smartphone apps http://www.wisebread.com/taxonomy/term/11868/all en-US 14 Smartphone Apps That Make Self-Care a Snap http://www.wisebread.com/14-smartphone-apps-that-make-self-care-a-snap <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/14-smartphone-apps-that-make-self-care-a-snap" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/morning_exercise_in_megacity.jpg" alt="Morning exercise in megacity" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Who has time for self-care these days? Whether our days are full of work or caring for family members, it's legitimately hard to find the time to prioritize our most basic needs. And while constant smartphone use is not known for being a healthy habit, our phones can make self-care a whole lot easier. Here are some apps that can help you unwind and take better care of your body throughout your busy day. (See also: <a href="http://www.wisebread.com/9-simple-acts-of-self-care-for-the-sandwich-generation?ref=seealso" target="_blank">9 Simple Acts of Self-Care for the Sandwich Generation</a>)</p> <h2>1. MyFitnessPal</h2> <p><a href="https://www.myfitnesspal.com/" target="_blank">MyFitnessPal</a> is one of the best food/exercise/hydration tracker apps out there. It has a massive food database to input your meals, and you can also add your own recipes and nutrition info. The app also helps you set goals for better rest, water intake, and weight loss. The best part, though, is that you can connect with friends to set up challenges or keep each other accountable. (See also: <a href="http://www.wisebread.com/6-apps-that-pay-you-to-workout?ref=seealso" target="_blank">6 Apps That Pay You to Workout</a>)</p> <h2>2. Yoga Studio</h2> <p>Not up for leaving the house, but still need to fit in a workout? Use <a href="http://www.yogastudioapp.com/" target="_blank">Yoga Studio</a> to get your sweat on. You can pick your level and the length of the class, or choose a class by instructor. The videos are beautiful and simple, and the app offers a free two-week trial to test before you buy. (See also: <a href="http://www.wisebread.com/5-things-yoga-can-teach-you-about-money?ref=seealso" target="_blank">5 Things Yoga Can Teach You About Money</a>)</p> <h2>3. Headspace</h2> <p><a href="https://www.headspace.com/" target="_blank">Headspace</a> is one of the most popular guided meditation apps out there. This will teach you how to meditate effectively. Headspace is designed for all levels of meditators, so you can use it and benefit from it even if you've never done it before. (See also: <a href="http://www.wisebread.com/6-ways-meditation-can-make-you-a-money-master?ref=seealso" target="_blank">6 Ways Meditation Can Make You a Money Master</a>)</p> <h2>4. Calm</h2> <p><a href="https://www.calm.com/" target="_blank">Calm</a> is another meditation app, but this one is specifically designed to help you decrease your anxiety and get better sleep. Follow guided meditations, learn to focus on your breathing, and you should feel better and rest easier.</p> <h2>5. Insight Timer</h2> <p><a href="https://insighttimer.com/" target="_blank">Insight Timer</a> is a free meditation app, although unlike Headspace, it is designed more for those who have meditated before. Follow guided meditations, track your progress, and meditate alone or with groups. (See also: <a href="http://www.wisebread.com/treat-yourself-with-these-7-free-self-care-routines?ref=seealso" target="_blank">Treat Yourself With These 7 Free Self-Care Routines</a>)</p> <h2>6. Breathing Zone</h2> <p>This app helps you slow and control the pace of your breathing for mindful meditation. <a href="http://www.breathing.zone/" target="_blank">Breathing Zone</a> offers a simple graphic that you can breathe along with to help you visualize the breaths leaving and entering your body. The app also analyzes your breathing rate, so you can see where you start and where you finish. (See also: <a href="http://www.wisebread.com/you-might-be-breathing-wrong-heres-what-you-should-do-instead?ref=seealso" target="_blank">You Might Be Breathing Wrong &mdash; Here's What You Should Do Instead</a>)</p> <h2>7. Acupressure: Heal Yourself</h2> <p>If you are stressed, anxious, or not sleeping well, acupressure may be able to help. The <a href="https://itunes.apple.com/us/app/acupressure-heal-yourself/id429680650?mt=8" target="_blank">Heal Yourself</a> app shows you the different pressure points that you can massage, and how to do it right. (See also: <a href="http://www.wisebread.com/5-ways-self-care-can-actually-save-you-money?ref=seealso" target="_blank">5 Ways Self Care Can Actually Save You Money</a>)</p> <h2>8. Start Stretching</h2> <p><a href="https://itunes.apple.com/us/app/start-stretching/id827568897?mt=8" target="_blank">Start Stretching</a> is another great how-to app for deep relaxation. If you are feeling tight, or that something isn't right in your body, stretching can instantly help you feel better. You will learn stretches associated with specific muscle groups and types of pain with this app. (See also: <a href="http://www.wisebread.com/10-easy-ways-to-work-stretching-into-your-daily-routine?ref=seealso" target="_blank">10 Easy Ways to Work Stretching Into Your Daily Routine</a>)</p> <h2>9. SleepBot</h2> <p><a href="https://mysleepbot.com/" target="_blank">SleepBot</a> is marketed as an alarm, but it actually tracks your sleep for you so it can wake you at the best time, based on your sleep cycles. It also tracks your sleep debt (how short you are on sleep) and will note or record any sounds above a certain level, so you can determine if you are snoring or talking in your sleep. (See also: <a href="http://www.wisebread.com/get-better-sleep-with-these-5-great-sleep-tracking-apps?ref=seealso" target="_blank">Get Better Sleep With These 5 Great Sleep-Tracking Apps</a>)</p> <h2>10. Sleep Cycle</h2> <p><a href="https://www.sleepcycle.com/how-it-works/" target="_blank">Sleep Cycle</a> is similar to SleepBot, though it doesn't track sleep debt or record sounds. It does, however, offer more in-depth charts of your sleep patterns. Try them both and see what works best for you.</p> <h2>11. Relax Melodies</h2> <p>If you struggle to fall asleep, <a href="https://www.ipnos.com/apps/relax-melodies/" target="_blank">Relax Melodies</a> can help. It offers all sorts of different sounds that you can play individually or combine into a set of sounds that will help you sleep. Choose everything from rain forest sounds to a binaural beat, and play your mix alongside a guided meditation. You can set a timer, too, so your mix doesn't play all night. (See also: <a href="http://www.wisebread.com/the-5-best-white-noise-machines?ref=seealso" target="_blank">The 5 Best White Noise Machines</a>)</p> <h2>12. Lumosity</h2> <p><a href="https://www.lumosity.com/" target="_blank">Lumosity</a> is free to start, and it exercises and trains your brain so it can function at a higher level. It takes your baseline, then offers you games and exercises to help your mind work better. As you go on in the program, some of the exercises do come with an extra cost. The designers work with scientists to make sure you are getting the best brain training out there to keep you mentally sharp into your golden years.</p> <h2>13. Gratitude Journal</h2> <p><a href="http://welovemojo.com/" target="_blank">Gratitude Journal</a> provides a place to note five things a day that you are grateful for. Since being grateful is supposed to make us happier and healthier, this app can help us achieve those goals. It's easy to use and lets you go back to see what you've been grateful for in the past, too. (See also: <a href="http://www.wisebread.com/7-ways-a-mindfulness-journal-can-fix-your-life?ref=seealso" target="_blank">7 Ways a Mindfulness Journal Can Fix Your Life</a>)</p> <h2>14. Happify</h2> <p><a href="https://my.happify.com/" target="_blank">Happify</a> provides you with games and activities to help you learn to control your thoughts and feelings, based on scientific research. This is called building resilience, and is key to feeling confident, competent, and in control of your life. You learn your initial happiness score, then participate in activities designed to raise that. You can track your happiness over time and learn what helps and what doesn't. (See also: <a href="http://www.wisebread.com/8-stress-relief-items-you-need-in-your-life-that-are-under-20?ref=seealso" target="_blank">8 Stress Relief Items You Need in Your Life That Are Under $20</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/14-smartphone-apps-that-make-self-care-a-snap">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-easy-ways-to-fix-your-whole-life-this-summer">11 Easy Ways to Fix Your Whole Life This Summer</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-health-benefits-to-growing-a-garden">6 Surprising Health Benefits of Growing a Garden</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-age-well-for-0">10 Ways to Age Well for $0</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-apps-that-pay-you-to-workout">6 Apps That Pay You to Workout</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-nutrition-labels-are-about-to-get-better">How Nutrition Labels Are About to Get Better</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Health and Beauty Technology exercise healthy eating healthy lifestyle healthy living apps meditation apps self-care self-care apps smartphone apps Tue, 17 Oct 2017 08:00:07 +0000 Sarah Winfrey 2037242 at http://www.wisebread.com 10 Smartphone Apps That Can Help You in an Emergency http://www.wisebread.com/10-smartphone-apps-that-can-help-you-in-an-emergency <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-smartphone-apps-that-can-help-you-in-an-emergency" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/afro_american_woman_calling_911.jpg" alt="Afro American woman calling 911" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>They say there's an app for everything, but the best ones are the apps that'll get you out of a bind when emergency strikes. From video doctors that can diagnose a condition over the phone, to help finding a bathroom when you've <em>really</em> gotta go, these 10 apps have your back in your time of need. (See also: <a href="http://www.wisebread.com/organize-8-key-areas-of-your-life-with-these-17-smart-apps?ref=seealso" target="_blank">Organize 8 Key Areas of Your Life With These 17 Smart Apps</a>)</p> <h2>1. First Opinion</h2> <p>If you have a medical condition that needs an expert opinion but doesn't necessarily warrant a visit to your primary care physician or a trip to the hospital, <a href="https://firstopinionapp.com/" target="_blank">First Opinion</a> can help. This chat app allows you to talk to a doctor and send photos for free &mdash; with no insurance required. In some states, an extended plan is available for $39/month that provides prescriptions, labs, diagnoses, and doctor's notes.</p> <p>&quot;There have been many times over my three years using the app that it has come in clutch, but none more so than after I developed acid reflux and started having chest pain,&quot; said one user. &quot;I was able to message my doctor within minutes and get triage that helped me make decisions about whether the pain required the ER, urgent care, or just some R&amp;R. There have been several occasions where this app has saved me money and guided me towards healthier options.&quot;</p> <h2>2. Keeper Security</h2> <p>This password manager app can ease the stress of your incapacitation or death by allowing a trusted friend and/or family member access to your important digital information &mdash; should it be required &mdash; by providing them the passwords to your important accounts. With <a href="https://keepersecurity.com/" target="_blank">Keeper Security</a>'s Emergency Access feature, you can add or remove anyone at any time and adjust the waiting period for access to the vault (you'll probably want to make sure you're not coming back any time soon before you let someone rummage through your online life; just my humble opinion), all while maintaining the highest level of privacy and encryption.</p> <h2>3. LifeSite Vault</h2> <p>You'll have all your important documents at your fingertips &mdash; insurance policies, health information, and more &mdash; via the <a href="http://www.lifesite.co/" target="_blank">LifeSite Vault app</a>, which features categorization, collaboration, and document scanning functionality. Just point and shoot to capture, organize, store, and share your important info. Like Keeper Security, users can grant access to people they trust in case they need to access information on your behalf.</p> <p>LifeSite founder and CEO put it to practice when his own dad suffered a heart attack and the hospital needed medical information in the ER. He was able to access it immediately, which saved a ton of time &mdash; and his father's life.</p> <h2>4. Visual 911+</h2> <p>Juan Cienfuegos invented <a href="http://www.triagelights.com/visual-911/" target="_blank">Visual 911+</a> after witnessing Katrina survivors signaling for help from their rooftops and wondering how anyone would see them at night.</p> <p>At its most basic, this free app serves as a flashing-light device that is not dependent on network connectivity or power from the grid. If power/networks are up, however, it will transmit an email to your &quot;lifelines&quot; &mdash; people you designate to alert when you're in peril &mdash; letting them know you are in alert status. The email includes a link to Google Maps showing your general GPS location along with instructions to hone in on you by searching for the visual signal coming from your phone. Visual 911+ features several different color-coded emergency modes for various situations, like red for children, green for people with special needs, blue for adults, yellow for pets, and white for general help.</p> <h2>5. OrthoNOW</h2> <p>Got a bum foot that renders you unable to drive yourself to the orthopedist? <a href="https://www.orthonowcare.com/free-new-orthonow-mobile-app/" target="_blank">OrthoNOW</a>, the nation's only orthopedic urgent care franchise, launched an update to its free mobile app last year which included a partnership with Uber, so patients who couldn't drive themselves to the care centers could order a ride. The feature works as an added value to the original On My Way NOW feature that lets patients notify the center that they are en route, the reason for their visit, and expected arrival time. Patients can also send photos of their injury before arrival, so doctors at the center will be prepared when they get there. They currently have centers in Florida and Georgia and soon will be expanding to new states.</p> <h2>6. Manything</h2> <p>If you can't afford an expensive home security system, <a href="https://manything.com/" target="_blank">Manything</a> might solve your problem. This app turns any old recycled smartphone with Wi-Fi capabilities and a working camera into a security device with motion detectors that will alert you via text if anything is amiss at your residence. The basic plan is free, and Cloud Recording plans start at $2.99 for two days, perfect for when you leave town for a weekend. Monthly plans are $5.99 for one camera, and $9.99 for two cameras.</p> <h2>7. Avenza Maps</h2> <p>Have you heard those stories about travelers taking wrong turns in their vehicles in national parks or the desert and getting lost for days on end before being rescued? <a href="http://www.avenza.com/pdf-maps" target="_blank">Avenza Maps</a> doesn't want that to happen to you. The app uploads high-quality maps to your phone, which rely on your phone's GPS signal instead of data or Wi-Fi, so you can access them wherever you are, regardless of signal strength. Some maps are free, while others are typically less than $5, and they're specialized for hiking, recreation, national parks, tourists, transit, and more. Once the map is on your phone, you can drop place markers, record GPS tracks, and find specific coordinates &mdash; like the nearest ranger station or hospital in an emergency.</p> <h2>8. iPee Address</h2> <p>We've all been there before: having to pee so bad it hurts, when there's no public restroom in sight. Instead of getting turned down by every store in the vicinity whose owners have zero compassion for much-needed bathroom breaks, check out the cleverly named <a href="https://www.ipeeaddress.com/" target="_blank">iPee Address</a>. For a 99-cent download fee, the app will locate the nearest available restrooms &mdash; virtually anywhere you are in the world &mdash; so you can relieve yourself in a toilet instead of the sidewalk.</p> <h2>9. Shortcut</h2> <p>&quot;Emergency&quot; is a relative concept, and I often have haircut emergencies. Like, I need to get one <em>now</em>. If you drive by a Great Clips and it's closed hours before you're serving as best man in a wedding, never fear. The <a href="https://www.getshortcut.co/" target="_blank">Shortcut</a> on-demand haircut app connects you with a barber with the flick of a finger so you can get a shape-up lickety-split.</p> <h2>10. EFynch.com</h2> <p>Many home improvement and handyman projects can wait until you identify the right contractor for the job at the right price. Sometimes, however, you need help in a jif &mdash; like when you need a hornet's nest removed or help boarding windows before a big storm.</p> <p>&quot;We have a unique system that not only seeks to find someone that is already working in your neighborhood to provide fast and efficient service, but we have developed a way to contact several available guys and obtain competitive pricing so the homeowner can hire someone who is 'happy to have the work' instead of 'eager to charge an emergency fee,'&quot; says <a href="https://www.efynch.com" target="_blank">Efynch.com</a> founder Teris Pantazes.</p> <p>The app launched in October 2016 and has completed nearly 1,000 projects to date.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F10-smartphone-apps-that-can-help-you-in-an-emergency&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F10%2520Smartphone%2520Apps%2520That%2520Can%2520Help%2520You%2520in%2520an%2520Emergency.jpg&amp;description=10%20Smartphone%20Apps%20That%20Can%20Help%20You%20in%20an%20Emergency"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/10%20Smartphone%20Apps%20That%20Can%20Help%20You%20in%20an%20Emergency.jpg" alt="10 Smartphone Apps That Can Help You in an Emergency" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/10-smartphone-apps-that-can-help-you-in-an-emergency">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/organize-8-key-areas-of-your-life-with-these-17-smart-apps">Organize 8 Key Areas of Your Life With These 17 Smart Apps</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-11-best-parking-apps-for-your-city">The 11 Best Parking Apps for Your City</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-apps-that-pay-you-to-workout">6 Apps That Pay You to Workout</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-apps-that-monitor-your-credit-for-you">7 Apps That Monitor Your Credit for You</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-dumb-places-you-re-leaving-your-money">6 Dumb Places You’re Leaving Your Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology 911 apps emergency get help helpful apps smartphone apps Wed, 23 Aug 2017 09:00:06 +0000 Mikey Rox 2007636 at http://www.wisebread.com Organize 8 Key Areas of Your Life With These 17 Smart Apps http://www.wisebread.com/organize-8-key-areas-of-your-life-with-these-17-smart-apps <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/organize-8-key-areas-of-your-life-with-these-17-smart-apps" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-540566958.jpg" alt="Woman organizing her life with smart apps" title="" class="imagecache imagecache-250w" width="250" height="142" /></a> </div> </div> </div> <p>There's no doubt the phone in your pocket is a great time killer while in a crowded waiting room, but the truth is that smartphones are actually amazing little tools that can really improve your productivity &mdash; both personally and professionally. Here are eight tasks you can do on your phone, with the help of 17 apps, that will help you organize your life and even boost your savings account with almost no effort on your part. (See also: <a href="http://www.wisebread.com/the-10-best-productivity-apps-for-really-busy-people-like-you?ref=seealso" target="_blank">10 Great Productivity Apps for Really Busy People Like You</a>)</p> <h2>Track Your To-Do List</h2> <p>Skip the Post Its, notepads, and notes scribbled on napkins. Take your pick of task management apps, depending on how simple or robust you'd like it. Some will integrate with your calendar while others can be shared with friends and family. Find the one that will keep you on task and ditch the pen and paper for good.</p> <h3>1. Wunderlist</h3> <p><a href="https://www.wunderlist.com/" target="_blank">Wunderlist</a> allows you to create to-do lists, set due dates and reminders, and even assign to-dos for others.</p> <h3>2. Todoist</h3> <p><a href="https://itunes.apple.com/us/app/todoist-todo-list-for-organizing-work-and-errands/id572688855?mt=8" target="_blank">Todoist</a> manages all of your projects &mdash; both personal and professional. You can also seamlessly manage all your tasks and events from any device.</p> <h3>3. Any.do</h3> <p><a href="https://itunes.apple.com/us/app/any-do-to-do-list-calendar-reminders-tasks/id497328576?mt=8" target="_blank">Any.do</a> lets you link your calendar and to-do lists, so you always know what's coming up. You can set reminders for both so you never lose track of deadlines again.</p> <h2>Log Your Time</h2> <p>Have you ever wondered how much time you waste every day on things like social media or TV? The first step to managing your time effectively is understanding how your time is currently being spent, and where it's being wasted. Use a time tracker app to determine where your time is going. Some apps will work in the background, automatically gathering data on where you spend your time, whereas others allow you to manually select activities.</p> <h3>4. Awesome Time Logger</h3> <p><a href="https://itunes.apple.com/us/app/awesome-time-logger-free/id663656917" target="_blank">Awesome Time Logger Free</a> features an intuitive interface that allows you to quickly track and log your time throughout the day and get custom reports that you can use to improve productivity.</p> <h3>5. My Hours</h3> <p><a href="https://myhours.com/#features" target="_blank">My Hours</a> works as a stop watch, tracking time you spend on each task. The app also allows you to assign billing to hours if you are a freelancer or contractor.</p> <h3>6. Toggl</h3> <p>While <a href="https://toggl.com/features" target="_blank">Toggl</a> is an ideal time tracker for teams, it's also great for individuals seeking an easy way to track time spent on tasks and bill accordingly.</p> <h2>Take Notes</h2> <p>There are few things more frustrating than needing to jot something down, and not having a pen and paper to do so. But luckily, this is 2017, and you no longer need traditional writing tools to record your thoughts. Note taking apps have moved way beyond just allowing you to type a few words on a file. Some allow you to create useful filing systems, set reminders, collaborate and share with others, and include everything from links to photos to screenshots.</p> <h3>7. Evernote</h3> <p><a href="https://evernote.com/" target="_blank">Evernote</a> lets you create full project to-do lists that can be shared across multiple platforms.</p> <h3>8. Google Keep</h3> <p><a href="https://keep.google.com/u/0/" target="_blank">Google Keep</a> allows you to take quick notes, add lists, photos, and voice memos to track your every thought. Seamless integration with Google Docs makes it easy to turn those quick notes into longer documents.</p> <h2>Organize Your Projects</h2> <p>You're busy. I'm busy. We're all endlessly busy. Sometimes we don't even know where to start, when to stop, and how much to do. Use time management apps that will allow you to schedule your tasks throughout your day.</p> <h3>9. Trello</h3> <p><a href="https://trello.com/platforms" target="_blank">The Trello</a>&nbsp;app helps you create &quot;boards&quot; for all the projects you're currently working on and lets you easily add notes, to-do lists, photos, videos, and even customized workflows for your projects.</p> <h3>10. Asana</h3> <p><a href="https://asana.com/" target="_blank">Asana</a> lets you track projects from start to finish, and easily chat with project collaborators as you go along.</p> <h2>Protect Your Passwords</h2> <p>In an era of cyber security breaches and identity thieves running amok with personal information, protecting passwords has become serious business. You want to make sure your passwords don't all match, are not easy to guess, and are updated frequently enough to protect yourself from data hacks. But you also need a way to remember or access all those secure passwords! There's an app for that.</p> <h3>11. Keeper</h3> <p><a href="https://keepersecurity.com/" target="_blank">Keeper</a>&nbsp;creates, organizes, and auto-fills strong passwords on your behalf for all your accounts.</p> <h3>12. LastPass</h3> <p><a href="https://www.lastpass.com/" target="_blank">LastPass</a> keeps all of your precious passwords in one safe space, and alerts you to any duplicate passwords that may put you at risk for being hacked.</p> <h2>Control Your Documents</h2> <p>Even after signing up for paperless delivery for all our accounts, we still can't escape the daily receipts, business cards, and other documents that we end up collecting on a daily basis. Use an app to quickly scan and file these away.</p> <h3>13. Shoeboxed</h3> <p><a href="https://www.shoeboxed.com/" target="_blank">Shoeboxed</a>&nbsp;lets you scan receipts and business cards, track mileage, and even send expense reports with receipt images attached.</p> <h2>Save Effortlessly</h2> <p>If you've made it a financial priority to build up your savings accounts in 2017, you know it can take time and due diligence to make it happen. Personal finance apps help you manage your money, pay your bills on time, and also effortlessly save money.</p> <h3>14. Acorns</h3> <p><a href="https://www.acorns.com/" target="_blank">Acorns</a> automatically funds your savings for you by rounding up your purchases and adding the change to your Acorns savings account. They'll even invest the &quot;change&quot; for you so you can potentially make much more than what your savings account is currently paying. (See also: <a href="http://www.wisebread.com/heres-what-i-learned-about-money-after-using-acorns?ref=seealso" target="_blank">Here's What I Learned About Money After Using Acorns</a>)</p> <h3>15. Digit</h3> <p><a href="https://itunes.apple.com/us/app/digit-save-money-automatically-without-a-budget/id1011935076?mt=8" target="_blank">Digit</a> is the perfect savings sidekick. Once you link the app to your checking account, Digit analyzes your spending and sets aside small amounts of cash to save. (See also: <a href="http://www.wisebread.com/can-a-robot-called-digit-really-help-you-save-more?ref=seealso" target="_blank">Can a Robot Called Digit Really Help You Save More?</a>)</p> <h2>Schedule Appointments</h2> <p>Tired of having to open up your calendar each time a meeting request comes in via email or text? Integrate your emails and even your text messages with your favorite calendar app to see everything in one place.</p> <h3>16. Gyst</h3> <p>Quickly determine potential meeting dates with <a href="http://gystapp.com/" target="_blank">Gyst</a>, both with friends and business colleagues by linking your text messages and emails with your calendar.</p> <h3>17. Handle</h3> <p><a href="https://itunes.apple.com/us/app/handle-to-do-list-inbox-and-calendar-management/id766063605?mt=8" target="_blank">Handle</a> does just what it says and handles your life by linking your emails, to-do lists, and calendar, so you always know what's expected of you and where you need to be.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Forganize-8-key-areas-of-your-life-with-these-17-smart-apps&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FOrganize%25208%2520Key%2520Areas%2520of%2520Your%2520Life%2520With%2520These%252017%2520Smart%2520Apps.jpg&amp;description=Organize%208%20Key%20Areas%20of%20Your%20Life%20With%20These%2017%20Smart%20Apps"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Organize%208%20Key%20Areas%20of%20Your%20Life%20With%20These%2017%20Smart%20Apps.jpg" alt="Organize 8 Key Areas of Your Life With These 17 Smart Apps" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/organize-8-key-areas-of-your-life-with-these-17-smart-apps">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-smartphone-apps-that-can-help-you-in-an-emergency">10 Smartphone Apps That Can Help You in an Emergency</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-tools-and-gadgets-your-smartphone-can-replace">7 Tools and Gadgets Your Smartphone Can Replace</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-apps-for-busy-working-parents">The 5 Best Apps for Busy Working Parents</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-dumb-little-productivity-killers-you-need-to-stop-doing-today">10 Dumb Little Productivity Killers You Need to Stop Doing Today</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-dumb-places-you-re-leaving-your-money">6 Dumb Places You’re Leaving Your Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Organization Technology apps apps you need organization productivity smartphone apps tech news time management Fri, 03 Mar 2017 10:30:38 +0000 Kyle James 1901984 at http://www.wisebread.com 7 Tools and Gadgets Your Smartphone Can Replace http://www.wisebread.com/7-tools-and-gadgets-your-smartphone-can-replace <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-tools-and-gadgets-your-smartphone-can-replace" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-519709446.jpg" alt="Woman using smartphone to replace tools and gadgets" title="" class="imagecache imagecache-250w" width="250" height="142" /></a> </div> </div> </div> <p>Cameras, phones, GPS devices &mdash; we all know about those. But did you know that your smartphone can replace a wide range of esoteric tools and devices? From the scientific calculator to the credit card reader to the remote control, here is a list of tools and gadgets you can replace with your smartphone.</p> <h2>1. Math Software</h2> <p>Yes, your smartphone already comes with a calculator and a scientific calculator. However, those calculators will give you little help when facing the challenges of a quadratic equation, system of linear equations, or inequality with absolute value. (See also: <a href="http://www.wisebread.com/11-useful-genius-math-tricks-that-are-actually-easy?ref=seealso" target="_blank">11 Useful, Genius Math Tricks That Are Actually Easy</a>)</p> <p>This is where <a href="http://photomath.net" target="_blank">Photomath</a> comes in, allowing you to snap a pic of virtually any type of math problem. The app then solves that problem for you, and showing you step-by-step instructions. Think of this app as one of those bulky Texas Instruments calculators on steroids! And the best part is that downloading the app is free.</p> <h2>2. Check Deposit Machine</h2> <p>It's Saturday, you just got that $600 check that you've been waiting for, and there's no way you can get to the bank before closing time. You also have no clue how close the next ATM that accepts check deposits is. Instead, you could endorse your check, add a note &quot;for mobile deposit only,&quot; snap a pic of it, and receive up to $200 the next business day.</p> <p>As early as 2009, many banks around the country have issued a smartphone app that allows account holders to do mobile check deposits. Most financial institutions make the <a href="http://www.consumerreports.org/cro/magazine/2014/10/pros-and-cons-of-mobile-check-deposit/index.htm" target="_blank">first $200</a> of a mobile check deposit available for withdrawal the next business day, and the rest of the funds available on the second or third day for withdrawal. Contact your financial institution for more details and applicable rules.</p> <h2>3. Thermal Imaging Camera</h2> <p>Drafty windows are one of the <a href="http://www.wisebread.com/9-sneaky-home-money-pits-that-sap-your-savings?ref=internal" target="_blank">sneaky home money pits</a> that sap your savings. Hiring a contractor to check this out for you can cost you hundreds before even starting to fix the problem. The <a href="http://amzn.to/2kVxsKK" target="_blank">Flir One Thermal Imager</a> is a device that turns your smartphone into a thermal imaging camera, allowing you to find drafty windows and other poorly insulated spots.</p> <p>While you'll have to invest about $250 in a Flir One Thermal Imager, you can quickly make back that money by lowering your energy bill by <a href="https://www.energystar.gov/index.cfm?c=home_sealing.hm_improvement_methodology" target="_blank">up to 10%</a> per year and taking advantage of rebates and special offers from Energy Star products used in your insulation projects.</p> <h2>4. Credit Card Reader</h2> <p>Since about <a href="http://www.bankrate.com/finance/consumer-index/financial-security-charts-0514.aspx" target="_blank">40% of Americans</a> carry less under $20 in cash on them and 9% of them carry no cash at all, you shouldn't be surprised that it is even harder nowadays to get your friends and relatives to pay you back that $15 they owe you.</p> <p>But you do know that your debtors have a debit or credit card laying around! So, leverage a credit card reader from <a href="https://www.paypal.com/us/webapps/mpp/credit-card-reader" target="_blank">PayPal</a> or <a href="https://squareup.com/reader" target="_blank">Square</a> and start accepting card payments on your smartphone. While the two companies mail you the first credit card reader for free, PayPal and Square charge 2.7% and 2.75% per U.S. debit or credit card swipe, respectively. Paying up to $0.41 for having your $15 today instead of in two months isn't a bad deal at all.</p> <p>Got no Internet connection? No problem, Square's app allows you to collect payment as long as you reconnect to the web within <a href="http://squareup.com/help/us/en/article/5095-process-payments-with-offline-mode" target="_blank">72 hours</a> from the time of the card swipe.</p> <p>And if you want to forgo the phone attachment, you can also choose from several apps that allow users to transfer money to each other directly. (See also: <a href="http://www.wisebread.com/6-mobile-payment-tools-you-should-start-using-today?ref=seealso" target="_blank">6 Mobile Payment Tools You Should Start Using Today</a>)</p> <h2>5. Car Diagnostic Tool</h2> <p>As cars are becoming smarter, they all provide much more information than you think. With the <a href="http://amzn.to/2kOSE2k" target="_blank">Automatic Pro</a>, you can connect to just about any car's standard diagnostics (OBD-II) port and unlock the data in your car's onboard computer. Most cars manufactured since 1996 have this port and are compatible with the Automatic Pro (here's the <a href="https://www.automatic.com/cars/" target="_blank">full list</a>).</p> <p>By investing about $130, you'll become a &quot;car whisperer&quot; and pay zero fees for unlimited monitoring. As a bonus, the Automatic Pro connects to many apps, such as Expensify and Freshbooks for invoicing mileage driven.</p> <h2>6. Level</h2> <p>How many times have you needed a level to hang a frame, mount a TV, or adjust the height of a table? A bubble level can cost you anywhere from $5 to $50 at your local or big box hardware store. Not to mention that you have to drive there, stand in line, and drive back, delaying your start time by up to a couple of hours to start that home project.</p> <p>Instead, you could download a free level smartphone app, such as <a href="https://play.google.com/store/apps/details?id=net.androgames.level&amp;hl=en" target="_blank">Bubble Level</a> for Android devices or <a href="https://itunes.apple.com/app/id293621500" target="_blank">iHandy Carpenter</a> for Apple devices, and get to work right away.</p> <h2>7. Universal Remote</h2> <p>At my home, we used to have a separate remote for the DVD player, the TV, the cable box, and the air conditioner. That was until we discovered that a smartphone can connect to many electronics and home appliances through its built-in infrared (IR) blaster.</p> <p>While there are many universal remote controller apps out there, <a href="http://peel.com" target="_blank">Peel</a> gets top marks because it connects your smartphone to TVs, set-top boxes, DVD players, entertainment portals such as Roku and Apple TV, audio systems, and home appliances such as air conditioners and heaters. You can download Peel for free, but you may need to purchase the <a href="http://amzn.to/2kVySoq" target="_blank">Pronto 360-degree IR blaster</a>, depending on the connectivity options of devices that you want to control.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/7-tools-and-gadgets-your-smartphone-can-replace">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/earn-extra-income-with-your-smartphone-camera">Earn Extra Income With Your Smartphone Camera</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-must-immediately-do-after-losing-your-smartphone">8 Things You Must Immediately Do After Losing Your Smartphone</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/34-smart-ways-to-cut-your-electric-bill">34 Smart Ways to Cut Your Electric Bill</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/organize-8-key-areas-of-your-life-with-these-17-smart-apps">Organize 8 Key Areas of Your Life With These 17 Smart Apps</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-battery-phone-cases">The 5 Best Battery Phone Cases</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Technology Android apps you need iPhone modern technology smartphone smartphone apps tech gadgets tools Thu, 16 Feb 2017 10:30:27 +0000 Damian Davila 1892849 at http://www.wisebread.com 6 Dumb Places You’re Leaving Your Money http://www.wisebread.com/6-dumb-places-you-re-leaving-your-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-dumb-places-you-re-leaving-your-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_9121051_MEDIUM.jpg" alt="stop keeping your money in these dumb places" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you hate compound interest? Don't you know that compound interest is magic? Don't you want to be rich? Are you afraid to retire with zero savings? You should maybe relocate your cash, ASAP. Because, oh, the places you store your money are so completely dumb. (See also: <a href="http://www.wisebread.com/3-ways-your-cash-rewards-can-make-you-rich?ref=seealso">3 Ways Your Cash Rewards Can Make You Rich</a>)</p> <p>Here are some really stupid places to keep your money.</p> <h2>1. Fancy Coffee Apps</h2> <p>If you feel like the crux of every other personal finance article is, &quot;You are going to retire as a hobo if you don't stop drinking fancy coffee,&quot; you would be right. The perils of fancy coffee wouldn't be such a hot topic (and by hot I mean beaten like a dead horse) for financial writers if North Americans didn't treat their Starbucks card like the more caffeinated version of a checking account. As of the first quarter of 2016, Starbucks customers had a total of <a href="http://www.marketwatch.com/story/starbucks-has-more-customer-money-on-cards-than-many-banks-have-in-deposits-2016-06-09">$1.2 billion loaded onto Starbucks gift cards</a> or its mobile app. For comparison, $1.2 billion dollars is more money than many large financial institutions like Charles Schwab, Discover, and Mercantile Bank have in deposits. That unused money you have stored on your Starbucks card is not earning any interest.</p> <p>As a side note, Starbucks' mobile wallet is pretending to be your bank so hard that the company is releasing a prepaid Visa card later this year. Of course its main perk will be that you can earn Starbucks stars for every dollar spent on the card.</p> <h2>2. Unused Gift Cards and Credit Card Rewards</h2> <p>Perhaps the people who use the prepaid Starbucks Visa will actually use their coffee credits. But that's doubtful. The gift card industry thrives on consumer confusion and apathy. Every year, people lose thousands of dollars in merchandise and service perks by not using them. Between 2005 and 2011, $41 billion worth of gift card value was lost to expiration dates and misplaced cards. This type of quiet financial bleed is called &quot;breakage&quot; in financial parlance. Instead of you getting &quot;free&quot; perks, gift card and rewards companies get to earn interest on the money you loaned them for free.</p> <h2>3. PayPal</h2> <p>Don't get me wrong. Just like I love fancy coffee, I also love PayPal. Fintech companies like PayPal and Square make my life as an online seller much more profitable and convenient. I used to treat my PayPal account as a slush fund for luxury purchases. I would sell stuff on eBay and the money I earned from my online storefront would sit, sometimes for months, in my PayPal account until I found something on eBay that I wanted to buy.</p> <p>As a frugal training tool, it helped me live on a tight budget without feeling deprived. My bank account was for paying bills and my PayPal account was for fun. But then I realized the obvious: I was not earning any interest on my sometimes sizable PayPal stash. As an easy alternative, I now transfer all my PayPal earnings into a free savings account. I make a smidgen of interest and my funds are immediately available for spending.</p> <p>For expats and professional travelers who cannot open a bank account in foreign lands and depend on PayPal as a workaround for the direct deposit of their paycheck, please note that money in <a href="http://www.wsj.com/articles/as-banking-evolves-fintech-emerges-from-the-branch-1464806411">PayPal is not insured by the FDIC.</a></p> <h2>4. Under Your Mattress</h2> <p>A survey by the American Express Spending and Savings Tracker found that 43% of Americans keep their savings in cash. If that weren't bad enough, 53% of those cash-is-king savers hide their cash in their homes. Hiding your life savings in your house is terrible for two big reasons:</p> <ul> <li><strong>You aren't earning interest.</strong> Even if you keep your earnings in your crummy savings account with a .06% interest rate, that's .06% more money than you'd make from storing your money in a shoe box at the bottom of your laundry hamper.<br /> &nbsp;</li> <li><strong>Your money isn't safe at home.</strong> Criminals know to check the laundry hamper for valuables because they read all the same blogs that you do. You might have a super secret spot in your house that will never be found by any cat burglar, but it is guaranteed to be found by your teenager who will embezzle from her own college fund in order to buy ridiculous teenage stuff. Even if you can avoid being robbed by strangers and family, you can still lose it all to a flood, a fire, a tornado, or those pesky <a href="http://animals.mom.me/type-bug-eats-paper-11210.html">silverfish</a> (which thrive on paper).</li> </ul> <h2>5. Jewelry</h2> <p>I can think of only two instances where jewelry is a great investment.</p> <ul> <li><strong>Example 1:</strong> <a href="http://www.biography.com/people/hedy-lamarr-9542252">You are Hedy Lamarr</a>. You are a Jewish actress married to the owner of an Austrian munitions manufacturer. Your abusive husband decides to sell arms to the Nazis. After rescuing your mother from Hitler, you use your jewelry to finance your escape to America. In America, instead of investing your Hollywood movie star money back into gems, you invent frequency-hopping, a jam-proof radio guidance system for torpedoes that is the underlying technology for GPS and Wi-Fi. <br /> &nbsp;</li> <li><strong>Example 2:</strong> <a href="http://www.fatf-gafi.org/documents/news/ml-tf-through-trade-in-diamonds.html">You are a terrorist</a>. Diamonds are an easy and portable way to launder money so you don't have to tote suitcases of cash or bricks of heroin through airports on the way to buy weapons.</li> </ul> <p>While generations of women have been told to hoard jewelry as a safety net during hard times, Hedy Lamarr is an outlier. (Also, Hedy didn't buy the jewelry she traded for her mother and their freedom. Her abusive husband bought it for her.) Jewelry can hold tremendous sentimental value, but it's a poor financial investment.</p> <h2>6. Gold</h2> <p>A relative, who apparently doesn't understand the magic of compound interest or macroeconomics, recently lectured me about how America needs to return to the gold standard. He loves gold so much that he's also hoarding these cute, fun-sized ingots for when the (stuff) hits the fan. Even if I don't tell you all the conspiracy theories and urban legends he attaches to his gold buggery, his insistence that I put my money in gold should tell you many things about him, including:</p> <ul> <li>He is conflating the gold standard, which is a fixed value for the dollar, with buying gold as a safe-haven, disaster currency. Despite what you have heard on talk radio, these are two separate things.<br /> &nbsp;</li> <li>He has not talked to a Greek person, any Greek person, about what happens to your economy when you can't revalue your currency. The euro is Greece's modern-day gold standard. (If you paid attention during high school history, you might recall countries that were first to ditch the gold standard during the Great Depression were also the countries that recovered first economically.)<br /> &nbsp;</li> <li>He hasn't looked at inflation rates over the last 40 years. If he had, he would know that <a href="http://inflationdata.com/Inflation/Inflation_Rate/Gold_Inflation.asp#Chart">gold is not a hedge for inflation</a>.<br /> &nbsp;</li> <li>He doesn't understand that gold lacks utility, which means that its value is determined by the currency in which it is priced, not by supply and demand. <br /> &nbsp;</li> <li>To quote Warren Buffett: &quot;If you put your money into gold or other non-income-producing assets that are dependent on someone else's values in the future, you're in speculation. You're not into investing.&quot; <br /> &nbsp;</li> <li>He is not a fan of science fiction. If you have read anything about the post-apocalyptic world, you know that skills, not gold, are the ultimate portable currency. Also, how are you going to run from the zombies if you're weighed down by all that bullion?</li> </ul> <p><em>Where is the stupidest place you've ever kept your money? Please share your shame with your fellow readers in the comments section. That way, we can all be smarter in the future.</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F6-dumb-places-you-re-leaving-your-money&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F6%2520Dumb%2520Places%2520Youre%2520Leaving%2520Your%2520Money.jpg&amp;description=6%20Dumb%20Places%20Youre%20Leaving%20Your%20Money"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/6%20Dumb%20Places%20Youre%20Leaving%20Your%20Money.jpg" alt="6 Dumb Places You&rsquo;re Leaving Your Money" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/max-wong">Max Wong</a> of <a href="http://www.wisebread.com/6-dumb-places-you-re-leaving-your-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-times-cash-is-not-king">8 Times Cash Is Not King</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ow-do-you-deal-with-family-members-who-are-bad-at-managing-money">How Do You Deal With Family Members Who Are Bad At Managing Money?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chinese-money-habits-how-my-culture-influences-my-attitudes-toward-money">Chinese Money Habits - How My Culture Influences My Attitudes Toward Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/in-times-like-these-separate-the-want-from-the-need">In times like these, separate the want from the need.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-season-give-your-child-the-gift-of-fiscal-responsibility">This Season, Give Your Child the Gift of Fiscal Responsibility</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Shopping apps cash stash keep your money money money management money safe money stash smartphone apps Fri, 26 Aug 2016 09:00:09 +0000 Max Wong 1779794 at http://www.wisebread.com New App Ondot Is a Remote Control for Your Credit Card http://www.wisebread.com/new-app-ondot-is-a-remote-control-for-your-credit-card <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/new-app-ondot-is-a-remote-control-for-your-credit-card" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/phone-148486921.jpg" alt="smartphone" title="smartphone" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>What's the good of ordering food via your smartphone's Grubhub app or ordering a car via its Uber app if you don't also have an app to make sure there's some money left on your credit card when it gets there? (See also: <a href="http://www.wisebread.com/3-smartphone-apps-that-manage-and-maximize-your-credit-card-rewards?ref=seealso">Apps to Manage Credit Card Rewards</a>)</p> <p>Well soon you will, thanks to <a href="http://www.ondotsystems.com">Ondot</a>, a San Jose-based company that just unveiled Card Control, a mobile command center for defeating fraud, all built into your phone.</p> <p>At the most basic level, the app serves as an extra line of protection against fraud, allowing the user to toggle the card's use on or off, or set the card to only function within certain parameters.</p> <p>For example, a location-based control means one can set their card to work only in a specific zip code, meaning it will automatically shut off if it gets nabbed and taken for a ride. Or, the app can sync a phone's GPS to the card, effectively disabling it if they're separated (e.g., the card is left behind).</p> <p>Other users might choose to toggle types of merchants the card will work with, disabling e-merchants until the user manually unlocks them before making a purchase, for instance. (See also: <a href="http://www.wisebread.com/keep-your-credit-card-safe-while-shopping-online?ref=seealso">Credit Card Safety When Shopping Online</a>)</p> <p>And here's where &mdash; even for <a href="http://www.wisebread.com/whats-your-credit-card-spending-style">those unconcerned with fraud</a> &mdash; the app gets really interesting. That same technology allows parents to limit or toggle types of spending on their kids' credit cards, meaning one might allow food purchases but bar clothing expenditures on any particular card. And the app would even allow parents to monitor their kids' card use in real time.</p> <p>While the company's been around since 2011 and already raised $18 million in funding, the app itself is just now rolling out, having already partnered with four major card processors working with 10,000 banks and credit unions across the country.</p> <p><img width="605" height="446" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/Ondot.jpg" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/joe-epstein">Joe Epstein</a> of <a href="http://www.wisebread.com/new-app-ondot-is-a-remote-control-for-your-credit-card">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-smartphone-apps-that-make-self-care-a-snap">14 Smartphone Apps That Make Self-Care a Snap</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-high-tech-tools-to-help-your-garden-grow">6 High-Tech Tools to Help Your Garden Grow</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-tools-and-gadgets-your-smartphone-can-replace">7 Tools and Gadgets Your Smartphone Can Replace</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/invisiblehand-review-effortless-savings">InvisibleHand Review: Effortless Savings</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Financial News Technology credit card fraud online shopping smartphone apps Sat, 26 Apr 2014 04:14:40 +0000 Joe Epstein 1136959 at http://www.wisebread.com You CAN Learn a New Language — Just Use One of These 3 Apps http://www.wisebread.com/you-can-learn-a-new-language-just-use-one-of-these-3-apps <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/you-can-learn-a-new-language-just-use-one-of-these-3-apps" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/languages-186007356.jpg" alt="languages" title="languages" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Learning a new language used to mean taking years of classes in high school. When you graduated, you knew enough Spanish, French, or German to buy a sandwich, find a bathroom, or ask if anyone speaks English &mdash; should you travel to another country. Learning a new language outside of school meant buying expensive CD sets that you listen to while you were driving or sitting around your home. You could go at your own pace but didn't have anyone to converse with or practice your new skills. (See also: <a href="http://www.wisebread.com/5-ways-to-learn-a-language?ref=seealso">5 Ways to Learn a Language</a>)</p> <p>Thanks to the growth in technology and the development of language learning apps, you can acquire new language skills in a short amount of time and from the comfort of anywhere. Great apps can range from free to a small monthly fee to the purchase of a $25 app. The best apps offer a range of features for various learning preferences. Here are three great ones to consider.</p> <h2>Duolingo</h2> <p><a href="http://www.duolingo.com">Duolingo</a> is a free app available for IOS and Android devices. It is an easy-to-use program that will leave you feeling successful after the first lesson and has been highly regarded as one of the best language learning models available. One independent research study found that Duolingo works as well as one semester of college level language classes in just 34 hours of time on the app. Imagine spending one hour a day for one month working on learning a language and acquiring the same skills you would have had you paid thousands of dollars and many weeks attending a university course! (See also: <a href="http://www.wisebread.com/learning-without-the-high-cost-of-higher-education?ref=seealso">Learning Without the High Cost of Higher Ed</a>)</p> <p>Duolingo works by asking its language learners to translate real sentences that have been uploaded to their software. Users can vote on whether translations are correct. Once a document is fully translated, the one who uploaded it pays Duolingo. This keeps it free for the language learner.</p> <p>Lessons are broken up into small chunks which offer repeated practice of the same five or six words in isolation, in phrases, and in complete sentences. It pairs audio and text to teach you the phrases and then uses your microphone to verify your pronunciation. There are a number of languages available to learn but not as many as other apps. (Available at this time are Spanish, French, German, Italian, and Portuguese.) The app has a simple layout and is easy to navigate. (A friend's child was learning Spanish within seconds of loading the app onto a phone, making it worth a download by everyone.)</p> <h2>Memrise</h2> <p>Another free app that is available on both IOS and Android devices is <a href="http://www.memrise.com">Memrise</a>. This app allows users to learn all of the languages that Duolingo does plus Russian, Japanese, Arabic, and many more. (There is a premium feature in the works that may change what is free and what is not in the future.)</p> <p>Memrise provides a combination of text, audio, and pictures to help you learn words and phrases. It offers the learner repeated exposure with the same phrase, which may or may not feel repetitive to a user. There is an option to listen to a phrase as many times as you need to hear and practice pronouncing it.</p> <p>One unique feature of Memrise is that it doesn't focus solely on language learning. You can use the lessons to learn about classical works of art, geography, science, or entertainment. Using the science behind how the brain learns, Memrise offers short, easy-to-complete lessons, repeated practice, and regular review to ensure that you have learned the information for good. It should definitely be used if you are looking to acquire a new language or learn something new about the world. (See also: <a href="http://www.wisebread.com/11-ways-to-learn-something-new-every-day?ref=seealso">Learn Something New Every Day</a>)</p> <h2>Anki</h2> <p><a href="http://ankisrs.net/index.html">Anki</a> is a free desktop program that you can download to your computer. It uses a flashcard model to help you remember languages and other information. Anki has developed software that incorporates active recall testing (asking you questions just after you learned the information rather than waiting a period of time to ask) and spaced repetition (spreading out review of the information over time). The combination of the two means you are answering questions about the information you just learned and then answering questions on that same answer over time. For example, you may be reviewing the same information every day for three days. If you get it right every time, then you will start reviewing it every week. As you continue to answer correctly, the review questions are spaced out further and further apart.</p> <p>Anki takes time to master. You are not going to be diving into lessons immediately upon download. However, there is a large community that is developing and sharing flashcards for you to use. If you are trying to learn a common language, you may be able to use a &quot;deck&quot; (what Anki calls a set of flashcards) that someone else has already developed. If you are trying to learn something rare, you may have to create your own deck, which can take a lot of time. (See also: <a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier?ref=seealso">10 Great Self-Improvement Apps</a>)</p> <p>Anki is available for use with Android devices for free, but the IOS app is $24.99. Many users find this a small price to pay for mastering a language.</p> <h2>Other Options</h2> <p>If these three apps do not meet your needs, check out <a href="http://www.lingq.com/">LingQ</a> and <a href="http://www.busuu.com/enc/">Busuu</a>. Both apps have free lessons available but require a purchase (or monthly fee) to progress beyond that. They are worth checking out if you are serious about learning a new language and don't mind investing money in the process.</p> <p>Whether you are hoping to brush up on what you learned in high school, looking to travel in the future, or need to master a new language, any of the apps mentioned here will bring you closer to your goal.</p> <p><em>Have you tried a master a new language? What worked for you?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/you-can-learn-a-new-language-just-use-one-of-these-3-apps">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/people-who-love-expanding-their-minds-do-these-13-things-do-you">People Who Love Expanding Their Minds Do These 13 Things — Do You?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-does-ymmv-mean-the-official-guide-to-decoding-the-language">What Does “YMMV” Mean? The Official Guide to Decoding the Language of Frugality</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-ways-to-feel-better-fast">25 Ways to Feel Better Fast</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-say-no-to-friends-and-family">5 Ways to Say &quot;No&quot; to Friends and Family</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Personal Development apps language learn a language learning smartphone apps Wed, 23 Apr 2014 08:48:24 +0000 Linsey Knerl 1136592 at http://www.wisebread.com These 5 Apps Will Save You Money on Your Next Vacation http://www.wisebread.com/these-5-apps-will-save-you-money-on-your-next-vacation <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/these-5-apps-will-save-you-money-on-your-next-vacation" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/travel-175282805.jpg" alt="travelers with smartphone" title="travelers with smartphone" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>There are few modern pieces of technology that are considered as much of an everyday necessity as the smartphone. Indeed, most people are practically tethered to their mobile devices, so suggesting they leave them at home before embarking on a business trip or vacation is a laughable proposition at best. Also, smartphones often come in very handy in this department, whether it's planning the logistics of a trip or saving cash during the actual trip.</p> <p>These are some of the best tools and apps that can help those intrepid and frequent travelers pocket some much-needed extra dough. (See also: <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">Best Travel Rewards Credit Cards</a>)</p> <h2>Currency</h2> <p>Before leaving for that trip abroad, it's vital to download a quality currency converter. Having precise exchange rates at the ready can save a traveler quite a bit. Yes, there are plenty of private exchange houses in nearly every country. However, as a rule, they offer crummy rates. And those folks who change money on the street? Don't even think about it. It's best to simply download a solid option like <a href="http://currencyapp.com/">Currency</a>, which covers over 100 countries. Of course, you can't actually exchange currency with Currency, but at least you'll know what the going rates are (or should be) when you visit a bank to change your money. Currency is available for Android, iOS, and even webOS. (See also: <a href="http://www.wisebread.com/37-hidden-travel-fees-youve-probably-paid-but-shouldnt-have?ref=seealso">37 Hidden Travel Fees</a>)</p> <h2>Kayak</h2> <p><a href="http://www.kayak.com/mobile">Kayak</a> is quickly becoming the first name in travel savings. This has to do with its mass user approval (those why try it once seem to get hooked on all the deals). On the surface, the app offers prime savings across the three standard platforms: flights, hotels, and car savings. Users can even set their own price alerts and watch as the costs of tickets and reservations go up and down on a daily basis. But where the app really shines is in the smaller details. For example, Kayak provides contact info for all major air carriers as well as airport maps. It also breaks down the hidden fees many airlines like to charge for such incidentals as baggage check and snacks. Even better? It manages and tracks all of your itinerary details. It is available for iOS, Android, Windows, and Kindle. (See also: <a href="http://www.wisebread.com/10-things-youre-paying-too-much-for-when-you-travel-and-how-to-pay-less?ref=seealso">Things You Overpay When You Travel</a>)</p> <h2>Desti</h2> <p>This iPhone app acts as a kind-of superpowered Yelp for frequent travelers. <a href="http://www.desti.com">Desti</a> touts its use of artificial intelligence to help folks narrow down their search results from thousands of places. That means users can enter just a few keywords to help them find ideal listings on amenities, rooms, and vehicle rentals. Looking for a hotel with free breakfast or discounted rooms for the night? This app can do that. (See also: <a href="http://www.wisebread.com/25-secrets-from-the-worlds-most-frugal-frequent-travelers?ref=seealso">25 Secrets from Frugal Frequent Travelers</a>)</p> <h2>Hotwire</h2> <p>Hotwire's business model is to fill hotel rooms before they go unsold for the night. All that's required of the app user is to input his or her city or town and a list of discounted hotel rooms will appear by price. The drawback is that it doesn't provide the names of said hotels in the list. Having said that, there is basic hotel info, like star ratings, next to the listed price per night. The <a href="http://www.hotwire.com/app">app</a> is available for iOS and Android. (See also: <a href="http://www.wisebread.com/4-powerful-smartphones-that-arent-overpriced?ref=seealso">4 Powerful Smartphones at a Reasonable Price</a>)</p> <h2>CarRentals</h2> <p>While it isn't exactly difficult to access car rental services online, <a href="http://www.carrentals.com/page/iphone">CarRentals</a> excels at consolidating all agencies into one place. Users can search options by company, price, and type of car. Probably the best part about CarRentals is that users can make their reservation right from the app, which is available for iPhone.</p> <p>By downloading one or all of these options, travelers should be able to save quite a bit of money on everything from flights and hotels to car rentals and Internet usage. And the best part is that all of the above app options are free.</p> <p><em>What apps do you rely upon when you travel? Please share in comments!</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthese-5-apps-will-save-you-money-on-your-next-vacation&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThese%205%20Apps%20Will%20Save%20You%20Money%20on%20Your%20Next%20Vacation.jpg&amp;description=These%205%20Apps%20Will%20Save%20You%20Money%20on%20Your%20Next%20Vacation" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/These%205%20Apps%20Will%20Save%20You%20Money%20on%20Your%20Next%20Vacation.jpg" width="250" height="374" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chris-mcmurphy">Chris McMurphy</a> of <a href="http://www.wisebread.com/these-5-apps-will-save-you-money-on-your-next-vacation">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-hotel-room-booking-tools-every-frugal-traveler-should-know">5 Hotel Room Booking Tools Every Frugal Traveler Should Know</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-dumb-places-you-re-leaving-your-money">6 Dumb Places You’re Leaving Your Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-smartphone-apps-that-can-help-you-in-an-emergency">10 Smartphone Apps That Can Help You in an Emergency</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-moves-you-can-make-while-stuck-in-an-endless-tsa-line">6 Money Moves You Can Make While Stuck in an Endless TSA Line</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-smartphone-costs-while-traveling">8 Ways to Save on Smartphone Costs While Traveling</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel apps smartphone apps travel apps Tue, 22 Apr 2014 08:48:18 +0000 Chris McMurphy 1136433 at http://www.wisebread.com The 10 Best Cycling Apps for $5 or Less http://www.wisebread.com/the-10-best-cycling-apps-for-5-or-less <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-10-best-cycling-apps-for-5-or-less" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/bicycling-4759650-small.jpg" alt="biking" title="biking" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Whether you are looking for a way to get off the couch and get outside or you are training for the next Ironman, there are dozens of cycling and running apps out there. For the serious cyclist, you may know exactly what you are looking for, but it's still difficult to choose which app will meet your needs. As a road biking enthusiast, I want something simple to track my time and help me map my routes, but others may need something with more detail, especially if you are training for a race. (See also: <a href="http://www.wisebread.com/8-of-our-favorite-fitness-and-diet-smart-phone-apps-0">8 of our Favorite Fitness and Diet Smartphone Apps</a>)</p> <p>The 10 apps collected here have varying degrees of features and prices to help you find what you are looking for depending on your needs and preferences. The best part is that they are all under five dollars.</p> <p>One caveat &mdash; most of these recommendations are based on features that I would find helpful as a cyclist. I didn't include any apps from Map My Ride because personally, I find the route tracker and other features a little difficult to use; however, many cyclists love Map My Ride.</p> <h2>1. Runtastic Road Bike Pro</h2> <p>Device: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fruntastic-pro-gps-running%252Fid366626332%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">iOS</a>, <a href="https://play.google.com/store/apps/details?id=com.runtastic.android.roadbike.pro" target="_blank">Android</a></p> <p>Cost: $4.99</p> <p><a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fruntastic-pro-gps-running%252Fid366626332%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30">Runtastic Road Bike Pro</a> has received top ratings from Mashable and the New York Times, and it has over 50 features that every serious cyclist would want. One feature that stands out in the current version is the improved design making it easier to read than the previous version. The GPS and tracking history feature a live performance tracker that allows you to see or share with friends all of your stats. It tracks time, distance, calories burned, and speed in different views, including a pie graph that breaks down the distances traveled on each grade &mdash;&nbsp;uphill, downhill, or flat.</p> <p>The international maps and weather updates make it easy to determine which route you want, and you can create music playlists for different types of workouts. For the price, this app seems to have the most features, and the newest version allows you to direct data to your wristwatch for easier and safer viewing of live tracking.</p> <h2>2. Endomondo Sports Tracker Pro</h2> <p>Device: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fendomondo-sports-tracker-pro%252Fid416797509%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">iOS</a>, <a href="https://play.google.com/store/apps/details?id=com.endomondo.android.pro" target="_blank">Android</a></p> <p>Cost: $4.99</p> <p>This all-around fitness app can be used for cycling, running, walking, or other distance-based activities. <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fendomondo-sports-tracker-pro%252Fid416797509%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30">Endomondo</a> Sports Tracker Pro acts as a fitness coach and a fitness partner. It allows you to track your distance, speed, and calories burned in easy-to-read graphs. You can also track average speed and distance, and heart rate if you have a <a href="http://www.amazon.com/gp/product/B005CP9HRA/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B005CP9HRA&amp;linkCode=as2&amp;tag=best-apps-20" target="_blank">heart rate monitor</a>. The workout summary also includes a map of your route and the weather conditions during your ride.</p> <p>During each ride, you get customized audio feedback, and you can set calorie-burning and distance goals before you begin your workout. It also allows you to share your workouts with friends in a newsfeed, and you can send encouragement notes to friends in real time. What makes this app a little different than the Runtastic Pro is the versatility for cyclists who want an app that can be used for other sports.</p> <h2>3. Strava Cycling</h2> <p>Device: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fstrava-cycling-gps-biking%252Fid426826309%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">iOS</a>, <a href="https://play.google.com/store/apps/details?id=com.strava" target="_blank">Android</a></p> <p>Cost: Free</p> <p>For a free app, <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fstrava-cycling-gps-biking%252Fid426826309%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">Strava Cycling</a> - GPS Riding is an excellent app for the competitor. It is similar to Endomondo Sports Tracker Pro, but you can also compare your stats in leaderboards and earn achievements. It has a private community and newsfeed, along with a lot of other competitive features, such as setting and tracking your goals to beat your own previous workout stats. This competitive edge helps you push yourself and compete with friends so that you have a variety of motivators.</p> <h2>4. Map My Tracks OutFront</h2> <p>Device: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fmap-my-tracks-outfront-pro%252Fid347858530%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">iOS</a>, <a href="https://play.google.com/store/apps/details?id=com.mapmytracks.outfrontfree" target="_blank">Android</a></p> <p>Cost: Free</p> <p>If you are looking for something simple and free, <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fmap-my-tracks-outfront-pro%252Fid347858530%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">Map My Tracks by OutFront</a> is for you. It tracks rides, runs, and walks in charts and 3D maps. It doesn't have all the features of the more advanced apps, but according to reviewers, it is incredibly accurate. Also, many people just want something simple to easily view their distance and to save routes on the Map My Tracks website, which allows you to view other recommended routes.</p> <h2>5. iBiker Indoor and Outdoor Cycling Trainer</h2> <p>Device: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fibiker-indoor-outdoor-cycling%252Fid292015062%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">iOS</a>, <a href="https://play.google.com/store/apps/details?id=com.itmp.icardio.app" target="_blank">Android</a>&nbsp;(known as iCardio)</p> <p>Cost: Free</p> <p>This app has all the basic tracking features, along with the ability to sync data with multiple devices and online. What distinguishes <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fibiker-indoor-outdoor-cycling%252Fid292015062%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">iBiker Indoor and Outdoor</a> from the similar ones is that you can also track your weight, blood pressure, and sleep scores if you are looking to improve overall health. Another benefit is the ability to track all the data using an <a href="http://www.amazon.com/gp/product/B007595TKU/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B007595TKU&amp;linkCode=as2&amp;tag=best-apps-20" target="_blank">indoor bike</a>, so it's great for winter training.</p> <h2>6. Bicycle Blue Book</h2> <p>Device: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fbicycle-blue-book%252Fid600757881%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">iOS</a>, <a href="https://play.google.com/store/apps/details?id=com.bicyclebluebook" target="_blank">Android</a></p> <p>Cost: Free</p> <p>The <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fbicycle-blue-book%252Fid600757881%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">Bicycle Blue Book</a> is an excellent and handy source of information for someone who is shopping for a used bike. It pulls from thousands of bicycle transactions to provide an accurate estimate of cost based on make, model, age, condition, and other variables. This is a convenient tool if you want one of the most accurate assessments of a used bike's value. The accuracy and expert estimations make this app ideal for bike enthusiasts and beginners. (See also:&nbsp;<a href="http://www.wisebread.com/bike-on-great-deals-on-all-things-bicycle">Bike On! Great Deals on All Things Bicycle</a>)</p> <h2>7. Rubis</h2> <p>Device: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Frubis-your-personal-best%252Fid660050978%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">iOS</a></p> <p>Cost: Free</p> <p>This app is for the triathlete or marathon runner in training. It is a simple and easy-to-use time and distance planner. You can help reach your goals by planning your pace for an estimated finish time. <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Frubis-your-personal-best%252Fid660050978%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">Rubis Personal Best</a> can be used for training for an Ironman or a Half Ironman.</p> <h2>8. Runtastic Mountain Bike Pro</h2> <p>Device: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fruntastic-mountain-bike-gps%252Fid478862935%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">iOS</a>, <a href="https://play.google.com/store/apps/details?id=com.runtastic.android.mountainbike.pro" target="_blank">Android</a></p> <p>Cost: $4.99</p> <p>Like the Road Bike Pro, <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fruntastic-mountain-bike-gps%252Fid478862935%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">Runtastic Mountain Biking Pro</a> is highly regarded by users and tech magazines. It has all the same features of the road version, and it includes offline maps, colored traces of your route, and interval splits so that you can view each part of your mountain trail route. It is one of the top rated apps by mountain biking enthusiasts.</p> <h2>9. Cycling Buddy</h2> <p>Device: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fcycling-buddy%252Fid404177000%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">iOS</a></p> <p>Cost: $0.99</p> <p>For a dollar, <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fcycling-buddy%252Fid404177000%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">Cycling Buddy</a> is a surprisingly useful app if all you are looking for is a GPS tracker. It has multi-tasking abilities and allows you to track running routes as well. It can be used for training or even mapping rides to work. A few reviewers had trouble with this app, but for a buck, it is a simple app with a few extra features to give you more opportunity to view your routes and track your time. (See also:&nbsp;<a href="http://www.wisebread.com/a-guide-to-becoming-a-part-time-bicycle-commuter">A Guide to Becoming a Part-Time Bicycle Commuter</a>)</p> <h2>10. Couch to Bike</h2> <p>Device: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fcouch-to-bike%252Fid674517531%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">iOS</a></p> <p>Cost: Free</p> <p>If you are just getting into biking, training for a fundraiser, or need to get off the couch and onto a bike, this free app is worth the time it takes to download. The goal of the <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fcouch-to-bike%252Fid674517531%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30" target="_blank">Couch to Bike</a> app is to get the user to bike 25 miles within just a few weeks. You're given non-aggressive goals and training tips with an easy-to-follow schedule. The best part is that this app was designed by cyclists. Every cyclist had to start somewhere, and cyclists know that when you are just beginning, the training must be fun and gradual. This is a great tool for beginners at any fitness level. It includes a GPS and other basic tracking features. (See also:&nbsp;<a href="http://www.wisebread.com/train-now-for-a-summertime-family-cycling-trip">Train Now for a Summertime Family Cycling Trip</a>)</p> <p><em>What are your favorite cycling or training apps? Feel free to comment below or find us on Facebook!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-watson">Ashley Watson</a> of <a href="http://www.wisebread.com/the-10-best-cycling-apps-for-5-or-less">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-apps-that-pay-you-to-workout">6 Apps That Pay You to Workout</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-smartphone-apps-that-can-help-you-in-an-emergency">10 Smartphone Apps That Can Help You in an Emergency</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/organize-8-key-areas-of-your-life-with-these-17-smart-apps">Organize 8 Key Areas of Your Life With These 17 Smart Apps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-tools-and-gadgets-your-smartphone-can-replace">7 Tools and Gadgets Your Smartphone Can Replace</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-important-reasons-you-need-to-cut-back-on-screen-time">10 Important Reasons You Need to Cut Back on Screen Time</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Technology GPS mountain biking road biking smartphone apps Fri, 23 Aug 2013 09:48:39 +0000 Ashley Watson 980743 at http://www.wisebread.com The Top 5 Strength Training Apps http://www.wisebread.com/the-top-5-strength-training-apps <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-top-5-strength-training-apps" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/exercise-5268347-small.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Strength training is a key part of any fitness regimen. If you're looking to lose weight, muscle burns more calories than fat, so having more of it means you'll burn more even when you're just sitting around. And even if you're happy with your current weight, having more muscle makes you healthier and helps your body function more efficiently. If the concept of strength training seems confusing for you, though, never fear. Let your smartphone teach you how to gain strength and help you track your progress toward your goals. (See also: <a href="http://www.wisebread.com/15-ways-to-exercise-in-under-5-minutes">15 Ways to Exercise in Under 5 Minutes</a>)</p> <p>Looking to pump some serious iron? There's an app for that. Just wanting to do some overall toning? There's one for that, too. Read on to find out which apps I found to be the most helpful as you look to get stronger and healthier.</p> <h2>Best Lifting for Beginners: Stronglifts 5x5</h2> <p><strong>Device</strong>: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fstronglifts%252Fid488580022%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30">iOS</a></p> <p><strong>Cost</strong>: Free</p> <p>This <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fstronglifts%252Fid488580022%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30">app guides beginning weightlifters according to the Stronglifts 5x5</a> program. The initial report is available for free online, although membership in the community costs. Basically, you perform five sets of five reps of the prescribed lifts each time. The app tells you which lifts to perform and what weight you're at for each lift and offers a timer for your rest periods. It also allows you to track your bodyweight as you progress through the program, so that you can see how you're progressing. And if you're ever in need of motivation, you can look back over all of your data to see how far you've come.</p> <p>In addition to functionality, this app is pretty. Both layout and usability are intuitive, although it's a little tricky the first time you try to edit your workouts manually.</p> <h2>Best Bodyweight Workout: Gorilla Workout</h2> <p><strong>Device</strong>: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fgorilla-workout-fitness-aerobic%252Fid434101127%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30">iOS</a> and <a href="https://play.google.com/store/apps/details?id=com.scopic.gorilla">Android</a></p> <p><strong>Cost</strong>: $0.99</p> <p>If you're looking to start a workout routine and you're OK doing your strength training via bodyweight exercises only, <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fgorilla-workout-fitness-aerobic%252Fid434101127%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30">Gorilla Workout is a great option</a>. It offers four different levels of difficulty, so you can use it no matter your current level of fitness. If you're not sure how to do a particular movement, you can see sparse but complete examples of what it should look like. All you need to do is pick a level, and then do what the app tells you to do. (See also: <a href="http://www.wisebread.com/20-great-body-weight-exercises-and-why-you-should-do-them">20 Great Body Weight Exercises (and Why You Should Do Them)</a>)</p> <p>This is a great app for developing overall fitness, including both cardio and strength training. However, it doesn't allow you to use different levels for different parts of your body. If, for instance, you're perfectly comfortable doing burpees but cannot yet do pistols, you cannot eliminate the more difficult (for you!) exercises from your list or choose an easier option until you're up to speed.</p> <h2>Best Comprehensive Fitness System: JEFIT</h2> <p>Device: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fjefit-pro-workout-fitness%252Fid502623262%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30">iOS</a> and <a href="http://www.amazon.com/gp/product/B004PKH36K/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B004PKH36K&amp;linkCode=as2&amp;tag=best-apps-20">Android</a></p> <p>Cost: Free; Pro version is $4.99 on iOS, $2.99 on Android</p> <p><a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fjefit-pro-workout-fitness%252Fid502623262%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30">JEFIT is another great all-around fitness app</a>, although it includes more than just bodyweight exercises. If you like to use <a href="http://www.amazon.com/gp/product/B009TRSB4C/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B009TRSB4C&amp;linkCode=as2&amp;tag=wisbre03-20" target="_blank">free weights</a> or weight machines at the gym for your strength training, then this app may work better for you than Gorilla Workout. In addition, it offers robust ways to track your body and workout statistics, so you can see change over time. It also offers a rest timer, so you can maximize your time at the gym.</p> <p>JEFIT is a customer favorite not only because of the varied exercise routines it offers, but because you can sync it with an online account accessible via the web. If you like to see your workouts or your stats on a larger screen, or want to interact with other users on the forum, this is a huge bonus. (See also: <a href="http://www.wisebread.com/how-to-stick-to-an-exercise-plan">How to Stick to an Exercise Plan</a>)</p> <h2>Best Beast Workout: British Military Fitness</h2> <p><strong>Device</strong>: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fbritish-military-fitness-my%252Fid358790710%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30">iOS</a></p> <p><strong>Cost</strong>: $4.99</p> <p>If you subscribe to the adage &quot;No Pain, No Gain,&quot; then this might be the strength training app for you. Simply tell the <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fbritish-military-fitness-my%252Fid358790710%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30">British Military Fitness app</a> whether you're trying to improve muscle tone or get generally fitter, and it will make up a program specifically for you. It also offers a couple of fitness tests, which allow you to gauge your progress. Choose between a general fitness test or the &quot;bleep&quot; test, and see what you're capable of.</p> <p>While the app claims that it isn't like boot camp and that it simply encourages you to exercise, some people simply don't find it motivating to be yelled at. If you follow the program, the app will give results, but you may not enjoy the time you spend with it.&nbsp;</p> <h2>Best Lifting-Focused: Gym Buddy</h2> <p><strong>Device</strong>: <a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fgym-buddy%252Fid292672627%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30">iOS</a></p> <p><strong>Cost</strong>: $2.99</p> <p><a href="http://click.linksynergy.com/fs-bin/stat?id=g519OIyP0is&amp;offerid=146261&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=https%253A%252F%252Fitunes.apple.com%252Fus%252Fapp%252Fgym-buddy%252Fid292672627%253Fmt%253D8%2526uo%253D4%2526partnerId%253D30">Gym Buddy is a powerful app</a> focused specifically on weightlifting in a gym setting. You can record nearly anything you want about the time you spend lifting, and you can always go back and edit. In return for your information, Gym Buddy can spit out all sorts of statistics. You can see how your one-rep max weights have changed over time, or track your workout volume for a particular lift over one month, three months, or the last year. (See also: <a href="http://www.wisebread.com/8-legit-ways-to-use-the-gym-for-free">8 Legit Ways to Use the Gym for Free</a>)</p> <p>Gym Buddy doesn't offer examples of each lift, so it's targeted towards people who already know how to lift properly.</p> <p><em>Which strength training and fitness apps have you found useful in your quest for better health and fitness?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/the-top-5-strength-training-apps">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-age-well-for-0">10 Ways to Age Well for $0</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-resistance-bands">The 5 Best Resistance Bands</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-most-affordable-gym-memberships">5 Most Affordable Gym Memberships</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-apps-that-pay-you-to-workout">6 Apps That Pay You to Workout</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-reasons-why-you-should-take-a-walk">25 Reasons Why You Should Take a Walk</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty exercise smartphone apps strength training Wed, 21 Aug 2013 09:48:34 +0000 Sarah Winfrey 981066 at http://www.wisebread.com Six Great Tech Tools for Planning Your Own Death http://www.wisebread.com/six-great-tech-tools-for-planning-your-own-death-0 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/six-great-tech-tools-for-planning-your-own-death-0" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2740651239_3d84238a5e_z.jpg" alt="cemetary" title="cemetary" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There&rsquo;s that word &mdash; death.</p> <p>It&rsquo;s not something we like to see, talk about, or even acknowledge (did it send a shudder down your spine?). In fact, there are people out there who won&rsquo;t create a will, discuss funeral arrangements, or even talk about events after their death for fear of tempting &ldquo;fate.&rdquo;</p> <p>Well, unless you really do believe that planning ahead is going to anger the gods of destiny and providence (and if you do, you probably didn't even get past the headline anyway), then it makes complete sense to use today&rsquo;s technology to help you prepare for the inevitable.</p> <p>There are several apps and online tools that can help you plan ahead for the time when you will shuffle off this mortal coil. And if you do it right, you can leave your friends and loved ones with security and pleasant memories, rather than heartache and debt. (See also:&nbsp;<a href="http://www.wisebread.com/times-are-tough-would-you-consider-a-diy-funeral">Would You&nbsp;Consider a DIY&nbsp;Funeral?</a>)</p> <h2>1. MyWill</h2> <p>Let&rsquo;s start with the most fundamental estate-planning document that you should have prepared &mdash; your will. Although it&rsquo;s not a pleasant process, you really do need to have this in place, especially if you have children. The <a href="http://www.mywillapp.com/">MyWill app</a> makes it easy, with options to help you:</p> <ul> <li>Leave your property to the people and organizations you choose</li> <li>Name someone to care for your minor children</li> <li>Name someone to manage property you leave to minor children</li> <li>Name the executor of your estate</li> <li>Revoke any previous wills and/or codicils</li> </ul> <p>There are many other features, and you can also update your will as many times as you wish. This free app is currently only available for the iPhone, but it&rsquo;s very handy, and you can&rsquo;t beat the price.</p> <h2>2. Funeral Advice</h2> <p>Planning your own funeral may seem a touch macabre, but I for one would rather plan mine than have a grieving relative do it. A free app called <a href="http://itunes.apple.com/us/app/funeral-advice/id410770784?mt=8">Funeral Advice</a> lets you do just that, with advice (including video tutorials) that can guide you to the right funeral for your needs. What&rsquo;s a green burial? What kind of casket should you get? What can you expect to pay? Other features packaged in the app include:</p> <ul> <li>Steps to take after losing a loved one&nbsp;</li> <li>Funeral information&nbsp;</li> <li>Words of sympathy&nbsp;</li> <li>A casket and cremation urn shop&nbsp;</li> </ul> <p>It may be helpful to go through this with your partner, other family members, or friends, so that they know your wishes as well. The app is available for iPhone, iPad, and iPod Touch. You can also check out another funeral-planning app, <a href="http://funeralnotebook.com/">Funeral Notebook</a>.</p> <h2>3. Death Meter</h2> <p>Nice morbid name, right? Well, although <a href="http://www.findyourfate.com/deathmeter/deathmtr.html">Death Meter</a> is intended more as something to start some casual conversation, it can also give you a wake-up call and a good idea of how long you may have left to live. Taking into account such factors as daily activity, diet, pollution, and even <a href="http://www.wisebread.com/25-healthy-changes-you-can-make-today">teeth flossing</a>, it gives you a rough idea of when you can expect to pop your clogs. Obviously, it&rsquo;s not 100% accurate, but it could raise a few red flags for you and your own health.</p> <p>Other death-countdown tools include <a href="http://www.deathforecast.com/">Death Forecast</a> and <a href="http://www.death-clock.org/">The Death Clock</a>.</p> <h2>4. If I Die</h2> <p>Of all the tools available right now for planning your own death, this one is probably the most controversial. Facebook app <a href="http://ifidie.net/">If I Die</a> hit the headlines because many people believe it&rsquo;s in very poor taste. Why? Well, the basic idea is that you can record a message that will be played to your friends and loved ones if you should die unexpectedly. The task of sharing this message goes to two or three trusted friends on Facebook. Once activated, the app sends out the message. You can send an inside joke or something way more serious. But if this kind of thing doesn't give you the creeps, the app could be something that helps people accept your passing, especially if it&rsquo;s very sudden.</p> <h2>5. iLivingWill</h2> <p>A living will is not a substitute for a last will, and they have very different purposes. A last will is there to see that your property is distributed according to your wishes and your last wishes are carried out. It also specifies guardianship for minors. A living will is put in place to outline critical healthcare decisions in advance, so if you are incapacitated, everyone knows what you wanted. Usually, people refer to your living will for such information as whether you want to remain on life support and who you want to make health decisions for you if you are incapable of doing so. The 99 cent <a href="http://itunes.apple.com/us/app/ilivingwill/id435181141?mt=8">iLivingWill</a> iPad app lets you create, store, and distribute a living will for yourself, family, and even friends.</p> <p>The app will:</p> <ul> <li>Sensitively answer all the important questions, like having your own family doctor at your side</li> <li>Tell your health care providers exactly what kind of care you expect</li> <li>Help protect those you love from uncertainty and regret</li> <li>Prepare a living will summary document, with the option to save and share it</li> </ul> <p>The app comes with voice-over support, and a portion of the profits <span>goes to organizations that support end-of-life care and green burial.</span></p> <h2>6. AssetLock</h2> <p>There are several <a href="http://www.wisebread.com/cloud-computing-and-your-wallet">cloud-based storage systems</a> out there right now, and many are free (or very cheap). <a href="http://www.assetlock.net/">AssetLock</a>, however, has put a different spin on it. It&rsquo;s a website that acts as a virtual safe deposit box, storing your vital records and information and then automatically allowing your chosen family and friends to access that information once you pass away. Possible items you can store in this vault include:</p> <ul type="disc"> <li>Digital copies of important documents for reference</li> <li>Final messages for family and friends</li> <li>Funeral arrangements, a eulogy, an obituary, and notifications</li> <li>Instructions to help settle your estate, to-do's, and when to pay bills</li> <li>Locations of important documents such as wills, trusts, and insurance policies</li> <li>Where your safe deposit box, keys, etc. are located</li> <li>Secret information, like passwords, hidden accounts, and lock combinations</li> </ul> <p>The pricing is very reasonable at $9.95 a year or just $235 for life. You can also sign up for a free trial.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/six-great-tech-tools-for-planning-your-own-death-0">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/times-are-tough-would-you-consider-a-diy-funeral">Times Are Tough; Would You Consider A DIY Funeral?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-sneaky-ways-identity-thieves-can-access-your-data">3 Sneaky Ways Identity Thieves Can Access Your Data</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth">Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-smartphone-apps-that-can-help-you-in-an-emergency">10 Smartphone Apps That Can Help You in an Emergency</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/watch-all-the-documentary-movies-you-can-handle-free-online-and-yes-its-legal">Watch All The Documentary Movies You Can Handle, Free Online - And Yes, It&#039;s Legal.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Technology death funeral living will smartphone apps Thu, 31 May 2012 10:24:08 +0000 Paul Michael 932656 at http://www.wisebread.com Big Bytes: Using Tech for Restaurant Discounts http://www.wisebread.com/big-bytes-using-tech-for-restaurant-discounts <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/big-bytes-using-tech-for-restaurant-discounts" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/phone_at_restaurant.jpg" alt="Man using his phone at a restaurant" title="Man using his phone at a restaurant" class="imagecache imagecache-250w" width="250" height="155" /></a> </div> </div> </div> <p>One of the best things about technology &mdash; according to just about everybody but Congress &mdash; is the wealth of information that&rsquo;s available anytime and anywhere we need it.</p> <p>As the Internet and smartphones have evolved, so too has the way people use this technology. Our iPhones and Androids aren&rsquo;t just for looking up news and directions anymore, they&rsquo;re also an excellent way to save money on food and snacks on the go.</p> <p class="MsoNormal">If you&rsquo;re a busy career person or just that guy or girl who&rsquo;d rather eat take out than turn on a burner, here are 10 tech-savvy apps and websites that will save you money when those hunger pangs hit, no matter where you are. (See also:&nbsp;<a href="http://www.wisebread.com/a-cheapskates-guide-to-eating-out">A Cheapskate's Guide to Eating Out</a>)</p> <h2>Foursquare</h2> <p>You usually can&rsquo;t score full meals using <a href="https://foursquare.com/">Foursquare</a> specials, but there are probably good deals that you can take advantage of in your neighborhood. In my area, there are lots of restaurants that offer a free glass of wine just for stopping in &mdash; no purchase necessary. At a Ruby Tuesday once, my husband and I scored a free appetizer by asking for the manager as the special requested. We had already eaten our dinner and weren&rsquo;t hungry for the appetizer, which means that we got free dessert instead. Cake is much better than pot stickers anyway.</p> <h2>Restaurant.com</h2> <p>I live by gift certificates from <a href="http://www.restaurant.com/">Restaurant.com</a> for two reasons: 1) They&rsquo;re a great way to try a restaurant that you maybe you wouldn&rsquo;t have otherwise, and 2) they provide an excellent opportunity to save money on a restaurant that you frequent a lot. There&rsquo;s a place around the corner from my house that I visit at least four times a week to finish up my work or to simply connect with others since I work from home all day. I keep my gift certificates in my bag (which, by the way, I buy at the deepest discount available &mdash; mostly 80% but sometimes 90% off; do your Google search), so if I get hungry while I&rsquo;m there I can order dinner without feeling too guilty about it.</p> <h2>Scoutmob</h2> <p>I used <a href="http://scoutmob.com/">Scoutmob</a> for the very first time last week, and it was easy as pie. When I opened the app, I noticed that one of my favorite restaurants was offering 50% off meals with a max discount of $25 (other deals will vary more or less, however). When my husband and I were looking for someplace to eat on Friday, that&rsquo;s the first place that came to mind. Deals on Scoutmob don&rsquo;t cost the user any money, either. You just show up, check in, and hand your phone to your server so that he can verify the discount.</p> <h2>Groupon Now!</h2> <p>This app is similar to Scoutmob in that it shows the deals closest to you at any given time, but unlike Scoutmob, <a href="http://www.groupon.com/now">Groupon Now!</a> charges the users a discounted fee for whatever food item is offered. Personally, I would check Scoutmob first, but the deals are still very good here, too.</p> <h2>Papa John&rsquo;s App</h2> <p>I&rsquo;m singling this app out for a reason. Papa John&rsquo;s has a program called <a href="http://www.papajohns.com/rewards/index.shtm">Papa Rewards</a> that allows registered users to earn points based on the cost of their orders. You receive one point for every $5 spent. Once you receive 25 points &mdash; which to be honest, doesn&rsquo;t take too long depending on how often you order from the joint (we order from here way too much!) &mdash; you qualify for a free pizza. I&rsquo;m using Papa John&rsquo;s as an example here to let you know that these kinds of programs exist (with keychain and punch cards, too), and they&rsquo;re worth looking into if you frequent certain establishments.</p> <h2>GrubHub</h2> <p>When I originally chose <a href="http://www.grubhub.com/">GrubHub</a> to include in this post, I was under the impression that new registrants of the web- and app-based delivery service received a $10 credit to use when placing their first order. That was true at one point, but the deal expired this past November. Because I didn&rsquo;t want you to miss out on GrubHub if you haven&rsquo;t yet tried it &mdash; and I certainly didn&rsquo;t want to deprive you of a chance to save some dough &mdash; I called the GrubHub peeps yesterday, and they were totally excited to offer the first 50 Wise Bread readers (who are new GrubHub users) a $5 <a href="http://wisebread.com/coupons">coupon code</a> to use when checking out after ordering their meal. Just enter WISEBREAD5 before January 23 to redeem this exclusive offer.</p> <h2>LivingSocial Instant</h2> <p><a href="https://www.livingsocial.com/instant">LivingSocial Instant</a> is the exact same concept as Groupon Now! Like I said before, you might find a deal here that Groupon Now! or Scoutmob doesn&rsquo;t have. It only takes a few minutes to compare and save.</p> <h2>BlackboardEats</h2> <p>The <a href="http://blackboardeats.com/">BlackboardEats</a> website/app is a bit more exclusive than the others, with deals targeting only Los Angeles, New York, San Francisco, and Chicago. But registered users will receive weekly e-mails good for a percentage off their meal, a free bottle of wine, exclusive prix fixes, secret menus, and more at some of the best restaurants in their respective cities.&nbsp;</p> <h2>Happy Hour Finder</h2> <p>The best part about happy hours is the discount booze and sometimes free food. In fact, I once stumbled upon a happy hour at the Jersey Shore that offered a smorgasbord of food including pastas, sausages, and cold cuts &mdash; enough to feed a crowd full of juice heads and me &mdash; for free. As soon as you open the <a href="http://thehappyhourfinder.com/">Happy Hour Finder</a> app, you&rsquo;ll find happy hours nearby plus their registered deals. There are 13 in my area right now. How many are in yours?</p> <h2>Restaurant-Specific Websites</h2> <p>Before a trip to Dallas two years ago, I did an Internet search for the best barbecue restaurants in the area &mdash; I mean, who goes to Dallas without getting sauce on their shirt? Anyway, the search told me that Sonny Bryan&rsquo;s Smokehouse was highly recommended, so I visited the website to see what it was all about. I&rsquo;m glad I did, too. Right there on the front page was a sign-up form for a buy one, get one free coupon. Total score! So many restaurants have these deals as part of their loyalty clubs and people overlook them &mdash; especially on birthdays when you can get a <a href="http://www.wisebread.com/big-list-of-birthday-freebies">motherload of freebies</a>&hellip;and a few extra pounds.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/big-bytes-using-tech-for-restaurant-discounts">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-smartphone-apps-that-make-self-care-a-snap">14 Smartphone Apps That Make Self-Care a Snap</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-great-beer-apps-to-kick-start-your-summer">5 Great Beer Apps to Kick-Start Your Summer</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/organize-8-key-areas-of-your-life-with-these-17-smart-apps">Organize 8 Key Areas of Your Life With These 17 Smart Apps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-smartphone-apps-that-can-help-you-in-an-emergency">10 Smartphone Apps That Can Help You in an Emergency</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/big-list-of-birthday-freebies">Big List of Birthday Freebies</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Technology customer rewards daily deals restaurant discounts smartphone apps Mon, 23 Jan 2012 11:24:27 +0000 Mikey Rox 871432 at http://www.wisebread.com 5 Things Angry Birds Has Taught Me About Life http://www.wisebread.com/5-things-angry-birds-has-taught-me-about-life <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-things-angry-birds-has-taught-me-about-life" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/angry_birds.jpg" alt="Woman with Angry Birds on a phone" title="Woman with Angry Birds on a phone" class="imagecache imagecache-250w" width="250" height="159" /></a> </div> </div> </div> <p>I play Angry Birds. I don&rsquo;t know too many people with a smart phone who don't. Good or bad, the game is highly addictive, and sometimes I feel guilty about the time spent playing. Other times, however, I realize that it&rsquo;s time I would have spent zoning out on bad TV or sleeping on a plane. Here are some of the lessons I&rsquo;ve taken away from playing the nation&rsquo;s most popular gaming app &mdash; and they&rsquo;re pretty good, if you ask me. (See also: <a href="http://www.wisebread.com/21-personal-finance-lessons-from-harry-potter">21 Personal Finance Lessons From&nbsp;Harry Potter</a>)</p> <h3>1. If you don&rsquo;t succeed, try again. And again. And maybe one more time.</h3> <p>Because the game is like crack-cocaine in how it compels you to keep doing it, I&rsquo;ll admit to trying a level 100+ times in a row. I can&rsquo;t think of too many other things that I&rsquo;ve shown the same commitment to, but for those things that I have kept at until the end, I&rsquo;ve seen wonderful rewards. If only we could approach our businesses, families, and desires to change the world with the same stubbornness. (I bet things would get better very soon.)</p> <h3>2. It may simply be your approach.</h3> <p>Not sure what you&rsquo;re doing wrong with an unbeatable level in Angry Birds? It may be that you&rsquo;re attacking it from (literally) the wrong angle. With life, as well, it may work to try something completely off the wall for your next approach or give it a &ldquo;throw it and see if it sticks&rdquo; effort. Even if it&rsquo;s not the winning play, you may gain some insight into just how you should go about it next time. (&ldquo;Let&rsquo;s not try THAT again&rdquo; is also a useful &mdash; even if painful &mdash; revelation.)</p> <h3>3. Move on to new things, but revisit ways to sharpen your existing skills.</h3> <p>I love trying new experiences, but I haven&rsquo;t abandoned those pursuits that I&rsquo;ve kept with me since childhood. Just like in the game, you are allowed to move to new levels once you&rsquo;ve passed the previous; it&rsquo;s very rewarding, however, to go back and master older levels to attain those coveted three gold stars. Whether it&rsquo;s piano playing or snowboarding, I highly recommend taking a trip back to old talents to see how you can polish them up.</p> <h3>4. You don&rsquo;t have to do it alone.</h3> <p>It&rsquo;s amazing how all it usually takes for me to pass a difficult level is to leave my <a href="http://www.wisebread.com/double-duty-protection-multipurpose-ipad-2-cases">iPad 2</a> on the living room couch for my husband or 8-year-old to find. I can come back a day later guaranteed that the code will be cracked. It&rsquo;s not that they are smarter (they also leave levels for me to assist with); more likely they have that unique perspective and fresh approach that I was lacking on that particular day. Handing life&rsquo;s troubles off for a time to someone less frazzled works; don&rsquo;t be afraid to call in reinforcements.</p> <h3>5. Someone will always be better than you.</h3> <p>I&rsquo;ve learned not to obsess about getting a high score in my house or the online Angry Birds community. Life works in the same way for me; there will always be a better blogger, piano player, drummer, and marketer. But I can take peace in focusing on my score in the game <em>and</em> the real world by tuning out what others are doing. (You really can&rsquo;t be happy measuring yourself against others all the time.)</p> <p>Angry Birds is just a game, but it is crazy good fun. It also resembles so many things that I deal with on a daily basis as a mom of five and a <a href="http://www.1099mom.com/">small business owner</a></p> <p><em>What games do you enjoy that have taught you real-world lessons? </em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-things-angry-birds-has-taught-me-about-life&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%2520Things%2520Angry%2520Birds%2520Has%2520Taught%2520Me%2520About%2520Life.jpg&amp;description=5%20Things%20Angry%20Birds%20Has%20Taught%20Me%20About%20Life"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Things%20Angry%20Birds%20Has%20Taught%20Me%20About%20Life.jpg" alt="5 Things Angry Birds Has Taught Me About Life" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/5-things-angry-birds-has-taught-me-about-life">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-fun-games-that-make-you-smarter-too">11 Fun Games That Make You Smarter, Too</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/organize-8-key-areas-of-your-life-with-these-17-smart-apps">Organize 8 Key Areas of Your Life With These 17 Smart Apps</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-tools-and-gadgets-your-smartphone-can-replace">7 Tools and Gadgets Your Smartphone Can Replace</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-smartphone-apps-that-can-help-you-in-an-emergency">10 Smartphone Apps That Can Help You in an Emergency</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-surprising-ways-a-personal-website-can-improve-your-life">8 Surprising Ways a Personal Website Can Improve Your Life</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development Technology games life lessons smartphone apps Thu, 29 Dec 2011 11:24:28 +0000 Linsey Knerl 845093 at http://www.wisebread.com Amazon Will Give You 5% Off for Price Checking Saturday: But Is It Fair? http://www.wisebread.com/amazon-will-give-you-5-off-for-price-checking-saturday-but-is-it-fair <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/amazon-will-give-you-5-off-for-price-checking-saturday-but-is-it-fair" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/barcodescanner.jpg" alt="woman scanning bar code" title="To Scan or Not to Scan?" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>Amazon is <a href="http://www.amazon.com/gp/feature.html?docId=1000749751">offering shoppers 5% off on purchases</a> this Saturday &mdash; December 10 &mdash; if they use the retailer's Price Check app on the same product in a brick and mortar store. (See also: <a href="http://www.wisebread.com/16-best-mobile-shopping-apps-for-your-phone">16 Best Mobile Shopping Apps for Your Phone</a>)</p> <p>This effectively means that Amazon is trying to get customers who walk into a store intending to buy, say, a Barbie Cruise Ship, to leave the store and buy on Amazon instead. The program also encourages shoppers to inform Amazon of the prices that other retailers are charging for the items they look up. Shoppers can get a 5% discount on up to three items Saturday, with a maximum discount of $5 per item.</p> <p>Some small business owners are outraged.</p> <p>&quot;The Amazon promotion encourages consumers to take the resources of their local businesses in order to save themselves money and allow Amazon to profit,&rdquo; said Katherine O. McHenry, shopkeeper at <a href="http://www.buildingblockstoys.com/">Building Blocks Toy Store in Chicago</a>.</p> <p>As McHenry sees it, Amazon is encouraging customers to use local stores as a showroom only.</p> <p>&quot;I think consumers have a responsibility to 'buy it where they try it,'&rdquo; McHenry said.</p> <p>McHenry is not alone &mdash; <a href="http://latimesblogs.latimes.com/technology/2011/12/retail-group-lashes-out-after-amazon-announces-price-check-app-promotion.html">retailer associations nationwide have decried Amazon's move</a>.</p> <p>Then there is the fact that Amazon asks &mdash; but doesn't require &mdash; customers to tell them what other stores are charging.</p> <p>&quot;With every in-store price you share, you help insure our prices remain competitive for our customers,&rdquo; Amazon says.</p> <p>Is it nice to ask your customers to spy on the competition? Then again, Amazon's prices are always right out there for everyone to see, so maybe they feel that turnabout is fair play.</p> <p>What do you think of this promotion? It's surely a boon to shoppers to be able to get up to $15 off holiday shopping this weekend. And despite McHenry's understandable frustration, it's not as if comparison shopping is a new thing. Apps like Amazon's Price Check just make it a lot easier.</p> <p>Do you feel any responsibility to the store where you physically checked out an item? What if the staff spends time demonstrating the item or helping you figure out what you need? Is it different if you visit the showroom of a national chain versus a local shop? Is there something inherently evil or crass about using a price check app?&nbsp;</p> <p>Personally, I feel like it's tacky to go to a local store to see or play with a specific item, knowing that I intend to buy it elsewhere. I wouldn't waste the staff's time with questions if that was my intention. But my goodwill towards local business only goes so far &mdash; if I browse in a <a href="http://www.wisebread.com/choosing-local-businesses">local shop</a> and happen to see something I like, I'm not going to say I won't buy it online months later. And if I'm browsing at a national chain, all bets are off.</p> <p>I have used price check apps in stores, but only large chain stores. I recently pulled out my Droid and used the ShopSavvy app at Kohl's to check the price of that Barbie Cruise Ship I mentioned. At the time, Kohl's sale price beat Amazon's &mdash; and I had a 20% off coupon besides, so using the app helped me buy in confidence.</p> <p>But I don't know if I would use that same app in a local toy store. I would probably be embarrassed that the owner would see me.</p> <h3>Price-Checking Apps</h3> <p>If you aren't afraid to price compare at will, here are the smartphone apps that make it possible:</p> <p><strong>Amazon Price Check </strong></p> <p>For <a href="http://www.amazon.com/Amazon-com-Price-Check/dp/B005QTZSRA/ref=sr_1_2?ie=UTF8&amp;s=mobile-apps&amp;qid=1323404991&amp;sr=1-2">Android</a> and <a href="http://itunes.apple.com/us/app/price-check-by-amazon/id398434750?mt=8">iPhone</a>, free. Scan a barcode, snap a photo, or say the item's name, and the app will tell you what Amazon charges for it.</p> <p><strong>ShopSavvy Bar Code Scanner </strong></p> <p>For <a href="https://market.android.com/details?id=com.biggu.shopsavvy&amp;feature=search_result#?t=W251bGwsMSwxLDEsImNvbS5iaWdndS5zaG9wc2F2dnkiXQ..">Android</a> and <a href="http://itunes.apple.com/us/app/shopsavvy-barcode-scanner/id338828953?mt=8">iPhone</a>, free. Scan the barcode, and the app will attempt to tell you what the item sells for online and in nearby physical locations. I say &quot;attempt,&quot; because I have not successfully had ShopSavvy find me an item in a nearby store. It found the item at the store I was in, but the price was wrong.&nbsp;</p> <p><strong>Google Shopper</strong></p> <p>For <a href="https://market.android.com/details?id=com.google.android.apps.shopper&amp;feature=search_result#?t=W251bGwsMSwxLDEsImNvbS5nb29nbGUuYW5kcm9pZC5hcHBzLnNob3BwZXIiXQ..">Android</a> and <a href="http://itunes.apple.com/us/app/google-shopper/id416091721?mt=8">iPhone</a>, free. Point your phone at a barcode, or the cover of a book or DVD, and Google will search for price comparisons from online merchants.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/amazon-will-give-you-5-off-for-price-checking-saturday-but-is-it-fair">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-smart-shoppers-will-save-at-amazons-whole-foods">How Smart Shoppers Will Save at Amazon&#039;s Whole Foods</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-little-known-amazon-shopping-hacks">5 Little Known Amazon Shopping Hacks</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-stores-with-the-best-price-matching">10 Stores With the Best Price Matching</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-dumb-places-you-re-leaving-your-money">6 Dumb Places You’re Leaving Your Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Amazon shop locally shopping apps smartphone apps Fri, 09 Dec 2011 11:35:01 +0000 Carrie Kirby 820006 at http://www.wisebread.com 9 Smartphone Apps to Manage Your Money http://www.wisebread.com/small-business/9-smartphone-apps-to-manage-your-money <div class="field field-type-link field-field-url"> <div class="field-label">Link:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <a href="http://www.openforum.com/articles/9-smartphone-apps-to-manage-your-money" target="_blank">http://www.openforum.com/articles/9-smartphone-apps-to-manage-your-money</a> </div> </div> </div> <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/small-business/9-smartphone-apps-to-manage-your-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000017131900Small.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>Keeping track of your cash flow and accounts shouldn't be a big time sink. You've got more important things to do. So pick up your smartphone. Managing your company&rsquo;s money on-the-go <a href="http://www.openforum.com/idea-hub/topics/technology/article/smartphone-apps-to-save-you-time-and-money-1" target="_blank">has never been</a> easier.</p> <h2>1. Expensify</h2> <p>This on line service plus phone app allows you to create &quot;expense reports that don't suck,&quot; which would be nice for everyone involved. You set up an account (free for individuals; $5/person for business expense report approval), download the right app for your phone (iPhone, Android, Blackberry, and Palm), and start uploading receipts, adding account information, tracking expenses, syncing with QuickBooks, and creating reports and spreadsheets.</p> <p>If you only get one money management app, <a href="https://www.expensify.com/" target="_blank">Expensify</a> should be the one.</p> <h2>2. Pageonce</h2> <p>Losing money on late fees because you forgot to pay a bill is just bad business. Set yourself up with <a href="http://www.pageonce.com/" target="_blank">Pageonce</a> to end that senselessness. It allows you to track multiple account balances, bills, and payments, and set up alerts with the Payments Due feature so you don't forget to pay the bills. An account is free, as is the app for Android, iPhone, Blackberry, iPad, and Windows Phone.</p> <h2>3. BillTracker</h2> <p>For a simpler take on the bill reminder service, try <a href="http://snaptapapps.com/" target="_blank">BillTracker</a>. This one is exclusively for Apple users: iPhone, iPad, and iPod Touch, and the app costs $1.99. Users appreciate that it is straightforward, simple to use, and has both calendar and list view for upcoming bills. It's also pretty...</p> <h2>4. Loanshark</h2> <p>Know the key to money management? Know where your money is going. <a href="http://foggynoggin.com/loanshark" target="_blank">Loanshark</a> allows you to calculate loan payments and will produce a full amortization table for you, so you can see how much interest you're paying, how much an extra payment or two would help, and more. $2.99 for the iPhone or iPad app.</p> <p><a href="https://market.android.com/details?id=com.cityjams.calculators.loan&amp;feature=search_result" target="_blank">LoanCalculator</a> provides the same services for Android users, and it's a free app.</p> <h2>5. Paypal</h2> <p>The go-to method for on line payments, <a href="https://personal.paypal.com/us/cgi-bin/?cmd=_render-content&amp;content_ID=marketing_us/mobile_android" target="_blank">Paypal</a> is still a must for easily managing your money, payments, and transfers. The mobile app allows you to easily check your balance and payments received, as well as make payments or transfer money to your other accounts.</p> <h2>6. XE Mobile Currency</h2> <p>Whether you're traveling for business or putting together a proposal for an international client, having a handy currency converter makes it easy to keep track of dollars to euros or yen or... whatever. <a href="http://www.xe.com/mobile/#section4" target="_blank">XE Mobile Currency</a> provides live currency rates, and has apps available for iPhone, iPad, Android, Blackberry, and Windows Phone; all are free.</p> <h2>7. ProOnGo</h2> <p>Expense tracking at its simplest and best. <a href="http://www.proongo.com/index.php" target="_blank">ProOnGo</a> starts with the cloud-based service. Individual accounts start as low as $0.99/month and go up to $9.99/month; business accounts start at $27/month for up to 5 users and go up from there. Once you get your account set up, you can download the appropriate app; Android, Blackberry, iPhone, and Windows phone are all covered. ProOnGo allows you to input receipts, track mileage, track your time, and create reports for Excel or Quickbooks (or a custom format).</p> <h2>8. ClockIn or TimeClock</h2> <p>When you just want a simple time tracking application, one of these will do the job. If you are a freelancer or outsourced worker, you can easily track hours logged on different projects. If you're the boss, you can track your own hours and see where your time is going. See <a href="http://itunes.apple.com/us/app/clockin-33-off/id300065032?mt=8" target="_blank">ClockIn for Apple products</a> (free) and <a href="http://www.spotlightsix.com/android_timeclock/" target="_blank">TimeClock for Android</a> ($3.99).</p> <h2>9. Invoice2Go or MobileBiz</h2> <p>These invoicing apps are musts for freelancers in general and freelancers on the go in particular. Get the invoicing done, so you don't have to worry about remembering to do it when you get back home (and potentially, forgetting and potentially missing out on some money you're owed...).</p> <p>Input your client's information, your hours worked, the rate, and any other expenses (or discounts and deductions). Send the invoice straight from your phone. For Apple users, <a href="http://www.iphone-invoice2go.com/" target="_blank">the app of choice is Invoice2Go</a>; a bit pricey at $10.49, but you can get a free trial version to make sure you like it. If you do, and you use it, it's well worth a $10 price tag to avoid missing an invoice. For Android users, <a href="http://mobilebiz.imsunny.com/" target="_blank">MobileBiz is a feature-rich invoicing app</a> with free, trial, and pro versions.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/annie-mueller">Annie Mueller</a> of <a href="http://www.wisebread.com/small-business/9-smartphone-apps-to-manage-your-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/250-tips-for-small-business-owners">250+ Tips for Small Business Owners</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-grow-your-solo-business-without-hiring-employees">How to Grow Your Solo Business Without Hiring Employees</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-credit-cards-for-small-businesses">Best Credit Cards for Small Businesses</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-smartphone-apps-that-make-self-care-a-snap">14 Smartphone Apps That Make Self-Care a Snap</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/organize-8-key-areas-of-your-life-with-these-17-smart-apps">Organize 8 Key Areas of Your Life With These 17 Smart Apps</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entrepreneurship Small Business Resource Center Technology business apps money management apps online business tools small business smartphone apps Sat, 06 Aug 2011 20:57:07 +0000 Annie Mueller 640165 at http://www.wisebread.com