teaching http://www.wisebread.com/taxonomy/term/11693/all en-US 8 Best Sites to Help Your Kids Learn About Money http://www.wisebread.com/8-best-sites-to-help-your-kids-learn-about-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-best-sites-to-help-your-kids-learn-about-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother_daughter_breakfast_64728213.jpg" alt="Finding best sites to help your kids learn about money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Teaching your children about money is an important, yet often overlooked area of education. Most kids will not want to sit through a lecture about credit card usage and budgeting practices, but they might be more willing to listen to interactive videos and games. These sites make learning about money and money management fun and enjoyable.</p> <h2>1. Biz Kids</h2> <p><a href="http://bizkids.com/">Biz Kids</a> offers short and interesting videos aimed toward middle schoolers. These videos cover a wide range of topics from young entrepreneurs to starting a business to different money personalities. For teachers and home-schoolers, there are coordinating lessons that go with the videos. The site also has three different games &mdash; Break the Bank, Bring Home the Bacon, and Dollar a Glass &mdash; which allow kids to try their hands at running a virtual lemonade stand.</p> <h2>2. Rich Kid, Smart Kid</h2> <p>The <a href="http://www.richkidsmartkid.com/">Rich Kid, Smart Kid</a> site was created by The Rich Dad Company, the brand behind the popular book, <a href="http://amzn.to/2chdAMF">Rich Dad, Poor Dad</a>. The site comes with four interactive games: Jesse's Ice Cream Stand, Reno's Debt Dilemma, Ima's Pay Yourself 1st, and Jesse's Big Change. The site has fun graphics and is kid-friendly to use. For parents and teachers, there are teaching resources for every age level.</p> <h2>3. Lemonade Tycoon</h2> <p>While not technically a site, <a href="http://www.shockwave.com/gamelanding/lemonade.jsp">Lemonade Tycoon</a> is an addicting game that shows kids the way to build a business from the bare minimum to franchise status. This game can help show children that in order to grow a business, you need to strike a balance between profits and investments. Kids will also learn that there is a fine balance between product cost, product quality, and product success. For example, adding more water to the lemonade will bring down costs, but it can also drive away customers. On the other hand, using a lot of sugar in the lemonade will cost more and gain more sales, but the profit margin is smaller.</p> <h2>4. H.I.P. Pocket Change</h2> <p><a href="https://www.usmint.gov/kids/">H.I.P. Pocket Change</a> focuses less on money management and more on the history of coins worldwide. The site has several games and cartoons that teach how a coin is made and other important dates in coin history. There are also a lot of great resources for kids interested in coin collecting.</p> <h2>5. Sense &amp; Dollars</h2> <p>The <a href="http://senseanddollars.thinkport.org/">Sense &amp; Dollars</a> site has several interactive calculators. The site calls them games, but they are simply calculators that require little input. The Saving Money section of the site is most helpful, especially the Show Me the Money calculator, which shows how much an investment will grow in different saving accounts. The Charge game is also useful since it can show your child how much something costs when you charge it and then make minimum payments. On the other hand, The Makin' the Bacon calculator is extremely outdated and does not factor in taxes or SSI taken out of each paycheck.</p> <h2>6. It's My Life</h2> <p><a href="http://pbskids.org/itsmylife/money/">It's My Life</a> from PBS Kids offers advice, shows, and games for all areas of life. The money section is small, but there is a game called Mad Money. There is also a lot of helpful advice for older kids that want to get started in babysitting.</p> <h2>7. Credit Card Simulator Game</h2> <p>This <a href="https://www.channelone.com/feature/credit-card-simulator-game/">Credit Card Simulator</a> game from Channel One allows kids to get a virtual platform card and virtually shop in the game's mall. The game will then teach about the downside of interest and debt.</p> <h2>8. Three Jars</h2> <p><a href="http://www.threejars.com/">Three Jars</a> is a great site for kids and parents alike, since it can help streamline allowance time. With this site, kids keep track of how much money is owed to them through either chores, odd jobs, or both. The money then gets split into three jars entitled Spend, Save, and Share. The goal of the site is to make managing allowances easier, while minimizing nagging and entitlement in your home. For example, when a child asks for something at the store, you can buy it for them if the money is in their spend jar. If the item costs $20, and they only have $5 in their spend jar, then the responsibility is on them. They either need to do more chores or spend less money.</p> <p>While your kids might not want to trade in their video games for these interactive money games and websites, they are a great starting point to talk about money in your home.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/8-best-sites-to-help-your-kids-learn-about-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-fun-money-apps-for-kids">10 Fun Money Apps for Kids</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-top-money-lessons-to-learn-from-ruth-soukups-unstuffed">4 Top Money Lessons to Learn From Ruth Soukup&#039;s &quot;Unstuffed&quot;</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-bad-money-habits-youre-teaching-your-kids">4 Bad Money Habits You&#039;re Teaching Your Kids</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-use-new-toys-to-teach-kids-about-money">How to Use New Toys to Teach Kids About Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-i-learned-about-money-after-getting-married">8 Things I Learned About Money After Getting Married</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Family Technology allowances games interactive kids learning tools money lessons teaching websites Mon, 19 Sep 2016 10:00:07 +0000 Ashley Eneriz 1794072 at http://www.wisebread.com 10 Fun Money Apps for Kids http://www.wisebread.com/10-fun-money-apps-for-kids <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-fun-money-apps-for-kids" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother_daughter_tablet_000076004131.jpg" alt="Finding the best money apps for kids and families" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Think personal finance is an adults-only matter? Think again. You can start teaching your child smart money habits from a very young age. Whether you use points or dollars, the concepts will surely sink in if a little fun is involved. Here are 10 apps that will teach your kids about money &mdash; all while letting them play on their favorite devices.</p> <h2>1. Savings Spree</h2> <p><strong>Cost</strong>: $5.99 on iTunes</p> <p><strong>Ages</strong>: 7 and up</p> <p><strong>Rating</strong>: 4+ stars</p> <p><a href="https://itunes.apple.com/us/app/savings-spree/id430150476?mt=8">Savings Spree</a> doesn't just teach your kid how to count nickels and dimes. Instead, it focuses on how different lifestyle choices in the everyday can add up to either big savings or big expenses. Your child can earn, spend, donate, or invest &quot;money&quot; in a variety of scenarios, which are presented in a game show format for added interest. Along with teaching the basics, this app will even present your little one with the harsh reality of those unexpected expenses that necessitate an emergency fund. Important lesson, indeed!</p> <h2>2. P2K Money</h2> <p><strong>Cost</strong>: Free on iTunes</p> <p><strong>Rating</strong>: 4+ stars</p> <p><a href="https://itunes.apple.com/us/app/p2k-money/id405631656?mt=8">P2K Money</a> is all about teaching your child the value and responsibility of money &mdash; plain and simple. You can engage in the learning process together using tools for budgeting, spending, and savings of your kid's earnings, like an allowance. They can even create wish lists to save for the items they want to buy. And what's especially cool is that the app will save those wish lists so your little guy or gal can evaluate if those items were actually worth the expense.</p> <h2>3. Bee Farming</h2> <p><strong>Cost</strong>: $1.99 on iTunes</p> <p><strong>Rating</strong>: 4+ stars</p> <p><a href="https://itunes.apple.com/us/app/bee-farming/id358168136?mt=8">Bee Farming</a> gives your child the opportunity to start his or her own virtual business with a swarm of bees and just $100. Each week, the bees can go to work in the forest collecting honey that your child will &quot;sell&quot; in a market to earn more bees or other supplies. This is such a fun game, even adults play it and compete to earn a spot on the Top Farmers Board. What a great way to give your kid the basics on business, hard work, and managing expenses.</p> <h2>4. PiggyBot</h2> <p><strong>Cost</strong>: Free on iTunes</p> <p><strong>Ages</strong>: 6 to 8 years old</p> <p><strong>Rating</strong>: 4+ stars</p> <p>Even young kids with an allowance can jump in on&nbsp;<a href="https://itunes.apple.com/us/app/piggybot/id844151884?mt=8">PiggyBot</a> to collect a virtual allowance. This tool will help your child visualize his or her allowance and categorize it into what areas they'll spend, share, and save. This app also motivates kids to pick savings goals and gives them useful information for how much money they need to save and how long it will take them to save it.</p> <h2>5. The Game of Life</h2> <p><strong>Cost</strong>: $0.99 on iTunes and Google Play</p> <p><strong>Rating</strong>: 4+ stars</p> <p>Want to really disguise the financial learning experience? Try&nbsp;<a href="https://itunes.apple.com/us/app/game-life-classic-edition/id326912270?mt=8">The Game of Life</a> app, which is an electronic version of the favorite board game. Throughout play, your child will be encountered with a number of decisions that have them choosing between wise or risky investments. Players even have the chance to earn Wealth Cards that can stack up to $1,000,000. Plus, you can play with up to six friends, which makes it a great activity for the whole family.</p> <h2>6. Flocabulary</h2> <p><strong>Cost</strong>: $12/month or $96/year</p> <p><strong>Ages</strong>: 11 to 18</p> <p><a href="https://www.flocabulary.com/">Flocabulary</a> takes on yet a different approach for older kids, with catchy songs, rap battles, and videos about&nbsp;<a href="https://www.flocabulary.com/topics/financial-literacy/">financial literacy</a> (plus many more subjects and life skills). The topics range from paying for college to budgeting to credit cards to goal setting, and beyond. Since the cost for this service is somewhat steep compared to the other apps on this list, you may want to check with your local school district to see if it's available to your child through school. You can also get&nbsp;<a href="https://www.flocabulary.com/trial/individual/">free trial</a> to check it out for 14 days.</p> <h2>7. Save! The Game</h2> <p><strong>Cost</strong>: Free on iTunes</p> <p><strong>Rating</strong>: 4+ stars</p> <p>The object in&nbsp;<a href="https://itunes.apple.com/us/app/save%21-the-game/id360805496?mt=8">Save! The Game</a> is to collect as much virtual money as possible and put it in the bank. Along the way, your child will need to avoid &quot;iWannas&quot; &mdash; you know, impulse buys like soda, toys, candy, and more. One reviewer downloaded this game before a long car trip and said that after playing, his kids engaged in a great discussion about avoiding &quot;iWannas&quot; in life, not just on the screen.</p> <h2>8. Bankaroo</h2> <p><strong>Cost</strong>: Free on iTunes</p> <p><strong>Rating</strong>: 4+ stars</p> <p><a href="https://itunes.apple.com/us/app/bankaroo-virtual-bank-for/id504924470?mt=8">Bankaroo</a> is another great allowance-tracking app that is also unique because offers different currencies. In fact, you can track funds using U.S. Dollars, Euros, hearts, stars, points, and more. In other words: Even the youngest kids can start to learn money concepts. This app was created by an 11-year-old girl who was looking for a way to keep track of her own allowance and thought other kids might want to do the same. The graphics are cute, and you can keep track of multiple accounts if you have multiple children.</p> <h2>9. Coin Math</h2> <p><strong>Cost</strong>: $1.99 on iTunes</p> <p><strong>Ages</strong>: 9 to 11*</p> <p><strong>Rating</strong>: 4+ stars</p> <p>What ever happened to old fashioned dollars and coins? They're definitely still around. With&nbsp;<a href="https://itunes.apple.com/us/app/coin-math/id296596459?mt=8">Coin Math</a>, your child can learn to identify and count coins, as well as how to pay and make change. Though this app is rated for slightly older kids, many reviewers share that their little ones as young as five years old enjoyed playing with the game.</p> <h2>10. FamZoo Family Finance</h2> <p><strong>Cost</strong>: Free on iTunes</p> <p><strong>Ages</strong>: 4 and up</p> <p><strong>Rating</strong>: 4+ stars</p> <p>Give your child a headstart to understanding money, budgeting, and saving with&nbsp;<a href="https://itunes.apple.com/us/app/famzoo-family-finance/id399321476?mt=8">FamZoo</a>. This app can be used by your entire family &mdash; even preschoolers &mdash; to manage allowances, track chores, handle reimbursements, and more. How does it work? Each member of your family is issued a card that is linked together in the app. In the &quot;Family Bank,&quot; the parents serve as the bankers while the kids are the customers. Then you get to tracking your everyday financial flow (even experiment with setting up automated tasks). You can also choose the IOU option if you'd rather track your money elsewhere. No matter how you do it, you'll be learning the rules of money together.</p> <p><em>Do you use these or other money apps for kids?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/10-fun-money-apps-for-kids">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-best-sites-to-help-your-kids-learn-about-money">8 Best Sites to Help Your Kids Learn About Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-use-new-toys-to-teach-kids-about-money">How to Use New Toys to Teach Kids About Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-reasons-frugal-families-love-boardgame-night">8 Reasons Frugal Families Love Boardgame Night</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-free-or-cheap-toys-that-will-make-your-kid-smarter">14 Free or Cheap Toys That Will Make Your Kid Smarter</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-season-give-your-child-the-gift-of-fiscal-responsibility">This Season, Give Your Child the Gift of Fiscal Responsibility</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Technology apps educational financial literacy games kids money teaching Fri, 04 Mar 2016 11:00:06 +0000 Ashley Marcin 1665772 at http://www.wisebread.com The 3 Best Jobs for Expats and Travelers http://www.wisebread.com/the-3-best-jobs-for-expats-and-travelers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-3-best-jobs-for-expats-and-travelers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_working_computer_000053499636.jpg" alt="Woman looking for job as an expat and traveler" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>&quot;The world is a book, and those who don't travel read only a page,&quot; said Saint Augustine.</p> <p>Americans take this advice to heart. They love to travel so much that they clock in more than <a href="http://travel.state.gov/content/dam/travel/CA%20by%20the%20Numbers-%20May%202015.pdf">80 million trips abroad</a> every year, and an estimated 8.7 million of Americans live overseas.</p> <p>But if you're worried you can't indulge your travel bug and still make bank, consider these three best jobs for <a href="http://www.wisebread.com/5-amazing-cheap-places-to-live-as-an-expat">expats and travelers</a>.</p> <h2>1. Teacher</h2> <p>Back in 2002, I had just completed my bachelor's degree at the University of Alberta (go Bears!) in Canada, and, like many of my fellow graduates, I was hunting for a job. You'd be surprised at the very high demand for graduates from Canadian and American colleges to teach abroad. If your dream is to live in a country for at least a year, then becoming a teacher at a foreign high school, English-language center, or university is a great way to make that dream a reality.</p> <p>Here are three programs to consider.</p> <h3>JET Program</h3> <p>U.S. citizens with at least a bachelor's degree from an accredited university before July 1st of the departure year can apply to become an <a href="http://www.us.emb-japan.go.jp/JET/positions.html#ALT">Assistant Language Teacher</a> teaching English at various grade levels throughout Japan.</p> <h3>Prepa Tec</h3> <p>One of the largest education systems in Mexico is the <a href="http://www.itesm.mx">Tecnologico de Monterrey</a>. Their high school system (better known as Prepa Tec) recruits recent graduates from universities from several countries to teach a wide variety of courses, including English, Mathematics, Science, and Political Science.</p> <h3>Kaplan</h3> <p>The test prep company Kaplan has several partnerships and often needs educators of all levels who are interested in <a href="http://careers.kaplaninternational.com">teaching abroad</a>.</p> <p>One important point to remember is to know who is responsible for applying and keeping your work visa (if required), because that's a process that can sometimes be expensive and time-consuming. Ideally, you want your employer to be the one handling all that paperwork.</p> <h2>2. Online Tutor</h2> <p>If a nine to five schedule or salary in local currency doesn't sound appealing to you, then take advantage of the internet and tutor students back in the U.S. using tools such as Skype, Adobe Connect, or FaceTime (and get paid in U.S. dollars). Additionally, depending on the length of your stay in various countries, tutoring lets you skip the entire work visa process.</p> <p>There are several sites that allow you to find students interested in online tutoring.</p> <h3>WyzAnt</h3> <p>Expert tutors can connect with students across the U.S. to schedule online lessons. From GMAT prep to Algebra to French, your subject of choice is available at <a href="http://www.wyzant.com">WyzAnt</a>.</p> <h3>Tutor.com</h3> <p>Unlike other online tutoring sites, <a href="http://www.tutor.com/apply">Tutor.com</a> is looking for applicants that can tutor at least five hours per week. That's great news for those seeking a steady source of income. Tutor.com has a very specific <a href="http://www.tutor.com/cmspublicfiles/WWW/concept-list.pdf">list of subjects</a> that they hire for.</p> <h3>SkillShare</h3> <p>Some instructors have been so successful tutoring on Skillshare that they've been able to <a href="http://www.huffingtonpost.com/2012/08/24/avil-flombaum-skillshare_n_1817784.html">quit their day jobs</a>. Even some well-known individuals, such as <a href="https://www.skillshare.com/classes/writing/Introduction-to-Screenwriting-for-Short-Films/637339250">James Franco</a>, tutored at one time using Skillshare.</p> <p>Of course, you don't need to limit yourself to just one online tutoring site. By signing up for a couple of them, you can increase your chances of keeping a consistent number of students.</p> <p>Another best practice is to build your own site to showcase your teaching portfolio and provide student testimonials. It's harder to find students this way, but cutting out the middleman allows you to pocket more per tutoring hour.</p> <h2>3. Freelance Writer</h2> <p>You, too can &quot;pull a Hemingway&quot; and sip wine while working on your next set of articles for an online publication. Depending on your subject expertise and writing ability, you can write for online magazines or blogs.</p> <p>There are several great blogs out there looking for quality writers. One great starting point to find writing assignments is the <a href="http://jobs.problogger.net">ProBlogger job board</a>.</p> <p>Don't think that the online medium is less demanding than more &quot;traditional&quot; ones. Before submitting your application to any blogging job, make sure to read the job posting thoroughly and understand what is required to apply. Sending an unrequested 31-page college thesis, misspelling the blog's name, or writing an unprofessional email will kill your application.</p> <p>A word of advice is that you may find that most blogs pay once a month. To avoid a potential cash crunch, you should write for a couple blogs and not just one.</p> <p><em>What are other great jobs for expats and travelers?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/the-3-best-jobs-for-expats-and-travelers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-hobbies-that-pump-up-your-resume">3 Hobbies That Pump Up Your Resume</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/could-online-teaching-be-for-you">Could Online Teaching Be For You?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/doctor-blogger">Doctor Blogger</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-clever-ways-to-sample-the-good-life">8 Clever Ways to Sample the Good Life</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-best-sites-to-help-your-kids-learn-about-money">8 Best Sites to Help Your Kids Learn About Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income blogging expats teaching traveling Tutoring working abroad Wed, 19 Aug 2015 17:00:17 +0000 Damian Davila 1524641 at http://www.wisebread.com Best Money Tips: Teaching Your Teen Financial Responsibility http://www.wisebread.com/best-money-tips-teaching-your-teen-financial-responsibility <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-teaching-your-teen-financial-responsibility" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/teen-4763695-small.jpg" alt="teens" title="teens" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on teaching your teen financial responsibility, things you should buy new, and uses for baking soda.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.mint.com/blog/how-to/ready-set-launch-6-steps-to-teaching-your-teen-financial-responsibility-0813/">Ready, Set, Launch! 6 Steps to Teaching Your Teen Financial Responsibility</a> &mdash; Teach your teen how to budget and build credit if you want them to understand financial responsibility. [MintLife Blog]</p> <p><a href="http://www.savvysugar.com/Items-Buy-New-23918595">7 Items You Should Always Buy New</a> &mdash; Always buy swimsuits and tires new. [PopSugar Smart Living]</p> <p><a href="http://www.stretcher.com/stories/01/010806e.cfm#.UgEofVO2d8c">Two Dozen Uses for Baking Soda</a> &mdash; Did you know you can use baking soda to make dishwasher powder or air freshener? [TheDollarStretcher.com]</p> <p><a href="http://money.usnews.com/money/personal-finance/articles/2013/08/06/why-cant-we-follow-simple-good-money-advice">Why Can't We Follow Simple, Good Money Advice?</a> &mdash; Sometimes it's difficult to follow good money advice because we are attempting to impress others or play a role. [US News &amp; World Report]</p> <p><a href="http://www.carefulcents.com/health-insurance-for-self-employed/">The Best Health Insurance Options for the Self-Employed</a> &mdash; If you are self-employed, look into The Freelancers Union for health insurance. [Careful Cents]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.goodfinancialcents.com/how-to-rebuild-your-credit-after-a-divorce/">How to Rebuild Your Credit After a Divorce</a> &mdash; It takes time to rebuild your credit after a divorce, so be patient! [Good Financial Cents]</p> <p><a href="http://www.freemoneyfinance.com/2010/03/a-simple-trick-to-stop-spending.html">A Simple Trick to Stop Spending</a> &mdash; If you calculate how much a certain item will cost you each year instead of per buy, it may help you stop spending. [Free Money Finance]</p> <p><a href="http://parentingsquad.com/node/2349">How to Survive a Road Trip With Baby on Board</a> &mdash; To survive a road trip with a baby, plan stops and bring toys. [Parenting Squad]</p> <p><a href="http://bargainbabe.com/anthropologie/">Save Money at Anthropologie</a> &mdash; Save money at Anthropologie by shopping the clearance section and buying discounted gift cards. [Bargain Babe]</p> <p><a href="http://www.mainstreet.com/article/retirement/how-youre-doing-your-retirement-wrong">How You're Doing Your Retirement Wrong</a> &mdash; Are you not educating yourself about investments? If so you may be doing your retirement wrong. [MainStreet]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-teaching-your-teen-financial-responsibility">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-best-sites-to-help-your-kids-learn-about-money">8 Best Sites to Help Your Kids Learn About Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-41-financial-calculators-for-major-life-decisions">Best Money Tip: 41 Financial Calculators for Major Life Decisions</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/css-is-one-source-of-college-financial-aid-you-cant-afford-to-overlook">CSS Is One Source of College Financial Aid You Can&#039;t Afford to Overlook</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-every-parent-should-know-about-the-new-college-financial-aid-rules">What Every Parent Should Know About the New College Financial Aid Rules</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/its-the-21st-century-why-is-your-money-stuck-in-the-20th">It&#039;s the 21st Century — Why Is Your Money Stuck in the 20th?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance best money tips financial responsibility teaching teen Wed, 07 Aug 2013 10:02:19 +0000 Ashley Jacobs 981091 at http://www.wisebread.com Best Money Tips: Teaching Kids About Money http://www.wisebread.com/best-money-tips-teaching-kids-about-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-teaching-kids-about-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3120816179_8ea5a4167a_z-1.jpg" alt="Teaching Kids About Money " title="Teaching Kids About Money " class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on teaching kids about money, things that are causing your bills to skyrocket, and the best ways to make extra money.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.consumerismcommentary.com/teaching-kids-money/">Teaching Kids About Money</a> &mdash; Parents should be responsible for teaching kids that money is a tool. [Consumerism Commentary]</p> <p><a href="http://www.savvysugar.com/How-Lower-Monthly-Expenses-20441848">13 Things That Are Causing Your Monthly Bills To Skyrocket</a> &mdash; Your monthly bills may be skyrocketing because you live by yourself. [SavvySugar]</p> <p><a href="http://www.freemoneyfinance.com/2012/10/best-ways-to-make-extra-money-sell-products.html">Best Ways to Make Extra Money: Sell Products</a> &mdash; Make extra money by selling eBooks or photos. [Free Money Finance]</p> <p><a href="http://moneysmartlife.com/how-to-negotiate-your-debt/">How to Negotiate Your Debt</a> &mdash; To negotiate your debt, start by asking for an interest rate reduction. [Money Smart Life]</p> <p><a href="http://www.stretcher.com/stories/00/001009j.cfm#.UHRhMUp9nCA">The Benefits of Organization</a> &mdash; One of the benefits of organization is it helps you to reduce clutter. [The Dollar Stretcher]</p> <h2>Other Essential Reading<a href="http://canadianfinanceblog.com/tips-for-deciding-how-much-you-need-for-retirement/"><br /> </a></h2> <p><a href="http://canadianfinanceblog.com/tips-for-deciding-how-much-you-need-for-retirement/">3 Overlooked Tips for Deciding How Much You Need for Retirement</a> &mdash; Don't get caught up in the 4% rule when deciding how much you need for retirement. [Canadian Finance Blog]</p> <p><a href="http://freelanceswitch.com/finding/freelance-work-on-linkedin/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+FreelanceSwitch+%28Freelance+Switch%29">5 Tips for Finding Freelane Work on LinkedIn</a> &mdash; When looking for freelance work on LinkedIn, make sure to update your headline and summary. [FreelanceSwitch]</p> <p><a href="http://www.moneyunder30.com/combined-finances-significant-other-unmarried">'I Don't...Want to Pay For That!': Tips for Managing Finances With a Significant Other Before Marriage</a> &mdash; Before you combine your finances with a significant other, address your own money management techniques and concerns with possibly combining finances. [Money Under 30]</p> <p><a href="http://bargainbabe.com/2012/10/05/we-gave-up-netflix-cheap-movie-and-tv-alternatives/">We gave up Netflix: Cheap movie and TV alternatives</a> &mdash; Use Redbox or the library as an alternative to Netflix. [Bargain Babe]</p> <p><a href="http://parentingsquad.com/ways-to-a-more-diverse-lunch-box">7 Ways to a More Diverse Lunch Box</a> &mdash; To make your child's lunch box more diverse, add an Asian Pear. [Parenting Squad]</p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-teaching-kids-about-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-best-sites-to-help-your-kids-learn-about-money">8 Best Sites to Help Your Kids Learn About Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-kids-stuff-at-a-consignment-sale">How to Sell Your Kid&#039;s Stuff at a Consignment Sale</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-bad-money-habits-youre-teaching-your-kids">4 Bad Money Habits You&#039;re Teaching Your Kids</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-tips-for-a-smooth-nanny-share">Five Tips for a Smooth Nanny Share</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/downsizing-with-kids">Downsizing With Kids</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips kids teaching Wed, 10 Oct 2012 10:24:48 +0000 Ashley Jacobs 955015 at http://www.wisebread.com Best Money Tips: Teach Your Kids about Money http://www.wisebread.com/best-money-tips-teach-your-kids-about-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-teach-your-kids-about-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3785171927_62cfe1bc55_z-1.jpg" alt="Teach Your Kids about Money" title="Teach Your Kids about Money" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on teaching your kids about money, why your tax refund may be delayed, and preparing for a layoff.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.quizzle.com/blog/2012/03/5-tricks-to-teach-your-kids-about-money/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+QuizzleWire+%28Quizzle+Wire+&raquo;+Personal+Finance+Blog%29">5 Tricks to Teach Your Kids about Money</a> &mdash; Teach your kids about money by paying them for their labor. [Quizzlewire]</p> <p><a href="http://christianpf.com/wheres-my-tax-refund-common-reasons-for-delays/">Where's My Tax Refund: Reasons for Delays</a> &mdash; Your tax refund might be a bit late because it might be getting reviewed. [Christian PF]</p> <p><a href="http://www.threethriftyguys.com/2012/03/how-to-prepare-for-a-layoff/">How to Prepare for a Layoff</a> &mdash; To prepare for a layoff, create passive streams of income. [Three Thrifty Guys]</p> <p><a href="http://savingmoneytoday.net/4-ways-a-stay-at-home-parent-can-make-extra-money/">4 Ways a Stay at Home Parent Can Make Extra Money</a> &mdash; If you are a stay at home parent, make extra money by becoming a virtual assistant. [Saving Money Today]</p> <p><a href="http://www.howisavemoney.net/daily-links/money-saving-tips-college-students/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+lulugal+%28How+I+Save+Money%29">Money Saving Tips For College Students</a> &mdash; Save money in college by opting for a credit card with low interest and make payments in a timely fashion. [How I Save Money.net]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.mangomoney.com/blog/financial-empowerment/how-to-make-money-online-part-iii-facebook">How to Make Money Online Part III: Facebook</a> &mdash; Use Facebook to make money online by becoming an affiliate. [Mango Blog]</p> <p><a href="http://www.savvysugar.com/How-Banish-Negative-Thinking-22317177">6 Ways To Banish Negative Thoughts</a> &mdash; Use a gratitude journal to eliminate negative thinking. [SavvySugar]</p> <p><a href="http://www.freemoneyfinance.com/2012/03/answer-these-six-essential-questions-to-determine-your-retirement-number.html">Answer These Six Essential Questions To Determine Your Retirement Number</a> &mdash; To determine your retirement number, ask yourself what the inflation rate will be during your retirement years. [Free Money Finance]</p> <p><a href="http://parentingsquad.com/six-semi-healthy-treats-to-make-with-yogurt">6 Sweet and Semi-Healthy Treats to Make with Yogurt</a> &mdash; Looking for a sweet and somewhat healthy treat to make with yogurt? Consider making yogurt cheesecake! [Parenting Squad]</p> <p><a href="http://www.apartmenttherapy.com/why-living-in-100-sqft-is-the-new-hottness-sxsw-2012-167905">How To Live Well in 100 Square Feet</a> &mdash; When living in a small space, focus on design and quality. [Apartment Therapy]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-teach-your-kids-about-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-best-sites-to-help-your-kids-learn-about-money">8 Best Sites to Help Your Kids Learn About Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-kids-stuff-at-a-consignment-sale">How to Sell Your Kid&#039;s Stuff at a Consignment Sale</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-bad-money-habits-youre-teaching-your-kids">4 Bad Money Habits You&#039;re Teaching Your Kids</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-tips-for-a-smooth-nanny-share">Five Tips for a Smooth Nanny Share</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/downsizing-with-kids">Downsizing With Kids</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips kids teaching Fri, 23 Mar 2012 10:00:13 +0000 Ashley Jacobs 913147 at http://www.wisebread.com 6 Ways to Get Paid to Learn http://www.wisebread.com/6-ways-to-get-paid-to-learn <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-to-get-paid-to-learn" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/paid_to_learn.jpg" alt="Woman in classroom" title="Woman in classroom" class="imagecache imagecache-250w" width="250" height="137" /></a> </div> </div> </div> <p>Getting paid to learn is a good way to keep your career skills sharp, and it may be the key to keeping your competitive edge in the future.</p> <p>Penelope Trunk earns her living by keeping her finger on the pulse of the workplace, and not long ago she let slip the secret to competing with up and coming Generation Z &mdash; <a href="http://blog.penelopetrunk.com/2011/07/12/how-to-compete-with-generation-z/">lifelong learning</a>. Trunk's advice is to start focusing on your own lifelong learning now, so you won&rsquo;t be stuck leaning on your cane when Gen-Z bursts through the office doors.</p> <p>But with a busy job and life&rsquo;s obligations, how do you find time to be continually learning? The good news is you don&rsquo;t have to go back to school or take classes to expand your skill set. Here are six things you can do to constantly be learning new skills while you make money. (See also: <a href="http://www.wisebread.com/5-ways-to-learn-a-language">5 Ways to Learn a Language</a>)</p> <h2>1. Write Articles</h2> <p>When you write how-to or news articles, you learn a lot about the topic you&rsquo;re covering. Regardless of how much you knew before you wrote the article, chances are you&rsquo;ll learn something as you research your topic.</p> <p>It used to be that you had to get a Journalism degree and go work for a newspaper to get paid for writing. You still have to show you can write thoughtful and well-researched articles in order to get paid to write. If you can prove this, then there are many opportunities to learn new things as write about them. I know many people who earn a part-time or even full-time living from freelancing or self-publishing their own articles.</p> <h2>2. Teach Your Own Course</h2> <p>Modern technology has made it possible for you to create and deliver your own course digitally. If you&rsquo;ve ever prepared a lesson or an entire course, you know that there&rsquo;s a tremendous amount of learning that goes into the process.</p> <p>Your goal as a teacher is to distill as much relevant information about the topic as you can into a concise and easily understandable package. You learn an amazing amount through your preparation &mdash; it&rsquo;s true that the best way to learn a subject is to teach it.</p> <p>You may not be able to convince anyone to pay for the first course you offer. However, if your material is good, then offering a few free courses can generate interest in a course people are willing to pay you for.</p> <h2>3. Write a Book</h2> <p>I&rsquo;ve never written a book myself, but I know many people who have. Although you may start the process thinking that you&rsquo;ll simply brain dump onto the pages of the book, you&rsquo;ll probably discover that there&rsquo;s some learning you need to do in order to do your subject justice.</p> <p>Unless you&rsquo;re a well-known expert, no one will pay you up front to write a book. However, the barriers of trading your knowledge and expertise for dollars have been greatly reduced. It used to be that you had to find a publisher to get a book out for sale. Now the ability to self-publish gives people like <a href="http://www.obliviousinvestor.com/books/">Mike Piper</a> the ability to write, publish, and sell his own books on the topics of investing, accounting, retirement, and taxes.</p> <h2>4. Work in R&amp;D</h2> <p>Constantly learning new technologies and coming up with ways to apply them is the role of research and development in many companies. Working in a R&amp;D group myself, I can say that I&rsquo;ve been paid to learn multiple new programming languages and web technologies. The R&amp;D job is the best one I&rsquo;ve ever had &mdash; I&rsquo;m always learning something new, and I get a paycheck for it every two weeks! As an added bonus, if (when) I lose my job someday, I&rsquo;ll have lots of marketable skills in my industry.</p> <h2>5. Be a Consultant</h2> <p>A relative of mine is one of the owners of a <a href="http://www.wisebread.com/tips-for-joining-an-excellent-startup-company">startup company</a>, and they hire consultants to fill specialized roles. They don&rsquo;t need a full-time employee for certain positions, but they do need the input of someone who&rsquo;s an expert in the area.</p> <p>Constant learning is a big part of being a consultant, because the people who hire you expect that you&rsquo;re up on the latest trends and technologies. Consulting gigs won&rsquo;t just fall into your lap, but if establish your expertise (through publishing articles and books or via networking), you can be well-paid to learn new skills.</p> <h2>6. Become a Professor</h2> <p>You don&rsquo;t necessarily have to earn a PhD to teach at a University. There are <a href="http://moneysmartlife.com/online-masters-degrees-career/">graduate schools</a> like Keller Graduate School and the University of Phoenix that hire people from inside the industry to teach their classes. Check out all the degrees and courses these schools offer on their websites; if you work in one of those industries and <a href="http://www.wisebread.com/3-ways-a-masters-degree-can-boost-your-career">have a Masters degree</a>, you may qualify.</p> <p>One of my former co-workers didn&rsquo;t have a Masters in Project Management, but he did hold the industry standard certification, the PMP certificate from the Project Management Institute. He was hired as an instructor at Keller, and when the new PMP test came out, he was paid to learn all the new requirements so he could teach them in his courses.</p> <p>Not all of the methods I&rsquo;ve covered provide full-time salaries. In fact, most don&rsquo;t. However, they don&rsquo;t take up all your time either. You can spend 10&ndash;15 hours a week on any of these and get paid to learn.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ben-edwards">Ben Edwards</a> of <a href="http://www.wisebread.com/6-ways-to-get-paid-to-learn">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-cheap-ways-to-increase-your-knowledge-and-earning-potential">9 Cheap Ways to Increase Your Knowledge and Earning Potential</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-great-jobs-for-college-students">10 Great Jobs for College Students</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-classes-that-can-pay-for-themselves">10 Classes That Can Pay for Themselves</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-old-knick-knacks-you-can-flip-for-easy-cash">10 Old Knick-Knacks You Can Flip for Easy Cash</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-cash-back-credit-cards">5 Best Cash Back Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training Extra Income continuing education Freelance writing teaching Mon, 03 Oct 2011 10:36:23 +0000 Ben Edwards 723187 at http://www.wisebread.com The Garden as Classroom http://www.wisebread.com/the-garden-as-classroom <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-garden-as-classroom" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/vegetables.jpg" alt="Vegetables" title="Vegetables" class="imagecache imagecache-250w" width="240" height="180" /></a> </div> </div> </div> <p>Doesn&rsquo;t it seem like there used to be more gardens? When I was a kid in the 1970s and 80s, my parents kept a huge garden by today&rsquo;s standards &mdash; a full city lot planted with corn, dill, radishes, cucumbers, potatoes, tomatoes and green peppers, all framed by a few stately and towering sunflowers. It was straight out of <em>Sunset Magazine</em>, before we knew there was a <em>Sunset Magazine</em>. I kid you not, random drivers would pull over in their mid-1970&rsquo;s Impalas or ozone-defying Fleetwoods (about as a big as the garden itself) to have a look. My mom and dad took pride in that garden, leveraging every ounce of their OCD pre-diagnoses to measure the rows carefully; and keep it fertilized, weeded, and watered, producing bumper crops every year. It wasn&rsquo;t just fruitful, it was beautiful.</p> <p>But where have all the gardens gone? When we can find them at all, they're confined to the country or to tiny single-plantings in the city. Are they shrinking with our interest, or with our time? Granted, our lives have become busier just making ends meet. Our jobs are Job One and hobby gardening has been relegated to some artisanal activity of the Martha Stewart set or act of revolution by the country homesteader. Gardens have lost their ubiquity.</p> <p>Without realizing it at the time, my brother and I learned quite a bit from that family garden, and I can&rsquo;t help but think there are a lot of kids growing up today without the valuable tutorial gardens can give. We learned how to plan a project, embrace seasonal cycles, nurture crops, grow organically, harvest, preserve, and have a decent dirt clod fight. We must have implicitly began to understand we were eating well by our own exertion and taken a certain pride in that autonomy. Even more, we were outside working as a family &mdash; tending to the garden, walking the rows, and hauling in our bounty.</p> <p>My brother and I also learned a bit about marketing and selling. It may seem quaintly bucolic by today&rsquo;s standards, but we walked door-to-door with buckets full of sweet corn, juicy red tomatoes, huge cucumbers, and potatoes, selling the extra produce to our neighbors. Our target market was anyone we could walk to with those produce-laden buckets. Back then, anyone we could manage to get to on foot was someone my parents knew and probably a person who&rsquo;d lived in the community for years. I can&rsquo;t remember if we only did cold-calls or if word got around and my parents set up our route for us, but selling was easy. Whether the produce sold itself or folks were charmed by our little business model, we always came home with pockets full and buckets empty.</p> <p>Here&rsquo;s the clincher (and don&rsquo;t roll your eyes; it&rsquo;s all true): My brother and I used our &quot;bucket fund&quot; as spending money at the State Fair every year. The cherry on this whole learning sundae was money management. Those quarters and dollars were all saved for a purpose and by August we were quite the fat cats on the roller coaster and giant slide &mdash; two little bucket boys on a corporate holiday. My parents must have had wry smiles on their faces at the genius of their method: exercise, sunshine, green thumbs, an organic diet, and money management skills all courtesy of a single garden every year. Brilliant.</p> <p>I&rsquo;m encouraged by the new Lawns-to-Gardens Movement and by what appears to be a growing locavore mentality. It may just revive our nation&rsquo;s gardens and take a few kids out of the lawn-mower business and put them in sun hats behind tillers.<em> Vive le jardin</em>!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/the-garden-as-classroom">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-best-sites-to-help-your-kids-learn-about-money">8 Best Sites to Help Your Kids Learn About Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/everything-you-need-to-know-about-cloth-diapers">Everything You Need to Know About Cloth Diapers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-my-hoarder-family-saved-christmas">How My Hoarder Family Saved Christmas</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-paths-to-a-greener-back-to-school-season">6 Paths to a Greener Back-to-School Season</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-fun-money-apps-for-kids">10 Fun Money Apps for Kids</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Green Living city gardens gardening kids teaching Tue, 28 Dec 2010 14:00:10 +0000 Kentin Waits 395103 at http://www.wisebread.com Teach Your Way Around the World http://www.wisebread.com/teach-your-way-around-the-world <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/teach-your-way-around-the-world" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/sunrise.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="187" /></a> </div> </div> </div> <p>You&rsquo;re itching to hit the road, but can&rsquo;t find the funds to do it. Still, you have some unexpected, maybe unwanted, free time on your hands and an urge to see the world. Now&rsquo;s the time to check out the teaching abroad scene. Loads of jobs await in places near and far. From just across the border in Mexico to the furthest reaches of the Polynesian Islands, opportunities abound. All you have to do is get a few key elements in order and you can be off on the adventure of a lifetime.</p> <p><strong>Bachelor&rsquo;s Degree</strong></p> <p>Having a Bachelor&rsquo;s degree is the first step to hitting the road as an English instructor. In fact, in many cases, whether you have one or not will determine if you are even eligible to teach in a particular country. Some places, such as South Korea and Japan, require only a Bachelor&rsquo;s degree and no other ESL teaching certification. So once you polish off this degree, you&rsquo;re well on your way. It doesn&rsquo;t even matter what subject you study, although if you have a degree in Education or English Teaching, it could give you a boost in an employer&rsquo;s eyes.</p> <p><strong>English Teaching Certification</strong></p> <p>Other countries, such as Vietnam and Indonesia, require additional training. For Vietnam, you have to have a TEFL, Teaching English as a Foreign Language, certification. While you may be able to find a job without one, it&rsquo;s more difficult and you have less access to the higher paying gigs. Working your way through the maze of certification programs can be a true challenge. Best option? Choose the country or culture you&rsquo;d like to immerse yourself in and research what you need to do to get there.</p> <p>If you already know where you want to go, sweet! You can browse through programs for <a href="http://www.oxfordseminars.com/">TEFL</a>, <a href="http://www.english-international.com/CELTA.html">CELTA</a>, or <a href="http://www.tesoltraining.net/">TESOL</a> certification programs and get to it. Go for the hands on, face-to-face courses and avoid the online ones, which employers don&rsquo;t regard very highly. It shouldn&rsquo;t take you more than a month or so part-time to polish off a course.</p> <p><strong>Sweet Spots</strong></p> <p>Once you&rsquo;re all schooled up and certified, you can get straight to the job hunt. Excellent places to start are <a href="http://www.eslcafe.com/">Dave&rsquo;s ESL Café</a>, especially if you&rsquo;re interested in teaching in Korea, China and other parts of Asia. <a href="http://www.tefl.com/">TEFL.com </a>also offers a wealth of opportunities around the world, as does <a href="http://www.transitionsabroad.com/listings/work/esl/index.shtml">Transitions Abroad</a>. And those are just a few of the sites around. Search around and see what else you can find.</p> <p>For more formalized experiences and the support of an established organization, you can check out the <a href="http://www.peacecorps.gov/">Peace Corps</a>, <a href="http://www.jetprogramme.org/">JET in Japan</a>, Georgetown University&rsquo;s <a href="http://elf.georgetown.edu/">English Language Fellow Program</a>, or even some of the <a href="http://fulbright.state.gov/">Fulbright</a> programs.</p> <p>Some countries, especially places like Taiwan or some places in Eastern Europe, don&rsquo;t respond to applications from afar. It&rsquo;s easier to fly out and make an appearance in person to apply for a job. You&rsquo;re taking a bigger risk by doing that, but if you have the funds and the time for it, it&rsquo;ll give you a chance to see if you like the country and to find an employer you really like.</p> <p><strong>Caveats</strong></p> <p>A downside of finding an ESL teaching job in another country is that you never know what you&rsquo;re going to get when you get there. Sure, the ad sounds great, the interview goes well, and the money looks solid. But be prepared for anything once you hit the ground. Sometimes the housing isn&rsquo;t what was promised or the hours are more than expected.</p> <p>To mediate these challenges, make sure to do as much research as possible beforehand. Hit some job forums like the ones that Dave&rsquo;s ESL Café has, and see if anyone knows about the school you&rsquo;re talking to. Ask the school for the names and email addresses or phone numbers of people who are currently working there or have worked there in the past. Do a few online searches to see what comes up. It never hurts to have more information. It may not change your decision or what happens when you get there, but at least you have a bigger picture idea of what&rsquo;s going on.</p> <p>If you can rustle up a few contacts &ndash; friends of friends of friends or acquaintances who know people in the spot where you&rsquo;re going &ndash; even better. You can get some seriously authentic takes on what to expect and make a few new friends along the way.</p> <p>So get researching and studying. Soon you&rsquo;ll be off on a super adventure, work-cation style. &nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sasha-a-rae">Sasha A. Rae</a> of <a href="http://www.wisebread.com/teach-your-way-around-the-world">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/yes-you-can-travel-with-ease-and-without-guilt">Yes You Can!: Travel With Ease and Without Guilt</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-times-of-year-to-travel-anywhere">The Best Times of Year to Travel Anywhere</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-places-to-travel-while-the-dollar-is-strong">5 Places to Travel While the Dollar Is Strong</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-saved-enough-for-a-down-payment-while-working-in-china">How I Saved Enough for a Down Payment While Working in China</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-and-cheap-things-to-do-in-champaign-urbana">Free and cheap things to do in Champaign-Urbana</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Travel Art and Leisure international travel teaching Thu, 18 Mar 2010 14:00:02 +0000 Sasha A. Rae 5893 at http://www.wisebread.com Could Online Teaching Be For You? http://www.wisebread.com/could-online-teaching-be-for-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/could-online-teaching-be-for-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/DSCN3324.JPG" alt="" title="" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <h3>What is online teaching about?</h3> <p>Both private and public universities now have online degree programs &mdash; some were/are traditional brick and mortar institutions while others are predominantly online. If you do a search for schools to teach for online you&rsquo;ll find a great many of them available. What you are doing is delivering a class in a different medium to a slightly different demographic than you might be use to. Online students are often single mothers, military personnel, older students who&rsquo;ve gone as far as they can go in their careers without a degree. They are all coming to you now because they have a very specific goal in mind &mdash; to get that degree and get on with their lives. The material itself might be no different than the traditional classroom but the delivery and demographic are (the median age is 33, for example). So, flexibility is a big deal with most private schools that are marketing their institutions as those that can work with adults going back to school.</p> <h3>Why teach online?</h3> <p>Why not is more like it. I started this because I had two small children who were preschool age and I didn't want to leave them in the care of strangers. Nowadays I can go on vacations like the photo indicates, and I can still check in and spend a few late nights in a motel catching up. Not that vacations happen so often but it's good to know I don't have to be tied down to specific times.</p> <h3>What&rsquo;s should an online instructor look for in an institution?</h3> <p>At first they tend to all sound the same. They are paying you as an adjunct to teach for them. But realize that you do yourself and the whole adjunct world a disservice by selling yourself too cheaply. Shop around and don&rsquo;t be afraid to ask questions! Most online situations are non-union. That might not sound like a big deal to you upfront but it can become an issue later. Most institutions hire and <a href="http://www.wisebread.com/lost-my-job-tips-for-the-recently-laid-off" title="Help - I Lost My Job!">fire</a> at will and contracts are on a term to term basis. Even so, adjuncts can develop long term relationships with institutions and get into a regular routine of teaching year round for them.</p> <h3>What things they should offer?</h3> <p>401K or retirement plan, medical insurance coverage, and advancement possibilities are a few. Most important to you should be the advancement possibilities. Some institutions do not offer anything in the way of advancement and that can make the whole gig get old fast. Tuition assistance, reimbursements for calls to students or a calling card, updated software, equipment (some require audio seminars and headphones or video conferencing), good tech support, reimbursement for conferences, subscriptions to trades in your field, and advancement based on your work in your field are often available.</p> <h3>What should they have in place at their institution?</h3> <p>You want a school that has an actual department in your field and regular department meetings. For example, I work for a school that has great instructor input. We have regular staff meetings and help shape the content and curriculum for our department which is lead by someone in our field. That might sound like a no brainer but often times online universities group their courses and departments not by the traditional Letters and Sciences model but by an arbitrary arrangement. One school I quit working for used to drive me crazy by having people whose degrees were in marketing and education in control of the English teachers. It felt like we didn't even speak the same language.</p> <h3>What is their schedule?</h3> <p>Each school will have a different schedule &mdash; not the traditional semester. One school I love working for does 4-Week intensives. You teach one class at a time at a max of six per year. Nine and six weeks courses seem to be the most common. You also need to consider what the requirements of your time will be. Some programs will have the instructor set the due dates for every assignment and leave it up to you to decide on when to grade within each week. Others are maniacal about what you do on which day. Some have synchronistic once a week seminars so everyone can touch base. Make sure that you can function within the given schedule or else it'll be a headache for you!</p> <h3>Big Brother vs. Autonomy Adjuncts</h3> <p>I think the one thing that has become the most important to me is autonomy. In a traditional setting autonomy is paramount, but online anyone can look into your classroom for any reason at any time. Find out what the policies are at the institution you are interested in. If I don't feel like I have academic freedom, I can't function in the classroom. If it doesn't bother you that people who aren't in your field are looking into your classroom and commenting on what they perceive is good or bad teaching practices, then you can be less discerning.</p> <h3>The Big Benefit</h3> <p>By and large the best thing about online teaching is actually two things. I've met some students who are truly amazing with hard knock lives that have been willing to put in the time to get their education. They struggle with lives that are far more complicated than mine was when I was going to school. I don't know how they do it. Often times I find it inspirational to be part of their education. The big benefit for me is my income isn't' tied to my local economy. Living in a rural area where unemployment is high, I find my online work to really be a life saver! With budget cuts at my local community college, it's good to have something else to depend on for income. Being an online instructor helped me stay home with my kids and has kept daycare to a minimum.</p> <h3>Starting your search</h3> <p>A good place to start is <a href="http://www.adjunctnation.com">Adjunct Nation</a>. Also Google the particular college or university you are interested in and read up on what other teachers are saying. Some are easy to start working for because they rather have you have experience in your field than teaching experience &mdash; which makes it easier to start. Questions on more specifics? Leave a comment here and I'll be happy to give you my opinion or direct you to someone I know.</p> <p>Good luck on your quest to become an online instructor.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/maggie-wells">Maggie Wells</a> of <a href="http://www.wisebread.com/could-online-teaching-be-for-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-15"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/college/cost-of-college">Calculating the Cost of College</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-spending-3-on-you-will-advance-your-career">Here&#039;s How Spending 3% On You Will Advance Your Career</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-succeed-as-an-online-student">How to Succeed as an Online Student</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/college/federal-student-loans">Federal Student Loans</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/college/college-savings-bonds">Series I and Series EE U.S. Savings Bonds</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income education online instruction online teaching supplemental income teaching Sun, 10 Jan 2010 17:00:05 +0000 Maggie Wells 4540 at http://www.wisebread.com