free job search help http://www.wisebread.com/taxonomy/term/10769/all en-US 4 Reasons Why You Should Support Your Local Library http://www.wisebread.com/4-reasons-why-you-should-support-your-local-library <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-reasons-why-you-should-support-your-local-library" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/library2.jpg" alt="Library" title="Library" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>With municipalities struggling to stay afloat financially, public libraries are among the first institutions to feel the pinch.</p> <p>At least 19 states have cut funding to community libraries in the last year according to the <a href="http://www.ala.org/ala/newspresscenter/mediapresscenter/americaslibraries2011/execsummary.cfm">American Library Association</a>. More than half reported reductions greater than 10%, and in many places, state-level cuts are compounded by similar cuts at the local level.</p> <p>Increasingly, it's falling to local library boosters to cobble together funding and devote time and energy to keeping facilities open.</p> <p>Perhaps the ease and ubiquity of technology has tempered your reliance on these long-cherished institutions. But local libraries continue to provide an array of key services to community members. (See also: <a href="http://www.wisebread.com/duh-libraries">Duh...Libraries</a>)</p> <p>Here are four reasons why you should consider supporting libraries.</p> <h3>They Spur Economic Investment</h3> <p>It might sound strange to think of libraries as an investment, but studies indicate they're crucial economic engines. A Univeristy of Pennsylvania study found that the Philadelphia library created more than $30 million worth of economic value for the city in fiscal year 2010. A key stat among the findings &mdash; nearly 9,000 businesses wouldn't have been started or nurtured without resources respondents first acquired at the Free Library of Philadelphia. &ldquo;Until now, there hasn&rsquo;t been a way to know exactly how much we help in dollars and cents,&rdquo; FLP President and Director Siobhan A. Reardon said in a news release. &ldquo;We&rsquo;re an integral economic engine for the city of Philadelphia.&rdquo;</p> <h3>They Help People Find Jobs</h3> <p>Public libraries offer a suite of free resources to help unemployed or under-employed citizens find gainful employment. Free classes boost education or even teach people how to craft a resume or prepare for an interview. Free Internet access and computer usage allows people to hunt for jobs, interact with potential employers, and prepare applications.</p> <h3>They Help Working Women</h3> <p>Women are far more likely than men (72% versus 58%) to have visited a library in the last year, according to the ALA. Working women, working mothers, and women aged 18 to 54 are the most likely to fall in that group. Those same demographics are also likely to have a library card.</p> <h3>They Open Doors to Education and Entertainment</h3> <p>Public libraries host free <a href="http://www.wisebread.com/how-to-start-a-book-club">book clubs</a> and movie nights, and even have passes for local museums so that card holders can avoid entrance fees. They offer free or inexpensive computer courses, language courses, writing courses, and even after-school learning programs for children.</p> <p>Public libraries are an economic and social lifeline for millions of Americans, and there are myriad ways to help libraries, from making donations to writing letters of support to elected officials.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chris-birk">Chris Birk</a> of <a href="http://www.wisebread.com/4-reasons-why-you-should-support-your-local-library">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/job-search-scams-that-target-high-performers">Job-Search Scams that Target High Performers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-steps-for-a-womans-financial-self-defense">6 Steps for a Woman&#039;s Financial Self-Defense</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-reasons-you-should-splurge-on-experiences-not-things">4 Reasons You Should Splurge on Experiences, Not Things</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-95-best-ways-to-get-fit-for-free">Flashback Friday: The 95 Best Ways to Get Fit for Free</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-only-6-rules-of-frugal-living-you-need-to-know">The Only 6 Rules of Frugal Living You Need to Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Job Hunting free job search help free things public library women Thu, 23 Jun 2011 10:24:12 +0000 Chris Birk 582369 at http://www.wisebread.com Job-Search Scams that Target High Performers http://www.wisebread.com/job-search-scams-that-target-high-performers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/job-search-scams-that-target-high-performers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000008642477XSmall.jpg" alt="Deception" title="Deception" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>Scams aren&rsquo;t just for the unsophisticated. Even a reasonable job-seeker with an ounce of urgency might be convinced by polished, persistent schemers who are pros at overselling the value of job-search services.</p> <p>To be semantically precise, these setups are more scheme-like than pure scams. Service providers don&rsquo;t take your money and disappear; instead, they deliver a service that may be worthless or have value that is a fraction of its fee. As such, these schemes persist, especially when hawked by aggressive salespeople disguised as career-services experts. They prey on the sense of urgency and latent fears of high-achieving people who happen to be unemployed or underemployed at the moment. And, they exploit the idea that exclusive, high-priced services are better than readily available, free or lower-priced services. I&rsquo;ve been around the career-services realm for many years and have seen variations of these schemes.</p> <h2>Comprehensive Search Services</h2> <p><strong>Cost</strong>: $5,000 or more to design and execute a job-search strategy that may or may not be guaranteed to land you a new position but will position you favorably.</p> <p><strong>Pitch</strong>: You don&rsquo;t have the resources or knowledge to launch a full-fledged campaign. These companies have inside tracks with hiring personnel and access to the &ldquo;hidden job market.&rdquo;</p> <p><strong>What happens</strong>: The services and support that you receive are minimal, generally a redesign of an existing résumé and cover letter, and subsequent mass distribution of your newly revised marketing materials to prospective employers.</p> <h2>Exclusive Position Listings</h2> <p><strong>Cost</strong>: $99 for one-time purchase to $20+ for monthly subscriptions.</p> <p><strong>Pitch</strong>: You&rsquo;ll have access to exclusive listings for great career-oriented opportunities.</p> <p><strong>Scheme</strong>: Listings are compiled from readily available public information, such as help-wanted ads in your local newspaper (formerly) or online job boards; there is no value-added editing of the lists to save time for job-seekers.</p> <h2>Résumé Services</h2> <p><strong>Cost</strong>: $600 and up for revision of existing résumé and cover letter.</p> <p><strong>Pitch</strong>: Based on a review of your current résumé (not a conversation about your professional aspirations and background), you learn that your current résumé grossly undersells your qualifications. You&rsquo;ve been using a flat, old-school style and need to infuse the résumé with exciting, wowing verbiage.</p> <p><strong>Scheme</strong>: Your résumé is prepared using documents that you&rsquo;ve created with little, if any, further probing regarding your industry knowledge, approach to doing business, etc. The résumé will be written by someone with a professional credential but not necessarily one who is privy to the original critique or your specific concerns.</p> <h3>Red flags for high-ticket, low-value schemes:</h3> <ul> <li>exclusive services promoted through mass advertising channels and sold through high-pressure representatives</li> <li>focus on selling connections rather than showing clients how to build and tap professional networks</li> <li>purportedly fresh, proprietary approach to job searching</li> <li>nearly immediate gratification with lightning quick delivery of services.</li> </ul> <h2>Free Job Resouces</h2> <ul> <li>job board aggregators like <a href="http://www.indeed.com">indeed</a> (&quot;one search, all jobs&quot;), careers sections of your target employers, and position listings associated with professional or trade organizations</li> <li>university or <a href="http://www.wisebread.com/a-frugal-resource-the-community-college">community college career-services </a>offices</li> <li><a href="http://www.blueskyresumes.com/free-resume-help/ ">resume course </a>from Blue Sky Resumes</li> <li>advice from <a href="http://www.careermanagementalliance.com/blog/ ">Career Management Alliance&rsquo;s blog </a></li> </ul> <p>Of course, not all job services are scams. Some offer real, professional help at a fair price. Consider the range of services you may need and your budget: there are job-search strategists, career coaches, résumé writers, interview coaches, branding specialists, and more. When evaluating and selecting service providers, check these sources:</p> <ul> <li><strong>The Riley Guide</strong>: Read about various types of <a href="http://www.rileyguide.com/scams.html#job">schemes and scams</a> (you'll find information on the types of schemes I'm referencing as well as pure scams that try to get&nbsp;personal information such as social security numbers and payment-forwarding requests).</li> <li><strong>Search Engine</strong>: Do a search on &quot;company name&quot; plus &quot;scam&quot;; if you get lots of results, then it's likely that the service is a scam.</li> <li><strong>Better Business Bureau</strong>: Make a phone call or check out companies using <a href="http://www.bbb.org/us/Find-Business-Reviews/">Business Reviews</a> section (enter URL, email, or phone number).</li> <li><strong>Your judgment</strong>: Keep in mind that schemers often change their names or new schemers start new businesses when they see potential profits<em>. <br /> </em></li> <li><strong>Referrals</strong>: Get referrals from friends and colleagues who have recently purchased career services and ask them how it helped them.</li> <li><strong>Credentials</strong>: find providers associated with professional organizations such as the <a href="http://www.careerdirectors.com/">Career Directors International</a>, <a href="http://www.careermanagementalliance.com/">Career Management Alliance</a>, <a href="http://www.parw.com/home.html">Professional Association of Résumé Writers and Career Coaches</a>. See if the provider is recognized in the career-services community (e.g., makes presentations to community groups, contributes actively on Twitter, and/or has been published in résumé books, etc.).</li> </ul> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/julie-rains">Julie Rains</a> of <a href="http://www.wisebread.com/job-search-scams-that-target-high-performers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-that-really-annoy-hiring-managers">9 Things That Really Annoy Hiring Managers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-words-to-never-use-in-a-job-interview">10 Words to Never Use in a Job Interview</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-did-wrong-at-your-last-job-interview">10 Things You Did Wrong at Your Last Job Interview</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-words-you-need-to-delete-from-your-resume-right-now">12 Words You Need to Delete From Your Resume Right Now</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-65-best-career-tips-weve-ever-shared">Flashback Friday: The 65 Best Career Tips We&#039;ve Ever Shared</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting free job search help job search job search scams Wed, 19 May 2010 12:00:05 +0000 Julie Rains 79691 at http://www.wisebread.com A Frugal Resource: The Community College http://www.wisebread.com/a-frugal-resource-the-community-college <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/a-frugal-resource-the-community-college" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/Seattle Central Community College.jpg" alt="community college building at night" title="Seattle Central Community College" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>One of my favorite frugal resources is the community college. Even though I&rsquo;ve taken several classes at my local college, I&rsquo;ve barely tapped into the depth of resources available not only to enrolled students but also to community members. Here are ideas on getting value from your tuition and tax money. &nbsp;</p> <div style="margin: 0in 0in 0pt;"><strong>Select a course of study, degree program, or individual classes based on your goals.</strong> Occasionally, I talk to people who seem disappointed that a class or two didn&rsquo;t jumpstart a stalled career. A computer class, for example, may help someone learn how to build a spreadsheet but, while such a skill is useful in the workplace, it may equip a job seeker with minimum qualifications rather than transforming capabilities. A career launch or change in direction generally requires a couple of years of study in an in-demand field such as nursing.</div> <div style="margin: 0in 0in 0pt;">&nbsp;</div> <div style="margin: 0in 0in 0pt;">Consider how to use community college courses:&nbsp;</div> <ul> <li><strong>Start (and/or complete) a college career.</strong> A couple of my family members have taken advantage of combo high school/college courses (such as an <a href="http://www.forsythtech.edu/courses/college-in-high-school/early-college-program">Early College program</a>), getting college credits while in high school at no cost.&nbsp;Many Associate degree programs (such as nursing, graphic design, or architectural technology) may give a student all that is needed to land a great job and enjoy a fulfilling career.</li> <li><strong>Augment a <a href="http://www.wisebread.com/6-ways-to-pay-less-money-for-a-college-degree">college career</a>. </strong>Many community college classes are transferable to four-year universities. My husband took a hard-to-get course at his hometown college during the summer break from UNC so that he could meet graduation requirements.</li> <li><strong>Broaden or update&nbsp;skills or certifications beneficial for the workplace.</strong> To keep up-to-date with my computer skills, I&nbsp;have taken a few classes over several years.&nbsp;Keeping up with technology can be especially difficult for the self-employed as software, training, and technical support are self-funded; the community college is a particularly valuable resource for businesses with minimal training budgets.</li> <li><strong>Get skills that could be useful for a side business. </strong>Though I haven't started a business based on skills and knowledge gained from community&nbsp;college classes, I can envision providing services or creating products after taking courses such as medical&nbsp;interpreting&nbsp;or&nbsp;cake decorating.</li> <li><strong>Acquire new skills that could be useful in saving money. </strong>I&nbsp;have taken cooking classes and learned some basics that cookbooks often neglect (such as how to select and cook certain cuts of meat).</li> <li><strong>Launch a new career. </strong>Recent high school grads and those with years of experience and degrees may find a career through a program at the community college.<strong> </strong>A 30ish neighbor with three kids in school recently finished a dental hygiene program and is now working at a local dentist's office. <strong><br /> </strong></li> </ul> <div style="margin: 0in 0in 0pt;">I am most familiar with expanding&nbsp;skills by taking classes in personal taxation, CPR, <a href="http://www.wisebread.com/how-to-bake-sourdough-bread-and-save-a-buck-on-every-loaf">breadmaking</a>, <a href="http://www.wisebread.com/bridging-the-gap-from-dining-out-to-eating-in">cooking,</a> and desktop publishing. Most were offered through the continuing education area but one was part of a curriculum program, which required&nbsp;meeting with an admissions counselor and attending an orientation session to get a parking pass.</div> <div style="margin: 0in 0in 0pt;">&nbsp;</div> <div style="margin: 0in 0in 0pt;">Here are a few things I have learned about getting the most out of the community college experience (also relevant to the university experience):</div> <div style="margin: 0in 0in 0pt;">&nbsp;</div> <ul> <li><strong><font face="Times New Roman">I</font>nstructors are generally very knowledgeable in their respective fields.</strong> Some are great instructors but a few are not very experienced or particularly proficient in teaching. To get the best value, be motivated to learn not just by paying attention in class but by tapping into the instructor&rsquo;s expertise during class sessions, when time allows. For example, one of my classes had a few (seemingly unnecessary) sessions dedicated to project work; though the instructor didn&rsquo;t have much to teach on those days, she showed a deep knowledge of the subject matter and didn&rsquo;t mind answering non-project-related questions. &nbsp;</li> <li><strong>Scholarships are available, </strong>either through the college itself (see a <a href="http://www.successbydegrees.com/images//2008-2009%20scholarships%2004.22.08.pdf">scholarship listing of one community college</a>) or through <a href="http://www.wisebread.com/how-to-win-small-scholarships-for-a-big-payoff">private, non-college-specific scholarships</a>&nbsp;that can be applied to community college tuition, fees, and expenses.</li> <li><strong>Discounts for books, software, and more may be available to students who are taking just one class.</strong><b> </b>When I took a desktop publishing class in pre-Internet years, I was able to buy a student version of the software at a significant discount to an off-the-shelf purchase.</li> <li><strong>Affordable, quality</strong><a href="http://www.gtcc.edu/services/childcare/"><strong>&nbsp;childcare</strong></a><strong>&nbsp;may be available. </strong>One obstacle to getting an education and a job is lack of appropriate childcare so some colleges offer onsite childcare staffed in part by students who are earning early childhood education credentials.</li> </ul> <div style="margin: 0in 0in 0pt;">In addition to classes, I have also attended dinner theatres (<a href="http://www.wisebread.com/fine-dining-on-a-take-out-budget">catered by the culinary school</a>)&nbsp;and walked trails created by the horticulture school. <a href="http://www.wisebread.com/philip-brewer">Philip</a> tells me that there are a wealth of resources at his local college, such as <a href="http://www.parkland.edu/theatre/">live theatre</a>, a <a href="http://www.parkland.edu/library/">library</a>, and a <a href="http://www.parkland.edu/planetarium/index.html">planetarium</a> (you can even host a <a href="http://www.wisebread.com/how-to-throw-a-kid%E2%80%99s-birthday-party-that%E2%80%99s-fun-happily-memorable">birthday party</a> at the planetarium).</div> <div style="margin: 0in 0in 0pt;">&nbsp;</div> <div style="margin: 0in 0in 0pt;">Other resources available for free or discounted prices may include</div> <div style="margin: 0in 0in 0pt;"> <div style="margin: 0in 0in 0pt;">&nbsp;</div> </div> <div style="margin: 0in 0in 0pt;"><strong>for students:</strong></div> <ul> <li>Computer lab access with live, in-person assistance</li> <li>Tutoring</li> <li><a href="http://www.forsythtech.edu/services-for-students/student-support/mechtild-montgomery-language-lab">Foreign language lab</a></li> <li>Counseling and mentoring</li> <li>Job placement services</li> </ul> <div style="margin: 0in 0in 0pt;"><strong>for community members: </strong></div> <ul> <li><a href="http://sbdcfreeadvice.ning.com/">Business start-up and management counseling</a></li> <li><a href="http://www.gtcc.edu/community/index.html">Fine dining</a> (associated with culinary schools)</li> <li><a href="http://www.forsythtech.edu/services-for-students/student-support/dental-clinic">Dental services</a></li> <li><a href="http://www.gtcc.edu/programs/publicServiceTech/cosmetology/index.html">Salon services</a></li> <li>Job search assistance such as resume writing and interviewing workshops</li> </ul> <p>Have you gotten a fresh start at the community college or found its resources valuable? Share your experiences and tips for getting the most out of the community college.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/julie-rains">Julie Rains</a> of <a href="http://www.wisebread.com/a-frugal-resource-the-community-college">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-your-sluggish-workday-go-a-lot-faster">How to Make Your Sluggish Workday Go (a Lot) Faster</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-your-coworkers-think-youre-a-slacker">6 Reasons Your Coworkers Think You&#039;re a Slacker</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-financial-moves-to-make-the-moment-you-get-fired">11 Financial Moves to Make the Moment You Get Fired</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/effort-vs-results-the-difference-between-trying-and-getting-it-done">Effort vs. Results: The Difference Between Trying and Getting It Done</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-smart-things-to-do-during-your-commute-even-if-you-drive">10 Smart Things to Do During Your Commute (Even If You Drive!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Budgeting Productivity career change discount dental services early college free business counseling free business plans free job search help free resources inexpensive dining Wed, 29 Apr 2009 13:34:33 +0000 Julie Rains 3093 at http://www.wisebread.com