air conditioning http://www.wisebread.com/taxonomy/term/11891/all en-US 8 Industries That Could Benefit From Climate Change http://www.wisebread.com/8-industries-that-could-benefit-from-climate-change <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-industries-that-could-benefit-from-climate-change" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/engineer_projecting.jpg" alt="Engineer projecting" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The recent devastation brought on by hurricanes in the U.S. and Puerto Rico has led to renewed conversations about the impact of climate change. Dangerous storms, rising sea levels, droughts, and heat waves are now more commonplace around the globe, and for better or for worse, there are many companies poised to cash in.</p> <p>Few companies will explicitly <em>try</em> to profit off climate change, but there are a number of industries that could see revenues rise if our planet continues to warm. Whether by harnessing new energy sources, building new infrastructure, or creating products to protect people's health, companies will step up and respond as our climate changes. Meanwhile, other firms will profit in unexpected ways.</p> <p>Here are some major industries that may benefit &mdash; rightly or wrongly &mdash; from climate change.</p> <h2>1. Renewable energy companies</h2> <p>Most scientists agree that the pace of global warming can be slowed by a shift toward green energy. Companies that produce solar energy and electricity from wind and other nonpolluting sources should see revenues grow as the energy economy shifts. The number of startups operating in this area is expected to increase, too.</p> <p>Here's why. Renewable energy sources comprised about 15 percent of U.S. electricity production in 2016, and that's likely to increase. According to the Solar Energy Industries Association, solar energy accounted for 30 percent of all new sources of electricity in the first quarter of 2017. Renewable energy is expected to pass coal as an energy source within the next 12 years. We won't be switching entirely to green energy overnight, but the megawatts produced by environmentally friendly sources will continue to increase.</p> <h2>2. Established energy companies</h2> <p>While concern over climate change has led to a push for more renewable energy sources, traditional energy companies aren't going away tomorrow. In fact, as energy needs increase due to rising temperatures, it (ironically) may be established fossil fuel companies that meet those needs until renewable sources become more abundant and reliable. Some companies have also noted that melting ice in the Arctic could open up more areas for offshore oil drilling.</p> <h2>3. Construction companies</h2> <p>While many people are focused on preventing and slowing climate change, others are examining how to make our world more resilient to deal with the impacts. This means potentially building sea walls and other infrastructure to address rising sea levels. It could also mean bolstering major infrastructure such as railways, airports, and roads. Much of this work will be done by private companies, and could come sooner rather than later if lawmakers agree on a large increase in infrastructure spending.</p> <p>Companies such as Caterpillar, Bechtel, and Whiting-Turner are among those often involved in major construction projects. It's worth pointing out that many of these same companies are active in disaster relief efforts, as well.</p> <h2>4. Air conditioning suppliers</h2> <p>An increasing number of places in the world, including some densely populated regions, are dealing with temperatures that are virtually deadly unless citizens have access to air conditioning. This presents a huge opportunity for air conditioning suppliers such as Daikin Global and Fujitsu, provided that their potential customers have access to the electricity to run AC units.</p> <p>Of course, air conditioning is also a contributor to climate change due to the use of hydrofluorocarbons, which trap thousands of time more heat in the atmosphere than carbon dioxide. As countries move to phase out the use of HFCs, companies that produce affordable and scalable air conditioning solutions that are better for the environment are the best poised to cash in.</p> <h2>5. Specialized clothing manufacturers</h2> <p>If an increasing number of people are facing extreme weather, that's an opportunity for clothing manufacturers who use technology to produce clothing that helps keep us safe and comfortable. Think of specialized apparel and gear that's designed to keep you cooler, block out the sun, protect against extreme rainfall, or respond to changes in temperature. Even sunglasses may become more technologically advanced.</p> <p>Climate change also presents an opportunity for companies committed to reducing their carbon footprints when sourcing and manufacturing their products.</p> <h2>6. Shipping companies</h2> <p>In August, a Russian tanker ship made headlines by becoming the first ship to cross the Northeast Passage from Europe to Asia without the use of an icebreaker. This is significant, because it suggests that companies can now ship goods much faster. For example, a trip through the Northeast Passage, which runs along the Arctic coast of Russia between the Atlantic and Pacific Oceans, takes 30 percent less time than the traditional route through the Suez Canal.</p> <p>The trip by the Russian tanker was made possible due to declining ice levels in the Arctic, presumably as a result of climate change. The reduction in ice could also mean more potential routes for vacation cruise ships, including more trips to the Arctic and Antarctic regions.</p> <h2>7. Defense and security firms</h2> <p>There is increasing concern that food shortages and other challenges caused by climate change could lead to civil unrest. In fact, the United Nations Food Programme last year said high food prices led to unrest in Morocco, Bangladesh, Tunisia, and Indonesia. Large defense companies, including Lockheed Martin, Raytheon, and United Technologies, would indirectly profit if tensions escalated into armed conflicts, and many of those same companies are involved in carrying out the delivery of humanitarian aid.</p> <p>Moreover, climate change is often cited as a contributing factor to the refugee crisis in Syria and other parts of the Middle East. Continued mass migration could mean a greater need for border surveillance and security forces, which would also benefit security and defense firms.</p> <h2>8. Crop science companies</h2> <p>A number of forces are combining to drive prospects for crop science companies. The world's growing population is causing food demand to rise. Meanwhile, consumers are showing more interest in organic food products. This is all happening at a time when climate change is causing more droughts, floods, and unpredictable growing conditions.</p> <p>Companies that may benefit from these trends include new biotech firms, as well as established giants such as Monsanto and Bayer, which have invested billions of dollars in crops designed to be more resilient and produce higher yields with less water and soil.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F8-industries-that-could-benefit-from-climate-change&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F8%2520Industries%2520That%2520Could%2520Benefit%2520From%2520Climate%2520Change.jpg&amp;description=8%20Industries%20That%20Could%20Benefit%20From%20Climate%20Change"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/8%20Industries%20That%20Could%20Benefit%20From%20Climate%20Change.jpg" alt="8 Industries That Could Benefit From Climate Change" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/8-industries-that-could-benefit-from-climate-change">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-climate-change-could-affect-your-money">6 Ways Climate Change Could Affect Your Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/welcome-to-container-city-how-shipping-containers-are-recycled-into-green-dwellings">Welcome to Container City - How Shipping Containers Are Recycled into Green Dwellings</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-lucrative-climate-change-investments-that-can-help-save-the-world">5 Lucrative Climate Change Investments That Can Help Save the World</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/oprah-asks-a-great-question-what-can-you-live-without">Oprah Asks A Great Question; What Can You Live Without?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-big-of-a-house-do-you-really-need">How Big of a House Do You Really Need?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Green Living air conditioning climate change construction defense energy global warming hurricane harvey renewables trade Fri, 13 Oct 2017 08:30:04 +0000 Tim Lemke 2035541 at http://www.wisebread.com 6 Smart Ways to Help Your Appliances Retain Their Value http://www.wisebread.com/6-smart-ways-to-help-your-appliances-retain-their-value <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-smart-ways-to-help-your-appliances-retain-their-value" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_food_fridge_76458411.jpg" alt="Woman finding smart ways to help appliances retain their value" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Unlike any car you buy, your home appliances can retain their value so long as you give them a little TLC. Maximize the life span and potential resale return of your washer, dryer, fridge, and more with some basic maintenance.</p> <h2>1. Give the Inside the What-For</h2> <p>Begin with a thorough clean of the inside of your fridge, microwave, stovetop, and dishwasher. Be sure to test all the buttons on your keypad control panels &mdash; even the ones you don't use every day. Check for deterioration in the rubber seals around your dishwasher &mdash; a minor crack can quickly lead to a flooded kitchen. (Or, YA know, when your husband puts laundry detergent in it because you ran out of dishwasher liquid.)</p> <p>Mike Clear, VP of operations at American Home Shield, a home warranty provider, offers a few more pro tips.</p> <p>&quot;Avoid using sopping wet sponges or rags to clean your appliances' keypad control panels,&quot; he says. &quot;You may be slowly damaging the control panels on your appliances during your routine cleaning which could eventually short-circuit the panel.&quot;</p> <h2>2. Work Your Way to the Basement</h2> <p>As temperatures heat up and A/C takes center stage, show your furnace and heating system some TLC in the offseason to be sure you're not left in the cold next winter.</p> <p>&quot;Keep the area around your air returns clean and unobstructed,&quot; Clear says. &quot;Extra dirt on your filter means the unit will have to work too hard and run longer, making it less cost-efficient and reducing its life span. Check to see if the cover near your furnace's filter is in place. If not, you could be risking fire and other safety hazards. Regular maintenance by a professional should be scheduled well before cold weather sets back in.&quot;</p> <p>That last point is important: Don't forgo regular maintenance. Even if you inspect your furnace and everything looks fine, leaving untreated problems to only get worse will only inconvenience you further when you need it most.</p> <h2>3. Mind the Hard-Water Buildup</h2> <p>Those who live in hard water areas (70% of Americans do) struggle with hard mineral scale buildup, which can shorten the life of appliances.</p> <p>Products like <a href="http://amzn.to/28PUBnx">Ionizer Armor</a> condition the water and reduce the amount of minerals that make their way into the appliances using magnet technology. Just snap it onto the water line and forget it &mdash;lest you want to live in a <a href="https://www.youtube.com/watch?v=s62KlfeLO_M">Zest commercial</a>.</p> <h2>4. Consider Your Appliances' Cosmetic Aesthetic</h2> <p>It's not just the moving parts that contribute to the resale value of your appliances &mdash; they have to look good inside and out.</p> <p>&quot;Periodically cleaning out the entire contents of a freezer/refrigerator and doing a deep clean keeps the appliance looking new and removes any remnant odors or stains,&quot; says Wes Taft, co-founder of moveCHECK, an app to make moves less stressful. &quot;The longer those sit, the harder they are to get rid of. An appliance with a stain or dull finish will linger in a potential buyer's mind as a concern when making an offer on the home or the appliance.&quot;</p> <p>So, yeah, it's time to ditch all those science experiments hiding behind the expired milk.</p> <h2>5. Keep the A/C Too Legit to Quit</h2> <p>During the warmer months, it's crucial that your air filter and A/C system are working properly. You know this homebody requires climate control!</p> <p>&quot;Check your air filters regularly,&quot; advises Clear. &quot;Cleaning or replacing your A/C system's air filter can help prevent damage, inefficiencies, and keeps your air clean. Schedule annual maintenance on your A/C now, so you can be sure your unit is in top shape before being put to the test with this summer's high temps.&quot;</p> <p>Try not to wait for the first heat wave or minor A/C hiccup. You'll be kicking yourself (and sweating) later if you put off A/C maintenance until after it breaks down.</p> <h2>6. Know When to Call a Professional</h2> <p>We're all about DIY here at Wise Bread, but if you're in over your head when trying to fix a broken appliance, don't be ashamed to call in a knowledgeable professional. Eating crow is much better than being electrocuted to death.</p> <p>&quot;Be mindful of what may seem like a quick DIY fix,&quot; says Clear. &quot;This can be especially disastrous when it comes to fixing large and expensive appliances and home systems. Leave it to the pros.&quot;</p> <p><em>What do you do to help your appliances retain their value? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/6-smart-ways-to-help-your-appliances-retain-their-value">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-how-long-these-6-appliances-should-last">This Is How Long These 6 Appliances Should Last</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-baking-soda-took-my-bathroom-from-yuck-to-yes">How Baking Soda Took My Bathroom from “Yuck” to Yes!</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-16-favorite-ways-to-get-rid-of-clutter">My 16 Favorite Ways to Get Rid of Clutter</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-money-and-declutter-by-selling-these-5-unlikely-treasures">Make Money and Declutter by Selling These 5 Unlikely Treasures</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-clean-your-dishwasher">How to Clean Your Dishwasher</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living air conditioning appliances cleaning furnace hard water home maintenance resale value Wed, 29 Jun 2016 10:00:06 +0000 Mikey Rox 1740459 at http://www.wisebread.com 10 Clever Ways to Keep Cool When It's Stupid Hot Out http://www.wisebread.com/10-clever-ways-to-keep-cool-when-its-stupid-hot-out <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-clever-ways-to-keep-cool-when-its-stupid-hot-out" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_fan_hot_17666765.jpg" alt="Man finding clever ways to keep cool when it&#039;s stupid hot out" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I don't know what it's like where you live, but where I am, it's hot. And if my weather app is at all accurate, it's going to stay that way for a good long while.</p> <p>While I am lucky to have air conditioning in my house, I like to use it as little as possible. Those bills add up, and every dollar I spend on air conditioning is a dollar that I can't spend on something else I'd rather have, like a trip or a comfortable retirement.</p> <p>So I'm finding other ways to keep cool this summer. Sure, I'll use the A/C sometimes. But the rest of the time, I'll be doing these things to stay cool, and you can, too! (See also: <a href="http://www.wisebread.com/9-dumb-ways-youre-going-to-waste-money-this-summer?ref=seealso">9 Dumb Ways You're Going to Waste Money This Summer</a>)</p> <h2>1. Get Your Hair Wet</h2> <p>I'm always amazed at how much cooler I am when my hair is wet. Even just damp, it changes my perception of how warm I am by a significant factor. So when I get hot this summer, I'll dump some water on my head or take a quick (and cool!) shower, or even hose my head down outside.</p> <p>I'm lucky in that I can wear my hair air-dried and it looks fine. If you can't do that, you can still use this technique. Get your hair wet, let it air dry to damp, then style it as usual. Or wear it air dried around your house, because no one there cares how you look!!</p> <h2>2. Wear Cotton</h2> <p>Because it is light and breathable, you will stay cooler in cotton than you will if you wear most synthetics. So if you're trying to beat the heat, make sure you have as many cotton-based clothing items as possible. This goes for undergarments as well as outer ones.</p> <h2>3. Mist Your Clothes</h2> <p>I've had people tell me to freeze my clothes, but that sounds miserable no matter how hot I am. Instead, I keep a spray bottle of water in my fridge and I spray myself down when I start to get warm. Because the clothes dry slower than my skin, this keeps me cooler longer than just spraying my arms and legs (though I usually do that, too!). Fortunately, cotton clothing tends to handle water just fine, so you can spray it down as many times as you need to.</p> <h2>4. Wash Your Hands (and Feet!) In Cold Water</h2> <p>I learned this from a college roommate who swore by it. When it gets hot, run your hands and feet under cold water for 30-60 seconds and you will feel cooler. You can repeat this as needed.</p> <p>My friend claimed that this works because your veins are close to the surface in your hands and your feet, so the water cools off the blood as it runs through them back to your heart. I don't know if this is true, but I do know that this trick got me through some seriously hot nights in an LA apartment when the A/C broke.</p> <h2>5. Sit on an Ice Pack</h2> <p>Stuck in an office chair all day? I know a lot of buildings don't give you any control over either AC or heat, so you can end up pretty warm all summer. Instead of suffering, take an ice pack to work with you. One of the flat ones most often used for injuries is best. Get it cold, stick it under a towel, and sit on it or put it behind your back to cool off.</p> <h2>6. Don't Cook &hellip; Grill</h2> <p>Anytime you cook in your house, it heats things up. Since you still need to eat, try using a grill instead. This keeps the hot air outside, and it lets you get even more mileage out of what is often an underutilized major purchase. I know a family who grills four or five times a week in the summer, and they swear that it keeps their house significantly cooler.</p> <h2>7. Suck on an Ice Cube</h2> <p>Need to cool down quickly? Suck on an ice cube. Smaller is better, since the large ones can trigger ice cream headaches if they cool your mouth too quickly. Try to suck and not chew the ice, so the coolness can slide down your throat and into your belly, chilling you as it goes. This doesn't offer long-lasting cooling, but it can give you the break you need on a hot day.</p> <h2>8. Make Your Own A/C</h2> <p>If you like to tinker and/or you have a lot of time on your hands, there are about a billion ways to <a href="http://www.instructables.com/howto/air+conditioning/">make your own A/C</a>. My favorite is super easy. Fill a large-ish bowl with ice cubes. Set the bowl somewhere near you, with a portable fan on the opposite side. Make the fan blow toward you, and make sure the air passes over the ice cubes. It will blow that delicious frozenness toward you, too, cooling the air around you.</p> <p>There are more complicated versions of this with coolers and dry ice, so you can get as fancy as you want. Do make sure, though, that you aren't spending more money doing this than you would just running the A/C!</p> <h2>9. Close the Blinds</h2> <p>About <a href="http://www.familyhandyman.com/smart-homeowner/energy-saving-tips/how-to-save-energy-and-cut-cooling-costs/view-all">30%&nbsp;of the heat</a> you don't want in your home comes in through the windows. Thus, it's worth investing in some heat-blocking film, blinds, or curtains to keep your home cooler.</p> <p>I've done this in my homes over the years and it's amazing the difference it makes! Sometimes, I pull back the curtains to open my sliding glass door and get a blast of heat, because there's so much of it trapped between the curtain and the door. But hey, it's not getting into my house, so I'm good with that!</p> <h2>10. Freeze Your Hat</h2> <p>So, we established earlier that freezing clothing sounds at least a little miserable. But what about freezing your hat? If you want to cool your head and getting your hair wet won't work, for whatever reason, try putting a hat in the freezer for a couple of hours before you want to wear it. This will cool your head and your temples, which will help your whole body feel cooler.</p> <p><em>How do you plan to stay cool this summer without your A/C? Share with us!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/10-clever-ways-to-keep-cool-when-its-stupid-hot-out">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-refreshing-ways-to-keep-cool-on-the-go">5 Refreshing Ways to Keep Cool On-the-Go</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-70-brilliant-ways-to-beat-the-heat-this-summer">Flashback Friday: 70 Brilliant Ways to Beat the Heat This Summer</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-places-to-go-to-beat-the-summer-heat">9 Places to Go to Beat the Summer Heat</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-sweat-less-this-summer">7 Ways to Sweat Less This Summer</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-dumb-ways-youre-going-to-waste-money-this-summer">9 Dumb Ways You&#039;re Going to Waste Money This Summer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Lifestyle air conditioning frugal living hot day life hacks summer summer heat summer sun Tue, 28 Jun 2016 10:30:05 +0000 Sarah Winfrey 1740225 at http://www.wisebread.com Best Money Tips: Beat the High Cost of Air Conditioning http://www.wisebread.com/best-money-tips-beat-the-high-cost-of-air-conditioning <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-beat-the-high-cost-of-air-conditioning" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cooling-fan-177379970-small.jpg" alt="cooling fan" title="cooling fan" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on beating the high cost of air conditioning, rules for buying a wedding gift, and what to do after a car accident.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneytalksnews.com/2014/05/30/21-ways-to-beat-the-high-cost-of-air-conditioning/">21 Ways to Beat the High Cost of Air Conditioning</a> &mdash; To beat the high cost of air conditioning, change AC filters monthly and insulate the attic. [Money Talks News]</p> <p><a href="http://kiplinger.com/article/spending/T050-C000-S002-rules-for-buying-a-wedding-gift.html">4 Rules for Buying a Wedding Gift</a> &mdash; If you receive a wedding invitation but can't go to the wedding, you are still expected to send a gift. [Kiplinger]</p> <p><a href="http://www.squawkfox.com/2009/04/16/14-things-to-do-before-and-after-a-car-accident/">14 Things to Do Before and After a Car Accident</a> &mdash; After a car accident, it is important that you exchange car insurance information and driver details and that you take pictures of the accident. [Squawkfox]</p> <p><a href="http://www.narrowbridge.net/grocery-bill-500-per-month/">How My Family of Five Keeps Its Grocery Bill Under $500 Per Month</a> &mdash; Remembering that sales are your friends can help keep your grocery bill low. [NarrowBridge Finance]</p> <p><a href="http://www.thesimpledollar.com/building-a-better-day/">Building a Better Day</a> &mdash; It is important to spend more time actually doing things than just thinking about doing them. [The Simple Dollar]</p> <h2>Other Essential Reading</h2> <p><a href="http://onecentatatime.com/8-low-cost-business-ideas-you-should-consider/">8 Low Cost Business Ideas You Should Consider</a> &mdash; If you want to start your own business, consider becoming an event planner or a tutor. [One Cent at a Time]</p> <p><a href="http://www.creditsesame.com/blog/money-the-uninvited-third-party/">Money, The Univited Third Party in Your Relationship</a> &mdash; It is important to talk about money with your significant other now rather than later. [Credit Sesame]</p> <p><a href="http://www.bargaineering.com/articles/guess-spend-gas.html">Stop Guessing About How Much You'll Spend on Gas</a> &mdash; My Trip Calculator can help you figure out how much you'll spend on gas. [Bargaineering]</p> <p><a href="http://www.savvysugar.com/Lessons-Dad-Taught-Us-34880780">11 Important Life Lessons Dad Taught Us</a> &mdash; Did your dad teach you to manage your money and DIY? [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/what-every-parent-should-know-about-food-allergies">What Every Parent Should Know About Food Allergies</a> &mdash; When it comes to food allergies, know the difference between allergies and intolerance. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-beat-the-high-cost-of-air-conditioning">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-money-by-hypermiling-your-air-conditioning">Save Money by &quot;Hypermiling&quot; Your Air Conditioning</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-places-to-stash-cash-in-your-home">The Best and Worst Places to Stash Cash in Your Home</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-safest-cities-in-america-from-natural-disasters">10 Safest Cities in America from Natural Disasters</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/254-uses-for-vinegar-and-counting">254 Uses for Vinegar. And Counting.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-really-easy-ways-to-unclog-drains">10 Really Easy Ways to Unclog Drains</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home air conditioning best money tips Mon, 02 Jun 2014 18:00:18 +0000 Ashley Jacobs 1141279 at http://www.wisebread.com Save Money by "Hypermiling" Your Air Conditioning http://www.wisebread.com/save-money-by-hypermiling-your-air-conditioning <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/save-money-by-hypermiling-your-air-conditioning" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/relax-4978663-small.jpg" alt="home" title="home" class="imagecache imagecache-250w" width="250" height="161" /></a> </div> </div> </div> <p>Summer is still here, and it's still hot. You want to keep cool, but you don't want to triple your electric bill doing it. Fear not, intrepid savers. There's a number of ways that you can get the most out of your energy dollar. Inspired by &quot;hypermiling,&quot; the movement where drivers coast down hills and drive behind big trucks (for example) to get the most out of a gallon of gas, I've come up with a list of ways that you can hypermile your air conditioning. (See also: <a href="http://www.wisebread.com/wear-frozen-clothes-and-9-other-ways-to-beat-the-heat">Wear Frozen Clothes and 9 Other Ways to Beat the Heat</a>)</p> <h2>Switch Off Heat Emitters</h2> <p>It's not just the sun that you have to worry about. There are all kinds of heat emitting devices in your home that are robbing you of precious British thermal units of cool. Keep lights away from your AC, but also any electronics that get warm when they're in use.</p> <h2>Allow the Night Air In</h2> <p>You don't need to run your AC all day and half of the night. Close the curtains when the sun is shining directly through your window. Once it starts getting too hot, start running the AC. After the sun starts going down, shut off the AC and keep everything closed tight until it's not cool in your home anymore. Then open the windows and let the cool air in. This is particularly useful for places that have a big difference between daytime and nighttime temperatures. (See also: <a href="http://www.wisebread.com/turn-off-your-air-conditioning">Turn Off Your Air Conditioning</a>)</p> <h2>Regularly Service Your Air Conditioner</h2> <p>Like any other machine, your air conditioner is only going to operate properly if it's regularly serviced. If it doesn't seem to be firing on all cylinders, it's time to have someone come out and take a look at it. Something easy you can do to maintain it? Clean the filter regularly by soaking it in a two parts water, one part white vinegar solution. If your unit is more than ten years old, it's time to responsibly recycle it and get a new one &mdash; it's simply not efficient enough to warrant continued use.</p> <h2>Move Your Furniture</h2> <p>It's not just heat that's going to steal your cool. It's also just things sitting around the room. The more furniture you have near your unit, the more cool air it's soaking up, rather than going where you want it. If you have to shuffle furniture around for a few months, or even permanently, it's going to be well worth it when it comes to keeping cool. (See also: <a href="http://www.wisebread.com/landscaping-for-energy-conservation">Landscaping for Energy Conservation</a>)</p> <h2>Dial in the Sweet Spot</h2> <p>Just as 55 MPH is the sweet spot for speed on the highway, so is 78 degrees the sweet spot for running your AC. If you're looking to be comfortable but also to get the most bang for your buck, this is where you need to run things.</p> <h2>Avoid Your Stove</h2> <p>When summer comes, you're going to make your AC unit's life a nightmare if you use the stove. Instead, use the microwave. Consider cooking things at night after everything cools off and then reheating them in the morning. Barring that, invest in some <a target="_blank" href="http://www.amazon.com/s/?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;keywords=microwave%20meals&amp;linkCode=ur2&amp;qid=1376675206&amp;rh=n%3A16310101%2Ck%3Amicrowave%20meals&amp;rnid=2941120011&amp;tag=wisbre03-20">microwavable meals</a> and have those during the deepest depths of the dog days. For healthier eats, try grilling outside after the sun goes down. (See also: <a href="http://www.wisebread.com/sexy-summer-dinners-5-great-hot-weather-meal-ideas">Sexy Summer Dinners: 5 Great Hot-Weather Meal Ideas</a>)</p> <h2>Pressure Wash Your AC</h2> <p>If you're lucky enough to have central AC, you need to clean the unit occasionally with a pressure washer. Start from the top and work your way down to keep all of those vents and filters clean without calling in the professionals. You'll notice a marked decrease in your monthly electric bill and besides, it's good to maintain such things for the value of your home.</p> <h2>Towel Your Doors</h2> <p>If you and your family tend to spend all of your time in one room, you need to block off the other rooms as much as possible if you've got a window-mounted unit. This means going back to the old college standby of toweling your door. For those of you who've never done this, it means crudely weather stripping your door at the bottom by laying a towel across it. It's not exactly pretty, but it will keep the air in the cool room, cutting your bill and allowing you and your family greater comfort.</p> <h2>Keep the Air Moving</h2> <p>Just because you're running AC doesn't mean you shouldn't be running fans. A single <a target="_blank" href="http://www.amazon.com/gp/product/B00005CDPQ/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00005CDPQ&amp;linkCode=as2&amp;tag=wisbre03-20">oscillating fan</a> or even an overhead fan will keep the air circulating in your home, preventing you from overheating.</p> <h2>Switch to Fluorescent Bulbs</h2> <p><a target="_blank" href="http://www.amazon.com/gp/product/B000NISDNU/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000NISDNU&amp;linkCode=as2&amp;tag=wisbre03-20">Fluorescent bulbs</a> don't just cost less to light up your home. They also create less heat, meaning that they suck less cool out of the air when you run your AC. If you haven't made the switch over, a summer heat wave is the right time to make it happen.</p> <p>Hypermiling your air conditioning isn't rocket science. It's just a few simple things that anyone can do to keep cooler for cheaper. Get ready for the next summer heat wave before it hits, and you won't have to worry about moving furniture around in 110-degree weather.</p> <p><em>What are your best AC hypermileage tricks?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nicholas-pell">Nicholas Pell</a> of <a href="http://www.wisebread.com/save-money-by-hypermiling-your-air-conditioning">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-places-to-stash-cash-in-your-home">The Best and Worst Places to Stash Cash in Your Home</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-safest-cities-in-america-from-natural-disasters">10 Safest Cities in America from Natural Disasters</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-really-easy-ways-to-unclog-drains">10 Really Easy Ways to Unclog Drains</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/254-uses-for-vinegar-and-counting">254 Uses for Vinegar. And Counting.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-effective-grease-and-oil-stain-removal-tips">14 Effective Grease and Oil Stain Removal Tips</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home air conditioning energy savings keeping cool Wed, 21 Aug 2013 10:36:33 +0000 Nicholas Pell 981343 at http://www.wisebread.com 9 Places to Go to Beat the Summer Heat http://www.wisebread.com/9-places-to-go-to-beat-the-summer-heat <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-places-to-go-to-beat-the-summer-heat" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/swim-3820324-small.jpg" alt="pool" title="pool" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>It's getting hot, and it's awfully tempting to crank that air conditioning, but doing so can rack up costs faster than a Lindsay Lohan rehab stint! So if you're looking for a few places to go to help you beat the heat, here are some suggestions. (See also: <a href="http://www.wisebread.com/4-ways-to-win-the-war-against-this-summers-electric-bill">4 Ways to Win the War Against This Summer's Electric Bill</a>)</p> <h3>1. The Nearest Pool</h3> <p>Nothing beats relaxing in the pool on a hot, sunny day. Maybe you're lucky enough to have a friend with a pool. If so, you may want to warn them, as a courtesy, that they'll be seeing a lot of you in a <a href="http://ttp://www.amazon.com/b/?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;linkCode=ur2&amp;node=2659646011&amp;pf_rd_i=1036592&amp;pf_rd_m=ATVPDKIKX0DER&amp;pf_rd_p=1550443902&amp;pf_rd_r=36703FD14CEB41298605&amp;pf_rd_s=merchandised-search-leftnav&amp;pf_rd_t=101&amp;tag=wisbre03-20">swimsuit</a>. Or perhaps one of your neighbors has one. If you don't know them that well, you'll need to make friends quickly so you can hear those magic words, &quot;Sure, you can use our pool any time.&quot; If you are out of options, you'll have to settle for the nearest public pool.</p> <h3>2. A Friend's Place</h3> <p>Just because <em>you </em>are trying to save a few bucks by keeping your electric bills low doesn't mean your friends are living as frugally.</p> <p>Find excuses to hang out at the homes of friends who notoriously crank up the A/C. You could invite yourself over to watch the new season of <em>Jersey Shore</em> on Blu-ray, show off the new <a href="http://www.wisebread.com/5-iphone-apps-your-dog-wants-you-to-download">iPhone app you bought for your dog</a>, or demonstrate the many new <a href="http://parentingsquad.com/25-great-everyday-uses-for-vinegar">uses for vinegar</a> you just learned!</p> <h3>3. The Library</h3> <p>Pack up a few snacks, sneak in a mini-cooler, and head over to the public library. As long as you don't make a scene, you can sit there all day! The summer is a great time to catch up on all those John Grisham books you've been meaning to read.</p> <h3>4. The Mall</h3> <p>Be careful with this one; you'll want to be sure to avoid the temptation that window shopping brings. Unless you're <a href="http://www.wisebread.com/forget-saving25-place-to-look-for-spare-change">good at finding spare change</a>, you might want to leave the plastic and cash at home.</p> <h3>5. The Movies</h3> <p>An afternoon showing during the hottest part of the day is a great time to take in this summer's blockbuster hits. Movie theaters are notoriously chilly! Our last trip to the big screen resulted in us putting sweatshirts on the kids.</p> <p>With a movie ticket running $10 or more, costs can add up pretty quickly. A day at the theater doesn't have to kill your budget, however, if you know the secret of <a href="http://www.wisebread.com/how-to-watch-movies-in-the-theater-for-free">watching free movies at the theater</a>!</p> <h3>6. A Museum</h3> <p>You remember all the fun you used to have at the museums when you were younger? Get a little nostalgic this summer with a trip to your local museum. You'll stay cool all day, and you may just learn a thing or two!</p> <h3>7. Summer School</h3> <p>Are you in need of continuing education credits or just looking to expand your horizons? Take classes at a local university or community college. Most schools offer some type of public courses to help the community.</p> <p>Not sure which ones to take? Start with <a href="http://www.wisebread.com/10-classes-to-boost-earning-savings-power">classes that build earning and savings power</a>!</p> <h3>8. A Lake</h3> <p>Pack up the car for a little road trip and hit the lake with some friends or family. I'll be heading to a lake in nearby Michigan this summer with our family for a little extended R&amp;R and some boating. I'm looking forward to being near the water and cooling off with a dip.</p> <h3>9. Coffee Shops</h3> <p>Your local coffee bar can provide you with some much-needed relief from the warm summer months with their air conditioning and perhaps an iced mocha. Don't forget to check these tips to <a href="http://www.wisebread.com/saving-at-starbucks-gourmet-coffee-just-got-more-affordable">make your gourmet coffee more affordable.</a></p> <p>Any way you slice it, beating the summer heat doesn't have to be difficult, it just requires a little creativity. Stay cool, my friends, stay cool.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-topp">Jason Topp</a> of <a href="http://www.wisebread.com/9-places-to-go-to-beat-the-summer-heat">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-clever-ways-to-keep-cool-when-its-stupid-hot-out">10 Clever Ways to Keep Cool When It&#039;s Stupid Hot Out</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-refreshing-ways-to-keep-cool-on-the-go">5 Refreshing Ways to Keep Cool On-the-Go</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-have-a-frugal-friday">15 Ways to Have a Frugal Friday</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-new-things-to-do-today">25 New Things to Do Today</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/47-simple-ways-to-waste-money">47 Simple Ways To Waste Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Lifestyle air conditioning stay cool summer things to do Mon, 18 Jul 2011 09:48:15 +0000 Jason Topp 604268 at http://www.wisebread.com Turn Off Your Air Conditioning http://www.wisebread.com/turn-off-your-air-conditioning <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/turn-off-your-air-conditioning" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/horse-bathing-in-ocean.jpg" alt="Horse bathing in the ocean" title="Horse Bathing in Ocean" class="imagecache imagecache-250w" width="250" height="226" /></a> </div> </div> </div> <p>There are a few places where it is impossible to live without air conditioning. These places are easy to identify: they were uninhabited until well into the 20th century. If the place you live now was not in prior days a desolate wasteland, unseen except by the occasional nomad or caravan, then air conditioning is not required. However, most people lack the skills for getting by without air conditioning. Here's a quick primer.</p> <p>First a little personal history. Back in the early 1980s I lived in Ft. Lauderdale for a couple of years. Finding money a bit tight, my roommate and I agreed to economize by turning off the AC. I was a bit doubtful about being able to manage, and I did get pretty hot and sweaty at times, but in fact it turned out to be pretty easy. Since then, I've largely avoided air conditioning wherever I've lived.</p> <p>So, here are my getting by without air conditioning tips:</p> <h3>1. During the heat of the day, go somewhere cool.</h3> <p>This was easy for me, because I worked in an air conditioned office, but there are plenty of other cool places: libraries, movie theaters, coffee shops, campus buildings, parks, forests, ponds, lakes, oceans, etc.</p> <h3>2. Manage your windows.</h3> <p>We would open our windows wide during the night and by early morning the interior would have cooled down nicely. On a work day we'd close the windows as we headed out, so the place would stay somewhat cool. If you're home during the heat of the day, things are a bit more complex, but you can still close your windows as soon as it starts to warm up outside and have an extra couple of cool hours indoors. Likewise, use curtains to minimize solar gain.</p> <h3>3. Live in an appropriate building.</h3> <p>I discovered what a big difference appropriate architecture made because various friends lived in homes that were much better than the one I lived in. One place in particular was a small block of apartments built before air conditioning was common. They had jalousie windows on two sides, to let breezes through. They were only one story, so there was no second story to get hot. They were made of masonry, which helped stabilize temperature extremes.</p> <h3>4. Install ceiling fans.</h3> <p>In South Florida, <em>everyone</em> had ceiling fans, even people who used their air conditioning all the time. A gentle breeze makes a huge difference in what temperature is comfortable.</p> <h3>5. Drink plenty of cold water.</h3> <p>Anything that directly cools your body is going to help, and cold water is effective and virtually free. Cold soda and cold beer are also effective, but cost money and add calories: use only in moderation.</p> <h3>6. Take it easy.</h3> <p>When possible, arrange for physical labor and exercise to take place when it's cooler. If your schedule will tolerate a siesta, that's a great way to manage the hottest part of the day.</p> <h3>7. Accept that you will be hot.</h3> <p>The various tactical adaptations mentioned above are really secondary. They key strategic step is purely mental: embrace the heat. Yes, you will sometimes be hot and sweaty, but that is hardly the end of the world. When you're uncomfortable, go someplace cool or take a shower or sit down in the shade with a big glass of cold water.</p> <h2>Important Caution</h2> <p>The very young, the very old, and people with certain medical conditions, can't handle as much heat as healthy youths and adults. People die every year from heat stroke. Especially vulnerable are people who can't take the common-sense step of going someplace cool:</p> <ul> <li>Children left unattended in a hot car,</li> <li>Elderly or disabled people who aren't mobile without help,</li> <li>People in neighborhoods so bad that they're afraid to leave their home,</li> <li>Athletes, soldiers, and prisoners pressured to continue working in the heat.</li> </ul> <p>If anyone you care about (or that you're responsible for) falls into a category like that, take the responsibility of checking on them and making sure that they're okay. A little care will go a lot further toward protecting them than just dumping an extra few hundred dollars into air conditioning.</p> <p><em>This post was included in the latest </em><a href="http://firefinance.blogspot.com/2010/03/festival-of-frugality-220-minimalist.html"><em>Festival of Frugality</em></a><em>.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/philip-brewer">Philip Brewer</a> of <a href="http://www.wisebread.com/turn-off-your-air-conditioning">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chinese-money-habits-how-my-culture-influences-my-attitudes-toward-money">Chinese Money Habits - How My Culture Influences My Attitudes Toward Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-ive-been-trying-to-say">What I&#039;ve been trying to say</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/would-you-accept-200000-if-you-didnt-know-where-it-came-from">Would You Accept $200,000 If You Didn&#039;t Know Where It Came From?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-signs-youre-not-frugal-youre-cheap">6 Signs You&#039;re Not Frugal — You&#039;re Cheap!</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/whats-the-right-way-to-save">What&#039;s the Right Way to Save?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living air conditioning frugality stay cool Mon, 08 Mar 2010 15:19:29 +0000 Philip Brewer 5674 at http://www.wisebread.com