Extra Income http://www.wisebread.com/taxonomy/term/10682/all en-US How to Earn Over $12,000 Through Referrals http://www.wisebread.com/how-to-earn-over-12000-through-referrals <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-earn-over-12000-through-referrals" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/coworkers-463634621-small.jpg" alt="coworkers talking" title="coworkers talking" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Businesses are scrambling to get new customers. The result is competitive pricing for many of the services we've come to enjoy, and a chance to earn freebies and cash like never before. The art of earning perks by having your friends and family namedrop or use your special &quot;sign up&quot; link is officially called a &quot;referral program,&quot; but I've seen it online named all kinds of things (including &quot;referraling.&quot;) (See also: <a href="http://www.wisebread.com/ultimate-guide-to-cash-back-shopping?ref=seealso">Ultimate Guide to Cash Back Shopping</a>)</p> <p>Regardless of how you label it, the chance to get something merely for sending a business new customers can be a big money maker for some. Here is a list of some of the best programs, including plenty that pay cold, hard cash!</p> <h2>Business Services</h2> <p>From graphic design to freelance writers, you'll find a referral program for almost every business service you can think of.</p> <h3>99 Designs</h3> <p>This crowdsourcing service that lets you get graphic designs for far less than hiring an agency is giving customers <a href="http://99designs.referralcandy.com/">a $50 refund</a> when they refer a paying friend. Plus the friend gets a $99 bonus on their first campaign!</p> <h3>SmartSheet</h3> <p>A snappier version of the familiar spreadsheet, this project management tool rewards referrers with between <a href="http://www.smartsheet.com/referral-rewards">$15 - $500 in cash paid via Paypal</a> upon referral signup.</p> <h3>iContact</h3> <p>If your friend is looking for a web-based email service, they can get a $50 account credit for signing up through you; <a href="http://www.icontact.com/refer-a-friend">you'll get a $50 gift card</a> for making the connection.</p> <h3>Widen</h3> <p>Know someone with Digital Asset Management needs? Share via LinkedIn or another connected account, and <a href="http://www.widen.com/customer-referral-program/">get a $25 Amazon gift card</a> just for making the connection. (And if they actually buy &mdash; you can expect to earn a significant commission.)</p> <h3>FatCow</h3> <p>This web hosting and management service will <a href="https://www.fatcow.com/referral/">give you $35</a> when your friends sign up! (<a href="http://www.ipage.com/referral/">iPage</a> offers the same compensation plan.)</p> <h3>Shortstack</h3> <p>This service allows you to build social media campaigns, online contests, and more. When a referral signs up through your unique link, <a href="http://referral.shortstacklab.com/">you'll earn a 30% cash commission</a> on services sold, <em>plus</em> 10% commission for each month after. (Minimum payout is $20.)</p> <h3>Digital Ocean</h3> <p>This cloud hosting service designed for developers <a href="https://www.digitalocean.com/referral-program/">will pay $25</a> when your referred friends spend $25.</p> <h3>Eventbrite</h3> <p>If your friend is organizing a ticket-selling event in the future, you can cash in with <a href="http://www.eventbrite.com/referral-program/">25% of their ticket fee sales</a> when they sign up through your link! (This deal is valid for one year after sign up.)</p> <h3>iStockphoto</h3> <p>This stock photography service sells pictures by the credit or as a monthly subscription service. <a href="http://www.istockphoto.com/participate/referral-program/info">Sell either to your friend</a> and get 20% commission, 20 credits (worth $30 at the site), or a flat $20 fee.</p> <h3>SmugMug</h3> <p>Photos are to be shared, and so is photo hosting! Get your friend to sign up, and <a href="http://help.smugmug.com/customer/portal/articles/93326">get 20% off for yourself</a> via an account credit.</p> <h3>Skimlinks</h3> <p>For friends who use this service for their website affiliate links, you'll get a generous <a href="http://skimlinks.com/referral">35% of their earnings</a> when you refer them.</p> <h3>Elance</h3> <p>This online staffing platform for freelancers <a href="https://www.elance.com/referralprogram">pays $10 or 10 free credits</a> to those sending over a &quot;qualified referral.&quot;</p> <h3>Autotask</h3> <p>Automation isn't our thing, but if it fits your referral, <a href="http://www.autotask.com/referral/">you'll get between $250 - $1,000</a>!</p> <h2>Finance</h2> <p>Earn money by helping your friends manage theirs.</p> <h3>You Need a Budget</h3> <p>This finance tool is <a href="http://ynab.referralcandy.com/">currently offering $6</a> to customers who refer their friends (and the new customer gets $6, too!)</p> <h3>Discover</h3> <p>Active cardmembers can <a href="https://www.discover.com/credit-cards/exclusives/sharediscover/">get a $50 Cashback Bonus</a> for every friend who signs up for an account; the friend will get a $50 Cashback Bonus after their first purchase within three months.</p> <h3>Coinbase</h3> <p>This Bitcoin currency platform will <a href="http://support.coinbase.com/customer/portal/articles/683805-how-does-your-referral-program-work-">give a $5 bitcoin bonus</a> for purchases of $100 to both the referrer and the referral.</p> <h3>CapitalOne 360</h3> <p>Formerly ING Direct, this bank will <a href="https://home.capitalone360.com/lp-refer">pay a hefty bonus of $20</a> per friend who signs up for a new online account (and your friend gets $25). Look for a double offer of $50 in fees during certain times of the year.</p> <h2>Food</h2> <p>Your friends feed their faces with delicious food you recommend, and you stuff your wallet with referral cash.</p> <h3>Seamless</h3> <p>Tell a friend about this restaurant delivery hub and you'll each <a href="http://seamless.extole.com/micro/microsite?source=footer">get $7 to spend</a>!</p> <h3>Delivery.com</h3> <p>This similar service <a href="https://www.delivery.com/tell_a_friend.php">gives a $5 bounty</a> to both referrer and referral.</p> <h2>Technology</h2> <p>Most wireless and communications companies offer generous referral bonuses.</p> <h3>Verizon</h3> <p>Get a friend to sign up for service and you'll both get a <a href="http://www.verizonwireless.com/b2c/support/referral-rewards">$25 prepaid debit card</a>.</p> <h3>Republic Wireless</h3> <p>Share this cell service and <a href="https://republicwireless.com/refer-landing">get $19 in statement credits</a> (plus your friend will get one, too!)</p> <h3>AT&amp;T</h3> <p>Both the referrer and the referral will <a href="https://referrals.att.com/home/publicHome.pg">get a $25 prepaid debit card</a> upon a new sign up.</p> <h3>T-Mobile</h3> <p>Your friend will get the termination fee from their current cell provider paid by T-Mobile (up to $650), and <a href="https://referral.t-mobile.com/">you'll get a $25 credit</a>, when a successful contract is signed.</p> <h2>Travel</h2> <p>Word of mouth has always been important in travel marketing &mdash; so it's no wonder referral programs abound here, too.</p> <h3>Airbnb</h3> <p>If your friends and family travel a lot, you can rake in the credit with this generous program that <a href="https://www.airbnb.com/invite">pays you a $25 coupon</a> when they travel with a $25 credit, or $75 when they host!</p> <h3>Uber</h3> <p>This new app-based driver referral service is offering existing customers the chance to earn credits for every new customer they refer. To see the current offer, <a href="https://support.uber.com/hc/en-us/articles/201830716-How-do-I-earn-Uber-credits-for-referring-my-friends-">sign into your account</a> and click &quot;refer friends.&quot;</p> <h2>Entertainment</h2> <p>Free TV for everyone (for a limited time only)!</p> <h3>Hulu Plus</h3> <p>Give your friend two weeks free to try, and <a href="http://www.hulu.com/help/articles/29781737">you'll get two weeks free</a> when they buy!</p> <h3>DirecTV</h3> <p>Sign up a friend (using your customer code) and you'll <a href="http://www.directv.com/DTVAPP/referral/referralProgram.jsp">get a $100 credit</a> payable as $10 off your statement for 10 months. Your friend will get the same.</p> <h3>Dish Network</h3> <p>This service <a href="http://www.dish.com/customerservice/referral/friendsandfamily/">offers a $50 statement credit</a> to both the referral and referrer.</p> <h2>Shopping</h2> <p>Help your friends sign up to buy stuff, and you'll earn cash or credits to buy stuff, too.</p> <h3>Amazon Mom</h3> <p>Get a friend to sign up through your link, and they'll get $5 to spend at Amazon (plus the benefits of the program, which includes 15% savings on baby items). <a href="https://www.amazon.com/gp/mom/referral">You'll get a $15 credit</a>.</p> <h3>Amazon Student</h3> <p>Sign up a buddy and <a href="https://www.amazon.com/gp/student/referral/main">get $10 to spend</a> at Amazon.</p> <h3>Groupon</h3> <p>If your friend is new to Groupon, <a href="http://www.groupon.com/referral">you'll get $10 in &quot;Groupon Bucks&quot;</a> when they sign up and buy!</p> <h3>Living Social</h3> <p>If you've already made a purchase on this daily deal site, you can share it with friends to <a href="https://help.livingsocial.com/articles/how-does-the-me-3-promotion-work">earn your purchase amount back</a>. It only takes three to make it free!</p> <h3>ibotta</h3> <p>Skip coupons and save with this smartphone app that <a href="http://blog.ibotta.com/post/74288883300/new-5-friend-referral-program">pays $5 for a qualified referral</a>.</p> <h3>Sierra Trading Post</h3> <p>Have your friend sign up for the deals newsletter and they'll get $10 to spend on their first purchase. When they do this, <a href="http://www.sierratradingpost.com/lp2/coupons/">you'll get a $10 egift card</a>!</p> <h2>Employment</h2> <p>Finally, help a friend land a job and you can get paid, too.</p> <h3>Hubspot</h3> <p>Have a good program developer friend who needs work? Let Hubspot know, and if they get hired, <a href="http://dev.hubspot.com/refer-a-friend">they'll pay you $10,000!</a></p> <p><em>Any referral programs we've missed? Please share in comments!</em></p> <a href="http://www.wisebread.com/how-to-earn-over-12000-through-referrals" class="sharethis-link" title="How to Earn Over $12,000 Through Referrals" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Personal Finance Extra Income bonus refer-a-friend referral marketing referrals Thu, 21 Aug 2014 13:00:05 +0000 Linsey Knerl 1190040 at http://www.wisebread.com The 5 Worst Work From Home Jobs http://www.wisebread.com/the-5-worst-work-from-home-jobs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-worst-work-from-home-jobs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/sad-man-desk-466203577-small_0.jpg" alt="sad man desk" title="sad man desk" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Telecommuting &mdash; that is, working from home instead of a traditional office setting &mdash; offers employees freedom, flexibility, and nearly infinite pantlessness. No wonder it's a growing trend.</p> <p>Some work-at-home opportunities are more hype than hope, however, and many workers find that they are trading in convenience and lower commute costs for a lower earning potential and less job security. (See also: <a href="http://www.wisebread.com/30-great-side-jobs?seealso">30 Great Side Gigs</a>)</p> <p>So before you start fantasizing about an at-home work day, take a look at some of the <em>worst</em> jobs you can do from home, and why they often don't pan out for remote workers.</p> <h2>Mystery Shopping</h2> <p>I admit to having done this job myself, over the course of six years. For the college student, retired person, or foodie who just wants a little &quot;pocket change&quot; and a free meal once in a while, shopping incognito in exchange for some honest feedback can be fun. Mystery shopping is realistically more of a hobby than a real career, however, as assignments pay far less than minimum wage in many instances, and signing up for a steady stream of jobs is exhausting.</p> <p>For those who live in a busy urban area, it's possible to line up jobs that pay more or that come more often. Rural shoppers or those with less experience, however, will rarely see more than one job a week per shopping company, and the rate of pay is typically reimbursement for your shopping, plus $4-10. (See also: <a style="text-decoration:none;" href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper</a>.)</p> <h3>Direct Sales (MLM)</h3> <p>Many of the ads for work-at-home opportunities promise freedom from the 9 to 5, unlimited income potential, and the perks of being your own boss. These same ads, if they fail to mention exactly what it is you'll be doing, are often the first in many sales pitches to get people on board a multi-level marketing plan. MLMs aren't new, although the methods used to sell them are. All of them require some kind of upfront buy in (anywhere from $15 to $1,000) and only pay you when you sell the company's product or sign up friends and family to also sell the product.</p> <p>While there are cases of those who have achieved financial success with MLMs, there are many more cases of those who fail. The pressure to sell all the time, to everyone, in an often saturated market, often brings frustration and strain to the seller. MLMs are notorious for bringing success only to those who sign on in the early stages of the company. You can often tell if a job listing is an MLM in disguise by the failure to disclose just what it is you'll be doing or selling, along with a referral to a conference call or affiliate website to get &quot;more information.&quot;</p> <h2>Lead Generation</h2> <p>Many of the customer service jobs listed on work-at-home job sites are nothing more than hard sales, often obtained by what are called &quot;cold calls.&quot; Cold calling is essentially telemarketing to potential customers who have not previously expressed an interest in your product or service. Cold calling is a hard job because people today generally value their privacy and do not want to be contacted on their home or cell phone to be asked to buy something. Lead generation is necessary to gain more customers, but the turnover for these positions is high; many companies have found that having at-home workers do the job is more profitable than housing employees in a call center.</p> <p>Money can be made doing this job, although wages vary. Some companies pay a flat hourly rate that is competitive with formal telemarketing jobs, and others pay a straight commission (so you don't get paid anything unless you sell or make appointments.) If you have had experience telemarketing in the past and have been successful, this job could be for you. For the majority of those trying to escape the rat race, however, it's a difficult job that many people don't want happening in their own homes.</p> <h2>Pay Per Task Sites</h2> <p>Since the invention of <a style="text-decoration:none;" href="http://www.wisebread.com/5-ways-to-make-money-with-amazon-mechanical-turk">Amazon's Mechanical Turk</a>, other websites have popped up allowing everyday computer users to complete simple, mundane, and often repetitive tasks for money. These tasks can include everything from verifying the CAPTCHA characters on a web form to ranking web searches based on usefulness. The work involved in making money this way, however, is often more than people realize.</p> <p>First, available tasks fluctuate from season to season. Workers who can work odd hours (overnights, for example) often have a better chance at getting tasks than those who work when the majority of people are competing for tasks. Tasks are often paid out at a rate of just pennies per task, requiring hundreds of tasks to be done before the payout threshold can be met. (Many companies require a minimum of $50, for example, to be earned before they issue payment.) U.S. workers are often competing with international workers with a lower standard of living, as well; minimum wage expectations are often not met.</p> <h2>Home Daycare Provider</h2> <p>A few years ago, caring for children in your home was considered a profitable endeavor, as the startup costs were low. For the stay-at-home mom, adding a child or two to your care used to be a reasonable way to increase income to the household budget without too much additional strain. As years have gone by, however, increased regulations and zoning laws have made it too much of a burden for the typical family to even consider. Transportation of children, even in a car, often requires liability insurance or additional driving licensure. Caring for even the youngest children may warrant college credits or outside classroom hours. Add in the cost of bookkeeping and the payment of self-employment taxes, and it's not worth it for the average person to do in many jurisdictions.</p> <p>Working from home can be an amazing experience. I have been doing so for over seven years, and I never regret my decision to leave the cubicle life. But not all work-at-home jobs are the same, and I encourage you to research before jumping head-first into any telecommute endeavor.</p> <p><em>Have you ever taken on any of these, or other, work-at-home jobs and been disappointed? Please share in comments.</em></p> <a href="http://www.wisebread.com/the-5-worst-work-from-home-jobs" class="sharethis-link" title="The 5 Worst Work From Home Jobs" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income side gig side jobs telecommute work at home Tue, 12 Aug 2014 21:00:21 +0000 Linsey Knerl 1180823 at http://www.wisebread.com 13 Ways to Make Money Online That Aren't Scams http://www.wisebread.com/13-ways-to-make-money-online-that-arent-scams <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/13-ways-to-make-money-online-that-arent-scams" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/couple-laptop-126435684-small.jpg" alt="couple laptop" title="couple laptop" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to the gig economy!</p> <p>Thanks to faster and better startups sprouting all around the country, you are now able to make some extra dough on the side. You might even be able to ditch the whole 9 to 5 nonsense and set your own hours by booking gigs online. From tutoring children on the fine art of calligraphy to delivering meatball sandwiches to hungry office staff, there is a way to make money online waiting for you. (See also: <a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads?ref=seealso">12 Side Jobs for Stay-at-Home Moms and Dads</a>)</p> <h2>Jack (and Jill) of All Trades</h2> <p>Let's start with the gigs that are available to those who are competent in many skills, but not necessarily outstanding in any particular one.</p> <h3>1. TaskRabbit</h3> <p>Unlike Liam Neeson in <a href="http://www.amazon.com/gp/product/B001TODCII/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B001TODCII&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=W6TSKQHUECWJBRT4">Taken</a>, you don't have a set of &quot;particular skills&quot;. But if you have a lof of free time and a great attitude, then <a href="http://www.taskrabbit.com">TaskRabbit</a> allows you to make money for tasks such as:</p> <ul> <li>Waiting in line for concert tickets.</li> <li>Installing blinds.</li> <li>Assembling IKEA furniture.</li> <li>Cleaning an apartment for somebody moving out.</li> <li>Becoming part of a flash mob.</li> </ul> <p>This service is currently available on <a href="https://www.taskrabbit.com/how-it-works">19 cities</a>, including Austin, Chicago, and Seattle, and each task is insured up to $1 million. While the fine print states that TaskRabbit takes 20% from your fee, it also guarantees you a minimum of one hour for payment.</p> <h3>2. Postmates</h3> <p>If you felt the biggest adrenaline rush watching Joseph Gordon-Levitt in <a href="http://www.amazon.com/gp/product/B009MO5ES8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B009MO5ES8&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=LJKUUUAU6HFHEW5R">Premium Rush</a>, then you are a perfect candidate for joining the <a href="http://postmates.com/apply">urban courier service</a>, Postmates. The service only requires you to be over 18, have a method of transportation (e.g. bike, moped, car), and an iPhone.</p> <p>Deliveries range from restaurant take-out to shopping pick-up, so you have to be flexible, upbeat, and ready for anything (legal).</p> <h3>3. Fiverr</h3> <p>What if you're a bit more experienced than the average master of all trades? If you are really good at one of your many skills and are able to complete it fast, then you can churn that specific skill on <a href="http://www.fiverr.com">Fiverr</a>. Some examples of Fiverr gigs are:</p> <ul> <li>Record a <a href="http://www.fiverr.com/reddhorrocks/record-a-professional-voiceover-in-a-british-or-american-accent">professional voiceover</a> in English or American accent.</li> <li>Take pictures of yourself while holding a sign and <a href="http://www.fiverr.com/megankiss/give-you-50-pictures-of-me-copyright-free-use-them-on-websites-or-tv-ads">looking pretty</a>.</li> <li><a href="http://www.fiverr.com/graphicforest/design-a-professional-logo-for-your-business-and-website">Design a logo</a>.</li> </ul> <p>All gigs pay $5 so you need to be creative to provide irresistible &quot;gig extras,&quot; such as same day delivery, files in high resolution, or alternative takes, for your clients to book. Gig extras often range between $10 to $20 and provide a well-needed boost to make Fiverr worth your while.</p> <h3>4. Fancy Hands &amp; Zirtual</h3> <p>Unleash your inner <a href="http://madmen.wikia.com/wiki/Peggy_Olson">Peggy Olson</a>, <a href="http://madmen.wikia.com/wiki/Joan_Harris">Joan Holloway</a>, or <a href="http://en.wikipedia.org/wiki/Pam_Beesly-Halpert">Pam Beesly</a>, by offering your kick-butt secretarial and personal assistant services to the highest bidder. Through <a href="http://www.fancyhands.com">Fancy Hands</a> and <a href="http://www.zirtual.com">Zirtual</a>, you can get paid for requests such as:</p> <ul> <li>Coordinate airport pickup and car rental for a traveling businessman</li> <li>Research cheapest (and fastest!) way to ship an unusual package from DC to Miami</li> <li>Coordinate appropriate meeting times for a party of 15 people</li> <li>Organize a Dropbox folder of pictures for a real estate broker by property listing</li> </ul> <h2>Teacher and Tutor</h2> <p>If you've got skills so mad that you can take somebody to school, then you can make money online by offering your teaching and tutoring services.</p> <h3>5. Skillshare</h3> <p>Skillshare is such a popular option to make money online by teaching, that even actor James Franco jumped in the bandwagon with a 15-video lesson on <a href="http://www.skillshare.com/classes/film-and-video/Introduction-to-Screenwriting-for-Short-Films/637339250">screenwriting for short films</a>. Heck, even famous marketing whiz Steve Godin offers not <a href="http://www.skillshare.com/classes/business/The-Modern-Marketing-Workshop/96411401">one</a> but <a href="http://www.skillshare.com/classes/business/The-New-Business-Toolbox-Help-Your-New-Business-Do-It-Right-The-First-Time/1185976550">two</a> courses.</p> <p>Other examples of classes you can create to make some side money include:</p> <ul> <li><a href="http://www.skillshare.com/classes/design/Learn-the-Ins-and-Outs-of-Illustrator/589498286">How to use Adobe Illustrator</a>.</li> <li>What it takes to make perfect <a href="http://www.skillshare.com/classes/culinary/Perfect-Southern-Fried-Chicken-and-Biscuits/243273354">southern fried chicken and biscuits</a>.</li> <li><a href="http://www.skillshare.com/classes/fashion/Knitting-II-Learn-Stitch-Widths-with-a-Triangle-Scarf/1863252570">How to knit a color-blocked triangle scarf</a>.</li> <li>What do you need to write a <a href="http://www.skillshare.com/classes/film-and-video/How-to-Win-the-Internet-Writing-for-Sketch-Comedy/1003630435?">1-4 minute comedy sketch</a></li> </ul> <h3>6. Wyzant</h3> <p>I cannot tell you how to pronounce the company name, but I can tell you from <a href="http://www.wyzant.com/Tutors/HI/Honolulu/8464758/">personal experience</a> that Wyzant is pretty neat. This tutoring search engine matches students with over 75,000 tutors in in hundreds of subjects, such as math, science, test prep, and foreign languages.</p> <p>The site is great for new and experienced tutors to expand their client base without spending any money on advertising. Most Wyzant tutors set their hourly rate between $30 to $60. Keep in mind that the site keeps 40% of your payment until you become an established tutor. However, Wyzant does offer several incentives to boost your earnings. For example, they often run promos during which you keep 95% of your payments when referring new students to the platform.</p> <h3>7. Tutor.com</h3> <p>Unilke Wyzant, <a href="http://www.tutor.com">Tutor.com</a> focuses on online tutoring. Since you meet with your students on an online room, you are required to have a good computer and a reliable Internet connection. Another important difference from Wyzant is that Tutor.com offers you a minimum average of five hours per week, which is important for teachers looking for more steady income. As a sample of potential income, Tutor.com claims that its most active Chemistry tutors earn anywhere from <a href="http://www.tutor.com/apply/tutoring-faq">$800 to $1,600 a month</a>.</p> <h2>Driver</h2> <p>If you got a nice set of wheels and driving skills that would make Jason Statham in <a href="http://www.amazon.com/gp/product/B00008AOVL/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00008AOVL&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=WUC66JI45P57BMFE">The Transporter</a> green with envy, then you should explore becoming a freelance driver.</p> <h3>8. Lyft</h3> <p>Known for its <a href="https://www.lyft.com/drive/help/article/1489600">pink mustaches</a> on the hoods of its cars, <a href="http://www.lyft.com">Lyft</a> is a peer-to-peer transportation service that focuses on smartphone users that request rides on the go. The entire application can be completed through your smartphone and it includes a review of your:</p> <ul> <li>Background check.</li> <li>Driving record.</li> <li>Current auto insurance.</li> </ul> <p>If you pass the driver orientation, then you are on your way to start making money as a part-time driver. Lyft welcomes both full-time taxi drivers and part-timers looking for an extra buck.</p> <h3>9. Uber</h3> <p>If you talk about Lyft, you have got to talk about <a href="http://www.quora.com/Ride-Sharing-Company-Comparisons/What-is-the-difference-between-Uber-Lyft">Uber</a>. Both transportation services are pretty much the same. However, there are a couple important differences between these two:</p> <ul> <li>Uber comes in two flavors: Uber (black towncar, fancypants service) and <a href="http://blog.uber.com/honolulu-uberx">uberX</a> (lower cost Uber service). Lyft is comparable to to uberX.<br /> &nbsp;</li> <li>A <a href="http://www.quora.com/Ride-Sharing-Company-Comparisons/What-is-the-difference-between-Uber-Lyft/answers/4018445">driver that uses both Uber and Lyft</a>, whose answer has been upvoted over 200 times on Quora, claims that: <ul> <li>The majority of Lyft drivers are women, while the majority of Uber drivers are men.</li> <li>Generally, uberX is cheaper than Lyft.</li> <li>While Lyft focuses on friendliness, Uber focuses on professionalism.</li> </ul> </li> </ul> <h3>10. Getaround &amp; RelayRides</h3> <p>Do Lyft and Uber sound like too much work? If you are not interested in playing Driving Miss Daisy anytime soon but do have a car sitting around most of the time, then you can look into <a href="http://www.getaround.com/">Getaround</a> and <a href="http://relayrides.com">RelayRides</a>. Both peer-to-peer car-sharing services allow people with idle cars to rent them out to individuals.</p> <p>Along those lines, you might want to&mdash;</p> <h2>Host</h2> <p>If you enjoy being the hostess with the mostest, then cash in your good customer service skills with these three options.</p> <h3>11. Airbnb</h3> <p>If you got a spare couch or a whole rental property, then you can post on <a href="http://www.airbnb.com">Airbnb</a>, an online marketplace for vacation rentals that connects hosts and guests around the world. (See also: <a href="http://www.wisebread.com/this-is-how-you-rent-your-place-on-airbnb-and-succeed?ref=seealso">This Is How You Rent Your Place on Airbnb &mdash; and Succeed</a>)</p> <p>The great thing about Airbnb is that you have total control on your pricing and your guests. Also, you can decide how much (or how little) your property is available. By forcing all users to link their Facebook profiles to their accounts, Airbnb turns out to be a more reliable source of guests than alternatives, such as Craigslist or random bulletin boards. You get a better overview of who is interested in your property.</p> <h3>12. DogVacay</h3> <p>Turn your love for pooches into a business by becoming a <a href="http://dogvacay.com/how-it-works">DogVacay host</a>. This is a great opportunity for dog lovers have either the available space or skill (e.g. grooming, training, or walking). This online community takes a 15% service fee for hosts, provides a $3 million in commercial general liability, plus $25,000 of veterinary coverage for dogs in your care, custody and control, and provides 24/7 emergency support. Keep in mind that the site highly encourages its hosts to create a PayPal account to process payment. If you insist on getting a check over the mail, be ready to take a $5 charge and wait up to seven business days for payment.</p> <h3>13. Just Park</h3> <p>If you want to keep things as simple as possible, then you can rent out your parking spot through <a href="http://www.justpark.com">Just Park</a>. This is a great way to make money online in crowded cities, where parking spots are limited and come at a premium. The beauty of this service is that theoretically you can make your parking spot at home available while you're at work, and vice versa. Talk about maximizing your earnings potential!</p> <p><em>How do you make money online?</em></p> <a href="http://www.wisebread.com/13-ways-to-make-money-online-that-arent-scams" class="sharethis-link" title="13 Ways to Make Money Online That Aren&#039;t Scams" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Personal Finance Extra Income extra income internet jobs internet scams online income side gigs Tue, 29 Jul 2014 11:00:05 +0000 Damian Davila 1168783 at http://www.wisebread.com Best Money Tips: Unusual Ways to Make Extra Money http://www.wisebread.com/best-money-tips-unusual-ways-to-make-extra-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-unusual-ways-to-make-extra-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/translator-185598486-small.jpg" alt="translator" title="translator" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on unusual ways to make money, maximizing a small home or apartment, and conversations when caring for elderly parents.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneytalksnews.com/2014/06/18/22-odd-and-unusual-ways-to-make-extra-money/">22 Odd and Unusual Ways to Make Extra Money</a> &mdash; Did you know you can make extra money rounding up scrap metal or becoming a translator? [Money Talks News]</p> <p><a href="http://www.thesimpledollar.com/sixteen-tricks-for-maximizing-a-small-home-or-apartment/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+thesimpledollar+%28The+Simple+Dollar%29">Sixteen Tricks for Maximizing a Small Home or Apartment</a> &mdash; Buying foldable furniture and having an oasis can help you maximize the space in your small home or apartment. [The Simple Dollar]</p> <p><a href="http://www.moneycrashers.com/conversations-caring-elderly-parents/">6 Must-Have Conversations When Caring for Elderly Parents</a> &mdash; It is important to discuss driving skills and health issues with your elderly parents. [Money Crashers]</p> <p><a href="http://www.creditsesame.com/blog/staggering-costs-of-identity-theft/">The Staggering Costs of Identity Theft in the U.S.</a> &mdash; The most common kind of identity theft is the misuse of an existing account. [Credit Sesame]</p> <p><a href="http://www.mydollarplan.com/4-financial-lessons-to-teach-kids-during-summer-vacation/">4 Financial Lessons to Teach Kids During Summer Vacation</a> &mdash; This summer, get your kids started in the stock market. [My Dollar Plan]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.freemoneyfinance.com/2014/06/how-big-is-1-million.html">How Big Is $1 Million?</a> &mdash; While $1 million isn't what it used to be, it is more than what 92% of Americans have. [Free Money Finance]</p> <p><a href="http://kiplinger.com/slideshow/insurance/T028-S001-top-10-states-most-at-riskof-disaster/index.html">Top 10 States Most at Risk of Disaster</a> &mdash; Did you know Texas and Alabama are in the top ten states at most risk of disaster? [Kiplinger]</p> <p><a href="http://www.bargaineering.com/articles/summer-cd-rates-deals.html">Whether You're a Novice Saver or Seasoned Investor, Here's How to Make Up to 3% on CDs This Summer</a> &mdash; Be sure to check out your local community banks and credit unions to get the best CD rates. [Bargaineering]</p> <p><a href="http://www.savvysugar.com/DIY-Fabric-Softener-Sponges-35019754">DIY Never-Ending Fabric-Softener Sponges</a> &mdash; If you want to add softness to your clothes, try making these fabric-softener sponges. [POPSUGAR Smart Living]</p> <p><a href="http://parentingsquad.com/8-ways-working-parents-can-create-a-carefree-family-focused-summer">8 Ways Working Parents Can Create a Carefree Family-Focused Summer</a> &mdash; To create a carefree family-focused summer, working parents can take back the night and invest in some backyard games. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-unusual-ways-to-make-extra-money" class="sharethis-link" title="Best Money Tips: Unusual Ways to Make Extra Money" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips extra income money unusual Mon, 23 Jun 2014 19:00:04 +0000 Ashley Jacobs 1146614 at http://www.wisebread.com Best Money Tips: Money-Making Schemes to Score You Quick Cash http://www.wisebread.com/best-money-tips-money-making-schemes-to-score-you-quick-cash <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-money-making-schemes-to-score-you-quick-cash" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/babysitter-86536221-small.jpg" alt="babysitter" title="babysitter" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some wonderful articles on money-making schemes to score you quick cash, maintaining professional bridges, and family summer vacation ideas on a budget.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/How-Earn-Money-Quickly-18693950">11 Money-Making Schemes to Score You Quick Cash</a> &mdash; Babysitting and selling your stuff are just a couple ways to make some quick cash. [POPSUGAR Smart Living]</p> <p><a href="http://www.thesimpledollar.com/maintaining-professional-bridges/">Maintaining Professional Bridges</a> &mdash; To maintain your professional network, ask your network how you can help them. [The Simple Dollar]</p> <p><a href="http://livingonthecheap.com/summer-vacation-ideas-families-budget/">Summer Vacation Ideas for Families on a Budget</a> &mdash; Camping or visiting a waterpark resort can help you enjoy a family vacation on a budget. [Living on the Cheap]</p> <p><a href="http://www.stretcher.com/stories/11/11jun13d.cfm?slider">The Frugal Wine Lover</a> &mdash; Purchasing boxed wine or cooking with wine can help you save money on wine. [TheDollarStretcher.com]</p> <p><a href="http://moneyning.com/kids-and-money/could-homeschooling-save-you-money/">Could Homeschooling Save You Money?</a> &mdash; Public school expenses can get expensive, but there are also costs associated with homeschooling. [MoneyNing]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.consumerismcommentary.com/health-care-early-retirement/">5 Tips for Paying for Health Care in Early Retirement</a> &mdash; Embracing the idea of preventative care can help you pay for health care in early retirement. [Consumerism Commentary]</p> <p><a href="http://cashmoneylife.com/should-you-remodel-your-home/">Does It Make Sense for You to Remodel Your Home?</a> &mdash; When determining whether or not remodeling your home is the right choice for you, consider how you will pay for the remodel. [Cash Money Life]</p> <p><a href="http://onecentatatime.com/5-summer-drinks-to-keep-you-cooler-on-a-budget/">5 Summer Drinks to Keep You Cool on a Budget</a> &mdash; Are you looking for a summer drink to keep cool on a budget? Try a Sparkling Blackberry Lemonade. [One Cent at a Time]</p> <p><a href="http://howsmarriedlife.net/three-tech-challenges-faced-modern-couple/">Three Tech Challenges Faced by the Modern Couple</a> &mdash; Many couples may face the challenge of over sharing on social networks. [How's Married Life?]</p> <p><a href="http://parentingsquad.com/8-reasons-to-give-your-kids-water-instead-of-soda">8 Reasons to Give Your Kids Water Instead of Soda</a> &mdash; Giving your kids water instead of soda is cheaper and more environmentally friendly. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-money-making-schemes-to-score-you-quick-cash" class="sharethis-link" title="Best Money Tips: Money-Making Schemes to Score You Quick Cash" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips extra income money Tue, 17 Jun 2014 19:00:06 +0000 Ashley Jacobs 1144272 at http://www.wisebread.com Have Your Best Garage Sale Ever by Following These 9 Retail Secrets http://www.wisebread.com/have-your-best-garage-sale-ever-by-following-these-9-retail-secrets <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/have-your-best-garage-sale-ever-by-following-these-9-retail-secrets" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/yard-sale-83590591-small_0.jpg" alt="yard sale" title="yard sale" class="imagecache imagecache-250w" width="250" height="139" /></a> </div> </div> </div> <p>It's that time again. De-clutterers unite! After a big spring cleaning of your house, it's time to unload your unwanted items and put some extra cash in your own pocket. Why not sell like the big boys do?</p> <h2>1. Advertise, Advertise, Advertise</h2> <p>Big box retailers know the power of advertising when it comes to the big one day sale. But you don't have to take a full page ad out in the Sunday circular to attract a crowd full of buyers to your next garage sale. Classified ads in hard copy can eat into your budget, so unless you're splitting the cost and having a giant multi-family sale, consider free advertising instead on venues such as <a href="http://www.patch.com/">Patch.com</a>, <a href="http://www.craigslist.org/about/sites">Craigslist</a>, <a href="http://estatesales.net/">estatesales.net</a>, and <a href="http://estatesales.org/">estatesales.org</a>.</p> <p>In addition to your personal Facebook page, many towns are now sprouting community Facebook pages where you can advertise your sale as well as post photos to attract friends and neighbors. Or, do things the old fashioned way &mdash; call or write.</p> <p>Send a blanket email to everyone in your contact list advertising your sale and include photos of big ticket items, with lots of descriptive keywords. (I thought I'd never get rid of old albums from the 60s and 70s, and I was pleasantly surprised at how many people responded to my email blast).</p> <p>Helaine Fendelman, a nationally recognized authority in the arts, antiques, and collectibles field recommends sellers pick up the phone and call buyers who might be interested in the items to be sold, and invite them specifically to come to the sale.</p> <p>Of course, posting signs on telephone poles never hurt &mdash; and may attract impulse buyers out for a Sunday drive. Just remember to take them down when the sale is over.</p> <h2>2. Presentation Is Everything</h2> <p>A well-organized (and clean) store makes for a pleasant shopping experience. The same is true for your yard sale.</p> <p>Assemble larger or higher end items in front and group similar items together. Designating areas for furniture, clothes, toys, electronic devices, and books will make it easier for customers to browse. Have a few power strips handy to test electric devices such as stereo equipment. (Or have them plugged in and working, with pleasant music playing.)</p> <p>Attract last-minute shoppers to your sale towards the end of the day by tossing several items into a very large box marked &quot;free.&quot; Display stuffed animals or other miscellaneous toys in baskets or colorful bins.</p> <p>Remember, neatness counts. Items covered in dust from the attic or basement will sell faster when cleaned or polished. Put loose parts into clear storage bags. Arrange smaller pieces attractively on multiple levels on tables by placing them on top of shoe boxes or other sturdy small boxes.</p> <p>If you have a friend who has a knack for displaying items in and around his or her home, chances are they can do the same at your garage sale. Ask for her or his help and in return, offer to sell some of his or her unwanted items.</p> <h2>3. Pricing: Become an Expert</h2> <p>Do a quick search on eBay for the exact same items you have. If you find a match, print out the information with prices and attach to the goods, so customers can see their &quot;potential&quot; worth (and what a great bargain they are getting!). And if you watch enough Antiques Road Show episodes, you'll know you should probably open an old book to see if it's a first printing before tossing into a box for a quarter. (I almost did that with a John Steinbeck novel at my last tag sale.)</p> <p>However, if the purpose is to get rid of all the stuff you don't use or need any longer, and you're just as happy to see someone get a real bargain rather than spend time researching, set your prices as low as possible (and be prepared for even more haggling). I once went to a garage sale that had a sign that read &quot;Name Your Own Price Yard Sale.&quot;</p> <h2>4. Add Ons &mdash; A Profitable Selling Tactic</h2> <p>Scoring a great deal on a designer dress at your favorite retailer's one-day sale allows more money to be freed up for matching shoes and a new bag, and perhaps some jewelry.</p> <p>When personal stylist <a href="http://www.stelladot.com/sites/madelinegerris">Madeline Gerris</a> is hosting a Stella and Dot trunk show, she sizes up what a client is wearing and then coordinates accessories accordingly. &quot;If jewelry or accessories are on your yard sale table, have mirrors handy. Observe what folks are wearing and let them know you have the perfect bag, necklace, earrings, etc. that would match that outfit they are wearing quite nicely. If you have clothes for sale as well, pair up accessories with clothing items when the buyer is ready to purchase.&quot;</p> <h2>5. The Art of the Deal</h2> <p>Practice your negotiation skills! If someone is interested in an item, deal with them on the spot. This might be the only person who expresses interest in that item the entire sale.</p> <p>Have plenty of single dollar bills on hand and don't sell any item for less than a buck, even if it means selling two or more items for a dollar. The time you spend looking around for nickels and quarters will eat into your valuable time (not to mention patience). Wouldn't you rather spend your energy striking a bargain with someone interested in a piece of furniture or sports equipment?</p> <p>Be firm with bargain hunters and run your garage sale as if you were the owner of a discount retail shop. Be prepared for low ball offers and don't take things personally or become insulted with customers looking to get everything for a quarter.</p> <p>Be kind with children &mdash; if there is a toy you don't mind parting with, hand it to the child in front of the parent and offer it as a gift. A small gesture may make a customer more inclined to make additional purchases.</p> <p>Don't accept checks from anyone you don't know. Prepare for those low on cash by using a mobile app like <a href="https://www.paypal.com/webapps/mpp/credit-card-reader-how-to">PayPal</a> to accept credit card payments.</p> <h2>6. Organize Pre-Sales and Post Sales</h2> <p>Ever notice some back to school sales start in July? While you may not need that much lead time before Saturday's big event, <a href="http://www.arrangingitall.com/about_us.php">Barry Izsak</a>, past president of the National Association of Professional Organizers (NAPO) recommends you start your sale on Thursday or Friday and get a jump start on the weekend garage sale games.</p> <p>Afterwards, and about two hours before you're about to call it quits, slash prices in half. Make one large &quot;50% off everything&quot; sign, and post it in front of the sale. Combine items for special discounts, or offer the &quot;buy one get one free&quot; items.</p> <h2>7. Those Darn Early Birds</h2> <p>Businesses don't open before the crack of dawn, so why should your garage sale?</p> <p>Some experts in the industry say do not allow any pre-selling the morning of, as that will lead to cherry picking, or worse &mdash; catching you off guard before your first cup of coffee. If you're easily distracted, a poor decision could cost you later.</p> <p>The presence of the family dog, no matter how friendly, also tends to ward off folks looking to go through your items before they are neatly arranged.</p> <p>Be firm with early birds, or consider adding the words &quot;early birds pay double&quot; to your advertising campaign.</p> <h2>8. Take a Tip From Successful Non-Profits</h2> <p>Consider donating a portion of your profits from your next tag sale to a local charity.</p> <p>Rick Ostberg, General Manager for a New Jersey <a href="http://www.morrisrestore.org/">Habitat for Humanity's ReStore</a> says, &quot;When folks know profits from the sale of goods will be put to good use, they tend to buy more &mdash; especially when the prices are sold at deep discounts.&quot;</p> <h2>9. Snacks and Refreshments</h2> <p>Nothing puts people in a better mood than food. And while you don't have to provide free hot dogs and rent a popcorn machine to rope folks into your yard sale, you may want to consider offering or selling snacks.</p> <p>Enlist the help of your children (or grandchildren) and encourage them to set up their own side business at your garage sale, selling lemonade and cookies. Or provide or sell small bags of popcorn, cookies or bottled water for your customers. The added benefit of selling or providing snacks will also put your shoppers in a better mood, and bargain hunters may just linger a bit longer at your sale.</p> <p><em>What worked for you at your last yard sale? Please share in comments!</em></p> <a href="http://www.wisebread.com/have-your-best-garage-sale-ever-by-following-these-9-retail-secrets" class="sharethis-link" title="Have Your Best Garage Sale Ever by Following These 9 Retail Secrets" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/linda-condrillo">Linda Condrillo</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income General Tips garage sale merchandising yard sale Mon, 09 Jun 2014 11:00:21 +0000 Linda Condrillo 1141853 at http://www.wisebread.com Best Money Tips: Ways to Make Money This Week http://www.wisebread.com/best-money-tips-ways-to-make-money-this-week <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-make-money-this-week" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/yard-sale-83590529-small.jpg" alt="yard sale" title="yard sale" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on ways to make money this week, finding the right fit in a job, and ways you are wasting money at the grocery store.</p> <h2>Top 5 Articles</h2> <p><a href="http://kylieofiu.com/2014/05/15-ways-to-make-money-this-week-3/">15 Ways to Make Money This Week</a> &mdash; To make money this week, have a garage sale or sell plants from your garden. [Kylie Ofiu]</p> <p><a href="http://www.mainstreet.com/article/career/employment/finding-right-fit-job">Finding the Right Fit in a Job</a> &mdash; 42% of people think &quot;cultural fit&quot; is the most important factor in determining whether or not to make a hire. [MainStreet]</p> <p><a href="http://www.savvysugar.com/How-Stop-Wasting-Money-Grocery-Store-34831861">19 Ways You're Wasting Money at the Grocery Store</a> &mdash; If you aren't using a reusable shopping bag or not checking your receipt, you may be wasting money at the grocery store. [PopSugar Smart Living]</p> <p><a href="http://www.frugalconfessions.com/save-beyond-my-means/4-common-money-saving-sabotages-and-how-to-get-around-them.php">4 Common Money-Saving Sabotages and How to Get Around them</a> &mdash; Instead of using the money you saved to buy something else, put your savings into a savings account. [Frugal Confessions]</p> <p><a href="http://www.obliviousinvestor.com/why-most-experts-suggest-delaying-social-security/">Why Most Experts Suggest Delaying Social Security</a> &mdash; Delaying social security increases the payout you'll receive. [Oblivious Investor]</p> <h2>Other Essential Reading</h2> <p><a href="http://moneysmartlife.com/start-career-cities/">Want to Start a Career? Consider Moving to One of These Cities</a> &mdash; Moving to Austin or Denver is a good move if you are thinking about starting a career! [Money Smart Life]</p> <p><a href="https://www.jeanchatzky.com/wednesday-welcome/wednesday-welcome-making-living-flip-flip/#more-10620">Wednesday Welcome: Making a Living, Flip by Flip</a> &mdash; When making a living flipping houses, figure out financing and be known as one of the good guys. [Jean Chatzky Making Money Make Sense]</p> <p><a href="http://www.biblemoneymatters.com/you-shouldnt-make-your-financial-decisions-based-on-financial-gurus-advice/">You Shouldn't Make Your Financial Decisions Based On Financial Gurus' Advice</a> &mdash; Since most financial gurus give general advice not tailored to your unique situation, you shouldn't make decisions based on their advice. [Bible Money Matters]</p> <p><a href="http://www.moneysavingenthusiast.com/2014/05/15/etsy-etsy-com-www-etsy-com-getting-started/">Five Tips for Getting Started on Etsy</a> &mdash; If you are interested in selling on Etsy, find your niche and learn how to compete. [Money Saving Enthusiast]</p> <p><a href="http://parentingsquad.com/11-alternative-uses-for-cookie-cutters">11 Alternative Uses for Cookie Cutters</a> &mdash; Have you ever used cookie cutters to make crayons? [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-ways-to-make-money-this-week" class="sharethis-link" title="Best Money Tips: Ways to Make Money This Week" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips extra income income make money Wed, 28 May 2014 09:00:52 +0000 Ashley Jacobs 1140878 at http://www.wisebread.com You CAN Earn More Money — Here's How http://www.wisebread.com/you-can-earn-more-money-heres-how <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/you-can-earn-more-money-heres-how" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/cash-74009140.jpg" alt="cash" title="cash" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>If you could earn more money on a regular basis, how would that change your life? How would you use the extra cash?</p> <p>Would you finally pay off your debt? Help out your friends who are struggling financially? Invest more so you'll have a wonderful retirement? Stop penny pinching because you don't have to worry about not having enough money?</p> <p>Do you think it's possible? Well, it is! So follow these proven steps to start earning more money today.</p> <h2>Assess Your Availability</h2> <p>Before you can start making more money, you need to figure out the amount of time you can put towards this effort. Sure, you probably have a busy life. Even so, can you find moments during the week where you have free time, and devote that time to making more money? How many hours can you commit?</p> <h2>Evaluate Your Skills</h2> <p>After you've determined how much time you can devote, you need to figure out what you can do for your potential clients.</p> <p>How do you determine that? Ask yourself these questions:</p> <ul> <li>What can you do well?</li> <li>What skills would you like to develop?</li> <li>What do you love doing?</li> </ul> <p>For example, do you have any of these skills:</p> <ul> <li>Babysittingtutoring</li> <li>Housekeeping</li> <li>Tutoring</li> <li>Pet sitting</li> <li>Cooking</li> <li>Playing an instrument</li> <li>Writing</li> <li>Sewing</li> <li>Social media</li> <li>Computer programming</li> <li>Search engine optimization</li> <li>IT support</li> <li>Graphic design</li> <li>Hair styling</li> <li>Makeup</li> <li>Personal training</li> <li>Photography</li> <li>Video</li> </ul> <p>Now some of these are simple skills that you may already have. Others may require extra training. But here's the thing: None of those skills are out of reach.</p> <h2>Learn What Your Clients Want</h2> <p>After you determine what you can do for others, the next step is to find out if people want what you have to offer. So what do other people want enough to pay for?</p> <p>The good news is that the same list above that shows skills you may already have are also the services people want done for them.</p> <p>So if others would pay you for these skills, then where do you look for chances to serve them?</p> <h2>Find an Opportunity</h2> <p>One of the best places I know of to look for extra work is <a href="http://www.craigslist.org/about/sites">Craigslist</a>. And if you want to find work as a side hustle, the &quot;gigs&quot; section is the best place to search. Once you find a job you think you can do well, the next step is to respond to the person who wrote the ad. Here, your goal is to communicate in a competent way so that your prospect will notice. That way, you're more likely to get a positive response.</p> <h2>Write a Reply That Gets You Noticed</h2> <p>Here's an easy way to write an effective email reply, which I learned from taking Ramit Sethi's <a href="http://earn1k.com/">Earn1K</a> course.</p> <p><strong>Subject</strong>: <em>John, I'd like to help you (what they want done).</em></p> <p>With this sentence, you're saying that your purpose is to serve them.</p> <p><strong>Intro</strong>: <em>Hi John, I read your ad on Craigslist, and I noticed that you're looking for someone to help you (what they want done).</em></p> <p>With this sentence, you're telling them how you found out about the opportunity.</p> <p><strong>Pitch</strong>: <em>I've been doing (what they want done) for (how long you've been doing it), and I'd like to help you do the same.</em></p> <p>With this sentence, you're mentioning your qualifications and offering to help achieve the same results.</p> <p><strong>Result</strong>: <em>That way, by working together, you will (a specific way you'll improve their life).</em></p> <p>With this sentence, you want to get inside your customer's head. Ask, &quot;What's in it for them?&quot; What benefit will they get from working with you? Less stress? More peace of mind? More confidence? More sales? Look more attractive?</p> <p><strong>Test</strong>: <em>We can discuss the details, of course. But first I wanted to see if this is something you're interested in.</em></p> <p>With this sentence, you're setting yourself up for further dialogue if they're interested.</p> <p><strong>Close</strong>: <em>If so, would it be okay to send you a few ideas about how I could help?</em></p> <p>With this sentence, you're restating that your purpose is to serve the client.</p> <p>If they respond to your email, you can move forward and discuss the possibility of working together.</p> <h2>Assess Other Options</h2> <p>Depending on your availability and skills, here are several more ways to make extra money:</p> <ul> <li><a href="http://www.wisebread.com/5-ways-to-make-more-money-in-under-10-hours-a-week">5 Ways to Make Extra Money in Less Than 10 Hours a Week</a></li> <li><a href="http://www.wisebread.com/100-ways-to-make-more-money-this-year">100 Ways to Make More Money This Year</a></li> <li><a href="http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash">12 Ways for Stay-at-Home Parents to Earn More Money</a></li> <li><a href="http://www.wisebread.com/cool-convenient-cash-11-easy-ways-to-make-money-online">11 Easy Ways to Make Money Online</a></li> <li><a href="http://www.wisebread.com/10-great-home-based-side-business-ideas">10 Great Home-Based Side Businesses</a></li> </ul> <h2>Make a Plan</h2> <p>This is the last &mdash; and most important &mdash; part. Now that you've assessed your availability, skills, and opportunities, it's time to make a plan.</p> <p>Write down the following:</p> <ul> <li>What will you do to make more money? How will you help someone?</li> <li>How much time will you devote on a weekly basis?</li> <li>What are your income goals? How much extra do you want to make each week?</li> </ul> <p>The benefit to writing this all down is that it may spur additional ideas for your money-making venture. And by having this on paper, you'll stay focused on your effort. Then you'll reap the rewards once you see the extra money coming in.</p> <h2>My Results</h2> <p>After reading all of this, I can understand if you're still skeptical. If you are, then let me share my experience with you.</p> <p>I've personally used this method to reply to a post on Craigslist. As a result, I was hired to tutor a junior high student in math. So this method of earning money works!</p> <p>Of course, before you start working for someone through Craigslist (or anywhere else), do your due diligence. But again, the point is that there's tons of opportunity out there for you to start earning more money. All you have to do is reach for it.</p> <p><em>What skills will you use to start earning more money? Please share in the comments!</em></p> <a href="http://www.wisebread.com/you-can-earn-more-money-heres-how" class="sharethis-link" title="You CAN Earn More Money — Here&#039;s How" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/darren-wu">Darren Wu</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income extra income side hustles side jobs Thu, 22 May 2014 08:00:59 +0000 Darren Wu 1140085 at http://www.wisebread.com 5 New Income Streams Anyone Can Create http://www.wisebread.com/5-new-income-streams-anyone-can-create <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-new-income-streams-anyone-can-create" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/cash-5188537-small_0.jpg" alt="cash" title="cash" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>If money were water, your income would be the fresh mountain spring&hellip; the source of your spending power. This income &quot;stream&quot; could be your answer to financial independence. So, how do we tap into this spring?</p> <p>Here is a list of potential new income streams anyone can create (or find).</p> <h2>1. Bank Your Annual Raise</h2> <p><strong>Potential Yearly Income: $1,500</strong></p> <p>It's amazing how quickly new income gets burned through when people get raises. In 2014, the average raise is expected to be 3% in the United States. When they get raises, many people seem to forget that they were getting by with their prior salary, and before too long, they are just getting by with the new one. It's not mandatory that your expenses increase in step with your salary. All you have to do is take that additional 3% raise and sock it away in a savings account.</p> <p>If you make $50,000 and get a 3% raise, you will earn an additional $1,500 the following year. To avoid taxes, you could simply increase your 401(k) contribution by that amount. Otherwise, that $1,500 may look more like $1,125 after federal taxes&hellip; and more like $1,000 after state, Social Security, and Medicare taxes hit. But, that's still a nice lump sum. And, it may even go up again the following year! Set up an automatic transfer from your checking account to a savings account as soon as the raise hits, and you'll never feel a thing.</p> <h2>2. 401(k) Match</h2> <p><strong>Potential Yearly Income: $1,500</strong></p> <p>Many companies offer a retirement plan at work. Typically, this comes in the form of a 401(k) plan. If the employee elects to contribute to such a plan, a certain percentage of pay is taken out pre-tax from each paycheck and invested in his or her 401(k) account. Often, the company may sweeten the deal by offering a match. Herein lays your first new income stream.</p> <p>For example, the match may be $0.50 for every dollar you invest up to a maximum of 6% of your salary. Assuming you earn $50,000 per year and choose to invest 6% of your salary into your 401(k), you will have contributed $3,000 by the end of the year. And, you also get your match of $0.50 on the dollar, which means your company contributes an additional $1,500 per year!</p> <h2>3. Credit Card Points</h2> <p><strong>Potential Yearly Income: $500</strong></p> <p>We all spend money, right? So, let's get paid to spend it! Many credit cards offer points for making purchases on your credit card. Often, you'll receive points based on a percentage of the money you spend. I see another potential income stream here.</p> <p>Let's say you spend $25,000 every year and you <a href="http://www.wisebread.com/topic/personal-finance/credit-cards">find a credit card</a> that provides you with points equaling 2% of all expenses paid on the card. To be realistic, not all expenses can be paid for on a credit card. However, if you take advantage of all opportunities (and pay off your credit card each month), you can certainly create a nice little income each year.</p> <p>Just 2% of $25,000 is still $500 additional income to you.</p> <h2>4. Consulting or Freelancing</h2> <p><strong>Potential Yearly Income: $1,000 (and up!)</strong></p> <p>Now take a look at the skills that you possess. What do you love doing that you can teach others in your free time? Are you a great musician, tech geek, writer, marketing genius, artist? In the age of the Internet, it seems everyone is creating some sort of service based business.</p> <p>Let's consider one simple idea. Do you have a knack for growing your social media followers? Turn that into a business. Something that comes naturally to you might seem impossible for others. You could charge $0.50 for every new Facebook &quot;like&quot; you obtain for a non-tech savvy small business owner. The business gets 200 new followers, and you pocket $100! Plus, if it's easy for you, it won't even feel like work. Do that for 10 people, and you'll pull in $1,000.</p> <p>The possibilities here are nearly limitless, but here are some ideas to get you started:</p> <ul> <li><a href="http://www.wisebread.com/8-freelance-gigs-anyone-can-do-to-make-extra-money">8 Great Freelance Gigs</a></li> <li><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">Side Jobs for Stay-at-Home Parents</a></li> <li><a href="http://www.wisebread.com/30-great-side-jobs">30 Great Side Jobs</a></li> <li><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash </a></li> </ul> <h2>5. Craigslist/eBay Sales</h2> <p><strong>Potential Yearly Income: $1,200</strong></p> <p>Everyone has junk in their home that they just don't need anymore. And, as the saying goes, your junk could be another person's treasure. The problem is that no one wants to spend time sorting through things and taking pictures for the Internet. Well, suck it up and create another income stream for yourself!</p> <p>Just think&nbsp;<span style="font-size: 13px;">&mdash;</span><span style="font-size: 13px; line-height: 1.7em;">&nbsp;Craigslist is loaded with old books, clothes, toys, video games, furniture... and whatever else you can find in your attic or basement. You could easily sell a coach ($200), TV ($100), a few cell phones ($50), several books ($50), a nice piece of wooden furniture ($300), and a box of video games ($150); and you'll be well on your way. Throw in some power tools ($250) and a canoe ($100), and you'll have a handful of cold hard cash!</span></p> <h2>6. Fitness Benefit Reimbursement</h2> <p><strong>Potential Yearly Income: $150</strong></p> <p>We all love to talk about how expensive our health insurance is, but it's something we are required to pay. So let's take advantage of the fitness benefit offered by most insurance companies. All you need to do is spend money on a gym membership (which you probably already do)!</p> <p>Many insurance companies refund a portion of the cost of a gym membership. For example, my health plan gives me $150 every year just for showing them that I spent at least that much to pay for my gym membership. I'm going to the gym anyway, so why not get paid to do it?</p> <p>So let's stop here and total up our five recently uncovered revenue streams. Yup, that's $5,850! Now multiply that by five years, and you've just generated almost $30,000 &mdash; not including interest earned or investment returns. Just think of what you could do with this additional cash flow over your lifetime!</p> <p><em>How else have you generated income for yourself? Do you have any tips to share with us? </em></p> <a href="http://www.wisebread.com/5-new-income-streams-anyone-can-create" class="sharethis-link" title="5 New Income Streams Anyone Can Create" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/eric-roberge-cfp">Eric Roberge CFP</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income extra income freelancing side jobs Wed, 14 May 2014 08:00:18 +0000 Eric Roberge CFP 1139228 at http://www.wisebread.com 8 Freelance Gigs Anyone Can Do to Make Extra Money http://www.wisebread.com/8-freelance-gigs-anyone-can-do-to-make-extra-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-freelance-gigs-anyone-can-do-to-make-extra-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/pet-80603304.jpg" alt="dog walker" title="dog walker" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>&quot;This easy money I'm earning on the side is really cramping my style!&quot; &mdash; said no one ever.</p> <p>A small, supplemental income that's not too taxing on your time and energy can mean the difference between frugal and comfortable living. Trying to grow your savings? Stuck with a salary freeze? Too pinched to pull the trigger on that weekend getaway? Here are eight low-commitment gigs you can go after outside your nine-to-five to pad your pockets or indulge your leisure.</p> <h2>1. Be a Social Media Guru</h2> <p>You're probably not surprised by this stat: <a href="http://mashable.com/2014/02/13/linkedin-social-media-study/">81% of small and medium-sized businesses use social media</a> to drive growth. But believe it or not, the Internet, with all its intricacies, is still a foreign place for many folks out there &mdash; including business owners. And while the majority of them are onboard with the social media marketing revolution, a solid 20% are still missing out.</p> <p>If you're savvy on Facebook, Twitter, Instagram, Pinterest &mdash; whatever networking tool might best add value and buzz to your local coffee shop's brand &mdash; set up a meeting with the owner and pitch your talents. This goes for the pizza shop, yoga studio, and laundromat on the corner, too. Those of us who live out our digital lives on these networks know them best. And we know how to use them to grow a brand or customer base because we've experienced first hand what works and what flops. No marketing degree required.</p> <h2>2. Give a Ride</h2> <p>If you've got a car and clean driving record, you can offer rides for a fee to people in your community who need a lift by using web-based services like <a href="http://www.lyft.com/">Lyft</a> and <a href="https://www.uber.com/">Uber</a>. For example, you can offer to drive a stranger to their cousin's birthday party across town for $8. You get to choose how much your time is worth.</p> <h2>3. Offer Quick Services for Small Fees</h2> <p>With Amazon's <a href="https://www.mturk.com/mturk/welcome">Mechanical Turk</a>, all you need is Internet access to make money from the comfort of your couch by completing tasks like writing product descriptions or identifying animal species in photographs. Many of the tasks take minutes to complete, which is both a bonus and drawback. You typically have to complete numerous tasks to earn any sizable income.</p> <p>Another website that will allow you to complete small tasks for a fee is <a href="http://tracking.fiverr.com/aff_c?offer_id=1441&amp;aff_id=4437">Fiverr</a>. You can complete tasks in areas like online marketing and foreign language translation for modest sums akin to $5. Examples of services currently being offered for $5 on Fiverr include writing a testimonial for a your business and creating an original Mother's Day rap.</p> <h2>4. Teach</h2> <p>You'll rake in the big bucks with college prep tutoring, but you can still make good money teaching if you don't know the ins-and-outs of the SAT with many <a href="http://www.wisebread.com/extra-income-opportunity-online-tutoring">online tutoring opportunities</a>.</p> <p>Lots of kids (and adults) need help in math, science, writing, foreign languages, and the arts. And if you're not comfortable teaching academics, you can still make money teaching skills you <em>are</em> comfortable sharing. Do you play an instrument? Can you <a href="http://www.shareasale.com/r.cfm?b=597358&amp;u=255320&amp;m=29190&amp;urllink=&amp;afftrack=">sew, knit, or crochet</a>? Are you a master computer programmer? Can you teach prospective vegans how to prepare meals? Would you make a killer tennis instructor? Do you know how to write a great cover letter or design a sharp resume? Brainstorm your skills. Now go out and find your students. They're out there. And there are coffee house bulletin boards, digital community boards like <a href="http://www.mypebblebox.com/home/">PebbleBox</a>, and social media networks to help you spread the word about your services.</p> <h2>5. Run Errands</h2> <p><a href="https://www.taskrabbit.com/">TaskRabbit</a> is a web-based service that helps match people looking to make some some extra cash with people nearby who are willing to pay to cross a few more items off the to-do list. By becoming a bonafide TaskRabbit, you'll have access to an array of local gigs ranging from running errands at the grocery store to more skilled labor like patching up a deflated bicycle tire. Not only will you be raking in the dough, you'll also have the satisfaction of knowing you helped out a neighbor in need.</p> <h2>6. Walk the Neighbors' Dogs</h2> <p>Websites like <a href="http://www.dogwalker.com/">DogWalker.com</a> exist solely to pair dog owners with people willing to walk their four-legged family members when they can't be around do it themselves. Not only can you use online dog walking job boards to scour databases of gigs near you, you can also list yourself as a willing-and-able dog walker on the prowl for furry clients. It'll cost you less than $1 to list your services in up to 25 zip codes using DogWalker.com. Other sites worth checking out include <a href="http://www.anrdoezrs.net/click-2822544-10563277">Care.com</a> and <a href="http://www.jdoqocy.com/click-2822544-10460530">sittercity</a>.</p> <h2>7. Babysit</h2> <p>Technology has altered the way we do many things, but we're not yet in an age where a robot can sufficiently look after a child. The babysitter is still in style, and there are lots of cool websites like the aforementioned&nbsp;<a href="http://www.jdoqocy.com/click-2822544-10460530">sittercity</a> and <a href="http://www.anrdoezrs.net/click-2822544-10563277">Care.com</a> to help you find clients. It might feel a bit like a flashback to your 16-year-old self, but the truth is this: Parents will pay good money to know their children are in good hands. And, thankfully, you're no longer your 16-year-old self. You're a responsible (we hope), reliable adult. You now know what to do when the four-year-old wets the bed. And you know lots of people with children. So don't be shy; every parent needs a break.</p> <h2>8. Capitalize on Festival Season</h2> <p>Warm-weather festivals, fairs, markets, and concert venues need temporary employees to do work ranging from marketing and ticket sales to parking lot and aisle attending. They also need crafters, musicians, photographers, and other artistic folks to make these events worthwhile. Be proactive and search for the organizers of popular seasonal or one-time events coming to your area. Reach out and offer your services.</p> <h2>Keep Your Eyes Peeled</h2> <p>Whether you choose to chase one of these eight freelance jobs, there's a habit every side-job seeker should adopt: Troll your local job boards with regularity. Coffee house bulletin boards as well as digital ones like Craigslist are oft-overlooked gold mines for well-paying gigs. You won't know what you'll find 'til you look.</p> <p><em>How have you made extra money on the side? Please share in comments!</em></p> <a href="http://www.wisebread.com/8-freelance-gigs-anyone-can-do-to-make-extra-money" class="sharethis-link" title="8 Freelance Gigs Anyone Can Do to Make Extra Money" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income freelance gigs side jobs Mon, 05 May 2014 08:12:19 +0000 Brittany Lyte 1137744 at http://www.wisebread.com Best Money Tips: Hacks to Earn More Money With Less Work http://www.wisebread.com/best-money-tips-hacks-to-earn-more-money-with-less-work <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-hacks-to-earn-more-money-with-less-work" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/cash-bldhs050295cnsmr.jpg" alt="cash" title="cash" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on simple hacks to earn more money with less work, negotiating with wedding vendors, and saving for your family vacation.</p> <h2>Top 5 Articles<a href="http://www.savvysugar.com/Negotiate-Wedding-Vendors-30658323"><br /> </a></h2> <p><a href="http://www.carefulcents.com/earn-more-and-work-less/">10 Mind-Blowingly Simple Hacks to Earning More Money With Less Work</a> &mdash; Earn more money with less work by increasing your rates and grouping similar tasks into batches. [Careful Cents]</p> <p><a href="http://www.savvysugar.com/Negotiate-Wedding-Vendors-30658323">6 Tips for Negotiating with Wedding Vendors (Without Offending)</a> &mdash; When negotiating with wedding vendors, be flexible and know when to move on. [PopSugar Smart Living]</p> <p><a href="http://www.stretcher.com/stories/00/000424g.cfm?slider">Save Money for Your Family Vacation</a> &mdash; To save money for your family vacation, save your change and pack lunches. [TheDollarStretcher.com]</p> <p><a href="http://cashmoneylife.com/money-talk-avoid-these-4-times/">Planning to Have a Money Talk? Avoid these 4 Times</a> &mdash; Avoid having money talks when you are lonely or tired. [Cash Money Life]</p> <p><a href="http://livingonthecheap.com/americas-25-frugal-cities/">America's 25 most frugal cities</a> &mdash; Columbus and Chicago are just two of America's most frugal cities. [Living on the Cheap]</p> <h2>Other Essential Reading</h2> <p><a href="http://moneyning.com/investing/how-to-build-a-nest-egg-while-your-kids-are-still-in-the-nest/">How to Build a Nest Egg While Your Kids are Still in the Nest</a> &mdash; Build a nest egg while your kids are still in the nest by encouraging financial responsibility in your children. [MoneyNing]</p> <p><a href="http://www.moneyunder30.com/paying-medical-bills-you-cant-afford">What To Do When You Get Medical Bills You Can't Afford</a> &mdash; Working out an interest-free payment plan can help you with medical bills you can't afford. [Money Under 30]</p> <p><a href="http://moneysmartlife.com/thrift-after-layoff/">Thrift - Your Best Friend After a Layoff</a> &mdash; If you get laid off, any expense that isn't absolutely necessary has to go. [Money Smart Life]</p> <p><a href="http://www.smartasset.com/blog/education/5-perfectly-practical-high-school-graduation-gifts/">5 Perfectly Practical High School Graduation Gifts</a> &mdash; Gift cards are a practical high school graduation gift. [SmartAsset]</p> <p><a href="http://parentingsquad.com/8-ways-to-reinforce-lessons-your-child-learned-in-preschool">8 Ways to Reinforce Lessons Your Child Learned in Preschool</a> &mdash; To reinforce the lessons your child learned in preschool, keep them on a schedule and talk to them about sharing. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-hacks-to-earn-more-money-with-less-work" class="sharethis-link" title="Best Money Tips: Hacks to Earn More Money With Less Work" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips earning extra income hacks money Tue, 29 Apr 2014 09:00:21 +0000 Ashley Jacobs 1137270 at http://www.wisebread.com 5 Things You Can Resell on eBay That Make the Most Money http://www.wisebread.com/5-things-you-can-resell-on-ebay-that-make-the-most-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-things-you-can-resell-on-ebay-that-make-the-most-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/clothing-158001066.jpg" alt="vintage suit" title="vintage suit" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Sometimes, it's easy to feel like eBay's moment in the sun has passed &mdash; at least as a seller. The heady days of flipping almost any item for a stratospheric profit may be over, but the market is still rife with opportunity for sellers willing to do a little research and find veins of hot &quot;sleeper&quot; items that are underserved by other listers. As an active eBay seller for the past 12 years, and at the risk of bolstering my own competition, let me share five fairly random categories of items that have served me well recently. (See also: <a href="http://www.wisebread.com/craigslist-vs-ebay-where-to-sell-10-common-items?ref=seealso">Should I Sell This on Craigslist or eBay?</a>)</p> <h2>1. Vintage Three-Piece Suits</h2> <p>I hate to sound like I'm generalizing, but hipsters in New York and Los Angeles are wild for three-piece suits. Vintage fitted styles, subtle patterns, and flat-front trousers are a few of the essential features that moves every single suit I list within a week. In my neck of the woods, I can usually score a vintage suit for $6.00 and flip it for $45.00 to $65.00, depending on quality, condition, style, etc. For quick sales and highest profits, avoid suits that have been dramatically tailored to fit a very specific body type, have noticeable wear, are missing buttons, or have non-functional zippers. (See also: <a href="http://www.wisebread.com/make-your-clothing-fit-perfectly-with-these-10-no-sew-fixes?ref=seealso">No-Sew Ways to Fix Clothing</a>)</p> <h2>2. Vintage Wingtips</h2> <p>Those fly suits need seriously stylish shoes from the same era. Men's vintage leather wingtips are a consistently hot seller, as buyers realize that new shoes of the same quality would set them back a few hundred bucks.</p> <p>Go-to brands in this category are vintage Florsheim, Hanover, and O'Sullivan shoes. Look for leather uppers and leather soles, five-nail construction (which attaches the heel to the body of the shoe), and other markers of quality. In my area, it's possible to score a great pair of vintage kicks for $4.00 or $5.00 and resell them easily for $35.00 to $40.00.</p> <h2>3. Mid-Century Modern&hellip; Anything</h2> <p>The mid-century modern aesthetic has definitely caught on, and I won't win any recognition for being the first to market with Sputnik light fixtures or Eames chairs. But the continued opportunity in this category lies in the fact that many traditional antique dealers are still ignoring this era. It's completely possible in some parts of the country to pick up gems from the 1950s and 1960s for next to nothing, as the old guard scouts around for earlier twentieth century stock. (See also: <a href="http://www.wisebread.com/dont-ruin-an-antique-how-to-tell-if-you-should-refinish-wooden-furniture?ref=seealso">How to Tell if You Should Refinish Wooden Furniture</a>)</p> <p>To illustrate, just a few months ago while on vacation in Oregon, a friend of mine and I found a rare Eames wire and dowel desk chair for $14.99 at a thrift store. We promptly listed and sold it for $450.00. Sure, those big-ticket flips don't happen every day, but there's a range of smaller mid-century items like vases, lamps, dinnerware, and artwork that can still fetch healthy profits.</p> <h2>4. Emo Clothing</h2> <p>Short for emotional, <em>Emo</em> is a style of rock music, but there's a strong associated fashion sense. Vintage souvenir t-shirts, ironic clothing of all sorts, and work jackets that advertise almost anything are just a few items that capture this youthful style. A quick eBay keyword search that includes the term, &quot;emo,&quot; results in a nondescript vintage cardigan that someone paid $50.00 for and (dare I say it?) dozens of cheesy vintage track suits selling like hotcakes. Besides Emo, see what other vintage fashion items are hot sellers by searching with keywords like &quot;rockabilly,&quot; &quot;punk,&quot; and &quot;bobber.&quot;</p> <h2>5.Vintage Ralph Lauren Clothing</h2> <p>Yes, this <em>is</em> your dad's Ralph Lauren clothing. Think 1980s and '90s preppie as you scout around for vintage Polo brand clothing. If you can find it cheap enough, there's a tidy profit to be made. Remember the Ralph Lauren teddy bear insignia? Well, a men's sweater with that iconic bear woven into it recently sold for $202.00 on eBay. Just last week, I sold a vintage Ralph Lauren oxford with a teddy bear insignia embroidered on the chest pocket for $42.00. (I paid $3.59 for it.) Don't tell me there aren't scores of similar classic shirts and sweaters floating around in thrift stores just waiting to be discovered. (See also: <a href="http://www.wisebread.com/to-buy-or-not-to-buy-criteria-for-thrift-store-clothes-shopping?ref=seealso">Criteria for Thrift Store Clothing</a>)</p> <p>Is your thrifting muscle twitching yet? If not, do some scouting around on eBay and randomly search for items you run across consistently in local auctions, flea markets, or yard sales. See what's selling and what's not. The wonderful thing about selling online is the wonderful thing about fashion &mdash; it's dynamic, and what's a dud today may be white-hot next month. EBay makes it easy to review what items have sold for in the recent past and sort by highest-to-lowest sale price. This type of legwork really pays off and can sometimes make you the only local buyer for entire categories of items &mdash; and as a seller, that's exactly where you want to be.</p> <p><em>Are you a current or wannabe online seller? What niche products sell well for you and what advice would you give to sellers just starting out?</em></p> <a href="http://www.wisebread.com/5-things-you-can-resell-on-ebay-that-make-the-most-money" class="sharethis-link" title="5 Things You Can Resell on eBay That Make the Most Money" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income eBay ebay resale resales thrift stores Tue, 29 Apr 2014 08:48:15 +0000 Kentin Waits 1136818 at http://www.wisebread.com Are You Ready to Turn Your Hobby Into a Business? http://www.wisebread.com/are-you-ready-to-turn-your-hobby-into-a-business <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/are-you-ready-to-turn-your-hobby-into-a-business" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/hobby-83402322.jpg" alt="knitting" title="knitting" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Do you have a hobby you enjoy? This can be anything from painting to building furniture to playing video games. In other words, anything you do in your spare time to have fun. (See also: <a href="http://www.wisebread.com/10-awesome-money-making-hobbies?ref=seealso">Awesome Money-Making Hobbies</a>)</p> <p>While some people are content with keeping their hobby a hobby, others get the bright idea of turning theirs into a side gig or business. They begin to wonder if there's a way to take their favorite activity and turn it into a money-making machine.</p> <p>Before you make this big decision, it is imperative to consider the pros and cons. If you take the leap without thinking twice, you may find that you have killed your hobby and are now in over your head. (See also: <a href="http://www.wisebread.com/the-10-worst-ways-to-make-extra-money?ref=seealso">The Worst Ways to Make Extra Money</a>)</p> <h2>Can You Handle the Pressure of Turning Your Hobby Into a Business?</h2> <p>A hobby is supposed to be fun. A hobby is something you turn to when you are looking to relax and escape the stress of your everyday life. The second you turn this into a side gig, everything is going to change. Now, there is a lot of pressure on you to perform.</p> <p>Let's look at the example of somebody who enjoys painting. When this is a hobby, you don't have any pressure to make the piece &quot;marketable.&quot; You don't have to concern yourself with what others may think. In other words, you are painting because it is something you love.</p> <p>Once you turn this into a business, however, everything changes.</p> <ul> <li>Do you have a plan for selling the piece?<br /> &nbsp;</li> <li>Can you work fast enough to make it worth your while?<br /> &nbsp;</li> <li>What will you do if a customer is unsatisfied?</li> </ul> <p>As you can see, there are many questions you need to answer. As a hobby, your only concern was the actual painting. Once it is a side gig, everything else is a concern.</p> <h2>Do You Have Enough Time?</h2> <p>A hobby doesn't require you to work a certain amount of hours. You don't answer to anybody but yourself. If you decide to take a day or week (or longer) away from your favorite activity, it really doesn't matter.</p> <p>When you have a side business, there is no walking away, especially if you have customers who rely on you or orders you have to fulfill.</p> <p>The big question is this: Do you have enough time in your day to handle your full-time job, personal life, and the side gig? If you bite off more than you can chew, you could find yourself strapped for time. You'll be making a few extra dollars each month, but you may find it coming at a cost, such as less time with your family or your other work suffering as a result. (See also: <a href="http://www.wisebread.com/the-secret-to-time-management-and-work-life-balance?ref=seealso">The Secret to Work Life Balance</a>)</p> <h2>Are You Prepared for the Risk?</h2> <p>Starting a business, regardless of the size or industry, is a big risk. This is particularly true if it will cost you a lot of money to get up and running.</p> <p>There is no denying the fact that a bigger risk comes with a bigger potential reward, but you must decide early on if you are willing to put yourself on the line. Are you OK with losing money if your move from hobby to business fails? Are you OK ith wasting a lot of time should things not work out?</p> <h2>Questions to Answer</h2> <p>At this point, you may be so scared about turning your hobby into a side gig that you never let this cross your mind again. But remember, it's not all bad. There are many people who've taken something they love and turned it into something that earns them a lot (or a little) money. (See also: <a href="http://www.wisebread.com/10-great-home-based-side-business-ideas?ref=seealso">10 Great Home-Based Side Businesses)</a></p> <p>By answering these questions, you may find it much easier to decide what to do next.</p> <ul> <li>Do you enjoy your hobby so much that you wouldn't mind if it turned into a money-making business?<br /> &nbsp;</li> <li>Would you shy away from your hobby in the future should your business flop?<br /> &nbsp;</li> <li>Are you the type of person who can deal with the pressure of owning their own business?<br /> &nbsp;</li> <li>Do you have the time to start a side business?<br /> &nbsp;</li> <li>Will your side gig pose too much of a risk?</li> </ul> <p>Now that you understand when you shouldn't make your hobby a side gig, you can decide which steps to take next. Tread softly as this is a decision that will impact your life on many different levels.</p> <p><em>Have you turned a hobby into a side business? Please share your experience in comments!</em></p> <a href="http://www.wisebread.com/are-you-ready-to-turn-your-hobby-into-a-business" class="sharethis-link" title="Are You Ready to Turn Your Hobby Into a Business?" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income business extra income hobby hobby business side business Thu, 24 Apr 2014 08:36:22 +0000 Mikey Rox 1136716 at http://www.wisebread.com Best Money Tips: Fifteen Ways to Make Money to Fill Your Fridge http://www.wisebread.com/best-money-tips-fifteen-ways-to-make-money-to-fill-your-fridge <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-fifteen-ways-to-make-money-to-fill-your-fridge" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/groceries-466554273.jpg" alt="groceries" title="groceries" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on ways to make money to fill your fridge, bills you can cut from your budget, and things to bring to a job interview.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.themoneyprinciple.co.uk/make-money-to-fill-your-fridge-make-300500-per-month/">Fifteen ways to make money to fill your fridge: make &pound;300/$500 per month</a> &mdash; Mending computers or dog sitting can help you make enough money to fill your fridge. [The Money Principle]</p> <p><a href="http://www.smartasset.com/blog/money-saving-tip/5-bills-you-can-cut-from-your-budget-right-now/">5 Bills You Can Cut From Your Budget Right Now</a> &mdash; Chances are you can cut your cable bill from your budget right now. [SmartAsset Blog]</p> <p><a href="http://www.savvysugar.com/Things-Bring-Job-Interview-2428108">5 Things to Bring to a Job Interview </a>&mdash; It is a good idea to bring a notebook prepared with questions to your job interview. [PopSugar Smart Living]</p> <p><a href="http://www.getrichslowly.org/blog/2014/04/16/giving-makes-us-happier-but-what-if-you-dont-have-much-to-give/">Giving makes us happier, but what if you don't have much to give?</a> &mdash; If you don't have much to give to charity, you can get crafty or volunteer. [Get Rich Slowly]</p> <p><a href="http://www.20sfinances.com/dangers-of-earning-more-money/">The Dangers of Earning More Money</a> &mdash; Earning more money may make you feel the need to spend more money. [20's Finances]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.threethriftyguys.com/2014/04/how-to-negotiate-for-more-vacation-time/">How to Negotiate for More Vacation Time</a> &mdash; When negotiating for more vacation time, prove you deserve it. [Three Thrifty Guys]</p> <p><a href="http://staplerconfessions.com/index.php/conquering-the-cravings-how-to-stay-on-budget-while-pregnant/">Conquering the Cravings: How to Stay on Budget While Pregnant</a> &mdash; If you crave Chinese food while you are pregnant, have freezer potstickers on hand to save money. [Stapler Confessions]</p> <p><a href="http://howsmarriedlife.net/non-profits-will-help-finances/">Non-Profits That Will Help You You with Your Finances</a> &mdash; Debt Advice Foundation is a non-profit that will help you with your finances. [How's Married Life?]</p> <p><a href="http://www.fivecentnickel.com/2014/04/14/parents-attitudes-toward-money-and-kids/">Parents' attitudes towards money and kids</a> &mdash; Did you know one in four parents carries a credit card balance? [Five Cent Nickel]</p> <p><a href="http://parentingsquad.com/teaching-kids-the-true-meaning-of-easter">Teaching Kids the True Meaning of Easter</a> &mdash; Using props like flowers can help you teach your kids the true meaning of Easter. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-fifteen-ways-to-make-money-to-fill-your-fridge" class="sharethis-link" title="Best Money Tips: Fifteen Ways to Make Money to Fill Your Fridge" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income Food and Drink best money tips fridge making money money Fri, 18 Apr 2014 09:00:20 +0000 Ashley Jacobs 1135855 at http://www.wisebread.com Best Money Tips: Ways to Profit From Your Passions http://www.wisebread.com/best-money-tips-ways-to-profit-from-your-passions <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-profit-from-your-passions" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/musician-3607342-small.jpg" alt="musician" title="musician" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some amazing articles on ways to profit from your passions, mistakes online shoppers make, and bad money habits that rob you blind.</p> <h2>Top 5 Articles</h2> <p><a href="http://kiplinger.com/article/business/T012-C006-S010-ways-to-profit-from-your-passions.html?si=1">6 Ways to Profit From Your Passions</a> &mdash; Creating and selling your crafts or giving guided tours can help you profit from your passions. [Kiplinger]</p> <p><a href="http://www.creditsesame.com/blog/online-shopping-mistakes/">5 Mistakes Online Shoppers Make</a> &mdash; Online shoppers tend to make the mistake of failing to search for promo codes. [Credit Sesame]</p> <p><a href="http://www.moneytalksnews.com/2014/04/10/10-bad-money-habits-that-rob-you-blind-and-how-to-quit-them/">10 Bad Money Habits That Rob You Blind and How to Quit Them</a> &mdash; Failing to fund a retirement plan and getting hooked on lattes are bad money habits that rob you blind. [Money Talks News]</p> <p><a href="http://www.savvysugar.com/Tips-City-Hall-Wedding-29238543">9 Tips for Planning a City Hall Wedding</a> &mdash; When planning a city hall wedding, be early and consider an afterparty. [PopSugar Smart Living]</p> <p><a href="http://www.moneycrashers.com/stay-budget-buying-house/">5 Ways to Stay Within Your Budget When Buying a New House</a> &mdash; Don't compare yourself to others and try to avoid bidding wars when buying a house. [Money Crashers]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.bargaineering.com/articles/blinding-chasing-job-smart-career.html">Blindly chasing any job isn't a smart way to launch a career ...Here's how to do better</a> &mdash; Don't apply for jobs that you are way underqualified for and remember to network. [Bargaineering]</p> <p><a href="http://wealthyturtle.com/darth-vaders-top-5-tips-for-saving-money/">Darth Vader's Top 5 Tips For Saving Money</a> &mdash; Learn a lesson from Darth Vader and outsource your less desirable jobs. [Wealthy Turtle]</p> <p><a href="http://www.freemoneyfinance.com/2014/04/the-conversation-about-college-is-turning-in-the-right-direction.html">The Conversation About College is Turning in the Right Direction</a> &mdash; What are some of the cost and benefit considerations you think people should be making in regards to college? [Free Money Finance]</p> <p><a href="http://www.moneyunder30.com/end-your-fear-of-investing">End Your Fear of Investing</a> &mdash; Scheduling routine checkups can help you end your fear of investing. [Money Under 30]</p> <p><a href="http://parentingsquad.com/how-to-decorate-a-green-baby-nursery">How to Decorate a &quot;Green&quot; Baby Nursery</a> &mdash; To decorate a &quot;green&quot; baby nursery, opt for wood floors. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-ways-to-profit-from-your-passions" class="sharethis-link" title="Best Money Tips: Ways to Profit From Your Passions" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips passions profit Mon, 14 Apr 2014 09:00:24 +0000 Ashley Jacobs 1135176 at http://www.wisebread.com