tricks http://www.wisebread.com/taxonomy/term/1086/all en-US The High Cost of Keeping Warm http://www.wisebread.com/the-high-cost-of-keeping-warm <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-high-cost-of-keeping-warm" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-175238511.jpg" alt="Spend less to heat your home" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Feeling chilly? You're not alone. As temperatures plummet across the United States and beyond, people are reaching for their scarves and sweaters, inching up their thermostats, and finding all sorts of other ways to keep warm. How much does it all cost? Here are a few numbers to mull over while you microwave your hot cocoa.</p> <h2>Cost of Keeping Warm</h2> <p>Let's start our look at the costs associated with keeping warm close to home &mdash; in fact this starts right at home.</p> <h3>The Price of Home Heating</h3> <p>Likely one of the biggest ticket items of all is heating your home. The state of Massachusetts, for example, released projections for <a href="http://www.mass.gov/eea/energy-utilities-clean-tech/misc/household-heating-costs.html" target="_blank">annual home heating costs</a> last year by fuel type. These numbers are staggering, but &mdash; surprisingly &mdash; are down an average of 22% from the previous year.</p> <ul> <li>$879 for natural gas;</li> <li>$2,248 for oil;</li> <li>$2,569 for propane;</li> <li>$697 for electric heating.</li> </ul> <p><strong>Note</strong>: How much you'll spend on heat depends on a number of factors, including how energy efficient your home is, as well as the condition of your furnace or other heating appliances.</p> <p>My husband and I learned the hard way that a new gas furnace and installation can set you back $4,000 or more. And it's not exactly one of those things you can put off until next season or even next week, especially if it dies when the temperatures are below zero and you have a newborn in the house.</p> <h3>The Price of Home Energy Efficiency</h3> <p>Many people choose to undertake big home projects to make their houses more energy efficient. Adding insulation to attics and walls is a popular choice to help keep heat inside. The average cost of installing blown-in insulation ranges from $875 to $1,897, according to HomeAdvisor.</p> <p>Other insulation price averages include:</p> <ul> <li>$1,000 for spray foam insulation;</li> <li>$300 to $500 for fiberglass batt;</li> <li>$675 to $1,075 for reflective or radiant barrier.</li> </ul> <p>Thankfully, this cost is most often a one-time thing. And increasing your home's insulation can help save up to $500 (spray foam) a year in heating/cooling costs. Plus, some states even offer weatherization rebates and tax credits. To see if you apply, visit <a href="http://energy.gov/savings" target="_blank">Energy.gov</a>.</p> <h3>Environmental Costs</h3> <p>Perhaps more important than money, heating homes taxes the Earth's resources. It burns fossil fuels that are in relatively short supply. Not only that, but there's also energy and expense involved in extracting the fuels, transporting them, and &mdash; in the end &mdash; waste that is left behind when the process is done.</p> <p>Currently, fossil fuels are used in the United States to power up to <a href="http://instituteforenergyresearch.org/topics/encyclopedia/fossil-fuels/" target="_blank">81% of our energy needs</a>. And when you're talking about global warming &mdash; a good chunk of that has to do with home heating as well. In 2014, the fossil fuels burned for heating made up <a href="https://www.epa.gov/ghgemissions/sources-greenhouse-gas-emissions" target="_blank">12% of overall greenhouse gas emissions</a>.</p> <h2>Sustainable and Cost-Effective Ways to Cozy Up</h2> <p>There's good news here: You can tweak your routine slightly and still keep warm, all while not breaking the bank or harming the environment.</p> <h3>Layer Up</h3> <p>Before you crank up the heat, look at what you're wearing. Slip on a base layer of a moisture-wicking fabric, like polyester, and don't skimp on the hats and scarves. Yes, even indoors! The folks at The Old Farmer's Almanac remind us to <a href="http://www.almanac.com/blog/editors-musings/blog-keeping-warm-winter" target="_blank">cover our feet as well</a>. Consider buying an inexpensive pair of <a href="http://amzn.to/2hFI0ML" target="_blank">rubber-soled slippers</a> or warming feet with a bulky pair of <a href="http://amzn.to/2hO0TZQ" target="_blank">wool socks</a>.</p> <h3>Program Your Thermostat</h3> <p>You can save up to <a href="http://energy.gov/energysaver/thermostats" target="_blank">10% off your energy bill</a> by setting your thermostat seven to 10 degrees cooler in the eight hours when you're at work. Better yet, take your own forgetfulness out of the equation and install a <a href="http://amzn.to/2illZ23" target="_blank">programmable thermostat</a> that will automatically do the work for you.</p> <h3>Try the Fan Trick</h3> <p>Switch the direction of your ceiling fan so it will circulate warm air during the winter (usually clockwise). How it works: The air is sucked up by the fan in the center of the room and then pushed down around the edges. The result is a more even temperature throughout the room (and your whole house, if you're performing this trick in multiple rooms).</p> <h3>Fill in Cracks</h3> <p>You may want to take a walk around your home to do a mini energy audit. Basically, you're looking for drafts around windows, doors, and any other openings or cracks in your home. You can inexpensively add weather stripping to doors and windows.</p> <p>You may even want to use some plastic or bubble wrap for particularly drafty windows. To do this yourself, frame the window with double-sided tape, peel off backing, and apply bubble wrap. You may want to add another layer of tape and cover the bubble wrap with <a href="http://amzn.to/2gLzMRy" target="_blank">plastic film insulation</a>.</p> <h3>Use the Sun</h3> <p>Try opening your curtains and letting the sunlight indoors during the day. Alternatively, close the curtains at night to keep the warm air inside. You could also consider investing in some <a href="http://amzn.to/2gLD6ff" target="_blank">thermal curtains</a>. Some claim they can help you save up to 25% on your heating and cooling bills.</p> <h3>Rearrange Your Spaces</h3> <p>Give your rooms a new look and feel by moving furniture around so it won't block vents, radiators, and other heating elements. You don't want your couch hogging all the heat and making your system less efficient. If your floors are bare, add a rug that helps insulate your space and keeps your toes warmer.</p> <p>Oh, and if you have rooms you don't often use, close them up. This way, you're heating a smaller area. Just make sure you close the vents in these spaces.</p> <h3>Use Alternatives</h3> <p>There are other ways to heat your home that don't involve using a furnace or boiler. Wood heat is sustainable &mdash; if carbon intensive &mdash; because it utilizes a renewable resource. Modern woodstoves are much more efficient and produce less pollution than older models. Still, many environmentalists shy from wood because it does cause the most pollution of alternative heating sources. Pellet stoves, on the other hand, run on a similar idea, but they are friendlier to the planet.</p> <p>One of the cleanest alternatives? Harnessing the power of the sun. You may want to look into a solar hot air system to supplement your primary heating source. It involves collectors placed on southern-facing walls and fans to push the air indoors. If you're building a new home, look into passive solar design, which can supply <a href="http://www.motherearthnews.com/renewable-energy/energy-efficiency/home-heating-options-zm0z12djzsor?pageid=6#PageContent6" target="_blank">50% to 80% of your home's heat</a>.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/the-high-cost-of-keeping-warm">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-some-cash-with-these-6-clever-cleaning-hacks">Save Some Cash With These 6 Clever Cleaning Hacks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/opt-out-of-the-wasteful-26-billion-phone-directory-industry">Opt-out of the wasteful $26 billion phone directory industry</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-cheap-and-easy-homemade-mosquito-repellents">4 Cheap and Easy Homemade Mosquito Repellents</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-effective-grease-and-oil-stain-removal-tips">14 Effective Grease and Oil Stain Removal Tips</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/should-you-repair-a-dripping-faucet">Should You Repair a Dripping Faucet?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Green Living Home cost-effective heating costs efficiency energy environment heating costs natural gas oil tricks Thu, 22 Dec 2016 11:00:10 +0000 Ashley Marcin 1859597 at http://www.wisebread.com Save Money in 5 Seconds or Less With These 29 Easy Tricks http://www.wisebread.com/save-money-in-5-seconds-or-less-with-these-27-easy-tricks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/save-money-in-5-seconds-or-less-with-these-27-easy-tricks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_credit_card_83996553.jpg" alt="Woman saving money in 5 seconds or less" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Saving money often takes a lot of effort and time, but I have found some tricks you can use to save money in just five seconds or less. Some these are quick tools to help you avoid unnecessary purchases, and others are quick ways to save money on things you do decide to go ahead and buy. Finally, there are some really quick things you can do at home to save money that only take a few seconds.</p> <h2>5 Second Tricks Before You Buy</h2> <p>Saving starts before you even pull out your pocketbook.</p> <h3>1. Do Your Own Assessment</h3> <p>Before you buy something, think about how much you would pay before you look at the price tag. Only consider buying if the price is <a href="http://www.yesandyes.org/2013/03/moneyhappysimple-tip-1.html">less than the number you came up</a> with before you saw the price tag.</p> <h3>2. Consider Your Cash</h3> <p>Do you have enough cash in your purse or wallet to purchase the item? If not, leave it on the shelf.</p> <h3>3. Is It Inconvenient?</h3> <p>Imagine exactly where you would put the item after you buy it. Do you have room? Would you have to rearrange things to make a place for it? After this quick exercise you may decide not to buy the item, saving yourself not only money, but the hassle as well.</p> <h3>4. Sum Up the Parts</h3> <p>Visualize all of the materials that went into making the item. Is it worth consuming that much of the world's dwindling resources?</p> <h3>5. Walk Away</h3> <p>If you really want or need the item, you'll come back later.</p> <h3>6. Use the Buddy System</h3> <p>Text a friend (or your spouse) for a second opinion &mdash; &quot;Do you think I should buy this?&quot; For best results, pick a frugal buddy!</p> <h3>7. Do a Price Check</h3> <p>Pull out your smartphone, and do a quick online search. You might find a better price and save money.</p> <h3>8. Is It Worth the Work?</h3> <p>Make a quick estimate of how many hours you would need to work to pay for the item. Is it worth it? For example, if you take home $20 per hour, you would need to work three hours to pay for a $60 shirt. Considering how much time an item will cost you is a quick way to put a potential purchase into perspective.</p> <h3>9. Estimate Cost Per Use</h3> <p>Take the price of the item and divide by the number of times you will use it. Does the potential purchase seem like a good value considering how much it costs for each use?</p> <h3>10. Downgrade</h3> <p>Find a lower priced version of the item you are about to buy. For example, pick the generic or less fancy version that costs less.</p> <h3>11. Find the Clearance Rack</h3> <p>Pick up an item on sale or from the clearance area instead of your usual brand.</p> <h3>12. Edit</h3> <p>Take something out of your cart at checkout that you don't really need. It is easy to get into &quot;buying mode&quot; at the store and put extra things in the cart.</p> <h2>5 Second Tricks to Save on Purchases</h2> <p>Save at the point of attack with some smart buying strategies.</p> <h3>13. Carry Your Coupons</h3> <p>I keep a small file of them in my car. Coupons won't do any good if you leave them at home.</p> <h3>14. Use a Rewards Credit Card</h3> <p>If you've decided that this is a worthy purchase, and you have the cash to pay for it, use a rewards credit card to <a href="http://www.wisebread.com/5-best-cash-back-credit-cards?ref=internal">get cash back </a>or <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal">earn travel discounts</a>. (See also: <a href="http://www.wisebread.com/cash-back-vs-travel-rewards-pick-the-right-credit-card-for-you?ref=seealso">How to Pick the Best Rewards Credit Card for You</a>)</p> <h3>15. Use a Store Rewards Program</h3> <p>On top of rewards credit cards, sign up for your favorite store's loyalty program. When I buy 10 gallons of milk, I get the 11th gallon free. When I buy 10 pizzas, I get the 11th one free. At the grocery store, I use a fuel saver rewards program &mdash; last week I got gas for less than $1 per gallon!</p> <h3>16. Order Water</h3> <p>Skip the expensive beverage loaded with corn syrup or chemicals</p> <h3>17. Skip the Extended Warranty</h3> <p>Decline extended warranty when you check out. In most cases, extended warranty is a better deal for the store then it is for you. (See also: <a href="http://www.wisebread.com/4-warranties-that-arent-worth-it?ref=seealso">4 Warranties That Aren't Worth It</a>)</p> <h3>18. Decline Dealer Add-Ons</h3> <p>If you're buying a car, beware of the <a href="http://www.wisebread.com/10-new-car-costs-the-dealer-is-hiding-from-you">sneaky hidden costs</a> dealers may be trying to pack on.</p> <h3>19. Avoid Unneeded Size Upgrades</h3> <p>Why not get a large instead of a medium for only 50 cents more? Because paying 50 cents extra for something you don't need is a waste of 50 cents.</p> <h2>5 Second Tricks at Home</h2> <p>Saving money starts before you leave home.</p> <h3>20. Hang Up</h3> <p>Politely end telemarketing calls or excuse yourself from sales pitches within the first five seconds. This will save you time and likely money as well.</p> <h3>21. Fill Up</h3> <p>Fill your water bottle at home and take it with you.</p> <h3>22. Lights Out</h3> <p>Turn off lights when you leave a room to save money on your electric bill.</p> <h3>23. Go On a Canceling Spree</h3> <p>Cancel an unused subscription to a streaming video service or game account. This can often be done with a couple of computer mouse clicks (or smartphone screen taps).</p> <h3>24. Change Your Furnace Filter</h3> <p>It'll increase the efficiency of your heating and cooling system and you'll save money on your utility bill. Plus your system will last longer with regular maintenance.</p> <h3>25. Check the Air Pressure in Your Tires</h3> <p>Low air pressure costs you money in the form of reduced gas mileage and wears out tires faster.</p> <h3>26. Do a Balance Transfer</h3> <p>If you have a high interest credit card debt, use a <a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?ref=internal">balance transfer offer</a> to pay less interest and <a href="http://www.wisebread.com/fastest-way-to-pay-off-10000-in-credit-card-debt?ref=internal">get out of debt faster</a>.</p> <h3>27. Invest in Index Funds</h3> <p>Direct your investment contributions into an index fund with low expenses (around 0.1%) instead of a managed fund with a 1% or higher expense rate. This can be done in a couple clicks on your investment company's website.</p> <h3>28. Switch to LED</h3> <p>Put an LED bulb in a frequently used light fixture. Here's <a href="http://creebulb.com/calculator">how much you can save</a>.</p> <h3>29. Tweak the Temp</h3> <p>Turn your thermostat up a couple degrees in summer and down a couple degrees in winter.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dr-penny-pincher">Dr Penny Pincher</a> of <a href="http://www.wisebread.com/save-money-in-5-seconds-or-less-with-these-27-easy-tricks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-use-google-alerts-to-save-money">6 Ways to Use Google Alerts to Save Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-frugal-hacks-for-single-living">10 Frugal Hacks for Single Living</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-100s-next-month-with-these-10-grocery-shopping-tips">Save $100s Next Month With These 10 Grocery Shopping Tips</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-smart-ways-to-save-money-this-year-without-clipping-a-coupon">6 Smart Ways to Save Money This Year (Without Clipping a Coupon)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-frugal-skills-you-must-have-to-survive-autumn">9 Frugal Skills You Must Have to Survive Autumn</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Shopping coupons expenses Food hacks home price checks saving money tricks Tue, 01 Nov 2016 09:00:10 +0000 Dr Penny Pincher 1824621 at http://www.wisebread.com 10 Frugal Hacks for Single Living http://www.wisebread.com/10-frugal-hacks-for-single-living <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-frugal-hacks-for-single-living" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_using_computer_000063417769.jpg" alt="Woman living alone using frugal living hacks" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Getting a roommate may be a surefire way to save money, but sharing a living space isn&rsquo;t the ideal scenario for everyone. For instance, you're in medical school or law school and need plenty of quiet time to study and rest. You're a single parent and don't want another person's influence on your kids. You're recently divorced and want to entertain friends and guests. These are all good reasons to want to live alone. However, living alone doesn't mean you must forgo frugality.</p> <p>Here are 10 frugal living hacks for anyone who prefers to live alone.</p> <h2>1. Live, Work, and Play in the Same Neighborhood</h2> <p>Major city centers are ripe with live, work, and play communities, but it shouldn't matter in what area you live. You should be able to carve out the right balance to conveniently commute between work and home and find activities in your area that keep you balanced.</p> <h2>2. Rent a (Spacious) Studio Apartment</h2> <p>Save on rent by renting a studio unit instead of a conventional one-bedroom. And if you live in anything larger than that, downsize and rent it out to sock away the extra savings. I understand there are reasons one might want to purchase a three-bedroom home, but until you're ready to start using all those rooms, be smart.</p> <h2>3. Rent in a Building With Luxury Amenities</h2> <p>For an extra couple hundred bucks per month, you could rent the same apartment in a nicer building. If you're a fitness buff, rent an apartment in a building that has a gym (pool, racquetball, etc.) and save by not needing a sports club membership. The building might have a business center, which could be great if you work from home. Or, the property could have a car sharing program and other luxurious money-saving amenities. Meanwhile, it's a great way to network and get acquainted with neighbors, which could one day lead to business.</p> <h2>4. Cook Meals</h2> <p>Pizza is perhaps the cheapest dine-out meal you can buy. But it doesn&rsquo;t matter how you slice it, preparing meals at home is the best way to go. Although you will be cooking for one, it still makes sense to prepare meals at home and take leftovers to work the next day.</p> <h2>5. Buy in Bulk</h2> <p>As someone living alone, it doesn&rsquo;t always make sense to buy in bulk, but it may be smart to grab family packs of non-perishable foods and meats. Separate meats into smaller quantities of two to four, and freeze them in freezer bags. Now, you only need to do major shopping once per month for minor things, like fresh veggies, bread, and dairy. (See also: <a href="http://www.wisebread.com/save-big-at-these-4-discount-supermarkets?ref=seealso">Save Big at These 4 Discount Supermarkets</a>)</p> <h2>6. Take Public Transit</h2> <p>When you live and work in the same community, you eliminate the need for a car, and in the case of most major cities, the cost of a parking space. On occasions when you do need a car to visit family or weekend getaways, use a ride sharing program like Zipcar or Uber. It will give you peace of mind and save you time and money. Not to mention, some transit services offer perks that include discounts around the city. For instance, using Philadelphia's <a href="http://www.iseptaphilly.com/perks#">SEPTA Pass Perks</a> includes discounts on Zipcars, attractions, restaurants, and more. (See also: <a href="http://www.wisebread.com/car-sharing-why-own-when-you-can-just-share?ref=seealso">Car Sharing: Why Own When You Can Just Share?</a>)</p> <h2>7. Ditch Cable Subscriptions</h2> <p>Don't get bullied into expensive cable subscriptions that will cost at least $100 per month. Cable providers now try to rope subscribers into package deals, where at first glance it actually appears to make more sense. Really, how often are you going to be home to utilize a cable subscription? Netflix it instead. Netflix subscriptions start at $7.99 per month. For Internet, consider an Internet-only provider and don't pay more than it's worth.</p> <h2>8. Sign Up for Discounts</h2> <p>Just because you live alone doesn't mean you shouldn't be a frugal shopper and sign up for in-store discount savings programs. Also join a program like <a href="http://www.aaa.com">AAA</a> and save at hundreds of merchants, including on rental cars, hotel stays, restaurants, attractions, and more. They even offer discounts with area cell phone, Internet, and cable service providers.</p> <h2>9. Check Out Intuit's Benefit Assist</h2> <p><strong>NOTE: Intuit Benefit Assist is no longer available.</strong></p> <p>Use Intuit's Benefit Assist to find out if you qualify for discounted health insurance, reduced utility bills, low-cost cell phone service, cheap auto insurance, and/or have unclaimed money laying around. The website says you could qualify for as much as $2,000 in benefits.</p> <h2>10. Put Yourself on a Budget</h2> <p>It's easy to overspend when there's no one to think about or care for other than yourself. That can cause people living alone to overspend on activities and shopping. Be mindful of your spending habits and put yourself on a budget. Although you're on your own, you shouldn't need to spend more than $50 to $100 per week on miscellaneous things. What you save could be going towards your retirement. (See also: <a href="http://www.wisebread.com/build-your-first-budget-in-5-easy-steps?ref=seealso">Build Your First Budget in 5 Easy Steps</a>)</p> <p><em>Live alone? What frugal tricks do you use to contain your spend?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/qiana-chavaia">Qiana Chavaia</a> of <a href="http://www.wisebread.com/10-frugal-hacks-for-single-living">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-money-in-5-seconds-or-less-with-these-27-easy-tricks">Save Money in 5 Seconds or Less With These 29 Easy Tricks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-brilliant-tips-from-smart-mom-rich-mom">4 Brilliant Tips From &quot;Smart Mom, Rich Mom&quot;</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-surprising-ways-summer-will-cost-you">7 Surprising Ways Summer Will Cost You</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-common-weekend-money-traps-and-how-to-avoid-them">8 Common Weekend Money Traps (And How to Avoid Them)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-personal-finance-skills-everyone-should-master">12 Personal Finance Skills Everyone Should Master</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Life Hacks budgeting hacks living alone saving money single tricks Thu, 05 May 2016 09:00:09 +0000 Qiana Chavaia 1699775 at http://www.wisebread.com Best Money Tips: Tricks To Make Your Brain Do What You Want http://www.wisebread.com/best-money-tips-tricks-to-make-your-brain-do-what-you-want <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-tricks-to-make-your-brain-do-what-you-want" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/thinking-4288449-small.jpg" alt="thinking" title="thinking" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on tricks to make your brain do what you want, taking a mental health day, and federal income tax brackets.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.lifehack.org/articles/productivity/10-simple-tricks-make-your-brain-what-you-want.html">10 Simple Tricks To Make Your Brain Do What You Want</a> &mdash; Make your brain do what you want by trashing negative thoughts with movement and music. [Stepcase Lifehack]</p> <p><a href="http://www.savvysugar.com/Relaxation-Ideas-28158788">You Deserve It: 12 Ideas For Taking a Mental Health Day</a> &mdash; If you take a mental health day, hang out with your friends or read a novel. [PopSugar Smart Living]</p> <p><a href="http://ptmoney.com/federal-income-tax-brackets/">2013 (and 2014) Federal Income Tax Brackets: What Is My Tax Bracket?</a> &mdash; Confused about what tax bracket you are in? For a breakdown of tax brackets, don't miss this article! [PT Money]</p> <p><a href="http://www.marcandangel.com/2014/02/16/15-things-you-must-give-up-to-be-happy-again/">15 Things You Must Give Up to Be Happy Again</a> &mdash; To be happy, you must give up over thinking and excessive pride. [Marc and Angel Hack Life]</p> <p><a href="http://wealthyturtle.com/pay-off-mortgage-early/">Should I Pay Off My Mortgage Early?</a> &mdash; Paying off your mortgage early can mean you eliminate the stress of your mortgage debt. [Wealthy Turtle]</p> <h2>Other Essential Reading</h2> <p><a href="http://parentingsquad.com/5-winter-activities-to-keep-the-household-sane-happy-and-productive">5 Winter Activities to Keep the Household Sane, Happy, and Productive</a> &mdash; Keep your household sane, happy, and productive for the remainder of the winter by planning your spring garden. [Parenting Squad]</p> <p><a href="http://timemanagementninja.com/2014/02/10-times-you-need-to-press-the-pause-button-in-life/">10 Times You Need to Press the Pause Button in Life</a> &mdash; When you need a break or are rushing, it may be a good idea to press the pause button. [Time Management Ninja]</p> <p><a href="http://lifehacker.com/why-is-my-internet-suddenly-so-slow-1525144792">Why Is My Internet Suddenly So Slow?</a> &mdash; Your internet may be slow if you left downloads on or if your Wi-Fi is having problems. [Lifehacker]</p> <p><a href="http://www.dumblittleman.com/2014/02/5-tools-for-entrepreneurs-to-boost.html">5 Tools For Entrepreneurs To Boost Productivity</a> &mdash; Entrepreneurship Daily and IFTTT are just a couple tools entrepreneurs can use to boost their productivity. [Dumb Little Man]</p> <p><a href="http://onecentatatime.com/after-the-divorce-getting-back-on-your-financial-feet/">After the Divorce: Getting Back on Your Financial Feet</a> &mdash; To get back on your feet after a divorce, try to leave your retirement savings alone. [One Cent at a Time]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-tricks-to-make-your-brain-do-what-you-want">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/giving-is-better-than-blogging-or-is-it">Giving is Better Than Blogging... or IS it?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-ways-to-feel-better-fast">25 Ways to Feel Better Fast</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-apps-that-pay-you-to-exercise">5 Apps That Pay You To Exercise</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/feeling-stuck-100-ways-to-change-your-life">Feeling Stuck? 100 Ways to Change Your Life</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips brain tricks Thu, 20 Feb 2014 11:00:55 +0000 Ashley Jacobs 1126822 at http://www.wisebread.com Best Money Tips: Don't Fall for These Black Friday Tricks http://www.wisebread.com/best-money-tips-dont-fall-for-these-black-friday-tricks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-dont-fall-for-these-black-friday-tricks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/black-friday-185848871.jpg" alt="black friday box" title="black friday box" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>Welcome to Wise Bread&#39;s <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on Black Friday tricks you shouldn&#39;t fall for, working part time in college, and frugal Christmas decorations.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.consumerismcommentary.com/black-friday-dirty-tricks/">Black Friday Deals: Don&#39;t Fall for These Dirty Tricks</a> &mdash; Don&#39;t fall for advertisements that make you think a price is good when it&#39;s not. [Consumerism Commentary]</p> <p><a href="http://youngadultfinances.com/working-part-time-in-college-four-common-university-jobs/">Working Part Time in College: Four Common University Jobs</a> &mdash; College students can make extra money as note takers or tutors. [Young Adult Finances]</p> <p><a href="http://www.stretcher.com/stories/961118a.cfm?slider">Frugal Christmas Decorations</a> &mdash; Keep your Christmas decorations frugal this year by making small bowls of potpourri and placing them around your house. [TheDollarStretcher.com]</p> <p><a href="http://cashmoneylife.com/unhappy-with-your-financial-situation/">3 Reasons Why You&#39;re Unhappy with Your Financial Situation - Even Though You Have Enough</a> &mdash; You may be unhappy with your financial situation because you don&#39;t have a purpose for your money. [Cash Money Life]</p> <p><a href="http://moneyning.com/frugality/three-ways-to-prepare-for-a-financially-joyful-holiday-season/">Three Ways to Prepare for a Financially Joyful Holiday Season</a> &mdash; To prepare for a financially joyful holiday season, don&#39;t forget that experiences make great gifts. [MoneyNing]</p> <h2>Other Essential Reading</h2> <p><a href="http://livingonthecheap.com/black-friday-5-good-reasons-stay-home/">Black Friday: 5 good reasons to stay home</a> &mdash; In store prices might not be better than the prices you will find online, so consider staying home this Black Friday! [Living On The Cheap]</p> <p><a href="http://christianpf.com/make-thankgiving-last/">3 Ways to Make Thanksgiving Last All Year Long</a> &mdash; To make Thanksgiving last all year long, give of your time and talents. [Christian Personal Finance]</p> <p><a href="http://www.narrowbridge.net/why-wait-start-new-years-resolutions-now/">Why Wait? Start Your New Year&#39;s Resolutions Now!</a> &mdash; Starting your New Year&#39;s resolutions now because the sooner you start (especially with financial resolutions), the less money you waste! [NarrowBridge Finance]</p> <p><a href="http://www.savvysugar.com/How-Unclog-Toilet-Without-Plunger-32587235">Genius! Unclog Your Toilet Without a Plunger</a> &mdash; Did you know you can unclog your toilet with dishwashing soap and warm water? [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/grateful-for-moms-night-out-5-ideas-you-and-your-friends-will-love">Grateful for Moms Night Out! 5 Ideas You and Your Friends Will Love</a> &mdash; During your next moms night out, host a &quot;favorite things&quot; party. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-dont-fall-for-these-black-friday-tricks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-30-brilliant-ways-to-survive-black-friday-madness">Flashback Friday: 30 Brilliant Ways to Survive Black Friday Madness</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/december-deals-that-are-better-than-black-friday">December Deals That Are Better Than Black Friday</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/for-the-best-deals-of-the-year-shop-labor-day-and-skip-black-friday">For the Best Deals of the Year, Shop Labor Day and Skip Black Friday</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/stampede-death-walmart-black-friday">How many human lives is a flat panel TV worth?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/da-buy-world-considering-blue-saturday">Da&#039; Buy World: Considering &quot;Blue Saturday&quot;</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips black friday shopping tricks Tue, 26 Nov 2013 10:48:07 +0000 Ashley Jacobs 1098750 at http://www.wisebread.com Best Money Tips: Tried and Tested Tips for a Frugal Life http://www.wisebread.com/best-money-tips-tried-and-tested-tips-for-a-frugal-life <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-tried-and-tested-tips-for-a-frugal-life" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/thinking-4982831-small.jpg" alt="thinking" title="thinking" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on tips for a frugal life, free summer fun for kids, and cutting your cable bill 90%.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/How-Live-Frugally-24174070">44 Tried and Tested Tips For a Frugal Life</a> &mdash; If you want to live a frugal life, find affordable recipes and make your own detergent. [PopSugar Smart Living]</p> <p><a href="http://money.msn.com/saving-money-tips/post.aspx?post=ae7bcfbb-17c5-4a5f-a1dd-be6e969a909f&amp;ref=bfv">Free Summer Fun for Kids</a> &mdash; Keep your kids entertained for free over the summer by having them take the Pottery Barn Kids Summer Reading Challenge! [MSN Money]</p> <p><a href="http://www.moneytalksnews.com/2011/10/05/cut-your-cable-bill-90-percent-with-these-3-steps/#at_pco=cfd-1.0">3 Steps to Cut Your Cable Bill 90%</a> &mdash; To cut your cable bill 90%, start by taking note of what you watch and what's available. [Money Talks News]</p> <p><a href="http://www.creditsesame.com/blog/what-quitting-on-maternity-leave-may-mean-for-your-finances/">What Quitting on Maternity Leave May Mean for Your Finances</a> &mdash; Before you decide to quit your job while you are on maternity leave, it may be a good idea to build up your emergency fund a bit more. [Credit Sesame]</p> <p><a href="http://www.learnvest.com/2012/03/5-favorite-baby-shower-games-on-a-budget/">5 Favorite Baby Shower Games on a Budget</a> &mdash; Have all of your guests bring their baby photos to the shower and then have them guess which one belongs to who. [LearnVest]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.kiplinger.com/article/insurance/T028-C011-S000-protect-your-finances-from-dog-bites.html">Protect Your Finances From Dog Bites</a> &mdash; Make sure your homeowners insurance or renters insurance provides dog bite liability coverage. [Kiplinger]</p> <p><a href="http://www.freemoneyfinance.com/2013/05/who-knew-prom-was-so-expensive.html">Who Knew Prom was so Expensive?</a> &mdash; Last year, the average cost of prom was over $1,100. [Free Money Finance]</p> <p><a href="http://www.moolanomy.com/6609/how-to-start-a-franchise-and-become-a-franchisor/">How to Start a Franchise and Become a Francishor</a> &mdash; When starting a franchise, you must come up with a marketing plan and training programs. [Moolanomy]</p> <p><a href="http://www.bargaineering.com/articles/clever-idea-thought-save-money-wedding.html">One Clever Idea You've Never Thought of to Save Money on a Wedding</a> &mdash; Have you ever considered having a sponsor for your wedding? [Bargaineering]</p> <p><a href="http://parentingsquad.com/avoiding-the-mommy-wars">Avoiding the Mommy Wars</a> &mdash; To avoid getting into a battle with a fellow mom, accept the differences in your parenting decisions. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-tried-and-tested-tips-for-a-frugal-life">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-some-cash-with-these-6-clever-cleaning-hacks">Save Some Cash With These 6 Clever Cleaning Hacks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-spectacular-uses-for-that-lone-can-of-fruit">8 Spectacular Uses for that Lone Can of Fruit</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-own-self-tanning-lotion-and-5-other-fabulous-diy-tips-from-the-web">Make Your Own Self-tanning Lotion and 5 Other Fabulous DIY Tips from the Web</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-frugal-living-commencement-speech-id-give-to-my-younger-self">The Frugal Living Commencement Speech I&#039;d Give to My Younger Self</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-household-repairs-every-frugal-person-should-master">10 Simple Household Repairs Every Frugal Person Should Master</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips frugal life tips tricks Mon, 27 May 2013 10:00:31 +0000 Ashley Jacobs 976221 at http://www.wisebread.com Save Some Cash With These 6 Clever Cleaning Hacks http://www.wisebread.com/save-some-cash-with-these-6-clever-cleaning-hacks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/save-some-cash-with-these-6-clever-cleaning-hacks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/money world.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p class="MsoNormal">I&rsquo;m a sucker for brand-name cleaning supplies, and while it&rsquo;s no crime to be brand-loyal and use what works best for you and your family, often times there are shortcuts that can cut back on cleaning time &ndash; and out-of-pocket expenses. The July issue of <a href="http://www.allyou.com/">All You Magazine</a> had several inspiring ways to <a href="http://www.allyou.com/budget-home/organizing-cleaning/save-money-cleaning-your-home-00400000048979/page9.html">get your cleaning jobs done for less</a>.<span style="">&nbsp; </span>Here are my top picks, along with some additional ways to stretch that dollar!<o:p>&nbsp;</o:p></p> <p class="MsoNormal">&nbsp;</p> <h2><strong>1.&nbsp; Sanitize your Sponges</strong></h2> <p><strong><img alt="" style="width: 201px; height: 366px;" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u148/scrubber.jpg" /><o:p></o:p></strong></p> <p>Synthetic sponges and kitchen cloths are super-convenient to have on hand, but we all know that after just a few uses, they can get a bit funky-smelling.<span style="">&nbsp; </span>Instead of throwing them out and buying new ones (a total waste of money), or just tossing them into the wash (which doesn&rsquo;t always work,) why not use this clever tip from?<span style="">&nbsp; </span>Fill up your kitchen sink with hot water, add one cup of bleach, and toss those stinky things right in!<span style="">&nbsp; </span>Bacteria will be gone for good, leaving your sponges fresh-smelling again.<span style="">&nbsp; </span>(You&rsquo;ll also have a shinier sink to show for it!)</p> <p>&nbsp;</p> <h2><strong>2.&nbsp; Measure it</strong></h2> <p>&nbsp;<img alt="" style="width: 368px; height: 276px;" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u148/measure.jpg" /></p> <p>Are you using 2x or more concentrated detergent?<span style="">&nbsp; </span>Chances are good that the products you use today are twice as potent as the ones we used years ago.<span style="">&nbsp; </span>Pay careful attention to measure out only what you need to get your cleaning tasks done efficiently (read the label and the fill lines, first.)<span style="">&nbsp; </span>Not only are you saving money by avoiding unnecessary over-portioning, but you can save your clothes and other household surfaces from an early demise.<span style="">&nbsp; </span>Too much cleaner can be harmful!<span style="">&nbsp; </span></p> <p>&nbsp;</p> <h2><strong>3.&nbsp; Sweep it up</strong></h2> <p><strong><img alt="" style="width: 400px; height: 266px;" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u148/sweep_away.jpg" /></strong></p> <p>I know a trick for using that popular sweeping tool without buying the expensive refill cloths.<span style="">&nbsp; </span>Simply cut old polar fleece clothing into the same size and shape as your brand-name, disposable cleaning cloths, and use them to pick up all the dirt, lint, and hair that plagues your hard-surface flooring.<span style="">&nbsp; </span>Toss them in the wash to use again and again!<span style="">&nbsp; </span>(Another snazzy trick is to try used dryer sheets in the same way &ndash; only using them once for their new purpose, of course.<span style="">&nbsp; </span>Talk about getting extra miles out of your cleaning products!)</p> <p>&nbsp;</p> <h2><strong>4.&nbsp; No shoes allowed</strong></h2> <p><strong><img alt="" style="width: 402px; height: 285px;" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u148/dirty_shoes.jpg" /></strong></p> <p>There is a very good reason to ask your family and guests to leave their shoes at the door.<span style="">&nbsp; </span>Not only does it guarantee that dirt and mud won&rsquo;t get tracked throughout your home, but it can give your carpeting and hardwood floors an extra lease on life (less scratches, snags, and general wear-and-tear.)<span style="">&nbsp; </span>You&rsquo;ll rest easy knowing that you&rsquo;re also contributing to a healthier environment inside your home &ndash; the soles of your shoes can carry more icky germs than a typical toilet seat!</p> <p>&nbsp;</p> <h2><b style="">5.&nbsp; Pare down your Cleaning Arsenal</b></h2> <p><img alt="" style="width: 368px; height: 245px;" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u148/knife_rack.jpg" /></p> <p><b style=""><o:p></o:p></b></p> <p>There really are <a href="http://www.wisebread.com/30-household-products-vinegar-can-replace">one-size-fits-all cleaning products</a> on the market, one of them being my personal favorite, Oxy Clean.<span style="">&nbsp; </span>The all-purpose cleaner is available at most any store, and it isn&rsquo;t more than $4 or so for a 1.5 pound tub (I also reuse the empty containers to store clothespins, kids&rsquo; crayons, or random nails and bolts.)<span style="">&nbsp; </span>Advertised with having over 100 uses around the home, I&rsquo;ve really only tried about 10 or so.<span style="">&nbsp; </span>I can say that the best use for the stuff is removing those &ldquo;impossible&rdquo; stains. <span style="">&nbsp;</span>(Recently my daughter sat on a melted blue crayon in the backseat of our car.<span style="">&nbsp; </span>After letting the colored wax cool and harden, I scraped most of it off with a knife, then dampened the area and sprinkled it with Oxy Clean.<span style="">&nbsp; </span>After working the product into the denim with an old toothbrush, I rinsed it in cool water and threw it in the wash.<span style="">&nbsp; </span>You can&rsquo;t see any signs of the offending crayon!)<span style="">&nbsp; </span><b style="">Bottom line</b>: If you find a versatile cleaning product that fills the needs of more than one routine, consolidate &ndash; don&rsquo;t duplicate!</p> <p>&nbsp;</p> <h2><strong>6.&nbsp; Get floors spotless with the power of steam</strong></h2> <p><strong><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u148/steam.jpg" style="width: 257px; height: 383px;" alt="" /><o:p></o:p></strong></p> <p><span style="font-weight: normal;">I&rsquo;m a huge fan of the <span style="">steaming floor cleaner</span>.<span style="">&nbsp; </span>In fact, I&rsquo;ve had several models in my lifetime (not because they wore out, but because I love trying new models!)<span style="">&nbsp; </span>A good steam-powered floor cleaner will leave your floors sanitized, squeaky-clean, and streak-free within minutes, and the best part is that they require no chemicals or additional product: just the pure ingredient of water!<span style="">&nbsp; </span>Investing in a $85 &ndash; 120 model may seem like a chunk of change, but when you factor in the cost of floor cleaners over the life of the steamer and consider how much safer and environmentally-friendly your new mop is, the cost is justifiable.<span style="">&nbsp; </span>Most mops also come with everything you need to do several rooms with a moment&rsquo;s notice &ndash; including enough microfiber cleaning heads to get you started.<span style="">&nbsp; </span>There is no waste, and water is the cheapest cleaner we know of!</span></p> <p>You can find other cool household tips on All You&rsquo;s <a href="http://www.allyou.com/budget-home/organizing-cleaning/streamline-your-kitchen-00400000049079/" target="_blank">Budget Home section</a>, like how to <a href="http://www.allyou.com/budget-home/organizing-cleaning/fight-stains-around-house-00400000049964/" target="_blank">fight tough stains</a> around the house, effective ways to <a href="http://www.allyou.com/budget-home/organizing-cleaning/household-heroes-00400000048987/" target="_blank">reuse household items</a>, and the secret to <a href="http://www.allyou.com/budget-home/organizing-cleaning/streamline-your-kitchen-00400000049079/" target="_blank">streamlining your kitchen</a> with clever storage spaces.&nbsp;</p> <p>If you have a cleaning hack of your own please share them in the comments!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/save-some-cash-with-these-6-clever-cleaning-hacks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-own-self-tanning-lotion-and-5-other-fabulous-diy-tips-from-the-web">Make Your Own Self-tanning Lotion and 5 Other Fabulous DIY Tips from the Web</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-baking-soda-took-my-bathroom-from-yuck-to-yes">How Baking Soda Took My Bathroom from “Yuck” to Yes!</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-guaranteed-easiest-way-to-make-your-own-pickles">The Guaranteed Easiest Way to Make Your Own Pickles</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-really-easy-ways-to-unclog-drains">10 Really Easy Ways to Unclog Drains</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-smart-ways-to-use-garage-space">6 Smart Ways to Use Garage Space</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living DIY Green Living Home All You Magazine cleaning frugal hacks tips tricks Wed, 01 Jul 2009 20:48:36 +0000 Linsey Knerl 3339 at http://www.wisebread.com How the rich stay rich; a lesson in lateral thinking http://www.wisebread.com/how-the-rich-stay-rich-a-lesson-in-lateral-thinking <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-the-rich-stay-rich-a-lesson-in-lateral-thinking" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/223052548_9f5ff24797.jpg" alt="money" title="money" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>A friend recently told me the story of how a millionaire thinks. Not every millionaire of course, just one in particular. It's ingenius, as you will discover. But it really made me ponder about the decisions I make every day, and if I could make better ones just be exercising that underused part of my anatomy - my brain.</p> <p>The story goes something like this, and forgive me if I paraphrase but my memory is far from photographic.</p> <p><strong><span>The millionaire's loan...</span></strong></p> <blockquote><p><span>Our millionaire, let's call him Anton, walks into a popular bank in the middle of New York City and requests to speak to a loan officer. He doesn't alert the staff to his immense riches, he simply says he's going away on business for a few weeks, to another country, and needs to borrow a small sum of money - $5000. Banks being banks they immediately asked for security on the loan, after all they're not just going to let anyone walk away with a big wad of cash.</span><strong><span> </span></strong></p> <p><img height="204" width="272" title="Ferrari" alt="Ferrari" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u17/441031099_449aa9c187.jpg" /></p> <p>Anton then points out of the window to the shiny new Ferrari parked right in front of the bank. He took the title, paperwork and keys out of his pocket and slapped them down on the counter like a man on a mission. The staff went to work checking out the validity of his ownership and sure enough, everything checked out. And of course, which bank is going to turn down a quarter of a million dollars in collateral for a measly $5000 loan? This was a no-brainer (an ironic turn of phrase as you'll soon discover).</p> <p><span>Anton left the bank with his $5000 and the bank employee took Anton's keys and drove the brand new Ferrari down into the bank's underground garage. He assured Anton that it would be perfectly safe down there. Anton then left the bank and caught his flight to his faraway land, I think it was China.</span></p> <p>Anyway, two weeks go by and sure enough the bank opens Monday morning to see Anton stroll in and slap the $5000 he had borrowed back on the counter, plus the interest which was around $15. The loan officer asked that the car be brought round to the front of the bank and then asked Anton a question. &quot;Our bank prides itself in details and customer service&quot; he said &quot;and while you were away we did a background check, it's routine, and discovered you are actually one of the wealthiest men in America. Why on earth would you need to borrow $5000, it just doesn't make sense.&quot;</p> <p>Anton smiled, picked up the keys from the counter and said <strong>&quot;Can you tell me another way I could have parked my new Ferrari in the middle of New York for two weeks, for just $15, and still expect it to be in mint condition when I get back?&quot;</strong> With that, Anton walked out of the door and the loan officer smiled a bigger smile.</p> </blockquote> <p>My first reaction to this was &quot;cheapskate.&quot; But then I realized this man probably made his fortune by thinking in this way; by seeing a saving opportunity around every corner. Sure, he could have stashed his Ferrari in a high-quality garage for hundreds of dollars but his mind refused to accept that scenario. There was a cheaper way, just as safe, and he probably got a buzz out of finding a new way to buck the system.</p> <p>So, with this in mind, I ask all of you to think about ingenius ways that you can get exactly the same service or product for less in the coming weeks. I would love to know your stories, and I know they will help us all look at our world in a different way. The bottom line...the rich stay rich by thinking laterally. You can do it, too. We all can.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/how-the-rich-stay-rich-a-lesson-in-lateral-thinking">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dead-car-battery-give-it-a-glass-of-red-wine">Dead car battery? Give it a glass of red wine.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-live-better-without-spending-more">5 Ways to Live Better Without Spending More</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/learn-to-love-winter-with-some-simple-self-deception">Learn to Love Winter With Some Simple Self-Deception</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-moves-to-make-the-moment-you-decide-to-get-married">5 Money Moves to Make the Moment You Decide to Get Married</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-nfls-5-most-frugal-players">The NFL&#039;s 5 Most Frugal Players</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle budget car cheap millionaire parking save saving tips tricks Sun, 14 Oct 2007 18:04:03 +0000 Paul Michael 1286 at http://www.wisebread.com Dead car battery? Give it a glass of red wine. http://www.wisebread.com/dead-car-battery-give-it-a-glass-of-red-wine <!-- google_ad_section_start --><!-- google_ad_section_start --><p>&nbsp;</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/wisebread_imce/redwine.jpg" alt="red wine" title="red wine" width="327" height="216" /></p> <p>I love quick fixes for problems. Especially quick fixes that involve alcochol, and let me tell you that this one is pure genius.</p> <p>If you&#39;ve ever done something silly, like leave a dome light on all night, or you just happen to have a battery that&#39;s on its last legs, then you&#39;ll know the sinking feeling of a dead battery. You dashboard panel lights may not even come on, or you get that repetitive cranking that just won&#39;t turn over.</p> <p>Well, a clever wine drinker has figured out that the acids in red wine are just the boost your battery needs to give it some extra juice. The video below explains it all. But from now on, you can absolutely say that drinking red wine is good for you. Maybe every car repair kit should come with a fruity Shiraz?</p> <p><embed src="http://www.metacafe.com/fplayer/703646/car_battery_charged_with.swf" width="400" height="345" wmode="transparent" pluginspage="http://www.macromedia.com/go/getflashplayer" type="application/x-shockwave-flash"></embed><br /><font size = 1><a href="http://www.metacafe.com/watch/703646/car_battery_charged_with/">Car Battery Charged With...</a> - <a href='http://www.metacafe.com/'>The most amazing videos are a click away</a></font> <p>&nbsp;</p> <p><em>Main photo by <a href="http://flickr.com/photos/archivalproject/">archival</a> . Thanks. </em></p> <p>&nbsp;</p> <!-- google_ad_section_end --><!-- google_ad_section_end --><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/dead-car-battery-give-it-a-glass-of-red-wine">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/giving-up-your-car-may-be-easier-than-you-think">Giving Up Your Car May Be Easier Than You Think</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/broken-down-turn-your-pencil-into-a-flashlight">Broken down? Turn your pencil into a flashlight.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-the-rich-stay-rich-a-lesson-in-lateral-thinking">How the rich stay rich; a lesson in lateral thinking</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-money-on-gas-free-ebook">Save money on gas + free ebook</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-tell-if-a-car-service-plan-is-worth-it">How to Tell If a Car Service Plan Is Worth It</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation automotive battery car car battery how to quick fix tips tricks Thu, 05 Jul 2007 15:13:38 +0000 Paul Michael 809 at http://www.wisebread.com 5 more ways to hustle free drinks. http://www.wisebread.com/5-more-ways-to-hustle-free-drinks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-more-ways-to-hustle-free-drinks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/free drinks.jpg" alt="free drinks" title="score more free drinks" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>My favorite scammers from The Real Hustle have been busy. I know over 130,000 of you enjoyed (and hopefully tried out) the friendly scams in my <a href="/top-5-ways-to-hustle-free-drinks">last post</a> . Well, the hustlers have come up with a whole bunch of new ways to grab some free booze. There are some great new cons here, some require props, others a little practice, but I guarantee any one of them will get you something for nothing. What I do like is the justification behind them, which I never thought of before but it works every time.</p> <p>&quot;If you lose and buy me free drinks, you can play this trick on your mates and get free drinks bought for you.&quot; Great! It&#39;s like Pay It Forward in reverse. At some point everyone in the world will get a free pint of ale or a wee dram of scotch. What a wondeful world that will be.</p> <p>So, here&#39;s your new ammo. Take notes people and have fun.</p> <p>&nbsp;</p> <p>1 - On a roll: The Beer Bottle and the 20</p> <object classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,29,0" width="425" height="350"><param name="movie" value="http://www.youtube.com/v/acSCYFohO0U" /><param name="quality" value="high" /><param name="menu" value="false" /><param name="wmode" value="" /><embed src="http://www.youtube.com/v/acSCYFohO0U" wmode="" quality="high" menu="false" pluginspage="http://www.macromedia.com/go/getflashplayer" type="application/x-shockwave-flash" width="425" height="350"></embed></object><p>2 - Chain of fools: The escaping ring</p> <object classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,29,0" width="425" height="350"><param name="movie" value="http://www.youtube.com/v/OfzoTkTJj_w" /><param name="quality" value="high" /><param name="menu" value="false" /><param name="wmode" value="" /><embed src="http://www.youtube.com/v/OfzoTkTJj_w" wmode="" quality="high" menu="false" pluginspage="http://www.macromedia.com/go/getflashplayer" type="application/x-shockwave-flash" width="425" height="350"></embed></object><p>3 - Balancing act: The impossible stack of coins</p> <object classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,29,0" width="425" height="350"><param name="movie" value="http://www.youtube.com/v/eovwCWG6T8c" /><param name="quality" value="high" /><param name="menu" value="false" /><param name="wmode" value="" /><embed src="http://www.youtube.com/v/eovwCWG6T8c" wmode="" quality="high" menu="false" pluginspage="http://www.macromedia.com/go/getflashplayer" type="application/x-shockwave-flash" width="425" height="350"></embed></object><p>4 - Swipe it: The hand is quicker than the dough</p> <object classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,29,0" width="425" height="350"><param name="movie" value="http://www.youtube.com/v/kyOlaUH64vM" /><param name="quality" value="high" /><param name="menu" value="false" /><param name="wmode" value="" /><embed src="http://www.youtube.com/v/kyOlaUH64vM" wmode="" quality="high" menu="false" pluginspage="http://www.macromedia.com/go/getflashplayer" type="application/x-shockwave-flash" width="425" height="350"></embed></object><p>5 - Hole truth: The note and the coins</p> <object classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,29,0" width="425" height="350"><param name="movie" value="http://www.youtube.com/v/kmo23yS846Q" /><param name="quality" value="high" /><param name="menu" value="false" /><param name="wmode" value="" /><embed src="http://www.youtube.com/v/kmo23yS846Q" wmode="" quality="high" menu="false" pluginspage="http://www.macromedia.com/go/getflashplayer" type="application/x-shockwave-flash" width="425" height="350"></embed></object><p></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/5-more-ways-to-hustle-free-drinks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/six-cool-bar-tricks-that-anyone-can-master">SIX cool bar tricks that anyone can master.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-quick-and-simple-scams-that-could-happen-to-you-today">Five quick and simple scams that could happen to you today</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-best-free-tools-to-improve-your-work-performance">The 7 Best Free Tools to Improve Your Work Performance</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-frugal-hacks-for-single-living">10 Frugal Hacks for Single Living</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-cool-companies-that-pay-you-for-referring-friends">10 Cool Companies That Pay You for Referring Friends</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks bar bets con free free drinks free stuff games hustle proposition bets Real Hustle scam tricks Mon, 28 May 2007 21:47:49 +0000 Paul Michael 684 at http://www.wisebread.com Giving is Better Than Blogging... or IS it? http://www.wisebread.com/giving-is-better-than-blogging-or-is-it <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/wisebread_imce/goat.jpg" alt=" " title="http://www.morguefile.com/forum/profile.php?username=fotographix" width="215" height="224" /></p> <p>Giving is better than receiving. I do sincerely believe this, as much as I like receiving. And I <strong>do</strong> like <a href="http://www.woot.com/">getting stuff</a>.</p> <p>You know that old saying about giving a man a fish, and he&#39;ll eat for a day... but teach him how to fish, and he&#39;ll end up going to cooking school and opening a swanky restaurant downtown that you won&#39;t be able to get reservations to, despite the fact that you taught him, in painstaking detail, how to tie flies when he was down and out?</p> <p>I bring this up because of... livestock. My mom likes to donate to charities that work in Third World countries, and a recent charitable phenomenon is a Goat Gift Pack (or sheep, or <a href="http://www.heifer.org/site/pp.asp?c=edJRKQNiFiG&amp;b=201452">cows</a>, pigs, even <a href="http://www.kanoute.com/sendagift.htm">fowl</a>) for poor families that have no source of income. It&#39;s sort of a microfinance concept, that a small loan or donation put towards livelihood, rather than pure survival, is more beneficial to a poor family than, say, a bag of rice. Animals produce milk, which can be consumed and sold for profit. It&#39;s something that seems to be very popular right now in the giving world.</p> <p>I&#39;m a tad skeptical about the price tags, however. For instance, my mom recently paid $300 to a well-known religious organization to give a pair of sheep to a poor family in India. $300? I don&#39;t think a pair of sheep cost that much in the U.S., and we <strong>should</strong> have pricey sheep. I&#39;m wary of just how much money is being skimmed off the top for these organizations. I know that there are lots of administrative costs, but we&#39;re talking about a country in which you can get a full, satisfying meal for under a dollar.</p> <p>I&#39;m not sure how to organize an investigation of whether or not Mom got ripped off, so I&#39;ll just caution anyone else who was thinking of paying $300 for livestock to shop around a bit. In my mother&#39;s case, she personally corresponds with thsi family, so I think she felt stuck in using her chosen organization to give them help.</p> <p>By the way, Slate.com ran a good article on the <a href="http://www.slate.com/id/2161797/">best microfinance organizations</a> to donate to. I found it informative, anyway.</p> <p class="heading">Give without really giving</p> <p class="sub-heading"><strong><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/wisebread_imce/feedhungry.gif" alt=" " width="244" height="47" />Link to Give </strong></p> <p><a href="http://www.greatergood.com/cgi-bin/WebObjects/GreaterGood">Greater Good</a> runs several web sites that raise money to combat hunger, disease, and animal abuse. Greater Good is a for-profit company, but they give a portion of their profits to charity. They also started the click-to-give idea a while ago, before Google got involved, in which revenue provided by ad clicks was donated to dedicated charities. The premise is that you can visit any of the Greater Good sites once every 24 hours, and click once on an ad, which usually says something like &quot;Click Here to Feed the Hungry&quot;. The revenue generated by that click goes entirely to charity.</p> <p>I should add that Greater Good has a <a href="https://shop.thehungersite.com/store/item.do?itemId=26450&amp;siteId=220&amp;sourceId=220&amp;sourceClass=StoreSearch&amp;index=1">good price on a pair of goats</a> for Rwandan families, too.</p> <p><a href="http://www.urbanmonk.net/50/blog-apocalypse-2-minutes-from-you-500-to-charity-from-me/"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/wisebread_imce/apoc.gif" alt=" " width="125" height="170" /></a></p> <p><a href="http://www.urbanmonk.net/50/blog-apocalypse-2-minutes-from-you-500-to-charity-from-me/">Urban Monk</a> is donating $500 from ad revenue to charity, so I&#39;m linking to him in hopes that he gets all the ad revenue necessary to write that check ASAP. You can also link to him - his preferred method is that you write a blog post as though it were the last blog post EVER - and help give without having to open your wallet. Check out his site whether you want to link to him or not - he&#39;s a good guy.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/troy-hadley">Troy Hadley</a> of <a href="http://www.wisebread.com/giving-is-better-than-blogging-or-is-it">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/private-foundations-for-ordinary-folks">Private foundations for ordinary folks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-charities-do-you-give-to">Ask the readers: What charities do you give to?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-i-write-it-off-as-charity">Can I Write It Off as Charity?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/learn-to-love-winter-with-some-simple-self-deception">Learn to Love Winter With Some Simple Self-Deception</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/51-uses-for-coca-cola-the-ultimate-list">51 Uses for Coca-Cola – the Ultimate List</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Personal Development altruism blog blogger blogging charity donation friends giving goats link love links marketing microfinance microloan rip-off tips tricks Wed, 11 Apr 2007 19:22:18 +0000 Troy Hadley 491 at http://www.wisebread.com Carnival Of Scams - Top 4 fairground cons http://www.wisebread.com/carnival-of-scams-top-4-fairground-cons <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/wisebread_imce/27529_fairground.jpg" alt="Fairground" title="Fairground" width="300" height="224" /> </p> <p>Go to the fairground, get taken for a ride. Yep, those sneaky Real Hustlers are at it again. This time they&#39;ve been uncovering the basic tricks and cons performed by your friendly neighborhood fairground staff. </p> <p>I looked these up before going to a fair (just doing my homework, as any good Wisebread reader should) and was quite glad I did. Of course, I&#39;m not implying ALL carnivals rip you off. No no no. That would be a terrible thing to imply (wink). But take a look at some of the &#39;oldest tricks in the book&#39; and then decide for yourself whether you want to give your money away next time you fancy winning a giant teddy bear for the love of your life.</p> <p>Note: All of these videos were filmed in my home country, good old England, but the same rules apply around the world. Where there&#39;s a carnival or a fairground, there&#39;s a con just waiting for a &#39;punter.&#39; Here we go...</p> <p><strong>1: The Steadfast Stack of Cans</strong><br />Looks easy for any eagle-eyed ball thrower. Just knock &#39;em down with three balls. No problem. Until you find out that three of the cans are light and three are heavy. And the way they are stacked makes all the difference. Check it out. </p> <object width="425" height="350"><param name="movie" value="http://www.youtube.com/v/zlF7lZBGP8g" /><param name="wmode" value="transparent" /><embed src="http://www.youtube.com/v/zlF7lZBGP8g" type="application/x-shockwave-flash" wmode="transparent" width="425" height="350"></embed></object></p> <p>&nbsp;</p> <p><strong>2: One Dart, Many Balloons...No Chance.</strong><br />I can play darts. No shock there, I spent many years after work in many a public house in London. But I challenge even the sharpest of sharp shooters to pop one of these balloons. The reason...they&#39;re really underinflated, making the skin thicker, and the dart is as blunt as a butter knife. </p> <object width="425" height="350"><param name="movie" value="http://www.youtube.com/v/wuT0EtE-Nr4" /><param name="wmode" value="transparent" /><embed src="http://www.youtube.com/v/wuT0EtE-Nr4" type="application/x-shockwave-flash" wmode="transparent" width="425" height="350"></embed></object></p> <p>&nbsp;</p> <p><strong>3: Bottle Bowling BS</strong><br />They were doing this trick hundreds of years ago on the streets of old London town, and it&#39;s still working today. The reason is that it looks very very easy to win, but it is in fact almost impossibe. Knocking down two bottles with one ball is simple if the bottles are set-up evenly. Bt if you offset them, one bottle takes all the energy out of the shot and the other bottle will almost always be left standing. </p> <object width="425" height="350"><param name="movie" value="http://www.youtube.com/v/O1qMxn69_3s" /><param name="wmode" value="transparent" /><embed src="http://www.youtube.com/v/O1qMxn69_3s" type="application/x-shockwave-flash" wmode="transparent" width="425" height="350"></embed></object><p> </p> <p>&nbsp;</p> <p><strong>4: Hoops Hoopla</strong><br />I&#39;ll be honest. I&#39;ve tried this one a few times. Most of the time, I didn&#39;t even get close. Once I got so close I almost cheered. But it was still a failure. And that&#39;s because the way the trick is set up makes the chances of winning almost zero. The secret lies in the base...an offset bunch of blocks covered in velvet that grab the hoop and stop it from sliding down. Sneaky? You bet. </p> <object width="425" height="350"><param name="movie" value="http://www.youtube.com/v/tP9hAkPqojI" /><param name="wmode" value="transparent" /><embed src="http://www.youtube.com/v/tP9hAkPqojI" type="application/x-shockwave-flash" wmode="transparent" width="425" height="350"></embed></object></p> <p>&nbsp;</p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/carnival-of-scams-top-4-fairground-cons">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/street-market-scams-dont-believe-the-hype">Street market scams. Don&#039;t believe the hype.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/netspend-the-story-of-the-visa-debit-card-we-did-not-apply-for">netSpend: The Story of the Visa Debit Card We Did Not Apply For</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-launder-money">How to Launder Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-51-ways-to-organize-your-whole-life-in-2017">Flashback Friday: 51 Ways to Organize Your Whole Life in 2017</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-fun-facts-about-valentines-day-spending">12 Fun Facts About Valentine&#039;s Day Spending</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks carnivals cons deception. fairgrounds fairs hustles money scams stealing tricks Mon, 26 Mar 2007 21:06:32 +0000 Paul Michael 398 at http://www.wisebread.com Turn brass pennies into gold. http://www.wisebread.com/turn-brass-pennies-into-gold <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/turn-brass-pennies-into-gold" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_77545797_MEDIUM.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I was never very good at chemistry at school. Or physics. I'm a writing kind of guy. So I'm always in awe when I see the real power of science at work, before my very eyes. And seeing alchemy work (or look like it works anyway) is a real bonus. This clip shows you how to turn ordinary brass pennies into silver, and then, GOLD.</p> <p><iframe width="560" height="315" src="https://www.youtube.com/embed/_g_ml8tAnWE" frameborder="0" allowfullscreen=""></iframe></p> <p>I have no clue of the science involved here. I'm sure it just turns nice little brass pennies into nice, gold colored brass pennies. And as yet, they aren't quite legal tender anywhere. So don't go changing all your dollar bills into pennies, dumping them in chemicals and then hauling them off to the bank, having first given your boss the finger. I suspect all these are good for is something nice to display somewhere, or a fun way to impress kids at parties. Anyway, be careful with your vats of chemicals, and have fun.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/turn-brass-pennies-into-gold">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-frugal-hacks-for-single-living">10 Frugal Hacks for Single Living</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/carnival-of-scams-top-4-fairground-cons">Carnival Of Scams - Top 4 fairground cons</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-more-ways-to-hustle-free-drinks">5 more ways to hustle free drinks.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-there-a-secret-code-to-control-traffic-lights">Is there a secret code to control traffic lights?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/giving-is-better-than-blogging-or-is-it">Giving is Better Than Blogging... or IS it?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks alchemy chemicals experiments gold money from nothing tricks Sat, 17 Feb 2007 21:37:54 +0000 Paul Michael 284 at http://www.wisebread.com Is there a secret code to control traffic lights? http://www.wisebread.com/is-there-a-secret-code-to-control-traffic-lights <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/is-there-a-secret-code-to-control-traffic-lights" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000077980419_Large.jpg" alt="crosswalk light" title="crosswalk light" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I'm a firm believer that time is money. It really is. The more time you save on life's humdrum chores, the more time you can devote to making money. Or saving it. So when I found out a way to make the traffic stop for me, I was quite surprised. And skeptical, as always.</p> <p>I'm not sure how many times you've been stuck at the side of the road waiting for the little green man to make an appearance, but for me it's a regular occurance. Usually I bide my time. But if I'm in a hurry, do I risk the archaic lawbreaking method of jay-walking? Or do I find a way around it? Usually, I just stand like a statue for five minutes in the hope that one day, <em>one day</em>, the little green fella will get off his bum and come guide me across the road.</p> <p>Then I discovered a video that supposedly shows you how to turn that green man on whenever you want to. Really. Using a combination of clicks you can apparently turn the lights to your favor and cross the road as you pease. No wait. No nothing. And so, being someone who loves saving anything, especially time, I thought I'd give it a try.</p> <p>The result? It was about as effective as mind-control. Not only did the lights not change, they probably took a tad longer to change. But I began to wonder, is this some huge April fools joke being played a few months early? Or does it work...sometimes...depending on where you are? So, here's the video. If you want to try it, go ahead. If you find out it's actually morse code for &quot;I'm an idiot&quot; then I can at least say I warned you in advance. Either way it's nice to think, just for a second, that there are secret ways out there to control our surroundings. Call me a dreamer.</p> <p><iframe width="420" height="315" src="https://www.youtube.com/embed/_1cgE2GaFko" frameborder="0" allowfullscreen=""></iframe></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/is-there-a-secret-code-to-control-traffic-lights">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-frugal-hacks-for-single-living">10 Frugal Hacks for Single Living</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/carnival-of-scams-top-4-fairground-cons">Carnival Of Scams - Top 4 fairground cons</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-more-ways-to-hustle-free-drinks">5 more ways to hustle free drinks.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/turn-brass-pennies-into-gold">Turn brass pennies into gold.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/giving-is-better-than-blogging-or-is-it">Giving is Better Than Blogging... or IS it?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks codes fake time saver traffic signals tricks Thu, 15 Feb 2007 19:58:14 +0000 Paul Michael 278 at http://www.wisebread.com