medical care http://www.wisebread.com/taxonomy/term/10762/all en-US Making Money From Clinical Trials: Worth the Risk? http://www.wisebread.com/making-money-from-clinical-trials-worth-the-risk <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/making-money-from-clinical-trials-worth-the-risk" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000015627360Small.jpg" alt="Woman having her blood pressure taken" title="Woman having her blood pressure taken" class="imagecache imagecache-250w" width="250" height="164" /></a> </div> </div> </div> <p>As a broke college student, the allure of a huge payday for a weekend of &quot;selling my body to science&quot; was all too appealing. My roommate and I saw an ad for a study that would pay $750 for participating over a weekend. We had all the time in the world, needed money, and figured it was a no-brainer, so we signed up.</p> <p>As it turns out, it was an early phase clinical trial for a migraine drug. In retrospect, I have my doubts whether the candidate ever made it to market, or at least at the dose we were subjected to. I was the lucky one &mdash; as I found out after the study, I received the placebo. My roommate got the good stuff. Shortly after an IV injection, he started to experience severe headaches, and then he threw up all over the place. This continued for some time and didn't subside until they dropped the dosing (which they administered every several hours). He was quite miserable. To make matters worse, we weren't allowed to talk to other people at the facility. They had some seemingly strange rules we never figured out. We joked that it was kind of like prison, but without the guards and shackles. We did have a PlayStation to pass the time, however, and it makes for some memorable conversation to this day. (See also: <a href="http://www.wisebread.com/9-ways-to-beat-a-killer-headache-with-stuff-you-have-around-the-house">9 Ways to Beat a Killer Headache</a>)</p> <h3>Is Making Money From a Clinical Trial Worth the Risk?</h3> <p>All clinical trials are different, and they shouldn't be condemned outright. First off, I work in biotech, and I'm fully aware that without human trials, we'd never see any innovative drugs introduced. Chances are, if you're reading this, you've been the beneficiary of some sort of medicine or cosmetic that underwent both animal and human testing.</p> <p>However, it's not something I'd recommend for my kids or other people looking to <a href="http://www.wisebread.com/5-money-making-activities-you-can-do-today">earn extra money</a>. Like most things in life, the greater the risk, the greater you'd expect the pay to be. If you're testing out a cosmetic or you're a food taster, chances are you're not going to make nearly what you would in a medical clinical trial, where you're likely subjecting yourself to more risk. While it's rare, people do experience seriously adverse events and even death during clinical trials.</p> <p>During the enrollment period, you'll be asked to review and sign various documents. Some good pointers in this month's <a href="http://www.consumerreports.org">Consumer Reports</a> print edition include ensuring that you retain the right to sue for adverse effects and the right to withdraw at any time. I hadn't really thought of these things when I participated, and in retrospect, if my roommate tried to go home, I wonder if they would have forcibly detained him?</p> <h3>How to Find Clinical Trials</h3> <p>The most widely used (and legitimate) resource for clinical trial recruitment is through the registry at <a href="http://www.clinicaltrials.gov">clinicaltrials.gov</a>. However, often you'll also hear radio spots or see newspaper advertisements recruiting as well. As I recall, we found out about the trial through a campus newspaper ad. Word of mouth is another means to learn more about what the actual conditions and experiences were at the facility from people who already participated. If possible, it's ideal to find out what company is overseeing the trial and learn a bit about the facility in advance.</p> <p>Personally, I don't see myself ever participating in a clinical trial again, but in the name of scientific progress, the medical community will always need volunteers and compensate them accordingly.</p> <p><em>Have you ever participated in a clinical trial?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/darwins-money">Darwins Money</a> of <a href="http://www.wisebread.com/making-money-from-clinical-trials-worth-the-risk">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-hair-for-cash">How to Sell Your Hair for Cash</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/generic-drug-price-lists-for-six-major-pharmacies">Generic Drug Price Lists For Six Major Pharmacies - Updated</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-worst-ways-to-make-extra-money">The 10 Worst Ways to Make Extra Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-prescription-drugs-for-those-who-qualify">Free Prescription Drugs for Those Who Qualify</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Health and Beauty drugs medical care part-time job testing Mon, 23 May 2011 10:24:20 +0000 Darwins Money 546184 at http://www.wisebread.com 5 Places to Check out Medical Care for the Uninsured http://www.wisebread.com/5-places-to-check-out-medical-care-for-the-uninsured <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-places-to-check-out-medical-care-for-the-uninsured" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/stethoscope_0.jpg" alt="stethoscope" title="stethoscope" class="imagecache imagecache-250w" width="250" height="125" /></a> </div> </div> </div> <p> <meta http-equiv="CONTENT-TYPE" content="text/html; charset=utf-8" /><br /> <title></title><br /> <meta name="GENERATOR" content="OpenOffice.org 3.0 (Win32)" /></p> <style type="text/css"> <!-- @page { margin: 0.79in } P { margin-bottom: 0.08in } --><!-- @page { margin: 0.79in } P { margin-bottom: 0.08in } --> </style></p> <p style="margin-bottom: 0in;">With job loss on the rise and many people who can not afford medical insurance on their own, yet don't qualify for state or federal assistance, there are many who will skip medical treatment to save money. Your health is certainly not something you can take likely.</p> <p style="margin-bottom: 0in;"><em><strong>Here are 5 places you can check out when you need medical help but don't have the insurance to cover it:</strong></em></p> <p style="margin-bottom: 0in;"><strong>Your Family Doctor</strong></p> <p style="margin-bottom: 0in;">Many individuals do not realize it but you can still see your family physician without insurance and be able to afford it. It may take some gumption but approach your doctor about a reduction in rates for services because you are willing to pay cash. Many doctors are happy to work with you because they will likely get more money and get it in a faster time period than when having to deal with insurance or Medicare.</p> <p style="margin-bottom: 0in;"><strong>Health Care Centers </strong></p> <p style="margin-bottom: 0in;">These are not the &ldquo;free clinics&rdquo; you might have in your community but there are health care centers regulated and sponsored by the federal government. These centers provide primary, preventative and dental services to people of all ages, based on a sliding payment scale. This means you pay for services based on how much income you make. Check out <a href="http://findahealthcenter.hrsa.gov/">findahealthcenter.hrsa.gov</a> to find a center in your area.</p> <p style="margin-bottom: 0in;"><strong>Planned Parenthood</strong></p> <p style="margin-bottom: 0in;">Because Planned Parenthood centers often receive state funding and public donations, the fees for services may be even lower than normal, but you will typically you'll be charged what you can afford, based on your income. Women can receive family planning services, plus other treatment and testing for STD's, pap tests, breast exams, and birth control for little or no cost. Be sure to call first to discuss your finances if you do not have insurance. You'll be able to get a ball park figure for how much it will cost prior to going to your appointment. <strong>**&nbsp;UPDATE: An astute reader pointed out that PP is not only for women and men are welcome to be sure their reproductive and overall health is on track.**</strong></p> <p style="margin-bottom: 0in;"><strong>Convenience Clinics</strong></p> <p style="margin-bottom: 0in;">These are the walk-in health centers located in major retail shopping chains such as pharmacies and Walmart. Typically, these clinics are staffed by RN practitioners and physician's assistants who can treat and prescribe medications for general colds, flu, and infections. They can also help treat and do preventative check-ups for conditions such as diabetes and high blood pressure. The costs will vary from clinic to clinic and depends on your illness or treatment plan. Some places will offer &ldquo;a la carte&rdquo; services and some will charge a &ldquo;flat-rate fee&rdquo; for services rendered.</p> <p style="margin-bottom: 0in;"><strong>Free Screenings</strong></p> <p style="margin-bottom: 0in;">Many community groups, civic organizations, and local hospitals will offer regular free clinics for specific screenings of disease such as cancer, diabetes, heart problems, high blood pressure, and other conditions. Check in your local news paper or group newsletter to see what is coming up in you area and take advantage of the free (or at least discounted) health services. Early detection of many diseases can certainly save your life.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tisha-tolar">Tisha Tolar</a> of <a href="http://www.wisebread.com/5-places-to-check-out-medical-care-for-the-uninsured">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/put-together-an-advance-directive-in-an-afternoon">Put Together an Advance Directive in an Afternoon</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/64-funny-inspiring-and-stupid-money-quotes-from-famous-people">64 Funny, Inspiring and Stupid Money Quotes From Famous People</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-personal-finance-lessons-women-learn-in-their-30s">7 Personal Finance Lessons Women Learn in Their 30s</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/figuring-the-size-of-your-emergency-fund">Figuring the Size of Your Emergency Fund</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-places-to-stash-cash-in-your-home">The Best and Worst Places to Stash Cash in Your Home</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance health care job loss medical care prescriptions uninsured Tue, 28 Apr 2009 01:45:11 +0000 Tisha Tolar 3091 at http://www.wisebread.com