cutbacks http://www.wisebread.com/taxonomy/term/11277/all en-US Best Money Tips: Tips for Cutting Back This Christmas http://www.wisebread.com/best-money-tips-tips-for-cutting-back-this-christmas <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-tips-for-cutting-back-this-christmas" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3109416942_9a86e92dae_z.jpg" alt="Tips for Cutting Back This Christmas" title="Tips for Cutting Back This Christmas" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on cutting back this Christmas, Black Friday myths debunked, and why your career is your most important investment.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneyning.com/money-beliefs/4-tips-for-cutting-back-this-christmas/">4 Tips for Cutting Back This Christmas</a> &mdash; Make cutbacks this Christmas by opting to buy one large gift and one small gift for your kids. [MoneyNing]</p> <p><a href="http://www.savvysugar.com/Black-Friday-Shopping-Myths-25825172">5 Black Friday Myths Debunked</a> &mdash; Don't believe the myth that Black Friday ads are accurate. Stores can adjust their prices according to other retailer's prices. [SavvySugar]</p> <p><a href="http://cashmoneylife.com/invest-in-your-career/">Why Your Career is Your Most Important Investment</a> &mdash; Since your career is the foundation on which all your other investments will be made, it is your most important investment. [Cash Money Life]</p> <p><a href="http://freefrombroke.com/steps-to-make-sure-you-are-financially-protected-from-the-next-natural-disaster/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=steps-to-make-sure-you-are-financially-protected-from-the-next-natural-disaster">4 Steps to Make Sure You Are Financially Protected from the Next Natural Disaster</a> &mdash; Prepare yourself financially for the next natural disaster by making sure your insurance covers you for possible natural disasters. [Free From Broke]</p> <p><a href="http://christianpf.com/why-you-need-to-take-time-to-understand-medical-bills/">Why You Need to Take Time to Understand Medical Bills</a> &mdash; Take the time to understand your medical bills so you aren't overcharged. [Christian Personal Finance]</p> <h2>Other Essential Reading</h2> <p><a href="http://livingonthecheap.com/2012/11/finding-hidden-money-for-your-holiday-budget/">Five places to find money for holiday gifts</a> &mdash; Use your change jar to fund your holiday gift expenses. [Living On The Cheap]</p> <p><a href="http://ptmoney.com/life-insurance-policy-lapse/">What to Do When You Accidentally Let Your Life Insurance Policy Lapse</a> &mdash; If you let your life insurance policy lapse, you must fill out an application for reinstatement. [PT Money]</p> <p><a href="http://www.consumerismcommentary.com/retirement-investing-priorities/">How to Optimize Your Retirement Investing Priorities</a> &mdash; Your number one priority in regards to retirement investing should be taking advantage of employer match contributions to your 401(k). [Consumerism Commentary]</p> <p><a href="http://www.thewisdomjournal.com/Blog/ten-job-interview-myths-debunked/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+TheWisdomJournal+%28The+Wisdom+Journal%29">Ten Job Interview Myths Debunked</a> &mdash; It is a myth that an elaborate resume will impress potential employers. [The Wisdom Journal]</p> <p><a href="http://parentingsquad.com/to-harness-or-not-to-harness">To Harness or Not to Harness?</a> &mdash; If you want to encourage your child to explore, using a harness may not be the best way to do that. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-tips-for-cutting-back-this-christmas">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-holiday-season-costs-everyone-always-forgets-about">13 Holiday-Season Costs Everyone Always Forgets About</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-5-common-holiday-budget-pitfalls">Avoid These 5 Common Holiday Budget Pitfalls</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/last-minute-wrapping-paper-5-options">Last Minute Wrapping Paper: 5 Options</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-dreaming-of-a-frugal-christmas-6-things-you-can-make-that-people-on-your-list-will-use-and-w">Dreaming of a Frugal Christmas: 6 Things You Can Make That People on Your List Will Use and Want</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-simple-tips-for-saving-the-most-money-this-holiday">3 Simple Tips for Saving the Most Money This Holiday</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips Christmas cutbacks gifts shopping Tue, 13 Nov 2012 10:36:46 +0000 Ashley Jacobs 955763 at http://www.wisebread.com Are Most Businesses Going Green Just to Save Some Green? http://www.wisebread.com/are-most-businesses-just-going-green-to-save-some-green <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/are-most-businesses-just-going-green-to-save-some-green" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/335844468_8938ff60cd.jpg" alt="green green" title="green green" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p class="MsoNormal">I heard an interesting story the other day. A radio DJ was annoyed because when he went to pick up his boarding passes from the check in counter, he was handed them without any kind of ticket wallet to keep them together. The reason: <em>&ldquo;It&rsquo;s our effort to save the environment sir.</em>&rdquo; But was it really just an effort to save money?</p> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p>&nbsp;</p> <!--[endif]--><!--[endif]--><p><o:p></o:p></p> <p class="MsoNormal">When you think about it, airlines are hardly the greenest of companies. When you get to you gate, you are presented with your jet plane complete with thousands of gallons of fuel. The haze of fumes rising from the fuel is enough to make you think you&rsquo;re witnessing an oasis in the desert.</p> <p class="MsoNormal">But still, every little helps. And yet when the DJ was informed of the disappearing wallets for boarding passes and ticket stubs, he was more than a little cynical. <em>&ldquo;I don&rsquo;t buy it. Are they being green, or just saving some green?&rdquo;</em> he asked his audience.</p> <p class="MsoNormal">It&rsquo;s a legitimate question. Is it fair for businesses to hide cost-cutting exercises under the guise of environmentally friendly intentions? It seems more than a little sneaky to me. After all, if they&rsquo;re making these cuts for the planet, and not for profit, then shouldn&rsquo;t we see some of that money coming back to us in the form of lower prices?<span style=""> Most likely, any cuts that are made benefit the corporations and their shareholders, not the general public.</span></p> <!--[endif]--><!--[endif]--><p><o:p></o:p></p> <p class="MsoNormal">When I started looking for other examples of &ldquo;green initiatives&rdquo; I did start to wonder if the planet really was the cause for the change, or was it simply done as a way to increase the health of the corporation&rsquo;s bottom line.</p> <p class="MsoNormal">From cheaper, recycled toilet papers, to decreased services in hotels and restaurants, I noticed the influence of the environment everywhere. On a flight recently, I was asked to re-use the same plastic cup. In a hotel, the towels were only washed if I specifcally requested it. At a New York pizzeria, napkins were limited to THREE per customer. (I only needed one by the way, but if you've ever eaten out with young children, those three napkins would have been stretched thin.) Ironically, in that same pizza place I saw that the prices had actually gone up, with makeshift stickers being placed over cheaper prices. The economy is certainly taking its toll, and yet the environment is supposedly the cause of the cutbacks.</p> <p class="MsoNormal">Now I, for one, like that we&rsquo;re saving the planet in any way that we can. And I love that our corporations are embracing it. But it does make me wonder what the real reason for change is.</p> <p class="MsoNormal">Have you noticed these changes around you? Have you been charged MORE for green products and services that actually cost less to produce and maintain than the non-green versions? Have you ever felt a nagging doubt that profit was the real reason for change, not the environment?</p> <p class="MsoNormal">At the end of the day, I suppose it shouldn&rsquo;t matter too much. After all, if the business saves money and helps the environment in the process, regardless of their intention, then that&rsquo;s a good thing, right? But when you see no added benefit in the form of a price reduction, or you even see a price hike for going green, well that leaves a bitter taste in the mouth.</p> <!--EndFragment--><!--EndFragment--><p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/are-most-businesses-just-going-green-to-save-some-green">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/there-are-cheaper-ways-to-return-to-a-greener-earth">There are Cheaper Ways to Return to a Greener Earth</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-the-courtesy-flush-dead">Is the courtesy flush dead?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/super-cheap-building-supplies-and-a-way-to-help-your-community">Super-Cheap Building Supplies and a Way to Help Your Community!</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/our-obsession-to-clean-is-making-us-trashy">Our Obsession to Clean is Making Us Trashy</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-end-of-the-energizer-bunny-six-products-that-dont-need-batteries">The end of the Energizer bunny: SIX products that don&#039;t need batteries.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Green Living cutbacks environment green prices Wed, 02 Sep 2009 14:00:03 +0000 Paul Michael 3564 at http://www.wisebread.com