on when you want to take a break from the task at hand. [Change Your Thoughts]</p> <p><a href="https://www.bluntmoney.com/retirement-pitfalls-to-watch-out-for/">Retirement Pitfalls to Watch-Out For</a> &mdash; Don't underestimate health care and insurance costs in your golden years. [Blunt Money]</p> <p><a href="https://www.csmonitor.com/Technology/2017/1017/How-these-librarians-are-changing-how-we-think-about-digital-privacy">How these librarians are changing how we think about digital privacy</a> &mdash; Librarians are being trained to teach community members how to evade the prying eyes of governments, corporations, and criminal hackers. [The Christian Science Monitor]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-20-best-apps-for-selling-clothes">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-easiest-items-to-flip-for-cash">10 Easiest Items to &quot;Flip&quot; for Cash</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-make-800-on-month-on-ebay-selling-used-clothes">How I Make $800 on Month on eBay Selling Used Clothes</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-earn-extra-money-with-a-healthy-lifestyle">5 Ways to Earn Extra Money With a Healthy Lifestyle</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-clever-ways-people-are-making-money-from-pok-mon-go">8 Clever Ways People Are Making Money From Pokémon GO</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income apps best money tips selling clothes Mon, 23 Oct 2017 08:30:10 +0000 Amy Lu 2039976 at http://www.wisebread.com Best Money Tips: How to Make Serious Cash With Your Car http://www.wisebread.com/best-money-tips-how-to-make-serious-cash-with-your-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-make-serious-cash-with-your-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_happy_driving_627864748.jpg" alt="Woman making serious cash with her car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on ways to make serious cash with your car, how to get the most out of your slow cooker with dump meals, and techniques to stay confident under pressure.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.cashthechecks.com/8-ways-making-serious-cash-car/">8 Ways Of Making Serious Cash With Your Car</a> &mdash; If you live in a touristy area, you can make some extra cash as a personal driver or guide for visitors. [Cash The Checks]</p> <p><a href="https://www.thesimpledollar.com/the-art-of-the-dump-meal-9-super-simple-ways-to-get-maximum-efficiency-value-from-a-slow-cooker/">The Art of the &lsquo;Dump Meal&rsquo;: Nine Super-Simple Ways to Get Maximum Efficiency and Value from a Slow Cooker</a> &mdash; Slow cooker dump meals allow you to have a great family meal even on the busiest nights. [The Simple Dollar]</p> <p><a href="https://www.pickthebrain.com/blog/5-unusual-techniques-to-stay-confident-under-extreme-pressure/">5 Unusual Techniques to Stay Confident Under Extreme Pressure</a> &mdash; Our jaw and facial muscles are the first to tense up when we feel stressed. Consciously relaxing the jaw and, by extension, the facial muscles can help you feel calmer and allow you to think more clearly. [Pick The Brain]</p> <p><a href="https://www.moneytalksnews.com/slideshows/8-handy-household-uses-for-coffee/">8 Handy Household Uses for Coffee</a> &mdash; Coffee grounds, beans, and plants can be used in a variety of ways around the house. [Money Talks News]</p> <p><a href="https://unclutterer.com/2017/10/18/simple-solution-for-small-packets-in-your-kitchen-pantry/">Simple solution for small packets in your kitchen pantry</a> &mdash; This simple office organizing tool works just as well in your pantry! [Unclutterer]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.everybodylovesyourmoney.com/2017/10/18/halloween.html">Why You&rsquo;re Spending More on Halloween This Year</a> &mdash; Halloween isn't just for kids &mdash; more and more adults are celebrating (and spending money on) this holiday. [Everybody Loves Your Money]</p> <p><a href="https://www.popsugar.com/smart-living/Olive-Oil-Clean-Stainless-Steel-43869751">This Surprising Thing Will Clean Stainless Steel</a> &mdash; and You Probably Have It in Your Kitchen &mdash; This pantry staple is the solution to all your scuffed-up and smudgy stainless steel problems! [PopSugar Smart Living]</p> <p><a href="https://blog.cheapism.com/cheap-easy-canned-goods-recipes-15662/">28 Cheap and Easy Recipes From Canned Foods</a> &mdash; When you need a quick, easy, and cheap meal, canned food can help! All you need is a little creativity. [Cheapism]</p> <p><a href="https://www.getorganizedwizard.com/blog/2017/10/stop-distracting-challenge-running-home-business/">Stop Distracting Me! The Challenge in Running Your Home Business</a> &mdash; Follow these tips to reduce distractions while you're working from home. [Get Organized Wizard]</p> <p><a href="https://couplemoney.com/family-and-finances/planning-dream-wedding-budget/">Can You Plan Your Dream Wedding Without Breaking Your Budget?</a> &mdash; Yes, you can! Your wedding will be just right for you if you focus on what you want and what you can reasonably afford. [Couple Money]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-make-serious-cash-with-your-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. 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