technology http://www.wisebread.com/taxonomy/term/1154/all en-US 5 Job Hunting Roadblocks Millennials Must Overcome http://www.wisebread.com/5-job-hunting-roadblocks-millennials-must-overcome <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-job-hunting-roadblocks-millennials-must-overcome" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young_couple_signing_contract.jpg" alt="Young couple signing contract" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Millennials are the demographic born between the early 1980s and the early 2000s. If you fall into that category, you are going to come across some disadvantages when it comes to getting a job. While these roadblocks are not applicable to every candidate, and are certainly not impossible to overcome, they are going to make your job search more difficult than the Gen Xers you'll be competing with. Here are some of the struggles you can expect to face.</p> <h2>1. Older generations may have a bad impression of you</h2> <p>Most millennials are like every other age group of job seekers: hardworking, driven, and ready to knuckle down and have a positive impact on the company that hires them. Sadly, millennials have gotten a pretty bad rap over the years, tainted by the actions of a few. Words like &quot;entitlement&quot; and &quot;opinionated&quot; are bandied about, and it is having a negative impact on those looking for work. In particular, older generations, most of whom are doing the hiring, have bought into those stereotypes.</p> <p>For example, in a Daily Mail article published earlier this year, some bosses and hiring managers <a href="http://www.dailymail.co.uk/femail/article-4232696/Millenials-generation-huge-sense-entitlement.html" target="_blank">complained about a workforce</a> made up of young people that are &quot;spoiled, full of themselves, averse to hard work, and expect 'success on a plate.'&quot; Sadly, articles like these are a dime a dozen.</p> <p>These blanket statements, of course, are simply not true. There are selfish, entitled people of every age and background &mdash; but in the case of millennials, it can be a hard perception to shake off. Millennials will have to overcome these preconceived notions and prove they're every bit as determined as their peers. (See also: <a href="http://www.wisebread.com/5-ways-millennials-can-become-bosses-sooner?ref=seealso" target="_blank">5 Ways Millennials Can Become Bosses Sooner</a>)</p> <h2>2. Student loans can leave you desperate</h2> <p>Let's talk about student loans and crippling debt. The average student in the class of 2016 graduated with $37,172 in student loan debt. According to the New York Federal Reserve, in the U.S. alone, there are over 44 million borrowers that have amassed over $1.3 trillion in student loans &mdash; and this number continues to grow as the cost of higher education skyrockets.</p> <p>This is a massive liability, especially when you consider that in 1990 the average student loan debt was just $12,110. What's more, in that time median wages have basically flatlined &mdash; rising from $42,342 in 1990 to just $43,000 in 2016, according to the New York Federal Reserve. That's a 1.6 percent pay raise and a whopping 163.8 percent debt raise.</p> <p>As a millennial, you are facing the very likely possibility that you'll be stuck with this debt for decades. For this reason, finding work becomes nothing short of desperation. College graduates are taking jobs well below their education and skill level simply because it's better to have a low paying job than none at all. And this can lead to a vicious cycle of low level gigs, standing at the foot of a ladder that looks impossible to climb. No other generation has had to start their careers with this kind of burden. (See also: <a href="http://www.wisebread.com/7-unique-ways-millennials-are-dealing-with-student-loan-debt?ref=seealso" target="_blank">7 Unique Ways Millennials Are Dealing With Student Loan Debt</a>)</p> <h2>3. Technology has its disadvantages</h2> <p>Millennials were born into a world of rapidly advancing technology, and for the most part, they are very comfortable interacting with it. That can be positive in many ways, and it can certainly help in their job search. But this reliance on technology can also lead to some social issues that may hamper a job interview process. Namely, millennials aren't as accustomed to talking on the phone or sitting down face to face as older generations.</p> <p>Many millennials would much rather communicate through text, instant messenger apps, emails, and social media posts than through traditional voice and in-person methods. These preferences can impact a candidate's chances during phone or face to face interviews. To be sure, many millennials are comfortable with and perfectly capable of acing a phone or in-person interview. But for others, this can be an obvious struggle. (See also: <a href="http://www.wisebread.com/flashback-friday-59-tips-to-help-you-nail-that-job-interview?ref=seealso" target="_blank">59 Tips to Help You Nail That Job Interview</a>)</p> <h2>4. There hasn't been enough time to establish great credit</h2> <p>In some countries, no news is good news when it comes to a credit history. As long as you have a good salary, a stable family life, and are current on loans and other debts, you're good to go. But in the U.S. it takes time to build great credit and get a credit score above the magic 700 number. Unfortunately for millennials, they haven't had that kind of time. Millennials are also less likely to want credit cards and large financial obligations, which further hampers their ability to build credit.</p> <p>Indeed, the 2008 crash, coupled with the increase of student loan debt, has made many millennials wary of getting into any kind of debt at all. But employers these days are getting thorough on background checks, and a low or nonexistent credit score can be a black mark against a candidate. (See also: <a href="http://www.wisebread.com/best-credit-cards-for-millennials?ref=seealso" target="_blank">Best Credit Cards for Millennials</a>)</p> <h2>5. Education is no match for experience</h2> <p>There's a scene in <em>The Secret of My Success</em> that sums up this problem to a tee. Michael J. Fox's character applies for a job and says, &quot;I was trained in college to handle a job like this, so in a sense I already have experience.&quot; The interviewer replies, &quot;What you've got is college experience, not the practical hard-nosed business experience we're looking for.&quot;</p> <p>This is a problem that millennials run into often. They have an education and a few years in the field, but not enough to match the candidates that have a solid 10+ years of business experience under their belts. Plus, more and more employers are placing way more emphasis on work experience than a college degree. (See also: <a href="http://www.wisebread.com/7-things-successful-millennials-do?ref=seealso" target="_blank">7 Things Successful Millennials Do</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-job-hunting-roadblocks-millennials-must-overcome&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%2520Job%2520Hunting%2520Roadblocks%2520Millennials%2520Must%2520Overcome.jpg&amp;description=5%20Job%20Hunting%20Roadblocks%20Millennials%20Must%20Overcome"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Job%20Hunting%20Roadblocks%20Millennials%20Must%20Overcome.jpg" alt="5 Job Hunting Roadblocks Millennials Must Overcome" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/5-job-hunting-roadblocks-millennials-must-overcome">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-17-companies-will-help-you-repay-your-student-loan">These 17 Companies Will Help You Repay Your Student Loan</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-biggest-ways-millennials-risk-their-retirements">5 Biggest Ways Millennials Risk Their Retirements</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-keep-your-job-hunt-from-busting-your-budget">How to Keep Your Job Hunt From Busting Your Budget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/job-hunting-with-a-long-employment-gap">Job Hunting With a Long Employment Gap</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-questions-you-should-always-ask-at-the-end-of-a-job-interview">15 Questions You Should Always Ask at the End of a Job Interview</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting challenges discrimination education job interviews millennials roadblocks student loans technology young adults Wed, 11 Oct 2017 08:30:11 +0000 Paul Michael 2034468 at http://www.wisebread.com What Is Cryptocurrency, Anyway? http://www.wisebread.com/what-is-cryptocurrency-anyway <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/what-is-cryptocurrency-anyway" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/bitcoin_coin_on_white_keyboard.jpg" alt="Bitcoin coin on white keyboard" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Investors are always looking for the next &quot;big thing.&quot; Throughout 2017, cryptocurrencies have been experiencing a surge in market valuations with Bitcoin and Ethereum trading above $4,000 and $300, respectively, as of August.</p> <p>With the price of one Bitcoin (BTC) trading well above the price of one ounce of gold, more and more people are jumping on the cryptocurrency bandwagon: On August 8, 2011, there were only <a href="https://blockchain.info/charts/n-transactions?timespan=1year&amp;daysAverageString=1&amp;scale=0" target="_blank">8,638 BTC transactions</a>. Fast forward six years, and the daily number of BTC transactions has surged to 260,955! (See also: <a href="http://www.wisebread.com/heres-everything-you-need-to-get-started-with-bitcoin?ref=seealso" target="_blank">Here's Everything You Need to Get Started With Bitcoin</a>)</p> <p>So what exactly are cryptocurrencies, and should you invest?</p> <h2>What is cryptocurrency?</h2> <p>Basically, cryptocurrency is a digital or virtual asset that uses cryptography as a security measure. Designed by somebody under the pseudonym &quot;Satoshi Nakamoto&quot; back in 2009, Bitcoin was the very first cryptocurrency. Today, there are over 1,050 cryptocurrencies (often referred to as &quot;coins&quot;) with funny names, including Dogecoin, Veritaseum, Factom, and Counterparty. However, their valuations are no joke: The total market capitalization of all coins stood at $151 billion as of August 23, 2017.</p> <p>Unlike currencies issued by nations, cryptocurrencies can be issued by anybody with access to the right technology. Capitalizing on this fact, tech entrepreneurs all around the world are launching coins every day with the promise that once products or services are available, the coins will be redeemable for those products and services. For example, the developers behind Siacoin provide a decentralized storage marketplace in which hosts compete for your business, and those behind Monero deliver a private and untraceable cryptocurrency. Research firm Smith &amp; Crown reports that so far in 2017, 65 projects have raised over $520 million in coins.</p> <h2>Should you invest in cryptocurrency?</h2> <p>The upside potential of a coin is huge, but this doesn't mean that cryptos are for everybody. There are a few important details you should know before you dive in.</p> <h3>There is high volatility</h3> <p>Take for example Neo (formerly AntShares) which was trading at $1.50 per coin on June 10, 2017 and peaked at $51.94 per coin on August 13, 2017. There are very few places that you can get a 3,362 percent return in just two months. But what goes up eventually comes down and Neo traded at $31.76 on August 18, 2017. Could you stomach over a 38 percent drop in value of your investment in just four days? With big price swings on a daily basis, coins aren't for investors with low tolerance to risk.</p> <h3>Investing requires some tech know-how</h3> <p>Buying and trading cryptocurrency requires you to be comfortable using some desktop or smartphone applications. Attention to detail is critical to avoid losing your hard-earned coins. Here are some important things to note:</p> <ul> <li> <p>Typing one wrong character in your 33- to 34-character long Bitcoin address when doing transactions could mean that your money ends up in somebody else's account.</p> </li> <li> <p>Sending cryptocurrency into the wrong address (say, for example, sending Ethereum Classic coins into an Ethereum wallet address) will make your cryptocurrency disappear. Most exchanges won't even help you try to recover the misplaced coins for small amounts (Bittrex sets a $5,000 minimum) and will charge you a hefty fee for the recovery.</p> </li> <li> <p>All exchanges recommend doing a small test amount before doing a large deposit or withdrawal.</p> </li> </ul> <h3>The rules are always changing</h3> <p>With more and more people buying and selling cryptocurrencies, more government agencies at different levels are creating laws that affect consumers in different ways. For example, here are a few regulations that have been placed in recent years:</p> <ul> <li> <p>In 2014, The IRS deemed a cryptocurrency as property. This means that the same general tax principles used for reporting the sale of a piece of land would apply to the sale of 10 BTC (around $42,330 at the time this article was written).</p> </li> <li> <p>In 2015, the New York State Department of Financial Services (NYDFS) passed the BitLicense regulatory framework, requiring Bitcoin companies serving New York residents to keep detailed records of all users in that state. Claiming concerns for user privacy, Kraken and Bitfinex decided not to serve users residing in this state.</p> </li> <li> <p>In mid 2017, the Hawaii Division of Financial Institutions (DFI) created regulatory policies that required exchanges to hold cash reserves equivalent to the value of cryptocurrencies held by Hawaii residents. This requirement prompted all exchanges, including Coinbase, to stop operating in Hawaii or postpone their plans to open in that state.</p> </li> </ul> <h3>Transaction wait times can vary</h3> <p>Despite the claims that cryptos are the way of the future, it surely can feel that you're back in the stone age waiting for a Bitcoin transaction to clear. In order to verify transactions, exchanges rely on a number of confirmations from the network. Depending on the volume of transactions and other factors, the wait time can vary from a few minutes to several hours. Waiting for a purchase of $5,000 worth of Litecoin could be a nerve racking experience for a new (and even experienced) investor.</p> <p>This delay in transaction time also means that you won't necessarily get the price you wanted when buying or selling your coins. On Saturday August 19, 2017, Bitcoin Cash was trading as high as $996.92. By Tuesday August 22, 2017, one coin was now trading around $582. If you had been trying to dump your coins on Tuesday, you would probably have done so at a price much different from the one you originally wanted.</p> <h3>There are liquidity issues</h3> <p>With over 1,000 cryptocurrencies to choose from, you may end up with a &quot;winner&quot; that performs well for some time. But as government laws or exchange rules evolve, your coin of choice may be dropped from several exchanges.</p> <p>IOTA is a great example. U.S. residents could buy IOTA from Bitfinex, but on August 11, 2017 the exchange announced that it would stop accepting new U.S. customers and will discontinue services to all current ones over the next 90 days. If you held IOTA, you're now forced to seek a new exchange to trade and/or wallet to store your coins. In the very worst case scenario, you may have to liquidate your position to avoid losing your money. Just ask owners of SpaceBIT, Quebecoin, and DAO.</p> <h2>The bottom line: Trade cautiously</h2> <p>There are several individuals who are making money trading Bitcoin and other cryptocurrencies. If you had purchased $100 BTC on January 1, 2011, you would have acquired 333.33 coins at $0.30 each. By August 24, 2017, that original investment would be worth over $1.4 million!</p> <p>However, make sure that you understand all the potential risks involved with these virtual currencies. Given their inherent volatility, don't bet the house on cryptocurrencies. Additionally, to have a true picture of how much money you're making with cryptocurrencies, include all applicable fees. Remember that every cryptocurrency transaction, whether it's a purchase, sale, deposit, or withdrawal has a fee from an exchange, financial institution, or both. Happy trading!</p> <p><em>[Disclaimer: The author owns some Bitcoin and Siacoin. He received no payment from any of the cryptocurrencies or exchanges mentioned in this article.]</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fwhat-is-cryptocurrency-anyway&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FWhat%2520Is%2520Cryptocurrency%252C%2520Anyway-.jpg&amp;description=What%20Is%20Cryptocurrency%2C%20Anyway%3F"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/What%20Is%20Cryptocurrency%2C%20Anyway-.jpg" alt="What Is Cryptocurrency, Anyway?" width="250" height="374" /></p> <p style="text-align: center;">&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/what-is-cryptocurrency-anyway">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-portfolio-blind-spots-that-are-ruining-your-investments">4 Portfolio &quot;Blind Spots&quot; That Are Ruining Your Investments</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/who-really-owns-your-digital-assets">Who Really Owns Your Digital Assets?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beginners-guide-to-reading-a-stock-table">Beginner&#039;s Guide to Reading a Stock Table</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-should-always-buy-and-sell-on-ebay">10 Things You Should Always Buy and Sell on eBay</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-add-gold-to-your-portfolio">4 Ways to Add Gold to Your Portfolio</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Investment bitcoin buying coins cryptocurrency digital currency marketplaces selling technology trading volatility Wed, 11 Oct 2017 08:30:06 +0000 Damian Davila 2034469 at http://www.wisebread.com How to Protect Elderly Loved Ones From Financial Scams http://www.wisebread.com/how-to-protect-elderly-loved-ones-from-financial-scams <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-protect-elderly-loved-ones-from-financial-scams" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/senior_woman_giving_credit_card_details_on_the_phone.jpg" alt="Senior Woman Giving Credit Card Details On The Phone" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When I was a child, my grandmother often watched me while my parents were away. One day, I was sitting at the kitchen table while she made a sandwich for me, and the phone rang.</p> <p>My grandmother answered, and a deep, muffled voice said &quot;Mom? Thank God, I need help.&quot; The man, claiming to be my dad, told her he had been stranded and horribly injured, and needed her to drive to his location with money.</p> <p>My grandmother was shaken, but promised to send help right away. She quickly hung up and tried to get a hold of my mom. Thankfully, my dad was the one to answer the phone, completely healthy and carefree.</p> <p>I look back and still shudder at what could have happened if my grandmother had driven to where the man told her. It was my first introduction to con artists who take advantage of the elderly, but it continues to be a major issue. In fact, losses from elder fraud cases cost more than $36 billion in 2015, according to a True Link Financial report on financial elder abuse.</p> <h2>Preying on the elderly</h2> <p>The elderly are targeted by con artists because they tend to be less familiar with the latest technology and trends. They're less likely to recognize an email from a fraudulent &quot;bank,&quot; for example, asking for personal information. Worse, many seniors are simply lonely and isolated. Scammers prey on that. A kind, friendly voice on the other end of the phone can be convincing. And once a scam is complete, the victims often feel so bad about falling for it in the first place that it prevents them from reporting the crime to the police or even family members. (See also: <a href="http://www.wisebread.com/what-to-do-when-you-suspect-a-scam?ref=seealso" target="_blank">What to Do When You Suspect a Scam</a>)</p> <h2>How to protect your loved ones</h2> <p>Shielding your elderly parents or relatives from harm can be difficult, especially if they live alone. These four tips can help prevent con artists from successfully targeting them.</p> <h3>1. Have a family code word</h3> <p>Come up with a family code word to use when there's a real emergency. Pick an odd word that has meaning to your family and is easy to remember. That way, if someone calls claiming to be a family member in need of help, your elderly relative can prompt them for the code word to verify their claim.</p> <p>If my family had a code word and my father really needed help, stating our designated word would have shown my grandmother it was a legitimate crisis. A scammer would have no idea, and would be revealed as soon as they couldn't relay the word.</p> <h3>2. Encourage them to ignore the phone</h3> <p>Many scammers will call just to find out if a person lives alone. Program your loved ones' phones with the numbers of family and friends, and encourage them to not answer the phone if they don't recognize the number.</p> <p>If a caller leaves a voicemail saying they're with a particular company &mdash; for example, a bank or credit card issuer &mdash; show your relative how to verify the number by looking up the company online, rather than just blindly returning the phone call. Taking that extra step to check a bank or credit card company's information can save your loved one from falling for a trick.</p> <h3>3. Help monitor accounts</h3> <p>If your relative is comfortable with this, offer to check over credit card or bank statements. Review them periodically for odd purchases. This is not quite the same as <a href="http://www.wisebread.com/6-things-youll-encounter-when-taking-over-a-loved-ones-finances" target="_blank">taking over your loved one's finances</a>; it's just providing a second set of eyes. If your homebody great-aunt suddenly has charges for a Vegas shopping spree, for example, you'll be able to alert her and help dispute the charges right away.</p> <p>Some banks will let even you monitor the account, but won't give you access to the funds, which can give your loved ones peace of mind.</p> <h3>4. Check AARP's Fraud Watch Network</h3> <p>Some scams are regional, affecting only certain cities or neighborhoods. And the latest iterations of fraud can evolve over time, preying on the unsuspecting.</p> <p><a href="http://www.aarp.org/money/scams-fraud/fraud-watch-network/" target="_blank">AARP's Fraud Watch Network</a> reports on fraud trends both nationally and locally. If you sign up for their alerts, you will receive notifications about scams happening in your area. By getting those alerts, you can warn your elderly relatives and friends about potential con artists and how they work.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20to%20Protect%20Elderly%20Loved%20Ones%20From%20Financial%20Scams.jpg" alt="How to Protect Elderly Loved Ones From Financial Scams" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kat-tretina">Kat Tretina</a> of <a href="http://www.wisebread.com/how-to-protect-elderly-loved-ones-from-financial-scams">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-signs-your-identity-was-stolen">9 Signs Your Identity Was Stolen</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-do-when-you-suspect-a-scam">What to Do When You Suspect a Scam</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-spot-a-credit-repair-scam">How to Spot a Credit Repair Scam</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-panic-do-this-if-your-identity-gets-stolen">Don&#039;t Panic: Do This If Your Identity Gets Stolen</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/scams-what-the-ftc-wants-you-to-know">Scams: What the FTC Wants You to Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Consumer Affairs con artists elderly family members fraud identity theft phone scams protecting relatives scams technology Mon, 04 Sep 2017 08:30:06 +0000 Kat Tretina 2012632 at http://www.wisebread.com 8 Great Jobs for the Next 10 Years http://www.wisebread.com/8-great-jobs-for-the-next-10-years <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-great-jobs-for-the-next-10-years" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young_maintenance_engineer_team_working_in_wind_turbine_farm_at_sunset.jpg" alt="Young maintenance engineer team working in wind turbine farm at sunset" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The working world is in upheaval, with technology changing the way we do pretty much everything. Some careers that used to be sure things aren't so sure anymore. How do you know which jobs are worth pursuing, and which aren't? We checked in with the U.S. Bureau of Labor Statistics to get the lowdown on fields that are projected to grow over the next decade.</p> <h2>1. Financial adviser</h2> <p>With life expectancy on the rise, more people are expected to be needing financial planning advice. The BLS gives this profession a solid <a href="https://www.bls.gov/ooh/business-and-financial/personal-financial-advisors.htm" target="_blank">projected growth rate</a> of 30 percent between 2014 and 2024, which it notes is &quot;much faster than average.&quot; The median salary for a personal financial adviser was just over $90,000 as of 2016.</p> <p>For this career, you'll need a bachelor's degree, but no advanced degrees are required. Becoming a Certified Financial Planner (CFP) is also helpful. Many financial advisers work for insurance or financial brokerage firms; others are self-employed.</p> <h2>2. Physical therapist</h2> <p>The demand for physical therapists is growing, too: There's an impressive <a href="https://www.bls.gov/ooh/healthcare/physical-therapists.htm" target="_blank">34 percent growth rate</a> predicted over the 2014&ndash;2024 period, with more than 70,000 new physical therapist positions being added to the workforce. To become a physical therapist, you'll need to get a Doctor of Physical Therapy (DPT) degree. A DPT degree is a post-baccalaureate degree that usually takes three years to complete. Worth the time? Probably. The median salary for physical therapists, as of 2016, was about $85,400.</p> <h2>3. Registered nurse</h2> <p>Becoming a registered nurse continues to be a great career choice for the next 10 years, and probably beyond. More than <a href="https://www.bls.gov/ooh/healthcare/registered-nurses.htm" target="_blank">439,000 registered nurse jobs</a> are expected to be added to the workforce by 2024. The median salary was just under $70,000 as of 2016. Approximately 60 percent of RNs work in hospitals, according to the BLS, with the remaining 40 percent working in clinics, doctors' offices, home health care roles, and other care facilities. To become a registered nurse, you'll need a degree in nursing. A four-year bachelor's degree is probably the best choice, as an associate degree may limit your career options and salary.</p> <h2>4. Physical or occupational therapy assistant</h2> <p>Assistants to therapists earn a lower wage than the therapists themselves, but it's still a good salary. The average annual pay for a physical therapy assistant was <a href="https://www.bls.gov/ooh/healthcare/physical-therapist-assistants-and-aides.htm" target="_blank">just over $56,000</a> as of 2016, while occupational therapy assistants <a href="https://www.bls.gov/ooh/healthcare/occupational-therapy-assistants-and-aides.htm" target="_blank">brought in an average $59,000</a>.</p> <p>Occupational therapy is focused on helping people improve their ability to handle daily life tasks, such as cooking, or even eating. Physical therapy focuses on helping patients recover from illness or injury and regain physical ability. To be a therapist's assistant, you'll need an associate degree and perhaps a license, but that's all. Both jobs have a projected growth rate of about 40 percent between 2014 and 2024.</p> <h2>5. Computer systems analyst</h2> <p>If computer systems, information technology, and business are your thing, this is a great career choice. Systems analysts work with business managers to understand business needs and come up with information systems solutions. You'll need a bachelor's degree in information technology to get a job in this field, which has a <a href="https://www.bls.gov/ooh/computer-and-information-technology/computer-systems-analysts.htm" target="_blank">21 percent projected growth rate</a>. A master's degree may open up more job opportunities and a higher entry-level salary. The median pay as of 2016 was more than $87,000 a year.</p> <h2>6. Industrial machinery mechanic</h2> <p>The <a href="https://www.bls.gov/ooh/installation-maintenance-and-repair/industrial-machinery-mechanics-and-maintenance-workers-and-millwrights.htm" target="_blank">projected growth rate</a> for this career in the 10 years up to 2024 is a bit lower than others on this list at only 16 percent, but that's still much faster than average. You don't need any college education for this job; a high school diploma or equivalent is enough, and, of course, some mechanical capability is needed. Beyond that, you'll need appropriate training for the specialization you choose; an apprenticeship or on-the-job training are two common options. The median salary for this career was just under $50,000 as of 2016.</p> <h2>7. Computer support specialist</h2> <p>The outlook for computer support specialists shows a <a href="https://www.bls.gov/ooh/computer-and-information-technology/computer-support-specialists.htm" target="_blank">12 percent growth rate</a>, with more than 88,000 jobs expected to be added by 2024. With a median annual salary of over $62,000 as of 2016, it's a great career choice. You need some computer prowess, of course, and the ability to patiently guide people through solving their computer problems. That's probably the most challenging part! A college degree isn't always necessary, though an associate degree, or at least some computer-related courses, will help. Positions with a larger company may require a bachelor's degree, but many other support positions provide on-the-job training.</p> <h2>8. App developer</h2> <p>If you're good with code and have the business savvy to see a hole in the app market, this could be a great career choice for you. Even if you're not so great at the business side, this could still be a good career if you get a job with any number of app development companies. Mobile technology is only continuing to grow, and this job is growing along with it at a rate of over 22 percent, according to Kiplinger. The median annual salary is one of the highest on this list, coming in at over $96,000. You'll typically need a bachelor's degree in computer science to get started in this field.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/8%20Great%20Jobs%20for%20the%20Next%2010%20Years.jpg" alt="8 Great Jobs for the Next 10 Years" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/annie-mueller">Annie Mueller</a> of <a href="http://www.wisebread.com/8-great-jobs-for-the-next-10-years">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-pursuing-an-overcrowded-career-field">Are You Pursuing an Overcrowded Career Field?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-important-signs-that-your-job-sucks">10 Important Signs That Your Job Sucks</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-careers-where-women-earn-more-than-men">5 Careers Where Women Earn More Than Men</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-job-hunting-roadblocks-millennials-must-overcome">5 Job Hunting Roadblocks Millennials Must Overcome</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/crime-scene-cleaner-and-4-other-trades-that-pay-surprisingly-well">Crime Scene Cleaner and 4 Other Trades That Pay Surprisingly Well</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building career fields decade education fastest growing future growth rate job markets salary successful technology Mon, 04 Sep 2017 08:00:05 +0000 Annie Mueller 2013152 at http://www.wisebread.com 7 Financial Differences Between Millennials and the Next Generation http://www.wisebread.com/7-financial-differences-between-millennials-and-the-next-generation <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-financial-differences-between-millennials-and-the-next-generation" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/group_of_friends_having_fun.jpg" alt="Group of friends having fun" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We hear a lot about millennials and their money, but what about the generation behind them? Members of Generation Z are now approaching adulthood, and have their own unique characteristics. They may also have their own unique attitudes toward money. How do millennials and Generation Z differ? The answer to those questions could have fascinating implications for our economy.</p> <h2>1. Generation Z may be more frugal</h2> <p>Members of Generation Z may only now be entering adulthood, but there are indications that they are more conservative with their money than previous generations. Perhaps it's because this generation has grown up at a time of unrest, from the attacks of September 11, 2001 and the aftermath, to the near collapse of the financial sector at the end of the last decade.</p> <p>The 2016 Annual State of Credit published by Experian noted that Generation Z has an average of 1.29 credit cards, compared to 2.02 for millennials. They also have about half as much debt overall, though it's worth noting that many are entering college age, when debt levels can soar.</p> <h2>2. Generation Z is totally cool with technology</h2> <p>Millennials are pretty tech-savvy, but Generation Z is the first generation that's never known a time without the internet. This means they should be entirely accepting of online banking and investing, using mobile payment apps, and similar innovations &mdash; though they will be cautious, due to their awareness of high-profile data breaches. Generation Z will also have no recollection of the tech bubble burst of the late 1990s, so they'll be perfectly comfortable investing in tech stocks.</p> <h2>3. Generation Z wants career stability</h2> <p>There is some evidence that members of Generation Z prefer to go after careers that are solid and pragmatic. The consulting firm Altitude reported that this generation may be less entrepreneurial and more focused on stability and earning enough money to avoid financial struggles.</p> <p>Another report from Bainbridge Consulting found that more than half Generation Z-ers feel like they need to get work experience as soon as possible in order to succeed. The broader economic implications of this risk aversion will be worth watching in the coming years.</p> <h2>4. Millennials may be less focused on retirement</h2> <p>Even though millennials are the older generation, it's Generation Z that may already be focused on retirement savings. One study from the Center for Generational Kinetics found that about 12 percent of Gen Z-ers already have some retirement savings. Another 35 percent said they expect to begin saving once they hit their 20s. Some of this may be influenced by parents who urged them to save; more than one out of every five people in Generation Z reported having savings accounts by age 10.</p> <h2>5. Millennials are more loyal to brands</h2> <p>Good luck trying to get a millennial to switch from an Apple to an Android phone, or vice versa. But those from Generation Z don't have the same kind of steadfast allegiance to products. A study by IBM said two-thirds of this young generation prefer high-quality products that last, and will do their homework to find the best value, regardless of brand.</p> <h2>6. Generation Z shops smarter</h2> <p>Because of their internet savvy, members of Generation Z know how to comparison shop and get information about products online. Research from MarketingProfs showed that more than half of people in Generation Z use YouTube and other social media sites to research products before they buy.</p> <h2>7. Generation Z is wary of student debt</h2> <p>About two-thirds of millennials say they have more than $10,000 in student loan debt. This reality has led Generation Z to be more thoughtful when examining the value of higher education. One survey by Adecco reported that 21 percent of Generation Z students said they were concerned about the price of tuition, compared to 13 percent for millennials. There are also indications that Generation Z is less inclined to go after a costly advanced degree.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F7-financial-differences-between-millennials-and-the-next-generation&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F7%2520Financial%2520Differences%2520Between%2520Millennials%2520and%2520the%2520Next%2520Generation.jpg&amp;description=7%20Financial%20Differences%20Between%20Millennials%20and%20the%20Next%20Generation"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/7%20Financial%20Differences%20Between%20Millennials%20and%20the%20Next%20Generation.jpg" alt="7 Financial Differences Between Millennials and the Next Generation" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/7-financial-differences-between-millennials-and-the-next-generation">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-reasons-to-cut-millennials-some-slack-about-their-money">10 Reasons to Cut Millennials Some Slack About Their Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/21-things-that-young-adults-absolutely-need-to-know-about-money">21 Things That Young Adults Absolutely Need to Know About Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-putting-off-these-9-adult-money-moves">Are You Putting Off These 9 Adult Money Moves?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-money-moves-to-make-the-moment-you-get-a-promotion">8 Money Moves to Make the Moment You Get a Promotion</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-personal-finance-rules-you-should-be-breaking">15 Personal Finance Rules You Should Be Breaking</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance career goals generation z investing millennials retirement saving spending technology youth Mon, 17 Jul 2017 08:00:12 +0000 Tim Lemke 1982851 at http://www.wisebread.com 15 Affordable Gifts for Travel Lovers http://www.wisebread.com/15-affordable-gifts-for-travel-lovers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-affordable-gifts-for-travel-lovers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/waiting_for_the_flight.jpg" alt="Waiting for the flight" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We all have a person in our lives who spends more time living it up on the road than they do at home. That friend who seems to be permanently on vacation, and whose Instagram feed is full of photos of them in exotic locations doing exciting things.</p> <p>Short of buying them a round-the-world ticket, how do you choose a gift for someone who's been there, done that, and bought the T-shirt without breaking the bank? Here are 15 affordable gift ideas for travel lovers.</p> <h2>1. Filter water bottle</h2> <p>Water quality varies wildly the world over, so many travelers find the safest option is to only drink bottled water wherever they go. But buying bottled water can be costly, and it also has an extremely detrimental impact on the environment. A <a href="http://amzn.to/2u2nUPF" target="_blank">filter water bottle</a> will mean they never have to waste money on bottled water again while actively reducing the amount of plastic they're using. (See also: <a href="http://www.wisebread.com/packing-light-dont-forget-these-5-must-haves?ref=seealso" target="_blank">Packing Light? Don't Forget These 5 Must Haves</a>)</p> <h2>2. Portable power bank</h2> <p>Whether it's for a hard-core adventurer or a casual vacationer, a <a href="http://www.wisebread.com/the-5-best-power-banks?ref=internal" target="_blank">portable power bank</a> is a must-have piece of tech. Keeping your gadgets charged when you're on the move can be difficult, but a portable battery pack removes the worry of running out of juice in an unfamiliar place. (See also: <a href="http://www.wisebread.com/8-things-you-should-always-pack-in-your-carry-on?ref=seealso" target="_blank">8 Things You Should Always Pack in Your Carry-On</a>)</p> <h2>3. Travel pillow</h2> <p>Trying to catch a few Zs on the plane can be an impossible task when you're uncomfortable. Even if you do manage to doze off, you run the risk of waking up with severe neck pain and feeling like you're suffering from whiplash. Any travel lover will thank you for a <a href="http://www.wisebread.com/the-5-best-travel-pillows?ref=internal" target="_blank">travel pillow</a> that provides them with the right support for a good night's sleep.</p> <h2>4. E-reader</h2> <p>Vacations provide many perfect opportunities for settling down with a good book, from long flights to lazy days on the beach. But baggage allowances mean it's impossible to take a decent selection of paperbacks. E-readers are the perfect solution, and not only are many of the devices affordable, it's easy to get your hands on thousands of free ebooks. (See also: <a href="http://www.wisebread.com/11-must-packs-for-your-summer-vacation?ref=seealso" target="_blank">11 Must-Packs for Your Summer Vacation</a>)</p> <h2>5. Portable Bluetooth speaker</h2> <p>An essential for any music-loving traveler, portable Bluetooth speaker technology has improved massively to allow tiny devices to produce huge, high quality sound. Many designs are also waterproof and shockproof making them perfect for taking to the beach or getting the party going around the pool. They're also able to survive those inevitable bumps received from being thrown in the backpack. Just be sure to get the lighter ones as no traveler wants to pack around a 5-pound speaker! (See also: <a href="http://www.wisebread.com/5-things-you-should-never-pack-for-vacation?ref=seealso" target="_blank">5 Things You Should Never Pack for Vacation</a>)</p> <h2>6. Packing cubes</h2> <p>These revolutionary little cases make packing your travel bags unbelievably simple. Whether your friend favors a backpack or a suitcase, they'll thank you forever for this gift. <a href="http://amzn.to/2tt7rqA" target="_blank">Packing cubes</a> make organizing your clothes and belongings within your bag an easy and efficient process, while helping to save space and allowing you to find things easily. (See also: <a href="http://www.wisebread.com/15-packing-secrets-from-a-professional-traveler?ref=seealso" target="_blank">15 Packing Secrets From a Professional Traveler</a>)</p> <h2>7. Selfie stick</h2> <p>Whether you love them or hate them, selfie sticks are now woven into the fabric of everyday life. They are an undeniably convenient tool for the traveler, allowing them to take snaps of themselves in the dreamy locations they visit without having to hassle any passers-by. Go for a lightweight one that won't take up much space in their bag. (See also: <a href="http://www.wisebread.com/the-5-best-selfie-sticks?ref=seealso" target="_blank">5 Best Selfie Sticks</a>)</p> <h2>8. Scratch off world map</h2> <p>Travelers love to reminisce about the places that they've visited, so why not help them out with a fun and permanent way of keeping track of which countries they've been to? These <a href="http://amzn.to/2s5BFvI" target="_blank">scratch off maps</a> come with a foil layer that you scratch off to reveal a colorful representation of each country that you've visited. The perfect way for any travel lover to log their voyages.</p> <h2>9. A nice journal</h2> <p>They say that everyone has a book inside of them, and all travelers certainly have a story or two to tell. Why not set them on the way to literary stardom with the gift of a beautiful journal where they can compile all of their exciting adventures in one place? A personalized, leather-bound journal will be well received and give them a charming space to record all of their thoughts and experiences.</p> <h2>10. Tech tacos</h2> <p><a href="http://amzn.to/2s5t8IT" target="_blank">Tech tacos</a> are the ultimate organization tool for every expeditioner. Somehow, wires always manage to get tangled up in a bag, no matter how neatly you pack them. They can avoid that hassle by using these tech tacos for all of their electrical lead. Simply loop around the body and snap shut and they'll never have to detangle a cable again.</p> <h2>11. Personalized passport cover</h2> <p>For the frequent international traveler, a passport is a prized possession. Help them keep it safe with a personalized passport cover that you can design with touches you know they'll love. Get their name or initials engraved on it, a photo printed on it, or even a funky pattern.</p> <h2>12. Mini wrap around tripod</h2> <p>The discerning traveler will love a mounting device for a camera or phone that will attach itself to virtually anything. It has lots of advantages over a traditional tripod, including being far easier to carry around, and also extremely versatile while still providing a stable base for the perfect snap. <a href="http://amzn.to/2tpD43I" target="_blank">GorillaPods</a> are the most popular option, but be sure to get the right size to support whatever type of camera your friend has.</p> <h2>13. Combination padlock</h2> <p>A combination padlock is something that every traveler should take with them when heading off on an excursion. They're the single most effective way of keeping your valuables safe in multiple situations. Use them on a bag or suitcase during transit, secure a locker or wardrobe with them when in a hotel or hostel, and even to keep a day pack safely fastened. Use a TSA approved lock, which will allow transportation security officials to open your lock to inspect your luggage without breaking the lock.</p> <h2>14. Toiletry bag</h2> <p>Don't bother trying to find a space in your shared hostel bathroom sink to hold your toothbrush, comb, face wash, etc. Hang your travel toiletry bag on back of the door or the curtain rail and you've got everything you need within hand's reach.</p> <h2>15. Document holder</h2> <p>Every frequent flyer needs somewhere safe to put their travel documents when they're jetting off to some far-flung destination. It's easy to misplace passports, boarding passes, insurance documents, vaccination records, or visas if you're not organized, so help a friend out by gifting them a <a href="http://amzn.to/2t582fn" target="_blank">document holder</a>. The best ones come with multiple compartments of varying sizes to store all of the important papers.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F15-affordable-gifts-for-travel-lovers&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F15%2520Affordable%2520Gifts%2520for%2520Travel%2520Lovers.jpg&amp;description=15%20Affordable%20Gifts%20for%20Travel%20Lovers"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/15%20Affordable%20Gifts%20for%20Travel%20Lovers.jpg" alt="15 AFFORDABLE GIFTS FOR TRAVEL LOVERS" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/15-affordable-gifts-for-travel-lovers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-best-websites-for-last-minute-airfare-deals">7 Best Websites for Last-Minute Airfare Deals</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-protect-your-luggage-on-your-next-trip">9 Ways to Protect Your Luggage on Your Next Trip</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-saving-travel-gadgets">5 Money Saving Travel Gadgets</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-reasons-why-you-should-get-a-3d-printer">8 Reasons Why You Should Get a 3D Printer</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-to-leave-behind-during-your-midsummer-trip">10 Things to Leave Behind During Your Midsummer Trip</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Travel accessories comfort friends gifts gadgets gift guide technology travel lovers vacation Fri, 07 Jul 2017 08:31:09 +0000 Nick Wharton 1976051 at http://www.wisebread.com 5 Tricky Interview Questions Successful CEOs Always Ask http://www.wisebread.com/5-tricky-interview-questions-successful-ceos-always-ask <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-tricky-interview-questions-successful-ceos-always-ask" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-505892722.jpg" alt="Woman learning tricky question CEOs ask" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>If you're vying to get an exciting job run by a brilliant CEO, you may have to answer some pretty tough questions. If you want to stand out you'll have to have your response as polished as your suit. Here's a list of tricky interview questions some of the most successful CEOs ask.</p> <h2>1. &quot;Tell me the story of your life&quot;</h2> <p>The business acumen of serial entrepreneur Elon Musk is so impressive, it became the inspiration for Robert Downey Jr.'s big-screen portrayal of Iron Man's Tony Stark. The CEO of Tesla and SpaceX, and Chairman of SolarCity, is known for having job applicants explain their thought process behind solving a problem. But that isn't all he's interested in learning. While he does throw in questions about space travel and car manufacturing, he has revealed in several interviews one other very detailed interview question: &quot;Tell me the story of your life, and the decisions that you made along the way, and why you made them, and also tell me about some of the most difficult problems you worked on and how you solved them.&quot;</p> <p>Sound like a long conversation? Well, better have your life story all squared up! Previous job applicants recall that interviews with Musk are <a href="https://www.quora.com/Whats-it-like-to-have-a-job-interview-with-Elon-Musk/answer/Jeff-Nelson-32" target="_blank">highly conversational</a>.</p> <h2>2. &quot;What is your favorite property in Monopoly, and why?&quot;</h2> <p>According to renowned board game designer <a href="http://money.usnews.com/money/personal-finance/articles/2013/03/20/what-monopoly-can-teach-you-about-smart-investing" target="_blank">Philip Orbanes</a>, Monopoly teaches players of any age an understanding of the concept of diversification and offers practical training in managing money. (See also: <a href="http://www.wisebread.com/11-fun-games-that-make-you-smarter-too?ref=seealso" target="_blank">11 Fun Games That Make You Smarter, Too</a>)</p> <p>So, that's why Ken Moelis, founder and CEO of investment bank Moelis &amp; Co., loves asking this question during interviews to recent MBA graduates seeking midlevel positions. Why? Moelis strongly believes that to attract top talent, the investment and banking industry needs to update its hiring practices.</p> <p>&quot;Through innovation and creativity we need to actually underwrite the exceptional experience we are promoting,&quot; says Moelis. And with this question, he seeks to infuse that creativity into the process of assessing risks and rewards of financial assets.</p> <h2>3. &quot;If you had 10 years left to live, would you take this job?&quot;</h2> <p>Talk about commitment! But that's exactly what Airbnb CEO Brian Chesky is looking for in his job applicants. If you think this is a bit of an extreme, think again.</p> <p>&quot;Whatever you want to do in those last 10 years you should just do. I really want you to think about that, that was enough time for you to do something you really cared about and the answer doesn't have to be this company,&quot; <a href="https://genius.com/Alfred-lin-lecture-10-company-culture-and-building-a-team-part-i-annotated" target="_blank">explains Chesky</a>. Given that he interviewed the first 300 Airbnb employees and his company was valued at $30 billion in 2016, this CEO may be onto something about requiring that level of commitment from his employees &mdash; or at least that level of self awareness.</p> <h2>4. &quot;What didn't you get a chance to include on your resume?&quot;</h2> <p>When you're knighted by the Queen of England for your &quot;services to entrepreneurship,&quot; you probably know a thing or two about running a business and hiring the right people. Known for his extreme antics, Founder of Virgin Group Sir Richard Branson is no stranger to thinking outside of the box.</p> <p>&quot;Obviously a good CV is important, but if you were going to hire by what they say about themselves on paper, you wouldn't need to waste time on an interview,&quot; Branson wrote about his favorite interview question in his book <a href="http://amzn.to/2odTsyt" target="_blank">The Virgin Way: If It's Not Fun, It's Not Worth Doing</a>.</p> <p>He added in a LinkedIn post why he looks <a href="https://www.linkedin.com/pulse/20130923230007-204068115-how-i-hire-focus-on-personality" target="_blank">beyond qualifications</a>: &quot;I only look at them after everything else. If somebody has five degrees and more A grades than you can fit on one side of paper, it doesn't necessarily mean they are the right person for the job.&quot;</p> <h2>5. &quot;Sell me this pen&quot;</h2> <p>Some CEOs don't just want you to talk the talk, they want you to walk the walk. And that's precisely what Jordan Belfort, former CEO of brokerage firm Stratton Oakmont, would ask his job applicants to do.</p> <p>While the real life &quot;Wolf of Wall Street&quot; isn't the best example of business ethics, there's no denying his master salesmanship. Even after spending four years in federal prison and being mandated to restitue $110 million to his victims, Belfort was still able to command <a href="http://www.theaustralian.com.au/life/weekend-australian-magazine/whos-afraid-of-jordan-belfort-the-wolf-of-wall-street/story-e6frg8h6-1226906434759" target="_blank">up to $75,000</a> for a speaking fee in 2014.</p> <p>His classic interview question has been adopted by several recruiters beyond just the sales industry. Why? This question tests your ability in value-added sales skills (&quot;This pen has refillable ink cartridges so you never need to buy a new one&quot;) and solution-based sales skills (&quot;What color pen are you in the market for?&quot;).</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/5-tricky-interview-questions-successful-ceos-always-ask">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-job-hunting-roadblocks-millennials-must-overcome">5 Job Hunting Roadblocks Millennials Must Overcome</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-questions-you-should-ask-at-every-job-interview">5 Questions You Should Ask at Every Job Interview</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-keep-your-job-hunt-from-busting-your-budget">How to Keep Your Job Hunt From Busting Your Budget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-awesome-websites-to-help-you-get-a-job">25 Awesome Websites to Help You Get a Job</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-questions-to-ask-before-you-take-a-job-offer">12 Questions to Ask Before You Take a Job Offer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Job Hunting banking big companies CEO dream jobs interview questions resumes sales technology Tue, 04 Apr 2017 09:00:13 +0000 Damian Davila 1917877 at http://www.wisebread.com The 5 Best Electronics Wipes http://www.wisebread.com/the-5-best-electronics-wipes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-electronics-wipes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_nails_phone_470384984.jpg" alt="Woman using best electronic wipes to clean phone" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In today&rsquo;s world of touch screens, your smartphone, tablet, and electronics can get much dirtier, much more quickly. Fortunately, electronics wipes offer the perfect solution to effectively clean dust, dirt, grease, grime, makeup, smudges, and fingerprints off your screens.</p> <p>Electronics wipes make it easier than ever to quickly, safely clean your electronic screens. By regularly cleaning your screens, they will look new again and allow you to see the picture more clearly. Smooth surfaces also allow for optimal stylus response. When there are smudges on your screens, it can also cause you to strain your eyes more, which can take a toll on your vision. With electronics wipes, you can conveniently clean your screens with no risk of damage to your valuable devices.</p> <h2>What Are Electronics Wipes?</h2> <p>Electronics wipes are soft, nonabrasive wet wipes designed specifically for cleaning electronics surfaces. They can be used on smartphones, computer screens, televisions, and any other electronics surfaces. It&rsquo;s important to first remove all abrasives from the surface, so you don&rsquo;t scratch your screens while you&rsquo;re trying to clean them. After you gently wipe your screens clean, you can simply throw the used wipe away.</p> <h2>Top 5 Electronics Wipes</h2> <h3>Windex Screen Cleaner Wipes</h3> <p><a href="http://amzn.to/2kfCizn"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/windez.jpg" width="132" height="245" align="right" alt="" /></a>Amazon&rsquo;s Choice for electronics wipes, the <a href="http://amzn.to/2kfCizn">Windex Screen Cleaner Wipes</a> work perfectly for computers, televisions, smartphones, glasses, LCD screens, smartphones, and all electronic screens. They can also be used on game stations, remotes, glass, and metal for a better value. The antistatic cloths quickly and gently remove dust, fingerprints, and smudges. The advanced cleaning formula cleans safely and easily without leaving any residue, lint, or streaks behind. The resealable pouch will keep the wipes moist for longer. They are recommended by Influenster and have great online reviews.</p> <p><a href="http://amzn.to/2kfCizn"><em>Currently $8.21 on Amazon</em></a></p> <h3>iCloth Screen Cleaning Wipes</h3> <p><a href="http://amzn.to/2kU24so"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/icloth.jpg" width="176" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kU24so">iCloth Screen Cleaning Wipes</a> are individually packaged and guaranteed to stay moist. The premium pre-moistened cloths work to quickly clean all electronics, including smartphones, tablets, computers, cameras, and glasses with no drips, streaks, or film. The nonwoven aerospace-grade wipes are extremely soft and low-linting. They safely and easily trap and lift off dirt, fingerprints, makeup, and grease, so your electronics and optical screens can provide maximum clarity. The purified water-based formula contains some isopropyl alcohol (not harmful ethyl alcohol), which iCloth claims is safe for use on all screens, sensitive optics, and specialty coatings.</p> <p>The 100-pack of individually-sealed cleaning wipes are convenient to carry in your purse, car, backpack, or travel bag. They have outstanding reviews, including more than 600 five-star reviews on Amazon, and are backed by a money-back guarantee.</p> <p><a href="http://amzn.to/2kU24so"><em>Currently $22.49 on Amazon</em></a></p> <h3>3m Electronic Equipment Cleaning Wipes</h3> <p><a href="http://amzn.to/2kTKIeW"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/3m.jpg" width="133" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kTKIeW">3m Electronic Equipment Cleaning Wipes</a> are perfect for use on all electronics and delicate surfaces, including LCD screens, laptops, phones, computers, and DVDs. They will keep your expensive equipment clean and dust-free, so they can work optimally and provide you with a better value. The pre-moistened, antistatic, nonabrasive, unscented wipes come in an easy-dispense canister, so they&rsquo;ll stay moist for longer.</p> <p>These are frequently recommended online and have great reviews. If you&rsquo;d rather have something that you can use over and over, consider the <a href="http://amzn.to/2jU1U42">3M High Performance Cloth</a>.</p> <p><a href="http://amzn.to/2kTKIeW"><em>Currently $11.47 on Amazon</em></a></p> <h3>Weiman E-tronic Wipes</h3> <p><a href="http://amzn.to/2jVzQjd"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/weiman.jpg" width="101" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2jVzQjd">Weiman E-tronic Wipes</a> safely clean all electronics, including televisions, keyboards and monitors, laptops, tablets, and cellphones. The quick-drying, antistatic wipes remove dust, fingerprints, and dirt. They leave a streak-free shine so you can enjoy a clearer picture on all your screens. The convenient dispenser will keep the wipes moist, so you get a better value. This is backed by the Good Housekeeping seal and has great online reviews.</p> <p><a href="http://amzn.to/2jVzQjd"><em>Currently $7.99 on Amazon</em></a></p> <h3>Endust Pop-Up Anti-Static Non-Streak Wipes</h3> <p><a href="http://amzn.to/2kQaftx"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/endust.jpg" width="102" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kQaftx">Anti-Static, Non-Streak Endust Wipes</a> will clean most electronics quickly and safely. However, they aren&rsquo;t ideal for LCD or plasma screens. The pop-up container keeps the soft, nonabrasive, ammonia-free wipes moist for a better value. The moisture evaporates in seconds so you can use your clean electronics again in no time. These are frequently recommended online and have great reviews.</p> <p><a href="http://amzn.to/2kQaftx"><em>Currently $9.52 on Amazon</em></a></p> <p>And those are our recommendations for the best electronics wipes. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-electronics-wipes">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-power-surge-protectors">The 5 Best Power Surge Protectors</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-home-security-systems">The 5 Best Home Security Systems</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-usb-powered-fans">The 5 Best USB-Powered Fans</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-selfie-sticks">The 5 Best Selfie Sticks</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-instant-cameras">The 5 Best Instant Cameras</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping Technology 5 best cleaning electronic wipes electronics product reviews shopping technology Wed, 01 Feb 2017 10:00:15 +0000 Andrea Cannon 1884773 at http://www.wisebread.com The 5 Best Power Surge Protectors http://www.wisebread.com/the-5-best-power-surge-protectors <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-power-surge-protectors" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/624683910.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Power surges can naturally occur when there is a spike in the electrical current. This can fry any electronics plugged into the outlet in a fraction of a second. Even smaller power fluctuations and electromagnetic line noise can disrupt equipment settings, burn the components, shorten equipment life, and result in data loss.</p> <p>Fortunately, with an affordable surge protector, you can prevent a future problem with your electrical current. Best of all, by turning off the surge protectors every night (or when they aren&rsquo;t in use), you can easily save money on your electric bills.</p> <h2>What Is a Surge Protector?</h2> <p>A surge protector is a device designed to protect your computers, electronics, and home theater equipment in the event of a storm, power surge, wiring faults, or transient voltage. It keeps your equipment safe by dispersing excess voltage away from power and data lines.</p> <p>Don&rsquo;t wait any longer to start protecting your devices against power spikes and fluctuations. All you have to do is plug the surge protector into your wall outlet and connect your devices to keep them safe from power surges. By protecting your electronics with an affordable surge protector, you can save yourself hundreds or even thousands in damage later on, in the event of lightning, an outage, or a power surge.</p> <h2>Top 5 Surge Protectors</h2> <h3>Belkin 12-Outlet Power Strip Surge Protector</h3> <p><a href="http://amzn.to/2jo25XB"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/belkin.jpg" width="113" height="245" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in power strips, the <a href="http://amzn.to/2jo25XB">Belkin 12-Outlet Power Strip Surge Protector</a> features six regular surge-protected outlets and six BlockSpace surge-protected outlets for larger adapters. It has a 3940-Joule energy rating and features an eight-foot heavy-duty power cord, coaxial cable protection to safeguard cable box/satellite connections, and a detachable cord management clip for cable organization.</p> <p>It has sliding safety covers and damage-resistant housing for long-term durability and protection from fire, impact, rust, dents, and scratches. The power filtration minimizes unwanted line noise and electromagnetic interference. It also has a 'Protected' indicator light that turns green to let you know that your equipment is secure, and a 'Not-Grounded' indicator light that turns red to warn you when your outlet is not properly grounded. The slender, space-saving design and right-angle plug allow it to fit easily in tight spaces or behind furniture.</p> <p>Belkin is the leader in surge protection, so you can count on this to work well. It is also backed by a Lifetime Warranty and $300,000 Connected Equipment Warranty for your added peace of mind. It is one of the &ldquo;most wished for&rdquo; items on Amazon and is recommended by Digital Trends. It has outstanding online reviews, including more than 5,200 five-star reviews on Amazon. The <a href="http://amzn.to/2k1gMAQ">Belkin 12-Outlet Advanced Power Strip Surge Protector</a> is also an Amazon best-seller. For more convenience, consider the <a href="http://amzn.to/2joboGT">Belkin 12-Outlet Pivot-Plug Power Strip Surge Protector</a>.</p> <p><a href="http://amzn.to/2jo25XB"><em>Currently $19.48 on Amazon</em></a></p> <h3>AmazonBasics Surge Protector Power Strip</h3> <p><a href="http://amzn.to/2k1vF6p"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/amazon%20basics.jpg" width="220" height="195" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in power protection products, the <a href="http://amzn.to/2k1vF6p">AmazonBasics Six-Outlet Surge Protector Power Strip</a> has a slim, sleek design and two keyhole slots on the back for wall mounting. This two-pack of six-outlet surge protector power strips features a transformer outlet and a two-foot power cord. It also features a red &quot;protected&quot; LED indicator and a second light in the on/off switch to show the surge-protector power strip is turned on. Each one features a 200-Joule, three-line surge suppression rating.</p> <p>This is available in black or white. It is recommended by Digital Trends and has outstanding online reviews, including more than 500 five-star reviews on Amazon. The <a href="http://amzn.to/2jo7tKa">AmazonBasics Surge Protector Power Strip, 790 Joule</a> is also on the Amazon College Checklist.</p> <p><a href="http://amzn.to/2k1vF6p"><em>Currently $10.70 on Amazon</em></a></p> <h3>Tripp Lite Surge Protector Power Strip</h3> <p><a href="http://amzn.to/2kh1F3N"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/tripp%20lite.jpg" width="129" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kh1F3N">Tripp Lite Surge Protector Power Strip</a> features six right-angle outlets and a transformer outlet. It has 1080-Joules of surge suppression, a four-foot power cord, and two keyhole mounting slots, so you can easily wall-mount it. The green diagnostic LED alerts you of surge protection status. It also filters out disruptive line noise, preventing it from affecting your equipment and helping to ensure peak performance.</p> <p>This is available in a range of sizes, so you can find the perfect one for your home. It is backed by a lifetime warranty against damage due to surges and comes with $25,000 of Ultimate Lifetime Insurance for your added peace of mind. It is an Amazon best-seller and is commonly recommended online. It also has outstanding online reviews, including more than 800 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2kh1F3N"><em>Currently $9.26 on Amazon</em></a></p> <h3>APC SurgeArrest Performance Surge Protector Power Strip</h3> <p><a href="http://amzn.to/2jcStvh"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/apc.jpg" width="245" height="134" align="right" alt="" /></a>The <a href="http://amzn.to/2jcStvh">APC SurgeArrest Performance Surge Protector Power Strip with Phone, Network Ethernet and Coaxial Protection</a> has 11 outlets with six spaced for large box plugs. The 3020-Joules surge protector includes cord management straps, telephone/DSL cable, a coaxial connection to protect any device that uses a standard cable TV input, and sliding safety covers to protect the outlets from dust. The LED lights indicate proper functioning and can notify you of potential problems. The professional-grade surge protector has an eight-foot cord with 180-degree rotation and right-angle plug for added flexibility. It can also be mounted to the wall.</p> <p>This also includes a lifetime warranty and $100,000 Equipment Protection Policy for added peace of mind. It is recommended by Digital Trends, The Wirecutter, and Lifehacker. It has outstanding online reviews, including more than 1,000 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2jcStvh"><em>Currently $28.47 on Amazon</em></a></p> <h3>CyberPower Surge Protector Outlet Swivel</h3> <p><a href="http://amzn.to/2j3xoIL"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/cyberpower.jpg" width="185" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2j3xoIL">CyberPower Surge Protector</a> has 1200-Joules of surge protection, a noise filter to block unwanted line noise, and a convenient wall tap design. The professional-grade surge protector features six surge protected swivel outlets and two USB charging ports, which allow you to conveniently charge your smartphone and tablet. It also has green LED &quot;Protected&quot; and &quot;Grounded&quot; indicators.</p> <p>This is backed by a Limited Lifetime Warranty and $75,000 Connected Equipment Warranty for your added peace of mind. It is an Amazon best-seller and has great online reviews.</p> <p><a href="http://amzn.to/2j3xoIL"><em>Currently $15.94 on Amazon</em></a></p> <p>And those are our recommendations for the best power surge protectors. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-power-surge-protectors">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electronics-wipes">The 5 Best Electronics Wipes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-home-security-systems">The 5 Best Home Security Systems</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-usb-powered-fans">The 5 Best USB-Powered Fans</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-selfie-sticks">The 5 Best Selfie Sticks</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-instant-cameras">The 5 Best Instant Cameras</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping Technology 5 best outlet power strip product reviews shopping surge protectors technology Wed, 25 Jan 2017 10:00:14 +0000 Andrea Cannon 1880351 at http://www.wisebread.com 15 Ways to Prevent Your Smartphone From Wasting Data http://www.wisebread.com/15-ways-to-prevent-your-smartphone-from-wasting-data <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-ways-to-prevent-your-smartphone-from-wasting-data" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-502896132.jpg" alt="prevent your smartphone from wasting data" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you burn through your <a href="http://www.wisebread.com/8-ways-your-smartphone-saves-you-money">smartphone data</a> in the first week of the billing month? Are you constantly paying overage charges for additional data? We've got some tips to help prevent your smartphone from unnecessarily wasting data. This will save you money every billing cycle and ensure that you have the data you need to get you through the month.</p> <p>Unlimited data plans would be the ideal solution for many of us, but most phone companies just don't offer those types of plans anymore, unless you're willing to start a family plan. Even if your phone carrier does offer such a plan, they are usually very expensive. Instead, try some of the tips below to see if they can help you get the data you need, without going over your allowance.</p> <h2>1. Make Sure Your Wi-Fi Is On</h2> <p>Usually, the biggest problem is that a person has turned off their Wi-Fi and has just forgotten about it. Before we begin talking about ways to save data, make sure your Wi-Fi is turned on in the first place. Once your Wi-Fi is turned on, you should try leaving it on at all times, if possible.</p> <h2>2. Turn Off Cellular Data</h2> <p>Cellular data is used when there is no Wi-Fi connection. This will allow you to use the Internet wirelessly, but will eat into your monthly data allotment. Consider turning off your cellular data whenever you aren't using your phone.</p> <h2>3. Find Data-Hungry Apps and Services</h2> <p>While turning off cellular data is the best way to prevent unexpected data usage, it is usually a last resort for most people. That's because when cellular data is turned off, you can't use your personal hotspot or send and receive MMS text messages.</p> <p>Instead, you may want to disable cellular data only for certain apps and services. On an iOS device, visit Settings &gt; Cellular to determine which apps are using the most data, so you can turn off cellular data for those specific apps.</p> <h2>4. Turn Off Automatic Downloads</h2> <p>Your data may also be used for automatic downloads or for services like iBooks and Safari's reading list. On an iOS device, you can turn this off with Settings &gt; iTunes &amp; App Store &gt; Use Cellular Data for automatic downloads, Settings &gt; Safari &gt; Use Cellular Data for Safari's reading list, and Settings &gt; iBooks &gt; Use Cellular Data for iBooks.</p> <h2>5. Turn Off Wi-Fi Assist</h2> <p>Consider turning off your Wi-Fi assist whenever you aren't using your phone. Wi-Fi Assist automatically uses cellular data when the Wi-Fi connectivity is poor, which could be using up your data when you aren't expecting it.</p> <h2>6. Turn Off Background App Refresh</h2> <p>Your apps are automatically refreshing their content in the background. By turning off the refresh, you can preserve battery life and data. On an iOS device, you can do this under Settings &gt; General &gt; Background App Refresh.</p> <h2>7. Turn Off iCloud Drive</h2> <p>iCloud Drive can automatically upload backups of your apps, which can use up data when you're least expecting it. Consider turning off your iCloud drive altogether.</p> <h2>8. Turn Off iCloud Photos</h2> <p>When your iCloud photo library is turned on, your phone will automatically upload and store your entire photo library and iCloud. This can quickly eat away at your data, so consider turning it off.</p> <h2>9. Turn Off Data Roaming</h2> <p>To restrict all data to Wi-Fi, including email, web browsing, and push notifications while you're traveling, turn off data roaming. You can do this on an iOS device with Settings &gt; Cellular &gt; Data Roaming.</p> <h2>10. Use Low-Power Mode</h2> <p>If your phone offers a low power mode, it is best to leave this on whenever possible. This mode temporarily reduces power consumption until you have fully recharged your phone. When it is on, your phone won't refresh apps, fetch mail, or automatically download updates, which can save your battery and data.</p> <h2>11. Turn Off High-Quality Music Streaming</h2> <p>If you are listening to music without a Wi-Fi connection, you may be using up your data. With higher-quality music, more data is needed to stream it. You can shut off cellular data for your music altogether through Settings &gt; Music &gt; Use Cellular Data. This will only allow you to listen to music when Wi-Fi is available. You can also simply disable high-quality music.</p> <h2>12. Use Lower-Quality Video Streaming</h2> <p>When you're watching a YouTube video and don't have access to Wi-Fi, consider viewing the video at a lower resolution. Click on the three dots on the video and select a lower resolution, like 144p.</p> <h2>13. Listen to Spotify Offline</h2> <p>If you prefer to use Spotify, consider setting your favorite playlists to &quot;Available Offline.&quot; This will allow you to play your favorite songs without streaming.</p> <h2>14. Adjust Your App Settings</h2> <p>If you frequent social media apps, such as Facebook, Twitter, and Instagram, consider adjusting the settings on these apps. For instance, on all three social media apps, you can set it to auto-play videos only when you're connected to Wi-Fi (or not at all). Usually, these apps are set to auto-play videos using both Wi-Fi and data, which can use up your data to download the video, even if you weren't planning on playing it. On each of your social media pages, visit Settings to make the adjustments.</p> <h2>15. Call Your Cellular Provider</h2> <p>When all else fails, you can simply call your cellular provider for advice. There may be an error, which is no fault of yours. Otherwise, your provider can usually track down where most of your data was used, so you have an idea of which apps or services are draining your data. Sprint, AT&amp;T, and Verizon also offer a rough estimate of your data usage online.</p> <h2>How to Turn Off Apps and Services</h2> <p>If you aren't sure how to turn off cellular data, iCloud, or background app refresh, look under Settings. They are usually all under the General or iCloud sections. However, every phone is different, so if you are having trouble, ask your phone service provider or phone manufacturer for help.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/15-ways-to-prevent-your-smartphone-from-wasting-data">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-smart-way-to-pay-for-cell-phone-service">The Smart Way to Pay for Cell Phone Service</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-sites-that-will-pay-for-your-old-iphone">5 Sites That Will Pay for Your Old iPhone</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-smart-ways-to-save-on-smartphones">5 Smart Ways to Save on Smartphones</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-smartphone-costs-while-traveling">8 Ways to Save on Smartphone Costs While Traveling</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-apps-for-the-tech-challenged-traveler">7 Apps for the Tech-Challenged Traveler</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Technology bills data plan phone bill phone plan smartphone technology wasting data Mon, 19 Dec 2016 11:00:09 +0000 Andrea Cannon 1855929 at http://www.wisebread.com The 5 Best Instant Cameras http://www.wisebread.com/the-5-best-instant-cameras <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-instant-cameras" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_instant_camera_510565206.jpg" alt="Woman using the best instant cameras" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Instant cameras seem to be all the rage right now. They combine old-school Polaroid cameras with new-world technology. They can print out photos that you want to share instantly with friends and family, so they&rsquo;re a must-have for any special occasion.</p> <h2>What Is an Instant Camera?</h2> <p>An instant camera uses self-developing film, which takes photos like a traditional camera and instantly prints out the photograph. It is easy to use; simply snap, print, and share your photos. Some photographers use them regularly, while others find these to be fun novelty items. Regardless, you&rsquo;ll love being able to print photos out on-the-spot at weddings, birthdays, and other special events.</p> <h2>Top 5 Instant Cameras</h2> <h3>Fujifilm INSTAX Mini 8 Instant Camera</h3> <p><a href="http://amzn.to/2h9503v"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/fujufilm.jpg" width="194" height="200" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in cameras and photos, the <a href="http://amzn.to/2h9503v">Fujifilm INSTAX Mini 8 Instant Camera</a> produces superior credit card-sized photos. The new slimmer, lighter body is complemented by new features and enhancements, such as automatic exposure measurement and improved viewfinder for enhanced clarity, visibility, and subject viewing. The new High-Key mode allows you to take brighter pictures with a soft look. The camera also has an automatic light sensor and signals the recommended aperture setting with a flashing LED light.</p> <p>This comes in a variety of colors. It is one of the &ldquo;Most Wished For&rdquo; items on Amazon and has outstanding online reviews, including nearly 6,200 five-star reviews on Amazon. It is also recommended by The Wall Street Journal, The Independent, and Digital Trends. If you want to buy a camera set to complement your new camera, consider the <a href="http://amzn.to/2h995oh">Fujifilm Instax Mini 8 Instant Film Camera With Fujifilm Instax Mini Instant Film Twin Pack</a>.</p> <p><a href="http://amzn.to/2h9503v"><em>Currently $59.89 on Amazon</em></a></p> <h3>Polaroid PIC-300 Instant Film Camera</h3> <p><a href="http://amzn.to/2gelWZ4"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/polaroid_0.jpg" width="169" height="200" align="right" alt="" /></a>The <a href="http://amzn.to/2gelWZ4">Polaroid PIC-300 Instant Film Camera</a> produces vivid, high-quality business card-size full-color, glossy photos. It features manual exposure compensation, auto flash in low light, auto adjust, and 1/60 sec electronic shutter. It also enters an energy saving state after five minutes of inactivity. It uses ZINK zero ink technology, so the photo is dry-to-the-touch, without the use of ink cartridges or ribbons. It also features an adhesive back, so you can stick it to any surface. It has four scene settings, so you can get a bright, sharp shot in any light. It counts down like a disposable camera, so you know how many pictures are left before you need to change the film. It also includes a wrist strap and the batteries you need to get started.</p> <p>This is available in a range of colors. It is recommended by CNET, The Telegraph, and The Wirecutter. It also has outstanding online reviews, including nearly 600 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2gelWZ4"><em>Currently $69.99 on Amazon</em></a></p> <h3>Fujifilm Instax Wide 300 Instant Film Camera</h3> <p><a href="http://amzn.to/2h8HdDk"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/fujifilm_1.jpg" width="245" height="162" align="right" alt="" /></a>The <a href="http://amzn.to/2h8HdDk">Fujifilm Instax Wide 300 Instant Film Camera</a> prints larger photos, closer to the size of old Polaroids, so it&rsquo;s ideal if you want to photograph a wider scene. The new contemporary design has improved features like tripod socket, real image finder, and lens ring dial with focus zone setting. It features two lens settings, a detachable close-up lens, optical viewfinder, and a mirror for self-portraits. The light and dark control can also add high and low-key effects to the picture.</p> <p>This has great online reviews and is recommended by The Wall Street Journal, The Independent, PCMag, The Wirecutter, and Mashable.</p> <p><a href="http://amzn.to/2h8HdDk"><em>Currently $93.99 on Amazon</em></a></p> <h3>Polaroid Snap Instant Digital Camera</h3> <p><a href="http://amzn.to/2gYE20n"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/polaroid%20snap.jpg" width="245" height="149" align="right" alt="" /></a>The <a href="http://amzn.to/2gYE20n">Polaroid Snap Instant Digital Camera</a> has various capture modes, including color, black and white, sepia, and Polaroid Classic Border Logo formats. It also has a photo booth option with four pictures on each page. The compact 10-megapixel digital camera has a modern, minimalist design and features a self-timer, a battery low indicator, a no paper indicator, and auto-adjust. The Zink inkiness printing technology ensures that you won&rsquo;t need ink cartridges, ribbons, or toner, so there&rsquo;s less waste. It produces high-quality, borderless, smudge-proof, water-resistant, tear-resistant 2x3&rdquo; prints in under a minute.</p> <p>The improved color balance produces brighter, sharper images with vivid, high-res colors. It prints dry-to-the-touch and the adhesive backing makes it easy to post. You can share the photos, and your images will also be saved on the memory card, so it&rsquo;s ready to upload onto your computer and social media. It has a built-in lithium ion battery and a micro SD card slot that holds up to 32GB.</p> <p>This is available in a range of colors. It has great online reviews and is recommended by CNET, The Wall Street Journal, and The Independent.</p> <p><a href="http://amzn.to/2gYE20n"><em>Currently $89.99 on Amazon</em></a></p> <h3>Lomography Lomo Instant Camera</h3> <p><a href="http://amzn.to/2gep9Ip"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/lomography.jpg" width="177" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2gep9Ip">Lomography Lomo Instant Camera</a> features a number of advanced accessories and features, such as lens splitters, flash filters, manual control options, multiple exposure capabilities, and support for off-camera lighting. The lens cap also doubles up as a remote, so you can take self-portraits. The ultra-advanced lens system has a variety of shooting options including wide angle and portrait options and a setting for daytime shots and night shots with a flash. The smooth leather surface looks nice, but is prone to scratches, so you may want to buy a case.</p> <p>This is available in two colors. It has great reviews and is recommended by The Wall Street Journal, The Independent, PCMag, and Mashable. It is also backed by a 30-day no-hassle return policy.</p> <p><a href="http://amzn.to/2gep9Ip"><em>Currently $99.00 on Amazon</em></a></p> <p>And those are our recommendations for the best instant cameras. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-instant-cameras">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electronics-wipes">The 5 Best Electronics Wipes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-selfie-sticks">The 5 Best Selfie Sticks</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-power-surge-protectors">The 5 Best Power Surge Protectors</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-home-security-systems">The 5 Best Home Security Systems</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smart-alarm-clocks">The 5 Best Smart Alarm Clocks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology 5 best best cameras camera instant cameras product reviews shopping technology Thu, 08 Dec 2016 11:30:07 +0000 Andrea Cannon 1850091 at http://www.wisebread.com Shoveling Snow and 5 Other Things Robots Can Do for You http://www.wisebread.com/shoveling-snow-and-5-other-things-robots-can-do-for-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/shoveling-snow-and-5-other-things-robots-can-do-for-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/robot_household_chores_76328353.jpg" alt="Robot vacuuming the floor and doing other things for you" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Robots have both fascinated and frightened us since inventor <a href="http://www.theatlantic.com/technology/archive/2011/08/unimate-the-story-of-george-devol-and-the-first-robotic-arm/243716/">George Devol created the first artificial agent</a> capable of automatic mechanical action in 1954. (In other words, a robotic arm.) Since then, subcultures have emerged that simultaneously revere and revile robots, resulting in countless books, movies, TV shows, and more, that focus on non-sentient machines. Because love them or loathe them, robots are here to stay. In fact, the presence of robots will continue to permeate our culture indefinitely (until their eventual takeover), and if you can't beat 'em (your resistance is futile, actually), join 'em.</p> <p>As such, here are a few reasons to embrace the benefits that our future overlords provide us while we still can.</p> <h2>1. Help With Yard Work</h2> <p>It's one thing to rake the yard when leaves start to fall &mdash; it can even be enjoyable if you're the kind of person who can create fun out of almost anything &mdash; but nobody looks forward to the backbreaking work of shoveling snow. For me, it's near the top of the list of things I hate most, right up there with those spider-cricket hybrid insects.</p> <p>So if you despise shoveling snow as much as I do, the Kobi Company has designed something with you in mind. Its eponymous robot, Kobi, will&nbsp;<a href="http://money.cnn.com/2016/10/13/technology/robot-yardwork-kobi/index.html">cut grass, collect leaves and, yes, make all that white stuff disappear</a>. Much like a vacuum, Kobi comes with attachments to tackle each task, which are accomplished without human interference by first wheeling the robot around your yard to establish perimeters around obstacles like trees and bushes. Once set, Kobi gets to work clearing your yard and sidewalks of all natural debris while you sit inside celebrating your discovery of a whole new level of laziness.</p> <h2>2. Provide Companionship</h2> <p>Feeling lonely? Trade in all that nonsense human interaction for artificial companionship.</p> <p>Humanoid robot Pepper, from Japanese telecommunications company Softbank, is&nbsp;<a href="https://www.cnet.com/au/news/pepper-the-popular-humanoid-robot-debuts-in-france/">programmed to communicate with users, follow voice commands, and read human emotions and react accordingly</a>. Which basically means that five years from now it's totally going to bring up the past when you two get into an argument. Pepper costs about $1,650 &mdash; slightly less than one month of supporting your current live-in boyfriend or girlfriend.</p> <p>If the lifelike Pepper freaks you out, try <a href="http://mjirobotics.co.jp/en/">MJI Robotics' MJI</a> (More Joy Innovation) Communication Robot, an egg-shaped tabletop bot that features a five-inch display screen with emotive eyes that allows tech-impaired people to access photos, weather, news, and other information with voice activation.</p> <h2>3. Tackle the Household Chores</h2> <p>Vacuuming robot Roomba has been around for years, and it perhaps single-handedly paved the way for other household bots to help with your chores.</p> <p>Scooba takes the original Roomba concept one step further by&nbsp;<a href="http://archive.boston.com/business/technology/gallery/consumerrobots?pg=3">vacuuming and washing floors</a>, while Looj handles another dreaded task of most homeowners:&nbsp;<a href="http://archive.boston.com/business/technology/gallery/consumerrobots?pg=4">cleaning the gutters</a>.</p> <h2>4. Annoy You Until You Get Out of Bed</h2> <p>Are you often late for work because you hit the snooze button on your alarm 19 times? <a href="http://www.nandahome.com/">Nanda Clocky</a> will have you rising and shining in no time. It's sole purpose is to get you out of bed by giving you one chance to snooze before it rolls away, forcing you to chase it down to shut it up. Obvi, hilarity will ensue at your house at 6 a.m.</p> <h2>5. Clean Up After Your Pets</h2> <p>I don't like cats for several reasons, which are: they're not dogs; they poop inside; and they're generally just plain evil. But if you have a soft spot in your heart for felines, the&nbsp;<a href="http://archive.boston.com/business/technology/gallery/consumerrobots?pg=13">Litter-Robot can help you keep your home from smelling like a porta potty</a> by sifting through the litter to removes clumps and storing them in a bag that will stifle the scent.</p> <h2>6. Satiate Your Weird Predilection For Destruction</h2> <p>Because we can't live in harmony with <em>anything</em>, we've already turned robots violent &mdash; a character trait that will probably make us regret some of our decisions in the near future. Robot combat is totally a thing, the&nbsp;<a href="https://www.megabots.com/">MegaBots website declares the hobby &quot;The Future of Sports</a>,&quot; and it seems best suited to those who like to instigate and witness destruction. It's certainly not the best part of our own humanity, but it exists nonetheless. Ya know, until they turn on us.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/shoveling-snow-and-5-other-things-robots-can-do-for-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-waterproof-laptop-cases">The 5 Best Waterproof Laptop Cases</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-smart-ways-to-organize-old-photos">12 Smart Ways to Organize Old Photos</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-must-immediately-do-after-losing-your-smartphone">8 Things You Must Immediately Do After Losing Your Smartphone</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-smart-ways-to-maximize-desk-space">11 Smart Ways to Maximize Desk Space</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-ways-to-clean-up-your-image-on-social-media">7 Easy Ways to Clean Up Your Image on Social Media</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Technology chores cleaning hacks household chores life hacks modern technology robots technology Fri, 28 Oct 2016 09:01:03 +0000 Mikey Rox 1822097 at http://www.wisebread.com The 5 Best Selfie Sticks http://www.wisebread.com/the-5-best-selfie-sticks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-selfie-sticks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/75494149.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you want to achieve the perfect selfies? Then you&rsquo;ll likely need a selfie stick. It makes it virtually foolproof to get the perfect angle for your perfect selfie. It will allow you to take flawless photos of yourself, or you can fit more people in the picture, without having to ask a random stranger to take a photograph for you.</p> <h2>What Is a Selfie Stick?</h2> <p>A selfie stick is a small monopod with a handle on one end and a flexible gripper on the other end that holds your phone in the perfect position for a selfie. It extends beyond the normal arm range, so you can get unique shots and angles with little effort.</p> <p>Some selfie sticks have Bluetooth pairing, while others use a connector cable to set up the remote. While the selfie stick was originally intended to capture extreme sports, it seems that everyone nowadays can use a good selfie stick to capture all their favorite moments.</p> <h2>Top 5 Selfie Sticks</h2> <h3>Mpow Selfie Stick</h3> <p><a href="http://amzn.to/2eOGDtO"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/mpow.jpg" width="200" height="200" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in camera cranes, the <a href="http://amzn.to/2eOGDtO">Mpow Selfie Stick, iSnap X Extendible Tripod with built-in Bluetooth Remote Shutter</a> is easy to use and setup with most smartphones. The foldable pocket-size selfie stick is compact and rotates 270&deg;. It has a cylindrical soft-touch grip, remote Bluetooth control, and micro USB port. The protective sturdy silicon grip will clamp tightly on your phone, so you won&rsquo;t have to worry about wobbling. The comfortable handle also includes a wrist strap, so you won&rsquo;t have to worry about dropping it.</p> <p>This comes in three colors. It is recommended by PCMag and The Guardian. It has outstanding reviews online, including nearly 3,000 five-star reviews on Amazon. It is also backed by free lifetime technical support, an 18-month warranty, and a 45-day money-back guarantee.</p> <p><a href="http://amzn.to/2eOGDtO"><em>Currently $7.99 on Amazon</em></a></p> <h3>Fugetek Professional Selfie Stick with Bluetooth Remote</h3> <p><a href="http://amzn.to/2e5KZOh"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/fugetek.jpg" width="200" height="200" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in tripod center columns, the <a href="http://amzn.to/2e5KZOh">Fugetek Professional Selfie Stick with Bluetooth Remote</a> extends up to 49 inches for the perfect shot. It is compatible with most devices, even those with extra thick cases. The light, compact, portable aluminum stick features a Bluetooth remote, self-portrait mirror, Android zoom keys, and a micro USB port. It can also be attached to a mini tripod. It locks tightly on your phone to prevent slippage and has a secure grip rubber handle. It also comes with a convenient carrying bag, GoPro screw and adapter, and two removable, interchangeable phone mounts.</p> <p>It comes in two different sizes, depending on how far you want the stick to extend. It is frequently recommended online and has outstanding reviews, including more than 1,500 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2e5KZOh"><em>Currently $19.95 on Amazon</em></a></p> <h3>The Selfie Stick, Anker Extendible Bluetooth Monopod</h3> <p><a href="http://amzn.to/2dlGqOc"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/anker.jpg" width="200" height="200" align="right" alt="" /></a>The <a href="http://amzn.to/2dlGqOc">Selfie Stick, Anker Extendible Bluetooth Monopod with Built-in Remote Shutter</a> extends up to 32 inches and offers 270&deg; angle adjustments. The light, compact stick can fit in your pocket and can fit virtually any smartphone. Your phone will stay in position, even when wobbling, thanks to a secure grip between rubber pads. It is easy to use with a convenient photo button and easy to set up with seamless Bluetooth pairing. It offers an adjustable phone cradle, ergonomic silicone rubber handle, secure wrist strap, and micro USB charging cable. It also offers a 20-hour battery life on just one charge.</p> <p>This is recommended by The Guardian and has outstanding online reviews, including nearly 1,000 five-star reviews on Amazon. It is also backed by an 18-month warranty.</p> <p><a href="http://amzn.to/2dlGqOc"><em>Currently $11.99 on Amazon</em></a></p> <h3>Selfie Stick for Smartphones</h3> <p><a href="http://amzn.to/2eqnrON"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/camkix.jpg" width="200" height="200" align="right" alt="" /></a>The <a href="http://amzn.to/2eqnrON">Selfie Stick for Smartphones</a> is a universal phone holder with a 180&deg; adjustable head. The light, compact stick is easy to carry, even in a small bag. The affordable fully adjustable monopod extends up to 40 inches for the perfect shot. The versatile stick comes with an adjustable wrist strap for extra security.</p> <p>This comes in three different colors and can come with or without a remote. It is recommended by Heavy.com and has been featured in holiday gift guides. It has outstanding online reviews, including more than 1,500 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2eqnrON"><em>Currently $6.98 on Amazon</em></a></p> <h3>Perfectday Foldable Extendible Bluetooth Selfie Stick</h3> <p><a href="http://amzn.to/2e5JdNe"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/perfectday.jpg" width="200" height="200" align="right" alt="" /></a>The <a href="http://amzn.to/2e5JdNe">Selfie Stick, Perfectday Foldable Extendible Bluetooth Selfie Stick with Built-in Remote Shutter</a> is guaranteed compatible with all smartphones. It offers 270&deg; angle adjustments and features a built-in Bluetooth remote control. The monopod is easy to use and easy to set up with simple Bluetooth pairing. The compact stick is small enough to easily fit in your pocket.</p> <p>This has outstanding online reviews, including more than 3,200 five-star reviews on Amazon. It is also backed by a lifetime guarantee. It comes in three different colors. If you prefer not to use Bluetooth, then the <a href="http://amzn.to/2efCXiI">Kiwii Selfie Stick with built-in Remote Shutter with Adjustable Phone Holder</a> is similar, but has a cord attachment.</p> <p><a href="http://amzn.to/2e5JdNe"><em>Currently $6.99 on Amazon</em></a></p> <p>And those are our recommendations for the best selfie sticks. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-selfie-sticks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electronics-wipes">The 5 Best Electronics Wipes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-instant-cameras">The 5 Best Instant Cameras</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-power-surge-protectors">The 5 Best Power Surge Protectors</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-home-security-systems">The 5 Best Home Security Systems</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smart-alarm-clocks">The 5 Best Smart Alarm Clocks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology 5 best camera phone product reviews selfie selfie sticks shopping taking selfies technology Wed, 19 Oct 2016 09:30:24 +0000 Andrea Cannon 1815779 at http://www.wisebread.com These 10 Money Podcasts Will Help You Save Tons http://www.wisebread.com/these-10-money-podcasts-will-help-you-save-tons <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/these-10-money-podcasts-will-help-you-save-tons" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_coffee_phone_92461379.jpg" alt="Woman listening to money podcasts that will save her tons" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Want to save money and become more financially literate without hitting the books? Podcasts are a great way to pass the time, and they serve to entertain and educate. You can find a podcast about almost anything, and best of all, they are free.</p> <p>Listen to podcasts while commuting to and from work or listen to one while taking a walk. I even enjoy listening to financial podcasts when I am cleaning or folding laundry. (See also: <a href="http://www.wisebread.com/the-5-best-money-podcasts?ref=seealso">The 5 Best Money Podcasts</a>)</p> <h2>1. Dave Ramsey Show</h2> <p>Even though I don't agree with all of Ramsey's money philosophies, he is one of my favorite personal finance gurus. The <a href="http://www.daveramsey.com/show">Dave Ramsey podcast</a> is a mix of stories and interviews of individuals and couples who have conquered their debt, as well as personal finance advice from Ramsey. It is more of a talk-show type podcast than a financial monologue, which makes for an engaging listen.</p> <h2>2. Money Girl's Quick and Dirty Tips for a Richer Life</h2> <p>Want to become financially smarter in the least amount of time possible? Then the <a href="https://itunes.apple.com/us/podcast/money-girls-quick-dirty-tips/id209859739?mt=2">Money Girl's</a> podcast is the right fit for you. Most podcasts are around 15&mdash;18 minutes, which makes it easy to fit financial lessons in a busy schedule. Money Girl discusses a wide range of tips, from more serious issues such as protecting your money in a divorce to fun topics, such as choosing a wardrobe on a budget.</p> <h2>3. Chris Hogan's Retire Inspired</h2> <p>Hogan just started his <a href="https://itunes.apple.com/us/podcast/chris-hogans-retire-inspired/id1117556964?mt=2">Retire Inspired</a> podcast in June 2016, but <a href="http://amzn.to/2dsV5pF">his book of the same name</a> is a best-seller. His advice for retirement is not just for those close to retirement. Hogan talks to Millennials and those on the edge of retirement simultaneously. Listen to this podcast for retirement and saving and financial motivation, but don't expect in-depth strategies for investing or 401K advice.</p> <h2>4. Radical Personal Finance</h2> <p>If you feel like you have already heard it all when it comes to personal finance advice, then <a href="https://itunes.apple.com/us/podcast/radical-personal-finance-financial/id896153632?mt=2">Radical Personal Finance</a> is one podcast to listen to. Host Joshua J. Sheats tackles very interesting and off-the-wall finance topics that are just fascinating. Some notable show titles include, &quot;Tips to Hitchhike Europe (or Anywhere) on $40 a Week&quot; and &quot;Investing in Rare Coins With Numismatic Value.&quot; Sheats also has podcasts on every day finance topics too, including a recent show titled, &quot;The Recovering Spender: How to Live a Happy, Fulfilled, Debt-Free Life.&quot;</p> <h2>5. The Clark Howard Podcast</h2> <p><a href="https://itunes.apple.com/us/podcast/the-clark-howard-podcast/id207724573?ign-mpt=uo%3D8">Clark Howard</a> is a household name when it comes to personal finance. His podcasts are all over an hour but are packed with financial news and advice on how to save money and avoid scams and being ripped off.</p> <h2>6. Listen Money Matters</h2> <p><a href="https://www.listenmoneymatters.com/show/">Listen Money Matters</a> (LMM) is a podcast for both those new to money management, as well as more seasoned investors. The podcast focuses on four main areas: budgeting, investing, getting out of debt, and growing your income. The practical advice spans from podcasts like, &quot;How to Prioritize Your Financial Goals,&quot; which is useful to everyone, to &quot;How to Calculate Your Rental Yield,&quot; which is important for those who want to profit in real estate.</p> <h2>7. Smart Passive Income</h2> <p>Pat Flynn from <a href="http://www.smartpassiveincome.com/podcasts/">Smart Passive Income</a> is a must-listen for individuals interested in growing passive streams of income in their lives. Flynn also has a lot of influence, which means he has a lot of interesting guests and interviews on the show. He has interviewed Tim Ferris, Michael Hyatt, Chalene Johnson, and Ramit Sethi. It is a fun listen, even if passive income is not your first passion in life.</p> <h2>8. You Need a Budget Podcast</h2> <p>The creators of the <a href="http://www.youneedabudget.com/">You Need a Budget (YNAB)</a> financial software have a weekly podcast that discusses debt, saving money, and getting out of the paycheck to paycheck cycle. Topics include reasons to pay cash for your next house and whether you should outsource your finances.</p> <h2>9. The Investors Podcast</h2> <p>The tagline of <a href="https://www.theinvestorspodcast.com/">The Investor Podcast</a> is, &quot;We study billionaires.&quot; If that doesn't grab your attention right away, I don't know what will. The podcast studies the habits and books billionaires read and breaks them down for listeners. The podcast also includes fascinating interviews, like the recent one that interviewed billionaire investor, Carl Icahn's friend, Mr. Mark Stevens.</p> <h2>10. Mad Fientist</h2> <p><a href="http://www.madfientist.com/podcast/">Mad Fientist</a> considers themselves a financial independence podcast that covers early retirement, investing, real estate, and entrepreneurship. Unlike many of the other podcasts, this podcast is not just one voice/person giving financial advice. Instead, this podcast is all interviews of some of the top experts in personal finance, including Nick Loper, J. Money, and JD Roth.</p> <p>Don't be overwhelmed by all of the amazing choices of podcasts. Subscribe to a handful of them, find out which ones are your favorite, and only listen to shows that are directed toward your unique situation.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/these-10-money-podcasts-will-help-you-save-tons">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-new-podcasts-thatll-improve-your-money-mindset">10 New Podcasts That&#039;ll Improve Your Money Mindset</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-inspiring-quotes-about-money-from-successful-women">6 Inspiring Quotes About Money From Successful Women</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-we-could-all-learn-from-dwayne-the-rock-johnson">6 Money Lessons We Could All Learn From Dwayne &quot;The Rock&quot; Johnson</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-best-money-saving-channels-on-youtube">9 Best Money Saving Channels on YouTube</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-think-like-an-olympian-to-master-your-money">How to Think Like an Olympian to Master Your Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Entertainment advice inspiration listening money podcasts technology Mon, 10 Oct 2016 10:00:08 +0000 Ashley Eneriz 1808266 at http://www.wisebread.com 5 Sites That Will Pay for Your Old iPhone http://www.wisebread.com/5-sites-that-will-pay-for-your-old-iphone <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-sites-that-will-pay-for-your-old-iphone" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_holding_iphone_73998331.jpg" alt="Woman finding sites that will pay for her old iPhone" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The new iPhone 7 is out, and demand for the latest device from Apple is huge. Along with the hype is a sky-high price tag &mdash; the 256GB version with 5.5-inch display costs just under $1<a href="http://www.apple.com/shop/buy-iphone/iphone-7/5.5-inch-display-256gb-rose-gold-tmobile#01,12,34,42,60">,000</a>. To offset the steep cost of the new phone, selling your old one is a smart idea.</p> <h2>Perks of Selling Your Phone Yourself</h2> <p>When it comes to getting the best price for your phone, you have to sell it yourself. If you opt to trade it in with your carrier or an electronics store, you may get as little as $75 for <a href="http://www.wisebread.com/the-5-best-iphone-6-covers">your older iPhone</a>. Considering that you likely spent $500 or more to buy it just a couple of years ago, that's a depressing rate of depreciation. You will get a lot more if you sell it on your own.</p> <p>These are five places to sell your phone and get the best prices. We used an iPhone SE with 16GB in excellent condition to compare offers.</p> <h3>1. Best Buy</h3> <p>Best Buy's trade-in<a href="http://www.bestbuy.com/site/misc/best-buy-trade-in/pcmcat133600050011.c?id=pcmcat133600050011"> program</a> offers a surprisingly good value, paying $200 for the phone. The one downside is that you need to trade the phone in person to get cash. Otherwise, if you decide to mail it in, you will get emailed an electronic gift card.</p> <h3>2. Gazelle</h3> <p>With Gazelle, you get an offer for your phone right away. Just select your phone model, storage capacity, and condition, and they will give you a quote. Gazelle offered $170 for the iPhone SE, plus a $20 credit toward the purchase of a new device. Gazelle offers free shipping and pays quickly via check, Amazon gift card, or PayPal.</p> <h3>3. NextWorth</h3> <p><a href="https://www.nextworth.com/">NextWorth</a> offered $142 for the phone, one of the lowest quotes yet. However, they offer more competitive prices on other devices. For example, they offered $150 for the Samsung Galaxy Note, which was more than other sites offered.</p> <h3>4. Gadget Salvation</h3> <p><a href="https://www.gadgetsalvation.com/how_it_works">Gadget Salvation</a> is willing to pay $158 for an iPhone SE in excellent condition. You can ship your phone to them for free and get paid via check or PayPal.</p> <h3>5. eBay</h3> <p>To get the highest price, eBay is often your best option. It requires more work on your part &mdash; and you need to be wary of scams &mdash; but selling on the popular auction<a href="http://www.wisebread.com/10-things-you-should-always-buy-and-sell-on-ebay"> site</a> is more lucrative than going through an intermediary. Several auctions for the iPhone SE 16GB phones have ended with buyers paying as much as $305 for a used phone. Even after paying for shipping yourself, that's a lot more money than you would make with the other sites.</p> <h2>Choosing Where to Sell</h2> <p>While it can be time-consuming, it's a good idea to check each of the sites to see how much you can get for your phone. Depending on supply and demand, some of the sites may offer higher prices at certain times than others. Check each site for a quote before choosing where to sell your phone to get the most money.</p> <p>Do your homework before trading in your phone, and you can get top dollar for your old device. That extra money can be a huge help in purchasing a new phone and cut down on your out-of-pocket costs.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kat-tretina">Kat Tretina</a> of <a href="http://www.wisebread.com/5-sites-that-will-pay-for-your-old-iphone">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. 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